Waterdrop Inc ADR
WDHFinancial·Insurance - Diversified·China·Micro·NYSE·Nov 11 • 9:45 AM ET
0.9900-0.0200 (-1.98%)
2026-11-11 15:47 CET
Market cap
283.50 USD m
Revenue, TTM
727.39 USD m
Net income, TTM
77.69 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
0.21
P/E
4.72
Price
WDH against its 20, 50 and 200-day averages2050200earnings
51.2% under 2.03 on 3 Dec 2025. Last 15 sessions, 4.1% high to low
Profile
WDH52-week range, 3% of the way up
0.962.03
Waterdrop, Inc. is a technology platform company, which engages in online insurance brokerage services to match and connect users with relevant insurance products underwritten by insurance companies. The company was founded by Peng Shen, Guang Yang, and Yao Hu in May 2018 and is headquartered in Beijing, China.
| Employees | 3018 |
|---|---|
| IPO | May 07, 2021 |
| Beta | -0.22 |
| ATR, 14d | 0.02 |
| Rel volume | 0.28 |
| Short float | 0.05% |
| Insider own | 6.27% |
| Inst own | 3.18% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | 277.88M |
| Enterprise Value | 64.04M |
| Income | 77.69M |
| Sales | 727.39M |
| Book/sh | 2.12 |
| Cash/sh | 1.08 |
| Dividend Est. | - |
| Dividend TTM | 0.06 (6.06%) |
| Dividend Ex-Date | Oct 09, 2026 |
| Dividend Gr. 3/5Y | - - |
| Payout | 18.77% |
| Employees | 3018 |
| IPO | May 07, 2021 |
Ratios
| P/E | 4.72 |
|---|---|
| Forward P/E | 7.26 |
| PEG | 0.07 |
| P/S | 0.38 |
| P/B | 0.47 |
| P/C | 0.92 |
| P/FCF | - |
| EV/EBITDA | - |
| EV/Sales | 0.09 |
| Quick Ratio | 2.19 |
| Current Ratio | 2.19 |
| Debt/Eq | 0.10 |
| LT Debt/Eq | 0.00 |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | 0.21 |
|---|---|
| EPS next Y | 0.14 |
| EPS next Q | - |
| EPS this Y | 346.34% |
| EPS next Y | 36.06% |
| EPS next 5Y | 98.72% |
| EPS past 3/5Y | -1.71% - |
| Sales past 3/5Y | 9.97% 4.75% |
| EPS Y/Y TTM | 25.89% |
| Sales Y/Y TTM | 76.04% |
| EPS Q/Q | -3.64% |
| Sales Q/Q | 83.65% |
| Earnings | Sep 08 BMO |
| EPS/Sales Surpr. | - - |
Ownership
| Insider Own | 6.27% |
|---|---|
| Insider Trans | 0.00% |
| Inst Own | 3.18% |
| Inst Trans | 0.35% |
| ROA | 7.50% |
| ROE | 10.60% |
| ROIC | 10.11% |
| Gross Margin | 57.22% |
| Oper. Margin | 7.65% |
| Profit Margin | 10.68% |
| SMA20 | -1.54% |
| SMA50 | -2.87% |
| SMA200 | -26.53% |
| Trades | - |
Technical
| Shs Outstand | 280.69M |
|---|---|
| Shs Float | 263.10M |
| Short Float | 0.05% |
| Short Ratio | 0.25 |
| Short Interest | 0.12M |
| 52W High | 2.03 -51.23% |
| 52W Low | 0.96 3.13% |
| Volatility | 2.14% 2.22% |
| ATR (14) | 0.02 |
| RSI (14) | 41.67 |
| Beta | -0.22 |
| Rel Volume | 0.28 |
| Avg Volume | 493.36K |
| Volume | 12,817 |
Performance
| Perf Week | -1.98% |
|---|---|
| Perf Month | -5.71% |
| Perf Quarter | -1.00% |
| Perf Half Y | -37.34% |
| Perf YTD | -47.89% |
| Perf Year | -41.07% |
| Perf 3Y | -6.33% |
| Perf 5Y | -47.75% |
| Perf 10Y | - |
| Recom | 1.00 |
| Target Price | 1.84 |
| Prev Close | 1.01 |
| Price | 0.99 |
| Change % | -1.98% |
Analyst ratings
latest 4 of 4| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| Sep 29, 2025 | Downgrade | GGoldman | Buy → Neutral | $2 | +102.0% |
| Sep 16, 2022 | Upgrade | MMorgan Stanley | Equal-Weight → Overweight | $2 → $2.10 | +112.1% |
| Mar 25, 2022 | Downgrade | MMorgan Stanley | Overweight → Equal-Weight | $5 → $2 | +102.0% |
