OakChart

FinVolution Group ADR

FINVFinancial·Credit Services·China·Small·NYSE·Nov 11 • 3:23 PM ET

2.85-0.03 (-1.04%)
2026-11-11 21:24 CET
Market cap
374.25 USD m
Revenue, TTM
1,877.14 USD m
Net income, TTM
271.93 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
1.05
P/E
2.72
Compare

Price

FINV against its 20, 50 and 200-day averages
2050200earnings
3.004.005.006.003.0M5.9MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FINVclose 2.8520-day 2.9550-day 3.09200-day 4.492.85

55.4% under the 52-week high of 6.39 on 18 Mar 2026. 52-week low 2.80 on 21 Oct 2026. Last 15 sessions, 10.4% high to low

Volume 0.31× normal · the line is the 50-bar volume average

Profile

FINV
52-week range, 1% of the way up
2.806.39

FinVolution Group is an online consumer finance platform in China connecting underserved individual borrowers with financial institutions. It developed technologies and accumulated in-depth experience in the core areas of credit risk assessment, fraud detection, big data, and artificial intelligence. The company's platform empowered by proprietary cutting-edge technologies, features an automated loan transaction process, which enables superior user experience. The company was founded by Shao Feng Gu, Hong Hui Hu, Tie Zeng Li, and Jun Zhang in June 2007 and is headquartered in Shanghai, China.

Employees3869
IPONov 10, 2017
Beta0.35
ATR, 14d0.13
Rel volume0.31
Short float3.45%
Insider own0.04%
Inst own43.22%

Snapshot

6 groups

Valuation

Index-
Market Cap370.36M
Enterprise Value-568.36M
Income271.93M
Sales1.88B
Book/sh10.07
Cash/sh9.13
Dividend Est.0.30 (10.46%)
Dividend TTM0.31 (10.74%)
Dividend Ex-DateApr 16, 2026
Dividend Gr. 3/5Y13.19% 14.09%
Payout21.43%
Employees3869
IPONov 10, 2017

Ratios

P/E2.72
Forward P/E3.00
PEG-
P/S0.20
P/B0.28
P/C0.31
P/FCF-
EV/EBITDA-
EV/Sales-0.30
Quick Ratio3.98
Current Ratio3.98
Debt/Eq0.09
LT Debt/Eq0.07
Option/ShortYes / Yes

Earnings

EPS (ttm)1.05
EPS next Y0.95
EPS next Q-
EPS this Y-36.34%
EPS next Y3.83%
EPS next 5Y-4.26%
EPS past 3/5Y4.87% 6.65%
Sales past 3/5Y4.09% 11.04%
EPS Y/Y TTM-26.81%
Sales Y/Y TTM-1.89%
EPS Q/Q-33.66%
Sales Q/Q1.07%
EarningsAug 27 AMC
EPS/Sales Surpr.- -

Ownership

Insider Own0.04%
Insider Trans-59.06%
Inst Own43.22%
Inst Trans-7.06%
ROA7.33%
ROE11.68%
ROIC10.36%
Gross Margin76.52%
Oper. Margin17.92%
Profit Margin14.49%
SMA20-3.32%
SMA50-7.76%
SMA200-36.52%
Trades-

Technical

Shs Outstand129.95M
Shs Float129.90M
Short Float3.45%
Short Ratio4.48
Short Interest4.48M
52W High6.39 -55.40%
52W Low2.80 1.97%
Volatility4.77% 4.63%
ATR (14)0.13
RSI (14)42.07
Beta0.35
Rel Volume0.31
Avg Volume1.00M
Volume281,529

Performance

Perf Week-6.25%
Perf Month-7.17%
Perf Quarter-37.09%
Perf Half Y-44.01%
Perf YTD-45.51%
Perf Year-53.51%
Perf 3Y-40.25%
Perf 5Y-56.88%
Perf 10Y-
Recom1.29
Target Price5.51
Prev Close2.88
Price2.85
Change %-1.04%

