OakChart

Wesbanco Inc

WSBCFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 12:50 PM ET

38.86-0.23 (-0.59%)
2026-11-11 18:50 CET
Market cap
3,752.06 USD m
Revenue, TTM
- USD m
Net income, TTM
336.26 USD m
Free cash flow, TTM
379.50 USD m
EPS diluted, TTM
3.49
P/E
11.15
Compare

Price

WSBC against its 20, 50 and 200-day averages
2050200beatearnings
32.5035.0037.5040.0042.508.3M16.5MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26WSBCclose 38.8620-day 38.5550-day 38.62200-day 37.2638.8652w high

9.7% under the 52-week high of 43.02 on 14 Aug 2026. 52-week low 29.75 on 18 Nov 2025. Last 15 sessions, 9.1% high to low

Profile

WSBC
52-week range, 69% of the way up
29.7543.02

WesBanco, Inc. is a bank holding company, which engages in the provision of financial services. It operates through the Community Banking and Trust and Investment Services segments. The Community Banking segment delivers services traditionally offered by service commercial banks, including commercial demand, individual demand, and time deposit accounts, as well as commercial, mortgage, and individual installment loans, and certain non-traditional offerings, such as insurance and securities brokerage services. The Trust and Investment Services segment includes trust services as well as alternative investment products including mutual funds. The company was founded on January 20, 1870 and is headquartered in Wheeling, WV.

IndexRUT
Employees2969
IPOMay 08, 1987
Beta0.70
ATR, 14d0.93
Rel volume0.22
Short float7.59%
Insider own2.22%
Inst own85.30%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.73B
Enterprise Value-
Income336.26M
Sales1.52B
Book/sh40.20
Cash/sh-
Dividend Est.1.65 (4.25%)
Dividend TTM1.52 (3.91%)
Dividend Ex-DateSep 04, 2026
Dividend Gr. 3/5Y2.84% 3.08%
Payout66.96%
Employees2969
IPOMay 08, 1987

Ratios

P/E11.15
Forward P/E10.24
PEG1.58
P/S2.45
P/B0.97
P/C-
P/FCF9.83
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.08
Debt/Eq0.58
LT Debt/Eq0.55
Option/ShortYes / Yes

Earnings

EPS (ttm)3.49
EPS next Y3.79
EPS next Q0.89
EPS this Y4.82%
EPS next Y6.45%
EPS next 5Y6.48%
EPS past 3/5Y-9.70% 4.64%
Sales past 3/5Y32.05% 16.27%
EPS Y/Y TTM77.61%
Sales Y/Y TTM16.68%
EPS Q/Q4.65%
Sales Q/Q-0.12%
EarningsOct 21 AMC
EPS/Sales Surpr.1.56% -0.78%

Ownership

Insider Own2.22%
Insider Trans-1.96%
Inst Own85.30%
Inst Trans12.45%
ROA1.29%
ROE8.83%
ROIC5.71%
Gross Margin-
Oper. Margin30.63%
Profit Margin22.11%
SMA200.79%
SMA500.63%
SMA2004.28%
Trades-

Technical

Shs Outstand95.98M
Shs Float93.86M
Short Float7.59%
Short Ratio8.51
Short Interest7.12M
52W High43.02 -9.67%
52W Low29.75 30.62%
Volatility3.03% 2.28%
ATR (14)0.93
RSI (14)52.00
Beta0.70
Rel Volume0.22
Avg Volume837.23K
Volume100,935

Performance

Perf Week-2.04%
Perf Month5.76%
Perf Quarter-8.99%
Perf Half Y17.19%
Perf YTD16.91%
Perf Year23.92%
Perf 3Y55.25%
Perf 5Y8.31%
Perf 10Y1.62%
Recom2.25
Target Price43.86
Prev Close39.09
Price38.86
Change %-0.59%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 06, 2026DowngradeRRaymond JamesStrong Buy → Mkt Perform
Jul 23, 2026DowngradeKKeefe BruyetteOutperform → Mkt Perform$42+8.1%
Feb 25, 2026InitiatedDDA DavidsonBuy$44+13.2%
Dec 17, 2025ResumedPPiper SandlerOverweight$42+8.1%
Apr 03, 2025ResumedPPiper SandlerOverweight$37-4.8%
Feb 10, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$40 → $44+13.2%
Dec 06, 2024UpgradeRRaymond JamesOutperform → Strong Buy$35 → $44+13.2%
Jul 29, 2024ReiteratedHHovde GroupOutperform$34 → $38-2.2%
Apr 24, 2024ReiteratedHHovde GroupOutperform$36 → $34-12.5%
Jan 05, 2024UpgradeRRaymond JamesMkt Perform → Outperform$34-12.5%

