OakChart

Fulton Financial Corp

FULTFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 1:46 PM ET

23.94-0.06 (-0.23%)
2026-11-11 19:47 CET
Market cap
4,542.58 USD m
Revenue, TTM
- USD m
Net income, TTM
402.55 USD m
Free cash flow, TTM
589.39 USD m
EPS diluted, TTM
2.15
P/E
11.15
Compare

Price

FULT against its 20, 50 and 200-day averages
2050200beat
20.0022.0024.002.5M5.0MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FULTclose 23.9520-day 23.4450-day 23.18200-day 22.5023.9552w high

5.1% under the 52-week high of 25.23 on 16 Jul 2026. 52-week low 16.91 on 18 Nov 2025. Last 15 sessions, 9.6% high to low

Profile

FULT
52-week range, 84% of the way up
16.9125.23

Fulton Financial Corp. is a financial holding company, which through its subsidiaries, engages in the provision of consumer and commercial banking products and services. The firm offers checking account and savings deposit products, certificates of deposit and individual retirement accounts. It also provides investment management, trust, brokerage, insurance and investment advisory services to consumer and commercial banking customers in the market areas serviced by the subsidiary banks. The company was founded on February 8, 1982 and is headquartered in Lancaster, PA.

IndexRUT
Employees3400
IPOSep 03, 1985
Beta0.79
ATR, 14d0.55
Rel volume0.24
Short float5.58%
Insider own1.14%
Inst own84.67%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap4.53B
Enterprise Value-
Income402.55M
Sales1.96B
Book/sh18.46
Cash/sh-
Dividend Est.0.76 (3.17%)
Dividend TTM0.76 (3.17%)
Dividend Ex-DateOct 01, 2026
Dividend Gr. 3/5Y6.76% 7.02%
Payout35.09%
Employees3400
IPOSep 03, 1985

Ratios

P/E11.15
Forward P/E10.03
PEG1.48
P/S2.32
P/B1.30
P/C-
P/FCF7.69
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.34
LT Debt/Eq0.34
Option/ShortYes / Yes

Earnings

EPS (ttm)2.15
EPS next Y2.39
EPS next Q0.58
EPS this Y5.60%
EPS next Y8.66%
EPS next 5Y6.80%
EPS past 3/5Y7.55% 13.77%
Sales past 3/5Y20.04% 14.37%
EPS Y/Y TTM12.41%
Sales Y/Y TTM2.92%
EPS Q/Q11.16%
Sales Q/Q7.43%
EarningsOct 21 AMC
EPS/Sales Surpr.11.62% 1.33%

Ownership

Insider Own1.14%
Insider Trans-1.22%
Inst Own84.67%
Inst Trans5.72%
ROA1.24%
ROE11.63%
ROIC8.35%
Gross Margin-
Oper. Margin27.01%
Profit Margin20.56%
SMA202.18%
SMA503.32%
SMA2006.40%
Trades-

Technical

Shs Outstand189.28M
Shs Float187.11M
Short Float5.58%
Short Ratio6.44
Short Interest10.44M
52W High25.23 -5.09%
52W Low16.91 41.60%
Volatility3.00% 2.29%
ATR (14)0.55
RSI (14)57.40
Beta0.79
Rel Volume0.24
Avg Volume1.62M
Volume264,084

Performance

Perf Week-1.50%
Perf Month9.09%
Perf Quarter-2.35%
Perf Half Y15.84%
Perf YTD23.87%
Perf Year34.45%
Perf 3Y78.29%
Perf 5Y42.18%
Perf 10Y42.26%
Recom2.62
Target Price25.64
Prev Close24.00
Price23.94
Change %-0.23%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 06, 2026DowngradeRRaymond JamesOutperform → Mkt Perform
Jun 12, 2026ResumedPPiper SandlerNeutral$23-3.9%
Feb 25, 2026InitiatedDDA DavidsonNeutral$24+0.2%
Oct 07, 2025UpgradeRRaymond JamesMkt Perform → Outperform$21-12.3%
Jan 27, 2025ReiteratedHHovde GroupMarket Perform$22 → $22.50-6.0%
Dec 09, 2024UpgradeSStephensEqual-Weight → Overweight
Apr 29, 2024UpgradeJJanneyNeutral → Buy$19.50-18.6%
Dec 14, 2023DowngradeSStephensOverweight → Equal-Weight$14 → $16-33.2%
Jan 10, 2023InitiatedJJanneyNeutral$19.50-18.6%
Apr 21, 2022UpgradeSStephensEqual-Weight → Overweight$20.50-14.4%

