OakChart

Pinnacle Financial Partners Inc

PNFPFinancial·Banks - Regional·USA·Large·NYSE·Nov 11 • 9:49 AM ET

101.84-0.96 (-0.93%)
2026-11-11 15:49 CET
Market cap
15,535.34 USD m
Revenue, TTM
- USD m
Net income, TTM
977.98 USD m
Free cash flow, TTM
1,472.36 USD m
EPS diluted, TTM
7.49
P/E
13.59
Compare

Price

PNFP against its 20, 50 and 200-day averages
2050200beat
90.0095.00100.00105.00110.001.5M2.9MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PNFPclose 101.8420-day 100.0750-day 97.81200-day 96.90101.84

7.7% under 110.33 on 4 Aug 2026. Last 15 sessions, 9.5% high to low

Profile

PNFP
52-week range, 71% of the way up
81.08110.33

Pinnacle Financial Partners Inc. engages in the provision of financial solutions. It offers a comprehensive range of banking, investment, trust, mortgage, and insurance services tailored for both commercial and consumer clients. The company was founded on July 23, 2025 and is headquartered in Atlanta, GA.

IndexRUI
Employees3709
IPOAug 22, 2000
Beta1.03
ATR, 14d2.61
Rel volume0.67
Short float4.29%
Insider own1.28%
Inst own90.39%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap15.39B
Enterprise Value-
Income977.98M
Sales6.29B
Book/sh91.58
Cash/sh-
Dividend Est.2.00 (1.96%)
Dividend TTM2.00 (1.96%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y2.94% 8.45%
Payout11.90%
Employees3709
IPOAug 22, 2000

Ratios

P/E13.59
Forward P/E8.75
PEG0.55
P/S2.45
P/B1.11
P/C-
P/FCF10.45
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.72
LT Debt/Eq0.68
Option/ShortYes / Yes

Earnings

EPS (ttm)7.49
EPS next Y11.64
EPS next Q2.72
EPS this Y22.72%
EPS next Y13.32%
EPS next 5Y15.83%
EPS past 3/5Y4.03% 14.90%
Sales past 3/5Y24.62% 20.59%
EPS Y/Y TTM-4.92%
Sales Y/Y TTM99.54%
EPS Q/Q9.53%
Sales Q/Q131.40%
EarningsOct 21 BMO
EPS/Sales Surpr.2.53% 2.88%

Ownership

Insider Own1.28%
Insider Trans-7.60%
Inst Own90.39%
Inst Trans2.05%
ROA1.10%
ROE9.57%
ROIC4.17%
Gross Margin-
Oper. Margin24.21%
Profit Margin15.55%
SMA201.77%
SMA504.12%
SMA2005.10%
Trades-

Technical

Shs Outstand151.00M
Shs Float149.18M
Short Float4.29%
Short Ratio5.97
Short Interest6.40M
52W High110.33 -7.70%
52W Low81.08 25.60%
Volatility3.18% 2.52%
ATR (14)2.61
RSI (14)56.34
Beta1.03
Rel Volume0.67
Avg Volume1.07M
Volume69,504

Performance

Perf Week-2.32%
Perf Month8.88%
Perf Quarter-4.95%
Perf Half Y8.00%
Perf YTD6.74%
Perf Year16.43%
Perf 3Y56.17%
Perf 5Y1.08%
Perf 10Y70.59%
Recom1.48
Target Price121.00
Prev Close102.80
Price101.84
Change %-0.93%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 30, 2026UpgradeWWells FargoEqual Weight → Overweight$118+15.9%
Sep 16, 2026ResumedHHovde GroupOutperform$125+22.7%
Sep 08, 2026InitiatedMMorgan StanleyOverweight$137+34.5%
Aug 10, 2026ResumedWWells FargoEqual Weight$118+15.9%
Jun 25, 2026InitiatedTThe Benchmark CompanyBuy$132+29.6%
May 20, 2026InitiatedRRobert W. BairdOutperform$115+12.9%
Apr 07, 2026UpgradeUUBSNeutral → Buy$110+8.0%
Jan 21, 2026InitiatedDDeutsche BankBuy
Jan 06, 2026ResumedEEvercore ISIOutperform$115+12.9%
Jan 05, 2026UpgradePPiper SandlerNeutral → Overweight$120+17.8%

