OakChart

Northwest Bancshares Inc

NWBIFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 3:59 PM ET

15.23-0.10 (-0.65%)
2026-11-12 05:09 CET
Market cap
2,232.43 USD m
Revenue, TTM
- USD m
Net income, TTM
200.47 USD m
Free cash flow, TTM
120.70 USD m
EPS diluted, TTM
1.36
P/E
11.16
Compare

Price

NWBI against its 20, 50 and 200-day averages
2050200beatearnings
13.0014.0015.0016.002.2M4.4MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NWBIclose 15.2320-day 15.2950-day 15.22200-day 14.3115.2352w high

5.8% under the 52-week high of 16.16 on 28 Jul 2026. 52-week low 11.25 on 19 Nov 2025. Last 15 sessions, 7.0% high to low

Volume 0.73× normal · the line is the 50-bar volume average

Profile

NWBI
52-week range, 81% of the way up
11.2516.16

Northwest Bancshares, Inc. operates as a holding company, which engages in the provision of a complete line of business and personal banking products, as well as treasury management solutions, and wealth management services. The company was founded in 1896 and is headquartered in Columbus, OH.

IndexRUT
Employees2169
IPONov 07, 1994
Beta0.68
ATR, 14d0.34
Rel volume0.73
Short float5.87%
Insider own4.97%
Inst own73.58%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.23B
Enterprise Value-
Income200.47M
Sales960.95M
Book/sh12.91
Cash/sh-
Dividend Est.-
Dividend TTM0.80 (5.25%)
Dividend Ex-DateNov 05, 2026
Dividend Gr. 3/5Y0.00% 1.03%
Payout86.59%
Employees2169
IPONov 07, 1994

Ratios

P/E11.16
Forward P/E10.48
PEG1.59
P/S2.32
P/B1.18
P/C-
P/FCF18.50
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.03
Debt/Eq0.48
LT Debt/Eq0.21
Option/ShortYes / Yes

Earnings

EPS (ttm)1.36
EPS next Y1.45
EPS next Q0.35
EPS this Y11.61%
EPS next Y3.38%
EPS next 5Y6.57%
EPS past 3/5Y-4.18% 8.22%
Sales past 3/5Y16.32% 9.42%
EPS Y/Y TTM55.16%
Sales Y/Y TTM13.28%
EPS Q/Q1435.27%
Sales Q/Q8.86%
EarningsOct 26 AMC
EPS/Sales Surpr.1.80% 0.73%

Ownership

Insider Own4.97%
Insider Trans-0.02%
Inst Own73.58%
Inst Trans2.16%
ROA1.19%
ROE10.70%
ROIC8.78%
Gross Margin-
Oper. Margin27.87%
Profit Margin20.86%
SMA20-0.41%
SMA500.03%
SMA2006.42%
Trades-

Technical

Shs Outstand146.56M
Shs Float139.29M
Short Float5.87%
Short Ratio7.82
Short Interest8.18M
52W High16.16 -5.75%
52W Low11.25 35.38%
Volatility2.45% 2.06%
ATR (14)0.34
RSI (14)49.01
Beta0.68
Rel Volume0.73
Avg Volume1.05M
Volume767,657

Performance

Perf Week-3.85%
Perf Month3.61%
Perf Quarter-3.55%
Perf Half Y12.65%
Perf YTD26.92%
Perf Year28.96%
Perf 3Y43.14%
Perf 5Y5.62%
Perf 10Y-13.52%
Recom2.75
Target Price16.43
Prev Close15.33
Price15.23
Change %-0.65%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Apr 29, 2026ReiteratedHHovde GroupMarket Perform$14 → $15-1.5%
Dec 17, 2025ResumedPPiper SandlerNeutral$13-14.6%
Oct 10, 2025InitiatedTTruistBuy$15-1.5%
Oct 03, 2025InitiatedHHovde GroupMarket Perform$13.50-11.4%
Sep 29, 2022InitiatedJJanneyNeutral$15-1.5%
May 06, 2022DowngradePPiper SandlerNeutral → Underweight$14 → $12-21.2%
Jul 27, 2021ResumedKKeefe BruyetteMkt Perform$13.50-11.4%
Jul 27, 2021DowngradeRB. Riley SecuritiesBuy → Neutral$16 → $14-8.1%
Jul 27, 2021DowngradeRB. Riley SecuritiesBuy → Neutral
Oct 27, 2020UpgradePPiper SandlerUnderweight → Neutral$10-34.3%