Peers

Mkt cap
TickerCompanyMkt cap
FNBF.N.B. Corp6.38B
WSFSWSFS Financial Corp4.02B
NWBINorthwest Bancshares Inc2.23B
UBSIUnited Bankshares Inc6.48B
FCFFirst Commonwealth Financial Corp2.04B
VLYValley National Bancorp7.92B
PFSProvident Financial Services Inc3.00B
AUBAtlantic Union Bankshares Corp5.56B
STBAS & T Bancorp Inc1.80B
CUBICustomers Bancorp Inc2.84B

Insider trading

latest 14 of 33
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Wenger E PhilipDirectorNov 06 '26Sale23.695,000118,46570,477Nov 10 01:12 PM
Wenger E PhilipDirectorNov 06 '26Proposed Sale23.695,000118,450Nov 09 03:49 PM
Kraemer Richard SSEVP & CFOSep 03 '26Option Exercise0.0014,019024,678Sep 08 04:01 PM
Gremer Kevin CSEVP Chief Operations & TechSep 02 '26Option Exercise0.002,66603,960Sep 02 04:10 PM
Mauriello Josephine ESEVP Head of Consumer BankingAug 29 '26Option Exercise0.0042008,067Sep 01 04:00 PM
Crutchfield LisaDirectorAug 05 '26Sale24.804,100101,6817,838Aug 06 01:06 PM
LISA CRUTCHFIELDDirectorAug 05 '26Proposed Sale24.804,100101,681Aug 05 05:50 PM
ANGELA M. SARGENTOfficerAug 04 '26Proposed Sale24.8412,562311,979Aug 04 04:07 PM
Sargent Angela MSEVP & Chief Info OfficerAug 04 '26Sale24.8412,562311,979134,032Aug 04 04:03 PM
Wenger E PhilipDirectorJul 13 '26Sale24.145,000120,71475,477Jul 14 03:06 PM
Wenger E PhilipDirectorJul 13 '26Proposed Sale24.145,000120,700Jul 13 01:17 PM
MOXLEY JAMES R IIIDirectorJun 01 '26Option Exercise0.005,1170118,328Jun 03 04:14 PM
Wenger E PhilipDirectorJun 01 '26Option Exercise0.005,1170583,919Jun 03 04:14 PM
Pergolin Antoinette MDirectorJun 01 '26Option Exercise0.005,11708,431Jun 03 04:11 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
AIRRFirst Trust RBA American Industrial Renaissance ETFAUM: 8.15B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
SDVYFirst Trust SMID Cap Rising Dividend Achievers ETFAUM: 11.33B