Peers

Mkt cap
TickerCompanyMkt cap
FHNFirst Horizon Corp11.07B
RFRegions Financial Corp24.24B
SSBSouthState Bank Corp10.15B
TFCTruist Financial Corp60.06B
ABCBAmeris Bancorp5.50B
CFGCitizens Financial Group Inc27.32B
FITBFifth Third Bancorp48.91B
UCBUnited Community Banks Inc4.46B
HBANHuntington Bancshares Inc31.93B
KEYKeycorp22.56B

Insider trading

latest 14 of 28
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
KAMENSKY ALLAN EChief Legal OfficerNov 02 '26Sale104.625,000523,10043,940Nov 03 04:19 PM
KAMENSKY ALLAN EOfficerNov 02 '26Proposed Sale104.625,000523,093Nov 02 03:59 PM
INGRAM DAVID BDirectorOct 28 '26Buy99.1610,000991,60075,182Oct 29 04:41 PM
Montana Gregory GDirectorSep 10 '26Buy98.6150049,3054,959Sep 11 04:09 PM
Blair Kevin S.Chief Executive OfficerSep 01 '26Buy97.482,565250,036152,397Sep 02 09:19 AM
TURNER M TERRYDirectorAug 17 '26Proposed Sale108.1354,1075,850,475Aug 17 08:12 PM
TURNER M TERRYChair of the BoardAug 14 '26Sale108.0166,7837,213,232302,230Aug 17 04:49 PM
TURNER M TERRYChair of the BoardAug 17 '26Sale108.1354,1075,850,590248,123Aug 17 04:49 PM
TURNER M TERRYChair of the BoardAug 13 '26Sale108.1053,6015,794,268369,013Aug 17 04:49 PM
TURNER M TERRYDirectorAug 14 '26Proposed Sale108.0166,7837,213,318Aug 14 05:20 PM
TURNER M TERRYDirectorAug 13 '26Proposed Sale108.1053,6015,794,100Aug 14 08:08 AM
TURNER M TERRYChair of the BoardAug 06 '26Sale108.012,737295,623422,614Aug 10 04:45 PM
TURNER M TERRYDirectorAug 06 '26Proposed Sale108.012,737295,631Aug 06 07:38 PM
MCCABE ROBERT A JRChief Banking OfficerJul 24 '26Buy99.9010,0131,000,299324,233Jul 24 12:13 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VXFVanguard Extended Market Index ETFAUM: 30.47B
KBWBInvesco KBW Bank ETFAUM: 6.81B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
MDYState Street SPDR S&P MIDCAP 400 ETF TrustAUM: 26.22B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
SPMDState Street SPDR Portfolio S&P 400TM Mid Cap ETFAUM: 18.90B

