OakChart

Keycorp

KEYFinancial·Banks - Regional·USA·Large·NYSE·Nov 11 • 9:37 AM ET

21.31-0.03 (-0.16%)
2026-11-11 15:37 CET
Market cap
22,534.61 USD m
Revenue, TTM
- USD m
Net income, TTM
1,971.00 USD m
Free cash flow, TTM
1,469.00 USD m
EPS diluted, TTM
1.82
P/E
11.73
Compare

Price

KEY against its 20, 50 and 200-day averages
2050200beat
20.0022.0024.0016.6M33.1MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26KEYclose 21.3120-day 21.0150-day 20.86200-day 21.5521.31

11.5% under 24.07 on 17 Jul 2026. Last 15 sessions, 6.7% high to low

Profile

KEY
52-week range, 61% of the way up
16.9124.07

KeyCorp is a bank holding company, which engages in the provision of financial services. It operates through the Consumer Bank and Commercial Bank segments. The Consumer Bank segment offers deposit and investment products, personal finance and financial wellness services, lending, mortgage and home equity, student loan refinancing, credit card, treasury services, and business advisory services. The Commercial Bank segment focuses on serving the needs of middle market clients in seven industry sectors, consumer, energy, healthcare, industrial, public sector, real estate, and technology. The company was founded on December 31, 1958 and is headquartered in Cleveland, OH.

IndexS&P 500, RUI
Employees17883
IPOMar 17, 1980
Beta1.06
ATR, 14d0.47
Rel volume1.06
Short float3.22%
Insider own0.35%
Inst own91.00%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap22.50B
Enterprise Value-
Income1.97B
Sales11.18B
Book/sh14.96
Cash/sh-
Dividend Est.0.82 (3.85%)
Dividend TTM0.82 (3.85%)
Dividend Ex-DateSep 01, 2026
Dividend Gr. 3/5Y1.25% 2.07%
Payout53.89%
Employees17883
IPOMar 17, 1980

Ratios

P/E11.73
Forward P/E9.76
PEG0.56
P/S2.01
P/B1.42
P/C-
P/FCF15.31
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.48
Debt/Eq0.94
LT Debt/Eq0.64
Option/ShortYes / Yes

Earnings

EPS (ttm)1.82
EPS next Y2.18
EPS next Q0.50
EPS this Y24.31%
EPS next Y15.51%
EPS next 5Y17.53%
EPS past 3/5Y-7.59% 3.70%
Sales past 3/5Y11.57% 9.03%
EPS Y/Y TTM125.21%
Sales Y/Y TTM8.77%
EPS Q/Q23.71%
Sales Q/Q3.51%
EarningsOct 20 BMO
EPS/Sales Surpr.9.82% 0.20%

Ownership

Insider Own0.35%
Insider Trans-2.91%
Inst Own91.00%
Inst Trans-1.00%
ROA1.11%
ROE11.17%
ROIC7.24%
Gross Margin-
Oper. Margin24.02%
Profit Margin17.64%
SMA201.38%
SMA502.16%
SMA200-1.14%
Trades-

Technical

Shs Outstand1.06B
Shs Float1.05B
Short Float3.22%
Short Ratio2.33
Short Interest33.83M
52W High24.07 -11.47%
52W Low16.91 25.99%
Volatility3.16% 2.24%
ATR (14)0.47
RSI (14)54.98
Beta1.06
Rel Volume1.06
Avg Volume14.54M
Volume1,037,591

Performance

Perf Week-1.14%
Perf Month7.01%
Perf Quarter-7.33%
Perf Half Y2.67%
Perf YTD3.22%
Perf Year17.84%
Perf 3Y94.57%
Perf 5Y-11.96%
Perf 10Y30.47%
Recom1.95
Target Price24.13
Prev Close21.34
Price21.31
Change %-0.16%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 08, 2026ResumedTTD CowenBuy$23+8.0%
Jun 15, 2026ResumedSStephensOverweight
Feb 24, 2026UpgradeRRobert W. BairdUnderperform → Neutral$19-10.8%
Jan 06, 2026DowngradeRRobert W. BairdNeutral → Underperform$18-15.5%
Dec 09, 2025UpgradeTTD CowenHold → Buy$24+12.6%
Jul 24, 2025DowngradeCCitigroupBuy → Neutral$20-6.1%
Jul 08, 2025UpgradeUUBSNeutral → Buy$22+3.3%
Jul 02, 2025DowngradeRRobert W. BairdOutperform → Neutral$18-15.5%
May 21, 2025InitiatedJJefferiesHold$18-15.5%
May 15, 2025InitiatedTTD CowenHold$18-15.5%