Peers

Mkt cap
TickerCompanyMkt cap
FCFFirst Commonwealth Financial Corp2.04B
STBAS & T Bancorp Inc1.80B
FNBF.N.B. Corp6.38B
PRKPark National Corp3.23B
NBTBNBT Bancorp Inc2.74B
PEBOPeoples Bancorp Inc (Marietta, OH)1.38B
FRMEFirst Merchants Corp2.57B
TMPTompkins Financial Corp1.44B
CCNECNB Financial Corp (PA)1.06B
WSFSWSFS Financial Corp4.04B

Insider trading

latest 14 of 20
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Kranich Charles E.DirectorAug 20 '26Buy15.281,25019,094101,636Aug 20 04:44 PM
Kranich Charles E.DirectorAug 20 '26Buy15.283855,881385Aug 20 04:44 PM
Colestro James MChief Retail Lending OfficerJul 30 '26Option Exercise12.6213,274167,57050,285Jul 31 03:09 PM
Colestro James MChief Retail Lending OfficerJul 30 '26Sale15.7713,274209,33137,011Jul 31 03:09 PM
Colestro James MOfficerJul 30 '26Proposed Sale15.7713,274209,328Jul 30 03:59 PM
Hunter Timothy MDirectorMay 27 '26Buy13.9710,000139,675199,751May 28 10:05 AM
Creal Thomas K IVChief Credit OfficerMay 06 '26Option Exercise9.7110,733104,21760,783May 08 03:13 PM
Betchkal Gregory J.Chief Risk OfficerApr 30 '26Buy13.935,00069,6505,000May 04 04:17 PM
Schosser Douglas MChief Financial OfficerMay 01 '26Buy13.921,50020,88381,058May 04 03:45 PM
Bowers Urich TChief Cons. Banking /Strat OffMay 01 '26Buy13.977,00097,82544,901May 04 03:38 PM
Barnum Carey A.Chief AuditorApr 30 '26Sale13.971,35118,8735,915May 04 03:38 PM
Barnum Carey A.OfficerApr 30 '26Proposed Sale13.971,35118,874Apr 30 01:44 PM
Torchio Louis JPresident & CEOMar 06 '26Buy12.163,50042,560171,341Mar 09 01:21 PM
CAMPANA ROBERT MDirectorJan 29 '26Buy12.622,00025,24867,366Jan 29 04:27 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
FVDFirst Trust Value Line Dividend Index FundAUM: 8.21B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B

