OakChart

PNC Financial Services Group Inc

PNCFinancial·Banks - Regional·USA·Large·NYSE·Nov 11 • 3:59 PM ET

232.00+0.70 (0.30%)
2026-11-12 00:27 CET
Market cap
91,774.75 USD m
Revenue, TTM
- USD m
Net income, TTM
7,532.00 USD m
Free cash flow, TTM
8,190.00 USD m
EPS diluted, TTM
18.80
P/E
12.34
Compare

Price

PNC against its 20, 50 and 200-day averages
2050200beat
220.00240.00260.002.5M4.9MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PNCclose 232.0020-day 226.2550-day 228.13200-day 229.32232.0052w high

10.4% under the 52-week high of 258.96 on 17 Aug 2026. 52-week low 177.08 on 18 Nov 2025. Last 15 sessions, 8.1% high to low

Volume 1.15× normal · the line is the 50-bar volume average

Profile

PNC
52-week range, 67% of the way up
177.08258.96

The PNC Financial Services Group, Inc. is a holding company, which engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate and Institutional Banking, Asset Management Group, and Other. The Retail Banking segment offers deposit, lending, brokerage, investment management, and cash management products and services to consumer and small business customers. The Corporate and Institutional segment covers the lending, treasury management, and capital markets-related products and services to mid-sized and large corporations, government, and not-for-profit entities. The Asset Management Group segment includes personal wealth management for high net worth and ultra-high net worth clients and institutional asset management. The company was founded in 1983 and is headquartered in Pittsburgh, PA.

IndexS&P 500, RUI
Employees53859
IPOMar 17, 1980
Beta0.90
ATR, 14d5.23
Rel volume1.15
Short float1.99%
Insider own0.36%
Inst own86.48%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap92.05B
Enterprise Value-
Income7.53B
Sales36.52B
Book/sh142.16
Cash/sh-
Dividend Est.7.40 (3.19%)
Dividend TTM7.40 (3.19%)
Dividend Ex-DateOct 14, 2026
Dividend Gr. 3/5Y4.70% 7.49%
Payout39.74%
Employees53859
IPOMar 17, 1980

Ratios

P/E12.34
Forward P/E10.83
PEG0.87
P/S2.52
P/B1.63
P/C-
P/FCF11.24
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.11
Debt/Eq1.28
LT Debt/Eq0.99
Option/ShortYes / Yes

Earnings

EPS (ttm)18.80
EPS next Y21.41
EPS next Q5.03
EPS this Y14.39%
EPS next Y12.84%
EPS next 5Y12.46%
EPS past 3/5Y6.22% -0.44%
Sales past 3/5Y9.83% 13.20%
EPS Y/Y TTM21.33%
Sales Y/Y TTM7.62%
EPS Q/Q14.29%
Sales Q/Q8.96%
EarningsOct 15 BMO
EPS/Sales Surpr.1.25% -0.71%

Ownership

Insider Own0.36%
Insider Trans-3.67%
Inst Own86.48%
Inst Trans-1.61%
ROA1.31%
ROE12.95%
ROIC6.34%
Gross Margin-
Oper. Margin26.62%
Profit Margin20.62%
SMA202.54%
SMA501.70%
SMA2001.17%
Trades-

Technical

Shs Outstand397.24M
Shs Float395.36M
Short Float1.99%
Short Ratio4.38
Short Interest7.88M
52W High258.96 -10.41%
52W Low177.08 31.01%
Volatility3.35% 2.26%
ATR (14)5.23
RSI (14)56.80
Beta0.90
Rel Volume1.15
Avg Volume1.80M
Volume2,068,664

Performance

Perf Week-0.62%
Perf Month5.70%
Perf Quarter-9.09%
Perf Half Y10.55%
Perf YTD11.15%
Perf Year25.53%
Perf 3Y92.64%
Perf 5Y12.84%
Perf 10Y119.01%
Recom1.85
Target Price263.86
Prev Close231.30
Price232.00
Change %0.30%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 27, 2026ResumedWWolfe ResearchPeer Perform
Oct 08, 2026ResumedTTD CowenHold$245+5.6%
Sep 28, 2026ResumedHHSBC SecuritiesBuy$283+22.0%
Jul 23, 2026DowngradeDDeutsche BankBuy → Hold$265+14.2%
Jun 15, 2026ResumedSStephensOverweight
Mar 26, 2026InitiatedJJefferiesBuy$250+7.8%
Oct 09, 2025UpgradePPiper SandlerNeutral → Overweight$220-5.2%
Jul 30, 2025UpgradeOOppenheimerPerform → Outperform$238+2.6%
Jul 09, 2025UpgradeKKeefe BruyetteUnderperform → Mkt Perform$212-8.6%
Jul 08, 2025UpgradeRRaymond JamesMkt Perform → Outperform$220-5.2%