Peers

Mkt cap
TickerCompanyMkt cap
HBANHuntington Bancshares Inc31.87B
CFGCitizens Financial Group Inc27.28B
FITBFifth Third Bancorp48.82B
MTBM & T Bank Corp31.51B
RFRegions Financial Corp24.20B
PNCPNC Financial Services Group Inc91.37B
TFCTruist Financial Corp59.94B
USBU.S. Bancorp94.33B
FHNFirst Horizon Corp11.06B
ZIONZions Bancorporation N.A9.58B

Insider trading

latest 14 of 20
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Paine Andrew J IIIHead of Institutional BankOct 28 '26Option Exercise18.9639,130741,905230,701Oct 29 06:29 PM
Paine Andrew J IIIHead of Institutional BankOct 28 '26Sale21.2039,130829,556191,571Oct 29 06:29 PM
Paine Andrew J IIIOfficerOct 28 '26Proposed Sale21.2039,130829,739Oct 28 04:14 PM
Ramani MohitChief Risk OfficerJul 22 '26Sale22.7425,000568,50029,855Jul 24 04:06 PM
Ramani MohitOfficerJul 22 '26Proposed Sale22.7425,000568,500Jul 22 12:07 PM
Gile Elizabeth R.DirectorJun 03 '26Sale20.8823,946499,99221,255Jun 05 04:03 PM
Gile Elizabeth R.DirectorJun 03 '26Proposed Sale20.8823,946499,995Jun 03 12:30 PM
Mago Angela GChief Human Resources OfficerMay 08 '26Option Exercise18.9622,826432,781304,390May 12 04:40 PM
Mago Angela GChief Human Resources OfficerMay 08 '26Sale21.6622,826494,411281,564May 12 04:40 PM
Mago Angela GOfficerMay 08 '26Proposed Sale21.6622,826494,411May 08 11:22 AM
Brady Amy G.Former OfficerMay 05 '26Proposed Sale21.8614,130308,884May 05 01:15 PM
Paine Andrew J IIIHead of Institutional BankFeb 06 '26Sale23.2365,9611,532,274166,583Feb 10 05:01 PM
Paine Andrew J IIIOfficerFeb 06 '26Proposed Sale23.2465,9621,532,724Feb 06 03:54 PM
Mago Angela GChief Human Resources OfficerJan 29 '26Option Exercise10.4962,850659,296324,265Feb 02 06:14 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
DVYiShares Select Dividend ETFAUM: 23.68B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B
KBWBInvesco KBW Bank ETFAUM: 6.81B
VOEVanguard Morningstar Mid-Cap Value ETFAUM: 24.66B

