OakChart

Valley National Bancorp

VLYFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 3:59 PM ET

14.40+0.09 (0.63%)
2026-11-12 05:20 CET
Market cap
7,916.63 USD m
Revenue, TTM
- USD m
Net income, TTM
707.20 USD m
Free cash flow, TTM
961.14 USD m
EPS diluted, TTM
1.27
P/E
11.38
Compare

Price

VLY against its 20, 50 and 200-day averages
2050200beatmiss
12.0013.0014.0015.007.6M15.3MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26VLYclose 14.4020-day 13.8450-day 13.45200-day 13.5414.4052w high

5.3% under the 52-week high of 15.20 on 16 Jul 2026. 52-week low 10.34 on 18 Nov 2025. Last 15 sessions, 14.1% high to low

Volume 0.87× normal · the line is the 50-bar volume average

Profile

VLY
52-week range, 84% of the way up
10.3415.20

Valley National Bancorp is a bank and financial holding company, which engages in the provision of retail and commercial banking services. It operates through the following segments: Commercial Banking, Consumer Banking, and Treasury and Corporate Other. The Commercial Banking segment includes commercial and industrial loans, and commercial real estate loans. The Consumer Banking segment refers to residential mortgage loans, other consumer loans, and wealth management. The Treasury and Corporate Other segment relates to treasury held to maturity and available for sale debt securities portfolios. The company was founded in 1927 and is headquartered in New York, NY.

IndexRUT
Employees3675
IPONov 02, 1982
Beta1.11
ATR, 14d0.37
Rel volume0.87
Short float12.72%
Insider own14.35%
Inst own78.77%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap7.92B
Enterprise Value-
Income707.20M
Sales3.60B
Book/sh13.70
Cash/sh-
Dividend Est.0.44 (3.06%)
Dividend TTM0.44 (3.06%)
Dividend Ex-DateDec 15, 2026
Dividend Gr. 3/5Y0.00% 0.00%
Payout43.60%
Employees3675
IPONov 02, 1982

Ratios

P/E11.38
Forward P/E9.41
PEG0.40
P/S2.20
P/B1.05
P/C-
P/FCF8.24
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.08
Debt/Eq0.39
LT Debt/Eq0.38
Option/ShortYes / Yes

Earnings

EPS (ttm)1.27
EPS next Y1.53
EPS next Q0.35
EPS this Y31.08%
EPS next Y17.94%
EPS next 5Y23.31%
EPS past 3/5Y-3.96% 1.58%
Sales past 3/5Y16.92% 17.53%
EPS Y/Y TTM44.33%
Sales Y/Y TTM3.40%
EPS Q/Q29.46%
Sales Q/Q4.94%
EarningsOct 22 BMO
EPS/Sales Surpr.8.53% 1.10%

Ownership

Insider Own14.35%
Insider Trans-0.03%
Inst Own78.77%
Inst Trans0.27%
ROA1.13%
ROE9.45%
ROIC6.75%
Gross Margin-
Oper. Margin24.84%
Profit Margin19.63%
SMA204.02%
SMA507.10%
SMA2006.33%
Trades-

Technical

Shs Outstand550.62M
Shs Float470.87M
Short Float12.72%
Short Ratio8.78
Short Interest59.88M
52W High15.20 -5.26%
52W Low10.34 39.26%
Volatility2.90% 2.55%
ATR (14)0.37
RSI (14)63.15
Beta1.11
Rel Volume0.87
Avg Volume6.82M
Volume5,940,126

Performance

Perf Week-0.62%
Perf Month14.92%
Perf Quarter-4.13%
Perf Half Y10.77%
Perf YTD23.29%
Perf Year29.61%
Perf 3Y82.28%
Perf 5Y-0.89%
Perf 10Y30.91%
Recom1.29
Target Price17.04
Prev Close14.31
Price14.40
Change %0.63%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Nov 09, 2026DowngradeKKeefe, Bruyette & WoodsOutperform → Mkt Perform$17+18.1%
Oct 23, 2026UpgradeKKeefe BruyetteMkt Perform → Outperform$17+18.1%
May 26, 2026ReiteratedHHovde GroupOutperform$16 → $16.50+14.6%
May 06, 2026DowngradeMMorgan StanleyOverweight → Equal-Weight$15+4.2%
Apr 24, 2026ReiteratedHHovde GroupOutperform$15 → $16+11.1%
Apr 20, 2026ResumedPPiper SandlerOverweight$15.50+7.6%
Jan 30, 2026UpgradeRRaymond JamesMkt Perform → Strong Buy$15+4.2%
Jan 30, 2026ReiteratedHHovde GroupOutperform$14 → $15+4.2%
Dec 15, 2025InitiatedUUBSBuy$15+4.2%
Sep 25, 2025InitiatedTTD CowenBuy$14-2.8%

