Roadzen Inc
RDZNTechnology·Software - Application·USA·Micro·NASD·Nov 11 • 3:59 PM ET
1.13+0.02 (1.80%)
2026-11-12 06:29 CET
Market cap
96.24 USD m
Revenue, TTM
60.35 USD m
Net income, TTM
-28.30 USD m
Free cash flow, TTM
-24.02 USD m
EPS diluted, TTM
-0.35
P/E
-
Price
RDZN against its 20, 50 and 200-day averages2050200miss
55.9% under the 52-week high of 2.56 on 31 Dec 2025. 52-week low 0.98 on 15 Oct 2026. Last 15 sessions, 21.8% high to low
Volume 0.45× normal · the line is the 50-bar volume average
Profile
RDZN52-week range, 9% of the way up
0.982.56
Roadzen, Inc. operates as an insurance technology company. It offers auto insurance services through artificial intelligence technology. The company was founded by Rohan Malhotra on May 7, 2015 and is headquartered in Burlingame, CA.
| Index | RUT |
|---|---|
| Employees | 459 |
| IPO | Jan 13, 2022 |
| Beta | 1.27 |
| ATR, 14d | 0.09 |
| Rel volume | 0.45 |
| Short float | 3.34% |
| Insider own | 30.41% |
| Inst own | 9.21% |
Snapshot
6 groupsValuation
| Index | RUT |
|---|---|
| Market Cap | 96.23M |
| Enterprise Value | 127.86M |
| Income | -28.30M |
| Sales | 60.35M |
| Book/sh | -0.40 |
| Cash/sh | 0.07 |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | - |
| Dividend Gr. 3/5Y | - - |
| Payout | - |
| Employees | 459 |
| IPO | Jan 13, 2022 |
Ratios
| P/E | - |
|---|---|
| Forward P/E | 28.25 |
| PEG | - |
| P/S | 1.59 |
| P/B | - |
| P/C | 15.42 |
| P/FCF | - |
| EV/EBITDA | - |
| EV/Sales | 2.12 |
| Quick Ratio | 0.41 |
| Current Ratio | 0.45 |
| Debt/Eq | - |
| LT Debt/Eq | - |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | -0.35 |
|---|---|
| EPS next Y | 0.04 |
| EPS next Q | -0.06 |
| EPS this Y | 13.79% |
| EPS next Y | 116.00% |
| EPS next 5Y | - |
| EPS past 3/5Y | - -141.12% |
| Sales past 3/5Y | - - |
| EPS Y/Y TTM | 14.01% |
| Sales Y/Y TTM | 30.54% |
| EPS Q/Q | -119.67% |
| Sales Q/Q | 49.04% |
| Earnings | Aug 13 AMC |
| EPS/Sales Surpr. | 21.50% 0.90% |
Ownership
| Insider Own | 30.41% |
|---|---|
| Insider Trans | 0.00% |
| Inst Own | 9.21% |
| Inst Trans | 11.74% |
| ROA | -70.17% |
| ROE | - |
| ROIC | - |
| Gross Margin | 55.96% |
| Oper. Margin | -21.57% |
| Profit Margin | -46.90% |
| SMA20 | 1.94% |
| SMA50 | -3.67% |
| SMA200 | -17.31% |
| Trades | - |
Technical
| Shs Outstand | 84.60M |
|---|---|
| Shs Float | 59.27M |
| Short Float | 3.34% |
| Short Ratio | 5.95 |
| Short Interest | 1.98M |
| 52W High | 2.56 -55.86% |
| 52W Low | 0.98 15.07% |
| Volatility | 9.59% 7.90% |
| ATR (14) | 0.09 |
| RSI (14) | 48.96 |
| Beta | 1.27 |
| Rel Volume | 0.45 |
| Avg Volume | 332.75K |
| Volume | 150,282 |
Performance
| Perf Week | 3.67% |
|---|---|
| Perf Month | 3.67% |
| Perf Quarter | -18.12% |
| Perf Half Y | -39.89% |
| Perf YTD | -53.11% |
| Perf Year | -25.17% |
| Perf 3Y | -77.26% |
| Perf 5Y | - |
| Perf 10Y | - |
| Recom | 1.00 |
| Target Price | 5.00 |
| Prev Close | 1.11 |
| Price | 1.13 |
| Change % | 1.80% |
Analyst ratings
latest 1 of 1| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| May 23, 2024 | Initiated | MMaxim Group | Buy | $10 | +785.0% |
Peers
Mkt capInsider trading
3 filings| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Malhotra Rohan | See Remarks | Mar 02 '26 | Buy | 1.37 | 19,085 | 26,146 | 849,642 | Mar 03 08:00 AM |
