OakChart

First Commonwealth Financial Corp

FCFFinancial·Banks - Regional·USA·Mid·NYSE·Nov 11 • 1:42 PM ET

21.02-0.12 (-0.57%)
2026-11-11 19:43 CET
Market cap
2,049.05 USD m
Revenue, TTM
- USD m
Net income, TTM
171.96 USD m
Free cash flow, TTM
163.58 USD m
EPS diluted, TTM
1.69
P/E
12.45
Compare

Price

FCF against its 20, 50 and 200-day averages
2050200beatmiss
18.0020.0022.001.2M2.5MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FCFclose 21.0220-day 20.9350-day 20.79200-day 19.5821.0252w high

5.9% under the 52-week high of 22.34 on 29 Jul 2026. 52-week low 15.30 on 18 Nov 2025. Last 15 sessions, 7.8% high to low

Profile

FCF
52-week range, 81% of the way up
15.3022.34

First Commonwealth Financial Corp. is a holding company, which engages in the provision of consumer and commercial banking services. The firm is also involved in providing trust and wealth management services and offers insurance products. The company was founded on November 15, 1982 and is headquartered in Indiana, PA.

IndexRUT
Employees1522
IPOJun 10, 1992
Beta0.71
ATR, 14d0.47
Rel volume0.22
Short float5.47%
Insider own1.81%
Inst own83.07%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.04B
Enterprise Value-
Income171.96M
Sales745.10M
Book/sh15.31
Cash/sh-
Dividend Est.0.56 (2.66%)
Dividend TTM0.56 (2.64%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y4.74% 4.18%
Payout36.36%
Employees1522
IPOJun 10, 1992

Ratios

P/E12.45
Forward P/E10.42
PEG0.76
P/S2.73
P/B1.37
P/C-
P/FCF12.46
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.03
Debt/Eq0.23
LT Debt/Eq0.11
Option/ShortYes / Yes

Earnings

EPS (ttm)1.69
EPS next Y2.02
EPS next Q0.51
EPS this Y19.83%
EPS next Y14.52%
EPS next 5Y13.80%
EPS past 3/5Y2.52% 14.39%
Sales past 3/5Y19.41% 12.85%
EPS Y/Y TTM21.62%
Sales Y/Y TTM3.92%
EPS Q/Q13.84%
Sales Q/Q1.08%
EarningsOct 27 AMC
EPS/Sales Surpr.-1.55% 1.40%

Ownership

Insider Own1.81%
Insider Trans-5.30%
Inst Own83.07%
Inst Trans2.01%
ROA1.40%
ROE11.37%
ROIC10.44%
Gross Margin-
Oper. Margin28.89%
Profit Margin23.08%
SMA200.44%
SMA501.11%
SMA2007.36%
Trades-

Technical

Shs Outstand96.93M
Shs Float95.17M
Short Float5.47%
Short Ratio6.10
Short Interest5.20M
52W High22.34 -5.92%
52W Low15.30 37.39%
Volatility3.19% 2.10%
ATR (14)0.47
RSI (14)52.44
Beta0.71
Rel Volume0.22
Avg Volume853.40K
Volume125,260

Performance

Perf Week-2.28%
Perf Month5.21%
Perf Quarter-2.82%
Perf Half Y16.39%
Perf YTD24.67%
Perf Year31.29%
Perf 3Y69.38%
Perf 5Y31.70%
Perf 10Y87.34%
Recom2.00
Target Price23.79
Prev Close21.14
Price21.02
Change %-0.57%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 29, 2026InitiatedDDA DavidsonNeutral$24+14.2%
Jan 07, 2026UpgradeRRaymond JamesMkt Perform → Outperform$20-4.9%
Dec 17, 2025ResumedPPiper SandlerOverweight$21-0.1%
Jul 29, 2024DowngradeJJanneyBuy → Neutral$16 → $19-9.6%
May 19, 2023UpgradeSStephensEqual-Weight → Overweight$14-33.4%
Feb 21, 2023DowngradeRRaymond JamesOutperform → Mkt Perform
Sep 29, 2022InitiatedJJanneyBuy$16-23.9%
Aug 03, 2022DowngradeSStephensOverweight → Equal-Weight$15.50-26.3%
Jul 07, 2022DowngradeRRaymond JamesOutperform → Mkt Perform
Jan 27, 2022UpgradeRB. Riley SecuritiesNeutral → Buy$16 → $19-9.6%