Peers

Mkt cap
TickerCompanyMkt cap
FLGFlagstar Bank NA4.16B
FNBF.N.B. Corp6.38B
PFSProvident Financial Services Inc3.00B
FULTFulton Financial Corp4.54B
SSBSouthState Bank Corp10.18B
BKUBankUnited Inc3.04B
WSFSWSFS Financial Corp4.04B
CNOBConnectOne Bancorp Inc1.65B
OCFCOceanFirst Financial Corp1.80B
DCOMDime Commercial Bancshares Inc1.85B

Insider trading

6 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
CRANDELL MITCHELL LEVP & Chief Accounting OfficerJun 12 '26Sale14.6325,495372,99276,116Jun 15 10:11 AM
CRANDELL MITCHELL LOfficerJun 12 '26Proposed Sale14.6325,495372,997Jun 12 02:42 PM
BARRETT RUSSELLSEVP, Chief Operating OfficerApr 27 '26Option Exercise8.4790,537766,848154,704Apr 28 05:11 PM
BARRETT RUSSELLSEVP, Chief Operating OfficerApr 27 '26Sale13.5490,5371,225,87164,167Apr 28 05:11 PM
BARRETT RUSSELLOfficerApr 27 '26Proposed Sale13.5490,5371,225,500Apr 27 10:22 AM
VAZQUEZ CARLOS JDirectorFeb 17 '26Buy13.452,50033,6124,252Feb 18 09:04 AM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
DVYiShares Select Dividend ETFAUM: 23.68B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B

News

latest 14 of 196

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.3600.3320.360584.15577.8214
2026Q22026-07-230.3000.3090.294560.74557.1615
2026Q12026-04-230.2900.2740.280540.36533.0314
2025Q42026-01-290.3100.2890.334541.25525.814
2025Q32025-10-230.2800.2580.276511.11510.9114
2025Q22025-07-240.2300.2160.225495.01492.7511
2025Q12025-04-240.1800.1900.176478.4483.8410
2024Q42025-01-230.1300.1380.201474.18467.9411
2024Q32024-10-240.1800.1780.179471.17467.9611
2024Q22024-07-250.1300.1930.130452.9459.9711
2024Q12024-04-250.1900.2010.181454.96451.513
2023Q42024-01-250.2200.2540.132449.97467.4912
2023Q32023-10-260.2600.2590.270471.08472.1311
2023Q22023-07-270.2800.2880.266479.84493.7311
2023Q12023-04-270.3000.3310.280490.32520.3211
2022Q42023-01-260.3500.3600.342518.62527.5211

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.6900.6900.580771.75768.93
2018FY0.8100.8120.748991.26930.08
2019FY0.9200.9140.8741,1131,043
2020FY0.9600.9390.9331,3021,298
2021FY1.1601.1471.1251,3651,356
2022FY1.3101.3061.1391,8621,875
2023FY1.0601.0870.9471,8911,906
2024FY0.6200.6330.6931,8531,847
2025FY0.9900.9701.0102,0262,012
2026FY-1.298--2,280
2027FY-1.531--2,733
2028FY-1.856--3,016

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-311121596.92588.3604
2026Q4S2026-10-301221596.4588.3604
2026Q4S2026-10-231221596.37588.3604
2026Q4S2026-10-221211596.23588.3604
2026Q4S2026-10-131201595.82588.4604
2026Q4S2026-10-101201595.78588.4604
2026Q4S2026-10-071202595.78588.4604
2026Q4S2026-10-061212595.79588.4604
2026Q4S2026-10-021213595.79588.4604
2026Q4S2026-09-301211596.07588.02604
2026Q4S2026-09-281211596.04588.02604
2026Q4S2026-09-251211596.38588.02604
2026Q4S2026-09-231211596.36588.02604
2026Q4S2026-09-211210596.7588.02604

