OakChart

Regions Financial Corp

RFFinancial·Banks - Regional·USA·Large·NYSE·Nov 11 • 9:36 AM ET

28.51-0.19 (-0.66%)
2026-11-11 15:37 CET
Market cap
24,450.39 USD m
Revenue, TTM
- USD m
Net income, TTM
2,213.00 USD m
Free cash flow, TTM
902.00 USD m
EPS diluted, TTM
2.56
P/E
11.14
Compare

Price

RF against its 20, 50 and 200-day averages
2050200beat
26.0028.0030.0032.0013.0M26.0MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26RFclose 28.5120-day 28.3650-day 28.26200-day 28.7128.51

12.2% under 32.47 on 16 Jul 2026. Last 15 sessions, 6.8% high to low

Profile

RF
52-week range, 55% of the way up
23.5932.47

Regions Financial Corp. is a bank holding company, which engages in providing consumer and commercial banking, wealth management, and mortgage products and services. It operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate, and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards, and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes its treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities, and other corporate functions that are not related to a strategic business unit. The company was founded on June 26, 1970 and is headquartered in Birmingham, AL.

IndexS&P 500, RUI
Employees19969
IPOMar 17, 1980
Beta1.02
ATR, 14d0.63
Rel volume0.25
Short float7.62%
Insider own0.30%
Inst own87.32%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap24.20B
Enterprise Value-
Income2.21B
Sales9.63B
Book/sh19.39
Cash/sh-
Dividend Est.1.13 (3.98%)
Dividend TTM1.09 (3.84%)
Dividend Ex-DateDec 01, 2026
Dividend Gr. 3/5Y11.65% 10.69%
Payout44.78%
Employees19969
IPOMar 17, 1980

Ratios

P/E11.14
Forward P/E9.98
PEG0.97
P/S2.51
P/B1.47
P/C-
P/FCF26.83
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.10
Debt/Eq0.59
LT Debt/Eq0.34
Option/ShortYes / Yes

Earnings

EPS (ttm)2.56
EPS next Y2.86
EPS next Q0.69
EPS this Y16.15%
EPS next Y5.60%
EPS next 5Y10.24%
EPS past 3/5Y0.32% 17.43%
Sales past 3/5Y8.13% 8.44%
EPS Y/Y TTM12.74%
Sales Y/Y TTM0.54%
EPS Q/Q16.44%
Sales Q/Q4.68%
EarningsOct 16 BMO
EPS/Sales Surpr.9.72% 0.13%

Ownership

Insider Own0.30%
Insider Trans-0.00%
Inst Own87.32%
Inst Trans-0.30%
ROA1.42%
ROE12.43%
ROIC9.63%
Gross Margin-
Oper. Margin30.55%
Profit Margin22.99%
SMA200.54%
SMA500.87%
SMA200-0.68%
Trades-

Technical

Shs Outstand849.75M
Shs Float849.37M
Short Float7.62%
Short Ratio6.87
Short Interest64.70M
52W High32.47 -12.20%
52W Low23.59 20.86%
Volatility2.98% 2.17%
ATR (14)0.63
RSI (14)51.94
Beta1.02
Rel Volume0.25
Avg Volume9.41M
Volume153,322

Performance

Perf Week-1.79%
Perf Month5.55%
Perf Quarter-9.95%
Perf Half Y7.06%
Perf YTD5.20%
Perf Year13.77%
Perf 3Y88.56%
Perf 5Y18.20%
Perf 10Y129.00%
Recom2.72
Target Price31.01
Prev Close28.70
Price28.51
Change %-0.66%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 19, 2026UpgradeBBrean CapitalNeutral → Buy$33+15.7%
Oct 08, 2026ResumedTTD CowenHold$30+5.2%
Sep 18, 2026UpgradeRRobert W. BairdUnderperform → Neutral$28-1.8%
Aug 27, 2026DowngradeDDeutsche BankBuy → Hold$34+19.3%
Jul 06, 2026DowngradeRRobert W. BairdNeutral → Underperform$28-1.8%
Jul 06, 2026DowngradeDDA DavidsonBuy → Neutral$33+15.7%
Jun 15, 2026ResumedSStephensEqual-Weight
Mar 12, 2026ResumedBBrean CapitalNeutral
Jan 20, 2026DowngradeKKeefe BruyetteOutperform → Mkt Perform$31+8.7%
Jan 16, 2026DowngradeWWells FargoEqual Weight → Underweight$30+5.2%