Peers

Mkt cap
TickerCompanyMkt cap
UBSIUnited Bankshares Inc6.48B
CHCOCity Holding Co2.00B
FFBCFirst Financial Bancorp3.44B
PRKPark National Corp3.20B
FCFFirst Commonwealth Financial Corp2.04B
FNBF.N.B. Corp6.37B
NWBINorthwest Bancshares Inc2.23B
PEBOPeoples Bancorp Inc (Marietta, OH)1.38B
STBAS & T Bancorp Inc1.80B
HBANHuntington Bancshares Inc32.08B

Insider trading

latest 14 of 31
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Love Scott AEVP - Wealth ManagementNov 05 '26Option Exercise30.163,00090,49526,729Nov 06 11:26 AM
Love Scott AEVP - Wealth ManagementNov 05 '26Sale40.123,000120,37525,229Nov 06 11:26 AM
Love Scott AOfficerNov 05 '26Proposed Sale40.133,000120,375Nov 05 12:12 PM
Knouse-Snyder Denise HDirectorAug 24 '26Sale40.893,070125,54615,035Aug 24 02:57 PM
Friend Robert HEVP & CCOAug 11 '26Option Exercise29.686,000178,10019,361Aug 12 02:40 PM
Friend Robert HEVP & CCOAug 11 '26Sale42.066,000252,35517,361Aug 12 02:40 PM
Friend Robert HEVP & CCOAug 11 '26Option Exercise26.752,00053,49018,361Aug 12 02:20 PM
Friend Robert HEVP & CCOAug 11 '26Sale42.062,00084,11517,361Aug 12 02:20 PM
Friend Robert HOfficerAug 11 '26Proposed Sale42.068,000336,470Aug 11 04:48 PM
Zatta Jayson MSEVP & Chief Banking OfficerJul 29 '26Sale41.8012,500522,53781,082Jul 30 05:40 PM
Zatta Jayson MOfficerJul 29 '26Proposed Sale41.8012,500522,534Jul 29 03:48 PM
Pattishall-Krupinski JanSEVP - Chief Admin OfficerJul 28 '26Option Exercise35.332,50088,33535,984Jul 29 02:30 PM
Pattishall-Krupinski JanSEVP - Chief Admin OfficerJul 28 '26Option Exercise38.782,25087,25538,174Jul 29 02:30 PM
Pattishall-Krupinski JanSEVP - Chief Admin OfficerJul 28 '26Sale41.912,500104,76333,484Jul 29 02:30 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B

News

latest 14 of 202
  • WesBanco Edges Past Estimates As Loan Growth Accelerates, But Stalled Deposits And A Trimmed Margin Outlook Cloud The Setup (Earnings Whispers)
  • WesBanco: Q3 Earnings Snapshot (Associated Press)
  • WesBanco Announces Third Quarter 2026 Financial Results (PR Newswire)
  • WesBanco Bank Earns Ninth "Outstanding" FDIC Community Reinvestment Act Rating (PR Newswire)
  • WesBanco, Inc. to Host 2026 Third Quarter Earnings Conference Call and Webcast on Thursday, October 22nd (PR Newswire)
  • Loading…
  • WesBanco Declares Quarterly Cash Common and Preferred Stock Dividends (PR Newswire)
  • Wesbanco Inc (WSBC) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Record Financial ... (GuruFocus.com)
  • WesBanco: Q2 Earnings Snapshot (Associated Press)
  • WesBanco Announces Second Quarter 2026 Financial Results (PR Newswire)
  • WesBanco, Inc. Included in TIME America's Best Companies 2026 List (PR Newswire)
  • WesBanco, Inc. Named One of America's High Growth Companies by Business Insider (PR Newswire)
  • WesBanco, Inc. to Host 2026 Second Quarter Earnings Conference Call and Webcast on Wednesday, July 22nd (PR Newswire)
  • WesBanco, Inc. to Join S&P SmallCap 600 Index (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.8900.8760.880272.74274.888
2026Q22026-07-210.9200.8530.915275.79267.718
2026Q12026-04-210.9100.8650.876257.23264.548
2025Q42026-01-270.8400.8500.812265.57265.537
2025Q32025-10-220.9400.8820.843261.58264.256
2025Q22025-07-290.9100.8540.573260.73259.857
2025Q12025-04-290.6600.569-0.150193.18197.538
2024Q42025-01-220.7100.5450.703162.89156.427
2024Q32024-10-230.5600.5140.538150.75152.677
2024Q22024-07-260.4900.5340.442147.95148.267
2024Q12024-04-230.5600.5490.557144.6148.088
2023Q42024-01-230.5500.5590.545147.83146.838
2023Q32023-10-250.5900.5940.577148.56148.368
2023Q22023-07-250.7100.6650.713153.41151.148
2023Q12023-04-240.7100.7600.671151.99158.037
2022Q42023-01-240.8400.8260.837157.64159.167