Estimate history

EPS, annual0.580.7480.8740.9331.1251.1390.9470.6931.0091.2659
Period201720182019202020212022202320242025TTM
EPS, quarterly0.1790.2010.1760.2250.2760.3340.280.2940.358
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual949.761299.4311449.3931558.2541497.3382186.4583361.1143578.2713494.6133602.68
Period201720182019202020212022202320242025TTM
Sales, quarterly925.05886.048838.703867.616891.81892.138871.56903.086935.899
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual264.469331.431403.278403.859421.437506.374507.71558.786556.618550.621
Period201720182019202020212022202320242025MRQ
Shares, quarterly509.253558.786560.028560.282560.784556.618554.317553.069550.621
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income3,305.093,232.483,357.503,138.891,976.681,334.231,383.721,321.001,159.25
Total Interest Expense1,376.191,468.841,728.791,473.41321.04124.33264.81422.95302.05
Net Interest Income1,928.911,763.641,628.711,665.481,655.641,209.901,118.90898.05857.20
Loan Loss Provision101.20139.69309.3945.6256.3432.90125.0924.2232.50
Net Interest Income After Loan Loss Provision1,827.701,623.961,319.321,619.851,599.301,177.01993.82873.83824.70
Non-Interest Income297.59262.13220.77222.22209.78163.11174.53128.39140.18
Non-Interest Expense1,230.411,231.281,105.861,148.321,087.97687.64621.82575.19632.79
Operating Income894.88654.81434.23693.75721.10652.48546.53427.04332.09
Unusual Expense0.001.01-0.5622.2370.7219.1414.5848.570.00
Net Income Before Taxes894.88743.87438.52678.33780.67640.74530.07456.80329.69
Income Taxes158.38145.8958.25179.82211.82166.90139.46147.0068.27
Consolidated Net Income736.50597.98380.27498.51568.85473.84390.61309.79261.43
Net Income From Continuing Operations736.50597.98380.27498.51568.85473.84390.61309.79261.43
Net Income707.20569.00358.90482.38555.71461.15377.92297.11248.74
EPS (Recurring)1.271.010.690.981.241.160.960.970.75
EPS (Basic, Before Extraordinaries)1.271.020.700.951.141.130.940.880.75
EPS (Diluted)1.271.010.690.951.141.120.930.870.75
Non-Operating Income (Expense)0.00-0.003.736.810.000.90-1.8978.33-2.40
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense28.1021.5722.9126.1522.7415.2511.7910.9515.38
Price To Earnings Ratio11.3811.3814.569.3910.6212.2210.4512.9411.88
Price To Sales Ratio1.951.881.311.652.523.772.532.692.27
Operating Margin24.8418.7412.1420.6432.9843.5835.0729.4625.56
Net Margin19.6316.2810.0314.3525.4230.8024.2520.5019.14
Shares Outstanding550.62556.62558.79507.71506.37421.44403.86403.28331.43
Market Capitalization7,916.637,916.635,060.615,513.455,726.905,592.783,937.793,799.122,943.65

