OakChart

M & T Bank Corp

MTBFinancial·Banks - Regional·USA·Large·NYSE·Nov 11 • 3:59 PM ET

220.19-0.42 (-0.19%)
2026-11-12 01:03 CET
Market cap
31,642.97 USD m
Revenue, TTM
- USD m
Net income, TTM
2,851.00 USD m
Free cash flow, TTM
3,623.00 USD m
EPS diluted, TTM
19.17
P/E
11.49
Compare

Price

MTB against its 20, 50 and 200-day averages
2050200beat
200.00220.00240.001.5M2.9MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26MTBclose 220.1920-day 220.5250-day 223.57200-day 225.35220.1952w high

14.0% under the 52-week high of 255.95 on 17 Aug 2026. 52-week low 179.75 on 18 Nov 2025. Last 15 sessions, 6.0% high to low

Volume 0.57× normal · the line is the 50-bar volume average

Profile

MTB
52-week range, 53% of the way up
179.75255.95

M&T Bank Corp. operates as a bank holding company, which engages in the provision of retail and commercial banking, trust, wealth management, and investment services. It operates through the following segments: Commercial Bank, Retail Bank, Institutional Services and Wealth Management, and All Other. The Commercial Bank segment offers a wide range of credit products and banking services to middle-market and large commercial customers, mainly within the markets served by the company. The Retail Bank segment refers to the services to consumers and small businesses through the company's branch network and several other delivery channels such as telephone banking, internet banking, and ATMs. The Institutional Services and Wealth Management segment relates to helping high net worth individuals, institutions, and families grow, preserve, and transfer wealth. The All Other segment reflects other activities of the company that are not directly attributable to the reported segments. The company was founded on August 30, 1856 and is headquartered in Buffalo, NY.

IndexS&P 500, RUI
Employees22080
IPOMar 17, 1980
Beta0.64
ATR, 14d4.76
Rel volume0.57
Short float3.45%
Insider own0.35%
Inst own94.52%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap31.58B
Enterprise Value-
Income2.85B
Sales13.21B
Book/sh174.96
Cash/sh-
Dividend Est.6.04 (2.74%)
Dividend TTM6.00 (2.72%)
Dividend Ex-DateSep 01, 2026
Dividend Gr. 3/5Y5.90% 5.31%
Payout33.53%
Employees22080
IPOMar 17, 1980

Ratios

P/E11.49
Forward P/E10.47
PEG0.94
P/S2.39
P/B1.26
P/C-
P/FCF8.72
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.32
Debt/Eq0.71
LT Debt/Eq0.48
Option/ShortYes / Yes

Earnings

EPS (ttm)19.17
EPS next Y21.04
EPS next Q4.98
EPS this Y14.55%
EPS next Y8.04%
EPS next 5Y11.17%
EPS past 3/5Y13.81% 11.33%
Sales past 3/5Y15.09% 16.66%
EPS Y/Y TTM18.13%
Sales Y/Y TTM-0.10%
EPS Q/Q4.69%
Sales Q/Q-0.97%
EarningsOct 16 BMO
EPS/Sales Surpr.2.17% 0.64%

Ownership

Insider Own0.35%
Insider Trans-10.12%
Inst Own94.52%
Inst Trans-4.53%
ROA1.39%
ROE10.58%
ROIC7.20%
Gross Margin-
Oper. Margin28.67%
Profit Margin21.58%
SMA20-0.15%
SMA50-1.51%
SMA200-2.29%
Trades-

Technical

Shs Outstand143.71M
Shs Float142.93M
Short Float3.45%
Short Ratio4.98
Short Interest4.93M
52W High255.95 -13.97%
52W Low179.75 22.50%
Volatility2.86% 2.19%
ATR (14)4.76
RSI (14)47.80
Beta0.64
Rel Volume0.57
Avg Volume990.21K
Volume569,187