| Malhotra Rohan | See Remarks | Dec 04 '25 | Buy | 1.71 | 10,000 | 17,100 | 829,837 | Dec 05 09:03 AM |
| Malhotra Rohan | See Remarks | Nov 21 '25 | Buy | 1.43 | 12,000 | 17,160 | 819,837 | Nov 25 09:04 AM |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| IWM | iShares Russell 2000 Index Fund | AUM: 77.38B |
| IWN | iShares Russell 2000 Value ETF | AUM: 14.10B |
| VTWO | Vanguard Russell 2000 Index ETF | AUM: 16.75B |
| IWC | iShares Micro-Cap ETF | AUM: 1.22B |
| VTWV | Vanguard Russell 2000 Value Index ETF | AUM: 1.29B |
| RSSL | Global X Russell 2000 ETF | AUM: 1.43B |
| VTHR | Vanguard Russell 3000 Index ETF | AUM: 4.81B |
| ITWO | ProShares Russell 2000 High Income ETF | AUM: 178.20M |
| URTY | ProShares UltraPro Russell2000 3x Shares | AUM: 277.82M |
| UWM | ProShares Ultra Russell 2000 2X Shares | AUM: 216.94M |
News
latest 14 of 200- Roadzen to Present at Maxim Growth Summit and ThinkEquity Conference (GlobeNewswire)
- Roadzen Delivers Best Quarter in Company History with Record Q1 FY2027 Revenue of $16.2 Million, Up 49% Year-Over-Year (GlobeNewswire)
- Roadzen Signs Definitive Agreement to Acquire a Leading European MGA Focused on Short-Term Car Rental Insurance (GlobeNewswire)
- Roadzen Delivers Best Quarter in Company History with Q4 FY2026 Revenue of $16.1 Million, Up 42% Year-Over-Year; Record Full-Year Revenue of $55.0 Million, Up 24% (GlobeNewswire)
- Roadzen's drivebuddyAI Lands $5.3 Million Agreement to Equip 3,600 Electric Buses and Trucks in India with AI Safety (GlobeNewswire)
- Roadzen Expands U.S. Footprint with $1.2 Million Embedded Roadside Contract (GlobeNewswire)
- Roadzen's VehicleCare Lands $10 Million+ Mandate With Top 10 Indian Insurer, Marking Second Major Win This Quarter (GlobeNewswire)
- Roadzen Subsidiary drivebuddyAI Granted Patent for Real-Time Lane Detection System; Demonstrates Technology at InCabin Detroit 2026 (GlobeNewswire)
- Roadzen Set to Join Russell 2000 and Russell 3000 Indexes in June 2026 Reconstitution (GlobeNewswire)
- Roadzen to Present at the William Blair 46th Annual Growth Stock Conference on Wednesday, June 3, 2026 (GlobeNewswire)
- Roadzen's VehicleCare Partners with Global Auto Parts Network TISAG-TEMOT to Build Integrated Claims-to-Repair Infrastructure in India (GlobeNewswire)
- Roadzen Announces Pricing of $8 Million Registered Direct Offering of Ordinary Shares (GlobeNewswire) -12.16%
- Roadzen to Attend Nordics' Leading Automotive Event VECS 2026 in Gothenburg on May 5-6 (GlobeNewswire)
- Roadzen Secures LOI for $30 Million Insurance Capacity Commitment From Leading U.S. Carrier to Bring AI to Commercial Auto Insurance, Backed by Over $50 Million in Producer Demand (GlobeNewswire) +31.98%
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q1 | 2026-08-13 | -0.031 | -0.040 | -0.120 | 16.19 | 16.05 | 1 |
| 2025Q4 | 2026-06-29 | -0.090 | -0.060 | -0.091 | 16.12 | 15.30 | 1 |
| 2025Q3 | 2026-02-12 | -0.120 | -0.030 | -0.116 | 14.36 | 16.10 | 1 |
| 2025Q2 | 2025-11-14 | -0.030 | -0.040 | -0.028 | 13.68 | 12.00 | 1 |
| 2025Q1 | 2025-08-13 | -0.050 | -0.040 | -0.054 | 10.87 | 11.41 | 1 |
| 2024Q4 | 2025-06-26 | -0.040 | -0.050 | -0.002 | 11.40 | 14.90 | 1 |
| 2024Q3 | 2025-02-12 | -0.040 | -0.090 | -0.037 | 12.09 | 12.10 | 1 |
| 2024Q2 | 2024-11-13 | -0.320 | -0.350 | -0.319 | 11.87 | 12.60 | 1 |
| 2024Q1 | 2024-08-13 | -0.710 | -0.350 | -0.707 | 8.90 | 9.00 | 1 |