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income857.20829.38802.72815.80826.92805.01784.75834.83
Total Interest Expense351.75342.35331.20350.89380.70372.60364.65411.85
Net Interest Income505.45487.02471.52464.91446.22432.41420.11422.98
Loan Loss Provision30.6429.1621.2620.1419.1737.8062.66106.97
Net Interest Income After Loan Loss Provision474.81457.86450.27444.76427.05394.61357.44316.01
Non-Interest Income78.7073.7168.8476.3464.8962.6053.9551.22
Non-Interest Expense309.96311.12309.93299.40281.99283.20272.32278.58
Operating Income243.55220.45209.18221.70209.96174.01139.0888.65
Unusual Expense0.000.000.000.000.000.920.00-0.43
Net Income Before Taxes243.55220.45209.18221.70209.96173.09139.1289.06
Income Taxes37.2549.5645.2726.3046.6039.9233.06-26.65
Consolidated Net Income206.30170.88163.91195.40163.35133.17106.06115.71
Net Income From Continuing Operations206.30170.88163.91195.40163.35133.17106.06115.71
Net Income198.97163.57156.70187.97155.71126.2299.10108.69
EPS (Recurring)0.360.290.280.330.280.230.180.20
EPS (Basic, Before Extraordinaries)0.360.300.280.340.280.230.180.20
EPS (Diluted)0.360.290.280.330.280.220.180.20
Non-Operating Income (Expense)0.000.000.000.000.000.000.04-0.02
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense7.906.796.067.353.485.375.374.73
Price To Earnings Ratio11.3813.1412.1513.3013.5713.0112.8614.56
Price To Sales Ratio1.952.291.951.881.711.431.421.37
Operating Margin26.0224.4124.0024.8523.5420.0616.5810.01
Net Margin21.2618.1117.9821.0717.4614.5511.8212.27
Shares Outstanding550.62553.07554.32556.62560.78560.28560.03558.79
Market Capitalization7,916.638,118.026,820.636,513.195,933.045,003.854,980.855,060.61

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks315.17411.41284.09444.32205.16257.85256.26251.54243.31
Investments10,098.259,551.176,668.776,458.586,315.525,618.164,655.934,262.113,703.18
Net Loans49,553.3348,240.8649,764.2146,458.5433,794.4631,876.8729,537.4524,883.6118,210.72
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets5.8213.831.512.225.198.469.419.499.79
Net Property, Plant & Equipment644.65679.27724.54664.91585.42571.85619.66341.63287.70
Interest Receivables243.90239.94245.50196.6196.88106.23105.6495.3073.99
Deferred Tax Assets289.28334.22315.54315.36161.81170.24154.28165.82130.25
Other Intangible Assets3,127.603,151.593,051.123,043.212,365.202,151.332,162.861,913.951,426.10
Total Assets64,277.9862,622.3061,055.2957,583.7543,529.6440,760.9937,501.4831,923.4524,085.06
Total Deposits52,183.0950,075.8649,242.8347,636.9135,632.4131,935.6029,185.8424,452.9718,153.46
Total Debt3,431.143,692.633,707.102,097.432,418.923,776.363,581.273,831.683,106.22
Long Term Debt2,681.893,294.852,579.931,570.301,377.572,039.942,451.291,712.762,357.59
Provision for Risks Charges0.000.001.301.341.361.382.680.000.00
Deferred Tax Liabilities145.26130.61120.31121.0083.2074.9165.4660.3682.75
Other Liabilities710.791,288.081,282.351,326.26309.68380.61282.04227.98209.46
Total Liabilities56,470.2955,187.1854,353.8951,182.9538,445.5736,168.8733,117.3028,572.9921,551.89
Preferred Stock - Carrying Value354.35354.35209.69209.69209.69209.69209.69209.69209.69
Common Equity7,453.357,080.786,491.706,191.114,874.384,382.434,174.503,140.762,323.47
Total Shareholders Equity7,807.707,435.136,701.396,400.805,084.074,592.124,384.193,350.452,533.16
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity7,807.707,435.136,701.396,400.805,084.074,592.124,384.193,350.452,533.16
Total Liabilities & Stockholders Equity64,277.9862,622.3061,055.2957,583.7543,529.6440,760.9937,501.4831,923.4524,085.06
Book Value Per Share13.3912.6712.7912.2311.5710.8510.359.488.79
Tangible Book Value Per Share9.899.138.838.197.997.316.796.046.10
Tier 1 Capital5,912.755,584.704,838.314,530.503,632.773,205.932,968.532,286.681,864.28
Tier 2 Capital1,052.971,118.491,017.321,039.14821.71596.30458.60500.30393.76
Full-Time Employees3,6753,7323,7493,8263,3703,1553,1743,1922,842
Price to Book Ratio1.050.700.860.941.190.901.110.941.27
Return on Assets0.940.610.841.131.121.000.890.820.67
Return on Equity7.855.387.619.919.798.708.017.806.39
Return on Invested Capital5.703.545.377.147.335.894.535.163.31
Current Ratio0.090.100.090.080.170.090.020.030.03