News

latest 14 of 206
  • Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at Goldman Sachs 2026 U.S. Financial Services Conference (Business Wire)
  • Pinnacle Financial Partners announces common and preferred stock dividends (Business Wire)
  • Raymond James Recruits $700M Advisor Team from Truist (Wealth Management)
  • Pinnacle Financial Beats On BHG Windfall And Hiring Momentum, But A Drifting Margin Keeps The Merger Story Unfinished (Earnings Whispers)
  • Pinnacle Financial Partners adds 96 revenue producing team members in 3Q26, extending recruiting momentum with experienced hires across Southeast (Business Wire)
  • Loading…
  • Pinnacle Financial: Q3 Earnings Snapshot (Associated Press)
  • Pinnacle Financial Partners announces earnings for third quarter 2026 (Business Wire)
  • Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at BancAnalysts Association of Boston Conference (Business Wire)
  • Target upgraded, Moderna downgraded: Wall Street's top analyst calls (The Fly)
  • Pinnacle Financial Partners announces dates for third quarter 2026 earnings release and conference call (Business Wire)
  • Pinnacle is the No. 1 bank in Nashville by deposits and No. 4 in Atlanta as deposit growth shows continued momentum across the Southeast (Business Wire)
  • Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at Barclays Global Financial Services Conference (Business Wire)
  • Rob McCabe to remain Pinnacle director and chief banking officer through 2027 (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-212.6902.6242.4001,3181,28122
2026Q22026-07-222.5002.4582.0661,2381,23819
2026Q12026-04-222.3902.3250.8911,2291,20018
2025Q42026-01-212.2402.2642.135546.3549.818
2025Q32025-10-152.2702.0392.190544.8523.8214
2025Q22025-07-152.0001.9092.002504.99498.6613
2025Q12025-04-141.9001.7971.775475.37482.199
2024Q42025-01-211.9001.7771.906475.09469.6411
2024Q32024-10-151.8601.7741.861466.75457.9112
2024Q22024-07-161.6301.6060.644438.65433.0513
2024Q12024-04-221.5301.5401.572416.33420.9113
2023Q42024-01-161.6801.6721.187396.34416.9712
2023Q32023-10-171.7901.7011.690417.77418.5811
2023Q22023-07-181.7901.6342.543413.5414.6410
2023Q12023-04-171.7601.7171.755401.76419.2210
2022Q42023-01-181.7602.0191.759401.78429.4310

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY3.5403.5472.705688.21703.89
2018FY4.7404.7094.641937.21940.85
2019FY5.3705.3345.2221,0301,056
2020FY4.3004.0314.0281,1401,157
2021FY6.7306.6186.7451,3281,340
2022FY7.1707.4187.1661,5451,593
2023FY6.9906.9887.1361,6951,688
2024FY6.8906.7365.9621,7971,785
2025FY8.3708.4208.0702,0712,081
2026FY-10.272--5,089
2027FY-11.639--5,536
2028FY-13.008--5,969

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30181501,3281,2811,343
2026Q4S2026-10-29181501,3281,2811,343
2026Q4S2026-10-26181501,3281,2811,343
2026Q4S2026-10-23181401,3261,2811,343
2026Q4S2026-10-22181001,3211,2811,343
2026Q4S2026-10-2118601,3171,2811,337
2026Q4S2026-10-2018201,3121,2831,337
2026Q4S2026-10-0818301,3121,2831,337
2026Q4S2026-10-0718301,3111,2831,337
2026Q4S2026-10-0618401,3111,2831,337
2026Q4S2026-10-0218521,3121,2861,337
2026Q4S2026-10-0118421,3111,2861,337
2026Q4S2026-09-3018421,3101,2861,337
2026Q4S2026-09-2318421,3101,2861,332