Performance

Perf Week-1.98%
Perf Month1.04%
Perf Quarter-13.05%
Perf Half Y7.89%
Perf YTD9.29%
Perf Year17.90%
Perf 3Y86.05%
Perf 5Y38.29%
Perf 10Y61.90%
Recom2.67
Target Price245.45
Prev Close220.61
Price220.19
Change %-0.19%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 27, 2026ResumedWWolfe ResearchUnderperform$198-10.1%
Oct 08, 2026ResumedTTD CowenHold$245+11.3%
Oct 07, 2026InitiatedRRaymond JamesOutperform$250+13.5%
Sep 08, 2026UpgradeMMorgan StanleyEqual-Weight → Overweight$304+38.1%
Jul 23, 2026DowngradeDDeutsche BankBuy → Hold$250+13.5%
Jul 06, 2026DowngradeRRobert W. BairdOutperform → Neutral$240+9.0%
Jan 07, 2026DowngradeWWolfe ResearchOutperform → Peer Perform
Jan 07, 2026DowngradeBBofA SecuritiesBuy → Neutral$225+2.2%
Dec 12, 2025DowngradeTTruistBuy → Hold$217-1.4%
Oct 06, 2025ResumedPPiper SandlerOverweight$225+2.2%

Peers

Mkt cap
TickerCompanyMkt cap
CFGCitizens Financial Group Inc27.41B
KEYKeycorp22.64B
PNCPNC Financial Services Group Inc92.05B
TFCTruist Financial Corp60.24B
FITBFifth Third Bancorp49.16B
HBANHuntington Bancshares Inc32.00B
USBU.S. Bancorp94.58B
RFRegions Financial Corp24.31B
FCNCAFirst Citizens Bancshares Inc (NC)25.63B
VLYValley National Bancorp7.92B

Insider trading

latest 14 of 54
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
PEARSON KEVIN JVice ChairmanOct 16 '26Sale220.752,000441,50042,107Oct 20 04:28 PM
PEARSON KEVIN JOfficerOct 16 '26Proposed Sale220.752,000441,500Oct 16 10:33 AM
JONES RENE FChairman of the Board and CEOSep 14 '26Option Exercise190.7816,7703,199,381138,328Sep 16 03:57 PM
JONES RENE FChairman of the Board and CEOSep 14 '26Sale239.3519,3964,642,433103,831Sep 16 03:57 PM
JONES RENE FOfficerSep 14 '26Proposed Sale239.3519,3964,642,433Sep 14 10:22 AM
Seseri RudinaDirectorAug 21 '26Sale241.04623150,1713,649Aug 25 02:00 PM
Seseri RudinaDirectorAug 21 '26Proposed Sale241.05623150,171Aug 21 03:30 PM
Taylor John R.EVP and ControllerAug 17 '26Sale253.841,217308,9233,062Aug 19 10:07 AM
Taylor John R.OfficerAug 17 '26Proposed Sale253.841,217308,924Aug 17 02:56 PM
WALTERS KIRK WDirectorAug 05 '26Sale253.7792,3770Aug 07 12:34 PM
Ledgett Richard H. Jr.DirectorAug 03 '26Sale248.16855212,1784,690Aug 04 03:39 PM
Ledgett Richard H. Jr.DirectorAug 03 '26Proposed Sale248.16855212,178Aug 03 02:45 PM
PEARSON KEVIN JVice ChairmanJul 15 '26Sale242.002,000484,00044,107Jul 16 03:30 PM
GEISEL GARY NFormer DirectorJul 16 '26Proposed Sale252.991,259318,508Jul 16 11:50 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
KBWBInvesco KBW Bank ETFAUM: 6.81B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
VOEVanguard Morningstar Mid-Cap Value ETFAUM: 24.66B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B