Peers

Mkt cap
TickerCompanyMkt cap
FITBFifth Third Bancorp48.82B
TFCTruist Financial Corp59.94B
HBANHuntington Bancshares Inc31.87B
CFGCitizens Financial Group Inc27.28B
KEYKeycorp22.51B
MTBM & T Bank Corp31.51B
FHNFirst Horizon Corp11.06B
PNCPNC Financial Services Group Inc91.49B
PNFPPinnacle Financial Partners Inc15.38B
USBU.S. Bancorp94.33B

Insider trading

latest 14 of 24
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Chadha Anil DChief Financial OfficerSep 10 '26Sale29.8912311,607Sep 14 04:03 PM
Santone Angela R.SEVPJul 01 '26Option Exercise0.0028,411028,411Jul 02 04:03 PM
PROKOPANKO JAMES TFormer DirectorMay 18 '26Proposed Sale26.9481,7862,203,608May 18 12:56 PM
Willman Brian RSEVPMay 07 '26Sale27.917,014195,7500May 08 04:44 PM
Davis NoopurDirectorMay 06 '26Option Exercise0.007,904028,572May 08 04:25 PM
PROKOPANKO JAMES TDirectorMay 06 '26Option Exercise0.0063,055081,786May 08 04:25 PM
RHODES WILLIAM C IIIDirectorMay 06 '26Option Exercise0.007,904016,272May 08 04:24 PM
Golodryga ZhannaDirectorMay 06 '26Option Exercise0.007,904043,429May 08 04:24 PM
JOHNSON JOIA MDirectorMay 06 '26Option Exercise0.007,904014,993May 08 04:24 PM
Jenkins Roger W.DirectorMay 06 '26Option Exercise0.007,904014,287May 08 04:24 PM
Brian Robert WillmanOfficerMay 07 '26Proposed Sale27.957,014196,041May 07 04:57 PM
Turner John M JRChairman, President and CEOApr 03 '26Option Exercise0.00111,54501,028,151Apr 07 06:03 PM
Massey Charles DandridgeSEVPApr 03 '26Option Exercise0.0023,903058,916Apr 07 06:03 PM
Allen Karin KPrincipal Accounting OfficerApr 03 '26Option Exercise0.001,992040,379Apr 07 06:03 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
SCHDSchwab US Dividend Equity ETFAUM: 122.69B
VOOVanguard S&P 500 ETFAUM: 1054.75B
RDVYFirst Trust Rising Dividend Achievers ETFAUM: 25.61B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
DVYiShares Select Dividend ETFAUM: 23.68B
VTVVanguard Morningstar Value ETFAUM: 196.23B
KBWBInvesco KBW Bank ETFAUM: 6.81B