Estimate history

EPS, annual2.7054.6415.2224.0286.7457.1667.1365.9628.0677.4918
Period201720182019202020212022202320242025TTM
EPS, quarterly1.8611.9061.7752.0022.192.1350.8912.0662.399
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual742.0041095.6751237.5031247.8971304.541644.262615.1643003.6213182.386289.4
Period201720182019202020212022202320242025TTM
Sales, quarterly791.421783.957745.726793.817828.434814.403176717911917
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual77.7477.48476.56475.8576.14376.45476.76777.24277.7151
Period201720182019202020212022202320242025MRQ
Shares, quarterly77.23277.24277.55477.54877.55877.7151151151
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income5,432.452,795.632,698.102,353.371,373.931,031.211,021.041,067.94946.72
Total Interest Expense2,150.021,247.371,332.511,091.25244.6498.81199.25301.79210.38
Net Interest Income3,282.431,548.261,365.591,262.121,129.29932.40821.79766.14736.34
Loan Loss Provision259.10107.25120.5993.6067.9216.13191.7327.2834.38
Net Interest Income After Loan Loss Provision3,023.331,441.021,245.001,168.521,061.37916.27630.05738.86701.97
Non-Interest Income856.95386.75305.52261.80270.32273.33226.85169.57148.96
Non-Interest Expense2,328.341,145.121,034.74887.76779.67659.97553.92501.00443.94
Operating Income1,522.90682.65515.78542.56552.03529.63302.99407.43406.99
Unusual Expense395.9421.670.000.000.000.0015.170.008.26
Net Income Before Taxes1,290.45779.88581.21714.01697.49651.90371.36497.54449.95
Income Taxes263.67138.01106.15151.85136.75124.5859.0496.6690.51
Consolidated Net Income1,026.78641.87475.06562.15560.74527.32312.32400.88359.44
Net Income From Continuing Operations1,026.78641.87475.06562.15560.74527.32312.32400.88359.44
Net Income977.98626.67459.86546.96545.55512.13304.73400.88359.44
EPS (Recurring)8.278.265.967.147.176.754.175.224.72
EPS (Basic, Before Extraordinaries)7.538.156.017.207.206.794.045.254.66
EPS (Diluted)7.498.075.967.147.176.754.035.224.64
Non-Operating Income (Expense)134.44118.9065.43171.45145.47122.2783.5490.1151.22
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense108.3134.4632.3433.0831.2518.2113.6815.6813.93
Price To Earnings Ratio13.7213.7221.7311.2610.3014.1415.9512.249.93
Price To Sales Ratio2.262.332.942.563.405.563.903.973.26
Operating Margin24.2121.4517.1720.7533.5740.6024.2832.9237.14
Net Margin15.5519.6915.3120.9133.1839.2624.4232.3932.81
Shares Outstanding151.0077.7077.2476.7776.4576.1475.8576.5677.48
Market Capitalization15,535.3415,535.348,836.076,696.255,611.787,271.034,884.674,900.163,590.68

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income1,639.001,568.001,514.00711.46721.25694.77668.16684.36
Total Interest Expense653.00612.00581.00304.02324.38315.24303.73320.57
Net Interest Income986.00956.00933.00407.44396.87379.53364.43363.79
Loan Loss Provision86.0063.0076.0034.1031.9424.2516.9629.65
Net Interest Income After Loan Loss Provision900.00893.00857.00373.33364.93355.29347.47334.14
Non-Interest Income278.00223.00253.00102.95107.1999.0577.5799.60
Non-Interest Expense693.00670.00677.00288.33295.27286.26275.24262.06
Operating Income485.00446.00433.00158.90176.84168.07149.79171.68
Unusual Expense56.0051.00275.0013.947.730.000.000.00
Net Income Before Taxes477.00419.00189.00205.45209.72194.30170.41183.79
Income Taxes98.0091.0039.0035.6736.5935.7630.0032.53
Consolidated Net Income379.00328.00150.00169.78173.14158.54140.41151.26
Net Income From Continuing Operations379.00328.00150.00169.78173.14158.54140.41151.26
Net Income364.00313.00135.00165.98169.34154.74136.61147.46
EPS (Recurring)2.662.302.162.262.262.001.771.91
EPS (Basic, Before Extraordinaries)2.412.070.892.162.202.011.781.93
EPS (Diluted)2.402.070.892.132.192.001.771.91
Non-Operating Income (Expense)48.0024.0031.0031.4440.6126.2320.6112.11
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense14.2214.2271.108.7710.958.708.347.53
Price To Earnings Ratio13.7213.9710.6312.1212.4317.8517.7221.73
Price To Sales Ratio2.262.943.102.332.302.742.722.95
Operating Margin25.3024.9024.5019.5121.3521.1720.0921.90
Net Margin18.9917.487.6420.3820.4419.4918.3218.81
Shares Outstanding151.00151.00151.0077.7077.5677.5577.5577.24
Market Capitalization15,535.3415,243.6713,024.377,401.487,274.738,562.978,203.968,836.07