News

latest 14 of 194
  • Fulton Financial Beats On Record Earnings And Raises Guidance, But Stalled Loan Growth Keeps The Stock Below Its Post-Report Levels (Earnings Whispers)
  • Fulton Financial: Q3 Earnings Snapshot (Associated Press)
  • Fulton Financial Corporation Announces Third Quarter 2026 Results (PR Newswire)
  • FULTON BANK INTRODUCES CASHFLOW CENTRAL PLATFORM TO EMPOWER SMALL BUSINESSES (PR Newswire)
  • Fulton Financial Corporation Announces Dates for Third Quarter 2026 Earnings Release and Webcast (PR Newswire)
  • Fulton Financial Corporation Declares Common and Preferred Dividends (PR Newswire)
  • Fulton Financial Corp (FULT) Q2 2026 Earnings Call Highlights: Record Earnings and Strategic ... (GuruFocus.com)
  • Fulton Financial: Q2 Earnings Snapshot (Associated Press)
  • Fulton Financial Corporation Announces Second Quarter 2026 Results (PR Newswire)
  • FULTON FINANCIAL CORPORATION APPOINTS DAVID S. SCHULZ TO BOARD OF DIRECTORS (PR Newswire)
  • FULTON FINANCIAL MERGES ITS BLUE FOUNDRY BANK SUBSIDIARY INTO FULTON BANK, N.A. (PR Newswire)
  • Fulton Financial Corporation Announces Dates for Second Quarter 2026 Earnings Release and Webcast (PR Newswire)
  • Fulton Financial Corporation Declares Common and Preferred Dividends (PR Newswire)
  • FULTON BANK RELEASES 2025 CORPORATE SOCIAL RESPONSIBILITY REPORT (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.5900.5290.590371.57366.717
2026Q22026-07-220.5200.4110.517367.87358.837
2026Q12026-04-220.5100.4680.508336.17334.086
2025Q42026-01-210.5300.4920.529340.45336.45
2025Q32025-10-210.5300.4860.534338.9332.055
2025Q22025-07-150.5300.4250.526328.45322.066
2025Q12025-04-150.4900.4130.491322.64314.837
2024Q42025-01-210.3600.3830.359326.35315.747
2024Q32024-10-150.3300.4340.330329.14319.117
2024Q22024-07-170.5200.1260.522311.45296.385
2024Q12024-04-160.3600.3850.361263.93267.358
2023Q42024-01-160.3700.4030.373271.38268.78
2023Q32023-10-170.4200.4060.419272.76267.28
2023Q22023-07-180.4600.4200.461273.44270.928
2023Q12023-04-180.3900.4790.390267.32282.18
2022Q42023-01-170.4700.4990.469280.23283.228

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.0701.0350.976783.34784.5
2018FY1.1801.2001.180825.94835.38
2019FY1.3901.4111.349859.82873.38
2020FY1.0801.0381.092858.6865.23
2021FY1.6201.6331.624937.48916.94
2022FY1.6701.7011.6721,0091,019
2023FY1.6401.6731.6431,0821,089
2024FY1.5701.5961.5711,2361,222
2025FY2.0802.0452.0801,3131,327
2026FY-2.197--1,444
2027FY-2.387--1,526
2028FY-2.534--1,597

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-06621373.05369377.4
2026Q4S2026-10-23621373.09369377.4
2026Q4S2026-10-22620373.72368.5377.4
2026Q4S2026-10-21600372.32368.5374.3
2026Q4S2026-10-06600372.32368.5374.3
2026Q4S2026-10-02610372.32368.5374.3
2026Q4S2026-09-30610372.16368.5374.3
2026Q4S2026-09-21600371.76368.5374.3
2026Q4S2026-09-15600371.97369.8374.3
2026Q4S2026-07-31601371.97369.8374.3
2026Q4S2026-07-24601372.56369.8377.76
2026Q4S2026-07-23601372.76370.9377.76
2026Q4S2026-07-07601372.68367.9377.76
2026Q4S2026-07-02602372.68367.9377.76