News

latest 14 of 206
  • ComplexCare Solutions Closes Refinancing with Regions Bank and Pinnacle Bank, Lowering Cost of Capital and Enabling Long-term Growth (PR Newswire)
  • Regions Financial Corp. to Participate in Goldman Sachs 2026 Financial Services Conference (Business Wire)
  • Regions Bank Ranked No. 1 by JD Power in Small Business Banking Satisfaction (Business Wire)
  • American workers are finding their take-home pay isn't keeping up with inflation, with their wallets 'stretched thinner and thinner' (MarketWatch)
  • Regions Bank Expands Treasury Management Capabilities Through Clip Money and NCR Atleos (Business Wire)
  • Loading…
  • Regions Private Wealth Management Earns 2026 Datos Impact Award for Best Innovation in Financial Planning (Business Wire)
  • First Week of Q3 Earnings in the Books (Zacks)
  • Regions Financial Shares Rise 2.27% as Third-Quarter Earnings Beat Estimates Despite Revenue Shortfall (InvestorsHub)
  • Regions Financial Posts Higher Profit, Revenue (The Wall Street Journal)
  • Regions Financial beats earnings despite revenue miss (Investing.com)
  • Regions Financial: Q3 Earnings Snapshot (Associated Press)
  • Regions Reports Earnings of $611 Million and EPS of $0.71 in 3Q 2026 (Business Wire)
  • Regions Financial Corp. Declares Quarterly Common and Preferred Stock Dividends (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-160.7300.6650.7101,9881,98522
2026Q22026-07-170.6800.6290.6411,9471,93618
2026Q12026-04-170.6200.5970.6211,8731,91420
2025Q42026-01-160.5700.6110.5841,9211,93121
2025Q32025-10-170.6300.5970.6131,9411,92323
2025Q22025-07-180.6000.5590.5931,9051,85922
2025Q12025-04-170.5400.5080.5111,8091,82920
2024Q42025-01-170.5900.5530.5551,8451,85420
2024Q32024-10-180.5700.5300.4861,8681,79920
2024Q22024-07-190.5300.4860.5201,7811,76023
2024Q12024-04-190.4400.4510.3721,7471,75023
2023Q42024-01-190.5200.4640.3941,8121,79923
2023Q32023-10-200.4900.5800.4951,8581,88723
2023Q22023-07-210.5900.5920.5921,9571,94824
2023Q12023-04-210.6200.6510.6241,9521,96722
2022Q42023-01-200.7000.6520.7011,9511,94923

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.0430.9981.0015,7195,668
2018FY1.3601.4591.5385,7455,819
2019FY1.5491.5291.5055,9525,887
2020FY1.0460.8401.0306,2066,157
2021FY2.4902.5662.4926,4126,433
2022FY2.2802.3222.2786,9867,171
2023FY2.2402.1892.1077,5797,595
2024FY2.1202.0171.9337,2917,213
2025FY2.3302.3582.3007,5767,575
2026FY-2.706--7,821
2027FY-2.858--8,195
2028FY-3.121--8,535

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3017012,0141,9992,026
2026Q4S2026-10-2917012,0141,9992,026
2026Q4S2026-10-2317012,0141,9992,026
2026Q4S2026-10-2017012,0131,9992,026
2026Q4S2026-10-1917012,0141,9992,037
2026Q4S2026-10-1617012,0141,9992,037
2026Q4S2026-10-1517102,0192,0012,042
2026Q4S2026-10-1317102,0192,0012,042
2026Q4S2026-10-0717102,0192,0012,042
2026Q4S2026-10-0617102,0192,0012,042
2026Q4S2026-10-0216102,0192,0012,042
2026Q4S2026-10-0116102,0202,0012,042
2026Q4S2026-09-3016102,0202,0012,042
2026Q4S2026-09-2916212,0202,0012,042

