OakChart

Yuanbao Inc ADR

YBTechnology·Software - Application·China·Small·NASD·Nov 11 • 9:48 AM ET

11.00+0.77 (7.53%)
2026-11-11 15:54 CET
Market cap
331.17 USD m
Revenue, TTM
722.08 USD m
Net income, TTM
216.01 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
4.47
P/E
2.46
Compare

Price

YB against its 20, 50 and 200-day averages
2050200earnings
10.0012.5015.0017.5020.00101K201KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26YBclose 11.0020-day 11.0850-day 11.99200-day 15.2311.00

53.5% under 23.65 on 4 Dec 2025. Last 15 sessions, 15.3% high to low

Profile

YB
52-week range, 6% of the way up
10.2023.65

Yuanbao, Inc. operates as a holding company, which provides online insurance distribution and services. Its products include million medical insurance, comprehensive accident insurance, and major disease insurance. The company was founded by Rui Fang in December 2019 and is headquartered in Beijing, China.

Employees613
IPOApr 30, 2025
Beta0.82
ATR, 14d0.50
Rel volume3.09
Inst own14.72%

Snapshot

6 groups

Valuation

Index-
Market Cap356.07M
Enterprise Value-404.17M
Income216.01M
Sales722.08M
Book/sh12.10
Cash/sh23.49
Dividend Est.0.22 (1.97%)
Dividend TTM1.26 (11.45%)
Dividend Ex-DateJul 02, 2026
Dividend Gr. 3/5Y- -
Payout16.00%
Employees613
IPOApr 30, 2025

Ratios

P/E2.46
Forward P/E2.19
PEG0.02
P/S0.49
P/B0.91
P/C0.47
P/FCF-
EV/EBITDA-
EV/Sales-0.56
Quick Ratio2.91
Current Ratio2.91
Debt/Eq0.00
LT Debt/Eq0.00
Option/ShortNo / Yes

Earnings

EPS (ttm)4.47
EPS next Y5.02
EPS next Q-
EPS this Y557.27%
EPS next Y11.66%
EPS next 5Y103.54%
EPS past 3/5Y- -
Sales past 3/5Y68.90% 78.62%
EPS Y/Y TTM-42.10%
Sales Y/Y TTM37.34%
EPS Q/Q-56.46%
Sales Q/Q38.27%
EarningsSep 10 BMO
EPS/Sales Surpr.- -

Ownership

Insider Own-
Insider Trans-
Inst Own14.72%
Inst Trans-3.04%
ROA30.28%
ROE46.88%
ROIC38.74%
Gross Margin95.47%
Oper. Margin32.49%
Profit Margin29.91%
SMA20-0.72%
SMA50-8.22%
SMA200-27.78%
Trades-

Technical

Shs Outstand32.37M
Shs Float-
Short Float-
Short Ratio0.16
Short Interest0.01M
52W High23.65 -53.49%
52W Low10.20 7.84%
Volatility4.98% 3.71%
ATR (14)0.50
RSI (14)46.09
Beta0.82
Rel Volume3.09
Avg Volume32.27K
Volume10,829

Performance

Perf Week-3.08%
Perf Month-3.59%
Perf Quarter-18.64%
Perf Half Y-23.08%
Perf YTD-45.71%
Perf Year-49.93%
Perf 3Y-
Perf 5Y-
Perf 10Y-
Recom3.00
Target Price15.50
Prev Close10.23
Price11.00
Change %7.53%

Analyst ratings

latest 1 of 1
DateActionAnalystRating changeTargetImplied
Feb 23, 2026InitiatedCCitigroupNeutral$21.80+98.2%

Peers

Mkt cap
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QFINQfin Holdings Inc ADR643.68M
LULufax Holding Ltd ADR600.79M
SLQTSelectQuote Inc99.93M
FINVFinVolution Group ADR371.01M
EHTHeHealth Inc14.90M