| Dec 02, 2021 | Downgrade | CCLSA | Buy → Outperform |
Peers
Mkt capNews
latest 14 of 206- Waterdrop Inc. Releases 2025 ESG Report: Empowering Full-Chain Business with AI and Building an Inclusive, Diverse Healthcare Ecosystem (PR Newswire)
- Waterdrop Inc (WDH) (Q2 2026) Earnings Call Highlights: Revenue Jumps 72. ... (GuruFocus.com)
- Waterdrop Inc. Reports Second Quarter 2026 Unaudited Financial Results (PR Newswire)
- Waterdrop Inc. Announces Second Quarter 2026 Unaudited Financial Results and a Cash Dividend (PR Newswire)
- Waterdrop Inc. to Report Second Quarter 2026 Financial Results on September 8, 2026 (PR Newswire)
- Loading…
- Waterdrop Inc. Announces Appointment of New Independent Director (PR Newswire)
- Waterdrop Inc (WDH) Q1 2026 Earnings Call Highlights: Impressive Revenue Growth Amidst Profit ... (GuruFocus.com) -8.57%
- Waterdrop Inc. Reports First Quarter 2026 Unaudited Financial Results, Q1 Net Revenue Up 64.8% Year-over-Year (PR Newswire)
- Waterdrop Inc. Announces First Quarter 2026 Unaudited Financial Results (PR Newswire)
- Waterdrop Inc. to Report First Quarter 2026 Financial Results on June 16, 2026 (PR Newswire)
- Atlantic Grupa takes stake in hydration cubes brand Waterdrop (Just Drinks)
- Waterdrop Files Annual Report on Form 20-F for Fiscal Year 2025 (PR Newswire)
- Waterdrop Q4 and FY2025 Financial Results: Q4 operating revenue rises 105.5% YoY, and declared a cash dividend (PR Newswire)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q2 | 2026-09-08 | 0.005 | - | 0.005 | 215.79 | - | - |
| 2026Q1 | 2026-06-16 | 0.004 | - | 0.039 | 183.83 | - | - |
| 2025Q3 | 2025-12-03 | 0.010 | 0.038 | 0.059 | 136.82 | 120.4 | 1 |
| 2025Q2 | 2025-09-04 | 0.006 | 0.035 | 0.052 | 117.32 | 111.09 | 1 |
| 2025Q1 | 2025-06-05 | 0.003 | 0.039 | 0.040 | 98.11 | 104.82 | 1 |
| 2024Q4 | 2025-03-12 | 0.004 | 0.028 | 0.040 | 94.60 | 94.34 | 1 |
| 2024Q3 | 2024-12-11 | 0.004 | 0.035 | 0.035 | 97.13 | 100.03 | 1 |
| 2024Q2 | 2024-09-04 | 0.003 | 0.028 | 0.033 | 94.95 | 101.12 | 1 |
| 2024Q1 | 2024-06-05 | 0.003 | - | 0.030 | 97.29 | - | - |
| 2023Q4 | 2024-03-26 | 0.003 | 0.014 | 0.022 | 91.46 | 94.53 | 1 |
| 2023Q3 | 2023-12-07 | 0.001 | 0.018 | 0.013 | 96.52 | 102.63 | 1 |
| 2023Q2 | 2023-09-07 | 0.001 | 0.023 | 0.008 | 92.82 | 97.06 | 1 |
| 2023Q1 | 2023-06-02 | 0.001 | 0.016 | 0.018 | 85.35 | 110.06 | 1 |
| 2022Q4 | 2023-03-17 | 0.004 | 0.031 | 0.045 | 98.48 | 102.28 | 1 |
| 2022Q3 | 2022-12-06 | 0.006 | 0.029 | 0.062 | 110.87 | 96.20 | 1 |
| 2022Q2 | 2022-09-09 | 0.007 | -0.002 | 0.078 | 100.78 | 91.46 | 1 |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2020FY | -0.090 | - | -0.407 | 468.62 | - |
| 2021FY | -0.091 | - | -0.679 | 502.94 | 495.49 |
| 2022FY | 0.022 | 0.203 | 0.224 | 406.06 | 413.69 |
| 2023FY | 0.006 | 0.056 | 0.061 | 364.91 | 368.99 |
| 2024FY | 0.014 | 0.126 | 0.137 | 381.77 | 380.39 |
| 2025FY | 0.022 | 0.016 | 0.022 | 577.1 | 498.73 |
| 2026FY | - | 0.100 | - | - | 831.24 |
| 2027FY | - | 0.136 | - | - | 1,015 |
| 2028FY | - | 0.176 | - | - | 1,196 |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2026Q2 | S | 2026-09-08 | 1 | 0 | 0 | 215.79 | 215.79 | 215.79 |
| 2026FY | S | 2026-09-25 | 3 | 0 | 0 | 831.24 | 826.65 | 839.06 |