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations908.50832.62785.97633.20740.10628.06597.03362.47370.27
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital70.00-488.79-250.44-265.36541.1870.11-254.12-104.01-58.58
Cash from Operating Activities978.50343.83535.53367.841,281.28698.18342.91258.46311.69
Capital Expenditures-17.36-18.10-16.14-76.05-68.94-39.43-24.61-23.38-26.44
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses3.162.283.2018.31332.37330.5519.11131.28164.40
Purchase or Sale of Investments-521.31-701.51-1,888.5859.12-162.47-378.21443.73290.10-13.79
Purchase of Investments-1,819.49-1,767.14-2,500.80-429.10-904.40-1,741.36-1,024.82-747.05-554.27
Sale Or Maturity of Investments1,298.181,065.62612.22488.22741.921,363.151,468.551,037.15540.49
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources15.6313.199.125.224.685.1315.049.564.22
Cash from Investing Activities-4,538.09-2,164.44-696.27-3,339.15-6,640.58-941.82-2,229.05-925.86-2,847.66
Cash Dividends Paid-276.10-277.87-249.60-239.75-219.15-192.35-190.65-159.22-154.72
Change in Capital Stock-161.12-55.30586.95-7.47-24.00-12.66-3.171.15-1.10
Repurchase of Common Pref Stock-164.29-72.80-8.87-11.47-24.12-23.91-5.37-1.80-3.80
Sale of Common Pref Stock3.1717.51595.824.010.1211.242.202.962.70
Proceedsfrom Stock Options3.1717.51595.824.010.1211.242.202.962.70
Issuance or Reduction of Debt, Net-306.71-259.24-8.321,555.91-473.28-1,364.78225.33-976.13-30.38
Change in Long Term Debt-305.92-278.00836.80776.80147.51-872.54170.6560.00-750.68
Issuance of Long Term Debt594.08210.001,001.801,251.80147.51295.92838.39950.000.00
Reduction of Long Term Debt-900.00-488.00-165.00-475.000.00-1,168.46-667.74-890.00-750.68
Net Financing Active Other Cash Flow-0.46-0.16-0.00-0.02-0.74-0.68-0.61-0.490.00
Other Financing Activities Uses-0.46-0.16-0.00-0.02-0.74-0.68-0.61-0.490.00
Cash from Financing Activities3,314.161,514.051,159.642,914.594,257.33964.352,780.66673.452,548.48
Net Change in Cash-245.44-306.56998.90-56.72-1,101.97720.72894.526.0612.52
Free Cash Flow961.14325.73519.38291.791,212.34658.75318.30235.09285.25
Preferred Dividends (Cash Flow)--28.98-21.37-14.34-13.15-12.69-12.69-12.69-15.86
Price to Free Cash Flow10.25137.5817.40106.275.5512.0930.9451.3322.63
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks339.68388.74362.07315.17376.22440.87
Investments10,341.659,900.589,719.1610,098.259,737.389,234.73
Net Loans52,609.1851,876.6550,244.3249,553.3348,687.8248,811.92
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment604.48615.17628.01644.65649.51669.70
Interest Receivables259.99250.70244.28243.90242.86238.28
Deferred Tax Assets---289.28--
Other Intangible Assets3,313.493,281.323,261.833,127.603,318.983,303.44
Total Assets67,470.8866,318.3164,466.5864,277.9863,018.6162,705.36
Total Deposits55,228.7954,118.6152,859.6252,183.0951,175.7650,725.28
Total Debt3,064.463,454.163,046.643,431.143,392.523,515.60
Long Term Debt3,012.403,018.882,730.962,681.892,739.662,751.55
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---145.26--
Other Liabilities1,281.07828.39731.88710.79754.96889.06
Total Liabilities59,574.3358,401.1656,638.1456,470.2955,323.2455,129.94
Preferred Stock - Carrying Value354.35354.35354.35354.35354.35354.35
Common Equity7,542.217,562.807,474.107,453.357,341.037,221.08
Total Shareholders Equity7,896.557,917.147,828.447,807.707,695.377,575.42
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity7,896.557,917.147,828.447,807.707,695.377,575.42
Total Liabilities & Stockholders Equity67,470.8866,318.3164,466.5864,277.9863,018.6162,705.36
Book Value Per Share13.7013.6713.4813.3913.0912.89
Tangible Book Value Per Share10.1910.179.989.899.609.38
Tier 1 Capital6,687.566,052.645,959.505,912.755,826.845,723.77
Tier 2 Capital560.661,275.201,059.111,052.971,049.711,041.08
Full-Time Employees---3,675--
Price to Book Ratio1.051.090.920.890.820.70
Return on Assets1.131.081.040.940.830.73
Return on Equity9.458.958.567.857.076.33
Return on Invested Capital1.891.561.551.861.571.29
Current Ratio0.080.060.070.090.100.07