Insider trading

6 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
LUNAR LINK LIMITED10% OwnerSep 10 '26Proposed Sale13.64323,9144,418,187Sep 10 04:43 PM
HIKE Capital III L.P.10% OwnerMar 04 '26Proposed Sale19.4150,000970,500Mar 04 09:30 AM
Lunar Link Ltd10% OwnerMar 04 '26Proposed Sale19.41150,0002,911,500Mar 04 09:28 AM
NORTHERN LIGHT VENTURE CAP V10% OwnerDec 23 '25Proposed Sale20.26323,9146,562,498Dec 23 08:45 AM
Lunar Link Ltd10% OwnerDec 05 '25Proposed Sale22.27130,0002,894,450Dec 04 09:09 PM
Lunar Link Ltd10% OwnerNov 14 '25Proposed Sale21.22100,0002,122,000Nov 14 11:45 AM

Held by

AUM
TickerCompanyAUM
EWXState Street SPDR S&P Emerging Markets Small Cap ETFAUM: 617.94M

News

latest 14 of 44
  • Yuanbao Inc (YB) (Q2 2026) Earnings Call Highlights: Revenue Jumps 30% as AI-Powered Insurance ... (GuruFocus.com)
  • Yuanbao Inc. Announces Second Quarter 2026 Unaudited Financial Results (GlobeNewswire)
  • Yuanbao Inc. to Announce Second Quarter 2026 Financial Results on Thursday, September 10, 2026 (GlobeNewswire)
  • Yuanbao Inc (YB) Q1 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic AI ... (GuruFocus.com) +15.58%
  • Yuanbao Inc. Announces First Quarter 2026 Unaudited Financial Results (GlobeNewswire)
  • Loading…
  • Yuanbao Inc. to Announce First Quarter 2026 Financial Results on Wednesday, June 10, 2026 (GlobeNewswire)
  • Yuanbao Inc. Files its Annual Report on Form 20-F for Fiscal Year 2025 (GlobeNewswire)
  • Yuanbao Inc (YB) Q4 2025 Earnings Call Highlights: Robust Revenue Growth and Strategic AI ... (GuruFocus.com)
  • Yuanbao Inc. Announces Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results (GlobeNewswire)
  • Yuanbao Inc. to Announce Fourth Quarter and Fiscal Year 2025 Financial Results on Wednesday, March 18, 2026 (GlobeNewswire)
  • Here Are Mondays Top Wall Street Analyst Research Calls: Alphabet, Blackrock, Deere & Co., DocuSign, General Mills, Monday.com, Nvidia, Workday, and More (24/7 Wall St.)
  • Yuanbao Inc (YB) Q3 2025 Earnings Call Highlights: Record Revenue and Net Income Surge Amid ... (GuruFocus.com) -7.22%
  • Yuanbao Inc. Announces Third Quarter 2025 Unaudited Financial Results (GlobeNewswire) +10.07%

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q22026-09-100.210-0.210205.15--
2026Q12026-06-100.198-1.159194.29--
2025Q42026-03-180.168-0.982170.65--
2025Q32025-12-030.180-1.071162.51--
2025Q22025-08-270.151-2.893149.58--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2025FY0.6643.9980.664635628.98
2026FY-4.499---
2027FY-5.024---
2028FY-5.772---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026FYS2026-08-26100845.95845.95845.95
2026FYS2026-06-12110838.98838.98838.98
2026FYS2026-03-31100790.84790.84790.84
2026FYS2026-02-25100789.03789.03789.03
2026FYS2026-02-18100786.23786.23786.23
2026FYS2025-12-05110766.91766.91766.91
2026FYS2025-11-11100688.68688.68688.68
2026FYS2025-11-10100688.68688.68688.68
2026FYS2025-11-09100688.68688.68688.68
2026FYS2025-11-08100688.68688.68688.68
2026FYS2025-11-07100688.68688.68688.68
2026FYS2025-11-06100688.68688.68688.68
2026FYS2025-11-05100688.68688.68688.68
2026FYS2025-11-04100688.68688.68688.68