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.4502.4002.144379.14388.87
2018FY3.2103.1402.919447.51453.03
2019FY3.0602.9442.826516.62512.63
2020FY1.8801.6871.774607.67609.1
2021FY3.6203.4303.535590.72594.47
2022FY3.0403.0403.022591.7597.13
2023FY2.5602.5662.506601.79604.22
2024FY2.3402.1482.257606.19602.46
2025FY3.4003.2902.230981.06982.6
2026FY-3.564--1,082
2027FY-3.794--1,152
2028FY-4.104--1,225

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-23601277.7276278.8
2026Q4S2026-10-22600278.74277280.69
2026Q4S2026-10-21600279.47277280.69
2026Q4S2026-10-05600279.47277280.69
2026Q4S2026-09-30602279.86277283.02
2026Q4S2026-09-21602279.88277283.02
2026Q4S2026-07-23603279.68277283.02
2026Q4S2026-07-22603280.01278283.02
2026Q4S2026-07-06600281.91279284.9
2026Q4S2026-07-02605281.91279284.9
2026Q4S2026-06-24605282.17279284.9
2026Q4S2026-06-22605282.17279284.9
2026Q4S2026-06-18605282.22279285.2
2026Q4S2026-04-22605282.27279285.2

Estimate history

EPS, annual2.1442.9192.8261.7743.5353.0222.5062.2572.2253.4854
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5380.703-0.150.5730.8430.8120.8760.9150.882
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual421.635516.088602.279676.671612.754624.454832.225950.7491437.8231520.6
Period201720182019202020212022202320242025TTM
Sales, quarterly244.886247.211288.417379.624387.913381.88366.965384.319387.434
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual44.04354.59867.82467.25562.30759.19959.37666.9296.06895.984
Period201720182019202020212022202320242025MRQ
Shares, quarterly66.87166.9295.67295.98696.04496.06896.13495.86995.984
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,342.661,271.94825.64711.52513.66484.97541.28484.25414.96
Total Interest Expense455.93457.64347.43230.1839.3427.0361.8084.3567.72
Net Interest Income886.74814.30478.21481.34474.31457.93479.48399.90347.24
Loan Loss Provision20.0177.2419.2117.73-1.66-64.27107.7411.207.76
Net Interest Income After Loan Loss Provision866.73737.06459.00463.60475.98522.21371.74388.71339.47
Non-Interest Income177.94165.88125.11120.71110.80127.79135.39118.03101.13
Non-Interest Expense578.95547.77392.60386.43348.65341.43352.33297.12248.22
Operating Income465.71355.17191.51197.88238.12308.57154.80209.61192.38
Unusual Expense8.9375.936.403.831.726.729.7216.4017.86
Net Income Before Taxes456.78279.24185.11194.05236.40301.85145.08193.21174.52
Income Taxes94.8656.1333.6035.0244.2959.5923.0434.3431.41
Consolidated Net Income361.93223.10151.51159.03192.11242.26122.04158.87143.11
Net Income From Continuing Operations361.93223.10151.51159.03192.11242.26122.04158.87143.11
Net Income336.26202.56141.38148.91181.99232.13119.40158.87143.11
EPS (Recurring)3.542.812.332.553.043.611.883.033.17
EPS (Basic, Before Extraordinaries)3.502.232.262.513.033.541.782.832.93
EPS (Diluted)3.492.232.262.513.023.531.772.832.92
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense10.166.915.946.584.934.734.133.883.18
Price To Earnings Ratio11.2211.2215.6311.2112.309.9316.9013.3112.58
Price To Sales Ratio2.382.102.142.243.573.752.983.533.49
Operating Margin30.6324.7020.1423.7838.1350.3622.8834.8037.28
Net Margin22.1114.0914.8717.8929.1437.8817.6526.3827.73
Shares Outstanding95.9896.0766.9259.3859.2062.3167.2567.8254.60
Market Capitalization3,752.063,752.062,176.021,862.382,187.582,212.442,013.882,579.022,003.20