News

latest 14 of 206
  • KeyBank Introduces New Digital Banking Enhancements to Deliver Personalized Financial Guidance, Simplify Saving and Strengthen Security (ACCESSWIRE)
  • KeyBank Invests $50,000 in NavWay to Expand Attainable Housing Access and Workforce Housing Solutions in Florida's Collier County (ACCESSWIRE)
  • KEYCORP ANNOUNCES 2028 QUARTERLY EARNINGS CONFERENCE CALL DATES (PR Newswire)
  • KeyBank Foundation Invests $250,000 to Expand Warming Center and Provide Safe Space for Adults Experiencing Homelessness (ACCESSWIRE)
  • KeyBank Foundation Invests $300,000 in Mass Insight's AP Pathways Program (ACCESSWIRE)
  • Loading…
  • KeyBanc Capital Markets to Acquire Atlantic-Pacific Capital (PR Newswire)
  • Building Opportunity Across Maine: KeyBank Foundation Invests in Youth Success and Health Equity (ACCESSWIRE)
  • KeyBank: Why More Americans Are Switching Checking Accounts in 2026 (ACCESSWIRE)
  • KeyBank's Key Secured Credit Card Program Surpasses 48,000 Client Graduations Since 2019 (PR Newswire)
  • KEYCORP TO PRESENT AT THE BANCANALYSTS ASSOCIATION OF BOSTON CONFERENCE (PR Newswire)
  • AI Boom Drives a Jump in Lending, but Bankers Still Sound Cautious (The Wall Street Journal)
  • $300,000 KeyBank Investment in the Boys & Girls Clubs of Buffalo Expands Staffing Capacity and Program Access for Local Students (ACCESSWIRE)
  • Food Bank of Alaska Receives $150,000 Grant From KeyBank Foundation To Strengthen Disaster Response Preparedness (ACCESSWIRE)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-200.5100.4640.5102,0522,04817
2026Q22026-07-210.4400.4220.4381,9641,97015
2026Q12026-04-160.4400.4140.4441,9531,93715
2025Q42026-01-200.4300.3870.4292,0051,96218
2025Q32025-10-160.4100.3810.4081,8951,88319
2025Q22025-07-220.3500.3460.3511,8401,80319
2025Q12025-04-170.3300.3180.3341,7731,74617
2024Q42025-01-210.3800.329-0.2838651,73918
2024Q32024-10-170.3000.280-0.4706831,60813
2024Q22024-07-180.2500.2460.2541,5261,52318
2024Q12024-04-180.2200.2250.1951,5331,51018
2023Q42024-01-180.2500.2290.0321,5381,53117
2023Q32023-10-190.2900.2710.2871,5661,55617
2023Q22023-07-200.2700.3180.2701,5951,62417
2023Q12023-04-200.3330.4380.2961,7141,79017
2022Q42023-01-190.3800.5480.3811,8981,92917

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.3601.3601.1266,3086,240
2018FY1.7201.7221.7076,4556,421
2019FY1.7501.7661.6166,4006,398
2020FY1.2601.1291.2696,7156,603
2021FY2.6202.5442.6317,2927,141
2022FY1.9202.0961.9287,2727,297
2023FY1.1401.1160.8836,4136,395
2024FY1.1501.018-0.3204,6195,179
2025FY1.5201.4791.5207,5137,465
2026FY-1.890--8,092
2027FY-2.183--8,694
2028FY-2.468--9,146

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3015712,1292,1092,149
2026Q4S2026-10-2915712,1282,1092,148
2026Q4S2026-10-2315812,1292,1092,148
2026Q4S2026-10-2215902,1312,1092,175
2026Q4S2026-10-2115902,1312,1092,175
2026Q4S2026-10-2015902,1332,1092,175
2026Q4S2026-10-1915702,1312,1162,175
2026Q4S2026-10-0715802,1312,1162,175
2026Q4S2026-10-0615702,1292,0922,175
2026Q4S2026-10-0414702,1292,0922,175
2026Q4S2026-10-0214902,1292,0922,175
2026Q4S2026-10-0114802,1282,0922,175
2026Q4S2026-09-3014702,1262,0922,175
2026Q4S2026-09-2914602,1232,0922,157