Estimate history

EPS, annual-57.266-9.221-3.9631.345.8634.4715
Period20212022202320242025TTM
EPS, quarterly-0.9560.5161.5230.9532.8931.0710.9821.1591.26
PeriodQ4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual59.764126.268288.658456.386608.358722.08
Period20212022202320242025TTM
Sales, quarterly75.253120.928123.624133.309147.916161.774165.753190.036204.522
PeriodQ4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual----32.39132.372
Period20212022202320242025MRQ
Shares, quarterly----31.39131.39132.39132.39132.372
PeriodQ4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY
Total Revenue722.08608.36456.39288.66126.2759.76
Total Expenses487.47422.42337.08263.91128.67122.35
Operating Income234.61185.93119.3024.75-2.40-62.58
Unusual Expense0.000.00-0.03-0.59-0.040.00
Net Income Before Taxes246.57195.97123.8629.00-0.35-62.00
Income Taxes30.5614.073.550.040.000.00
Consolidated Net Income216.01279.3860.57-46.70-67.79-182.39
Net Income From Continuing Operations216.01279.3860.57-46.70-67.79-182.39
Net Income216.01279.3860.57-46.70-67.79-182.39
EPS (Recurring)4.485.861.34-4.00-9.23-57.27
EPS (Basic, Before Extraordinaries)4.797.753.62-3.96-9.22-57.27
EPS (Diluted)4.475.861.34-3.96-9.22-57.27
Non-Operating Income (Expense)11.9610.034.533.662.010.58
Other After Tax Adjustments0.0097.49-59.74-75.66-67.44-120.39
Stock Option Compensation Expense-7.750.41---
Price To Earnings Ratio2.142.142.27---
Price To Sales Ratio1.021.59----
Gross Margin95.4798.3097.3397.0694.4488.65
Operating Margin32.4930.5626.148.57-1.90-104.71
Net Margin29.9145.9213.27-16.18-53.69-305.18
Shares Outstanding32.3732.39----
Market Capitalization331.17331.17635.68---

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue204.52190.04165.75161.77147.92133.31123.62120.93
Total Expenses138.28126.89110.06112.24106.7593.5483.4085.41
Operating Income66.2463.1455.6949.5341.1639.7740.2335.52
Unusual Expense0.000.000.000.000.00--0.060.00
Net Income Before Taxes69.5066.0058.2252.8543.6641.4841.9136.46
Income Taxes8.8010.0210.641.101.540.921.262.30
Consolidated Net Income60.7055.9847.5851.74136.0243.5227.169.20
Net Income From Continuing Operations60.7055.9847.5851.74136.0243.5227.169.20
Net Income60.7055.9847.5851.74136.0243.5227.169.20
EPS (Recurring)1.261.160.981.072.890.951.520.52
EPS (Basic, Before Extraordinaries)1.341.241.061.153.782.461.520.52
EPS (Diluted)1.261.160.981.072.890.951.520.52
Non-Operating Income (Expense)3.262.862.533.322.501.711.630.94
Other After Tax Adjustments0.000.000.000.0093.902.97-13.49-24.96
Stock Option Compensation Expense-------4.111.28
Price To Earnings Ratio2.142.092.272.37----
Price To Sales Ratio1.021.281.611.671.88---
Gross Margin92.9896.3996.8796.1196.1895.3997.3797.18
Operating Margin32.3933.2333.6030.6227.8329.8332.5429.37
Net Margin29.6829.4628.7131.9991.9632.6521.977.61
Shares Outstanding32.3732.3932.3931.3931.39---
Market Capitalization331.17553.74635.99616.53659.85688.10--