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks449.43413.96315.49300.10270.79427.08294.95202.92176.55
Investments12,636.6813,477.5010,095.218,281.8111,019.278,499.314,191.093,869.163,268.27
Net Loans38,712.4635,071.2832,323.0428,740.9423,151.0322,139.4519,693.1017,623.9715,565.88
Investment in Unconsolidated Affiliates391.95436.71445.22443.19360.83308.56278.04239.24221.67
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets8.051.283.947.958.5412.3629.4915.1627.83
Net Property, Plant & Equipment707.10603.69554.24455.97382.55375.42355.50265.56266.01
Interest Receivables219.76214.08217.49161.1898.81104.0884.4679.6657.44
Deferred Tax Assets447.22328.68273.20280.32186.93175.05108.02113.02108.20
Other Intangible Assets4,369.542,235.483,918.043,407.383,076.312,999.992,834.752,650.622,546.28
Total Assets57,942.2052,782.6648,145.8842,078.8338,555.0635,041.3027,869.3825,059.3122,238.14
Total Deposits47,396.5242,842.9938,539.8134,961.2431,304.5327,705.5820,181.0318,849.1116,451.70
Total Debt2,898.132,833.443,079.691,218.971,565.081,977.403,024.432,033.461,920.68
Long Term Debt2,372.652,448.332,832.861,004.601,397.491,635.162,275.561,572.721,227.91
Provision for Risks Charges16.1012.5017.7025.0022.5023.202.401.702.30
Deferred Tax Liabilities236.14193.21186.00108.8185.66108.4463.8928.2732.44
Other Liabilities351.59468.63286.90245.42266.68322.07241.89180.84123.07
Total Liabilities50,898.4846,350.7842,110.0936,559.4433,244.4530,136.6923,513.6421,093.3718,530.18
Preferred Stock - Carrying Value217.13217.13217.13217.13217.13217.130.000.000.00
Common Equity6,826.596,214.765,818.665,302.275,093.484,687.484,355.753,965.943,707.95
Total Shareholders Equity7,043.726,431.886,035.795,519.395,310.614,904.614,355.753,965.943,707.95
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity7,043.726,431.886,035.795,519.395,310.614,904.614,355.753,965.943,707.95
Total Liabilities & Stockholders Equity57,942.2052,782.6648,145.8842,078.8338,555.0635,041.3027,869.3825,059.3122,238.14
Book Value Per Share87.8680.4675.8069.3566.8961.8056.8951.1847.70
Tangible Book Value Per Share63.5256.1151.2444.6642.4837.1932.4527.2723.59
Tier 1 Capital5,277.684,751.364,354.763,888.103,425.752,803.542,319.232,024.191,725.32
Tier 2 Capital-764.13761.00696.19634.85874.86840.14555.95540.84
Full-Time Employees3,7093,565.503,3573,241.502,8412,6342,4872,2972,132
Price to Book Ratio1.121.441.191.091.431.041.120.901.40
Return on Assets1.160.941.251.391.430.991.511.521.04
Return on Equity9.537.629.7310.3610.326.759.639.376.69
Return on Invested Capital6.825.356.348.607.864.786.056.493.52
Current Ratio0.170.190.170.090.280.320.070.100.05