| 2026FY | S | 2026-09-08 | 4 | 0 | 0 | 830.89 | 826.68 | 839.09 |
| 2026FY | S | 2026-08-31 | 3 | 0 | 0 | 830 | 825.74 | 836.78 |
| 2026FY | S | 2026-08-15 | 3 | 1 | 0 | 828.21 | 823.96 | 834.97 |
| 2026FY | S | 2026-07-06 | 4 | 1 | 0 | 822.38 | 818.21 | 830.49 |
| 2026FY | S | 2026-06-30 | 3 | 1 | 0 | 821.71 | 816.6 | 828.86 |
| 2026FY | S | 2026-06-27 | 3 | 2 | 0 | 822.13 | 817.01 | 829.28 |
| 2026FY | S | 2026-06-17 | 3 | 3 | 0 | 826.08 | 820.94 | 833.27 |
| 2026FY | S | 2026-06-08 | 2 | 1 | 0 | 747.15 | 675.77 | 818.53 |
| 2026FY | S | 2026-05-07 | 2 | 2 | 0 | 743.5 | 672.47 | 814.53 |
| 2026FY | S | 2026-03-25 | 1 | 1 | 0 | 664.53 | 664.53 | 664.53 |
| 2026FY | S | 2026-02-21 | 4 | 0 | 0 | 572.41 | 523.52 | 620.8 |
| 2026FY | S | 2026-02-16 | 4 | 1 | 0 | 572.42 | 523.53 | 620.81 |
Estimate history
| EPS, annual | -0.089 | -0.168 | -0.407 | -0.679 | 0.224 | 0.061 | 0.137 | 0.213 | 0.2099 |
|---|---|---|---|---|---|---|---|---|---|
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| EPS, quarterly | 0.033 | 0.035 | 0.04 | 0.04 | 0.052 | 0.059 | 0.062 | 0.039 | 0.05 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
| Sales, annual | 35.99 | 218.668 | 438.691 | 497.09 | 416.081 | 371.305 | 385.145 | 553.355 | 727.39 |
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| Sales, quarterly | 93.365 | 98.238 | 95.536 | 103.576 | 115.847 | 136.201 | 199.035 | 179.405 | 212.754 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
| Shares, annual | 314.09 | 314.09 | 314.09 | 314.09 | 310.804 | 289.972 | 282.287 | 280.693 | 280.693 |
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | MRQ |
| Shares, quarterly | 289.972 | 289.972 | 282.287 | 282.287 | 282.287 | 281.472 | 280.693 | 280.693 | 280.693 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 727.39 | 553.35 | 385.15 | 371.31 | 416.08 | 497.09 | 438.69 | 218.67 | 35.99 |
| Cost of Goods Sold Incl. D&A | 311.14 | 270.32 | 182.68 | 168.74 | 151.38 | 163.50 | 107.54 | 42.16 | 6.94 |
| Gross Profit | 416.25 | 283.04 | 202.46 | 202.56 | 264.70 | 333.59 | 331.15 | 176.51 | 29.05 |
| Selling, General and Administrative Excl. Other | 360.63 | 231.45 | 177.71 | 203.51 | 193.71 | 622.43 | 403.05 | 204.65 | 57.49 |
| Research and Development | 36.65 | 32.37 | 30.08 | 42.21 | 43.26 | 58.76 | 35.38 | 31.06 | 10.46 |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | 55.62 | 51.59 | 24.76 | -0.95 | 70.98 | -288.84 | -71.90 | -28.15 | -28.44 |
| Interest Expense | - | - | - | - | 0.00 | - | - | - | - |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 21.83 | 0.00 | 0.00 |
| Net Income Before Taxes | 77.81 | 75.60 | 50.10 | 23.18 | 93.66 | -278.33 | -88.91 | -25.90 | -28.36 |
| Income Taxes | -0.29 | -3.01 | 1.35 | 0.08 | 3.41 | -34.26 | 7.27 | 20.63 | 3.25 |
| Consolidated Net Income | 77.79 | 78.61 | 48.76 | 23.10 | 90.25 | -244.07 | -96.18 | -46.53 | -31.61 |
| Net Income From Continuing Operations | 77.69 | 79.15 | 51.07 | 23.60 | 90.25 | -244.07 | -96.18 | -46.53 | -31.61 |
| Net Income | 77.69 | 79.15 | 51.07 | 23.60 | 90.25 | -267.68 | -160.50 | -66.34 | -34.97 |
| EPS (Recurring) | 0.21 | 0.21 | 0.14 | 0.06 | 0.22 | -0.68 | -0.37 | -0.17 | -0.09 |
| EPS (Basic, Before Extraordinaries) | 0.22 | 0.22 | 0.14 | 0.06 | 0.23 | -0.68 | -0.41 | -0.17 | -0.09 |