| 2023Q4 | 2024-07-01 | -0.440 | - | -0.497 | 15.60 | - | - |
| 2023Q3 | 2023-11-13 | - | - | -1.400 | 15.47 | - | - |
| 2026Q2 | - | - | -0.060 | - | - | 17.00 | 1 |
| 2026Q3 | - | - | -0.040 | - | - | 19.40 | 1 |
| 2026Q4 | - | - | -0.020 | - | - | 25.00 | 1 |
| 2027Q1 | - | - | -0.020 | - | - | 28.60 | 1 |
| 2027Q2 | - | - | 0.000 | - | - | 32.30 | 1 |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2023FY | -2.260 | -2.300 | -2.264 | 46.72 | 52.40 |
| 2024FY | -1.040 | -1.105 | -1.043 | 44.30 | 47.90 |
| 2025FY | -0.290 | -0.270 | -0.290 | 55.02 | 54.20 |
| 2026FY | - | -0.250 | - | - | 77.60 |
| 2027FY | - | 0.040 | - | - | 138.4 |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2026Q2 | S | 2026-11-03 | 1 | 0 | 0 | 17.00 | 17.00 | 17.00 |
| 2026Q2 | S | 2026-08-20 | 1 | 0 | 1 | 17.00 | 17.00 | 17.00 |
| 2026Q2 | S | 2026-08-14 | 1 | 0 | 0 | 19.26 | 19.26 | 19.26 |
| 2026Q2 | S | 2026-08-13 | 1 | 0 | 0 | 19.26 | 19.26 | 19.26 |
| 2026Q2 | S | 2026-07-09 | 1 | 0 | 0 | 19.26 | 19.26 | 19.26 |
| 2026Q2 | S | 2026-06-29 | 1 | 0 | 0 | 19.30 | 19.30 | 19.30 |
| 2026Q2 | S | 2026-05-04 | 1 | 0 | 0 | 19.30 | 19.30 | 19.30 |
| 2026Q2 | S | 2026-05-01 | 1 | 0 | 1 | 19.30 | 19.30 | 19.30 |
| 2026Q2 | S | 2026-04-30 | 1 | 0 | 1 | 19.26 | 19.26 | 19.26 |
| 2026Q2 | S | 2026-02-18 | 1 | 0 | 1 | 19.30 | 19.30 | 19.30 |
| 2026Q2 | S | 2026-02-13 | 1 | 0 | 0 | 24.30 | 24.30 | 24.30 |
| 2026Q2 | S | 2025-11-14 | 1 | 0 | 0 | 24.30 | 24.30 | 24.30 |
| 2026Q2 | S | 2025-11-12 | 1 | 0 | 0 | 24.30 | 24.30 | 24.30 |
| 2026Q2 | S | 2025-11-11 | 1 | 0 | 0 | 24.30 | 24.30 | 24.30 |
Estimate history
| EPS, annual | -0.009 | 0.039 | -2.264 | -1.043 | -0.291 | -0.3534 | |||
|---|---|---|---|---|---|---|---|---|---|
| Period | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | |||
| EPS, quarterly | -0.707 | -0.319 | -0.037 | -0.002 | -0.054 | -0.028 | -0.116 | -0.091 | -0.118 |
| Period | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
| Sales, annual | 0 | 0 | 46.724 | 44.296 | 55.022 | 60.35 | |||
| Period | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | |||
| Sales, quarterly | 8.932 | 11.874 | 12.086 | 11.404 | 10.866 | 13.679 | 14.356 | 16.121 | 16.194 |
| Period | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
| Shares, annual | 25.013 | 25.013 | 68.441 | 74.291 | 79.696 | 84.598 | |||
| Period | 2021 | 2022 | 2023 | 2024 | 2025 | MRQ | |||
| Shares, quarterly | 68.441 | 68.441 | 71.969 | 74.291 | 74.291 | 76.022 | 79.498 | 79.696 | 84.598 |
| Period | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY |
|---|---|---|---|---|---|---|
| Total Revenue | 60.35 | 55.02 | 44.30 | 46.72 | 0.00 | 0.00 |
| Cost of Goods Sold Incl. D&A | 26.58 | 23.52 | 20.85 | 20.32 | 0.00 | 0.00 |
| Gross Profit | 33.77 | 31.50 | 23.44 | 26.41 | 0.00 | 0.00 |
| Selling, General and Administrative Excl. Other | 46.79 | 45.50 | 84.26 | 104.06 | 2.00 | 0.23 |
| Research and Development | 0.75 | 0.41 | 3.78 | 4.97 | - | - |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | -13.02 | -14.00 | -60.81 | -77.66 | -2.00 | -0.23 |
| Interest Expense | 9.16 | 7.25 | 3.25 | 2.29 | - | - |
| Unusual Expense | 10.95 | 4.25 | 16.09 | 22.87 | 0.00 | -0.01 |
| Net Income Before Taxes | -28.75 | -23.00 | -73.08 | -99.88 | 0.98 | -0.22 |
| Income Taxes | -0.07 | 0.02 | -0.01 | -0.02 | 0.00 | 0.00 |
