City Holding Co

CHCOFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 3:59 PM ET

142.46-0.13 (-0.09%)

2026-11-12 06:16 CET

Market cap

2,005.28 USD m

Revenue, TTM

- USD m

Net income, TTM

129.94 USD m

Free cash flow, TTM

- USD m

EPS diluted, TTM

9.16

P/E

15.55

Compare

Price

CHCO against its 20, 50 and 200-day averages

2050200beat

4.4% under the 52-week high of 148.99 on 14 Aug 2026. 52-week low 113.21 on 18 Mar 2026. Last 15 sessions, 5.3% high to low

Volume 0.65× normal · the line is the 50-bar volume average

Profile

CHCO

52-week range, 82% of the way up

113.21148.99

City Holding Co. is a financial holding company, which engages in the provision of financial and community banking services. Its products produced and services rendered by City National include Commercial Banking, Consumer Banking, Mortgage Banking, and Wealth Management and Trust Services. The company was founded on March 12, 1982 and is headquartered in Charleston, WV.

Index	RUT
Employees	934
IPO	Jun 26, 1987
Beta	0.48
ATR, 14d	2.79
Rel volume	0.65
Short float	7.70%
Insider own	1.99%
Inst own	73.85%

Snapshot

6 groups

Valuation

Index	RUT
Market Cap	2.01B
Enterprise Value	-
Income	129.94M
Sales	402.78M
Book/sh	55.53
Cash/sh	-
Dividend Est.	3.74 (2.63%)
Dividend TTM	3.61 (2.53%)
Dividend Ex-Date	Oct 15, 2026
Dividend Gr. 3/5Y	9.92% 7.71%
Payout	37.18%
Employees	934
IPO	Jun 26, 1987

Ratios

P/E	15.55
Forward P/E	14.58
PEG	2.94
P/S	4.98
P/B	2.57
P/C	-
P/FCF	14.55
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.07
Debt/Eq	0.66
LT Debt/Eq	0.19
Option/Short	Yes / Yes

Earnings

EPS (ttm)	9.16
EPS next Y	9.77
EPS next Q	2.30
EPS this Y	3.90%
EPS next Y	5.35%
EPS next 5Y	4.96%
EPS past 3/5Y	9.52% 10.00%
Sales past 3/5Y	14.89% 8.83%
EPS Y/Y TTM	5.42%
Sales Y/Y TTM	2.67%
EPS Q/Q	0.87%
Sales Q/Q	1.15%
Earnings	Oct 26 BMO
EPS/Sales Surpr.	3.05% 1.17%

Ownership

Insider Own	1.99%
Insider Trans	-3.28%
Inst Own	73.85%
Inst Trans	1.18%
ROA	1.93%
ROE	16.44%
ROIC	13.95%
Gross Margin	-
Oper. Margin	40.56%
Profit Margin	32.26%
SMA20	-0.02%
SMA50	0.20%
SMA200	7.66%
Trades	-

Technical

Shs Outstand	14.08M
Shs Float	13.80M
Short Float	7.70%
Short Ratio	9.17
Short Interest	1.06M
52W High	148.99 -4.38%
52W Low	113.21 25.84%
Volatility	1.84% 1.89%
ATR (14)	2.79
RSI (14)	50.37
Beta	0.48
Rel Volume	0.65
Avg Volume	115.91K
Volume	74,768

Performance

Perf Week	-1.44%
Perf Month	2.18%
Perf Quarter	-3.73%
Perf Half Y	17.21%
Perf YTD	19.51%
Perf Year	16.38%
Perf 3Y	51.96%
Perf 5Y	71.87%
Perf 10Y	134.97%
Recom	3.00
Target Price	143.40
Prev Close	142.59
Price	142.46
Change %	-0.09%