| EPS (Diluted) | 0.21 | 0.21 | 0.14 | 0.06 | 0.22 | -0.68 | -0.41 | -0.17 | -0.09 |
| EBITDA | - | 53.53 | 26.36 | 0.96 | 74.40 | -286.04 | -70.00 | -27.18 | -28.14 |
| Non-Operating Income (Expense) | 22.20 | 24.01 | 25.35 | 24.13 | 22.68 | 10.51 | 4.81 | 2.24 | 0.08 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 3.75 | 5.40 | 9.05 | 14.17 | 13.14 | 27.70 | 24.76 | 3.04 | 5.42 |
| Price To Earnings Ratio | 4.81 | 4.81 | 9.89 | 12.11 | 21.43 | - | - | - | - |
| Price To Sales Ratio | 0.57 | 1.28 | 1.14 | 1.09 | 3.22 | 1.09 | - | - | - |
| Gross Margin | 57.22 | 51.15 | 52.57 | 54.55 | 63.62 | 67.11 | 75.49 | 80.72 | 80.71 |
| Operating Margin | 7.65 | 9.32 | 6.43 | -0.26 | 17.06 | -58.11 | -16.39 | -12.87 | -79.01 |
| Net Margin | 10.68 | 14.30 | 13.26 | 6.36 | 21.69 | -53.85 | -36.59 | -30.34 | -97.18 |
| Shares Outstanding | 280.69 | 280.69 | 282.29 | 289.97 | 310.80 | 314.09 | 314.09 | 314.09 | 314.09 |
| Market Capitalization | 283.50 | 283.50 | 342.17 | 318.11 | 1,026.12 | 426.36 | 432.53 | - | - |
Income statement, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 | 2024Q3 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 212.75 | 179.40 | 199.03 | 136.20 | 115.85 | 103.58 | 95.54 | 98.24 |
| Cost of Goods Sold Incl. D&A | 78.93 | 70.31 | 95.53 | 66.38 | 57.58 | 51.43 | 45.04 | 47.51 |
| Gross Profit | 133.82 | 109.10 | 103.51 | 69.82 | 58.27 | 52.15 | 50.49 | 50.72 |
| Selling, General and Administrative Excl. Other | 117.48 | 97.55 | 91.68 | 53.93 | 44.81 | 41.72 | 43.12 | 47.03 |
| Research and Development | 10.11 | 9.06 | 9.33 | 8.15 | 7.18 | 7.73 | 7.55 | 7.39 |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | 16.35 | 11.55 | 11.83 | 15.89 | 13.46 | 10.43 | 7.37 | 3.69 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 21.86 | 15.48 | 16.98 | 23.49 | 18.99 | 16.16 | 12.99 | 12.18 |
| Income Taxes | 3.27 | 0.98 | -5.88 | 1.35 | -0.39 | 1.83 | 0.27 | -1.09 |
| Consolidated Net Income | 18.59 | 14.19 | 22.86 | 22.14 | 19.39 | 14.33 | 12.72 | 13.28 |
| Net Income From Continuing Operations | 18.48 | 14.21 | 22.86 | 22.14 | 19.38 | 14.87 | 14.71 | 12.95 |
| Net Income | 18.48 | 14.21 | 22.86 | 22.14 | 19.38 | 14.87 | 14.71 | 12.95 |
| EPS (Recurring) | 0.05 | 0.04 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 |
| EPS (Basic, Before Extraordinaries) | 0.05 | 0.04 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 |
| EPS (Diluted) | 0.05 | 0.04 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 |
| Non-Operating Income (Expense) | 5.52 | 3.94 | 5.15 | 7.59 | 5.53 | 5.73 | 5.63 | 8.49 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 1.10 | 0.86 | 0.87 | 0.92 | 1.54 | 2.05 | 2.26 | 2.71 |
| Price To Earnings Ratio | 4.81 | 7.78 | 9.92 | 11.47 | 9.30 | 11.04 | 9.89 | 12.11 |
| Price To Sales Ratio | 0.57 | 0.95 | 1.27 | 1.56 | 1.21 | 1.42 | 1.13 | 1.16 |
| Gross Margin | 62.90 | 60.81 | 52.00 | 51.26 | 50.30 | 50.35 | 52.85 | 51.63 |
| Operating Margin | 7.68 | 6.44 | 5.94 | 11.67 | 11.62 | 10.07 | 7.71 | 3.76 |
| Net Margin | 8.68 | 7.92 | 11.49 | 16.26 | 16.73 | 14.36 | 15.40 | 13.18 |
| Shares Outstanding | 280.69 | 280.69 | 280.69 | 281.47 | 282.29 | 282.29 | 282.29 | 289.97 |