News

latest 14 of 200
  • Northwest Bancshares Matches Consensus But Misses The Whisper As Margin Streak Snaps And Costs Drift Higher (Earnings Whispers)
  • Northwest Bancshares: Q3 Earnings Snapshot (Associated Press)
  • Northwest Bancshares, Inc. Announces Third Quarter 2026 GAAP net income of $51 million, or $0.34 per diluted share (PR Newswire)
  • Columbus Crew Welcomes Northwest Bank as Official Partner, Cuts Ribbon on Northwest Bank Gate (PR Newswire)
  • Northwest Bank Celebrates Grand Opening of Second Financial Center in Columbus Next to The Ohio State University (PR Newswire)
  • Northwest Bancshares, Inc. Announces Third Quarter 2026 Earnings Call Details (PR Newswire)
  • Northwest Bank Recognized in Forbes' World's Top Performing Banks 2026 (PR Newswire)
  • Northwest Bank Region Presidents Recognized Among Top Women Business Leaders (PR Newswire)
  • Northwest Bank Plans New Corporate Headquarters in Dublin to Support Central Ohio Growth (PR Newswire)
  • Northwest Bancshares, Inc. Announces Redemption of Subordinated Notes (PR Newswire)
  • Northwest Bank Celebrates Grand Opening of First Financial Center in Central Ohio (PR Newswire)
  • Northwest Bancshares Inc (NWBI) (Q2 2026) Earnings Call Highlights: Record Net Income and ... (GuruFocus.com)
  • Northwest Bancshares: Q2 Earnings Snapshot (Associated Press)
  • Northwest Bancshares, Inc. Announces Record Second Quarter 2026 GAAP net income of $54 million, or $0.36 per diluted share (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-260.3500.3440.340184.88183.548
2026Q22026-07-270.3700.3360.364181.17179.168
2026Q12026-04-270.3500.3000.344175.06173.498
2025Q42026-01-260.3300.3060.313179.94174.158
2025Q32025-10-270.2900.2980.022168.17165.966
2025Q22025-07-290.3000.2800.263150.38148.675
2025Q12025-04-280.3500.2430.338156.17142.156
2024Q42025-01-240.2150.2530.257154.26141.526
2024Q32024-10-290.2600.2590.263139.14140.076
2024Q22024-07-230.2700.2220.037137.41132.916
2024Q12024-04-220.2300.2280.228131.2132.66
2023Q42024-01-220.2400.2400.228135.47133.786
2023Q32023-10-230.3100.2430.308139.26134.26
2023Q22023-07-240.2700.2600.260138.35136.076
2023Q12023-04-240.2800.2670.264136.43142.836
2022Q42023-01-230.3000.3130.272144.9141.886

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.8300.8350.921469.34429.27
2018FY1.0201.0351.019467.48430.52
2019FY1.0401.0941.043459.87460.37
2020FY0.7450.7100.623523.99528.87
2021FY1.0741.0331.207534.15517.79
2022FY1.0801.0981.050559.65527.97
2023FY1.1001.0901.060549.51547.9
2024FY1.0401.0280.784522.59542.89
2025FY1.2601.2450.920654.67650.82
2026FY-1.406--729.34
2027FY-1.454--765.25
2028FY-1.525--797.02

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30730187.05185.2188
2026Q4S2026-10-29730187.22185.2188
2026Q4S2026-10-27720187.17185.2188
2026Q4S2026-10-26700185.93185.23187.6
2026Q4S2026-10-14700185.93185.23187.6
2026Q4S2026-10-11710185.93185.23187.6
2026Q4S2026-09-21730185.93185.23187.6
2026Q4S2026-09-15730185.99185.23188
2026Q4S2026-08-05740185.99185.23188
2026Q4S2026-07-31740186.05185.23188.4
2026Q4S2026-07-30730185.74182.92188.4
2026Q4S2026-07-28730185.63182.92188.4
2026Q4S2026-07-12710184.61182.92188.4
2026Q4S2026-07-02721184.61182.92188.4

Estimate history

EPS, annual0.9211.0191.0430.6231.2071.051.060.7840.9241.3646
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2630.2570.3380.2630.0220.3130.3440.3640.344
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual452.15467.771516.85560.166529.522558.362701.936756.039878.775960.95
Period201720182019202020212022202320242025TTM
Sales, quarterly199.485210.708209.169202.112226.328241.166234.295239.112246.374
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual102.395103.354106.859127.019126.612127.029127.11127.508146.108146.559
Period201720182019202020212022202320242025MRQ
Shares, quarterly127.4127.508127.736127.842146.097146.108146.302146.397146.559
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income819.69749.67669.20587.92448.80418.51434.07417.38375.78
Total Interest Expense239.15224.27233.62152.2428.1227.2542.3456.9137.14
Net Interest Income580.54525.40435.58435.68420.68391.26391.73360.47338.64
Loan Loss Provision27.8555.5824.5022.8717.86-11.8883.9722.6620.33
Net Interest Income After Loan Loss Provision552.69469.82411.07412.81402.82403.14307.75337.81318.31
Non-Interest Income141.26129.1186.84114.01109.56111.01126.1099.4791.99
Non-Interest Expense426.10393.35362.61345.00333.08334.91320.54292.00275.37
Operating Income267.85205.58135.31181.83179.31179.25113.31145.28134.93
Unusual Expense5.4642.795.766.755.623.4520.794.171.01
Net Income Before Taxes262.39162.79129.55175.08173.69201.1292.53141.11133.91
Income Taxes61.8836.7829.2740.1240.0346.8017.6730.6828.42
Consolidated Net Income200.47125.95100.15134.62133.08153.3174.85110.43105.49
Net Income From Continuing Operations200.47125.95100.15134.62133.08153.3174.85110.43105.49
Net Income200.47125.95100.15134.62133.08153.3174.85110.43105.49
EPS (Recurring)1.391.140.821.101.081.230.741.071.03
EPS (Basic, Before Extraordinaries)1.370.930.791.061.051.220.621.051.03
EPS (Diluted)1.360.920.781.061.051.210.621.041.02
Non-Operating Income (Expense)0.000.000.000.000.0025.330.000.000.00
Other After Tax Adjustments-0.05-0.07-0.12-0.34-0.58-1.010.000.000.00
Stock Option Compensation Expense4.764.834.803.623.224.743.095.007.02
Price To Earnings Ratio11.1611.1613.75------
Price To Sales Ratio2.281.862.232.263.173.402.733.413.75
Operating Margin27.8723.3917.9025.9032.1133.8520.2328.1128.84
Net Margin20.8614.3313.2519.1823.8328.9513.3621.3722.55
Shares Outstanding146.56146.11127.51127.11127.03126.61127.02106.86103.35
Market Capitalization2,232.432,232.431,767.81------