Estimate history

EPS, annual1.0011.5381.5051.032.4922.2782.1071.9332.32.5595
Period201720182019202020212022202320242025TTM
EPS, quarterly0.4860.5550.5110.5930.6130.5840.6210.6410.714
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual5898639265766347663275279109926195169628
Period201720182019202020212022202320242025TTM
Sales, quarterly233024462284243024162429229723732529
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual1134.0681024.826957.246960.474941.908934.491922.343908.478867.013849.751
Period201720182019202020212022202320242025MRQ
Shares, quarterly910.574908.478898.279893.465884.151867.013852.843852.725849.751
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income7,002.007,073.007,108.006,897.005,102.004,081.004,262.004,596.004,393.00
Total Interest Expense1,898.002,082.002,290.001,577.00316.00167.00368.00851.00602.00
Net Interest Income5,104.004,991.004,818.005,320.004,786.003,914.003,894.003,745.003,735.00
Loan Loss Provision342.00470.00487.00553.00271.00-524.001,330.00387.00229.00
Net Interest Income After Loan Loss Provision4,762.004,521.004,331.004,767.004,515.004,438.002,564.003,358.003,506.00
Non-Interest Income2,626.002,443.002,153.002,212.002,425.002,551.002,085.001,980.001,999.00
Non-Interest Expense4,447.004,173.004,032.004,157.004,111.003,727.003,258.003,297.003,583.00
Operating Income2,941.002,791.002,452.002,822.002,829.003,262.001,391.002,041.001,978.00
Unusual Expense14.0048.0098.00215.00-47.0047.0077.0056.0023.00
Net Income Before Taxes2,927.002,743.002,354.002,607.002,876.003,215.001,314.001,985.001,955.00
Income Taxes633.00587.00461.00533.00631.00694.00220.00403.00387.00
Consolidated Net Income2,294.002,156.001,893.002,074.002,245.002,521.001,094.001,582.001,568.00
Net Income From Continuing Operations2,294.002,156.001,893.002,074.002,245.002,521.001,094.001,582.001,568.00
Net Income2,213.002,061.001,774.001,976.002,146.002,400.00991.001,503.001,695.00
EPS (Recurring)2.602.342.012.272.242.531.091.541.55
EPS (Basic, Before Extraordinaries)2.572.311.942.112.302.511.031.511.55
EPS (Diluted)2.562.301.932.112.282.491.031.501.54
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-52.0055.0045.0045.0043.0040.0038.0037.00
Price To Earnings Ratio11.2111.216.043.654.883.987.135.193.95
Price To Sales Ratio2.392.552.332.002.703.172.442.612.31
Operating Margin30.5529.3326.4830.9837.5849.1921.9231.0430.94
Net Margin22.9921.6619.1621.6928.5136.1915.6122.8626.52
Shares Outstanding849.75867.01908.48922.34934.49941.91960.47957.251,024.83
Market Capitalization24,450.3924,450.399,716.588,193.039,157.579,446.177,037.447,524.186,287.81

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income1,784.001,748.001,702.001,768.001,796.001,784.001,725.001,802.00
Total Interest Expense486.00471.00454.00487.00539.00525.00531.00572.00
Net Interest Income1,298.001,277.001,248.001,281.001,257.001,259.001,194.001,230.00
Loan Loss Provision68.0068.0091.00115.00105.00126.00124.00120.00
Net Interest Income After Loan Loss Provision1,230.001,209.001,157.001,166.001,152.001,133.001,070.001,110.00
Non-Interest Income745.00625.00595.00661.00620.00646.00559.00644.00
Non-Interest Expense1,188.001,111.001,038.001,110.001,069.001,073.001,008.001,080.00
Operating Income787.00723.00714.00717.00703.00706.00621.00674.00
Unusual Expense0.005.000.009.00-5.000.000.0017.00
Net Income Before Taxes787.00718.00714.00708.00708.00706.00621.00657.00
Income Taxes156.00148.00155.00174.00139.00143.00131.00123.00
Consolidated Net Income631.00570.00559.00534.00569.00563.00490.00534.00
Net Income From Continuing Operations631.00570.00559.00534.00569.00563.00490.00534.00
Net Income611.00549.00539.00514.00548.00534.00465.00508.00
EPS (Recurring)0.710.640.620.590.610.590.510.57
EPS (Basic, Before Extraordinaries)0.720.640.620.590.620.590.510.56
EPS (Diluted)0.710.640.620.580.610.590.510.56
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio11.2112.5211.3511.9312.295.165.116.04
Price To Sales Ratio2.392.722.372.492.462.232.122.30
Operating Margin31.1230.4731.0829.5229.1029.0527.1927.56
Net Margin24.1623.1423.4721.1622.6821.9820.3620.77
Shares Outstanding849.75852.72852.84867.01884.15893.47898.28908.48
Market Capitalization24,450.3925,772.0822,554.8023,763.3423,530.169,610.388,943.529,716.58