Peers

Mkt cap
TickerCompanyMkt cap
USBU.S. Bancorp94.58B
TFCTruist Financial Corp60.24B
FITBFifth Third Bancorp49.16B
MTBM & T Bank Corp31.58B
RFRegions Financial Corp24.31B
CFGCitizens Financial Group Inc27.41B
HBANHuntington Bancshares Inc32.00B
KEYKeycorp22.64B
BACBank Of America Corp349.63B
JPMJPMorgan Chase & Co911.91B

Insider trading

latest 14 of 23
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Juchno Stacy M.Executive Vice PresidentAug 13 '26Sale255.843,354858,07618,800Aug 14 10:47 AM
Juchno Stacy M.OfficerAug 13 '26Proposed Sale255.843,354858,076Aug 13 04:41 PM
Deborah GuildExecutive Vice PresidentJul 22 '26Sale252.191,200302,63436,527Jul 24 12:09 PM
Deborah GuildOfficerJul 22 '26Proposed Sale252.131,200302,553Jul 22 04:42 PM
Thomas Michael DuaneExecutive Vice PresidentJun 12 '26Sale238.141,500357,2055,059Jun 16 12:14 PM
Thomas Michael DuaneOfficerJun 12 '26Proposed Sale238.141,500357,205Jun 12 04:18 PM
Overstrom Alexander E. C.Executive Vice PresidentJun 08 '26Sale227.971,500341,95619,620Jun 10 03:05 PM
Alexander E. C. OverstromOfficerJun 08 '26Proposed Sale228.371,500342,555Jun 08 06:59 PM
Novosel StephanieExecutive Vice PresidentJun 05 '26Sale228.731,800411,7143,107Jun 08 02:20 PM
Novosel StephanieOfficerJun 05 '26Proposed Sale228.731,800411,714Jun 05 12:08 PM
Feldstein Andrew TDirectorMay 26 '26Sale220.5745,0009,925,47910,749May 28 06:04 PM
Andrew FeldsteinDirectorMay 26 '26Proposed Sale219.2345,0009,865,350May 26 07:13 PM
Medler Linda RDirectorMar 09 '26Buy200.38204,00820Mar 11 03:01 PM
DEMCHAK WILLIAM SCEOFeb 20 '26Sale230.8850,00011,544,000554,274Feb 24 02:08 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
VIGVanguard Dividend Appreciation FTFAUM: 117.07B
VYMVanguard High Dividend Yield Indx ETFAUM: 83.15B
DGROiShares Core Dividend Growth ETFAUM: 45.68B
KBWBInvesco KBW Bank ETFAUM: 6.81B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-154.9704.9094.9706,5626,60919
2026Q22026-07-154.8104.4634.8166,8756,51418
2026Q12026-04-154.1303.9314.1366,1666,24418
2025Q42026-01-164.8804.2034.8786,0715,95820
2025Q32025-10-154.3504.0464.3515,9155,82919
2025Q22025-07-163.8503.5493.8595,6615,60719
2025Q12025-04-153.5103.3773.5155,4525,48517
2024Q42025-01-163.7703.3343.7725,5675,50518
2024Q32024-10-153.4903.3023.4905,4325,38917
2024Q22024-07-163.3902.9893.3885,4115,40810
2024Q12024-04-163.1003.0063.1005,1455,19020
2023Q42024-01-161.8502.1191.8455,3615,30220
2023Q32023-10-133.6003.1043.6005,2335,31920
2023Q22023-07-183.3603.3123.3595,2935,43421
2023Q12023-04-143.9803.6723.9785,6035,60721
2022Q42023-01-183.4703.9463.4685,7635,70620

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY10.71010.77110.70417,13217,245
2019FY11.39011.36311.38017,82717,741
2020FY16.96016.31316.97716,90116,807
2021FY12.70013.14612.69719,21119,265
2022FY13.85014.36713.85421,12021,107
2023FY12.79013.13312.78321,49021,524
2024FY13.74013.35413.74021,55521,489
2025FY16.59015.93516.59023,09923,056
2026FY-18.978--26,396
2027FY-21.415--27,914
2028FY-23.593--29,186
2029FY-19.460---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30161506,8546,7756,887
2026Q4S2026-10-29161506,8536,7756,887
2026Q4S2026-10-28161406,8466,7236,887
2026Q4S2026-10-23161406,8466,7236,887
2026Q4S2026-10-19171406,8426,7236,887
2026Q4S2026-10-16171306,8396,7236,887
2026Q4S2026-10-15171206,8306,6226,887
2026Q4S2026-10-1417116,7406,5536,858
2026Q4S2026-10-0717116,7346,5536,843
2026Q4S2026-10-0617206,7456,6226,843
2026Q4S2026-10-0316206,7496,6226,843
2026Q4S2026-10-0216306,7496,6226,843
2026Q4S2026-10-0116306,7456,6226,843
2026Q4S2026-09-3016306,7456,6226,843