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,374.551,017.22743.33776.32704.73552.13460.75433.82382.70
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital160.37-258.21160.97-254.91-109.5113.21-75.9721.7736.15
Cash from Operating Activities1,534.92759.01904.31521.41595.22565.35384.78455.59418.85
Capital Expenditures-75.56-243.83-99.51-322.26-164.35-23.18-114.76-152.15-123.74
Net Assets From Acquisitions0.000.000.000.00-30.900.000.00-44.590.00
Sale of Fixed Assets and Businesses2,538.448.365.95198.920.700.280.000.072.97
Purchase or Sale of Investments-2,834.62-1,045.04-354.01-565.06-749.37-2,676.84-834.75-494.89-856.36
Purchase of Investments-12,070.35-2,603.98-2,748.29-1,066.54-1,758.71-3,377.88-1,483.46-1,621.65-1,371.64
Sale Or Maturity of Investments9,235.731,558.942,394.28501.481,009.34701.04648.711,126.76515.28
Other Uses66.600.000.000.00-95.73-0.000.000.00
Other Sources92.324.69145.473.991.95101.3742.170.323.47
Cash from Investing Activities-8,817.44-5,034.28-3,183.393,165.40-6,674.73-3,520.86-3,525.62-2,640.36-2,917.18
Cash Dividends Paid-292.86-89.85-84.21-83.93-83.39-70.70-56.98-49.83-45.45
Change in Capital Stock-81.31-28.78-20.27-6.94-10.18-6.92161.27-65.11-25.77
Repurchase of Common Pref Stock-8.31-28.78-20.27-6.94-10.18-6.92-53.28-61.42-25.77
Sale of Common Pref Stock-73.000.000.000.000.000.00214.55-3.690.00
Proceedsfrom Stock Options-73.000.000.000.000.000.00217.130.000.00
Issuance or Reduction of Debt, Net211.78-30.49-225.011,689.27-412.48-425.87-1,053.57772.24112.23
Change in Long Term Debt-0.10-0.34-0.38-0.31-0.28-450.26-1,055.38750.62142.76
Issuance of Long Term Debt0.000.000.000.000.000.00819.042,988.581,684.76
Reduction of Long Term Debt-0.10-0.34-0.38-0.31-0.28-450.26-1,874.42-2,237.96-1,542.00
Net Financing Active Other Cash Flow2.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00---
Cash from Financing Activities11,237.994,404.433,973.725,177.003,155.363,095.606,575.581,989.792,440.42
Net Change in Cash3,955.47129.161,205.581,052.97-2,924.16140.093,434.74-194.99-57.90
Free Cash Flow1,472.36679.08809.79443.16530.87542.17346.02413.43395.11
Preferred Dividends (Cash Flow)--15.19-15.19-15.19-15.19-15.19-7.600.000.00
Price to Free Cash Flow12.0412.5812.1618.6112.4915.3816.8613.5110.21
Federal Home Loan Advances Increase (Decrease)-11.305.18-36.83-12.3912.600.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks545.00648.00609.00449.43423.96483.47
Investments28,175.0028,445.0025,332.0012,636.6812,327.1612,035.83
Net Loans88,822.0087,120.0084,255.0038,712.4637,498.1636,683.04
Investment in Unconsolidated Affiliates0.000.000.00391.95389.11380.98
Net Property, Plant & Equipment895.00903.00907.00707.10337.55321.06
Interest Receivables468.00448.00489.00219.76218.65219.40
Deferred Tax Assets---447.22--
Other Intangible Assets11,780.0011,491.0011,174.004,369.544,763.834,672.84
Total Assets130,685.00129,055.00122,766.0057,942.2055,963.5554,801.45
Total Deposits103,036.00100,898.00100,103.0047,396.5245,727.1244,999.24
Total Debt10,571.0011,103.006,049.002,898.132,529.062,460.19
Long Term Debt9,985.0010,253.005,741.002,372.652,203.492,201.73
Provision for Risks Charges79.0073.0072.0016.1016.1013.30
Deferred Tax Liabilities---236.14--
Other Liabilities2,389.002,153.001,948.00351.59835.07691.48
Total Liabilities116,075.00114,227.00108,172.0050,898.4849,107.3648,164.21
Preferred Stock - Carrying Value781.00781.00781.00217.13217.13217.13
Common Equity13,829.0014,047.0013,813.006,826.596,639.076,420.11
Total Shareholders Equity14,610.0014,828.0014,594.007,043.726,856.196,637.24
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity14,610.0014,828.0014,594.007,043.726,856.196,637.24
Total Liabilities & Stockholders Equity130,685.00129,055.00122,766.0057,942.2055,963.5554,801.45
Book Value Per Share91.5893.0391.4887.8685.6082.79
Tangible Book Value Per Share61.8963.0761.2263.5261.5358.70
Tier 1 Capital----5,150.634,989.45
Tier 2 Capital----747.89793.04
Full-Time Employees8,5768,4338,3893,709--
Price to Book Ratio1.121.100.981.111.131.35
Return on Assets1.100.890.741.161.171.15
Return on Equity9.577.656.169.539.449.32
Return on Invested Capital1.541.310.741.801.911.79
Current Ratio0.090.090.080.170.160.16