Estimate history

EPS, annual1.1261.7071.6161.2692.6311.9280.883-0.321.5221.816
Period201720182019202020212022202320242025TTM
EPS, quarterly-0.47-0.2830.3340.3510.4080.4290.4440.4380.505
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual6753732476387249749980421034191931116911175
Period201720182019202020212022202320242025TTM
Sales, quarterly189719472717278828222842268527272921
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual1069.0841019.503977.189975.773928.85933.325936.5641106.7861102.4011058.176
Period201720182019202020212022202320242025MRQ
Shares, quarterly991.2511106.7861111.9861112.4531112.9521102.4011087.2931072.0351058.176
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income8,275.008,386.008,427.007,927.005,412.004,367.004,685.005,235.004,878.00
Total Interest Expense3,288.003,750.004,662.004,014.00885.00296.00651.001,326.00969.00
Net Interest Income4,987.004,636.003,765.003,913.004,527.004,071.004,034.003,909.003,909.00
Loan Loss Provision367.00471.00335.00489.00502.00-418.001,021.00445.00246.00
Net Interest Income After Loan Loss Provision4,620.004,165.003,430.003,424.004,025.004,489.003,013.003,464.003,663.00
Non-Interest Income2,900.002,783.00766.002,414.002,630.003,132.002,564.002,403.002,446.00
Non-Interest Expense4,836.004,644.004,526.004,678.004,313.004,363.004,021.003,845.003,906.00
Operating Income2,684.002,304.00-330.001,160.002,342.003,258.001,556.002,022.002,203.00
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes2,691.002,304.00-306.001,160.002,333.003,254.001,556.002,022.002,203.00
Income Taxes573.00476.00-143.00196.00422.00642.00227.00314.00344.00
Consolidated Net Income2,118.001,828.00-163.00964.001,911.002,612.001,329.001,708.001,859.00
Net Income From Continuing Operations2,118.001,828.00-163.00964.001,911.002,612.001,329.001,708.001,859.00
Net Income1,971.001,686.00-304.00824.001,799.002,519.001,237.001,620.001,800.00
EPS (Recurring)-1.52-0.320.881.932.631.271.621.71
EPS (Basic, Before Extraordinaries)1.831.53-0.320.891.952.661.281.631.73
EPS (Diluted)1.821.52-0.320.881.932.631.271.621.71
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-100.0079.0092.0091.0079.0077.0073.0076.00
Price To Earnings Ratio11.7511.751,558.1811.687.958.7912.9412.518.65
Price To Sales Ratio1.912.051.771.302.022.952.212.662.13
Operating Margin24.0220.63-3.5911.2229.1243.4521.4726.4730.08
Net Margin17.6415.10-3.317.9722.3733.5917.0621.2124.58
Shares Outstanding1,058.181,102.401,106.79936.56933.32928.85975.77977.191,019.50
Market Capitalization22,534.6122,534.6116,990.5913,482.1416,252.3421,535.3716,023.9219,935.5515,290.35

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income2,133.002,059.002,005.002,078.002,131.002,107.002,070.002,132.00
Total Interest Expense833.00809.00783.00863.00947.00966.00974.001,081.00
Net Interest Income1,300.001,250.001,222.001,215.001,184.001,141.001,096.001,051.00
Loan Loss Provision61.0092.00106.00108.00107.00138.00118.0039.00
Net Interest Income After Loan Loss Provision1,239.001,158.001,116.001,107.001,077.001,003.00978.001,012.00
Non-Interest Income788.00668.00680.00764.00691.00681.00647.00-185.00
Non-Interest Expense1,289.001,186.001,138.001,223.001,166.001,145.001,110.001,236.00
Operating Income738.00640.00658.00648.00602.00539.00515.00-409.00
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes738.00647.00658.00648.00602.00539.00515.00-413.00
Income Taxes159.00139.00136.00139.00112.00116.00109.00-169.00
Consolidated Net Income579.00508.00522.00509.00490.00423.00406.00-244.00
Net Income From Continuing Operations579.00508.00522.00509.00490.00423.00406.00-244.00
Net Income537.00473.00486.00475.00453.00389.00369.00-279.00
EPS (Recurring)0.500.440.44-0.410.350.33-0.28
EPS (Basic, Before Extraordinaries)0.510.440.450.430.410.350.33-0.28
EPS (Diluted)0.500.440.440.430.410.350.33-0.28
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio11.7514.1213.1725.48---1,558.18
Price To Sales Ratio1.912.251.972.042.022.061.911.84
Operating Margin25.2723.4724.5122.8021.3319.3318.95-21.01
Net Margin18.3817.3518.1016.7116.0513.9513.58-14.33
Shares Outstanding1,058.181,072.031,087.291,102.401,112.951,112.451,111.991,106.79
Market Capitalization22,534.6124,879.4821,847.4822,413.1820,493.9619,091.2717,670.8716,990.59