Estimate history

EPS, annual0.9761.181.3491.0921.6241.6721.6431.5712.0812.1476
Period201720182019202020212022202320242025TTM
EPS, quarterly0.330.3590.4910.5260.5340.5290.5080.5170.594
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual875.507947.1851041.808968.0291001.4451095.2111504.2531820.6551894.4411957.49
Period201720182019202020212022202320242025TTM
Sales, quarterly495.607482.794465.803471.688481.593473.305459.391507.438517.358
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual175.2170.2164.2162.4160.5167.6163.801182.089179.895189.285
Period201720182019202020212022202320242025MRQ
Shares, quarterly181.957182.089182.204182.379180.865179.895178.843191.461189.285
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,662.531,616.871,582.201,273.24864.84723.41742.88825.31758.51
Total Interest Expense560.18580.53621.87418.9583.2059.68113.67176.92128.06
Net Interest Income1,102.351,036.35960.33854.29781.63663.73629.21648.39630.46
Loan Loss Provision26.3535.7071.6454.0428.02-14.6076.9232.8346.91
Net Interest Income After Loan Loss Provision1,076.011,000.65888.69800.25753.61678.33552.29615.56583.55
Non-Interest Income294.96277.57238.46231.02230.37278.03225.15216.50188.67
Non-Interest Expense842.33791.45781.88682.55626.64622.12564.60568.08539.25
Operating Income528.63486.77345.27348.72357.34334.25212.84263.99232.97
Unusual Expense19.021.180.640.0010.330.0010.600.000.00
Net Income Before Taxes509.61485.59344.63348.72347.01334.25202.24263.99232.97
Income Taxes96.8193.9855.8964.4460.0358.7524.2037.6524.58
Consolidated Net Income412.80391.61288.74284.28286.98275.50178.04226.34208.39
Net Income From Continuing Operations412.80391.61288.74284.28286.98275.50178.04226.34208.39
Net Income402.55381.36278.50274.03276.73265.22175.91226.34208.39
EPS (Recurring)2.162.091.571.641.721.621.141.351.18
EPS (Basic, Before Extraordinaries)2.172.101.591.661.691.631.101.361.19
EPS (Diluted)2.152.081.571.641.671.621.091.351.18
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense11.7010.578.448.7812.397.246.595.805.34
Price To Earnings Ratio11.1811.1812.169.4710.7410.4411.6812.7812.93
Price To Sales Ratio2.221.871.881.822.542.772.142.812.89
Operating Margin27.0125.6918.9623.1832.6333.3821.9925.3424.60
Net Margin20.5620.1315.3018.2225.2726.4818.1721.7322.00
Shares Outstanding189.28179.90182.09163.80167.60160.50162.40164.20170.20
Market Capitalization4,542.584,542.583,509.442,702.582,818.922,733.252,046.962,828.342,688.87

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income440.91428.15390.06403.42411.01402.76399.69414.37
Total Interest Expense150.87143.90128.03137.37146.81147.84148.50160.71
Net Interest Income290.04284.25262.02266.04264.20254.92251.19253.66
Loan Loss Provision4.064.9014.442.9510.248.6113.9016.73
Net Interest Income After Loan Loss Provision285.98279.36247.58263.09253.95246.31237.29236.93
Non-Interest Income76.4579.2869.3369.8970.5968.9366.1168.43
Non-Interest Expense216.00217.09197.14212.09196.75192.59187.96206.79
Operating Income146.42141.55119.77120.89127.79122.65115.4498.57
Unusual Expense1.7413.842.640.800.000.000.3812.33
Net Income Before Taxes144.68127.71117.13120.09127.79122.65115.0686.24
Income Taxes28.0325.2922.3721.1227.3323.4522.0717.62
Consolidated Net Income116.66102.4194.7698.97100.4599.2092.9968.62
Net Income From Continuing Operations116.66102.4194.7698.97100.4599.2092.9968.62
Net Income114.0999.8592.2096.4197.8996.6490.4266.06
EPS (Recurring)0.600.570.520.530.530.530.490.41
EPS (Basic, Before Extraordinaries)0.600.520.510.530.540.530.500.36
EPS (Diluted)0.590.520.510.530.530.530.490.36
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.233.071.783.612.952.521.503.08
Price To Earnings Ratio11.1811.549.7810.1210.9210.5911.5012.16
Price To Sales Ratio2.222.431.961.861.801.731.761.95
Operating Margin28.3027.8926.0725.5426.5326.0024.7820.42
Net Margin22.0519.6820.0720.3720.3320.4919.4113.68
Shares Outstanding189.28191.46178.84179.90180.87182.38182.20182.09
Market Capitalization4,542.584,623.533,661.423,477.373,392.603,279.583,296.003,509.44