| Market Capitalization | 283.50 | 455.98 | 534.80 | 531.98 | 379.99 | 432.06 | 342.17 | 342.44 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 237.85 | 427.38 | 559.85 | 607.32 | 542.06 | 384.80 | 194.44 | 59.32 |
| Short Term Receivables | 301.03 | 183.02 | 178.51 | 162.01 | 189.62 | 277.23 | 147.47 | 37.91 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Current Assets | 30.77 | 25.02 | 26.77 | 49.26 | 58.02 | 31.07 | 11.49 | 2.43 |
| Total Current Assets | 569.65 | 635.42 | 765.13 | 818.59 | 789.70 | 693.10 | 353.41 | 99.66 |
| Net Property, Plant & Equipment | 40.02 | 39.30 | 13.22 | 7.17 | 16.29 | 13.67 | 10.21 | 1.14 |
| Total Investments and Advances | 326.85 | 152.64 | 29.86 | 1.72 | 1.85 | 0.42 | 0.68 | 0.39 |
| Long-Term Note Receivable | 42.29 | 21.06 | 18.95 | 14.90 | 4.69 | 3.67 | - | - |
| Intangible Assets | 36.90 | 32.03 | 36.40 | 8.64 | 9.44 | 8.59 | 2.63 | 1.75 |
| Deferred Tax Assets | 0.41 | 3.70 | 3.41 | 0.89 | 1.86 | 2.90 | 0.95 | 0.15 |
| Other Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Assets | 1,016.12 | 884.15 | 866.96 | 851.91 | 823.84 | 722.35 | 367.88 | 103.08 |
| Short Term Debt Incl. Current Port. of LT Debt | 8.28 | 31.91 | 24.04 | 1.35 | 6.92 | 5.59 | 4.45 | 2.82 |
| Accounts Payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Tax Payable | 3.50 | 1.62 | 2.56 | 3.35 | 3.46 | 2.07 | 1.10 | 0.54 |
| Other Current Liabilities | 259.03 | 169.90 | 166.52 | 156.66 | 185.62 | 186.73 | 119.99 | 55.47 |
| Total Current Liabilities | 270.81 | 203.44 | 193.12 | 161.35 | 196.00 | 194.39 | 125.54 | 58.84 |
| Long Term Debt | 1.81 | 1.50 | 3.85 | 0.68 | 2.27 | 4.24 | 1.77 | 0.04 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 6.27 | 11.53 | 10.34 | 4.27 | 2.13 | 37.42 | 25.01 | 3.68 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 278.89 | 216.47 | 207.30 | 166.30 | 200.39 | 236.05 | 152.32 | 62.56 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 739.68 | 316.96 | 84.33 |
| Common Equity | 737.24 | 657.25 | 646.58 | 685.61 | 623.44 | -253.38 | -101.40 | -43.81 |
| Total Shareholders Equity | 737.24 | 657.25 | 646.58 | 685.61 | 623.44 | 486.30 | 215.56 | 40.52 |
| Accumulated Minority Interest | 0.00 | 10.43 | 13.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 737.24 | 667.68 | 659.66 | 685.61 | 623.44 | 486.30 | 215.56 | 40.52 |
| Total Liabilities & Stockholders Equity | 1,016.12 | 884.15 | 866.96 | 851.91 | 823.84 | 722.35 | 367.88 | 103.08 |
| Book Value Per Share | 2.04 | 1.81 | 1.75 | 1.75 | 1.58 | -0.64 | -0.26 | -0.11 |
| Tangible Book Value Per Share | 2.50 | 2.21 | 2.10 | 2.18 | 1.95 | -0.83 | -0.33 | -0.15 |
| Full-Time Employees | 3,018 | 3,057 | 2,960 | 2,719 | 2,936 | 4,291 | 5,010 | - |
| Price to Book Ratio | 0.48 | 0.66 | 0.51 | 1.96 | 0.86 | 0.87 | - | - |
| Return on Assets | 8.33 | 5.83 | 2.75 | 10.77 | -31.57 | -17.64 | -19.76 | - |
| Return on Equity | 11.35 | 7.83 | 3.54 | 13.79 | -43.99 | -27.41 | -36.34 | - |
| Return on Invested Capital | 10.71 | 7.75 | 3.63 | 13.15 | -39.01 | -19.61 | -21.41 | -77.94 |
| Quick Ratio | 2.10 | 3.12 | 3.96 | 5.07 | 4.03 | 3.57 | 2.82 | 1.69 |
| Current Ratio | 2.10 | 3.12 | 3.96 | 5.07 | 4.03 | 3.57 | 2.82 | 1.69 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Net Income | - | 78.61 | 48.76 | 23.10 | 90.25 | -244.07 | -96.18 | -46.53 | -31.61 |