Estimate history

EPS, annual10.36410.70411.3816.97712.69713.85412.78313.7416.60618.8029
Period201720182019202020212022202320242025TTM
EPS, quarterly3.493.7723.5153.8594.3514.8784.1364.8164.973
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual18320195222152218234194442558931952338873390036525
Period201720182019202020212022202320242025TTM
Sales, quarterly864187978021834287808798866694949567
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual473457433424420401398.029395.937390.414397.243
Period201720182019202020212022202320242025MRQ
Shares, quarterly396.919395.937395.791393.986392.382390.414402.046399.466397.243
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income26,522.0025,307.0026,384.0024,308.0015,436.0011,134.0011,307.0013,762.0012,582.00
Total Interest Expense10,517.0010,897.0012,885.0010,392.002,422.00487.001,361.003,797.002,861.00
Net Interest Income16,005.0014,410.0013,499.0013,916.0013,014.0010,647.009,946.009,965.009,721.00
Loan Loss Provision729.00779.00789.00742.00477.00-779.003,175.00773.00408.00
Net Interest Income After Loan Loss Provision15,276.0013,631.0012,710.0013,174.0012,537.0011,426.006,771.009,192.009,313.00
Non-Interest Income10,003.008,593.007,503.007,644.0010,153.008,310.006,927.007,760.006,940.00
Non-Interest Expense15,555.0013,738.0013,725.0014,082.0012,584.0012,748.0010,269.0010,472.009,825.00
Operating Income9,724.008,486.006,488.006,736.0010,106.006,988.003,429.006,480.006,428.00
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes9,724.008,486.007,242.006,736.007,473.006,988.003,429.006,480.006,428.00
Income Taxes1,767.001,489.001,289.001,089.001,360.001,263.00426.001,062.001,082.00
Consolidated Net Income7,910.006,954.005,920.005,620.006,086.005,698.002,990.005,397.005,325.00
Net Income From Continuing Operations7,854.006,893.005,856.005,551.006,014.005,647.002,949.005,348.005,280.00
Net Income7,532.006,576.005,496.005,126.005,708.005,409.007,271.005,108.005,040.00
EPS (Recurring)18.7816.6113.7412.7813.8512.7016.9811.3810.70
EPS (Basic, Before Extraordinaries)18.8016.6113.7712.7813.8512.7017.0311.4310.79
EPS (Diluted)18.8016.6113.7412.7813.8512.7016.9811.3810.70
Non-Operating Income (Expense)0.000.00754.000.000.000.000.000.000.00
Other After Tax Adjustments-47.00-43.00-33.00-27.00-27.00-27.00-13.00-21.00-21.00
Price To Earnings Ratio12.3012.3016.3110.7511.9115.788.7514.0110.91
Price To Sales Ratio2.442.442.281.942.544.393.493.322.81
Operating Margin26.6225.0319.1521.0839.4935.9418.8130.1132.93
Net Margin20.6219.4016.2216.0422.3127.8239.8823.7325.82
Shares Outstanding397.24390.41395.94398.03401.00420.00424.00433.00457.00
Market Capitalization91,774.7591,774.7576,519.6061,683.1063,700.2084,747.9763,131.4569,945.0853,945.20

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income7,004.006,694.006,444.006,380.006,527.006,270.006,130.006,494.00
Total Interest Expense2,798.002,587.002,483.002,649.002,879.002,715.002,654.002,971.00
Net Interest Income4,206.004,107.003,961.003,731.003,648.003,555.003,476.003,523.00
Loan Loss Provision189.00191.00210.00139.00167.00254.00219.00156.00
Net Interest Income After Loan Loss Provision4,017.003,916.003,751.003,592.003,481.003,301.003,257.003,367.00
Non-Interest Income2,563.002,800.002,222.002,418.002,253.002,072.001,891.002,303.00
Non-Interest Expense3,958.004,130.003,786.003,681.003,447.003,349.003,302.003,765.00
Operating Income2,622.002,586.002,187.002,329.002,287.002,024.001,846.001,905.00
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes2,622.002,586.002,187.002,329.002,287.002,024.001,846.001,905.00
Income Taxes525.00531.00415.00296.00465.00381.00347.00278.00
Consolidated Net Income2,085.002,043.001,761.002,021.001,810.001,633.001,490.001,618.00
Net Income From Continuing Operations2,069.002,028.001,749.002,008.001,796.001,617.001,472.001,601.00
Net Income1,994.001,941.001,675.001,922.001,723.001,532.001,399.001,505.00
EPS (Recurring)4.974.824.144.884.353.863.523.77
EPS (Basic, Before Extraordinaries)4.974.824.144.884.353.863.523.77
EPS (Diluted)4.974.824.144.884.353.863.523.77
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-12.00-12.00-11.00-12.00-12.00-10.00-9.00-9.00
Price To Earnings Ratio12.3014.3012.5313.4713.7313.1612.7816.31
Price To Sales Ratio2.442.782.442.422.342.192.092.27
Operating Margin27.4127.2425.2426.4726.0524.2623.0121.66
Net Margin20.8420.4419.3321.8519.6218.3617.4417.11
Shares Outstanding397.24399.47402.05390.41392.38393.99395.79395.94
Market Capitalization91,774.7598,873.3383,937.4781,855.1479,127.6473,741.6069,560.9876,519.60