Peers

Mkt cap
TickerCompanyMkt cap
STBAS & T Bancorp Inc1.80B
NWBINorthwest Bancshares Inc2.23B
FNBF.N.B. Corp6.38B
FFBCFirst Financial Bancorp3.44B
PRKPark National Corp3.22B
PEBOPeoples Bancorp Inc (Marietta, OH)1.38B
UVSPUnivest Financial Corp1.11B
CHCOCity Holding Co2.00B
MPBMid Penn Bancorp Inc879.40M
TMPTompkins Financial Corp1.44B

Insider trading

latest 14 of 36
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Reske James REVP/Chief Financial OfficerNov 05 '26Sale21.912,25049,29868,738Nov 06 04:10 PM
Reske James ROfficerOct 29 '26Proposed Sale20.349,001183,080Oct 19 05:07 PM
Reske James REVP/Chief Financial OfficerOct 05 '26Sale20.522,07242,51270,988Oct 06 11:05 AM
Reske James REVP/Chief Financial OfficerSep 04 '26Sale21.252,07244,03173,060Sep 04 06:03 PM
Lyon Lee E IIEVP / Chief Audit ExecutiveAug 10 '26Sale21.4625,000536,58132,739Aug 10 03:53 PM
Grebenc JaneDirectorAug 06 '26Sale21.7015,000325,454143,975Aug 10 03:48 PM
Reske James REVP/Chief Financial OfficerAug 05 '26Sale21.852,07245,27175,132Aug 06 12:23 PM
Grebenc JaneDirectorAug 05 '26Proposed Sale21.9515,000329,250Aug 05 02:11 PM
Lyon Lee E IIOfficerAug 05 '26Proposed Sale21.5325,000538,250Aug 04 01:02 PM
Reske James ROfficerAug 05 '26Proposed Sale20.8315,217316,970Jul 23 10:10 AM
Reske James REVP/Chief Financial OfficerJul 06 '26Sale20.502,07242,48577,204Jul 07 01:50 PM
Montgomery Norman JOfficerJun 10 '26Proposed Sale19.1811,267216,101Jun 09 04:42 PM
Reske James REVP/Chief Financial OfficerJun 05 '26Sale18.932,07239,22579,276Jun 08 04:13 PM
McCuen Michael PEVP/Chief Banking OfficerJun 04 '26Sale19.115,250100,35451,611Jun 04 02:21 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.4500.4570.450143.34141.367
2026Q22026-07-280.4400.4230.439139.42137.486
2026Q12026-04-280.3700.4000.367133.7134.326
2025Q42026-01-270.4300.4170.433137.82135.636
2025Q32025-10-280.3900.4100.395135.96136.235
2025Q22025-07-290.3200.2830.321131.33125.886
2025Q12025-04-290.3200.3210.321118.51117.387
2024Q42025-01-280.3500.3510.352120.67119.687
2024Q32024-10-290.3100.3560.313121.51119.477
2024Q22024-07-230.3600.3510.363120.51118.347
2024Q12024-04-230.3700.3590.367116.6119.87
2023Q42024-01-300.4400.3910.438120.36123.587
2023Q32023-10-240.3800.4000.383122.96123.827
2023Q22023-07-250.4200.4110.416122.57122.827
2023Q12023-04-250.3000.3360.303117.72123.967
2022Q42023-01-240.3800.4230.382112.65113.47