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks10,907.0010,712.006,801.0011,227.0029,411.0017,956.004,114.003,538.003,911.00
Investments38,162.0035,983.0034,043.0033,917.0033,511.0032,051.0026,658.0027,200.0028,115.00
Net Loans94,081.0095,114.0096,803.0095,545.0086,305.0083,099.0082,094.0082,312.0079,013.00
Investment in Unconsolidated Affiliates281.00263.00262.00223.00207.00129.00104.0073.0060.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets17.0014.0015.0013.0010.0025.0058.0060.0073.00
Net Property, Plant & Equipment2,123.002,126.002,104.002,192.002,273.002,372.002,403.002,414.002,553.00
Interest Receivables571.00572.00614.00511.00319.00346.00362.00375.00337.00
Deferred Tax Assets244.00775.00741.00943.00603.00785.00461.00677.00655.00
Other Intangible Assets12,428.0011,743.0010,811.0010,649.0010,299.0010,626.009,317.009,039.009,577.00
Total Assets158,814.00157,302.00152,194.00155,220.00162,938.00147,389.00126,240.00125,688.00124,294.00
Total Deposits131,128.00127,603.00127,788.00131,743.00139,072.00122,479.0097,475.0094,491.0096,889.00
Total Debt5,423.007,020.002,865.002,837.002,936.004,114.009,929.0014,190.008,632.00
Long Term Debt3,582.003,533.002,673.002,742.002,839.003,759.006,101.008,079.008,132.00
Provision for Risks Charges635.00664.00674.00638.00348.00249.00213.00289.00348.00
Deferred Tax Liabilities---0.00909.001,290.00789.00657.00492.00
Other Liabilities2,525.004,105.003,374.004,051.001,347.001,146.001,870.00971.001,741.00
Total Liabilities139,711.00139,392.00134,701.00139,269.00144,612.00129,278.00110,276.00110,598.00108,102.00
Preferred Stock - Carrying Value1,369.001,715.001,659.001,659.001,659.001,656.001,310.00820.00820.00
Common Equity17,674.0016,164.0015,770.0014,288.0016,667.0016,455.0014,985.0014,270.0015,372.00
Total Shareholders Equity19,043.0017,879.0017,429.0015,947.0018,326.0018,111.0016,295.0015,090.0016,192.00
Accumulated Minority Interest60.0031.0064.004.000.000.000.000.000.00
Total Equity19,103.0017,910.0017,493.0015,951.0018,326.0018,111.0016,295.0015,090.0016,192.00
Total Liabilities & Stockholders Equity158,814.00157,302.00152,194.00155,220.00162,938.00147,389.00126,571.00125,688.00124,294.00
Book Value Per Share20.3817.7917.1015.2917.6917.1315.6513.9213.55
Tangible Book Value Per Share13.6111.3010.668.8911.2711.6010.489.109.07
Tier 1 Capital14,859.0015,149.0014,635.0013,725.0012,503.0012,181.0011,537.0011,190.0011,964.00
Tier 2 Capital2,346.002,351.002,250.002,042.001,938.002,317.001,869.001,866.001,939.00
Full-Time Employees19,96919,64420,10120,07319,62619,40619,56419,96921,714
Price to Book Ratio1.480.570.570.680.560.430.500.440.58
Return on Assets1.361.221.351.411.620.801.261.250.99
Return on Equity11.6810.7212.4313.1013.846.3610.0810.027.55
Return on Invested Capital9.538.8410.3212.0111.915.007.067.595.19
Current Ratio0.100.100.070.100.330.230.070.400.05