Analyst ratings

latest 10 of 15
DateActionAnalystRating changeTargetImplied
Aug 28, 2026DowngradeCCitigroupBuy → Neutral$4.10+43.9%
May 23, 2025UpgradeUUBSNeutral → Buy
Mar 20, 2025DowngradeUUBSBuy → Neutral$7.80 → $11.80+314.0%
Mar 18, 2025UpgradeCCitigroupNeutral → Buy$6 → $11+286.0%
Dec 18, 2023InitiatedNNomuraBuy
Jul 26, 2023InitiatedDDaiwa SecuritiesBuy$6.70+135.1%
Mar 15, 2023DowngradeCCitigroupBuy → Neutral$5.68 → $5.08+78.2%
Feb 01, 2023UpgradeUUBSNeutral → Buy
Sep 29, 2022ResumedCChina RenaissanceBuy$6.20+117.5%
Jun 01, 2022UpgradeCCitigroupNeutral → Buy$3.27 → $5.33+87.0%

Peers

Mkt cap
TickerCompanyMkt cap
QFINQfin Holdings Inc ADR644.23M
LXLexinFintech Holdings Ltd ADR85.02M
LULufax Holding Ltd ADR587.79M
XYFX Financial ADR125.97M
YRDYiren Digital Ltd ADR29.63M
JFINJiayin Group Inc ADR35.72M
OPFIOppFi Inc510.92M
UPSTUpstart Holdings Inc2.04B
ENVAEnova International Inc4.17B
CNFCNFinance Holdings Ltd ADR13.99M

Insider trading

latest 14 of 15
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Li TiezhengChief Executive OfficerJun 01 '26Option Exercise0.00697,07004,945,440Jun 03 07:23 AM
Xiang BingDirectorMay 28 '26Sale1.0775,00080,10018,750May 29 06:37 AM
Xiang BingDirectorMay 28 '26Proposed Sale4.4915,00067,350May 27 06:08 AM
Xiang BingDirectorMay 24 '26Option Exercise0.0018,750093,750May 26 07:26 AM
Lai Jimmy Y.DirectorMay 24 '26Option Exercise0.0018,750093,750May 26 07:22 AM
Ho Simon Tak LeungDirectorMay 24 '26Option Exercise0.0012,500012,500May 26 07:15 AM
Wang YuxiangCOO and CTOApr 10 '26Option Exercise0.00970,72007,518,685Apr 14 06:54 AM
Chen PingpingPresident and CCOApr 10 '26Option Exercise0.00966,14007,210,745Apr 14 06:51 AM
Xu JiayuanChief Financial OfficerApr 10 '26Option Exercise0.00741,77504,451,615Apr 10 07:25 AM
Xu JiayuanChief Financial OfficerApr 08 '26Option Exercise0.00139,24003,709,840Apr 10 07:25 AM
Li TiezhengChief Executive OfficerApr 08 '26Option Exercise0.00102,82504,296,565Apr 10 07:23 AM
Xu JiayuanChief Financial OfficerApr 03 '26Option Exercise0.00214,18003,570,600Apr 07 08:01 AM
Li TiezhengChief Executive OfficerApr 03 '26Option Exercise0.00380,00004,348,430Apr 07 07:59 AM
Wang YuxiangCOO and CTOApr 03 '26Option Exercise0.002,012,23507,453,125Apr 07 07:56 AM