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.7550.6560.579313.34308.27
2018FY1.0801.0761.083342.83336.52
2019FY1.0701.0791.068357.34356.45
2020FY0.7500.7200.751366.66362.24
2021FY1.4401.4091.443384.04386.26
2022FY1.3701.4141.365411.61412.26
2023FY1.5401.4961.543483.61486.33
2024FY1.3901.3941.395479.3477.68
2025FY1.4701.4631.470523.62521.06
2026FY-1.761--560.84
2027FY-2.017--596.44
2028FY-2.167--623.92

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30640144.83143.5145.42
2026Q4S2026-10-29630144.54142.8145.42
2026Q4S2026-10-28620143.97142145.42
2026Q4S2026-10-27600142.78142144.7
2026Q4S2026-10-12600142.78142144.7
2026Q4S2026-09-30602142.78142144.7
2026Q4S2026-09-25602142.79142144.7
2026Q4S2026-09-24602142.78142144.7
2026Q4S2026-09-21502142.94142144.7
2026Q4S2026-07-31502142.8142144
2026Q4S2026-07-29502142.84142144.2
2026Q4S2026-07-15500143.8142144.4
2026Q4S2026-07-13501143.8142144.4
2026Q4S2026-07-02502143.8142144.4

Estimate history

EPS, annual0.5791.0831.0680.7511.4431.3651.5431.3951.4711.6878
Period201720182019202020212022202320242025TTM
EPS, quarterly0.3130.3520.3210.3210.3950.4330.3670.4390.449
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual331.235380.687410.912398.767397.977428.748626.086698.772729.984745.1
Period201720182019202020212022202320242025TTM
Sales, quarterly178.828175.318170.141184.297187.208188.88181.599185.399189.224
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual97.45698.51998.31296.13194.23393.376102.115101.758102.84196.928
Period201720182019202020212022202320242025MRQ
Shares, quarterly102.238101.758101.927104.926104.293102.841101.68101.10296.928
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income642.77632.69600.46530.00329.95293.84301.21325.26292.26
Total Interest Expense191.84206.60221.57144.3217.7315.3032.9455.4040.03
Net Interest Income450.94426.09378.89385.68312.22278.54268.27269.86252.22
Loan Loss Provision40.8636.7329.1714.8121.11-1.3856.7214.5312.53
Net Interest Income After Loan Loss Provision410.08389.36349.72370.86291.12279.92211.55255.33239.69
Non-Interest Income102.3397.3098.3196.0998.80104.1497.5685.6588.43
Non-Interest Expense297.12287.34264.02255.52224.80208.27215.94203.18191.47
Operating Income215.28199.32184.01211.43165.11175.7993.17137.80136.65
Unusual Expense4.677.965.8013.884.932.972.966.953.88
Net Income Before Taxes210.62191.36178.21197.56160.19172.8290.20130.85132.77
Income Taxes38.6639.0635.6440.4932.0034.5616.7625.5225.27
Consolidated Net Income171.96152.30142.57157.06128.18138.2673.45105.33107.50
Net Income From Continuing Operations171.96152.30142.57157.06128.18138.2673.45105.33107.50
Net Income171.96152.30142.57157.06128.18138.2673.45105.33107.50
EPS (Recurring)1.751.521.431.641.401.460.771.121.11
EPS (Basic, Before Extraordinaries)1.691.481.401.551.371.450.751.071.09
EPS (Diluted)1.691.471.401.541.371.440.751.071.08
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Price To Earnings Ratio12.5312.5311.4210.4010.3511.1614.5313.5811.16
Price To Sales Ratio2.722.392.472.513.063.872.683.483.15
Operating Margin28.8927.3026.3333.7738.5144.1723.3633.5335.90
Net Margin23.0820.8620.4025.0929.9034.7418.4225.6328.24
Shares Outstanding96.93102.84101.76102.1193.3894.2396.1398.3198.52
Market Capitalization2,049.052,049.051,722.171,576.591,304.471,527.461,051.691,426.571,201.03