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY
Cash & Short Term Investments570.52320.02160.1493.7092.16
Short Term Receivables65.4038.1635.9532.138.81
Investment Securities0.000.000.000.000.00
Securities In Custody0.000.000.000.000.00
Investments7.510.000.000.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.00
Net Property, Plant & Equipment3.203.324.893.301.06
Deferred Tax Assets4.770.95---
Other Intangible Assets14.8118.3613.4325.7921.98
Total Assets666.21380.81214.41154.93124.00
Total Debt1.132.634.373.480.54
Long Term Debt0.120.782.622.040.13
Provision for Risks Charges0.000.000.000.000.99
Deferred Tax Liabilities24.286.312.022.062.25
Other Liabilities161.94127.0587.6666.7340.81
Total Liabilities187.36135.9894.0672.2844.59
Preferred Stock - Carrying Value0.00468.66421.72353.14313.83
Common Equity478.85-223.83-301.37-270.49-234.41
Total Shareholders Equity478.85244.83120.3582.6579.42
Accumulated Minority Interest0.000.000.000.000.00
Total Equity478.85244.83120.3582.6579.42
Total Liabilities & Stockholders Equity666.21380.81214.41154.93124.00
Book Value Per Share10.39----
Tangible Book Value Per Share14.50----
Full-Time Employees613497384359331
Price to Book Ratio0.852.17---
Return on Assets53.3720.35-25.29-48.61-
Return on Equity77.2133.17-46.01-83.66-
Return on Invested Capital58.3324.66-37.98-80.05-229.28
Quick Ratio3.912.842.222.102.68
Current Ratio3.912.842.222.102.68

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY
Funds from Operations-201.51134.9138.419.38-54.46
Extraordinary Item-0.000.000.000.000.00
Changes in Working Capital-6.4832.8923.973.6516.48
Income Taxes Payable--1.135.820.321.000.08
Cash from Operating Activities-207.99167.8062.3813.03-37.99
Capital Expenditures--3.61-0.46-0.66-0.36-0.49
Net Assets From Acquisitions-0.000.000.000.00-3.13
Sale of Fixed Assets and Businesses-0.030.010.000.050.04
Purchase or Sale of Investments--420.75312.27-139.83-73.65-6.98
Purchase of Investments--1,444.540.00-141.27-81.48-35.97
Sale Or Maturity of Investments-1,023.79312.271.447.8329.00
Other Uses-0.00-541.38-6.55-0.94-3.46
Other Sources-45.54207.68140.6442.390.00
Cash from Investing Activities--378.79-21.89-6.39-32.51-14.02
Cash Dividends Paid-0.000.000.000.000.00
Preferred Dividends (Cash Flow)-0.00----
Change in Capital Stock--1.12-1.272.550.00112.63
Repurchase of Common Pref Stock-0.000.000.000.000.00
Sale of Common Pref Stock--1.12-1.272.550.00112.63
Proceedsfrom Stock Options--1.12-1.272.550.00112.63
Issuance or Reduction of Debt, Net-0.000.000.000.000.00
Net Financing Active Other Cash Flow-28.500.000.000.000.00
Other Financing Activities Uses-0.000.000.000.000.00
Cash from Financing Activities-27.38-1.272.550.00112.63
Exchange Rate Effect--0.670.670.933.69-1.86
Net Change in Cash--144.08145.3159.47-15.8058.75
Free Cash Flow-205.34167.3361.7312.66-38.48
Price to Free Cash Flow-4.70----

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments760.48678.86570.52519.47477.11381.53
Short Term Receivables90.7774.8765.4052.3749.3545.86
Investments0.007.657.517.330.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment2.002.593.202.563.082.93
Deferred Tax Assets8.655.314.771.651.190.97
Other Intangible Assets20.0221.0814.8115.4714.2516.63
Total Assets881.92790.34666.21598.85544.98447.93
Total Debt0.240.621.131.622.112.19
Long Term Debt0.000.060.120.180.210.32
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities30.4529.8124.288.728.206.68
Other Liabilities293.71217.13161.94167.68170.68149.62
Total Liabilities324.40247.56187.36178.03180.99158.49
Preferred Stock - Carrying Value0.000.000.000.000.00468.76
Common Equity557.52542.79478.85420.82363.99-179.32
Total Shareholders Equity557.52542.79478.85420.82363.99289.44
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity557.52542.79478.85420.82363.99289.44
Total Liabilities & Stockholders Equity881.92790.34666.21598.85544.98447.93
Book Value Per Share12.1011.7810.399.338.07-
Tangible Book Value Per Share16.7916.3314.5013.1111.34-
Full-Time Employees--613---
Price to Book Ratio0.851.892.172.43--
Return on Assets30.2847.0553.2754.72--
Return on Equity46.8870.0177.0782.03--
Return on Invested Capital10.8910.319.9312.2937.3515.02
Quick Ratio2.913.483.913.403.072.86
Current Ratio2.913.483.913.403.072.86