| Consolidated Net Income | -28.68 | -23.02 | -73.06 | -99.86 | 0.98 | -0.22 |
| Net Income From Continuing Operations | -28.30 | -22.52 | -72.87 | -99.67 | 0.98 | -0.22 |
| Net Income | -28.30 | -22.52 | -72.87 | -99.67 | 0.98 | -0.22 |
| EPS (Recurring) | -0.25 | -0.25 | -0.88 | -1.90 | 0.04 | -0.01 |
| EPS (Basic, Before Extraordinaries) | -0.35 | -0.29 | -1.04 | -2.26 | 0.04 | -0.01 |
| EPS (Diluted) | -0.35 | -0.29 | -1.04 | -2.26 | 0.04 | -0.01 |
| EBITDA | -10.17 | -11.75 | -58.79 | -75.47 | -2.00 | -0.23 |
| Non-Operating Income (Expense) | 4.39 | 2.50 | 7.07 | 2.94 | 2.98 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.54 | 0.39 | 37.30 | 44.48 | - | - |
| Price To Sales Ratio | 2.00 | 1.69 | 1.64 | 6.13 | - | - |
| Gross Margin | 55.96 | 57.25 | 52.92 | 56.51 | - | - |
| Operating Margin | -21.57 | -25.44 | -137.29 | -166.21 | - | - |
| Net Margin | -46.90 | -40.92 | -164.51 | -213.31 | - | - |
| Shares Outstanding | 84.60 | 79.70 | 74.29 | 68.44 | 25.01 | 25.01 |
| Market Capitalization | 96.24 | 96.24 | 77.16 | 444.87 | 444.87 | - |
Income statement, quarterly
| Metric | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 | 2024Q3 | 2024Q2 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 16.19 | 16.12 | 14.36 | 13.68 | 10.87 | 11.40 | 12.09 | 11.87 |
| Cost of Goods Sold Incl. D&A | 7.65 | 6.59 | 5.52 | 6.81 | 4.59 | 4.96 | 4.58 | 5.41 |
| Gross Profit | 8.54 | 9.53 | 8.83 | 6.87 | 6.27 | 6.44 | 7.51 | 6.46 |
| Selling, General and Administrative Excl. Other | 10.08 | 15.30 | 11.19 | 10.21 | 8.79 | 10.15 | 10.68 | 30.00 |
| Research and Development | 0.42 | -0.12 | 0.29 | 0.15 | 0.08 | 0.24 | 0.25 | 1.50 |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | -1.54 | -5.78 | -2.36 | -3.34 | -2.52 | -3.71 | -3.17 | -23.54 |
| Interest Expense | 2.85 | 1.87 | 3.19 | 1.25 | 0.94 | 0.71 | 1.09 | 0.63 |
| Unusual Expense | 7.21 | -0.37 | 5.18 | -1.07 | 0.51 | -0.44 | -1.72 | 1.10 |
| Net Income Before Taxes | -9.77 | -7.30 | -9.51 | -2.16 | -4.02 | -0.13 | -2.59 | -22.01 |
| Income Taxes | -0.01 | -0.05 | -0.02 | 0.01 | 0.08 | 0.07 | -0.01 | -0.18 |
| Consolidated Net Income | -9.76 | -7.26 | -9.49 | -2.17 | -4.10 | -0.20 | -2.58 | -21.83 |
| Net Income From Continuing Operations | -9.79 | -7.25 | -9.15 | -2.11 | -4.01 | -0.14 | -2.52 | -21.81 |
| Net Income | -9.79 | -7.25 | -9.15 | -2.11 | -4.01 | -0.14 | -2.52 | -21.81 |
| EPS (Recurring) | -0.06 | -0.09 | -0.07 | -0.04 | -0.05 | -0.01 | -0.05 | -0.31 |
| EPS (Basic, Before Extraordinaries) | -0.12 | -0.09 | -0.12 | -0.03 | -0.05 | -0.00 | -0.04 | -0.32 |
| EPS (Diluted) | -0.12 | -0.09 | -0.12 | -0.03 | -0.05 | -0.00 | -0.04 | -0.32 |
| EBITDA | -0.81 | -4.72 | -2.05 | -2.59 | -2.40 | -2.66 | -2.87 | -23.35 |
| Non-Operating Income (Expense) | 1.84 | -0.02 | 1.22 | 1.35 | -0.05 | 3.86 | -0.06 | 3.25 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.06 | 0.23 | 0.19 | 0.06 | 0.06 | 0.06 | 0.12 | 16.39 |
| Price To Sales Ratio | 2.00 | 1.74 | 3.77 | 1.36 | 1.57 | 1.74 | 3.50 | 1.75 |
| Gross Margin | 52.74 | 59.09 | 61.52 | 50.23 | 57.72 | 56.51 | 62.14 | 54.43 |
| Operating Margin | -9.53 | -35.83 | -16.46 | -24.39 | -23.20 | -32.52 | -26.22 | -198.26 |
| Net Margin | -60.48 | -45.00 | -63.73 | -15.41 | -36.87 | -1.19 | -20.83 | -183.68 |
| Shares Outstanding | 84.60 | 79.70 | 79.50 | 76.02 | 74.29 | 74.29 | 71.97 | 68.44 |