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks6,777.006,904.006,921.0033,943.0081,804.0091,917.0028,261.0016,108.0033,549.00
Investments186,479.00188,585.00185,134.00148,569.00146,600.00101,256.00100,312.0095,734.0088,796.00
Net Loans327,071.00311,981.00316,717.00321,284.00283,504.00236,567.00237,101.00223,616.00217,847.00
Investment in Unconsolidated Affiliates5,212.004,534.003,983.004,129.004,226.003,182.008,558.008,016.007,576.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets143.0031.0036.0034.0026.0051.00117.00114.00170.00
Net Property, Plant & Equipment10,627.0010,291.0010,262.0010,611.0010,512.009,563.009,728.005,727.005,436.00
Interest Receivables1,867.001,870.001,925.001,626.001,022.00243.000.000.000.00
Deferred Tax Assets3,495.004,672.005,061.005,747.002,753.002,711.002,124.001,829.001,703.00
Other Intangible Assets34,582.0034,053.0034,473.0034,415.0029,497.0025,000.0026,218.0033,000.0027,394.00
Total Assets576,253.00562,921.00564,512.00560,358.00559,944.00469,390.00412,419.00384,144.00382,471.00
Total Deposits440,866.00426,738.00421,418.00436,282.00457,278.00365,345.00288,540.00267,839.00265,053.00
Total Debt60,334.0064,743.0075,882.0062,373.0034,404.0040,592.0063,633.0058,719.0060,588.00
Long Term Debt46,927.0045,011.0049,561.0056,294.0025,406.0030,970.0034,999.0037,412.0043,127.00
Provision for Risks Charges4,218.002,900.003,163.002,894.002,862.00584.00318.00285.00297.00
Deferred Tax Liabilities2,681.002,883.002,932.003,095.002,956.003,512.004,830.003,768.003,677.00
Other Liabilities7,518.0010,469.009,976.009,902.006,718.005,316.005,755.005,763.005,271.00
Total Liabilities515,617.00507,733.00513,371.00514,546.00504,218.00415,349.00363,076.00336,374.00334,886.00
Preferred Stock - Carrying Value5,758.005,749.006,241.005,746.005,009.003,517.003,993.003,986.003,985.00
Common Equity54,827.0048,676.0044,864.0040,028.0050,686.0050,493.0045,321.0043,742.0043,528.00
Total Shareholders Equity60,585.0054,425.0051,105.0045,774.0055,695.0054,010.0049,314.0047,728.0047,513.00
Accumulated Minority Interest51.0044.0036.0038.0031.0031.0029.0042.0072.00
Total Equity60,636.0054,469.0051,141.0045,812.0055,726.0054,041.0049,343.0047,770.0047,585.00
Total Liabilities & Stockholders Equity576,253.00562,202.00564,512.00560,358.00559,944.00469,390.00412,419.00384,144.00382,471.00
Book Value Per Share140.43122.94112.7299.82120.68119.09104.6795.7292.03
Tangible Book Value Per Share112.3695.3385.2572.4294.6997.3183.3475.5472.63
Tier 1 Capital53,016.0049,974.0047,731.0044,707.0044,104.0042,014.0036,306.0034,735.0034,932.00
Tier 2 Capital7,016.007,353.008,140.008,724.008,234.007,709.007,025.006,871.006,340.00
Full-Time Employees53,85953,68654,81361,54559,42651,25751,91853,06352,906
Price to Book Ratio1.631.551.461.621.661.251.531.221.48
Return on Assets1.211.040.991.071.100.671.341.381.41
Return on Equity11.9911.1011.4611.8510.295.7111.0211.0911.40
Return on Invested Capital6.415.895.515.896.968.836.346.205.86
Current Ratio0.140.150.160.110.240.520.200.140.24