News

latest 14 of 196
  • M&T Bank Enhances M&T Visa Credit Card with Rewards, Offering Up to 3X Points on Eligible Grocery Purchases (PR Newswire)
  • M&T Bank and Wilmington Trust Name Brian Green New Chief Investment Officer (PR Newswire)
  • M&T Bank Corporation to Participate in the BancAnalysts Association of Boston Conference (PR Newswire)
  • M&T Bank Strengthens Commitment to Connecticut with Expanded UConn Partnership and Gampel Pavilion Naming Rights (PR Newswire)
  • First Week of Q3 Earnings in the Books (Zacks)
  • M&T Bank Shares Rise 1.53% as Third-Quarter Earnings Beat Estimates on Loan Growth (InvestorsHub)
  • M&T Bank Corporation (NYSE:MTB) announces third quarter 2026 results (PR Newswire)
  • M&T Bank Ranks No. 1 in SBA 7(a) Lending Across Its Footprint, Achieves Record Small Business Loan Growth (PR Newswire)
  • M&T Bank/Wilmington Trust Women Leaders to Receive 2026 Awards from American Banker (PR Newswire)
  • M&T Bank Celebrates Grand Opening of New Branch in Torrington, Connecticut (PR Newswire)
  • M&T Bank Corporation Announces Third Quarter 2026 Earnings Release and Conference Call (PR Newswire)
  • M&T Bank Increases Prime Rate (PR Newswire)
  • How this Buffalo-based bank is using tech as a competitive edge (FastCompany)
  • M&T Bank Corporation to Participate in the Barclays Global Financial Services Conference (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-165.0404.9335.0402,5482,53220
2026Q22026-07-155.3204.6615.3222,5442,46317
2026Q12026-04-154.1304.0174.1302,4412,43018
2025Q42026-01-164.6704.4774.6712,4752,47320
2025Q32025-10-164.8204.4274.8162,5132,44119
2025Q22025-07-164.2403.9884.2442,3962,38917
2025Q12025-04-143.3203.4033.3142,3062,34516
2024Q42025-01-163.8603.6933.8572,3852,34317
2024Q32024-10-174.0203.6424.0222,3322,31717
2024Q22024-07-183.7303.5113.7342,3022,27918
2024Q12024-04-153.0203.0073.0222,2602,26318
2023Q42024-01-182.7403.1042.7392,3002,28518
2023Q32023-10-183.9803.8813.9852,3352,32518
2023Q22023-07-195.0504.1625.0542,6022,36318
2023Q12023-04-174.0103.9404.0112,4052,38518
2022Q42023-01-194.2904.1994.2932,5092,37319

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY9.2609.1098.7025,6325,607
2018FY12.74012.48512.7375,9285,896
2019FY13.75013.64913.7556,1926,168
2020FY9.9409.4469.9385,9555,889
2021FY13.80013.69713.7956,0675,967
2022FY11.53012.04211.5318,1798,068
2023FY15.79015.99915.7849,6439,564
2024FY14.64014.47914.6379,2799,277
2025FY17.00016.81717.0009,6909,681
2026FY-19.474--10,083
2027FY-21.040--10,445
2028FY-23.354--10,881

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3014112,5512,5342,567
2026Q4S2026-10-2914112,5502,5342,567
2026Q4S2026-10-2314112,5502,5342,567
2026Q4S2026-10-2016112,5492,5342,567
2026Q4S2026-10-1616112,5492,5342,567
2026Q4S2026-10-1516102,5492,5192,593
2026Q4S2026-10-0916102,5492,5192,593
2026Q4S2026-10-0716102,5492,5192,593
2026Q4S2026-10-0616102,5512,5192,593
2026Q4S2026-10-0515102,5522,5192,593
2026Q4S2026-10-0214102,5522,5192,593
2026Q4S2026-10-0114102,5532,5192,593
2026Q4S2026-09-3014102,5542,5192,593
2026Q4S2026-09-2913202,5542,5192,593

Estimate history

EPS, annual8.70212.73713.7559.93813.79511.53115.78414.63716.99719.1653
Period201720182019202020212022202320242025TTM
EPS, quarterly4.0223.8573.3144.2444.8164.6714.135.3225.042
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual6359.8096769.3817195.9746100.7385977.3928645.91712492134051318013211
Period201720182019202020212022202320242025TTM
Sales, quarterly339133673144330134123305319233353379
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual150.112138.534130.589128.333128.705169.285166.149165.526151.832143.705
Period201720182019202020212022202320242025MRQ
Shares, quarterly166.157165.526162.552156.532154.518151.832146.913144.93143.705
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income10,460.0010,486.0011,026.0010,224.006,247.123,938.784,192.714,879.594,598.71
Total Interest Expense3,344.003,538.004,174.003,109.00425.16114.01326.39749.33526.41
Net Interest Income7,116.006,948.006,852.007,115.005,821.963,824.783,866.324,130.264,072.30
Loan Loss Provision520.00505.00610.00645.00517.00-75.00800.00176.00132.00
Net Interest Income After Loan Loss Provision6,596.006,443.006,242.006,470.005,304.963,899.783,066.323,954.263,940.30
Non-Interest Income2,751.002,694.002,379.002,268.002,398.802,038.611,908.032,316.382,170.67
Non-Interest Expense5,559.005,679.005,401.005,400.005,047.623,605.413,339.503,453.853,197.84
Operating Income3,788.003,458.003,220.003,338.002,656.132,332.971,634.842,816.802,913.13
Unusual Expense0.000.000.000.000.000.000.000.00135.00
Net Income Before Taxes3,905.003,506.003,129.003,452.002,471.722,362.971,634.842,442.062,432.07
Income Taxes889.00655.00541.00711.00480.05504.23334.69549.91537.99
Consolidated Net Income3,010.002,845.002,583.002,736.001,988.061,849.891,347.291,918.951,908.55
Net Income From Continuing Operations3,010.002,845.002,583.002,736.001,988.061,849.891,347.291,918.951,908.55
Net Income2,851.002,699.002,449.002,636.001,891.471,776.981,279.071,849.511,836.03
EPS (Recurring)19.6417.0014.6415.7811.5313.809.9413.7513.39
EPS (Basic, Before Extraordinaries)19.3017.1014.7115.8511.5913.819.9413.7612.75
EPS (Diluted)19.1717.0014.6415.7811.5313.809.9413.7512.74
Non-Operating Income (Expense)139.0048.0048.00245.0030.0030.000.000.007.00
Other After Tax Adjustments-6.00-6.00-5.00-5.00-3.61-8.85-5.86-10.20-9.53
Stock Option Compensation Expense202.16107.4491.6493.2287.6962.0558.4055.4852.14
Price To Earnings Ratio11.5111.5113.917.907.90----
Price To Sales Ratio2.392.432.351.832.753.312.693.173.05
Operating Margin28.6726.2424.0226.7230.7239.0326.8039.1443.03
Net Margin21.5820.4818.2721.1021.8829.7320.9725.7027.12
Shares Outstanding143.71151.83165.53166.15169.29128.70128.33130.59138.53
Market Capitalization31,642.9731,642.9731,197.0622,751.4422,751.44----