Analyst ratings

latest 10 of 20

Date	Action	Analyst	Rating change	Target	Implied
Jul 27, 2026	Reiterated	HHovde Group	Market Perform	$135 → $143	+0.4%
Apr 28, 2026	Reiterated	HHovde Group	Market Perform	$133 → $135	-5.2%
Dec 03, 2025	Resumed	PPiper Sandler	Neutral	$125	-12.3%
Jul 23, 2025	Reiterated	HHovde Group	Market Perform	$130 → $136	-4.5%
Nov 08, 2024	Resumed	PPiper Sandler	Neutral	$135	-5.2%
May 02, 2024	Reiterated	HHovde Group	Market Perform	$110 → $113	-20.7%
Apr 06, 2023	Resumed	PPiper Sandler	Neutral	$93	-34.7%
Apr 04, 2023	Initiated	SStephens	Equal-Weight	$89	-37.5%
Sep 06, 2022	Initiated	JJanney	Neutral	$91	-36.1%
Sep 24, 2020	Initiated	BBoenning & Scattergood	Neutral

Date

Action

Analyst

Rating change

Target

Implied

Jul 27, 2026

Reiterated

HHovde Group

Market Perform

$135 → $143

+0.4%

Apr 28, 2026

Reiterated

HHovde Group

Market Perform

$133 → $135

-5.2%

Dec 03, 2025

Resumed

PPiper Sandler

Neutral

$125

-12.3%

Jul 23, 2025

Reiterated

HHovde Group

Market Perform

$130 → $136

-4.5%

Nov 08, 2024

Resumed

PPiper Sandler

Neutral

$135

-5.2%

May 02, 2024

Reiterated

HHovde Group

Market Perform

$110 → $113

-20.7%

Apr 06, 2023

Resumed

PPiper Sandler

Neutral

$93

-34.7%

Apr 04, 2023

Initiated

SStephens

Equal-Weight

$89

-37.5%

Sep 06, 2022

Initiated

JJanney

Neutral

$91

-36.1%

Sep 24, 2020

Initiated

BBoenning & Scattergood

Neutral

Peers

Mkt cap

Ticker	Company	Mkt cap
WSBC	Wesbanco Inc	3.72B
UBSI	United Bankshares Inc	6.48B
PEBO	Peoples Bancorp Inc (Marietta, OH)	1.38B
CTBI	Community Trust Bancorp Inc	1.27B
SYBT	Stock Yards Bancorp Inc	2.47B
FCBC	First Community Bankshares Inc	856.71M
PRK	Park National Corp	3.23B
RBCAA	Republic Bancorp Inc (KY)	1.59B
FCF	First Commonwealth Financial Corp	2.04B
STBA	S & T Bancorp Inc	1.80B

Ticker

Company

Mkt cap

WSBC

Wesbanco Inc

3.72B

UBSI

United Bankshares Inc

6.48B

PEBO

Peoples Bancorp Inc (Marietta, OH)

1.38B

CTBI

Community Trust Bancorp Inc

1.27B

SYBT

Stock Yards Bancorp Inc

2.47B

FCBC

First Community Bankshares Inc

856.71M

PRK

Park National Corp

3.23B

RBCAA

Republic Bancorp Inc (KY)