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations9,060.008,618.006,871.006,652.007,056.006,918.004,571.007,923.006,663.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-870.00834.001,119.004,016.00553.00105.00-497.00-997.00435.00
Cash from Operating Activities8,190.009,452.007,990.0010,668.007,609.007,023.004,074.006,926.007,098.00
Capital Expenditures0.000.000.000.00-50.00-950.000.000.000.00
Net Assets From Acquisitions-80.000.000.000.000.00-10,511.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.0014,225.0075.000.00
Purchase or Sale of Investments4,192.00-775.00-5,865.008,099.00-18,714.00-27,785.002,098.003,046.00-14,178.00
Purchase of Investments-41,767.00-26,048.00-32,498.00-6,429.00-41,723.00-85,607.00-45,409.00-25,490.00-33,518.00
Sale Or Maturity of Investments45,959.0025,273.0026,633.0014,528.0023,009.0057,822.0047,507.0028,536.0019,340.00
Other Uses-4,777.00-2,636.00-1,103.00-1,950.00-2,995.00-2,682.00-1,264.00-705.00-1,684.00
Other Sources0.000.000.000.00-----
Cash from Investing Activities-40,248.00-20,685.00-3,342.00-6,936.00-11,954.00-2,604.00-50,537.00-24,553.00-3,227.00
Cash Dividends Paid-3,186.00-2,943.00-2,889.00-2,878.00-2,692.00-2,289.00-2,209.00-2,131.00-1,837.00
Change in Capital Stock-2,318.00-1,268.00-1,118.00-95.00-2,938.00471.00-2,039.00-3,488.00-2,808.00
Repurchase of Common Pref Stock-2,390.00-1,338.00-1,187.00-1,651.00-5,231.00-1,079.00-2,104.00-3,578.00-2,877.00
Sale of Common Pref Stock72.0070.0069.001,556.002,293.001,550.0065.0090.0069.00
Proceedsfrom Stock Options72.0070.0069.001,556.002,293.001,550.0065.0090.0069.00
Issuance or Reduction of Debt, Net-4,728.00-5,220.00-10,419.0013,971.0029,983.00-7,991.00-24,131.001,983.00-1,541.00
Change in Long Term Debt-4,747.00-5,297.00-10,345.0013,612.0029,985.00-7,945.00-18,270.00-2,277.00-1,933.00
Issuance of Long Term Debt-770.0012,130.0013,405.0017,288.0038,042.002,558.0013,317.0027,692.0015,901.00
Reduction of Long Term Debt-3,977.00-17,427.00-23,750.00-3,676.00-8,057.00-10,503.00-31,587.00-29,969.00-17,834.00
Net Financing Active Other Cash Flow75.000.000.000.000.000.000.000.000.00
Cash from Financing Activities23,612.004,695.00-9,122.00-3,854.003,384.00-3,432.0048,419.0017,080.00-3,512.00
Net Change in Cash-8,446.00-6,538.00-4,474.00-122.00-961.00987.001,956.00-547.00359.00
Free Cash Flow8,190.009,452.007,990.0010,668.007,609.007,023.004,074.006,926.007,098.00
Preferred Dividends (Cash Flow)--308.00-352.00-417.00-301.00-233.00-229.00-236.00-236.00
Price to Free Cash Flow17.8112.7015.127.9713.2318.0434.1114.9110.44
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks5,755.005,951.005,646.006,777.005,553.005,939.00
Investments187,264.00187,499.00183,770.00186,479.00188,340.00179,275.00
Net Loans374,256.00363,301.00356,260.00327,071.00322,138.00321,817.00
Investment in Unconsolidated Affiliates5,928.005,854.005,045.005,212.004,705.004,694.00
Net Property, Plant & Equipment---10,627.00--
Interest Receivables1,678.002,081.001,878.001,867.001,889.001,860.00
Deferred Tax Assets---3,495.00--
Other Intangible Assets52,804.0051,225.0050,290.0034,582.0045,980.0045,489.00
Total Assets627,816.00616,034.00603,028.00576,253.00568,767.00559,107.00
Total Deposits466,362.00449,792.00457,648.00440,866.00432,749.00426,696.00
Total Debt79,957.0087,123.0067,966.0060,334.0063,644.0061,624.00
Long Term Debt61,535.0064,718.0053,590.0046,927.0047,583.0046,445.00
Provision for Risks Charges4,250.004,009.003,732.004,218.003,100.003,000.00
Deferred Tax Liabilities---2,681.00--
Other Liabilities14,837.0011,049.0010,006.007,518.009,461.009,373.00
Total Liabilities565,406.00551,973.00539,352.00515,617.00508,954.00500,693.00
Preferred Stock - Carrying Value5,882.005,880.005,878.005,758.005,755.005,753.00
Common Equity56,471.0058,128.0057,749.0054,827.0053,235.0051,854.00
Total Shareholders Equity62,353.0064,008.0063,627.0060,585.0058,990.0057,607.00
Accumulated Minority Interest57.0053.0049.0051.0048.0048.00
Total Equity62,410.0064,061.0063,676.0060,636.0059,038.0057,655.00
Total Liabilities & Stockholders Equity627,816.00616,034.00603,028.00576,253.00567,992.00558,348.00
Book Value Per Share142.16145.51143.64140.43135.67131.61
Tangible Book Value Per Share108.63112.18110.60112.36107.73103.87
Tier 1 Capital55,019.0054,292.0053,563.0053,016.0052,076.0051,312.00
Tier 2 Capital8,222.008,630.00-7,016.007,183.007,423.00
Full-Time Employees56,96355,70456,36653,859-55,047
Price to Book Ratio1.631.711.481.541.531.46
Return on Assets1.311.291.241.211.141.11
Return on Equity12.9512.4711.9511.9911.3111.19
Return on Invested Capital1.671.581.491.871.691.55
Current Ratio0.110.110.120.140.150.17

