OakChart

United Bankshares Inc

UBSIFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 3:59 PM ET

48.19-0.40 (-0.83%)
2026-11-12 05:41 CET
Market cap
6,482.61 USD m
Revenue, TTM
- USD m
Net income, TTM
512.34 USD m
Free cash flow, TTM
550.18 USD m
EPS diluted, TTM
3.68
P/E
13.09
Compare

Price

UBSI against its 20, 50 and 200-day averages
2050200beat
40.0042.5045.0047.5050.001.5M3.0MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26UBSIclose 48.2020-day 48.1450-day 47.25200-day 45.0948.2052w high

4.5% under the 52-week high of 50.47 on 5 Nov 2026. 52-week low 34.68 on 18 Nov 2025. Last 15 sessions, 7.7% high to low

Volume 0.85× normal · the line is the 50-bar volume average

Profile

UBSI
52-week range, 86% of the way up
34.6850.47

United Bankshares, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services and products. It operates through the following segments: Community Banking, Mortgage Banking, and Other. The Community Banking segment consists of both commercial and consumer lending and provides customers with such products as commercial loans, real estate loans, business financing, and consumer loans. The Mortgage Banking segment focuses on the origination and acquisition of residential mortgages for sale into the secondary market through United's mortgage banking subsidiaries, George Mason and Crescent. The Other segment includes financial information not directly attributable to a specific segment, including interest income from investments and net securities gains or losses of parent companies and their non-banking subsidiaries. The company was founded in 1839 and is headquartered in Charleston, WV.

IndexRUT
Employees2694
IPOMay 29, 1987
Beta0.74
ATR, 14d1.00
Rel volume0.85
Short float4.67%
Insider own2.45%
Inst own77.27%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap6.48B
Enterprise Value-
Income512.34M
Sales1.83B
Book/sh40.14
Cash/sh-
Dividend Est.1.53 (3.17%)
Dividend TTM1.52 (3.15%)
Dividend Ex-DateSep 11, 2026
Dividend Gr. 3/5Y1.14% 1.25%
Payout45.59%
Employees2694
IPOMay 29, 1987

Ratios

P/E13.09
Forward P/E12.18
PEG1.40
P/S3.54
P/B1.20
P/C-
P/FCF11.78
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.15
LT Debt/Eq0.07
Option/ShortYes / Yes

Earnings

EPS (ttm)3.68
EPS next Y3.96
EPS next Q0.96
EPS this Y14.27%
EPS next Y5.89%
EPS next 5Y8.69%
EPS past 3/5Y5.26% 6.37%
Sales past 3/5Y18.11% 16.00%
EPS Y/Y TTM20.96%
Sales Y/Y TTM3.66%
EPS Q/Q2.09%
Sales Q/Q-2.42%
EarningsOct 22 BMO
EPS/Sales Surpr.0.89% -0.65%

Ownership

Insider Own2.45%
Insider Trans-0.10%
Inst Own77.27%
Inst Trans0.42%
ROA1.51%
ROE9.44%
ROIC8.83%
Gross Margin-
Oper. Margin35.09%
Profit Margin28.00%
SMA200.12%
SMA501.99%
SMA2006.89%
Trades-

Technical

Shs Outstand134.87M
Shs Float131.22M
Short Float4.67%
Short Ratio6.58
Short Interest6.13M
52W High50.47 -4.51%
52W Low34.68 38.95%
Volatility2.08% 1.97%
ATR (14)1.00
RSI (14)52.23
Beta0.74
Rel Volume0.85
Avg Volume932.08K
Volume791,087