Held by

AUM
TickerCompanyAUM
PIDInvesco International Dividend Achievers ETFAUM: 881.07M
VXUSVanguard Total International Stock ETFAUM: 161.32B
VWOVanguard FTSE Emerging Markets ETFAUM: 119.40B
AVEMAvantis Emerging Markets Equity ETFAUM: 26.77B
IEMGiShares Core MSCI Emerging Markets ETFAUM: 144.94B
VSSVanguard FTSE All-World Ex-US Small Capital Index Fund ETFAUM: 11.05B
KOMPState Street SPDR S&P Kensho New Economies Composite ETFAUM: 2.46B
PGJInvesco Golden Dragon China ETFAUM: 79.13M
SEEMSEI Select Emerging Markets Equity ETFAUM: 633.24M
VTVanguard Total World Stock ETFAUM: 83.17B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q22026-08-270.268-0.268506.22--
2026Q12026-05-250.2430.2340.234472.44439.241
2025Q42026-03-160.2370.2350.233438.78448.811
2025Q32025-11-190.3300.3610.323491.46511.891
2025Q22025-08-200.393-0.390498.59--
2025Q12025-05-200.393-0.390482.15--
2024Q42025-03-170.361-0.363477.89--
2024Q32024-11-180.066-0.334452.72--
2024Q22024-08-200.058-0.285444.15--
2024Q12024-05-150.273-0.274438.46--
2023Q42024-03-180.267-0.265448.57455.19-
2023Q32023-11-200.286-0.283445.68--
2023Q22023-08-280.268-0.278421.87--
2023Q12023-05-170.346-0.354436.09--
2022Q42023-03-140.278-0.269443.95--
2022Q32022-11-140.290-0.309420.51--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY-0.403-0.568-0.980612.94616.73
2018FY1.1490.9941.166647.75609.28
2019FY1.0781.0931.106840.89808.62
2020FY1.0180.9730.9581,1651,176
2021FY1.3261.2991.3121,4841,407
2022FY1.1341.1851.1571,6211,641
2023FY1.1591.1991.1781,7431,765
2024FY1.2481.2871.2541,8061,814
2025FY1.3921.4641.3921,9691,967
2026FY-0.914--1,751
2027FY-0.949--1,443
2028FY-1.260--1,558

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q1S2026-03-17100439.24439.24439.24
2026Q1S2026-03-16100438.54438.54438.54
2026Q1S2026-03-02100441.37441.37441.37
2026Q1E2026-03-171000.230.230.23
2026Q1E2026-03-161000.230.230.23
2026Q1E2026-03-021000.230.230.23
2026FYS2026-11-116001,7511,6271,984
2026FYS2026-09-086051,7421,6191,974
2026FYS2026-09-045051,6941,6171,737
2026FYS2026-08-286051,7391,6161,971
2026FYS2026-08-156001,8761,7831,964
2026FYS2026-08-096101,8751,7811,963
2026FYS2026-06-016301,8701,7771,958
2026FYS2026-05-316201,8631,7731,954

Estimate history

EPS, annual-0.981.1661.1060.9581.3121.1571.1781.2541.3351.0483
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2850.3340.3630.390.390.3230.2330.2340.259
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual609.304749.191901.5851128.8241494.0491690.251794.121832.7591905.9881877.14
Period201720182019202020212022202320242025TTM
Sales, quarterly437.442457.057480.819480.871494.646487.124426.472463.595499.95
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual168.414165.554188.687164.833170.918168.799151.439139.91129.949129.949
Period201720182019202020212022202320242025MRQ
Shares, quarterly146.005146.005139.91140.074140.074140.074129.949129.949129.949
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,877.141,905.991,832.761,794.121,690.251,494.051,128.82901.58749.19
Total Expenses1,540.681,480.491,465.931,442.011,301.681,074.56794.51521.52375.56
Operating Income336.46425.50366.82352.11388.57419.49334.32380.06373.63
Unusual Expense9.407.050.000.000.000.000.000.67-
Net Income Before Taxes333.53431.45395.35392.18406.32424.25351.19413.39396.05
Income Taxes61.9077.3863.5655.7767.5437.3465.9869.7522.85
Consolidated Net Income271.63354.07331.79336.41338.78386.91285.21343.64373.20
Net Income From Continuing Operations271.93353.68331.14330.39336.57389.02285.81343.40373.14
Net Income271.93353.68331.14330.39336.57389.02285.81343.40373.14
EPS (Recurring)1.121.351.251.181.161.310.961.111.17
EPS (Basic, Before Extraordinaries)1.121.401.291.201.191.370.971.131.24
EPS (Diluted)1.051.331.251.181.161.310.961.111.17
Non-Operating Income (Expense)11.8916.9628.5240.0717.754.7616.8733.9922.42
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense16.9716.3815.0112.3210.4511.074.584.595.70
Price To Earnings Ratio2.752.755.864.163.913.602.742.352.90
Price To Sales Ratio0.640.730.980.770.850.980.710.911.54
Gross Margin76.5277.9481.1782.4880.2879.4278.8675.1978.06
Operating Margin17.9222.3220.0119.6322.9928.0829.6242.1649.87
Net Margin14.4918.5618.0718.4219.9126.0425.3238.0949.81
Shares Outstanding129.95129.95139.91151.44168.80170.92164.83188.69165.55
Market Capitalization374.25374.25991.37827.12840.05824.18503.79468.32509.28