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations2,274.002,347.002,054.002,385.002,174.002,107.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-253.00286.00-802.00-101.001,422.00182.00
Cash from Operating Activities2,021.002,633.001,252.002,284.003,596.002,289.00
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.00-80.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments2,125.00-6,894.005,435.003,526.00-1,009.00-3,615.00
Purchase of Investments-12,247.00-15,859.00-9,066.00-4,595.00-6,595.00-8,789.00
Sale Or Maturity of Investments14,372.008,965.0014,501.008,121.005,586.005,174.00
Other Uses-559.00-1,439.00-1,640.00-1,139.00-827.00-525.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-11,156.00-15,546.00-9,910.00-3,636.00-1,760.00-12,517.00
Cash Dividends Paid-882.00-776.00-769.00-759.00-749.00-725.00
Preferred Dividends (Cash Flow)-73.00-85.00-73.00-83.00-71.00-83.00
Change in Capital Stock-537.00-614.00-770.00-397.00-307.00-327.00
Repurchase of Common Pref Stock-566.00-622.00-796.00-406.00-334.00-336.00
Sale of Common Pref Stock29.008.0026.009.0027.009.00
Proceedsfrom Stock Options29.008.0026.009.0027.009.00
Issuance or Reduction of Debt, Net-27,501.0019,218.008,321.00-4,766.001,646.00-508.00
Change in Long Term Debt-23,583.0015,234.008,349.00-4,747.001,514.00-475.00
Issuance of Long Term Debt-33,904.0019,555.0014,349.00-770.004,514.005,225.00
Reduction of Long Term Debt10,321.00-4,321.00-6,000.00-3,977.00-3,000.00-5,700.00
Net Financing Active Other Cash Flow-62.00-17.00154.000.000.000.00
Cash from Financing Activities10,815.009,959.00644.002,194.006,641.002,222.00
Net Change in Cash1,680.00-2,954.00-8,014.00842.008,477.00-8,006.00
Free Cash Flow2,021.002,633.001,252.002,284.003,596.002,289.00
Price to Free Cash Flow17.8114.7813.1312.6313.5012.24