Performance

Perf Week-2.10%
Perf Month5.51%
Perf Quarter-1.76%
Perf Half Y14.34%
Perf YTD25.51%
Perf Year30.61%
Perf 3Y62.93%
Perf 5Y24.15%
Perf 10Y8.55%
Recom2.50
Target Price51.67
Prev Close48.60
Price48.19
Change %-0.83%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 24, 2026ReiteratedHHovde GroupMarket Perform$49 → $50+3.7%
Jun 24, 2026InitiatedHHovde GroupMarket Perform$49+1.7%
Oct 24, 2025UpgradePPiper SandlerNeutral → Overweight$42.50-11.8%
Mar 12, 2025ResumedPPiper SandlerNeutral$38.50-20.1%
Apr 04, 2023InitiatedSStephensEqual-Weight$32-33.6%
Dec 21, 2022ResumedRRaymond JamesOutperform$44-8.7%
Dec 05, 2022ResumedPPiper SandlerNeutral$45-6.6%
Sep 06, 2022InitiatedJJanneyBuy$40-17.0%
Dec 15, 2021DowngradeDDA DavidsonBuy → Neutral$44 → $38-21.2%
Feb 01, 2021UpgradeRRaymond JamesMkt Perform → Outperform$36-25.3%

Peers

Mkt cap
TickerCompanyMkt cap
AUBAtlantic Union Bankshares Corp5.56B
FNBF.N.B. Corp6.38B
TOWNTownebank Portsmouth VA3.39B
FULTFulton Financial Corp4.54B
SSBSouthState Bank Corp10.18B
CHCOCity Holding Co2.01B
ONBOld National Bancorp9.55B
WSFSWSFS Financial Corp4.04B
VLYValley National Bancorp7.92B
FCFFirst Commonwealth Financial Corp2.04B

Insider trading

latest 14 of 16
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Humphrey Matthew LFormer Executive VP & Head ofNov 03 '26Proposed Sale49.1241,3432,030,768Nov 03 01:23 PM
NESSELROAD MARK RDirectorSep 01 '26Sale46.423,200148,54432,224Sep 02 11:30 AM
NESSELROAD MARK RMember of immediate family ofSep 01 '26Proposed Sale46.483,200148,734Sep 01 04:11 PM
Rice Lacy I IIIDirectorJan 28 '26Buy41.591014,201101Jan 28 03:56 PM
ADAMS RICHARD M SRExecutive ChairmanDec 11 '25Option Exercise35.0433,3001,166,832894,159Dec 12 03:07 PM
ADAMS RICHARD M JRChief Executive OfficerDec 11 '25Option Exercise35.0411,100388,944172,591Dec 12 03:07 PM
CONSAGRA JAMES J JRChief Operating OfficerDec 11 '25Option Exercise35.0411,100388,944141,648Dec 12 02:28 PM
Draber Ross MExecutive Vice PresidentDec 11 '25Option Exercise35.042,00070,08024,790Dec 12 02:18 PM
Ernest Douglas BryanExecutive Vice-PresidentDec 11 '25Option Exercise35.045,000175,20051,820Dec 12 02:09 PM
Gurtis Julie RExecutive Vice PresidentDec 11 '25Option Exercise35.043,200112,12832,397Dec 12 02:02 PM
Mildren Charles J.Executive Vice PresidentDec 11 '25Option Exercise35.043,200112,12822,838Dec 12 02:02 PM
Proctor MichaelExecutive Vice PresidentDec 11 '25Option Exercise35.041,50052,56011,588Dec 12 02:02 PM
Schultheis Anna JExecutive Vice PresidentDec 11 '25Option Exercise35.041,37548,18011,903Dec 12 01:10 PM
Shaver Ami LExecutive Vice PresidentDec 11 '25Option Exercise35.042,00070,08016,166Dec 12 01:10 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DVYiShares Select Dividend ETFAUM: 23.68B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.9400.9320.940325.1327.236
2026Q22026-07-230.9500.8870.948323.82320.076
2026Q12026-04-230.8900.8500.885316.58315.25
2025Q42026-01-220.9100.8580.912318.39315.65
2025Q32025-10-230.9200.8120.919323.32309.065
2025Q22025-07-240.8500.7620.846306298.836
2025Q12025-04-240.5900.5270.590289.61278.756
2024Q42025-01-240.6900.6760.694261.93262.745
2024Q32024-10-240.7000.6720.702262.2259.885
2024Q22024-07-250.7100.6440.712255.94255.545
2024Q12024-04-250.6400.6480.641254.7257.996
2023Q42024-01-260.5900.6450.587263.37259.086
2023Q32023-10-250.7100.6500.711262.11256.26
2023Q22023-07-270.6800.6600.684262.64260.76
2023Q12023-04-260.7300.7380.727267.06274.156
2022Q42023-01-260.7400.7840.738280.28277.365