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income210.17205.14201.55202.82194.68171.57180.59170.72
Total Interest Expense61.2258.2059.0760.6658.7052.1352.7856.52
Net Interest Income148.95146.94142.48142.17135.97119.44127.82114.20
Loan Loss Provision9.126.644.377.7231.208.747.9116.57
Net Interest Income After Loan Loss Provision139.83140.30138.11134.44104.77110.70119.9197.63
Non-Interest Income36.2033.9732.7438.3431.6530.5428.5739.99
Non-Interest Expense109.01103.60103.57109.92101.6990.9090.8392.40
Operating Income67.0370.6767.2962.8634.7350.3457.6545.22
Unusual Expense0.240.430.634.1631.266.241.122.85
Net Income Before Taxes66.7970.2566.6658.703.4744.1056.5242.37
Income Taxes16.0716.7016.1212.980.3010.4213.079.62
Consolidated Net Income50.7153.5450.5345.693.1733.6643.4032.71
Net Income From Continuing Operations50.7153.5450.5345.693.1733.6643.4032.71
Net Income50.7153.5450.5345.693.1733.6643.4032.71
EPS (Recurring)0.340.370.350.330.180.300.340.27
EPS (Basic, Before Extraordinaries)0.350.370.350.310.020.260.340.26
EPS (Diluted)0.340.360.340.310.020.260.340.26
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.01-0.00-0.01-0.02-0.00-0.02-0.05-0.04
Stock Option Compensation Expense1.291.670.541.250.701.551.331.37
Price To Earnings Ratio11.1616.1013.5613.6411.0614.2815.3215.27
Price To Sales Ratio2.282.372.062.002.061.991.982.22
Operating Margin27.2129.5628.7226.0615.3424.9127.5621.46
Net Margin20.5822.3921.5718.951.4016.6520.7515.52
Shares Outstanding146.56146.40146.30146.11146.10127.84127.74127.51
Market Capitalization2,232.432,218.141,854.501,753.201,811.571,632.671,532.731,527.63