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income2,667.002,620.002,536.002,637.002,680.002,609.002,560.002,707.00
Total Interest Expense874.00828.00784.00858.00919.00896.00865.00979.00
Net Interest Income1,793.001,792.001,752.001,779.001,761.001,713.001,695.001,728.00
Loan Loss Provision135.00120.00140.00125.00125.00125.00130.00140.00
Net Interest Income After Loan Loss Provision1,658.001,672.001,612.001,654.001,636.001,588.001,565.001,588.00
Non-Interest Income712.00715.00656.00668.00732.00692.00584.00660.00
Non-Interest Expense1,393.001,349.001,438.001,379.001,363.001,336.001,415.001,363.00
Operating Income977.001,038.00830.00943.001,005.00944.00734.00885.00
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes1,008.001,063.00863.00971.001,025.00935.00761.00882.00
Income Taxes233.00245.00199.00212.00233.00219.00177.00201.00
Consolidated Net Income774.00816.00663.00757.00790.00714.00583.00679.00
Net Income From Continuing Operations774.00816.00663.00757.00790.00714.00583.00679.00
Net Income732.00781.00620.00718.00754.00679.00547.00644.00
EPS (Recurring)5.045.324.134.674.824.243.313.86
EPS (Basic, Before Extraordinaries)5.085.354.154.714.854.263.333.89
EPS (Diluted)5.045.324.134.674.824.243.313.86
Non-Operating Income (Expense)31.0047.0033.0028.0020.000.000.0023.00
Other After Tax Adjustments-1.00-2.00-1.00-2.00-2.00-2.00-1.00-2.00
Stock Option Compensation Expense19.7526.8648.19107.360.0217.3836.34-
Price To Earnings Ratio11.5113.3312.1312.4112.8013.0012.2113.91
Price To Sales Ratio2.392.642.352.352.342.352.222.33
Operating Margin28.9131.1226.0028.5329.4528.6023.3526.28
Net Margin21.6623.4219.4221.7222.1020.5717.4019.13
Shares Outstanding143.71144.93146.91151.83154.52156.53162.55165.53
Market Capitalization31,642.9734,855.3730,801.2830,967.2730,883.8631,140.2429,368.9831,197.06