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue499.95463.60426.47487.12494.65480.87480.82457.06
Total Expenses412.83384.62358.40384.83374.93357.01371.22378.90
Operating Income87.1278.9768.07102.30119.71123.86109.6078.16
Unusual Expense9.370.000.000.046.970.000.000.00
Net Income Before Taxes79.7974.2671.00108.48128.57122.52113.21104.04
Income Taxes17.0913.4512.4018.9624.7021.1518.5216.97
Consolidated Net Income62.7060.8158.6089.52103.87101.3794.6987.07
Net Income From Continuing Operations64.8759.9459.9087.22103.27102.5794.6887.00
Net Income64.8759.9459.9087.22103.27102.5794.6887.00
EPS (Recurring)0.290.230.230.320.410.390.360.33
EPS (Basic, Before Extraordinaries)0.270.250.240.350.400.410.370.34
EPS (Diluted)0.260.230.230.320.390.390.360.33
Non-Operating Income (Expense)4.98-2.242.936.2215.82-0.163.6125.88
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.724.133.934.184.293.573.554.36
Price To Earnings Ratio2.753.593.574.996.917.675.865.58
Price To Sales Ratio0.640.660.741.021.311.370.970.90
Gross Margin77.9076.2271.9878.2681.1581.7780.7981.59
Operating Margin17.4317.0415.9621.0024.2025.7622.7917.10
Net Margin12.9712.9314.0517.9120.8821.3319.6919.03
Shares Outstanding129.95129.95129.95140.07140.07140.07139.91146.01
Market Capitalization374.25670.95732.591,032.351,326.351,406.03991.37902.31

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments1,318.401,312.391,371.961,424.991,521.401,236.64879.351,017.87958.63
Short Term Receivables487.69564.96564.39566.53459.36303.60653.48435.98180.07
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments1,069.23703.85293.64437.34442.63485.61813.19360.33105.22
Investment in Unconsolidated Affiliates20.2526.4525.3825.9320.7719.8213.8711.801.36
Net Property, Plant & Equipment99.2290.5025.2548.0125.3522.7633.0320.9716.62
Deferred Tax Assets428.16344.40229.03132.2571.5123.8218.6317.8819.71
Other Intangible Assets213.72191.63492.77440.87304.99183.40216.2449.4039.59
Total Assets3,636.673,234.183,002.413,075.932,846.002,275.632,627.801,914.221,321.20
Total Debt189.464.715.8725.465.236.6245.963.640.00
Long Term Debt160.581.642.2125.465.236.6212.220.000.00
Provision for Risks Charges368.46406.09466.16511.47500.30365.53685.670.0016.53
Deferred Tax Liabilities112.5667.3048.0333.4021.5915.8328.5614.572.45
Other Liabilities555.83625.24526.55715.45638.50598.57717.481,024.17736.77
Total Liabilities1,226.311,103.331,046.611,285.791,165.63986.551,477.671,042.39755.75
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,368.312,082.961,938.581,779.671,671.841,278.831,141.01862.82556.23
Total Shareholders Equity2,368.312,082.961,938.581,779.671,671.841,278.831,141.01862.82556.23
Accumulated Minority Interest42.0547.9017.2210.478.5310.259.129.019.22
Total Equity2,410.362,130.861,955.801,790.141,680.371,289.081,150.13871.83565.45
Total Liabilities & Stockholders Equity3,636.673,234.183,002.413,075.932,846.002,275.632,627.801,914.221,321.20
Book Value Per Share9.738.227.316.305.834.553.732.901.85
Tangible Book Value Per Share17.8414.7012.6610.429.647.625.965.113.20
Full-Time Employees3,8693,6233,6484,1444,2593,0643,8834,1465,414
Price to Book Ratio0.290.480.450.840.850.590.711.241.45
Return on Assets10.3010.6210.8711.3715.1911.6615.1223.07-36.13
Return on Equity15.8916.4717.7719.5026.3723.6234.2752.59-88.27
Return on Invested Capital13.9915.8817.0218.6523.2022.2329.7843.25-52.95
Quick Ratio3.223.043.702.813.111.612.071.451.76
Current Ratio3.223.043.702.813.111.612.071.451.76