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks233.65288.38122.26139.371,279.26736.2860.8568.7977.71
Investments2,354.741,996.671,939.882,176.742,389.301,719.80881.97846.29837.05
Net Loans12,857.1011,063.1911,280.8010,792.509,889.0910,446.428,750.737,996.237,733.51
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.080.040.100.410.872.230.952.505.67
Net Property, Plant & Equipment185.29170.45200.56200.83211.41209.87196.79143.39151.94
Interest Receivables56.2946.3647.3535.5325.6035.5525.7524.4923.35
Other Intangible Assets1,079.47843.14828.14767.94705.98714.91584.57526.09534.70
Total Assets16,766.6214,408.2214,419.1014,113.3214,501.5113,806.2710,493.919,607.779,363.93
Total Deposits13,943.0212,144.5511,979.9011,464.5512,301.1711,599.238,592.017,894.187,826.99
Total Debt741.63494.68707.38982.06449.45464.04420.23345.60219.45
Long Term Debt396.01463.83640.83846.18304.27320.30168.20111.21111.21
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities191.55172.14180.50175.23167.32204.29128.39110.35109.77
Total Liabilities14,876.1912,811.3712,867.7912,621.8412,917.9412,267.579,140.628,350.148,156.21
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,890.421,596.861,551.321,491.491,583.571,538.701,353.291,257.641,207.72
Total Shareholders Equity1,890.421,596.861,551.321,491.491,583.571,538.701,353.291,257.641,207.72
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity1,890.421,596.861,551.321,491.491,583.571,538.701,353.291,257.641,207.72
Total Liabilities & Stockholders Equity16,766.6214,408.2214,419.1014,113.3214,501.5113,806.2710,493.919,607.779,363.93
Book Value Per Share12.9412.5212.2011.7412.5112.1112.6612.1711.79
Tangible Book Value Per Share9.639.519.178.679.408.959.219.008.54
Tier 1 Capital1,504.321,468.651,553.771,516.621,475.191,406.321,242.381,128.401,079.27
Tier 2 Capital373.18240.14246.12229.08207.30247.8857.9455.2156.81
Full-Time Employees2,1691,9562,0982,1582,2512,5232,3332,2581,957
Price to Book Ratio1.180.95-------
Return on Assets0.810.690.940.931.080.621.101.111.01
Return on Equity7.226.368.858.669.825.188.468.567.82
Return on Invested Capital5.514.866.145.698.124.037.267.717.16
Current Ratio0.020.030.020.020.150.100.020.020.02

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations246.04174.49183.10183.92157.94128.61134.79145.59143.26
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-105.12-18.616.00-96.04-3.5226.1930.92-12.08-7.56
Cash from Operating Activities140.91155.88189.1087.88154.41154.80165.71133.51135.71
Capital Expenditures-20.21-11.63-2.31-8.56-4.32-17.52-12.25-10.90-5.23
Net Assets From Acquisitions30.9030.900.000.000.000.00261.71-28.780.00
Sale of Fixed Assets and Businesses-30.900.000.000.000.0028.240.000.000.00
Purchase or Sale of Investments-477.21-202.78-13.47262.5917.30-783.51-595.4982.781.20
Purchase of Investments-800.33-495.73-437.50-23.50-315.07-1,363.96-995.12-200.20-228.18
Sale Or Maturity of Investments323.11292.95424.03286.09332.37580.45399.62282.98229.38
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources14.730.780.8713.315.103.980.602.642.73
Cash from Investing Activities-962.63-129.81113.54-234.67-896.41-181.11-585.85-306.64-278.71
Cash Dividends Paid-117.81-109.91-101.85-101.67-101.47-100.27-93.13-76.17-69.92
Change in Capital Stock2.740.932.460.635.17-9.84-7.809.738.19
Repurchase of Common Pref Stock0.000.000.000.000.00-23.85-9.280.000.00
Sale of Common Pref Stock2.740.932.460.635.1714.011.489.738.19
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net304.03-147.93-198.56-282.27531.98-20.67-192.3711.95126.15
Change in Long Term Debt-182.75-35.380.000.00-10.09-22.11-83.700.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00123.210.000.00
Reduction of Long Term Debt-182.75-35.380.000.00-10.09-22.11-206.910.000.00
Net Financing Active Other Cash Flow-1.54-4.73-3.21-2.363.03-0.65-1.311.242.47
Other Financing Activities Uses-1.54-4.73-3.21-2.360.00-0.65-1.310.000.00
Cash from Financing Activities766.21-80.79-136.52129.69-397.90570.491,095.57165.19134.08
Net Change in Cash-55.51-54.73166.12-17.11-1,139.89542.98675.43-7.94-8.92
Free Cash Flow120.70144.25186.7979.31150.09137.28153.46122.61130.47
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow757.2047.6419.83-36.4348.6025.3937.9028.97
Federal Home Loan Advances Increase (Decrease)-13.799.1410.00-25.967.566.111.35-3.90