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations2,869.002,870.002,514.002,851.002,862.002,277.002,464.002,377.002,321.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-1,967.00-689.00-916.00-487.00-351.00-228.00629.00441.00-146.00
Cash from Operating Activities902.002,181.001,598.002,364.002,511.002,049.003,093.002,818.002,175.00
Capital Expenditures-316.00-185.00-320.00-348.00-382.00-165.00-194.00-210.00-226.00
Net Assets From Acquisitions0.000.000.000.000.00-1,182.00-381.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00357.00
Purchase or Sale of Investments-30.00-1,956.00-1,281.00437.00-3,151.00-2,207.00-3,522.00950.00401.00
Purchase of Investments-6,094.00-7,262.00-9,612.00-2,610.00-8,991.00-8,360.00-8,956.00-8,102.00-3,410.00
Sale Or Maturity of Investments6,064.005,306.008,331.003,047.005,840.006,153.005,434.009,052.003,811.00
Other Uses-10.000.000.000.000.000.000.000.000.00
Other Sources17.005.0016.000.000.000.000.000.000.00
Cash from Investing Activities-4,282.00-1,418.00-262.00-1,663.00-12,350.00-1,884.00-5,622.00272.00-2,945.00
Cash Dividends Paid-1,000.00-1,003.00-994.00-885.00-762.00-716.00-698.00-656.00-516.00
Change in Capital Stock-985.00-1,417.00-359.00-252.00-230.00-577.00346.00-611.00-2,122.00
Repurchase of Common Pref Stock-985.00-1,417.00-848.00-252.00-230.00-967.000.00-1,101.00-2,122.00
Sale of Common Pref Stock0.000.00489.000.000.00390.00346.00490.000.00
Proceedsfrom Stock Options0.000.00489.000.000.00390.00346.00490.000.00
Issuance or Reduction of Debt, Net4,449.00-1,650.004,140.000.000.00-1,234.00-8,270.00-4,202.005,399.00
Change in Long Term Debt1,249.00-1,900.003,640.000.000.00-1,132.00-6,220.00-4,652.004,299.00
Issuance of Long Term Debt2,899.000.003,740.002,000.000.00647.004,698.0021,274.0021,750.00
Reduction of Long Term Debt-1,650.00-1,900.00-100.00-2,000.000.00-1,779.00-10,918.00-25,926.00-17,451.00
Net Financing Active Other Cash Flow-30.00-23.00-27.00-35.00-24.00-19.00-11.00-29.00-36.00
Other Financing Activities Uses-30.00-23.00-27.00-35.00-24.00-22.00-11.00-29.00-36.00
Cash from Financing Activities1,610.00-568.002,575.00-5,127.00-8,345.0011,290.0016,371.00-2,514.00327.00
Net Change in Cash-1,770.00195.003,911.00-4,426.00-18,184.0011,455.0013,842.00576.00-443.00
Free Cash Flow902.002,181.001,598.002,364.002,511.002,049.003,093.002,818.002,175.00
Preferred Dividends (Cash Flow)--91.00-104.00-98.00-99.00-108.00-103.00-79.00-64.00
Price to Free Cash Flow-20.6135.7512.2911.6115.756.477.938.89
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks10,329.009,926.0011,143.0010,907.0012,099.0011,175.00
Investments37,230.0037,257.0037,423.0038,162.0036,808.0036,837.00
Net Loans98,338.0097,711.0096,399.0094,081.0094,544.0095,111.00
Investment in Unconsolidated Affiliates0.000.000.00281.000.000.00
Net Property, Plant & Equipment1,708.001,704.001,666.002,123.001,742.001,755.00
Interest Receivables506.00495.00569.00571.00574.00574.00
Deferred Tax Assets---244.00254.00-
Other Intangible Assets15,082.0014,187.0013,521.0012,428.0013,901.0013,738.00
Total Assets163,213.00161,299.00160,741.00158,814.00159,940.00159,206.00
Total Deposits129,510.00130,710.00131,880.00131,128.00130,334.00130,919.00
Total Debt10,482.007,628.006,337.005,423.006,085.005,279.00
Long Term Debt5,982.004,628.003,137.003,582.004,635.005,128.00
Provision for Risks Charges611.00629.00635.00635.00485.00515.00
Other Liabilities4,644.003,421.003,045.002,525.003,941.003,787.00
Total Liabilities145,247.00142,388.00141,897.00139,711.00140,845.00140,500.00
Preferred Stock - Carrying Value1,369.001,369.001,369.001,369.001,369.001,369.00
Common Equity16,478.0017,471.0017,410.0017,674.0017,680.0017,297.00
Total Shareholders Equity17,847.0018,840.0018,779.0019,043.0019,049.0018,666.00
Accumulated Minority Interest119.0071.0065.0060.0046.0040.00
Total Equity17,966.0018,911.0018,844.0019,103.0019,095.0018,706.00
Total Liabilities & Stockholders Equity163,213.00161,299.00160,741.00158,814.00159,940.00159,206.00
Book Value Per Share19.3920.4920.4120.3820.0019.36
Tangible Book Value Per Share12.4913.6213.5413.6113.3512.77
Tier 1 Capital-15,061.0014,788.0014,859.0014,989.0014,902.00
Tier 2 Capital-2,392.002,367.002,346.002,364.002,368.00
Full-Time Employees19,96820,00319,91019,96919,67519,642
Price to Book Ratio1.481.481.281.361.360.57
Return on Assets1.421.391.391.361.361.33
Return on Equity12.4311.9011.9311.6811.4311.59
Return on Invested Capital2.652.432.552.362.402.37
Current Ratio0.100.100.110.100.120.11