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks1,701.001,909.001,731.001,517.241,337.581,552.741,432.811,605.441,420.89
Investments54,075.0053,297.0055,418.0050,748.4149,543.3631,859.5517,200.5021,026.2219,912.03
Net Loans136,586.00133,397.00131,939.00129,638.8391,443.2396,799.4889,871.8087,447.0386,971.79
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets35.0035.00-------
Net Property, Plant & Equipment1,629.001,705.001,739.001,653.631,144.771,161.561,140.92647.41646.45
Interest Receivables0.000.00786.00646.25335.160.000.000.000.00
Other Intangible Assets19,484.0017,762.0016,651.0016,525.4811,303.0711,227.7710,226.739,371.309,642.33
Total Assets213,510.00208,105.00208,264.00200,729.84155,107.16142,601.11119,872.76120,097.40118,593.49
Total Deposits166,909.00161,095.00163,274.00163,514.87131,543.41119,805.7494,770.0790,156.5792,432.15
Total Debt13,712.0014,342.0014,234.008,228.693,963.534,908.997,536.1012,843.298,316.53
Long Term Debt11,395.009,852.008,229.003,780.552,910.203,894.095,261.046,919.868,141.43
Provision for Risks Charges80.000.000.000.000.000.000.000.000.00
Other Liabilities3,632.003,641.003,799.003,668.291,696.821,699.091,849.931,637.351,593.99
Total Liabilities184,333.00179,078.00181,307.00175,411.85137,203.76126,413.82104,156.11104,637.21102,342.67
Preferred Stock - Carrying Value2,834.002,394.002,011.002,010.601,750.001,250.001,250.001,231.501,231.50
Common Equity26,343.0026,633.0024,946.0023,307.3916,153.4114,937.2814,466.6514,228.6915,019.32
Total Shareholders Equity29,177.0029,027.0026,957.0025,317.9917,903.4016,187.2815,716.6515,460.1916,250.82
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity29,177.0029,027.0026,957.0025,317.9917,903.4016,187.2815,716.6515,460.1916,250.82
Total Liabilities & Stockholders Equity213,510.00208,105.00208,264.00200,729.84155,107.16142,601.11119,872.76120,097.40118,593.49
Book Value Per Share173.50160.90150.14137.68125.51116.39110.78102.71100.05
Tangible Book Value Per Share117.33109.1998.3186.2989.7980.4975.3969.2168.98
Tier 1 Capital20,385.0020,692.0018,918.0017,572.5913,594.7811,873.3211,303.8411,193.7711,908.17
Tier 2 Capital2,986.002,381.002,615.002,687.152,308.052,334.622,176.782,260.372,420.30
Full-Time Employees22,08022,10121,98022,80817,56917,07617,50316,93816,456
Price to Book Ratio1.261.180.940.94-----
Return on Assets1.351.241.341.121.241.031.601.601.16
Return on Equity9.789.2310.479.2010.858.4512.3112.048.55
Return on Invested Capital7.016.647.786.838.896.719.158.535.74
Current Ratio0.310.320.410.350.720.530.250.250.19