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income344.55333.05325.62339.44342.89336.38253.23213.59
Total Interest Expense117.67110.89110.22117.14126.17119.6194.7187.08
Net Interest Income226.88222.16215.40222.30216.72216.77158.52126.51
Loan Loss Provision8.669.19-0.903.062.083.2268.88-0.15
Net Interest Income After Loan Loss Provision218.22212.98216.30219.24214.63213.5589.64126.65
Non-Interest Income42.8951.2741.3442.4445.0343.2435.1933.63
Non-Interest Expense147.16145.72142.50143.57144.97144.76114.4897.69
Operating Income113.94118.53115.14118.11114.69112.0310.3562.58
Unusual Expense0.731.003.713.4811.3841.0620.010.65
Net Income Before Taxes113.22117.52111.42114.62103.3170.97-9.6661.94
Income Taxes23.7124.8522.7923.5119.7413.56-0.6712.31
Consolidated Net Income89.5092.6888.6491.1183.5757.41-8.9949.63
Net Income From Continuing Operations89.5092.6888.6491.1183.5757.41-8.9949.63
Net Income85.2788.4484.3978.1681.0454.88-11.5247.10
EPS (Recurring)0.890.920.900.840.930.870.030.71
EPS (Basic, Before Extraordinaries)0.890.920.880.810.840.57-0.150.70
EPS (Diluted)0.880.910.880.810.840.57-0.150.70
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.862.942.471.901.701.961.351.48
Price To Earnings Ratio11.2212.5716.6016.8819.2020.6413.8215.63
Price To Sales Ratio2.382.482.192.222.362.612.352.31
Operating Margin29.4130.8431.3830.9329.5729.513.5925.32
Net Margin22.0123.0123.0020.4720.8914.46-4.0019.05
Shares Outstanding95.9895.8796.1396.0796.0495.9995.6766.92
Market Capitalization3,752.063,753.933,314.943,192.553,064.953,026.112,961.952,176.02