Revenue breakdown

United States2024: 21.56B 2025: 23.10B
Total National Commercial Banks revenue2024: 21.56B 2025: 23.10B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.99%7.9M395.4M1.77M
2026-10-152.08%8.2M395.6M1.76M
2026-09-301.82%7.2M397.5M1.73M
2026-09-151.94%7.7M397.5M1.83M
2026-08-311.76%7.0M397.5M1.96M
2026-08-141.52%6.1M397.5M1.98M
2026-07-311.81%7.2M397.5M2.03M
2026-07-151.69%6.7M397.6M2.07M
2026-06-301.92%7.7M400.0M2.11M
2026-06-151.96%7.8M399.6M2.11M
2026-05-291.73%6.9M400.0M2.23M
2026-05-151.73%6.9M399.9M2.33M
2026-04-301.72%6.9M399.9M2.53M
2026-04-151.74%7.0M401.7M2.78M
2026-03-311.60%6.4M401.8M2.81M
2026-03-131.45%5.8M401.7M2.61M
2026-02-271.71%6.9M401.7M2.42M
2026-02-131.78%7.1M401.7M2.40M
2026-01-301.60%6.2M388.5M2.20M
2026-01-151.41%5.5M388.5M2.05M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call130101.4104102.445.5181.004.000.997-0.1230.002
call13596.5099.1097.465.2727.004.000.997-0.1230.002
call14091.1093.5090.224.6168.000.000.996-0.1220.002
call14586.1088.500.004.3450.000.000.996-0.1220.002
call15081.1084.0081.504.3600.001.000.996-0.1210.002
call15576.1078.8076.553.9910.001.000.996-0.1200.002
call16071.1074.200.003.9240.000.000.995-0.1190.002
call16566.1068.900.003.5310.000.000.995-0.1190.002
call17061.1063.900.003.2840.000.000.995-0.1180.002
call17556.1059.200.003.1630.000.000.994-0.1160.003
call18051.1053.800.002.7660.000.000.994-0.1150.003
call18546.1049.300.002.7140.000.000.993-0.1140.003
call19041.1044.300.002.4750.000.000.992-0.1120.003
call192.538.6041.700.002.3250.000.000.992-0.1110.004
call19536.1039.100.002.1770.000.000.991-0.1100.004
call197.533.6036.800.002.1210.000.000.991-0.1090.004
call20031.1033.5024.901.7595.000.000.990-0.1080.004
call202.528.6031.800.001.8860.000.000.989-0.1060.005
call20526.1029.1018.001.7152.000.000.989-0.1050.005
call207.523.6026.800.001.6510.000.000.988-0.1030.005
call21021.1023.7010.201.3791.000.000.984-0.1200.006
call212.518.6021.100.001.2400.000.000.977-0.1570.009
call21516.1019.1016.571.2479.000.000.963-0.2220.013
call217.513.7016.5013.781.1051.000.000.911-0.4980.026
call22011.2013.9010.750.96311.000.000.891-0.5180.031
call222.59.1011.506.120.8603.000.000.861-0.5490.036
call2256.409.106.250.74926.000.000.751-0.9410.052
call227.54.206.502.720.59510.000.000.698-0.8630.057
call2302.704.503.410.52593.0058.000.604-0.8450.063
call232.50.802.352.200.39737.000.000.475-0.7400.065
call2350.451.250.950.37523.006.000.318-0.6040.059
call237.50.200.550.750.35478.000.000.209-0.5200.047
call2400.050.750.450.3391320.000.118-0.3560.033
call242.50.002.250.230.41531.000.000.098-0.3720.029
call2450.002.150.100.38025.000.000.048-0.2060.016
call247.50.000.050.000.7110.000.000.152-0.7860.041
call2500.000.750.240.4955.000.000.027-0.1510.010
call252.50.000.050.000.4590.000.000.021-0.0870.010
call2550.000.050.000.5020.000.000.014-0.0650.007
call257.50.001.400.000.6580.000.000.013-0.1010.006
call2600.001.800.000.7100.000.000.013-0.1030.005
call262.50.002.000.000.7610.000.000.012-0.1050.005
call2650.001.350.000.8110.000.000.011-0.1060.005
call2700.001.800.000.9090.000.000.010-0.1090.004
call2750.002.150.001.0030.000.000.009-0.1120.004
call2800.001.600.001.0950.000.000.009-0.1140.004
call2850.002.150.001.1820.000.000.008-0.1150.004
call2900.002.150.001.2690.000.000.007-0.1170.003
call2950.002.150.001.3390.000.000.007-0.1180.003
call3000.002.150.001.4090.000.000.007-0.1190.003
call3050.002.150.001.4560.000.000.006-0.1140.003
call3100.002.150.001.5300.000.000.006-0.1150.003
call3150.002.150.001.6320.000.000.006-0.1200.003
call3200.002.150.001.7070.000.000.006-0.1230.003
call3250.002.150.001.7730.000.000.005-0.1220.003
put1300.002.151.063.0061.001.00-0.003-0.1200.002
put1350.002.151.112.8251.001.00-0.003-0.1190.002
put1400.002.150.162.5870.000.00-0.003-0.1140.002
put1450.002.150.192.5540.002.00-0.004-0.1250.002
put1500.002.150.272.3870.002.00-0.004-0.1230.002
put1550.002.151.052.2232.002.00-0.004-0.1210.002
put1600.002.151.052.0650.002.00-0.004-0.1200.002
put1650.002.150.501.9100.002.00-0.005-0.1190.002
put1700.002.150.251.7601.002.00-0.005-0.1170.002
put1750.002.151.101.6120.001.00-0.006-0.1160.003