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations3,954.003,767.003,689.003,541.002,767.802,193.242,443.722,503.242,246.21
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-111.00-34.00106.00822.00-192.75118.26-551.00106.856.27
Cash from Operating Activities3,843.003,733.003,795.004,363.002,575.052,311.501,892.722,610.092,252.49
Capital Expenditures-1,060.00-1,193.00-242.00-256.00-214.39-346.35-927.11-648.13-97.68
Net Assets From Acquisitions-683.00-683.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.00393.920.000.000.000.00
Purchase or Sale of Investments-1,694.00-2,537.00-6,993.00-1,838.00-5,787.26323.961,983.123,068.511,822.72
Purchase of Investments-10,172.00-9,385.00-15,000.00-4,765.00-9,567.86-2,309.77-610.03-1,885.90-1,303.99
Sale Or Maturity of Investments8,478.006,848.008,007.002,927.003,780.612,633.732,593.154,954.413,126.71
Other Uses---538.00-440.00-619.03-510.30--195.92-
Other Sources-19.000.00274.001,578.83-67.41-355.16
Cash from Investing Activities-14,984.00-7,546.00-735.00-8,332.0018,591.42-13,228.14-23,124.01474.47-1,572.69
Cash Dividends Paid-1,048.00-1,045.00-1,033.00-968.00-881.02-648.46-636.37-619.59-582.90
Change in Capital Stock-1,896.00-2,191.00-13.00-594.00-1,800.00495.00-373.75-1,335.29-2,194.40
Repurchase of Common Pref Stock-2,919.00-2,631.00-746.00-594.00-1,800.000.00-373.75-1,731.29-2,194.40
Sale of Common Pref Stock1,023.00440.00733.000.000.00495.000.00396.000.00
Proceedsfrom Stock Options1,023.00440.00733.000.000.00495.000.00396.000.00
Issuance or Reduction of Debt, Net5,317.00-758.00232.005,972.002,704.34-856.03-2,667.90-5,889.514,537.39
Change in Long Term Debt1,003.00-1,847.004,488.004,211.0091.30-843.59-2,665.02-1,553.49314.11
Issuance of Long Term Debt3,828.003,533.005,497.005,035.00998.549.500.000.001,773.19
Reduction of Long Term Debt-2,825.00-5,380.00-1,009.00-824.00-907.24-853.09-2,665.02-1,553.49-1,459.08
Net Financing Active Other Cash Flow0.00-20.00114.0018.00-13.18-26.71-11.41-25.3917.17
Other Financing Activities Uses0.00-20.00---13.18-26.71-11.41-25.39-
Cash from Financing Activities6,456.001,800.00-2,882.004,180.00-20,983.8110,701.4721,347.73-3,253.70-495.25
Net Change in Cash-4,685.00-2,013.00178.00211.00182.67-215.17116.44-169.13184.55
Free Cash Flow3,623.003,590.003,579.004,107.002,360.662,162.291,720.432,432.042,154.81
Preferred Dividends (Cash Flow)--146.00-138.00-100.00-96.93-68.20-68.26-67.45-72.52
Price to Free Cash Flow12.2712.5712.367.2916.0813.0715.1112.5913.13
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks1,796.001,939.001,903.001,701.001,950.002,128.00
Investments53,399.0054,131.0053,391.0054,075.0053,979.0055,239.00
Net Loans142,577.00141,017.00137,778.00136,586.00134,813.00133,919.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment1,711.001,726.001,716.001,629.001,621.001,646.00
Interest Receivables0.000.000.000.000.000.00
Other Intangible Assets20,999.0020,425.0019,921.0019,484.0018,877.0018,622.00
Total Assets220,510.00219,261.00214,736.00213,510.00211,277.00211,584.00
Total Deposits167,510.00168,885.00163,741.00166,909.00163,426.00164,453.00
Total Debt20,021.0018,182.0019,026.0013,712.0014,987.0014,451.00
Long Term Debt13,648.0013,568.0011,175.0011,395.0012,928.0012,380.00
Provision for Risks Charges93.0095.0095.0080.0095.000.00
Other Liabilities4,727.004,153.003,902.003,632.004,041.004,155.00
Total Liabilities192,351.00191,315.00186,764.00184,333.00182,549.00183,059.00
Preferred Stock - Carrying Value3,017.002,434.002,434.002,834.002,394.002,394.00
Common Equity25,142.0025,512.0025,538.0026,343.0026,334.0026,131.00
Total Shareholders Equity28,159.0027,946.0027,972.0029,177.0028,728.0028,525.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity28,159.0027,946.0027,972.0029,177.0028,728.0028,525.00
Total Liabilities & Stockholders Equity220,510.00219,261.00214,736.00213,510.00211,277.00211,584.00
Book Value Per Share174.96176.03173.83173.50170.43166.94
Tangible Book Value Per Share115.76117.29115.84117.33115.16112.32
Tier 1 Capital-19,536.0019,398.0020,385.0019,928.0019,782.00
Tier 2 Capital-3,501.002,957.002,986.002,958.002,312.00
Full-Time Employees21,56221,66221,86622,08022,38322,590
Price to Book Ratio1.261.371.191.181.181.19
Return on Assets1.391.401.381.351.311.28
Return on Equity10.5810.7210.279.779.609.47
Return on Invested Capital1.851.971.691.871.901.75
Current Ratio0.320.330.310.310.400.43