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations449.00-79.00699.00305.55223.62254.49
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-73.00169.00227.00-162.63141.2461.31
Cash from Operating Activities376.0090.00926.00142.92364.86315.80
Capital Expenditures-11.00-23.00-15.00-26.56-27.88-68.04
Net Assets From Acquisitions-2,538.001.002,537.000.000.000.00
Sale of Fixed Assets and Businesses2,538.000.000.000.440.007.38
Purchase or Sale of Investments-718.00-1,260.00-625.00-231.627.84-463.81
Purchase of Investments-1,955.00-3,080.00-6,229.00-806.35-388.48-773.26
Sale Or Maturity of Investments1,237.001,820.005,604.00574.73396.31309.45
Other Uses0.000.000.0066.60-31.91-13.03
Other Sources40.0031.0020.001.322.390.97
Cash from Investing Activities-2,408.00-4,142.00-794.00-1,473.44-860.51-1,579.21
Cash Dividends Paid-91.00-90.00-90.00-21.86-22.64-22.74
Preferred Dividends (Cash Flow)-15.00-15.00-15.00-3.80-3.80-3.80
Change in Capital Stock0.000.00-73.00-8.31-1.02-0.49
Repurchase of Common Pref Stock0.000.000.00-8.31-1.02-0.49
Sale of Common Pref Stock0.000.00-73.000.000.000.00
Proceedsfrom Stock Options0.000.00-73.000.000.000.00
Issuance or Reduction of Debt, Net-462.005,073.00993.00-9.2567.02-121.88
Change in Long Term Debt0.000.000.00-0.10-0.07-0.07
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.00-0.10-0.07-0.07
Net Financing Active Other Cash Flow2.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities1,602.005,785.002,221.001,629.99771.25374.67
Net Change in Cash-430.001,733.002,353.00299.47275.61-888.74
Free Cash Flow365.0067.00911.00129.36336.98298.66
Price to Free Cash Flow12.0412.538.5912.598.3213.92

Revenue breakdown

National Commercial Banks2024: 1.74B 2025: 2.05B
United States2024: 1.74B 2025: 2.05B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.29%6.4M149.2M1.05M
2026-10-154.17%6.2M149.2M1.10M
2026-09-303.79%5.7M149.2M1.08M
2026-09-153.35%5.0M149.2M1.15M
2026-08-313.10%4.6M149.2M1.23M
2026-08-143.23%4.8M149.1M1.24M
2026-07-313.52%5.2M148.9M1.27M
2026-07-153.99%5.9M148.8M1.28M
2026-06-304.11%6.1M148.9M1.35M
2026-06-153.37%5.0M148.9M1.35M
2026-05-293.11%4.6M148.9M1.38M
2026-05-153.19%4.8M148.9M1.45M
2026-04-304.13%6.2M149.5M1.54M
2026-04-152.80%4.2M149.6M1.60M
2026-03-313.36%5.0M149.6M1.69M
2026-03-133.24%4.8M149.6M1.70M
2026-02-273.17%4.7M149.6M1.58M
2026-02-133.08%4.6M149.6M1.50M
2026-01-302.88%4.3M148.0M1.39M
2026-01-152.63%3.9M148.0M1.28M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call45.0055.5060.200.004.0430.000.000.980-0.1140.008
call50.0050.5055.200.003.6010.000.000.977-0.1120.009
call55.0045.5050.200.003.2030.000.000.974-0.1110.010
call60.0040.5044.800.002.8390.000.000.970-0.1090.011
call65.0036.0039.800.003.0330.000.000.965-0.1130.012
call70.0031.0034.800.002.6620.000.000.959-0.1100.014
call75.0025.9030.200.002.4150.000.000.945-0.1240.018
call80.0021.0025.200.001.6370.000.000.938-0.1120.020
call85.0016.3019.700.001.3610.000.000.925-0.1050.024
call90.0011.1014.8018.231.3365.000.000.896-0.1000.029
call95.006.6010.405.731.09259.000.000.700-0.2800.056
call1002.606.504.390.9326450.000.562-0.2750.063
call1050.103.502.000.66269.000.000.437-0.2070.066
call1100.052.450.650.9321120.000.303-0.2780.056
call1150.002.250.551.05037.000.000.245-0.2910.050
call1200.002.150.501.23596.000.000.218-0.3200.047
call1250.001.950.001.3340.000.000.184-0.3120.043
call1300.002.151.021.4855.000.000.170-0.3310.040
call1350.002.150.001.6250.000.000.160-0.3470.039
call1400.002.150.001.7560.000.000.151-0.3610.037
call1450.002.150.001.8800.000.000.144-0.3740.036
call1500.001.700.001.9230.000.000.126-0.3500.033
put45.000.002.150.002.8190.000.00-0.021-0.1220.008
put50.000.002.150.002.4890.000.00-0.023-0.1200.009
put55.000.002.150.002.1900.000.00-0.026-0.1180.010
put60.000.002.150.001.9160.000.00-0.030-0.1150.011
put65.000.002.150.001.6620.000.00-0.035-0.1110.012
put70.000.000.400.151.42496.000.00-0.040-0.1070.014
put75.000.000.500.101.2601290.00-0.054-0.1210.018
put80.000.002.150.151.03730.000.00-0.065-0.1150.020
put85.000.002.200.200.8227.000.00-0.080-0.1060.024
put90.000.000.500.100.6181460.00-0.102-0.0960.029
put95.000.002.750.150.8545.002.00-0.304-0.2760.056
put1000.003.703.370.6736080.00-0.438-0.2690.063
put1051.905.300.000.5200.000.00-0.563-0.2010.066
put1105.209.300.000.4620.000.00-0.697-0.2710.056
put11510.7014.2018.800.5890.000.00-0.754-0.2830.050
put12015.4018.900.000.9970.000.00-0.892-0.1080.031
put12519.9024.500.001.2000.000.00-0.906-0.1160.028
put13024.9029.500.001.3480.000.00-0.915-0.1220.026
put13529.9034.500.001.4860.000.00-0.922-0.1280.024
put14034.9039.100.001.6140.000.00-0.928-0.1320.023
put14539.9044.500.001.7090.000.00-0.932-0.1360.022
put15044.9049.500.001.8490.000.00-0.936-0.1400.021