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1

Revenue breakdown

Critical Illness Insurance2024: 35.68M 2025: 55.30M
Long-Term Insurance2024: 2.40M 2025: 827.77K
Marketing And Related Analytical Services2024: 297.61M 2025: 349.59M
Medical Insurance2024: 108.04M 2025: 141.76M
Other System Services2024: 44.11K 2025: 190.35K
Post Sale Support Services2024: 7.66M 2025: 56.90M
Service, Other2024: 1.26M 2025: 498.97K
Short-Duration Insurance, Other2024: 4.34M 2025: 3.43M
China2024: 457.03M 2025: 608.50M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-30-0.0M-30.46K
2026-10-15-0.0M-32.26K
2026-09-30-0.0M-32.06K
2026-09-15-0.0M-32.59K
2026-08-31-0.0M-36.51K
2026-08-14-0.0M-38.15K
2026-07-31-0.0M-41.14K
2026-07-15-0.0M-41.76K
2026-06-30-0.0M-41.03K
2026-06-15-0.0M-46.21K
2026-05-29-0.0M-41.08K
2026-05-15-0.1M-41.22K
2026-04-30-0.1M-45.96K
2026-04-15-0.1M-51.16K
2026-03-31-0.1M-52.63K
2026-03-13-0.1M-45.53K
2026-02-27-0.1M-57.77K
2026-02-13-0.1M-56.11K
2026-01-30-0.0M-52.65K
2026-01-15-0.1M-50.45K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-03SCHEDULE 13G/ASEC
2026-09-254/A2026-09-16SEC
2026-09-254/A2026-09-16SEC
2026-09-254/A2026-09-16SEC
2026-09-254/A2026-09-16SEC
2026-09-254/A2026-09-16SEC
2026-09-254/A2026-09-16SEC
2026-09-254/A2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-10144Filing for proposed sale of securities under Rule 144.SEC
2026-09-106-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-10SEC
2026-08-11SCHEDULE 13G/ASEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-106-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-10SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-12SCHEDULE 13G/ASEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-06SCHEDULE 13G/ASEC
2026-04-3020-FRegistration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.2025-12-31SEC
2026-03-303Initial statement of beneficial ownership of securities2026-03-30SEC
2026-03-303Initial statement of beneficial ownership of securities2026-03-30SEC
2026-03-303Initial statement of beneficial ownership of securities2026-03-30SEC
2026-03-186-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-03-18SEC
2026-03-183Initial statement of beneficial ownership of securities2026-03-18SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
SUSQUEHANNA INTERNATIONAL GROUP, LLP9.37%
Franchise GP Ltd3.75%
Lighthouse Investment Partners, LLC0.47%
Point72 Asset Management, L.P.0.32%
BARCLAYS PLC0.15%
MORGAN STANLEY0.12%
MILLENNIUM MANAGEMENT LLC0.11%
JPMORGAN CHASE & CO0.06%
CITADEL ADVISORS LLC0.06%
RAMSEY QUANTITATIVE SYSTEMS0.06%

Funds

Fund% owned
Fidelity Nasdaq Composite Index Fund0.02%
Emerging Markets Sustainability Core 1 Portfolio0.00%

OakChart. YB. Cached 15 minutes.