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-400.55278.64294.49278.07272.58259.96300.65399.77
Extraordinary Item-0.000.000.000.000.000.000.000.00
Changes in Working Capital--140.74123.37-102.41-238.15-174.8659.78-331.84-114.90
Income Taxes Payable--73.3969.3510.37-9.897.173.78-14.01-4.84
Cash from Operating Activities68.86259.81402.01192.0839.9297.72319.74-31.19284.87
Capital Expenditures-1.27-12.99-3.86-75.95-7.84-8.57-4.64-7.04-13.41
Net Assets From Acquisitions--1.38-0.100.000.000.00--0.00
Sale of Fixed Assets and Businesses-30.11-30.1614.090.560.000.00--0.00
Purchase or Sale of Investments--27.7720.3364.82-331.78128.30-268.02122.7725.54
Purchase of Investments--1,127.83-1,025.34-1,693.40-2,562.40-1,970.44-1,164.53-681.02-1,957.76
Sale Or Maturity of Investments-1,100.071,045.671,758.222,230.622,098.74896.50803.791,983.30
Other Uses--3.23-2.27-0.210.000.000.000.00-654.65
Other Sources0.000.000.000.000.000.00-0.00424.05
Cash from Investing Activities-172.76-303.78-319.02202.19-230.14309.46152.00-119.86-218.46
Cash Dividends Paid--70.98-61.32-60.74-55.32-49.24-38.19-56.540.00
Change in Capital Stock-106.52-105.27-89.37-97.70-49.041.14-54.09-1.55-73.36
Repurchase of Common Pref Stock-106.52-106.70-89.37-98.03-50.61-4.03-55.05-6.12-75.48
Sale of Common Pref Stock-1.430.000.321.575.170.964.572.12
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-169.20-0.020.810.000.00-34.0530.393.53
Change in Long Term Debt-145.310.000.00-----
Issuance of Long Term Debt-145.31-------
Reduction of Long Term Debt--0.000.00-----
Net Financing Active Other Cash Flow-20.00-20.0464.21-198.83-14.3710.77-322.64280.89149.73
Other Financing Activities Uses-234.04-234.44-61.08-386.09-213.28-244.07-433.65-216.54-29.14
Cash from Financing Activities-192.17-27.09-86.51-356.47-118.72-37.33-448.97253.1979.89
Exchange Rate Effect-15.49-5.330.423.1710.07-1.57-7.461.636.34
Net Change in Cash-311.56-76.39-3.1040.97-298.86368.2815.31103.77152.64
Free Cash Flow-248.09398.15116.1332.0989.15318.14-38.23272.23
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow-7.885.3224.82-36.632.84-4.23