1.59B

FCF

First Commonwealth Financial Corp

2.04B

STBA

S & T Bancorp Inc

1.80B

Insider trading

latest 14 of 58

Insider	Relationship	Date	Transaction	Cost	Shares	Value	Total held	Form
LEGGE JEFFREY DALE	EVP, CAO & CIO	Nov 04 '26	Option Exercise	66.32	512	33,956	8,168	Nov 05 12:13 PM
LEGGE JEFFREY DALE	EVP, CAO & CIO	Nov 04 '26	Sale	145.30	512	74,394	7,656	Nov 05 12:13 PM
LEGGE JEFFREY DALE	Officer	Nov 04 '26	Proposed Sale	145.30	512	74,393		Nov 04 02:02 PM
STRONG-TREISTER DIANE W	Director	Oct 23 '26	Buy	142.13	120	17,056	4,217	Oct 23 04:24 PM
Reyes Javier A	Director	Oct 23 '26	Buy	142.13	95	13,502	2,463	Oct 23 04:24 PM
Hoyer James A	Director	Oct 23 '26	Buy	142.13	100	14,213	802	Oct 23 04:24 PM
FISHER ROBERT D	Director	Oct 23 '26	Buy	142.13	165	23,451	47,877	Oct 23 04:24 PM
Rowe Sharon H	Director	Aug 26 '26	Sale	143.96	400	57,584	10,576	Aug 27 10:49 AM
HAGEBOECK CHARLES R	President & CEO	Jul 30 '26	Sale	144.96	4,485	650,129	43,998	Jul 31 10:30 AM
HAGEBOECK CHARLES R	Officer	Jul 30 '26	Proposed Sale	144.95	4,485	650,100		Jul 30 03:20 PM
STRONG-TREISTER DIANE W	Director	Jul 21 '26	Buy	134.55	110	14,801	4,097	Jul 21 04:47 PM
Reyes Javier A	Director	Jul 21 '26	Buy	134.55	83	11,168	2,368	Jul 21 04:47 PM
Hoyer James A	Director	Jul 21 '26	Buy	134.55	95	12,782	702	Jul 21 04:47 PM
FISHER ROBERT D	Director	Jul 21 '26	Buy	134.55	156	20,990	47,507	Jul 21 04:46 PM

Held by

AUM

Ticker	Company	AUM
IJR	iShares Core S&P Small-Cap ETF	AUM: 106.27B
VTI	Vanguard Morningstar Total Stock Market ETF	AUM: 687.42B
SCHD	Schwab US Dividend Equity ETF	AUM: 122.69B
IWM	iShares Russell 2000 Index Fund	AUM: 77.38B
VB	Vanguard Morningstar Small-Cap ETF	AUM: 79.59B
VBR	Vanguard Morningstar Small-Cap Value ETF	AUM: 37.76B
KRE	State Street SPDR S&P Regional Banking ETF	AUM: 4.43B
VXF	Vanguard Extended Market Index ETF	AUM: 30.47B
DFAS	U.S. Small Cap Portfolio-ETF Class Shares	AUM: 15.51B
SPSM	State Street SPDR Portfolio S&P 600TM Small Cap ETF	AUM: 16.06B

Ticker

Company

AUM

IJR

iShares Core S&P Small-Cap ETF

AUM: 106.27B

VTI

Vanguard Morningstar Total Stock Market ETF

AUM: 687.42B

SCHD

Schwab US Dividend Equity ETF

AUM: 122.69B

IWM

iShares Russell 2000 Index Fund

AUM: 77.38B

Vanguard Morningstar Small-Cap ETF

AUM: 79.59B

VBR

Vanguard Morningstar Small-Cap Value ETF

AUM: 37.76B

KRE

State Street SPDR S&P Regional Banking ETF

AUM: 4.43B

VXF

Vanguard Extended Market Index ETF

AUM: 30.47B

DFAS

U.S. Small Cap Portfolio-ETF Class Shares

AUM: 15.51B

SPSM

State Street SPDR Portfolio S&P 600TM Small Cap ETF

AUM: 16.06B

News

latest 14 of 200

Oct-26-26 07:37AMCity Holding: Q3 Earnings Snapshot (Associated Press)
07:30AMCity Holding Company Announces Record Quarterly Results (Business Wire)
Sep-30-26 02:57PMCity Holding Company Increases Quarterly Dividend On Common Shares (Business Wire)
12:45PMCity Holding Company Appoints Vonda Huss to Board of Directors (Business Wire)
12:45PMCity Holding Company Appoints Jessica Alsop to Board of Directors (Business Wire)
Jul-22-26 07:40AMCity Holding: Q2 Earnings Snapshot (Associated Press)
07:30AMCity Holding Company Announces Quarterly Results (Business Wire)
Apr-29-26 03:15PMCity Holding Company Shareholders Elect B. Scott Raynes to Board of Directors (Business Wire)
Apr-23-26 07:34AMCity Holding: Q1 Earnings Snapshot (Associated Press)
07:30AMCity Holding Company Announces Quarterly Results (Business Wire)
Mar-25-26 05:59PMCity Holding Company Announces Approval of Stock Repurchase Plan (Business Wire)
Feb-17-26 08:44AMDo Options Traders Know Something About City Holding Stock We Don't? (Zacks)
Feb-02-26 11:01PM3 Reasons to Sell CHCO and 1 Stock to Buy Instead (StockStory)
Jan-23-26 12:00PMCity Holding (CHCO) Upgraded to Buy: Here's What You Should Know (Zacks)