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income162.31159.32157.22163.93162.71158.93147.13150.00
Total Interest Expense45.9946.8848.2450.7251.5952.6951.6154.91
Net Interest Income116.32112.44108.97113.20111.12106.2495.5295.08
Loan Loss Provision14.198.9310.737.0011.3312.665.746.49
Net Interest Income After Loan Loss Provision102.13103.5198.24106.2099.8093.5889.7988.59
Non-Interest Income26.9126.0824.3824.9524.5025.3723.0125.32
Non-Interest Expense76.9273.1573.8573.2071.6472.3970.6468.00
Operating Income52.1356.4448.7757.9552.6546.5642.1645.92
Unusual Expense1.450.161.541.510.834.501.121.30
Net Income Before Taxes50.6756.2747.2356.4451.8242.0641.0444.62
Income Taxes5.7311.689.6911.5610.498.668.348.77
Consolidated Net Income44.9444.5937.5544.8841.3333.4032.7035.85
Net Income From Continuing Operations44.9444.5937.5544.8841.3333.4032.7035.85
Net Income44.9444.5937.5544.8841.3333.4032.7035.85
EPS (Recurring)0.460.440.380.440.400.350.330.36
EPS (Basic, Before Extraordinaries)0.450.440.370.430.400.320.320.35
EPS (Diluted)0.450.440.370.430.390.320.320.35
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio12.5313.4111.9612.1413.0412.0411.1411.42
Price To Sales Ratio2.722.782.432.392.492.382.262.47
Operating Margin27.5530.4426.8630.6828.1325.2624.7826.19
Net Margin23.7524.0520.6823.7622.0818.1219.2220.45
Shares Outstanding96.93101.10101.68102.84104.29104.93101.93101.76
Market Capitalization2,049.052,067.241,795.671,749.491,782.391,703.161,582.221,722.17

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks103.28105.05125.44124.2584.74100.01102.3595.9398.62
Investments1,930.021,706.131,602.051,292.101,924.751,495.301,291.671,350.121,206.81
Net Loans9,382.278,864.858,851.047,539.246,746.716,659.876,137.515,726.385,359.08
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.990.900.420.530.641.222.233.942.77
Net Property, Plant & Equipment114.28116.11121.02115.11120.78125.52137.2780.4781.34
Interest Receivables0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets68.9076.3281.0577.7639.4439.9931.2626.0126.81
Other Intangible Assets766.33735.03696.79670.70640.02664.21620.88547.85534.41
Total Assets12,366.0711,604.3911,477.819,819.689,557.089,086.128,323.177,830.707,309.84
Total Deposits10,250.979,678.029,192.318,005.477,982.507,438.676,677.615,897.995,580.70
Total Debt452.33387.78833.92599.07365.38397.45488.93906.88795.38
Long Term Debt171.19301.32229.47220.68221.69224.62281.22184.4387.31
Provision for Risks Charges8.614.617.8610.717.398.775.335.886.39
Deferred Tax Liabilities23.0419.4518.3214.0211.9818.0114.402.441.30
Other Liabilities76.74109.37111.12138.3580.45154.6081.2342.1137.93
Total Liabilities10,811.7010,199.2210,163.538,767.618,447.708,017.507,267.516,855.316,421.72
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,554.381,405.161,314.271,052.071,109.371,068.621,055.66975.39888.13
Total Shareholders Equity1,554.381,405.161,314.271,052.071,109.371,068.621,055.66975.39888.13
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity1,554.381,405.161,314.271,052.071,109.371,068.621,055.66975.39888.13
Total Liabilities & Stockholders Equity12,366.0711,604.3911,477.819,819.689,557.089,086.128,323.177,830.707,309.84
Book Value Per Share15.1113.8112.8711.2711.7711.1210.749.909.11
Tangible Book Value Per Share11.2210.099.157.958.467.847.506.996.34
Tier 1 Capital1,294.911,207.181,122.81966.07894.67827.23800.53767.88691.99
Tier 2 Capital176.59159.78191.21193.98177.29183.38154.47150.9153.48
Full-Time Employees1,5221,4851,4371,4031,4711,3931,5711,5121,476
Price to Book Ratio1.381.231.271.281.370.981.351.221.56
Return on Assets1.271.241.471.321.480.841.301.420.79
Return on Equity10.2910.4913.2711.8612.706.9110.3711.546.74
Return on Invested Capital8.838.3510.1710.0710.395.687.889.275.66
Current Ratio0.030.030.030.040.120.110.050.040.04