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks1,287.001,743.00941.00887.00913.001,091.00732.00678.00671.00
Investments61,643.0065,976.0059,626.0054,383.0067,343.0055,459.0036,334.0036,114.0037,028.00
Net Loans105,114.00102,851.00111,098.00118,057.00100,793.0099,559.0093,746.0088,669.0085,528.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets8.0014.0017.0013.008.00100.0035.0035.0031.00
Net Property, Plant & Equipment1,072.001,067.001,140.001,161.001,276.001,383.001,468.001,875.002,572.00
Interest Receivables459.00456.00522.00417.00198.00241.000.000.000.00
Deferred Tax Assets1,149.002,437.002,696.002,022.001,100.001,164.00-914.00320.00
Other Intangible Assets13,649.0013,438.0013,122.0012,873.0013,621.0011,882.0012,068.0011,354.0011,643.00
Total Assets184,381.00187,982.00189,162.00189,813.00187,257.00171,500.00144,988.00140,305.00137,698.00
Total Deposits148,713.00149,760.00145,587.00142,595.00152,572.00135,282.00111,870.00107,309.00105,235.00
Total Debt11,493.0014,755.0023,193.0029,371.0013,479.0015,399.0014,288.0014,595.0015,349.00
Long Term Debt10,274.0012,482.0019,967.0019,772.009,760.0010,007.0012,044.0011,470.0011,267.00
Provision for Risks Charges313.00290.00296.00225.00160.00197.000.0063.0057.00
Deferred Tax Liabilities-814.00881.00-911.001,264.0089.00692.00770.00
Other Liabilities3,481.004,187.004,568.004,168.002,712.001,377.001,703.002,050.001,262.00
Total Liabilities164,000.00169,806.00174,525.00176,359.00169,834.00153,519.00127,950.00124,709.00122,673.00
Preferred Stock - Carrying Value2,500.002,500.002,500.002,500.001,900.001,900.001,900.001,450.001,025.00
Common Equity17,881.0015,676.0012,137.0010,954.0015,523.0016,081.0015,138.0014,145.0013,998.00
Total Shareholders Equity20,381.0018,176.0014,637.0013,454.0017,423.0017,981.0017,038.0015,595.0015,023.00
Accumulated Minority Interest0.000.000.000.000.000.000.001.002.00
Total Equity20,381.0018,176.0014,637.0013,454.0017,423.0017,981.0017,038.0015,596.0015,025.00
Total Liabilities & Stockholders Equity184,381.00187,982.00189,162.00189,813.00187,257.00171,500.00144,988.00140,305.00137,698.00
Book Value Per Share16.2214.1612.9611.7416.7116.4815.4913.8713.09
Tangible Book Value Per Share13.7211.659.968.6913.6713.5612.5111.1010.33
Tier 1 Capital19,641.0018,934.0017,340.0017,225.0015,549.0014,907.0014,212.0013,712.0013,083.00
Tier 2 Capital3,269.003,402.003,688.003,551.002,481.003,069.002,524.002,241.002,262.00
Full-Time Employees17,88317,406-------
Price to Book Ratio1.431.181.241.511.381.001.311.071.53
Return on Assets0.98-0.090.511.011.460.841.201.340.94
Return on Equity9.48-0.996.8612.3814.767.5910.4712.148.52
Return on Invested Capital5.97-0.532.795.779.664.805.906.894.93
Current Ratio0.450.660.400.050.140.210.030.040.06