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations979.001,043.00909.001,023.001,056.00693.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital102.0032.00-159.00-86.0012.00243.00
Cash from Operating Activities1,081.001,075.00750.00937.001,068.00936.00
Capital Expenditures-304.00-185.00-376.00-195.00-235.00-459.00
Net Assets From Acquisitions0.000.000.00-683.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments108.00120.00-2,121.00199.00-1,249.00-448.00
Purchase of Investments-1,191.00-1,333.00-6,503.00-1,145.00-3,218.00-2,156.00
Sale Or Maturity of Investments1,299.001,453.004,382.001,344.001,969.001,708.00
Other Uses-390.00-190.00-180.00---
Other Sources----179.00-21.0085.00
Cash from Investing Activities-3,043.00-3,633.00-4,062.00-4,246.00-66.00-945.00
Cash Dividends Paid-255.00-256.00-275.00-262.00-274.00-243.00
Preferred Dividends (Cash Flow)-39.00-38.00-48.00-34.00-41.00-30.00
Change in Capital Stock264.00-460.00-1,638.00-62.00-404.00-1,069.00
Repurchase of Common Pref Stock-319.00-460.00-1,638.00-502.00-404.00-1,069.00
Sale of Common Pref Stock583.000.000.00440.000.000.00
Proceedsfrom Stock Options583.000.000.00440.000.000.00
Issuance or Reduction of Debt, Net2,022.00-793.005,998.00-1,910.00520.002,326.00
Change in Long Term Debt263.002,444.00296.00-2,000.00532.001,828.00
Issuance of Long Term Debt625.002,695.00508.000.00747.002,043.00
Reduction of Long Term Debt-362.00-251.00-212.00-2,000.00-215.00-215.00
Net Financing Active Other Cash Flow7.0014.00-26.005.005.00-29.00
Other Financing Activities Uses7.0014.00-26.005.005.00-29.00
Cash from Financing Activities662.003,648.00891.001,255.00-1,180.0028.00
Net Change in Cash-1,300.001,090.00-2,421.00-2,054.00-178.0019.00
Free Cash Flow1,034.001,054.00654.00881.001,032.00910.00
Price to Free Cash Flow12.2713.6812.8112.1711.8212.52