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks204.86425.87158.50166.18157.05184.36182.91124.6597.75
Investments5,412.133,693.883,993.484,151.635,191.853,692.653,433.993,255.912,378.22
Net Loans19,007.6812,517.6611,507.7910,584.949,611.8610,603.4110,215.567,607.336,296.16
Investment in Unconsolidated Affiliates4.002.903.003.309.905.807.106.605.40
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.910.851.501.490.000.554.187.265.30
Net Property, Plant & Equipment263.24219.08233.57220.89229.02249.42261.01166.93130.72
Interest Receivables106.6578.3277.4468.5260.8466.7943.6538.8529.73
Other Intangible Assets2,696.871,745.731,737.101,734.961,666.621,622.631,571.721,251.10872.91
Total Assets27,696.3318,684.3017,712.3716,931.9016,927.1216,425.6115,720.1112,458.639,816.18
Total Deposits21,668.8414,133.7213,168.7013,131.0913,565.8612,429.3711,004.018,831.637,043.59
Total Debt1,664.791,510.381,734.971,121.47458.67983.241,897.851,534.541,297.34
Long Term Debt396.90412.81479.08281.40188.62376.29559.56755.46571.76
Provision for Risks Charges6.956.128.608.377.789.510.870.740.57
Other Liabilities323.84243.80267.03244.31201.65246.74223.47112.8979.36
Total Liabilities23,664.4215,894.0215,179.3114,505.2414,233.9613,668.8713,126.1910,479.818,420.86
Preferred Stock - Carrying Value224.19144.48144.48144.48144.48144.480.000.000.00
Common Equity3,807.732,645.802,388.582,282.182,548.682,612.252,593.921,978.831,395.32
Total Shareholders Equity4,031.912,790.282,533.062,426.662,693.172,756.742,593.921,978.831,395.32
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity4,031.912,790.282,533.062,426.662,693.172,756.742,593.921,978.831,395.32
Total Liabilities & Stockholders Equity27,696.3318,684.3017,712.3716,931.9016,927.1216,425.6115,720.1112,458.639,816.18
Book Value Per Share39.6439.5440.2338.5540.9138.8438.2436.2431.68
Tangible Book Value Per Share21.7022.7421.1619.2722.4221.5521.3019.4118.30
Tier 1 Capital2,443.411,895.861,647.761,576.761,586.161,617.411,441.741,258.61970.42
Tier 2 Capital535.17409.61391.49356.24209.50314.00250.0374.9071.70
Full-Time Employees2,9692,1952,3212,4262,3892,6122,7052,3881,940
Price to Book Ratio0.970.820.810.870.860.770.991.011.28
Return on Assets0.960.830.921.131.450.761.131.280.96
Return on Equity6.545.696.417.508.894.566.958.486.90
Return on Invested Capital5.044.735.287.098.413.905.045.234.80
Current Ratio0.050.050.060.070.200.150.050.050.04

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-302.71188.04194.71205.96169.41197.16174.83162.48
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital--10.0825.56-17.44-18.8425.41-14.098.1018.21
Cash from Operating Activities394.68292.63213.60177.27187.12194.82183.06182.93180.70
Capital Expenditures-15.46-10.71-10.61-22.51-7.99-48.53-7.55-12.20-4.67
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses200.45200.450.000.000.000.000.0060.02278.65
Purchase or Sale of Investments-129.18244.681.89414.39-110.70-1,392.74561.13116.51-501.81
Purchase of Investments-1,067.12-1,410.24-383.38-4.50-803.44-2,341.21-668.62-615.35-932.33
Sale Or Maturity of Investments937.941,654.92385.26418.89692.74948.471,229.75731.86430.52
Other Uses-34.870.000.000.000.000.000.000.000.00
Other Sources-193.265.354.128.338.734.620.831.164.77
Cash from Investing Activities-1,058.30-73.23-1,032.75-543.17-1,051.14-187.02-65.6784.22-41.00
Cash Dividends Paid-159.71-140.27-97.54-92.42-91.45-96.61-87.90-66.57-53.58
Change in Capital Stock-156.0373.64191.04-3.51-116.05-179.88120.00-10.141.15
Repurchase of Common Pref Stock-157.96-151.090.00-3.51-116.05-179.88-24.54-10.21-0.43
Sale of Common Pref Stock1.93224.73191.040.000.000.00144.540.071.58
Proceedsfrom Stock Options1.93224.73191.040.000.000.00144.540.071.58
Issuance or Reduction of Debt, Net670.24-436.17-266.77610.18661.35-525.70-914.3574.9494.22
Change in Long Term Debt669.94-304.78-352.95641.65668.17-365.64-867.24145.7450.45
Issuance of Long Term Debt1,850.001,175.001,175.001,605.00797.700.00475.001,035.00640.00
Reduction of Long Term Debt-1,180.06-1,479.78-1,527.95-963.35-129.53-365.64-1,342.24-889.26-589.55
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses-----0.00---
Cash from Financing Activities634.24168.57791.90552.8721.07338.11553.25-201.54-88.08
Net Change in Cash-29.38387.97-27.25186.97-842.95345.91670.6565.6151.61
Free Cash Flow379.50282.20203.28154.76179.13186.28175.51170.73176.03
Preferred Dividends (Cash Flow)--15.03-10.12-10.12-10.12-10.12-2.640.000.00
Price to Free Cash Flow16.4521.3219.2829.9025.4025.6223.0220.4014.69
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks212.47226.96214.45204.86231.81402.75
Investments5,482.865,266.665,361.075,412.135,479.245,416.13
Net Loans19,685.9919,261.1918,872.6619,007.6818,714.4118,604.76
Investment in Unconsolidated Affiliates4.204.204.304.004.003.70
Net Property, Plant & Equipment257.39248.20251.32263.24267.52274.14
Interest Receivables106.18102.34105.29106.65108.86106.41
Other Intangible Assets2,715.182,685.972,672.042,696.872,711.202,762.73
Total Assets28,466.0627,796.9227,482.4627,696.3327,518.0427,571.58
Total Deposits21,612.5021,592.2221,668.2721,668.8421,284.2621,154.56
Total Debt2,372.791,747.261,397.751,664.791,746.872,211.43
Long Term Debt2,258.991,658.841,283.68396.901,633.372,107.76
Provision for Risks Charges9.237.747.216.957.636.17
Other Liabilities388.41340.02338.61323.84362.75380.20
Total Liabilities24,382.9423,687.2323,411.8523,664.4223,401.5123,752.36
Preferred Stock - Carrying Value224.19224.19224.19224.19368.87144.48
Common Equity3,858.943,885.503,846.423,807.733,747.663,674.74
Total Shareholders Equity4,083.124,109.694,070.614,031.914,116.533,819.22
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity4,083.124,109.694,070.614,031.914,116.533,819.22
Total Liabilities & Stockholders Equity28,466.0627,796.9227,482.4627,696.3327,518.0427,571.58
Book Value Per Share40.2040.5340.0139.6439.0238.28
Tangible Book Value Per Share22.4722.7022.1621.7020.9420.10
Tier 1 Capital2,618.842,555.572,503.352,443.412,517.262,233.69
Tier 2 Capital533.20534.95526.72535.17584.77592.46
Full-Time Employees---2,969--
Price to Book Ratio0.970.980.870.850.830.83
Return on Assets1.291.291.170.960.790.59
Return on Equity8.838.988.176.545.254.25
Return on Invested Capital1.411.611.662.061.450.97
Current Ratio0.080.060.060.050.060.07