| Depreciation | - | 1.94 | 1.61 | 1.91 | 3.41 | 2.81 | 1.89 | 0.97 | 0.30 |
| Deferred Taxes & Investment Tax Credit | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Funds (Non Cash) | - | 8.47 | 13.86 | 17.81 | 19.21 | 41.47 | 54.84 | 4.06 | 7.23 |
| Funds from Operations | - | 89.01 | 64.23 | 42.82 | 112.87 | -199.79 | -39.45 | -41.51 | -24.08 |
| Extraordinary Item | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | - | -55.08 | -3.47 | 14.55 | 0.84 | 29.75 | -73.14 | -35.61 | -7.81 |
| Income Taxes Payable | - | -3.10 | 1.12 | -0.30 | 3.24 | -34.88 | 7.17 | 20.60 | 3.21 |
| Cash from Operating Activities | - | 33.93 | 60.76 | 57.38 | 113.71 | -170.04 | -112.59 | -77.12 | -31.89 |
| Capital Expenditures | - | -4.12 | -30.35 | -1.91 | -1.76 | -5.66 | -3.87 | -1.92 | -1.13 |
| Net Assets From Acquisitions | - | -3.36 | 0.00 | -27.65 | 0.00 | 0.12 | -4.16 | -0.73 | 0.00 |
| Sale of Fixed Assets and Businesses | - | 0.03 | 0.02 | -0.15 | 0.13 | 0.00 | 1.21 | 0.00 | 0.00 |
| Purchase or Sale of Investments | - | -24.81 | 70.85 | -135.85 | -19.13 | -125.78 | -169.60 | -4.00 | 5.96 |
| Purchase of Investments | - | -1,039.96 | -1,035.74 | -1,643.80 | -2,547.30 | -2,025.71 | -185.80 | -76.99 | -70.51 |
| Sale Or Maturity of Investments | - | 1,015.15 | 1,106.59 | 1,507.96 | 2,528.17 | 1,899.93 | 16.20 | 73.00 | 76.47 |
| Other Uses | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | - | -32.26 | 40.52 | -165.55 | -20.76 | -131.32 | -176.42 | -6.65 | 4.83 |
| Cash Dividends Paid | - | -18.14 | -22.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | - | - | - | - |
| Change in Capital Stock | - | -11.80 | -13.86 | -72.59 | -8.51 | 328.69 | 297.16 | 215.92 | 51.92 |
| Repurchase of Common Pref Stock | - | -12.69 | -14.86 | -74.24 | -9.95 | -2.57 | 0.00 | 0.00 | -1.15 |
| Sale of Common Pref Stock | - | 0.89 | 1.00 | 1.65 | 1.44 | 331.26 | 297.16 | 215.92 | 53.07 |
| Proceedsfrom Stock Options | - | 0.00 | 0.00 | 0.00 | 0.00 | 330.80 | 296.86 | 215.92 | 53.07 |
| Issuance or Reduction of Debt, Net | - | -21.08 | 8.32 | 19.35 | 0.00 | 0.00 | 0.00 | -2.77 | 2.89 |
| Change in Long Term Debt | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance of Long Term Debt | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | - | -51.02 | -27.59 | -53.24 | -8.53 | 328.66 | 297.13 | 213.14 | 54.81 |
| Exchange Rate Effect | - | -2.88 | 0.36 | 3.69 | 5.60 | -2.18 | -3.89 | 3.96 | -0.30 |
| Net Change in Cash | - | -52.23 | 74.04 | -157.73 | 90.02 | 25.12 | 4.23 | 133.33 | 27.45 |
| Free Cash Flow | - | 29.81 | 30.41 | 55.47 | 111.95 | -175.57 | -116.46 | -79.04 | -33.02 |
| Price to Free Cash Flow | - | 60.47 | 52.51 | 7.28 | 11.97 | - | - | - | - |
Balance sheet, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 303.42 | 265.07 | 237.85 | 278.64 | 321.28 | 350.27 |
| Short Term Receivables | 452.08 | 391.02 | 301.03 | 220.92 | 211.87 | 193.29 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Current Assets | 45.49 | 42.56 | 30.77 | 29.38 | 28.25 | 26.59 |
| Total Current Assets | 800.99 | 698.66 | 569.65 | 528.94 | 561.40 | 570.15 |
| Net Property, Plant & Equipment | 40.31 | 39.81 | 40.02 | 39.34 | 36.81 | 38.31 |
| Total Investments and Advances | 226.02 | 300.63 | 326.85 | 295.67 | 249.33 | 227.50 |