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations197.75178.19129.77157.54143.04126.15114.69119.75116.28
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-19.369.27-0.31-6.785.1810.26-7.15-12.667.59
Cash from Operating Activities178.40187.45129.46150.76148.22136.41107.54107.09123.87
Capital Expenditures-14.82-16.09-15.55-22.03-11.21-10.64-7.62-17.38-9.60
Net Assets From Acquisitions-0.960.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses6.2110.887.3818.820.000.000.00332.470.70
Purchase or Sale of Investments-58.3479.91-116.02-164.70225.00-483.4694.33105.90-148.36
Purchase of Investments-463.48-354.60-492.62-338.59-0.20-1,038.60-496.86-138.87-352.62
Sale Or Maturity of Investments405.14434.51376.60173.89225.20555.14591.19244.77204.26
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources4.793.514.063.2313.9515.156.977.386.62
Cash from Investing Activities88.51-388.14-121.72-574.27-585.59-536.67-484.98123.48-336.36
Cash Dividends Paid-56.21-55.49-52.60-50.81-44.58-43.61-42.98-39.39-34.85
Change in Capital Stock-147.74-35.55-12.43-14.72-15.35-31.08-20.68-6.05-25.98
Repurchase of Common Pref Stock-148.01-35.79-12.63-14.96-15.60-31.30-20.91-6.26-26.19
Sale of Common Pref Stock0.260.240.200.240.240.220.220.210.21
Proceedsfrom Stock Options0.260.240.200.240.240.220.220.210.21
Issuance or Reduction of Debt, Net-118.2243.64-442.0351.14233.17-30.21-85.57-471.0188.41
Change in Long Term Debt-136.34-21.6975.66-1.27-1.21-51.15-1.0948.9674.06
Issuance of Long Term Debt0.000.00127.000.000.000.000.0050.0098.03
Reduction of Long Term Debt-136.34-21.69-51.34-1.27-1.21-51.15-1.09-1.04-23.97
Net Financing Active Other Cash Flow-0.510.000.000.000.000.000.000.000.00
Other Financing Activities Uses-0.510.00-0.000.000.000.00--
Cash from Financing Activities-280.05247.64-21.32416.26196.25439.05612.16-207.66204.14
Net Change in Cash-33.4046.95-13.58-7.25-241.1338.79234.7222.91-8.35
Free Cash Flow163.58171.36113.92128.72137.01125.7799.9289.71114.28
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow18.8615.0628.2020.1814.1918.7718.7828.4315.09
Federal Home Loan Advances Increase (Decrease)--4.2019.47-11.80-13.58-1.114.5415.37-0.62