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.9301.5301.536680.64678.49
2018FY2.4502.4482.453717.36723.35
2019FY2.5502.5482.548728.41728.74
2020FY2.4002.2752.4011,0451,006
2021FY2.8302.8352.8311,0211,025
2022FY2.8002.8522.8021,0501,048
2023FY2.7102.7672.7121,0551,054
2024FY2.7502.7282.7521,0351,038
2025FY3.2703.2203.2701,2371,228
2026FY-3.737--1,296
2027FY-3.957--1,362
2028FY-4.198--1,418

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-23430332.73328.6335.61
2026Q4S2026-10-22420331.28325335.61
2026Q4S2026-10-08400329.98325333.92
2026Q4S2026-10-06500330.44325333.92
2026Q4S2026-09-21511330.44325333.92
2026Q4S2026-07-23501330.08325332.3
2026Q4S2026-07-02500331.26327.4336.6
2026Q4S2026-06-30500331.61327.4336.6
2026Q4S2026-06-23400331.44327.4336.6
2026Q4S2026-04-24300332.78330.1336.6
2026Q4S2026-04-23300334.19332.96336.6
2026Q4S2026-04-08300333.65332.96335
2026Q4S2026-04-07310333.65332.96335
2026Q4S2026-04-01320333.65332.96335

Estimate history

EPS, annual1.5362.4532.5482.4012.8312.8022.7122.7523.2693.6832
Period201720182019202020212022202320242025TTM
EPS, quarterly0.7020.6940.590.8460.9190.9120.8850.9480.938
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual762.12848.237907.008866.982868.7571105.091530.9091622.4521820.81829.89
Period201720182019202020212022202320242025TTM
Sales, quarterly414.116405.079433.34453.055473.733461.131449.248457.216462.292
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual105.041102.323101.554129.189136.393134.745134.949135.347139.88134.872
Period201720182019202020212022202320242025MRQ
Shares, quarterly135.221135.347142.891141.909141.17139.88138.431136.942134.872
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,695.871,685.851,502.121,401.321,001.99795.12798.38762.56717.72
Total Interest Expense546.33583.69591.05481.40105.5652.38108.61184.64129.07
Net Interest Income1,149.541,102.16911.07919.92896.43742.73689.77577.92588.64
Loan Loss Provision25.7653.8725.1531.1518.82-23.97106.5621.3122.01
Net Interest Income After Loan Loss Provision1,123.781,048.30885.91888.77877.61766.70583.21556.61566.63
Non-Interest Income134.02134.95120.33129.59103.1073.6468.60144.45130.52
Non-Interest Expense615.63599.85541.67554.55555.89588.43553.08376.62372.75
Operating Income642.17583.40464.58463.81424.82251.9298.73324.44324.40
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes642.17583.40464.58463.81475.78462.85359.74324.44327.17
Income Taxes129.06118.8091.5897.4996.1695.1170.7264.3470.82
Consolidated Net Income512.34463.57372.16365.43378.62366.70288.28259.50255.88
Net Income From Continuing Operations512.34463.57372.16365.43378.62366.70288.28259.50255.88
Net Income512.34463.57372.16365.43378.62366.70288.28259.50255.88
EPS (Recurring)3.743.272.752.712.802.832.402.552.45
EPS (Basic, Before Extraordinaries)3.703.282.762.722.812.842.402.552.46
EPS (Diluted)3.683.272.752.712.802.832.402.552.45
Non-Operating Income (Expense)0.000.000.000.000.000.002.230.002.76
Other After Tax Adjustments-0.77-1.03-0.83-0.88-1.00-1.04-0.74-0.59-0.46
Stock Option Compensation Expense11.1110.349.589.857.815.854.373.593.22
Price To Earnings Ratio13.0913.0914.2213.1315.4212.8013.8215.1812.68
Price To Sales Ratio3.442.993.133.314.955.414.494.343.83
Operating Margin35.0932.0428.6330.3038.4429.0011.3935.7738.24
Net Margin28.0025.4622.9423.8734.2642.2133.2528.6130.17
Shares Outstanding134.87139.88135.35134.95134.75136.39129.19101.55102.32
Market Capitalization6,482.616,482.615,077.515,066.735,452.344,966.704,204.293,925.193,210.05