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations250.01211.92204.71241.87202.44198.98
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital132.18-21.894.93-45.23-197.28-30.17
Cash from Operating Activities382.19190.03209.63196.645.16168.81
Capital Expenditures-3.48-3.35-1.40-9.13-2.81-3.11
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses1.940.011.210.000.000.02
Purchase or Sale of Investments-87.28-305.91-106.03-22.10-200.59-212.88
Purchase of Investments-387.96-570.63-375.09-485.81-432.59-415.03
Sale Or Maturity of Investments300.68264.72269.07463.71232.00202.15
Other Uses0.000.000.000.000.000.00
Other Sources2.194.053.216.180.003.79
Cash from Investing Activities-849.83-1,967.59-805.47-915.20-92.65-990.94
Cash Dividends Paid-68.27-68.41-70.16-69.26-69.46-69.27
Preferred Dividends (Cash Flow)-7.33-7.32-7.22-7.43-7.64-6.95
Change in Capital Stock-35.45-19.80-58.56-47.301.20-3.40
Repurchase of Common Pref Stock-35.12-20.46-61.60-47.11-12.75-3.74
Sale of Common Pref Stock-0.340.673.04-0.1913.950.34
Proceedsfrom Stock Options-0.340.673.04-0.1913.950.34
Issuance or Reduction of Debt, Net-383.23413.69-377.6040.42-111.1998.22
Change in Long Term Debt0.0044.08-350.000.000.00-5.00
Issuance of Long Term Debt0.00594.080.000.000.00210.00
Reduction of Long Term Debt0.00-550.00-350.000.000.00-215.00
Net Financing Active Other Cash Flow0.41-0.52-0.30-0.050.15-0.16
Other Financing Activities Uses0.41-0.52-0.30-0.050.15-0.16
Cash from Financing Activities625.761,585.02171.70931.68271.52784.85
Net Change in Cash158.11-192.54-424.13213.12184.02-37.28
Free Cash Flow378.70186.69208.24187.512.35165.70
Price to Free Cash Flow10.2526.5424.04137.1824.2153.52