put1800.002.150.001.3830.000.00-0.006-0.1040.003
put1850.002.150.291.3242.000.00-0.007-0.1110.003
put1900.002.150.191.1908.000.00-0.007-0.1100.003
put192.50.002.150.001.0970.000.00-0.008-0.1050.004
put1950.002.150.321.04244.000.00-0.009-0.1080.004
put197.50.002.150.000.9270.000.00-0.009-0.0970.004
put2000.002.152.050.9025.000.00-0.010-0.1020.004
put202.50.002.150.000.8330.000.00-0.010-0.0990.005
put2050.002.150.100.77323.000.00-0.011-0.1020.005
put207.50.001.151.050.7071.000.00-0.012-0.1000.005
put2100.002.150.050.63940.000.00-0.016-0.1160.007
put212.50.002.200.050.5743.001.00-0.023-0.1540.009
put2150.002.250.750.50746.000.00-0.037-0.2190.013
put217.50.002.300.300.5891140.00-0.089-0.4940.026
put2200.002.350.160.5051981.00-0.110-0.5230.031
put222.50.050.250.230.4212981.00-0.138-0.5450.036
put2250.051.400.360.61060.003.00-0.249-0.9350.052
put227.50.101.600.350.5203.002.00-0.302-0.8580.057
put2300.602.102.050.45716.000.00-0.396-0.8400.063
put232.51.003.103.350.4312.000.00-0.525-0.7350.065
put2352.104.304.800.37940.000.00-0.682-0.5980.059
put237.54.306.7010.440.4836.000.00-0.791-0.5140.047
put2406.408.900.000.5280.000.00-0.882-0.3500.033
put242.58.6011.500.000.6490.000.00-0.901-0.3660.029
put24510.7014.000.000.7430.000.00-0.952-0.1990.016
put247.513.9016.500.000.8330.000.00-0.964-0.1720.013
put25015.8019.000.000.9190.000.00-0.973-0.1440.010
put252.518.2021.500.001.0020.000.00-0.980-0.1170.008
put25520.7024.000.001.0820.000.00-0.985-0.0930.006
put257.523.6026.500.001.1600.000.00-0.986-0.0930.006
put26025.8029.000.001.2370.000.00-0.987-0.0950.005
put262.528.6031.500.001.3110.000.00-0.988-0.0960.005
put26531.0034.000.001.3830.000.00-0.989-0.0970.005
put27035.9039.000.001.5240.000.00-0.990-0.1000.004
put27541.1044.000.001.6590.000.00-0.991-0.1010.004
put28045.8049.000.001.7890.000.00-0.991-0.1030.004
put28550.8054.000.001.9140.000.00-0.992-0.1040.004
put29055.9059.000.002.0360.000.00-0.992-0.1060.003
put29560.8064.000.002.1540.000.00-0.993-0.1070.003
put30065.8069.000.002.2680.000.00-0.993-0.1080.003
put30571.3074.000.002.3800.000.00-0.993-0.1090.003
put31076.1079.000.002.4880.000.00-0.994-0.1100.003
put31580.8084.000.002.5930.000.00-0.994-0.1100.003
put32085.8089.000.002.6960.000.00-0.994-0.1110.003
put32590.8094.000.002.7970.000.00-0.994-0.1110.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-06SCHEDULE 13GSEC
2026-11-06SCHEDULE 13G/ASEC
2026-11-0613F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-11-05SCHEDULE 13G/ASEC
2026-11-05SCHEDULE 13GSEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-238-KCurrent report2026-10-20SEC
2026-10-21424B2SEC
2026-10-20FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-10-20424B5SEC
2026-10-158-KCurrent report2026-10-15SEC
2026-10-158-KCurrent report2026-10-15SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-298-KCurrent report2026-09-29SEC
2026-08-144Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-13144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0713F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-07SCHEDULE 13G/ASEC
2026-08-07SCHEDULE 13GSEC
2026-08-07SCHEDULE 13GSEC
2026-08-07SCHEDULE 13G/ASEC
2026-08-07SCHEDULE 13GSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800858.08K1
2026-0700302.63K1
2026-06001.11M3
2026-05009.93M1
2026-040000
2026-034.01K100
2026-020014.84M4
2026-010000
2025-120000
2025-1100183.57K1

Institutional holders

Manager% owned
BlackRock, Inc.8.01%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
STATE STREET CORP4.59%
VANGUARD PORTFOLIO MANAGEMENT LLC2.64%
NORGES BANK2.53%
GEODE CAPITAL MANAGEMENT, LLC2.43%
FMR LLC2.40%
BANK OF AMERICA CORP /DE/2.13%
FRANKLIN RESOURCES INC2.10%
Capital Research Global Investors1.92%

Funds

Fund% owned
Bond Fund of America9.78%
American Funds Multi-Sector Income Fund8.85%
Bond Fund6.72%
Capital Group Central Corporate Bond Fund5.50%
American Balanced Fund2.99%
ICON FLEXIBLE BOND FUND2.99%
John Hancock Premium Dividend Fund1.92%
Intermediate Bond Fund of America1.25%
Short-Term Bond Fund of America1.25%
Short Duration Bond Fund1.25%

OakChart. PNC. Cached 15 minutes.