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income431.69418.20415.93430.05430.96421.20403.65376.03
Total Interest Expense137.44132.88133.41142.60150.84146.66143.59143.43
Net Interest Income294.25285.31282.51287.46280.12274.54260.06232.61
Loan Loss Provision6.244.967.786.7812.105.8929.106.69
Net Interest Income After Loan Loss Provision288.01280.35274.74280.68268.02268.65230.95225.92
Non-Interest Income30.6039.0233.3231.0842.7831.8629.6929.05
Non-Interest Expense156.47155.23152.07151.86146.31148.42153.71133.90
Operating Income162.14164.14155.99159.90164.48152.09106.93121.06
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes162.14164.14155.99159.90164.48152.09106.93121.06
Income Taxes33.4432.7731.7931.0733.7331.3722.6326.65
Consolidated Net Income128.56131.22124.01128.54130.46120.4584.1294.20
Net Income From Continuing Operations128.56131.22124.01128.54130.46120.4584.1294.20
Net Income128.56131.22124.01128.54130.46120.4584.1294.20
EPS (Recurring)0.940.950.890.910.920.850.590.69
EPS (Basic, Before Extraordinaries)0.940.950.890.920.920.850.590.70
EPS (Diluted)0.940.950.890.910.920.850.590.69
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.14-0.15-0.19-0.29-0.29-0.27-0.18-0.21
Stock Option Compensation Expense3.053.112.272.682.722.672.272.17
Price To Earnings Ratio13.0912.8712.6812.6013.1513.5112.6214.22
Price To Sales Ratio3.443.453.162.972.993.042.993.14
Operating Margin35.0735.9034.7234.6734.7233.5724.6829.89
Net Margin27.8128.7027.6027.8827.5426.5919.4123.26
Shares Outstanding134.87136.94138.43139.88141.17141.91142.89135.35
Market Capitalization6,482.616,315.335,774.735,392.015,270.685,175.254,965.165,077.51