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments1,186.801,330.951,318.401,321.441,349.151,445.28
Short Term Receivables636.32430.78487.69549.98593.42576.27
Investments1,143.951,173.281,069.231,062.09900.39654.79
Investment in Unconsolidated Affiliates0.00-20.25--21.23
Net Property, Plant & Equipment98.1197.8399.2290.6891.7390.16
Deferred Tax Assets516.46466.01428.16477.44434.22385.43
Other Intangible Assets260.90219.81213.72191.74210.33195.73
Total Assets3,842.543,718.653,636.673,693.373,579.253,368.89
Total Debt232.04198.91189.46161.23158.498.14
Long Term Debt174.94171.11160.58148.32149.104.42
Provision for Risks Charges395.69343.68368.46433.85444.31413.11
Deferred Tax Liabilities108.59114.01112.5695.0184.3876.21
Other Liabilities639.11667.00555.83655.17639.30693.16
Total Liabilities1,375.431,323.601,226.311,345.261,326.481,190.62
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,451.072,351.642,368.312,303.622,204.602,131.26
Total Shareholders Equity2,451.072,351.642,368.312,303.622,204.602,131.26
Accumulated Minority Interest16.0443.4142.0544.4948.1747.00
Total Equity2,467.112,395.052,410.362,348.112,252.772,178.26
Total Liabilities & Stockholders Equity3,842.543,718.653,636.673,693.373,579.253,368.89
Book Value Per Share10.079.679.739.098.708.41
Tangible Book Value Per Share18.5417.7117.8416.3015.5915.02
Full-Time Employees--3,869---
Price to Book Ratio0.290.530.580.850.620.68
Return on Assets7.338.7610.2711.1711.7411.39
Return on Equity11.6813.8515.8617.7318.7517.91
Return on Invested Capital2.472.382.373.564.394.80
Quick Ratio3.983.563.224.004.294.02
Current Ratio3.983.563.224.004.294.02

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Funds from Operations-----94.29
Extraordinary Item-----0.00
Changes in Working Capital------22.61
Income Taxes Payable-----33.36
Cash from Operating Activities-150.0332.6462.20124.051.4371.68
Capital Expenditures0.000.00-1.270.000.00-1.36
Net Assets From Acquisitions-----0.00
Sale of Fixed Assets and Businesses0.000.00-30.110.00-6.786.78
Purchase or Sale of Investments------30.93
Purchase of Investments------162.66
Sale Or Maturity of Investments-----131.73
Other Uses------0.47
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities18.5521.09-42.74-169.66-140.9850.12
Cash Dividends Paid----0.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.00-106.520.000.47-0.47
Repurchase of Common Pref Stock0.000.00-106.520.001.88-1.88
Sale of Common Pref Stock0.000.00---1.411.41
Proceedsfrom Stock Options0.000.000.000.00-1.411.41
Issuance or Reduction of Debt, Net-----2.87
Change in Long Term Debt-----0.00
Reduction of Long Term Debt-----0.00
Net Financing Active Other Cash Flow0.000.00-20.000.0029.61-29.61
Other Financing Activities Uses0.000.00-234.040.0051.43-51.43
Cash from Financing Activities-103.191.36-74.29-16.0490.51-27.22
Exchange Rate Effect-6.78-4.15-1.79-2.770.79-1.55
Net Change in Cash-241.4550.93-56.62-64.42-48.2593.03
Free Cash Flow-----70.32