| Market Capitalization | 96.24 | 95.63 | 190.86 | 65.68 | 72.81 | 77.16 | 149.20 | 81.44 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY |
|---|---|---|---|---|---|
| Cash & Short Term Investments | 13.61 | 13.66 | 40.48 | 0.05 | 0.94 |
| Short Term Receivables | 13.38 | 8.83 | 5.48 | 0.00 | 0.00 |
| Inventories | 1.75 | 1.76 | 0.74 | 0.00 | 0.00 |
| Other Current Assets | 3.52 | 2.71 | 3.14 | 0.15 | 0.24 |
| Total Current Assets | 32.26 | 26.95 | 49.84 | 0.20 | 1.18 |
| Net Property, Plant & Equipment | 1.91 | 1.71 | 1.28 | 0.00 | 0.00 |
| Total Investments and Advances | 0.22 | 0.49 | 1.89 | 207.09 | 0.00 |
| Long-Term Note Receivable | 0.80 | 0.01 | 0.00 | - | - |
| Intangible Assets | 17.27 | 3.30 | 5.05 | 0.00 | - |
| Deferred Tax Assets | 0.00 | 0.00 | 0.02 | - | - |
| Other Assets | 0.20 | 0.12 | 0.05 | 0.00 | 204.21 |
| Total Assets | 52.66 | 32.58 | 58.14 | 207.29 | 205.39 |
| Short Term Debt Incl. Current Port. of LT Debt | 18.00 | 23.09 | 18.34 | 0.30 | 0.00 |
| Accounts Payable | 14.84 | 17.48 | 22.80 | 0.00 | 0.00 |
| Income Tax Payable | - | - | 0.00 | - | - |
| Other Current Liabilities | 25.47 | 16.36 | 24.51 | 1.13 | 0.51 |
| Total Current Liabilities | 58.30 | 56.94 | 65.65 | 1.43 | 0.51 |
| Long Term Debt | 16.31 | 0.77 | 1.74 | 0.00 | 0.00 |
| Provision for Risks Charges | 0.28 | 0.27 | 0.25 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 1.02 | 0.04 | 0.26 | - | - |
| Other Liabilities | 3.26 | 0.26 | 0.73 | 6.53 | 6.53 |
| Total Liabilities | 79.18 | 58.27 | 68.64 | 7.96 | 7.03 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | -29.65 | -25.07 | -10.07 | 199.34 | 198.35 |
| Total Shareholders Equity | -29.65 | -25.07 | -10.07 | 199.34 | 198.35 |
| Accumulated Minority Interest | 3.13 | -0.62 | -0.43 | 0.00 | 0.00 |
| Total Equity | -26.52 | -25.69 | -10.50 | 199.34 | 198.35 |
| Total Liabilities & Stockholders Equity | 52.66 | 32.58 | 58.14 | 207.29 | 205.39 |
| Book Value Per Share | -0.37 | -0.34 | -0.15 | 7.97 | 7.93 |
| Tangible Book Value Per Share | -0.59 | -0.38 | -0.22 | 7.97 | 7.93 |
| Full-Time Employees | 459 | 308 | 379 | 3 | 3 |
| Price to Book Ratio | -2.83 | -2.50 | -459.69 | -459.69 | - |
| Return on Assets | -52.83 | -160.66 | -75.10 | 0.48 | - |
| Return on Equity | - | - | -105.32 | 0.49 | - |
| Return on Invested Capital | - | - | - | 0.49 | -0.11 |
| Quick Ratio | 0.52 | 0.44 | 0.75 | 0.14 | 2.32 |
| Current Ratio | 0.55 | 0.47 | 0.76 | 0.14 | 2.32 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY |
|---|---|---|---|---|---|---|
| Net Income | -28.21 | -22.52 | -73.06 | -99.86 | 0.98 | -0.22 |
| Depreciation | 2.85 | 2.24 | 2.02 | 2.19 | - | - |
| Other Funds (Non Cash) | 8.19 | 4.06 | 55.54 | 81.73 | -2.98 | -0.01 |
| Funds from Operations | -17.20 | -16.22 | -15.70 | -16.03 | -2.00 | -0.23 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -5.63 | -4.05 | -2.44 | 0.60 | 0.81 | 0.18 |
| Income Taxes Payable | - | - | 0.00 | -0.06 | - | - |
| Cash from Operating Activities | -22.82 | -20.27 | -18.14 | -15.43 | -1.19 | -0.05 |
| Capital Expenditures | -1.20 | -1.01 | -0.42 | -0.46 | 0.00 | 0.00 |
| Net Assets From Acquisitions | -0.93 | 0.00 | 0.00 | -5.75 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | 0.04 | 0.11 | 0.31 | -0.50 | 0.00 | -204.10 |
| Purchase of Investments | -0.00 | 0.00 | 0.00 | -0.50 | 0.00 | -204.10 |