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations2,422.001,955.001,286.001,823.004,215.001,734.002,261.002,537.002,588.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-832.0031.00-481.001,393.00382.00-615.00-893.00560.0014.00
Cash from Operating Activities1,590.001,986.00805.003,216.004,597.001,119.001,368.003,097.002,602.00
Capital Expenditures-121.00-107.00-65.00-142.00-108.00-66.00-63.00-85.00-99.00
Net Assets From Acquisitions-61.000.000.000.00-58.00-29.000.00-185.000.00
Sale of Fixed Assets and Businesses4.004.0024.005.0016.004.000.0018.002.00
Purchase or Sale of Investments529.005,966.00-5,824.00-5,674.006,508.00-11,076.00-17,272.00875.00896.00
Purchase of Investments-12,046.00-10,086.00-27,906.00-12,651.00-8,938.00-28,248.00-30,692.00-5,979.00-5,877.00
Sale Or Maturity of Investments12,575.0016,052.0022,082.006,977.0015,446.0017,172.0013,420.006,854.006,773.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources92.0086.00107.0096.0072.0072.0066.0059.00202.00
Cash from Investing Activities-6,967.003,441.002,356.001,104.00-11,062.00-15,034.00-24,416.00-5,109.00-2,495.00
Cash Dividends Paid-1,031.00-1,054.00-927.00-911.00-854.00-823.00-829.00-804.00-656.00
Change in Capital Stock-1,805.00-226.00-18.00-71.00552.00-1,149.00-162.00-415.00-713.00
Repurchase of Common Pref Stock-1,819.00-235.00-28.00-72.00-44.00-1,176.00-170.00-868.00-1,145.00
Sale of Common Pref Stock14.009.0010.001.00596.0027.008.00453.00432.00
Proceedsfrom Stock Options14.009.0010.001.00596.0027.008.00453.00432.00
Issuance or Reduction of Debt, Net4,766.00-3,556.00-8,358.00-6,276.0016,718.00-1,581.00986.00-1,276.00-722.00
Change in Long Term Debt881.00-2,496.00-7,411.0096.008,016.00-1,363.001,099.00-1,505.00-574.00
Issuance of Long Term Debt3,251.001,556.001,646.005,240.0016,596.001,203.003,607.002,129.002,306.00
Reduction of Long Term Debt-2,370.00-4,052.00-9,057.00-5,144.00-8,580.00-2,566.00-2,508.00-3,634.00-2,880.00
Net Financing Active Other Cash Flow0.000.002,771.000.000.000.000.000.000.00
Cash from Financing Activities4,979.00-5,883.00-2,359.00-4,266.006,439.0013,737.0023,407.002,066.00-17.00
Net Change in Cash-398.00-456.00802.0054.00-26.00-178.00359.0054.007.00
Free Cash Flow1,469.001,879.00740.003,074.004,489.001,053.001,305.003,012.002,503.00
Price to Free Cash Flow48.7727.72-6.214.4796.2833.619.198.44
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks1,540.001,711.001,130.001,287.001,938.001,766.00
Investments62,603.0063,950.0063,047.0061,643.0064,417.0062,373.00
Net Loans111,595.00108,985.00107,741.00105,114.00104,458.00104,943.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment636.00620.00618.001,072.00606.00599.00
Interest Receivables464.00453.00443.00459.00472.00465.00
Deferred Tax Assets1,700.001,200.001,200.001,149.001,200.001,300.00
Other Intangible Assets14,555.0014,389.0014,474.0013,649.0014,308.0014,042.00
Total Assets193,102.00191,317.00188,663.00184,381.00187,409.00185,499.00
Total Deposits153,814.00153,089.00147,815.00148,713.00150,765.00146,905.00
Total Debt16,714.0014,659.0017,068.0011,493.0012,274.0014,845.00
Long Term Debt11,473.0010,967.0010,877.0010,274.0010,917.0012,063.00
Provision for Risks Charges296.00277.00296.00313.00292.00297.00
Other Liabilities4,469.003,494.003,497.003,481.003,976.003,968.00
Total Liabilities175,293.00171,519.00168,676.00164,000.00167,307.00166,015.00
Preferred Stock - Carrying Value1,975.002,500.002,500.002,500.002,500.002,500.00
Common Equity15,834.0017,298.0017,487.0017,881.0017,602.0016,984.00
Total Shareholders Equity17,809.0019,798.0019,987.0020,381.0020,102.0019,484.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity17,809.0019,798.0019,987.0020,381.0020,102.0019,484.00
Total Liabilities & Stockholders Equity193,102.00191,317.00188,663.00184,381.00187,409.00185,499.00
Book Value Per Share14.9616.1416.0816.2215.8215.27
Tangible Book Value Per Share12.3013.5713.5513.7213.3312.78
Tier 1 Capital18,962.0019,463.0019,484.0019,641.0019,496.0019,220.00
Tier 2 Capital3,084.003,115.003,213.003,269.003,268.003,273.00
Full-Time Employees---17,883--
Price to Book Ratio1.431.431.241.301.221.17
Return on Assets1.111.081.030.980.570.09
Return on Equity11.1710.339.979.485.821.02
Return on Invested Capital1.981.651.691.661.581.35
Current Ratio0.480.450.420.450.560.50