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations831.00730.00734.00574.00838.00528.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-846.00-361.00133.00-893.0023.0045.00
Cash from Operating Activities-15.00369.00867.00-319.00861.00573.00
Capital Expenditures-217.00-75.00-66.0042.00-39.00-86.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-40.0052.00282.00-324.00-106.00-922.00
Purchase of Investments-1,870.00-1,832.00-1,079.00-1,313.00-1,962.00-1,912.00
Sale Or Maturity of Investments1,830.001,884.001,361.00989.001,856.00990.00
Other Uses-10.000.000.000.000.000.00
Other Sources9.001.006.001.001.003.00
Cash from Investing Activities-940.00-1,380.00-2,180.00218.00346.00-2,148.00
Cash Dividends Paid-246.00-249.00-250.00-255.00-245.00-251.00
Preferred Dividends (Cash Flow)-20.00-21.00-20.00-20.00-21.00-25.00
Change in Capital Stock-95.00-59.00-401.00-430.00-251.00-494.00
Repurchase of Common Pref Stock-95.00-59.00-401.00-430.00-251.00-494.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net2,900.001,299.001,450.00-1,200.00800.00-750.00
Change in Long Term Debt1,400.001,499.00-1,000.00-650.00-500.00-750.00
Issuance of Long Term Debt1,400.001,499.000.000.000.000.00
Reduction of Long Term Debt0.000.00-1,000.00-650.00-500.00-750.00
Net Financing Active Other Cash Flow-1.00-27.00-2.000.00-2.00-19.00
Other Financing Activities Uses-1.00-27.00-2.000.00-2.00-19.00
Cash from Financing Activities1,358.00-206.001,549.00-1,091.00-283.00-1,566.00
Net Change in Cash403.00-1,217.00236.00-1,192.00924.00-3,141.00
Free Cash Flow-15.00369.00867.00-319.00861.00573.00
Price to Free Cash Flow-33.2223.1120.2418.4512.65