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks93.51110.33118.13103.28117.24121.05
Investments1,708.621,831.631,919.411,930.021,697.651,748.06
Net Loans9,404.169,339.809,304.649,382.279,558.689,437.85
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment117.34113.02113.81114.28116.53117.17
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets---68.90--
Other Intangible Assets868.76810.77806.35766.33819.42811.97
Total Assets12,196.9312,207.8312,262.5712,366.0712,310.3812,237.15
Total Deposits10,273.9110,260.0610,409.8910,250.9710,231.3410,104.58
Total Debt336.91303.61196.15452.33455.20532.43
Long Term Debt162.90160.23169.25171.19300.22301.15
Provision for Risks Charges10.106.607.308.618.606.70
Deferred Tax Liabilities---23.04--
Other Liabilities91.9768.3996.5376.7473.3975.67
Total Liabilities10,712.8910,638.6610,709.8810,811.7010,768.5410,719.38
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,484.051,569.171,552.701,554.381,541.841,517.77
Total Shareholders Equity1,484.051,569.171,552.701,554.381,541.841,517.77
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,484.051,569.171,552.701,554.381,541.841,517.77
Total Liabilities & Stockholders Equity12,196.9312,207.8312,262.5712,366.0712,310.3812,237.15
Book Value Per Share15.3115.5215.2715.1114.7814.47
Tangible Book Value Per Share11.2011.5811.3411.2210.9410.63
Tier 1 Capital-1,318.04-1,294.911,286.211,267.25
Tier 2 Capital-173.04172.91176.59176.61174.74
Full-Time Employees1,5751,5621,5921,5221,5001,562
Price to Book Ratio1.381.331.161.141.181.14
Return on Assets1.401.381.311.271.181.12
Return on Equity11.3710.9110.4810.299.719.31
Return on Invested Capital2.732.582.182.602.241.84
Current Ratio0.030.040.080.030.040.04

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations56.2737.7363.2640.5054.6932.42
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-20.01-34.0923.5711.17-5.19-2.02
Cash from Operating Activities36.273.6486.8351.6649.5030.41
Capital Expenditures-5.03-3.26-4.36-2.16-3.53-5.37
Net Assets From Acquisitions-0.960.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.006.210.004.67
Purchase or Sale of Investments72.24-49.61-91.3010.3377.9889.02
Purchase of Investments-8.00-149.01-191.25-115.230.00-25.10
Sale Or Maturity of Investments80.2499.3999.95125.5677.98114.12
Other Uses0.000.000.000.000.000.00
Other Sources3.033.333.02-4.592.154.52
Cash from Investing Activities-8.70-100.03210.81-13.57-73.64-87.37
Cash Dividends Paid-14.13-14.22-13.85-14.00-14.10-14.15
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-88.28-11.81-24.81-22.84-10.63-0.27
Repurchase of Common Pref Stock-88.28-12.06-24.81-22.85-10.63-0.51
Sale of Common Pref Stock0.000.250.000.010.000.24
Proceedsfrom Stock Options0.000.250.000.010.000.24
Issuance or Reduction of Debt, Net29.62108.93-254.82-1.95-76.67125.22
Change in Long Term Debt-0.11-6.16-129.71-0.36-0.35-20.63
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-0.11-6.16-129.71-0.36-0.35-20.63
Net Financing Active Other Cash Flow0.000.00-0.510.000.000.00
Other Financing Activities Uses0.000.00-0.510.000.000.00
Cash from Financing Activities-58.94-66.92-135.05-19.1425.3875.78
Net Change in Cash-51.62-163.31162.5818.951.2518.81
Free Cash Flow31.230.3882.4649.5045.9725.03
Price to Free Cash Flow18.8616.9012.2615.0823.2320.59