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations723.00303.00869.00527.00110.00764.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-12.00109.00-1,209.00280.00-116.00548.00
Cash from Operating Activities711.00412.00-340.00807.00-6.001,312.00
Capital Expenditures-38.00-26.00-12.00-45.00-29.00-23.00
Net Assets From Acquisitions-61.000.000.000.000.000.00
Sale of Fixed Assets and Businesses3.000.000.001.000.003.00
Purchase or Sale of Investments-77.00-789.00-1,615.003,010.00-1,198.004,244.00
Purchase of Investments-2,123.00-3,101.00-4,121.00-2,701.00-1,859.00-1,536.00
Sale Or Maturity of Investments2,046.002,312.002,506.005,711.00661.005,780.00
Other Uses0.000.000.000.000.000.00
Other Sources26.0013.0023.0030.0026.0011.00
Cash from Investing Activities-2,807.00-2,162.00-4,314.002,316.00-801.002,650.00
Cash Dividends Paid-252.00-258.00-259.00-262.00-264.00-263.00
Change in Capital Stock-842.00-337.00-430.00-196.002.001.00
Repurchase of Common Pref Stock-845.00-339.00-435.00-200.000.000.00
Sale of Common Pref Stock3.002.005.004.002.001.00
Proceedsfrom Stock Options3.002.005.004.002.001.00
Issuance or Reduction of Debt, Net2,294.00-2,348.006,084.00-1,264.00-2,619.00-11.00
Change in Long Term Debt745.00150.00985.00-999.00-1,194.00-435.00
Issuance of Long Term Debt1,060.001,060.001,059.0072.0073.00578.00
Reduction of Long Term Debt-315.00-910.00-74.00-1,071.00-1,267.00-1,013.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Cash from Financing Activities1,925.002,331.004,497.00-3,774.00979.00-4,105.00
Net Change in Cash-171.00581.00-157.00-651.00172.00-143.00
Free Cash Flow673.00386.00-352.00762.00-35.001,289.00
Price to Free Cash Flow48.77-35.6227.6812.4327.48