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-064Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-05SCHEDULE 13G/ASEC
2026-11-048-KCurrent report2026-11-04SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-0210-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-108-KCurrent report2026-09-09SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-25N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-1413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-104Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-06SCHEDULE 13G/ASEC
2026-08-06144Filing for proposed sale of securities under Rule 144.SEC
2026-08-06SCHEDULE 13GSEC
2026-08-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-07-318-KCurrent report2026-07-29SEC
2026-07-29SCHEDULE 13G/ASEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-24SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-06-2911-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100523.10K1
2026-10991.60K100
2026-09299.34K200
2026-080019.15M4
2026-071.00M100
2026-060000
2026-050000
2026-040000
2026-030000
2026-0294.52K100
2026-010000
2025-120000
2025-1100630.08K1

Institutional holders

Manager% owned
BlackRock, Inc.11.18%
FMR LLC8.50%
WELLINGTON MANAGEMENT GROUP LLP7.37%
VANGUARD PORTFOLIO MANAGEMENT LLC4.57%
VANGUARD CAPITAL MANAGEMENT LLC4.35%
STATE STREET CORP4.09%
Invesco Ltd.3.71%
T. Rowe Price Investment Management, Inc.3.56%
DIMENSIONAL FUND ADVISORS LP3.36%
NORGES BANK2.27%

Funds

Fund% owned
MFS Corporate Bond Fund18.10%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND18.02%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND12.20%
VANGUARD SHORT-TERM BOND INDEX FUND11.25%
Eaton Vance Total Return Bond ETF10.89%
VANGUARD INSTITUTIONAL INTERMEDIATE-TERM BOND FUND10.10%
First Trust Smith Opportunistic Fixed Income ETF9.84%
MFS Limited Maturity Fund9.15%
VANGUARD CORE BOND FUND8.65%
First Trust Smith Unconstrained Bond ETF6.78%

OakChart. PNFP. Cached 15 minutes.