Revenue breakdown

National Commercial Banks2024: 478.12M 2025: 522.91M
United States2024: 478.12M 2025: 522.91M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.47%5.2M95.2M865.99K
2026-10-154.35%4.3M99.2M904.78K
2026-09-304.73%4.7M99.2M839.73K
2026-09-153.91%3.9M99.2M787.95K
2026-08-313.29%3.3M99.2M766.59K
2026-08-143.05%3.0M99.2M787.42K
2026-07-313.12%3.1M99.2M754.45K
2026-07-153.22%3.2M99.7M703.81K
2026-06-302.84%2.8M99.7M739.11K
2026-06-152.57%2.6M99.6M823.63K
2026-05-292.58%2.6M99.7M869.30K
2026-05-152.47%2.5M99.7M892.57K
2026-04-302.44%2.4M100.2M934.44K
2026-04-152.19%2.2M100.2M947.29K
2026-03-312.21%2.2M99.8M907.47K
2026-03-133.16%3.2M99.8M809.47K
2026-02-272.21%2.2M99.8M732.65K
2026-02-131.87%1.9M101.4M707.65K
2026-01-301.68%1.7M101.4M690.10K
2026-01-151.84%1.9M101.4M655.52K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call12.507.7010.700.003.6610.000.000.946-0.0460.004
call15.003.808.300.004.3020.000.000.867-0.0910.007
call17.501.705.800.002.3540.000.000.809-0.0770.009
call20.000.003.400.001.1680.000.000.623-0.1270.012
call22.500.000.950.001.1690.000.000.409-0.0940.013
call25.000.002.150.001.7110.000.000.303-0.1100.011
call30.000.002.150.002.4610.000.000.237-0.1390.010
put12.500.000.200.002.3190.000.00-0.054-0.0460.004
put15.000.002.150.002.3050.000.00-0.133-0.0910.007
put17.500.000.600.001.5440.000.00-0.190-0.0770.009
put20.000.002.150.482.0572.000.00-0.376-0.1270.012
put22.500.703.800.002.2170.000.00-0.590-0.0930.013
put25.001.806.200.002.7310.000.00-0.696-0.1090.011
put30.006.8011.200.003.5990.000.00-0.763-0.1390.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-064Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-288-KCurrent report2026-10-27SEC
2026-10-19144Filing for proposed sale of securities under Rule 144.SEC
2026-10-064Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-09-213Initial statement of beneficial ownership of securities2026-09-14SEC
2026-09-178-KCurrent report2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-11SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-08-21N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-1213F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-104Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-08-104Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-07SCHEDULE 13GSEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-05144Filing for proposed sale of securities under Rule 144.SEC
2026-08-04144Filing for proposed sale of securities under Rule 144.SEC
2026-07-318-KCurrent report2026-07-28SEC
2026-07-288-KCurrent report2026-07-28SEC
2026-07-233/A2026-04-01SEC
2026-07-233/A2026-04-27SEC
2026-07-23144Filing for proposed sale of securities under Rule 144.SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-06SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-06-09144Filing for proposed sale of securities under Rule 144.SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-043/A2026-04-27SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110049.30K1
2026-100042.51K1
2026-090044.03K1
2026-0800907.30K3
2026-070042.48K1
2026-0600237.12K3
2026-0518.58K1920.60K3
2026-0400495.59K2
2026-030036.43K1
2026-0218.23K1528.71K3
2026-010034.69K1
2025-120032.46K1
2025-1165.30K223.60K1

Institutional holders

Manager% owned
BlackRock, Inc.14.61%
DIMENSIONAL FUND ADVISORS LP6.48%
VANGUARD PORTFOLIO MANAGEMENT LLC6.18%
STATE STREET CORP5.17%
VANGUARD CAPITAL MANAGEMENT LLC4.31%
FRANKLIN RESOURCES INC4.02%
FULLER & THALER ASSET MANAGEMENT, INC.3.31%
GEODE CAPITAL MANAGEMENT, LLC2.54%
Mariner, LLC2.01%
AMERICAN CENTURY COMPANIES INC1.67%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.99%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.00%
iShares Russell 2000 ETF2.61%
Franklin Small Cap Value Fund2.27%
VANGUARD SMALL-CAP INDEX FUND2.18%
FULLERTHALER BEHAVIORAL SMALL CAP EQUITY2.03%
VANGUARD SMALL-CAP VALUE INDEX FUND1.38%
Avantis U.S. Small Cap Value ETF1.34%
U.S. SMALL CAP VALUE PORTFOLIO1.26%
VANGUARD EXTENDED MARKET INDEX FUND1.14%

OakChart. FCF. Cached 15 minutes.