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks271.46279.04300.34126.90172.28120.46132.28103.44108.29
Investments6,145.386,159.334,419.345,050.146,092.805,794.553,749.853,394.182,940.74
Net Loans23,780.4223,665.7621,057.6920,010.1818,076.3518,623.2516,673.9016,005.2615,598.34
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.362.620.905.791.824.186.8310.529.82
Net Property, Plant & Equipment315.20336.52311.07310.24302.79315.71342.82234.53222.80
Interest Receivables113.70117.03107.9791.5857.4572.9460.9058.8852.91
Deferred Tax Assets262.31282.77255.55272.10176.56172.15111.34110.3188.94
Other Intangible Assets1,364.291,364.091,233.901,172.301,049.15929.86888.37827.401,077.75
Total Assets32,254.1432,207.1727,686.7627,039.2425,929.1926,033.1021,966.2920,744.5220,099.58
Total Deposits26,589.4126,129.4321,537.6220,649.5421,573.5020,839.2117,393.9116,376.1615,797.53
Total Debt1,450.631,936.222,582.762,965.091,130.972,023.141,874.621,747.061,655.87
Long Term Debt744.071,345.271,542.281,864.11629.281,374.10972.68739.93939.13
Provision for Risks Charges123.83123.64104.73117.2599.0496.7375.8393.41138.77
Deferred Tax Liabilities135.74135.36114.84107.54132.79126.3780.2562.3762.68
Other Liabilities464.09685.19586.67620.07280.21330.83199.51217.95214.88
Total Liabilities28,763.7029,009.8524,926.6224,459.4823,216.5123,416.2719,624.1218,496.9517,869.73
Preferred Stock - Carrying Value192.88192.88192.88192.88192.88192.880.000.000.00
Common Equity3,297.573,004.452,567.262,386.882,519.802,423.952,342.182,247.572,229.86
Total Shareholders Equity3,490.453,197.322,760.142,579.762,712.682,616.832,342.182,247.572,229.86
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,490.453,197.322,760.142,579.762,712.682,616.832,342.182,247.572,229.86
Total Liabilities & Stockholders Equity32,254.1432,207.1727,686.7627,039.2425,929.1926,033.1021,966.2920,744.5220,099.58
Book Value Per Share18.3316.5015.6714.2415.7014.9314.2613.2112.73
Tangible Book Value Per Share14.9213.0112.2510.9012.3511.6211.0010.089.69
Tier 1 Capital3,080.332,866.142,541.822,447.022,195.652,067.641,796.991,764.851,737.06
Tier 2 Capital635.82677.88642.68604.79645.88770.16382.21435.41442.09
Full-Time Employees3,4003,4003,4003,3003,2003,3003,5003,5003,700
Price to Book Ratio1.301.171.141.241.080.851.211.161.39
Return on Assets1.220.961.041.081.060.741.061.020.88
Return on Equity11.719.6910.6510.8410.347.189.869.317.89
Return on Invested Capital9.256.366.616.468.244.466.836.985.42
Current Ratio0.070.070.050.050.110.090.110.100.26

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations437.82435.09300.09385.68192.94371.58265.27323.62327.97
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital166.69-130.61116.48-22.69405.33-29.31-110.78-195.90-31.15
Cash from Operating Activities604.52304.48416.56362.98598.27342.27154.49127.71296.82
Capital Expenditures-15.12-20.15-42.45-32.96-21.25-17.68-20.24-33.72-39.88
Net Assets From Acquisitions141.800.000.000.00-21.81-1.98-1.88-5.170.00
Sale of Fixed Assets and Businesses0.000.001,018.370.000.000.000.000.000.00
Purchase or Sale of Investments-234.2952.47768.62343.2712.91-806.06-394.56-109.51-177.73
Purchase of Investments-1,421.67-786.27-1,922.72-79.05-876.70-1,752.55-1,134.38-1,138.07-558.95
Sale Or Maturity of Investments1,187.38838.742,691.35422.32889.61946.49739.821,028.56381.22
Other Uses-44.20-45.54-42.70-26.75-29.07-18.36-15.26-18.76-56.73
Other Sources2.6314.2753.812.260.0033.960.000.000.00
Cash from Investing Activities-489.68-82.181,629.33-809.22-1,539.06-213.97-2,499.48-893.35-740.72
Cash Dividends Paid-149.71-141.21-131.70-115.74-116.01-112.03-90.96-92.33-89.65
Change in Capital Stock-110.11-58.34240.23-73.907.88-36.47160.50-105.09-88.57
Repurchase of Common Pref Stock-119.63-66.05-30.35-77.060.00-43.91-39.75-111.46-95.31
Sale of Common Pref Stock9.527.71270.583.167.887.44200.256.366.74
Proceedsfrom Stock Options9.527.71270.583.167.887.44200.256.366.74
Issuance or Reduction of Debt, Net0.00-484.99-1,782.38-384.431,548.37-923.32160.1917.4187.09
Change in Long Term Debt0.000.000.000.00-81.50-710.01413.37-111.06-50.16
Issuance of Long Term Debt0.000.000.000.000.000.62495.90485.0050.00
Reduction of Long Term Debt0.000.000.000.00-81.50-710.63-82.53-596.06-100.17
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.00----
Cash from Financing Activities184.17-224.57-1,194.18314.02-15.90-337.523,675.03837.74487.49
Net Change in Cash299.01-2.26514.16-132.21-956.69-209.221,330.0472.1043.59
Free Cash Flow589.39284.34374.11330.03577.02324.59134.2594.00256.94
Preferred Dividends (Cash Flow)-------0.000.00
Price to Free Cash Flow9.8624.7514.1012.816.0413.0647.921,755.4716.34
Federal Home Loan Advances Increase (Decrease)-18.5722.765.78-72.5534.495.29-18.14-18.52