Revenue breakdown

Financial Service, Other2024: 96.31M 2025: 181.15M
Guarantee Income2024: 707.60M 2025: 573.96M
Loan Facilitation Service Fees2024: 653.21M 2025: 720.28M
Net Interest Income2024: 118.80M 2025: 185.96M
Postfacilitation Service Fees2024: 242.15M 2025: 226.77M
China2024: 1.47B 2025: 1.89B
Indonesia2024: 262.68M
Others2024: 89.71M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.45%4.5M129.9M967.64K
2026-10-153.49%4.5M129.9M856.39K
2026-09-303.15%4.1M129.9M835.05K
2026-09-153.84%5.0M129.9M767.90K
2026-08-313.77%4.9M129.9M681.41K
2026-08-142.77%3.6M129.9M723.53K
2026-07-313.57%4.6M129.9M785.80K
2026-07-153.75%4.9M129.9M924.54K
2026-06-304.01%5.2M129.9M995.53K
2026-06-154.23%5.5M129.9M1.28M
2026-05-293.98%5.2M129.9M1.33M
2026-05-154.36%5.7M129.9M1.23M
2026-04-304.29%5.6M129.9M1.30M
2026-04-155.15%7.2M140.0M1.28M
2026-03-314.55%6.4M140.0M1.28M
2026-03-132.87%4.0M140.0M1.06M
2026-02-273.35%4.7M140.0M1.23M
2026-02-133.86%5.4M140.0M1.40M
2026-01-304.05%5.7M140.0M1.40M
2026-01-154.27%6.0M140.0M1.54M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.500.100.700.403.0993.000.000.710-0.0170.002
call5.000.000.050.032.5268.000.000.108-0.0120.001
call7.500.000.050.003.7010.000.000.082-0.0140.001
put2.500.000.200.001.7230.000.00-0.262-0.0140.002
put5.001.352.202.032.59938.000.00-0.889-0.0120.001
put7.503.805.804.5410.8161.000.00-0.915-0.0140.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-10SCHEDULE 13GSEC
2026-08-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-08-28SEC
2026-08-14SCHEDULE 13G/ASEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-28SEC
2026-05-27144Filing for proposed sale of securities under Rule 144.SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-24SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-24SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-24SEC
2026-05-266-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-05-26SEC
2026-04-2920-FRegistration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.2025-12-31SEC
2026-04-144Statement of changes in beneficial ownership of securities2026-04-10SEC
2026-04-144Statement of changes in beneficial ownership of securities2026-04-10SEC
2026-04-104Statement of changes in beneficial ownership of securities2026-04-10SEC
2026-04-104Statement of changes in beneficial ownership of securities2026-04-10SEC
2026-04-074Statement of changes in beneficial ownership of securities2026-04-03SEC
2026-04-074Statement of changes in beneficial ownership of securities2026-04-03SEC
2026-04-074Statement of changes in beneficial ownership of securities2026-04-03SEC
2026-04-074Statement of changes in beneficial ownership of securities2026-04-03SEC
2026-03-186-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-03-18SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC
2026-03-173Initial statement of beneficial ownership of securities2026-03-17SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050080.10K1
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
SUSQUEHANNA INTERNATIONAL GROUP, LLP12.69%
Invesco Ltd.4.61%
BANK OF AMERICA CORP /DE/3.19%
VANGUARD CAPITAL MANAGEMENT LLC2.53%
ACADIAN ASSET MANAGEMENT LLC2.28%
BlackRock, Inc.2.03%
MORGAN STANLEY1.93%
CAUSEWAY CAPITAL MANAGEMENT LLC1.76%
GOLDMAN SACHS GROUP INC1.31%
DIMENSIONAL FUND ADVISORS LP1.22%

Funds

Fund% owned
Invesco International Dividend AchieversTM ETF4.49%
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND1.11%
VANGUARD EMERGING MARKETS STOCK INDEX FUND1.08%
iShares Core MSCI Emerging Markets ETF1.05%
Avantis Emerging Markets Equity ETF0.84%
EMERGING MARKETS CORE EQUITY 2 PORTFOLIO0.65%
JNL Multi-Manager International Small Cap Fund0.37%
CAUSEWAY INTERNATIONAL SMALL CAP FUND0.30%
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND0.27%
DIMENSIONAL EMERGING MARKETS VALUE FUND0.27%

OakChart. FINV. Cached 15 minutes.