| Sale Or Maturity of Investments | 0.04 | 0.11 | 0.31 | 0.00 | 0.00 | 0.00 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -2.09 | -0.90 | -0.12 | -6.71 | 0.00 | -204.10 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 19.24 | 13.17 | 7.07 | 6.11 | 0.00 | 205.09 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 19.24 | 13.17 | 7.07 | 6.11 | 0.00 | 205.09 |
| Proceedsfrom Stock Options | 19.24 | 13.17 | 7.07 | 6.11 | 0.00 | 196.45 |
| Issuance or Reduction of Debt, Net | 7.05 | 8.28 | 4.67 | 15.47 | 0.30 | 0.00 |
| Change in Long Term Debt | -0.05 | 0.00 | 1.00 | 2.43 | 0.00 | 0.00 |
| Issuance of Long Term Debt | -0.05 | 0.00 | 1.00 | 2.44 | 0.00 | 0.00 |
| Reduction of Long Term Debt | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.30 |
| Cash from Financing Activities | 26.29 | 21.44 | 11.74 | 21.57 | 0.30 | 205.09 |
| Exchange Rate Effect | 0.02 | 0.00 | 0.00 | -0.24 | - | - |
| Net Change in Cash | 1.41 | 0.28 | -6.51 | -0.81 | -0.88 | 0.94 |
| Free Cash Flow | -24.02 | -21.28 | -18.57 | -15.88 | -1.19 | -0.05 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Taxes & Investment Tax Credit | - | -0.01 | -0.19 | -0.09 | 0.00 | 0.00 |
Balance sheet, quarterly
| Metric | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 6.24 | 13.61 | 14.00 | 13.97 | 11.88 | 13.66 |
| Short Term Receivables | 14.14 | 13.38 | 13.19 | 13.77 | 10.39 | 8.83 |
| Inventories | 2.15 | 1.75 | 3.13 | 3.12 | 1.86 | 1.76 |
| Other Current Assets | 3.98 | 3.52 | 3.83 | 3.26 | 2.96 | 2.71 |
| Total Current Assets | 26.50 | 32.26 | 34.16 | 34.12 | 27.09 | 26.95 |
| Net Property, Plant & Equipment | 2.60 | 1.91 | 1.93 | 1.86 | 1.68 | 1.71 |
| Total Investments and Advances | 0.22 | 0.22 | 0.49 | 0.49 | 0.49 | 0.49 |
| Intangible Assets | 17.37 | 17.27 | 8.11 | 4.94 | 3.57 | 3.30 |
| Deferred Tax Assets | - | 0.00 | - | 0.00 | 0.00 | 0.00 |
| Other Assets | 0.24 | 0.20 | 0.18 | 0.14 | 0.13 | 0.12 |
| Total Assets | 47.72 | 52.66 | 44.87 | 41.55 | 32.96 | 32.58 |
| Short Term Debt Incl. Current Port. of LT Debt | 19.87 | 18.00 | 24.74 | 23.49 | 23.95 | 23.09 |
| Accounts Payable | 11.48 | 14.84 | 14.76 | 14.61 | 17.29 | 17.48 |
| Other Current Liabilities | 27.64 | 25.47 | 23.69 | 23.18 | 19.37 | 16.36 |
| Total Current Liabilities | 58.99 | 58.30 | 63.20 | 61.29 | 60.61 | 56.94 |
| Long Term Debt | 14.84 | 16.31 | 5.18 | 0.56 | 0.59 | 0.77 |
| Provision for Risks Charges | 0.25 | 0.28 | 0.34 | 0.30 | 0.29 | 0.27 |
| Deferred Tax Liabilities | 1.01 | 1.02 | 0.04 | 0.04 | 0.04 | 0.04 |
| Other Liabilities | 3.27 | 3.26 | 0.19 | 0.21 | 0.21 | 0.26 |
| Total Liabilities | 78.35 | 79.18 | 68.95 | 62.40 | 61.75 | 58.27 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 1.08 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | -33.80 | -29.65 | -26.60 | -28.02 | -28.08 | -25.07 |
| Total Shareholders Equity | -33.80 | -29.65 | -26.60 | -28.02 | -28.08 | -25.07 |
| Accumulated Minority Interest | 3.17 | 3.13 | 2.51 | 6.09 | -0.71 | -0.62 |
| Total Equity | -30.63 | -26.52 | -24.09 | -21.94 | -28.79 | -25.69 |
| Total Liabilities & Stockholders Equity | 47.72 | 52.66 | 44.87 | 41.55 | 32.96 | 32.58 |
| Book Value Per Share | -0.40 | -0.37 | -0.33 | -0.37 | -0.38 | -0.34 |
| Tangible Book Value Per Share | -0.60 | -0.59 | -0.44 | -0.43 | -0.43 | -0.38 |
| Full-Time Employees | - | 459 | - | - | - | 308 |