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks272.67325.26311.80271.46307.27362.28
Investments6,551.966,392.315,901.886,145.385,877.065,874.44
Net Loans25,602.2925,551.7123,898.8623,780.4223,665.2323,635.20
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment201.42186.18168.94315.20178.64184.29
Interest Receivables123.66121.22112.08113.70114.00117.13
Deferred Tax Assets57.20--262.31--
Other Intangible Assets1,960.521,974.241,842.231,364.291,850.581,864.40
Total Assets34,775.3734,556.7232,237.4432,254.1431,995.0932,040.45
Total Deposits28,821.3728,250.3426,768.3326,589.4126,332.4926,138.07
Total Debt1,255.571,713.981,252.581,450.631,471.961,773.90
Long Term Debt1,255.571,713.981,252.58744.071,471.961,773.90
Provision for Risks Charges14.8113.5214.83123.8314.5714.18
Deferred Tax Liabilities---135.74--
Other Liabilities996.87763.07696.41464.09762.46785.05
Total Liabilities31,088.6230,740.9128,732.1528,763.7028,581.4928,711.20
Preferred Stock - Carrying Value192.88192.88192.88192.88192.88192.88
Common Equity3,493.873,622.933,312.413,297.573,220.723,136.37
Total Shareholders Equity3,686.753,815.813,505.283,490.453,413.603,329.25
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity3,686.753,815.813,505.283,490.453,413.603,329.25
Total Liabilities & Stockholders Equity34,775.3734,556.7232,237.4432,254.1431,995.0932,040.45
Book Value Per Share18.4618.9218.5218.3317.8117.20
Tangible Book Value Per Share15.1415.6115.1214.9214.3913.78
Full-Time Employees---3,400--
Price to Book Ratio1.301.311.111.091.081.07
Return on Assets1.241.191.221.221.131.02
Return on Equity11.6311.1011.6011.7110.9210.08
Return on Invested Capital2.361.851.992.342.061.94
Current Ratio0.090.100.090.070.070.07

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations138.1778.20114.61106.84109.53101.89
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital155.9721.500.09-10.876.53-10.14
Cash from Operating Activities294.1499.70114.7095.97116.0691.75
Capital Expenditures-1.65-6.08-1.48-5.92-0.75-4.12
Net Assets From Acquisitions141.800.000.000.000.000.00
Sale of Fixed Assets and Businesses-141.80141.800.000.00-11.3211.32
Purchase or Sale of Investments-395.59-17.83-56.75235.8898.42-29.28
Purchase of Investments-598.73-397.15-315.13-110.66-64.20-240.11
Sale Or Maturity of Investments203.13379.32258.39346.54162.62210.84
Other Uses-12.37-6.56-9.11-16.16-11.27-6.66
Other Sources0.101.070.800.6712.21-11.32
Cash from Investing Activities-440.1416.25-188.18122.3965.43-195.65
Cash Dividends Paid-38.95-38.91-36.74-35.12-35.28-35.43
Change in Capital Stock-54.62-14.88-22.53-18.08-29.08-12.18
Repurchase of Common Pref Stock-56.77-18.31-24.63-19.93-31.05-14.53
Sale of Common Pref Stock2.153.432.101.841.972.35
Proceedsfrom Stock Options2.153.432.101.841.972.35
Issuance or Reduction of Debt, Net-481.31188.45-44.88-174.67-302.02116.62
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-3.8684.2074.7829.05-171.96-121.89
Net Change in Cash-149.85200.161.30247.419.53-225.79
Free Cash Flow292.4993.62113.2290.05115.3187.62
Price to Free Cash Flow9.8617.5414.0124.6124.53-