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks223.31248.50286.71233.65278.82267.07
Investments2,458.502,540.732,467.342,354.742,059.421,977.97
Net Loans13,243.6713,079.9112,905.9012,857.1012,783.5411,212.67
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment148.84144.42141.48185.29139.49123.40
Interest Receivables59.7857.4757.2256.2955.5546.99
Other Intangible Assets1,172.981,136.051,048.331,079.471,064.03856.96
Total Assets17,309.8617,207.1416,907.0516,766.6216,381.0114,485.11
Total Deposits14,275.0414,161.8214,213.3013,943.0213,696.2512,201.03
Total Debt917.00857.10595.84741.63613.07442.69
Long Term Debt391.94537.04330.36396.01244.83244.68
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities225.58260.82193.60191.55215.96199.32
Total Liabilities15,417.6215,279.7315,002.7414,876.1914,525.2712,843.04
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,892.231,927.411,904.311,890.421,855.741,642.07
Total Shareholders Equity1,892.231,927.411,904.311,890.421,855.741,642.07
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,892.231,927.411,904.311,890.421,855.741,642.07
Total Liabilities & Stockholders Equity17,309.8617,207.1416,907.0516,766.6216,381.0114,485.11
Book Value Per Share12.9113.1713.0212.9412.7012.84
Tangible Book Value Per Share9.659.889.729.639.379.85
Tier 1 Capital1,583.751,557.331,528.581,504.321,483.251,507.38
Tier 2 Capital289.18377.66373.27373.18392.93249.41
Full-Time Employees---2,169--
Price to Book Ratio1.181.160.980.940.961.00
Return on Assets1.190.970.850.810.730.99
Return on Equity10.708.577.537.226.558.96
Return on Invested Capital2.222.172.262.000.151.78
Current Ratio0.030.030.040.020.040.04

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations71.4260.1559.9154.5620.55-18.30
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-44.71-28.4613.95-45.9121.3922.80
Cash from Operating Activities26.7131.6973.868.6541.944.50
Capital Expenditures-7.82-5.56-4.31-2.53-3.65-3.63
Net Assets From Acquisitions0.000.000.0030.900.000.00
Sale of Fixed Assets and Businesses0.000.000.00-30.9030.900.00
Purchase or Sale of Investments16.23-71.91-136.29-285.24113.94-20.24
Purchase of Investments-46.54-179.02-213.20-361.55-21.98-65.78
Sale Or Maturity of Investments62.77107.1176.9176.31135.9345.54
Other Uses0.000.000.000.000.000.00
Other Sources0.390.0014.340.000.670.11
Cash from Investing Activities-169.81-258.34-169.44-365.04371.18-96.85
Cash Dividends Paid-29.59-29.47-29.39-29.35-29.37-25.69
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock1.460.860.240.170.180.56
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock1.460.860.240.170.180.56
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net59.91261.27-95.3278.17-223.770.74
Change in Long Term Debt-119.80-3.33-24.24-35.380.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-119.80-3.33-24.24-35.380.000.00
Net Financing Active Other Cash Flow-27.107.272.8215.47-26.023.74
Other Financing Activities Uses-17.010.000.0015.47-20.200.00
Cash from Financing Activities117.91188.45148.63311.22-401.386.22
Net Change in Cash-25.19-38.2153.06-45.1711.74-86.13
Free Cash Flow18.8926.1369.566.1238.300.87
Price to Free Cash Flow757.2099.071,800.5251.0685.1421.04