| Intangible Assets | 39.10 | 37.63 | 36.90 | 32.83 | 32.61 | 32.23 |
| Deferred Tax Assets | 0.08 | 0.08 | 0.41 | 0.15 | 2.84 | 2.93 |
| Other Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Assets | 1,160.99 | 1,123.66 | 1,016.12 | 929.06 | 910.34 | 894.74 |
| Short Term Debt Incl. Current Port. of LT Debt | 71.68 | 41.17 | 8.28 | 10.26 | 10.45 | 4.27 |
| Accounts Payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Tax Payable | - | - | 3.50 | - | - | - |
| Other Current Liabilities | 294.21 | 317.40 | 259.03 | 193.53 | 187.43 | 196.71 |
| Total Current Liabilities | 365.89 | 358.57 | 270.81 | 203.79 | 197.88 | 200.98 |
| Long Term Debt | 1.66 | 1.60 | 1.81 | 1.70 | 0.69 | 0.79 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 10.42 | 7.02 | 6.27 | 10.96 | 12.23 | 12.64 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 377.97 | 367.19 | 278.89 | 216.44 | 210.79 | 214.41 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 766.77 | 740.62 | 737.24 | 712.62 | 699.55 | 670.38 |
| Total Shareholders Equity | 766.77 | 740.62 | 737.24 | 712.62 | 699.55 | 670.38 |
| Accumulated Minority Interest | 16.25 | 15.84 | 0.00 | 0.00 | 0.00 | 9.96 |
| Total Equity | 783.02 | 756.47 | 737.24 | 712.62 | 699.55 | 680.33 |
| Total Liabilities & Stockholders Equity | 1,160.99 | 1,123.66 | 1,016.12 | 929.06 | 910.34 | 894.74 |
| Book Value Per Share | 2.12 | 2.05 | 2.04 | 1.97 | 1.93 | 1.85 |
| Tangible Book Value Per Share | 2.59 | 2.50 | 2.50 | 2.42 | 2.36 | 2.26 |
| Full-Time Employees | - | - | 3,018 | - | - | - |
| Price to Book Ratio | 0.48 | 0.82 | 0.96 | 0.98 | 0.73 | 0.84 |
| Return on Assets | 7.50 | 7.79 | 8.34 | 7.83 | 7.09 | 6.29 |
| Return on Equity | 10.60 | 11.14 | 11.37 | 10.37 | 9.24 | 8.39 |
| Return on Invested Capital | 2.40 | 1.91 | 3.09 | 3.10 | 2.77 | 2.22 |
| Quick Ratio | 2.19 | 1.95 | 2.10 | 2.60 | 2.84 | 2.84 |
| Current Ratio | 2.19 | 1.95 | 2.10 | 2.60 | 2.84 | 2.84 |
Cash flow, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|
Revenue breakdown
| Crowdfunding Service Fees | 2024: 37.24M 2025: 36.41M |
|---|---|
| Digital Clinical Trial Solution Income | 2024: 12.67M 2025: 16.46M |
| Insurance Brokerage Income | 2024: 323.22M 2025: 357.64M |
| Other Revenues | 2024: 6.86M 2025: 2.96M |
| Technical Service Income | 2024: 5.70M 2025: 140.02M |
| China | 2024: 385.69M 2025: 553.48M |
| Crowdfunding | 2024: 37.24M 2025: 36.41M |
| Insurance | 2024: 328.91M 2025: 497.66M |
| Other Segments | 2024: 19.54M 2025: 19.42M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 0.05% | 0.1M | 263.1M | 502.33K |
| 2026-10-15 | 0.06% | 0.1M | 263.1M | 486.49K |
| 2026-09-30 | 0.05% | 0.1M | 263.1M | 473.95K |
| 2026-09-15 | 0.08% | 0.2M | 263.1M | 432.06K |
| 2026-08-31 | 0.06% | 0.2M | 263.1M | 189.37K |
| 2026-08-14 | 0.09% | 0.2M | 263.1M | 192.81K |
| 2026-07-31 | 0.05% | 0.1M | 263.1M | 180.96K |
| 2026-07-15 | 0.06% | 0.1M | 263.1M | 187.40K |
| 2026-06-30 | 0.02% | 0.0M | 263.1M | 193.58K |
| 2026-06-15 | 0.02% | 0.0M | 261.6M | 192.41K |
| 2026-05-29 | 0.03% | 0.1M | 263.2M | 205.65K |
| 2026-05-15 | 0.04% | 0.1M | 263.2M | 214.93K |
| 2026-04-30 | 0.02% | 0.1M | 263.2M | 243.59K |
| 2026-04-15 | 0.04% | 0.1M | 263.9M | 264.74K |