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Extraordinary Item0.000.000.000.000.000.00
Cash from Operating Activities113.2677.71106.5897.12116.88105.05
Capital Expenditures-14.62-3.210.002.37-1.98-6.77
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.00-1.831.83200.450.000.00
Purchase or Sale of Investments-130.10-5.10-12.7418.77-22.36-45.94
Purchase of Investments-308.19-239.06-224.20-295.67-206.40-220.45
Sale Or Maturity of Investments178.09233.96211.45314.44184.03174.50
Other Uses-34.870.000.000.000.000.00
Other Sources1.512.790.55-198.120.710.10
Cash from Investing Activities-613.86-387.21160.47-217.70-118.01-97.06
Cash Dividends Paid-40.40-40.45-41.10-37.76-37.75-37.70
Preferred Dividends (Cash Flow)-4.24-4.24-4.24-7.43-2.53-2.53
Change in Capital Stock3.34-10.891.33-149.81224.40-1.50
Repurchase of Common Pref Stock3.34-11.25-0.05-150.00-0.04-1.05
Sale of Common Pref Stock0.000.371.380.18224.44-0.45
Proceedsfrom Stock Options0.000.371.380.18224.44-0.45
Issuance or Reduction of Debt, Net624.28348.03-222.76-79.31-466.41229.74
Change in Long Term Debt598.90373.68-226.15-76.49-476.25273.88
Issuance of Long Term Debt600.00375.00875.000.000.00275.00
Reduction of Long Term Debt-1.10-1.32-1,101.14-76.49-476.25-1.12
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Cash from Financing Activities607.68220.86-262.7568.45-147.6657.32
Net Change in Cash107.09-88.644.30-52.13-148.7965.31
Free Cash Flow98.6474.50106.5899.78114.9098.28
Price to Free Cash Flow16.4515.8112.5222.5425.8040.41