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-307.62%64.7M849.4M9.30M
2026-10-156.62%56.2M849.4M9.16M
2026-09-307.47%63.4M849.4M8.79M
2026-09-156.51%55.3M849.4M9.01M
2026-08-316.57%55.8M849.4M9.66M
2026-08-145.83%49.5M849.4M10.23M
2026-07-316.14%52.1M849.4M10.79M
2026-07-156.56%55.8M850.8M10.43M
2026-06-306.34%53.9M850.8M10.76M
2026-06-156.34%54.0M850.5M11.50M
2026-05-296.32%53.8M850.9M12.29M
2026-05-156.43%54.7M850.9M12.83M
2026-04-305.45%46.4M851.0M13.27M
2026-04-155.98%51.0M851.9M14.80M
2026-03-316.57%56.6M861.0M15.42M
2026-03-136.52%56.2M861.0M14.05M
2026-02-276.90%59.4M861.0M13.14M
2026-02-136.71%57.8M861.0M13.22M
2026-01-306.69%58.4M873.4M14.49M
2026-01-156.06%53.0M874.3M19.96M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call15.000.000.0012.00-0.000.00---
call17.000.000.0014.70-0.000.00---
call18.000.000.000.00-0.000.00---
call19.000.000.000.00-0.000.00---
call20.000.000.0011.02-0.000.00---
call21.000.000.0010.70-2.000.00---
call22.000.000.005.36-1.000.00---
call23.000.000.000.00-0.000.00---
call24.000.000.003.09-36.000.00---
call25.000.000.002.66-5.000.00---
call26.000.000.001.85-4.000.00---
call27.000.000.001.88-7350.00---
call28.000.000.001.35-1,3950.00---
call29.000.000.000.35-4890.00---
call30.000.000.000.10-4,4650.00---
call31.000.000.000.03-1940.00---
call32.000.000.000.03-4760.00---
call33.000.000.000.04-5310.00---
call34.000.000.000.05-2810.00---
call35.000.000.000.15-4320.00---
call36.000.000.000.05-1080.00---
call37.000.000.000.61-13.000.00---
call38.000.000.000.25-5.000.00---
call39.000.000.000.00-0.000.00---
call40.000.000.000.00-0.000.00---
put15.000.000.000.05-1.000.00---
put17.000.000.000.09-1.000.00---
put18.000.000.000.05-42.000.00---
put19.000.000.000.10-11.000.00---
put20.000.000.000.17-2.000.00---
put21.000.000.000.07-2.000.00---
put22.000.000.000.10-29.000.00---
put23.000.000.000.13-35.000.00---
put24.000.000.000.15-74.000.00---
put25.000.000.000.09-8,9220.00---
put26.000.000.000.15-3900.00---
put27.000.000.000.11-1,0970.00---
put28.000.000.000.25-7610.00---
put29.000.000.000.60-1460.00---
put30.000.000.001.14-38.000.00---
put31.000.000.003.10-0.000.00---
put32.000.000.003.90-0.000.00---
put33.000.000.000.00-0.000.00---
put34.000.000.000.00-0.000.00---
put35.000.000.000.00-0.000.00---
put36.000.000.000.00-0.000.00---
put37.000.000.000.00-0.000.00---
put38.000.000.000.00-0.000.00---
put39.000.000.000.00-0.000.00---
put40.000.000.000.00-0.000.00---

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-0513F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-168-KCurrent report2026-10-16SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-093Initial statement of beneficial ownership of securities2026-09-01SEC
2026-08-118-KCurrent report2026-08-11SEC
2026-08-1013F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-078-KCurrent report2026-08-07SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-06N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-07-178-KCurrent report2026-07-17SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-06-1611-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-05-18144Filing for proposed sale of securities under Rule 144.SEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-11SEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-11SEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-11SEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-11SEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-11SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900231
2026-080000
2026-070000
2026-060000
2026-0500195.75K1
2026-040000
2026-030000
2026-020000
2026-01001.04M1
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.53%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
STATE STREET CORP5.94%
VANGUARD PORTFOLIO MANAGEMENT LLC4.67%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC3.25%
GEODE CAPITAL MANAGEMENT, LLC2.85%
WELLINGTON MANAGEMENT GROUP LLP2.46%
Invesco Ltd.2.18%
FIRST TRUST ADVISORS LP2.17%
JPMORGAN CHASE & CO2.11%

Funds

Fund% owned
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND17.30%
Bond Fund5.83%
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND4.28%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND3.95%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
MFS Income Fund3.05%
Schwab U.S. Dividend Equity ETF2.74%
VANGUARD 500 INDEX FUND2.59%
VANGUARD CORE BOND FUND2.59%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND2.47%

OakChart. RF. Cached 15 minutes.