Key figures

Revenue, TTM	-
Net income, TTM	129.94
EPS diluted, TTM	9.16
EBIT, TTM	163.35
Free cash flow, TTM	-
Gross margin	-%
Operating margin	40.56%
Net margin	32.26%
Market cap	2,005.28
P/E	15.55
Sales Y/Y, TTM	2.67%

USD millions. TTM from the statement feed.

Quarterly earnings

actual against estimate

Period	Reported	EPS act	EPS est	EPS rep	Sales act	Sales est	Analysts
No quarterly earnings.

Period

Reported

EPS act

EPS est

EPS rep

Sales act

Sales est

Analysts

No quarterly earnings.

Annual earnings

Period	EPS act	EPS est	EPS rep	Sales act	Sales est
No annual earnings.

Period

EPS act

EPS est

EPS rep

Sales act

Sales est

No annual earnings.

Estimate revisions

last 14 periods

Period	Type	Date	Estimates	Up	Down	Mean	Low	High
No estimate revisions.

Period

Type

Date

Estimates

Down

Mean

Low

High

No estimate revisions.

Estimate history

Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
EPS, annual	3.48	4.492	5.421	5.546	5.662	6.798	7.611	7.895	8.93	9.1627
EPS, quarterly	2.015	1.938	2.058	2.286	2.411	2.177	2.203	2.351	2.432
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Sales, annual	205.794	223.71	264.668	261.557	234.661	263.291	341.433	379.342	399.312	402.78
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Sales, quarterly	98.025	95.347	96.196	99.498	101.26	101.507	98.808	100.043	102.424
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Shares, annual	15.618	16.555	16.303	15.768	15.062	14.788	14.832	14.705	14.354	14.076
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	MRQ
Shares, quarterly	14.702	14.705	14.65	14.495	14.495	14.354	14.111	14.052	14.076
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26

Income statement, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Interest Income	322.34	321.22	306.43	271.26	189.69	165.47	178.26	197.70	163.90
Total Interest Expense	78.81	84.81	86.19	52.02	9.65	9.89	23.61	36.34	25.69
Net Interest Income	243.54	236.40	220.24	219.24	180.03	155.57	154.64	161.36	138.21
Loan Loss Provision	2.03	-1.40	1.82	3.24	0.47	-3.17	10.72	-1.25	-2.31
Net Interest Income After Loan Loss Provision	241.51	237.80	218.42	216.00	179.56	158.74	143.92	162.61	140.52
Non-Interest Income	80.44	78.10	72.91	70.17	73.60	69.19	83.30	66.97	59.81
Non-Interest Expense	158.60	154.43	146.81	137.91	125.56	116.74	115.91	115.30	99.05
Operating Income	163.35	161.47	144.52	148.26	127.60	111.19	111.31	114.28	101.27
Unusual Expense	0.00	0.00	0.00	5.15	0.27	0.00	0.00	0.80	13.26
Net Income Before Taxes	163.35	161.47	144.52	143.11	127.33	111.19	111.31	113.49	88.02
Income Taxes	32.14	30.98	27.41	28.74	25.26	23.11	21.72	24.14	18.02
Consolidated Net Income	129.94	129.33	116.03	113.33	101.11	87.24	88.71	88.55	69.35
Net Income From Continuing Operations	129.94	129.33	116.03	113.33	101.11	87.24	88.71	88.55	69.35
Net Income	129.94	129.33	116.03	113.33	101.11	87.24	88.71	88.55	69.35
EPS (Recurring)	9.25	8.93	7.89	7.85	6.81	5.66	5.55	5.46	5.09
EPS (Basic, Before Extraordinaries)	9.17	8.94	7.91	7.62	6.81	5.67	5.55	5.43	4.50
EPS (Diluted)	9.16	8.93	7.89	7.61	6.80	5.66	5.55	5.42	4.49
Non-Operating Income (Expense)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other After Tax Adjustments	-1.27	-1.16	-1.07	-1.04	-0.96	-0.84	-0.89	-0.81	-0.65
Stock Option Compensation Expense	3.60	2.67	2.78	2.54	2.59	3.12	2.37	1.84	1.57
Price To Earnings Ratio	15.55	15.55	15.21	14.10	14.80	14.43	12.52	15.12	15.03
Price To Sales Ratio	4.85	4.32	4.59	4.81	5.26	5.37	4.25	5.06	4.66
Operating Margin	40.56	40.44	38.10	43.42	48.46	47.38	42.56	43.18	45.27
Net Margin	32.26	32.39	30.59	33.19	38.40	37.18	33.92	33.46	31.00
Shares Outstanding	14.08	14.35	14.71	14.83	14.79	15.06	15.77	16.30	16.56
Market Capitalization	2,005.28	2,005.28	1,741.90	1,635.35	1,382.92	1,236.52	1,098.05	1,335.95	1,122.53