| Price to Book Ratio | -2.83 | -3.59 | -6.54 | -2.29 | -2.90 | -2.50 |
| Return on Assets | -70.17 | -52.83 | -40.06 | -24.81 | -84.86 | -160.66 |
| Quick Ratio | 0.41 | 0.52 | 0.49 | 0.51 | 0.42 | 0.44 |
| Current Ratio | 0.45 | 0.55 | 0.54 | 0.56 | 0.45 | 0.47 |
Cash flow, quarterly
| Metric | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 |
|---|---|---|---|---|---|---|
| Net Income | -9.79 | -7.25 | -8.99 | -2.17 | -4.10 | -0.20 |
| Depreciation | 0.73 | 1.06 | 0.31 | 0.75 | 0.12 | 1.05 |
| Other Funds (Non Cash) | 4.90 | 0.30 | 5.55 | -2.56 | 0.77 | -5.13 |
| Funds from Operations | -4.18 | -5.91 | -3.12 | -3.99 | -3.21 | -4.26 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -1.30 | 2.11 | -4.35 | -2.09 | 0.28 | 0.55 |
| Income Taxes Payable | - | - | - | - | - | 0.00 |
| Cash from Operating Activities | -5.47 | -3.80 | -7.47 | -6.08 | -2.92 | -3.71 |
| Capital Expenditures | -0.46 | -0.18 | -0.47 | -0.08 | -0.27 | -0.37 |
| Net Assets From Acquisitions | -0.93 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | -0.00 | 2E-06 | 0.14 | -0.10 | 0.07 | -1.16 |
| Purchase of Investments | -0.00 | 0.00 | 0.03 | -0.03 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | 0.00 | 2E-06 | 0.11 | -0.07 | 0.07 | -1.16 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -1.39 | -0.18 | -0.33 | -0.18 | -0.20 | -1.54 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 7.46 | 0.11 | 3.58 | 8.09 | 1.39 | 4.57 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 7.46 | 0.11 | 3.58 | 8.09 | 1.39 | 4.57 |
| Proceedsfrom Stock Options | 7.46 | 0.11 | 3.58 | 8.09 | 1.39 | 4.57 |
| Issuance or Reduction of Debt, Net | -1.18 | 5.37 | 3.85 | -0.99 | 0.05 | -0.06 |
| Change in Long Term Debt | 0.00 | -4.82 | 4.87 | -0.10 | 0.05 | 0.97 |
| Issuance of Long Term Debt | 0.00 | -4.82 | 4.82 | -0.05 | 0.05 | 0.97 |
| Reduction of Long Term Debt | 0.00 | 0.00 | 0.05 | -0.05 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 6.28 | 5.48 | 7.44 | 7.09 | 1.44 | 4.51 |
| Exchange Rate Effect | 0.00 | -0.02 | -0.04 | 0.09 | -0.02 | -0.04 |
| Net Change in Cash | -0.58 | 1.47 | -0.41 | 0.92 | -1.71 | -0.78 |
| Free Cash Flow | -5.94 | -3.98 | -7.94 | -6.16 | -3.20 | -4.09 |
Revenue breakdown
| Commision and Distrubution Service | 2024: 23.45M 2025: 27.75M |
|---|---|
| Insurance Service | 2024: 20.85M 2025: 27.28M |
| China | 2025: 4.71M |
| India | 2024: 23.42M 2025: 32.02M |
| United Kingdom | 2024: 9.31M 2025: 6.34M |
| United States | 2024: 11.56M 2025: 11.94M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 3.34% | 2.0M | 59.3M | 318.89K |
| 2026-10-15 | 4.38% | 2.6M | 59.3M | 325.78K |
| 2026-09-30 | 3.64% | 2.2M | 59.3M | 351.46K |
| 2026-09-15 | 4.20% | 2.5M | 59.3M | 476.69K |
| 2026-08-31 | 3.93% | 2.3M | 59.1M | 491.71K |
| 2026-08-14 | 3.47% | 2.0M | 59.1M | 520.54K |
| 2026-07-31 | 4.07% | 2.4M | 57.9M | 698.58K |
| 2026-07-15 | 4.38% | 2.5M | 57.9M | 720.69K |
| 2026-06-30 | 3.98% | 2.3M | 57.9M | 662.78K |
| 2026-06-15 | 1.12% | 0.6M | 57.8M | 464.50K |
| 2026-05-29 | 1.22% | 0.7M | 56.2M | 408.99K |
| 2026-05-15 | 1.16% | 0.7M | 56.2M | 363.82K |
| 2026-04-30 | 0.82% | 0.4M | 48.9M | 181.80K |
| 2026-04-15 | 0.29% | 0.1M | 48.9M | 141.86K |
| 2026-03-31 | 0.32% | 0.2M | 48.9M | 154.06K |
| 2026-03-13 | 0.52% | 0.3M | 48.9M | 189.85K |