Revenue breakdown

United States2024: 1.85B 2025: 2.03B
Commercial Banking2024: 1.46B 2025: 1.48B
Consolidation, Policy2024: 74.44M 2025: 154.34M
Consumer Banking2024: 314.96M 2025: 392.32M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3012.72%59.9M470.9M6.78M
2026-10-1512.02%56.9M473.3M6.85M
2026-09-3012.52%59.3M473.3M6.73M
2026-09-159.80%46.4M473.3M6.51M
2026-08-319.07%42.9M473.3M6.68M
2026-08-148.85%41.9M473.5M6.61M
2026-07-319.29%44.0M473.5M6.47M
2026-07-159.09%43.2M474.9M6.34M
2026-06-308.54%40.6M474.9M6.43M
2026-06-158.37%39.7M474.7M6.64M
2026-05-297.89%37.5M474.9M6.84M
2026-05-158.04%38.2M474.9M7.19M
2026-04-306.50%30.9M474.6M7.99M
2026-04-156.27%29.8M474.9M8.41M
2026-03-316.31%30.0M474.9M8.37M
2026-03-135.97%28.4M474.9M7.76M
2026-02-275.59%26.5M474.9M7.42M
2026-02-136.39%30.5M476.8M7.54M
2026-01-306.68%31.8M476.8M7.52M
2026-01-156.65%31.7M476.8M8.69M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call6.008.008.800.004.8440.000.000.982-0.0160.001
call7.007.007.600.003.3930.000.000.978-0.0160.001
call8.006.006.604.802.8561.000.000.974-0.0150.001
call9.005.005.800.002.9350.000.000.969-0.0150.002
call10.004.004.800.002.4340.000.000.962-0.0140.002
call11.003.003.602.071.5505.000.000.907-0.0300.004
call12.002.052.600.001.1730.000.000.881-0.0270.004
call13.001.151.751.551.0332150.000.832-0.0230.006
call14.000.450.550.250.3495470.000.664-0.0220.008
call15.000.000.200.140.47719.000.000.320-0.0230.008
call16.000.000.100.000.6150.000.000.147-0.0180.005
call17.000.000.250.000.8420.000.000.115-0.0210.004
call18.000.000.250.001.0400.000.000.097-0.0230.004
call19.000.000.250.001.2190.000.000.086-0.0240.004
call20.000.000.250.001.3820.000.000.078-0.0260.003
call21.000.000.250.001.5320.000.000.072-0.0270.003
call22.000.000.250.001.6720.000.000.067-0.0280.003
put6.000.000.250.003.0010.000.00-0.017-0.0160.001
put7.000.000.250.002.5210.000.00-0.021-0.0160.001
put8.000.000.250.002.1040.000.00-0.025-0.0160.001
put9.000.000.250.001.7330.000.00-0.030-0.0150.002
put10.000.000.050.001.3090.000.00-0.038-0.0130.002
put11.000.000.250.131.42317.000.00-0.092-0.0300.004
put12.000.000.250.031.06980.0010.00-0.119-0.0270.004
put13.000.000.150.050.7211890.00-0.167-0.0230.006
put14.000.050.300.170.5392790.00-0.335-0.0220.008
put15.000.400.900.930.6052.000.00-0.679-0.0230.008
put16.001.252.000.001.0720.000.00-0.852-0.0170.005
put17.002.253.003.441.3570.000.00-0.884-0.0200.004
put18.003.204.003.701.6050.000.00-0.902-0.0220.004
put19.004.205.000.001.8270.000.00-0.913-0.0230.004
put20.005.406.000.002.0280.000.00-0.921-0.0250.003
put21.006.207.000.002.2120.000.00-0.927-0.0250.003
put22.007.208.007.922.3830.000.00-0.932-0.0260.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-02EFFECTEffectiveness filing by commission orderSEC
2026-11-02424B3SEC
2026-10-30S-4/ASEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-21S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-288-KCurrent report2026-09-27SEC
2026-08-25425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-08-258-KCurrent report2026-08-25SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-12144Filing for proposed sale of securities under Rule 144.SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-188-KCurrent report2026-05-18SEC
2026-05-148-KCurrent report2026-05-11SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-0600372.99K1
2026-050000
2026-04001.23M1
2026-030000
2026-0233.61K100
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.13.29%
DIMENSIONAL FUND ADVISORS LP5.55%
VANGUARD PORTFOLIO MANAGEMENT LLC4.57%
STATE STREET CORP4.30%
VANGUARD CAPITAL MANAGEMENT LLC3.84%
WELLINGTON MANAGEMENT GROUP LLP3.63%
GEODE CAPITAL MANAGEMENT, LLC2.77%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.2.21%
Azora Capital LP1.85%
AQR CAPITAL MANAGEMENT LLC1.69%

Funds

Fund% owned
Lord Abbett Short Duration High Yield Fund4.13%
iShares Core S&P Mid-Cap ETF2.94%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.70%
State Street(R) SPDR(R) Portfolio Intermediate Term Corporate Bond ETF2.48%
iShares Russell 2000 ETF2.27%
VANGUARD SMALL-CAP INDEX FUND1.95%
iShares Select Dividend ETF1.83%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND1.57%
U.S. SMALL CAP VALUE PORTFOLIO1.28%
VANGUARD SMALL-CAP VALUE INDEX FUND1.23%

OakChart. VLY. Cached 15 minutes.