Revenue breakdown

National Commercial Banks2024: 522.59M 2025: 654.67M
United States2024: 522.59M 2025: 654.67M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.87%8.2M139.3M1.04M
2026-10-156.35%8.8M139.2M1.04M
2026-09-306.60%9.2M139.2M1.03M
2026-09-156.25%8.7M139.2M1.09M
2026-08-315.59%7.8M139.2M1.09M
2026-08-145.10%7.1M139.2M1.13M
2026-07-315.31%7.4M139.2M1.15M
2026-07-155.25%7.3M139.2M1.14M
2026-06-304.91%6.8M139.1M1.16M
2026-06-154.17%5.8M139.1M1.26M
2026-05-293.92%5.5M139.2M1.31M
2026-05-153.72%5.2M139.2M1.30M
2026-04-303.80%5.3M139.2M1.33M
2026-04-154.13%5.7M138.9M1.35M
2026-03-314.55%6.3M139.0M1.30M
2026-03-134.69%6.5M139.0M1.00M
2026-02-274.41%6.1M139.0M953.22K
2026-02-133.92%5.4M138.9M961.92K
2026-01-303.39%4.7M139.0M913.62K
2026-01-153.06%4.3M139.1M874.30K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5011.6014.6013.1020.5240.000.000.991-0.0150.001
call5.009.6012.1010.909.6500.000.000.985-0.0150.001
call7.507.109.608.105.9380.000.000.978-0.0150.001
call10.004.706.805.204.7840.000.000.967-0.0140.002
call12.502.204.603.452.5520.000.000.806-0.0630.006
call15.000.002.000.902.0202.000.000.570-0.0720.009
call17.500.000.050.040.60958.000.000.079-0.0120.004
call20.000.000.750.001.0270.000.000.052-0.0150.003
call22.500.000.750.001.3620.000.000.041-0.0160.002
call25.000.000.750.001.6470.000.000.035-0.0170.002
call30.000.000.750.002.1150.000.000.029-0.0190.002
put2.500.000.050.055.6510.000.00-0.008-0.0150.001
put5.000.000.750.003.7110.000.00-0.013-0.0170.001
put7.500.000.750.002.4540.000.00-0.020-0.0160.001
put10.000.000.050.081.5581620.00-0.032-0.0150.002
put12.500.000.500.051.7322.000.00-0.193-0.0640.006
put15.000.000.750.350.9163600.00-0.429-0.0730.009
put17.501.853.100.001.7150.000.00-0.920-0.0120.003
put20.004.105.300.001.9530.000.00-0.947-0.0150.003
put22.506.508.000.002.7050.000.00-0.958-0.0160.002
put25.009.0010.500.003.1100.000.00-0.963-0.0170.002
put30.0013.5015.900.004.3280.000.00-0.970-0.0180.002

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-268-KCurrent report2026-10-26SEC
2026-10-154/A2026-03-09SEC
2026-10-154/A2026-05-18SEC
2026-10-154/A2026-03-09SEC
2026-09-088-KCurrent report2026-09-08SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-1413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-12N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-07SCHEDULE 13GSEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-29SEC
2026-07-30144Filing for proposed sale of securities under Rule 144.SEC
2026-07-278-KCurrent report2026-07-27SEC
2026-07-248-KCurrent report2026-07-22SEC
2026-06-2911-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-224Statement of changes in beneficial ownership of securities2026-06-18SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0824.97K200
2026-0700209.33K1
2026-060000
2026-05258.38K300
2026-0469.65K118.87K1
2026-0342.56K100
2026-020000
2026-0125.25K100
2025-1285.29K300
2025-1146.20K300

Institutional holders

Manager% owned
BlackRock, Inc.14.43%
STATE STREET CORP7.42%
DIMENSIONAL FUND ADVISORS LP6.27%
VANGUARD PORTFOLIO MANAGEMENT LLC6.21%
VANGUARD CAPITAL MANAGEMENT LLC4.59%
GEODE CAPITAL MANAGEMENT, LLC3.02%
FIRST TRUST ADVISORS LP2.54%
Nuveen, LLC1.64%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC1.31%
FMR LLC1.17%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
iShares Russell 2000 ETF2.58%
VANGUARD SMALL-CAP INDEX FUND2.29%
First Trust Value Line Dividend Index Fund1.47%
VANGUARD SMALL-CAP VALUE INDEX FUND1.45%
U.S. SMALL CAP VALUE PORTFOLIO1.36%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.13%
Fidelity Small Cap Index Fund1.12%
Fidelity Enhanced Small Cap Core ETF0.96%

OakChart. NWBI. Cached 15 minutes.