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks247.61240.66257.15294.15282.88297.37185.24187.89196.74
Investments5,727.105,356.515,525.655,817.538,068.085,640.223,491.933,455.633,649.66
Net Loans24,411.6021,401.6521,099.8520,323.4217,807.6317,355.5813,635.0713,345.5212,934.79
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets8.860.332.622.0514.8222.5915.5216.8624.35
Net Property, Plant & Equipment298.14267.87277.51270.31279.16245.34154.4395.25104.89
Interest Receivables109.23102.41111.4294.8964.5166.8358.0960.6052.81
Deferred Tax Assets175.37198.32200.88214.90102.84100.0358.8161.2168.26
Other Intangible Assets2,734.642,512.562,507.292,522.982,514.862,279.881,862.951,854.901,870.68
Total Assets33,712.5630,080.3129,982.3629,540.2329,374.4326,228.7419,684.1919,254.8119,063.58
Total Deposits27,060.9423,961.8622,819.3222,303.1723,350.2620,585.1613,852.4213,994.7513,830.59
Total Debt825.78803.282,078.082,434.101,032.941,079.882,274.031,850.431,841.56
Long Term Debt358.58349.88365.68355.86365.10366.351,377.08363.01568.54
Provision for Risks Charges35.0834.9144.7192.3831.4419.251.731.390.68
Deferred Tax Liabilities52.2856.7655.8850.8545.5244.4921.874.314.62
Other Liabilities242.50230.27213.13143.54195.63202.34170.31152.31145.59
Total Liabilities28,216.5825,087.0825,211.1225,024.0424,655.8021,931.1216,320.3616,003.1915,823.05
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity5,495.984,993.224,771.244,516.194,718.634,297.623,363.833,251.623,240.53
Total Shareholders Equity5,495.984,993.224,771.244,516.194,718.634,297.623,363.833,251.623,240.53
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity5,495.984,993.224,771.244,516.194,718.634,297.623,363.833,251.623,240.53
Total Liabilities & Stockholders Equity33,712.5630,080.3129,982.3629,540.2329,374.4326,228.7419,684.1919,254.8119,063.58
Book Value Per Share39.2936.8935.3633.5234.6033.2733.1231.7830.85
Tangible Book Value Per Share24.6322.8721.2719.3620.5919.1518.2716.9716.35
Tier 1 Capital3,583.803,335.673,162.122,990.032,877.792,519.591,890.761,793.681,759.19
Tier 2 Capital607.35562.09538.34504.70439.34426.07326.79326.09334.18
Full-Time Employees2,6942,5532,6352,7652,9663,0512,2042,2302,381
Price to Book Ratio1.201.021.091.231.050.971.170.981.12
Return on Assets1.451.241.231.291.321.261.331.340.90
Return on Equity8.847.627.878.208.137.537.857.885.49
Return on Invested Capital7.926.977.117.777.216.185.477.083.95
Current Ratio0.100.100.080.060.190.130.080.090.15

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-535.65431.80410.10395.83201.60101.25209.19205.14
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital--36.7413.66-1.3630.8832.3138.77-0.7813.18
Cash from Operating Activities572.67498.91445.45408.74426.71233.91140.02208.41218.31
Capital Expenditures-22.48-17.71-12.13-11.69-16.86-100.38-19.02-11.08-5.78
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.2278.920.102.540.9041.04633.460.258.40
Purchase or Sale of Investments-588.2774.95885.21823.11-1,076.58-808.26137.40-85.80-482.75
Purchase of Investments-2,503.36-2,202.57-2,199.99-287.99-1,674.51-1,559.10-735.70-901.93-975.72
Sale Or Maturity of Investments1,915.092,277.523,085.201,111.10597.93750.83873.09816.13492.96
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources1.435.3416.3526.0111.951.115.732.830.00
Cash from Investing Activities-1,563.04-899.31571.4965.49-3,113.54391.28138.01-439.76-797.29
Cash Dividends Paid-211.75-209.00-200.73-194.73-193.04-181.28-162.71-138.94-142.35
Change in Capital Stock-277.27-126.244.230.37-69.17-6.00-20.07-34.40-99.22
Repurchase of Common Pref Stock-282.61-126.99-1.04-1.38-79.46-11.21-21.32-35.67-100.72
Sale of Common Pref Stock5.340.755.271.7510.295.211.241.271.50
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net36.3712.48-1,270.01-364.601,411.85-138.00-1,579.35363.339.37
Change in Long Term Debt20.57-10.00-1,250.00-400.001,380.00-97.79-1,347.00340.00185.63
Issuance of Long Term Debt0.000.00250.001,500.001,900.00500.00500.001,475.00950.00
Reduction of Long Term Debt20.57-10.00-1,500.00-1,900.00-520.00-597.79-1,847.00-1,135.00-764.37
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.00-------
Cash from Financing Activities354.05650.41-323.64-51.94105.32923.911,093.5448.45-66.79
Net Change in Cash-636.33250.01693.30422.29-2,581.521,549.101,371.58-182.90-645.77
Free Cash Flow550.18481.19433.33397.05409.85218.53120.99197.33212.54
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow18.6020.0121.8325.0125.23126.13-67.4446.23
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks240.93277.72269.04247.61267.51326.89
Investments5,502.285,499.045,597.185,727.105,636.025,422.96
Net Loans25,166.1124,695.0224,563.5424,411.6024,219.6623,742.26
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment310.62304.06296.98298.14297.64299.87
Interest Receivables105.8199.66109.47109.23112.08107.49
Deferred Tax Assets---175.37--
Other Intangible Assets2,891.572,866.122,858.782,734.642,867.392,877.57
Total Assets34,228.5333,751.8333,705.3833,712.5633,407.1832,783.36
Total Deposits27,710.7327,170.7527,120.8827,060.9426,883.5226,335.87
Total Debt824.74799.37792.31825.78796.33808.72
Long Term Debt385.15372.85361.93358.58372.64388.69
Provision for Risks Charges40.0737.2237.0535.0832.6435.82
Deferred Tax Liabilities---52.28--
Other Liabilities239.08233.96267.01242.50248.97238.41
Total Liabilities28,814.6228,241.2928,217.2528,216.5827,961.4727,418.82
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity5,413.915,510.545,488.135,495.985,445.725,364.54
Total Shareholders Equity5,413.915,510.545,488.135,495.985,445.725,364.54
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity5,413.915,510.545,488.135,495.985,445.725,364.54
Total Liabilities & Stockholders Equity34,228.5333,751.8333,705.3833,712.5633,407.1832,783.36
Book Value Per Share40.1440.2439.6539.2938.5837.80
Tangible Book Value Per Share24.9725.2924.8424.6324.0323.32
Full-Time Employees2,812,000--2,694--
Price to Book Ratio1.201.161.051.000.980.98
Return on Assets1.511.551.511.451.361.26
Return on Equity9.449.469.328.848.247.71
Return on Invested Capital2.222.232.122.202.242.09
Current Ratio0.090.100.110.100.120.12