| 2026-02-27 | 0.36% | 0.2M | 48.9M | 187.41K |
| 2026-02-13 | 0.31% | 0.1M | 48.9M | 206.98K |
| 2026-01-30 | 0.10% | 0.0M | 49.2M | 241.39K |
| 2026-01-15 | 0.10% | 0.1M | 49.2M | 336.65K |
Option chain
expiry 2026-11-12| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-09-16 | 8-K | Current report | 2026-09-14 | SEC |
| 2026-08-13 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-08-13 | 8-K | Current report | 2026-08-13 | SEC |
| 2026-07-09 | 8-K | Current report | 2026-07-03 | SEC |
| 2026-07-06 | 8-K | Current report | 2026-06-29 | SEC |
| 2026-06-29 | 10-K | Annual report pursuant to Section 13 or 15(d) | 2026-03-31 | SEC |
| 2026-05-22 | 8-K | Current report | 2026-05-22 | SEC |
| 2026-05-07 | 8-K | Current report | 2026-05-06 | SEC |
| 2026-05-05 | 8-K | Current report | 2026-05-04 | SEC |
| 2026-05-05 | 424B5 | SEC | ||
| 2026-04-28 | 8-K | Current report | 2026-04-27 | SEC |
| 2026-04-10 | 8-K | Current report | 2026-04-07 | SEC |
| 2026-04-01 | 8-K | Current report | 2026-03-31 | SEC |
| 2026-03-11 | 8-K | Current report | 2026-03-11 | SEC |
| 2026-03-10 | DEF 14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | 2025-03-31 | SEC |
| 2026-03-03 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-02 | SEC |
| 2026-02-26 | 8-K | Current report | 2026-02-25 | SEC |
| 2026-02-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-02 | SEC |
| 2026-02-13 | 8-K | Current report | 2026-02-12 | SEC |
| 2026-02-12 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2025-12-31 | SEC |
| 2026-01-27 | 4 | Statement of changes in beneficial ownership of securities | 2025-09-15 | SEC |
| 2026-01-23 | EFFECT | Effectiveness filing by commission order | SEC | |
| 2026-01-21 | CORRESP | SEC | ||
| 2026-01-20 | 8-K | Current report | 2026-01-19 | SEC |
| 2026-01-20 | 424B5 | SEC | ||
| 2026-01-08 | UPLOAD | Upload Submission | SEC | |
| 2026-01-07 | 4 | Statement of changes in beneficial ownership of securities | 2025-09-15 | SEC |
| 2026-01-07 | 4 | Statement of changes in beneficial ownership of securities | 2025-09-15 | SEC |
| 2026-01-07 | 4 | Statement of changes in beneficial ownership of securities | 2025-09-15 | SEC |
| 2026-01-07 | 4 | Statement of changes in beneficial ownership of securities | 2025-09-15 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 26.15K | 1 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 17.10K | 1 | 0 | 0 |
| 2025-11 | 17.16K | 1 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| BlackRock, Inc. | 2.74% |
| UBS Group AG | 1.34% |
| GEODE CAPITAL MANAGEMENT, LLC | 0.76% |
| CITADEL ADVISORS LLC | 0.57% |
| Russell Investments Group, Ltd. | 0.39% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 0.36% |
| Arete Wealth Advisors, LLC | 0.30% |
| METEORA CAPITAL, LLC | 0.30% |
| NORTHERN TRUST CORP | 0.29% |
| GOLDMAN SACHS GROUP INC | 0.28% |
Funds
| Fund | % owned |
|---|---|
| iShares Russell 2000 ETF | 1.08% |
| Fidelity Small Cap Index Fund | 0.59% |
| iShares Russell 2000 Value ETF | 0.56% |
| VANGUARD RUSSELL 2000 INDEX FUND | 0.31% |
| iShares Micro-Cap ETF | 0.18% |
| Goldman Sachs Absolute Return Tracker Fund | 0.18% |
| Schwab Small-Cap Index Fund | 0.13% |
| Master Small Cap Index Series | 0.10% |
| Ultra-Small Company Fund | 0.08% |
| Fidelity Small Cap Value Index Fund | 0.08% |
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