| 2026-03-31 | 0.04% | 0.1M | 263.9M | 297.47K |
| 2026-03-13 | 0.09% | 0.2M | 263.9M | 332.45K |
| 2026-02-27 | 0.11% | 0.3M | 263.9M | 382.63K |
| 2026-02-13 | 0.10% | 0.3M | 263.9M | 370.65K |
| 2026-01-30 | 0.06% | 0.2M | 275.7M | 349.74K |
| 2026-01-15 | 0.04% | 0.1M | 275.7M | 340.09K |
Option chain
expiry 2026-11-11| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-09-08 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-09-08 | SEC |
| 2026-07-24 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-07-24 | SEC |
| 2026-07-01 | 3 | Initial statement of beneficial ownership of securities | 2026-07-01 | SEC |
| 2026-06-23 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-23 | SEC |
| 2026-06-17 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-17 | SEC |
| 2026-04-28 | 20-F | Registration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer. | 2025-12-31 | SEC |
| 2026-03-30 | 3 | Initial statement of beneficial ownership of securities | 2026-03-30 | SEC |
| 2026-03-27 | 3 | Initial statement of beneficial ownership of securities | 2026-03-27 | SEC |
| 2026-03-25 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-03-25 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-17 | 3 | Initial statement of beneficial ownership of securities | 2026-03-17 | SEC |
| 2026-03-17 | 3/A | 2026-03-17 | SEC | |
| 2026-03-17 | 3/A | 2026-03-17 | SEC | |
| 2026-03-17 | 3/A | 2026-03-17 | SEC | |
| 2026-03-17 | 3 | Initial statement of beneficial ownership of securities | 2026-03-17 | SEC |
| 2026-03-17 | 3 | Initial statement of beneficial ownership of securities | 2026-03-17 | SEC |
| 2026-03-17 | 3 | Initial statement of beneficial ownership of securities | 2026-03-17 | SEC |
| 2026-03-16 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-03-16 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-03-16 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-03-16 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-03-16 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-03-16 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-02-13 | SCHEDULE 13G/A | SEC | ||
| 2025-12-03 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-12-03 | SEC |
| 2025-12-03 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-12-03 | SEC |
| 2025-09-04 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-09-04 | SEC |
| 2025-06-05 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-06-05 | SEC |
| 2025-04-25 | 20-F | Registration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer. | 2024-12-31 | SEC |
| 2025-03-12 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-03-12 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| Boundless Plain Holdings Ltd | 4.09% |
| IDG China Capital Fund III Associates L.P. | 2.04% |
| MORGAN STANLEY | 1.17% |
| Baader Bank Aktiengesellschaft | 0.57% |
| Avenir Tech Ltd | 0.31% |
| ACADIAN ASSET MANAGEMENT LLC | 0.14% |
| IDG China Capital Fund GP III Associates Ltd. | 0.10% |
| CITADEL ADVISORS LLC | 0.08% |
| GSA CAPITAL PARTNERS LLP | 0.08% |
| GOLDMAN SACHS GROUP INC | 0.06% |
Funds
| Fund | % owned |
|---|---|
| Invesco Golden Dragon China ETF | 0.03% |
| State Street(R) SPDR(R) S&P(R) Emerging Markets Small Cap ETF | 0.02% |
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