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Extraordinary Item0.000.000.000.000.000.00
Cash from Operating Activities167.73105.16160.86138.92150.6489.36
Capital Expenditures-5.06-7.15-4.84-5.43-4.22-4.17
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.160.060.000.001.080.36
Purchase or Sale of Investments-296.17-121.25-144.94-25.9182.07-64.64
Purchase of Investments-691.50-580.25-525.92-705.69-594.45-397.19
Sale Or Maturity of Investments395.32459.00380.99679.78676.52332.55
Other Uses0.000.000.000.000.000.00
Other Sources0.330.000.001.090.881.26
Cash from Investing Activities-775.33-260.88-304.11-222.72-402.77-255.15
Cash Dividends Paid-52.58-53.30-53.38-52.48-52.72-53.33
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-96.54-65.39-68.13-47.20-26.47-32.55
Repurchase of Common Pref Stock-98.78-65.99-70.26-47.58-26.50-32.55
Sale of Common Pref Stock2.230.602.130.390.040.01
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net17.810.82-32.4050.13-12.36-15.22
Change in Long Term Debt0.000.000.0020.57-20.570.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.0020.57-20.570.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities408.68-68.01-93.96107.33456.16-129.71
Net Change in Cash-198.91-223.73-237.2223.53204.03-295.49
Free Cash Flow162.6798.01156.02133.49146.4285.20
Price to Free Cash Flow18.6019.7018.7719.8919.2520.54