Income statement, quarterly

No statement data.

Balance sheet, annual

No statement data.

Cash flow, annual

No statement data.

Balance sheet, quarterly

No statement data.

Cash flow, quarterly

No statement data.

Revenue breakdown

Debit Card	2024: 28.50M 2025: 28.66M
Deposit Account	2024: 29.23M 2025: 29.98M
Fiduciary and Trust	2024: 11.26M 2025: 12.35M
Product and Service, Other	2024: 3.01M 2025: 3.31M
United States	2024: 71.99M 2025: 74.29M

Short interest

shares short against float, oldest to newest

Settlement	Of float	Shares short	Float	Avg volume
No short interest data.

Settlement

Of float

Shares short

Float

Avg volume

No short interest data.

Option chain

expiry -

Type	Strike	Bid	Ask	Last	IV	Open int	Volume	Delta	Theta	Vega
No option chain for this symbol.

Type

Strike

Bid

Ask

Last

Open int

Volume

Delta

Theta

Vega

No option chain for this symbol.

Latest SEC filings

Filed	Form	Description	Period	Link
No filings.

Filed

Form

Description

Period

Link

No filings.

Insider activity by month

Month	Bought	Buys	Sold	Sells
2026-11	0	0	74.39K	1
2026-10	68.22K	4	0	0
2026-09	0	0	0	0
2026-08	0	0	57.58K	1
2026-07	59.74K	4	650.13K	1
2026-06	0	0	0	0
2026-05	12.16K	1	689.78K	5
2026-04	57.87K	4	933.09K	3
2026-03	64.08K	4	0	0
2026-02	0	0	159.79K	1
2026-01	0	0	0	0
2025-12	0	0	0	0
2025-11	0	0	316.61K	2

Institutional holders

Manager	% owned
BlackRock, Inc.	14.44%
VANGUARD PORTFOLIO MANAGEMENT LLC	6.79%
STATE STREET CORP	5.42%
VANGUARD CAPITAL MANAGEMENT LLC	4.48%
WESTWOOD HOLDINGS GROUP INC	3.85%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	3.78%
DIMENSIONAL FUND ADVISORS LP	3.50%
GEODE CAPITAL MANAGEMENT, LLC	2.60%
CITY HOLDING CO	1.68%
TWO SIGMA INVESTMENTS, LP	1.66%

Funds

Fund	% owned
iShares Core S&P Small-Cap ETF	6.02%
VANGUARD TOTAL STOCK MARKET INDEX FUND	3.02%
Schwab U.S. Dividend Equity ETF	2.73%
iShares Russell 2000 ETF	2.54%
VANGUARD SMALL-CAP INDEX FUND	2.18%
VANGUARD SMALL-CAP VALUE INDEX FUND	1.38%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF	1.19%
VANGUARD EXTENDED MARKET INDEX FUND	1.15%
Fidelity Small Cap Index Fund	1.09%
State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF	0.92%

OakChart. CHCO. Cached 15 minutes.

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