Revenue breakdown

Brokerage Services Income2024: 121.00M 2025: 131.00M
Credit Card, Merchant Discount2024: 162.00M 2025: 173.00M
Deposit Account2024: 514.00M 2025: 551.00M
Fiduciary And Trust2024: 675.00M 2025: 724.00M
Product and Service, Other2024: 69.00M 2025: 78.00M
United States2024: 1.54B 2025: 1.66B
Commercial Banking2024: 272.00M 2025: 302.00M
InstitutionalServicesAndWealthManagement2024: 798.00M 2025: 854.00M
Retail Banking2024: 471.00M 2025: 501.00M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.45%4.9M142.9M996.09K
2026-10-153.61%5.2M143.9M1.04M
2026-09-303.54%5.1M143.9M1.05M
2026-09-153.61%5.2M143.9M1.08M
2026-08-313.88%5.6M143.9M1.10M
2026-08-143.90%5.6M143.9M1.10M
2026-07-313.70%5.3M143.9M1.11M
2026-07-153.93%5.7M144.4M1.07M
2026-06-304.11%6.0M145.9M1.06M
2026-06-154.22%6.2M145.9M1.05M
2026-05-294.09%6.0M145.9M1.08M
2026-05-153.75%5.5M145.9M1.12M
2026-04-304.09%6.0M145.9M1.21M
2026-04-154.03%6.0M148.5M1.27M
2026-03-314.22%6.3M148.4M1.30M
2026-03-134.72%7.0M148.4M1.23M
2026-02-274.52%6.7M148.4M1.16M
2026-02-134.05%6.0M148.4M1.10M
2026-01-303.53%5.4M153.1M1.02M
2026-01-153.67%5.6M153.1M1.07M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call15069.3072.000.001.7420.000.000.958-0.2600.030
call15564.3066.600.001.5210.000.000.955-0.2560.032
call16059.3062.000.001.5020.000.000.952-0.2510.034
call16554.3056.800.001.3430.000.000.948-0.2460.036
call17049.3052.100.001.2920.000.000.944-0.2410.038
call17544.3047.100.001.1800.000.000.939-0.2350.041
call18039.3041.900.001.0340.000.000.933-0.2280.044
call18534.3037.100.000.9590.000.000.926-0.2210.048
call19029.4032.300.000.8790.000.000.918-0.2120.052
call19524.4026.900.000.7140.000.000.907-0.2030.057
call20019.4022.000.000.6200.000.000.890-0.1940.064
call21010.0012.3011.300.4271.001.000.792-0.2230.098
call2202.854.203.800.29521820.000.523-0.2180.136
call2300.301.000.970.2986910.000.199-0.1730.096
call2400.000.150.290.3031180.000.042-0.0550.031
call2500.000.950.400.41753.000.000.028-0.0520.022
call2600.000.950.000.5230.000.000.023-0.0550.019
call2700.000.750.000.6210.000.000.020-0.0580.016
call2800.000.950.000.7130.000.000.018-0.0600.015
call2900.000.950.000.8000.000.000.016-0.0620.014
call3000.000.750.000.8820.000.000.015-0.0640.013
call3100.002.150.000.9610.000.000.014-0.0650.012
call3200.002.150.001.0370.000.000.013-0.0660.011
call3300.002.150.001.1090.000.000.012-0.0670.011
call3400.001.100.001.1780.000.000.011-0.0690.010
call3500.002.150.001.2440.000.000.011-0.0690.010
put1500.002.150.001.5260.000.00-0.041-0.2600.030
put1550.002.150.001.4170.000.00-0.044-0.2550.032
put1600.002.150.001.3100.000.00-0.047-0.2500.034
put1650.000.950.001.2060.000.00-0.051-0.2450.036
put1700.000.950.251.1052.000.00-0.055-0.2390.038
put1750.002.150.001.0050.000.00-0.060-0.2320.041
put1800.001.050.470.9063.000.00-0.066-0.2250.044
put1850.001.100.150.8096.000.00-0.073-0.2170.048
put1900.001.150.130.7124.000.00-0.082-0.2080.052
put1950.001.150.500.6167.000.00-0.093-0.1970.057
put2000.000.950.640.51926.000.00-0.109-0.1880.064
put2100.251.500.720.3812490.00-0.207-0.2160.098
put2202.253.402.780.2622580.00-0.476-0.2100.136
put2309.1011.3010.590.36526.002.00-0.800-0.1640.096
put24018.2020.9023.010.5050.000.00-0.957-0.0450.031
put25028.4030.900.000.6610.000.00-0.971-0.0410.022
put26038.4040.900.000.8030.000.00-0.976-0.0430.019
put27048.2050.900.000.9340.000.00-0.979-0.0450.016
put28058.4061.000.001.0740.000.00-0.982-0.0460.015
put29068.4070.900.001.1710.000.00-0.983-0.0460.014
put30078.4080.900.001.2790.000.00-0.985-0.0470.013
put31088.4090.900.001.3820.000.00-0.986-0.0470.012
put32098.40100.90.001.4810.000.00-0.987-0.0470.011
put330108.4110.90.001.5750.000.00-0.987-0.0470.011
put340118.2120.90.001.6650.000.00-0.988-0.0470.010
put350128.2130.90.001.7510.000.00-0.988-0.0470.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-1013F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-05SCHEDULE 13G/ASEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-204Statement of changes in beneficial ownership of securities2026-10-16SEC
2026-10-16144Filing for proposed sale of securities under Rule 144.SEC
2026-10-168-KCurrent report2026-10-16SEC
2026-09-288-KCurrent report2026-09-28SEC
2026-09-228-KCurrent report2026-09-22SEC
2026-09-22424B5SEC
2026-09-22S-3ASRAutomatic shelf registration statement of securities of well-known seasoned issuersSEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-14144Filing for proposed sale of securities under Rule 144.SEC
2026-09-148-KCurrent report2026-09-14SEC
2026-09-0413F-HR/A2026-03-31SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-21144Filing for proposed sale of securities under Rule 144.SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-04N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-0413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-07-31SCHEDULE 13G/ASEC
2026-07-23CERTSEC
2026-07-218-A12BSEC
2026-07-218-KCurrent report2026-07-17SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000441.50K1
2026-09004.64M1
2026-0800673.65K4
2026-0700697.20K2
2026-06005.96M3
2026-0500672.23K1
2026-040000
2026-030000
2026-02007.45M5
2026-01004.14M2
2025-120000
2025-11002.15M2

Institutional holders

Manager% owned
BlackRock, Inc.8.77%
WELLINGTON MANAGEMENT GROUP LLP6.69%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
FMR LLC6.35%
STATE STREET CORP4.86%
VANGUARD PORTFOLIO MANAGEMENT LLC4.83%
GEODE CAPITAL MANAGEMENT, LLC2.99%
STATE FARM MUTUAL AUTOMOBILE INSURANCE CO2.82%
JPMORGAN CHASE & CO2.76%
Invesco Ltd.2.75%

Funds

Fund% owned
Equity Income Fund45.64%
Lord Abbett Short Duration Income Fund29.85%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND28.97%
American Balanced Fund26.81%
Bond Fund of America25.80%
JPMorgan Ultra-Short Income ETF24.29%
Principal Spectrum Preferred Securities Active ETF20.30%
Bond Fund18.11%
Baird Core Plus Bond Fund18.03%
BlackRock Systematic Multi-Strategy Fund14.94%

OakChart. MTB. Cached 15 minutes.