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.61%6.1M132.9M923.16K
2026-10-155.12%6.8M132.9M977.96K
2026-09-304.96%6.6M132.9M976.08K
2026-09-154.64%6.2M132.9M985.80K
2026-08-314.21%5.6M132.9M977.29K
2026-08-144.11%5.5M132.9M968.03K
2026-07-314.05%5.4M134.4M975.99K
2026-07-154.36%5.9M134.4M909.24K
2026-06-304.32%5.8M134.4M913.04K
2026-06-154.29%5.8M134.3M887.94K
2026-05-294.10%5.5M134.4M916.50K
2026-05-154.02%5.4M134.4M926.20K
2026-04-303.89%5.3M136.3M940.09K
2026-04-153.63%4.9M136.3M982.02K
2026-03-313.57%4.9M136.1M989.55K
2026-03-133.06%4.2M136.1M919.44K
2026-02-273.10%4.2M136.1M845.70K
2026-02-133.00%4.1M137.1M842.77K
2026-01-302.82%3.9M137.2M814.11K
2026-01-152.58%3.5M137.2M791.43K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0027.0030.2022.095.5490.000.000.987-0.0350.002
call22.5024.5027.7021.394.9230.000.000.985-0.0350.003
call25.0022.0025.200.004.3690.000.000.984-0.0340.003
call30.0016.5020.200.003.4190.000.000.978-0.0330.004
call35.0011.3015.2011.002.6062.000.000.971-0.0310.005
call40.006.5010.208.201.87356.0020.000.824-0.1600.019
call45.002.255.204.101.1662230.000.710-0.1320.026
call50.000.001.950.800.90629.000.000.422-0.1480.029
call55.000.001.950.251.0741.000.000.240-0.1420.023
call60.000.002.150.001.4440.000.000.194-0.1680.021
call65.000.002.150.001.7540.000.000.169-0.1870.019
put20.000.000.250.003.0980.000.00-0.023-0.0670.004
put22.500.002.150.002.4300.000.00-0.014-0.0360.003
put25.000.001.250.002.1250.000.00-0.016-0.0360.003
put30.000.002.150.001.5930.000.00-0.021-0.0340.004
put35.000.000.100.352.57951.000.00-0.161-0.2560.019
put40.000.001.152.251.4604.000.00-0.175-0.1590.019
put45.000.001.200.300.85819.000.00-0.289-0.1310.026
put50.000.603.603.000.8562390.00-0.616-0.1080.029
put55.005.408.8011.941.4530.000.00-0.684-0.2140.027
put60.0010.1013.800.001.8640.000.00-0.733-0.2540.025
put65.0015.1018.7020.092.1640.000.00-0.831-0.1840.019

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-08-248-KCurrent report2026-08-24SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-06-1511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-05-188-KCurrent report2026-05-13SEC
2026-05-154Statement of changes in beneficial ownership of securities2026-05-15SEC
2026-05-0810-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-30SCHEDULE 13GSEC
2026-04-29SCHEDULE 13GSEC
2026-04-238-KCurrent report2026-04-23SEC
2026-04-014Statement of changes in beneficial ownership of securities2026-04-01SEC
2026-04-01ARSAnnual report to security holders. 2025-12-31SEC
2026-04-01DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-01DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-05-13SEC
2026-03-27SCHEDULE 13G/ASEC
2026-03-054Statement of changes in beneficial ownership of securities2026-03-04SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900148.54K1
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-014.20K100
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.65%
STATE STREET CORP6.27%
DIMENSIONAL FUND ADVISORS LP5.71%
VANGUARD PORTFOLIO MANAGEMENT LLC5.28%
VANGUARD CAPITAL MANAGEMENT LLC4.53%
GEODE CAPITAL MANAGEMENT, LLC3.08%
EARNEST PARTNERS LLC2.88%
VICTORY CAPITAL MANAGEMENT INC1.96%
AQR CAPITAL MANAGEMENT LLC1.66%
NORTHERN TRUST CORP1.24%

Funds

Fund% owned
iShares Core S&P Mid-Cap ETF3.41%
iShares Russell 2000 ETF2.52%
iShares Select Dividend ETF2.14%
Victory Sycamore Small Company Opportunity Fund1.20%
iShares Russell 2000 Value ETF0.88%
State Street SPDR S&P MidCap 400SM ETF Trust0.77%
Undiscovered Managers Behavioral Value Fund0.75%
Dimensional U.S. Targeted Value ETF0.60%
Dimensional US Small Cap Value ETF0.54%
iShares S&P Mid-Cap 400 Value ETF0.50%

OakChart. UBSI. Cached 15 minutes.