Revenue breakdown

Cards And Payments2024: 331.00M 2025: 337.00M
Investment Banking And Debt Placement2024: 521.00M 2025: 551.00M
Other Noninterest Income2024: 12.00M 2025: 8.00M
Service Charges On Deposit Accounts2024: 261.00M 2025: 295.00M
Trust And Investment Services2024: 518.00M 2025: 558.00M
United States2024: 1.64B 2025: 1.75B
Commercial Bank2024: 869.00M 2025: 939.00M
Consumer Bank2024: 774.00M 2025: 810.00M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.22%33.8M1052.2M13.97M
2026-10-152.76%29.4M1063.4M12.65M
2026-09-302.98%31.7M1063.4M11.63M
2026-09-153.20%34.0M1063.3M10.84M
2026-08-313.33%35.5M1063.3M10.88M
2026-08-142.69%28.6M1063.4M11.17M
2026-07-313.11%33.1M1062.9M11.48M
2026-07-152.79%30.0M1075.0M11.58M
2026-06-302.88%31.0M1075.1M12.33M
2026-06-153.40%36.6M1078.9M12.96M
2026-05-293.08%33.2M1079.9M13.50M
2026-05-152.54%27.5M1079.9M14.88M
2026-04-302.29%24.7M1080.6M15.66M
2026-04-152.01%21.5M1069.1M16.46M
2026-03-312.18%23.7M1086.0M16.70M
2026-03-132.23%24.2M1086.0M15.83M
2026-02-271.73%18.8M1086.0M16.18M
2026-02-131.92%20.8M1086.0M15.73M
2026-01-302.05%22.2M1082.5M16.55M
2026-01-152.22%21.8M981.9M16.80M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call12.000.000.008.63-5.000.00---
call13.000.000.000.00-0.000.00---
call14.000.000.008.66-0.000.00---
call15.000.000.005.60-1.000.00---
call16.000.000.000.00-0.000.00---
call17.000.000.004.10-39.000.00---
call18.000.000.003.10-8.000.00---
call19.000.000.002.45-4660.00---
call20.000.000.001.65-1,2060.00---
call21.000.000.000.78-2,2620.00---
call22.000.000.000.14-2,9740.00---
call23.000.000.000.05-1,1270.00---
call24.000.000.000.02-2,7950.00---
call25.000.000.000.05-3460.00---
call26.000.000.000.02-1960.00---
call27.000.000.000.03-24.000.00---
call28.000.000.000.35-2.000.00---
call29.000.000.000.05-1.000.00---
call30.000.000.000.00-0.000.00---
call31.000.000.000.00-0.000.00---
put12.000.000.000.00-0.000.00---
put13.000.000.000.00-0.000.00---
put14.000.000.000.00-0.000.00---
put15.000.000.000.05-8.000.00---
put16.000.000.000.04-3.000.00---
put17.000.000.000.04-11.000.00---
put18.000.000.000.10-99.000.00---
put19.000.000.000.05-1,8290.00---
put20.000.000.000.10-1,4470.00---
put21.000.000.000.30-6120.00---
put22.000.000.000.68-5570.00---
put23.000.000.001.86-1090.00---
put24.000.000.003.45-0.000.00---
put25.000.000.003.54-0.000.00---
put26.000.000.005.19-0.000.00---
put27.000.000.000.00-0.000.00---
put28.000.000.000.00-0.000.00---
put29.000.000.000.00-0.000.00---
put30.000.000.000.00-0.000.00---
put31.000.000.000.00-0.000.00---

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-11-024/A2026-10-28SEC
2026-11-028-KCurrent report2026-11-02SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-28144Filing for proposed sale of securities under Rule 144.SEC
2026-10-28424B5SEC
2026-10-27FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-10-27424B5SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-258-KCurrent report2026-09-25SEC
2026-09-234Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-148-KCurrent report2026-09-14SEC
2026-08-148-KCurrent report2026-08-14SEC
2026-08-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-22144Filing for proposed sale of securities under Rule 144.SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-07SEC
2026-07-064Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-064Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-064Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000829.56K1
2026-090000
2026-080000
2026-0700568.50K1
2026-0600499.99K1
2026-0500494.41K1
2026-040000
2026-030000
2026-02001.53M1
2026-01002.07M2
2025-120000
2025-110000

Institutional holders

Manager% owned
BANK OF NOVA SCOTIA14.62%
BlackRock, Inc.8.20%
VANGUARD CAPITAL MANAGEMENT LLC6.07%
VANGUARD PORTFOLIO MANAGEMENT LLC4.80%
STATE STREET CORP4.76%
FMR LLC4.68%
GEODE CAPITAL MANAGEMENT, LLC2.38%
Invesco Ltd.1.94%
PRICE T ROWE ASSOCIATES INC /MD/1.66%
GOLDMAN SACHS GROUP INC1.38%

Funds

Fund% owned
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND3.87%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND3.22%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.19%
VANGUARD 500 INDEX FUND2.21%
VANGUARD MID-CAP INDEX FUND2.18%
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND1.93%
PIMCO Short-Term Floating NAV Portfolio III1.52%
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund1.36%
iShares Select Dividend ETF1.29%
PGIM Total Return Bond Fund1.29%

OakChart. KEY. Cached 15 minutes.