Revenue breakdown

National Commercial Banks2024: 606.19M 2025: 981.06M
United States2024: 606.19M 2025: 981.06M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-307.59%7.1M93.9M851.35K
2026-10-157.68%7.2M93.8M936.55K
2026-09-306.91%6.5M93.8M949.86K
2026-09-156.67%6.3M93.8M1.30M
2026-08-317.43%7.0M93.8M1.29M
2026-08-146.74%6.3M93.8M1.28M
2026-07-316.98%6.5M93.8M1.26M
2026-07-157.38%6.9M94.0M1.21M
2026-06-306.63%6.2M94.0M1.14M
2026-06-153.77%3.5M94.0M700.41K
2026-05-292.62%2.5M94.0M607.87K
2026-05-152.50%2.4M94.0M615.85K
2026-04-302.58%2.4M94.0M592.37K
2026-04-152.58%2.4M94.0M551.10K
2026-03-312.88%2.7M94.1M526.65K
2026-03-132.58%2.4M94.1M521.82K
2026-02-272.06%1.9M94.1M513.52K
2026-02-132.20%2.1M94.0M497.37K
2026-01-301.86%1.8M94.1M503.58K
2026-01-151.71%1.6M94.1M493.72K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call17.5019.5023.3017.165.4530.000.000.974-0.0560.004
call20.0017.5020.8014.304.7130.000.000.970-0.0540.004
call22.5015.0018.300.004.0660.000.000.964-0.0530.005
call25.0012.5015.909.753.5620.000.000.958-0.0510.005
call30.007.5010.909.802.5311.000.000.937-0.0460.007
call35.002.505.604.101.45572.000.000.691-0.2220.021
call40.000.003.100.401.48736.000.000.487-0.1840.024
call45.000.000.301.101.98420.000.000.374-0.2540.023
call50.000.002.650.002.4870.000.000.325-0.3010.022
put17.500.002.600.002.9380.000.00-0.025-0.0580.004
put20.000.002.600.002.4990.000.00-0.029-0.0570.004
put22.500.002.600.002.1100.000.00-0.035-0.0550.005
put25.000.000.200.051.60625.000.00-0.034-0.0390.005
put30.000.000.200.101.13572.000.00-0.062-0.0470.007
put35.000.002.650.351.86910.000.00-0.308-0.2220.021
put40.000.603.400.001.1360.000.00-0.510-0.1810.024
put45.004.208.100.001.6640.000.00-0.868-0.0570.013
put50.009.6013.100.002.1540.000.00-0.902-0.0660.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-064Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-05144Filing for proposed sale of securities under Rule 144.SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-10-2910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-05SCHEDULE 13G/ASEC
2026-10-028-KCurrent report2026-10-02SEC
2026-08-278-KCurrent report2026-08-27SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-11144Filing for proposed sale of securities under Rule 144.SEC
2026-08-07SCHEDULE 13GSEC
2026-07-31SCHEDULE 13G/ASEC
2026-07-30SCHEDULE 13G/ASEC
2026-07-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-29SEC
2026-07-29144Filing for proposed sale of securities under Rule 144.SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-28SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-27144Filing for proposed sale of securities under Rule 144.SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-028-KCurrent report2026-07-02SEC
2026-06-2511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-22144Filing for proposed sale of securities under Rule 144.SEC
2026-06-048-KCurrent report2026-06-03SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100120.38K1
2026-100000
2026-090000
2026-0800462.02K3
2026-07001.00M4
2026-0600165.20K1
2026-0513.63K100
2026-04236.50K300
2026-0330.80K200
2026-020000
2026-010000
2025-120025.09K1
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.70%
VANGUARD PORTFOLIO MANAGEMENT LLC6.06%
DIMENSIONAL FUND ADVISORS LP5.92%
STATE STREET CORP5.84%
VANGUARD CAPITAL MANAGEMENT LLC4.49%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.4.17%
GOLDMAN SACHS GROUP INC2.99%
GEODE CAPITAL MANAGEMENT, LLC2.78%
FMR LLC2.59%
Hood River Capital Management LLC2.46%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
iShares Russell 2000 ETF2.44%
VANGUARD SMALL-CAP INDEX FUND2.30%
Nomura Small Cap Core Fund1.53%
VANGUARD SMALL-CAP VALUE INDEX FUND1.45%
U.S. SMALL CAP VALUE PORTFOLIO1.37%
Hood River Small-Cap Growth Fund1.19%
Nomura Small Cap Value Fund1.17%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
Fidelity Small Cap Index Fund1.11%

OakChart. WSBC. Cached 15 minutes.