Revenue breakdown

Total National Commercial Banks revenue2024: 296.01M 2025: 276.77M
United States2024: 296.01M 2025: 276.77M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.53%10.4M188.7M1.62M
2026-10-155.63%10.6M188.7M1.67M
2026-09-305.73%10.8M188.7M1.71M
2026-09-155.41%10.2M188.7M1.78M
2026-08-314.93%9.3M188.7M1.89M
2026-08-144.49%8.5M188.8M1.89M
2026-07-314.36%8.2M189.0M1.91M
2026-07-155.21%9.9M188.9M1.93M
2026-06-305.65%10.7M188.9M2.01M
2026-06-155.06%9.6M188.9M1.95M
2026-05-294.71%8.9M189.0M1.97M
2026-05-154.41%8.3M189.0M2.03M
2026-04-304.45%8.5M190.1M2.12M
2026-04-154.69%8.9M190.3M2.14M
2026-03-316.74%12.8M190.1M2.07M
2026-03-136.25%11.1M177.8M1.97M
2026-02-275.82%10.3M177.8M1.87M
2026-02-136.08%10.8M177.7M1.86M
2026-01-305.48%9.7M177.7M1.74M
2026-01-154.86%8.6M177.7M1.73M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call12.509.3013.300.005.5740.000.000.952-0.0580.004
call15.007.6011.000.004.6440.000.000.937-0.0550.005
call17.504.307.600.002.7280.000.000.916-0.0510.006
call20.001.806.000.002.7430.000.000.879-0.0440.008
call22.500.252.301.701.02328.000.000.750-0.0420.012
call25.000.000.650.200.8002.000.000.428-0.0880.015
call30.000.000.750.001.5840.000.000.215-0.0970.011
call35.000.000.050.001.1650.000.000.030-0.0160.003
put12.500.000.750.002.8660.000.00-0.047-0.0590.004
put15.000.000.750.002.1760.000.00-0.062-0.0550.005
put17.500.002.150.001.5850.000.00-0.083-0.0510.006
put20.000.002.150.001.0530.000.00-0.120-0.0440.007
put22.500.000.250.100.52443.000.00-0.249-0.0410.012
put25.000.453.200.001.7270.000.00-0.580-0.0810.015
put30.004.108.200.002.7250.000.00-0.784-0.0960.011
put35.0010.1012.400.002.8040.000.00-0.969-0.0160.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-163Initial statement of beneficial ownership of securities2026-09-14SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-29SEC
2026-08-14SCHEDULE 13GSEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-05144Filing for proposed sale of securities under Rule 144.SEC
2026-08-04144Filing for proposed sale of securities under Rule 144.SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-144Statement of changes in beneficial ownership of securities2026-07-13SEC
2026-07-13144Filing for proposed sale of securities under Rule 144.SEC
2026-06-2511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-093Initial statement of beneficial ownership of securities2026-06-08SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-01-16SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100118.46K1
2026-100000
2026-090000
2026-0800413.66K2
2026-0700120.71K1
2026-060000
2026-0500653.64K1
2026-0400107.09K1
2026-030000
2026-020000
2026-010097.75K1
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.64%
VANGUARD PORTFOLIO MANAGEMENT LLC6.25%
DIMENSIONAL FUND ADVISORS LP6.21%
PRICE T ROWE ASSOCIATES INC /MD/6.12%
STATE STREET CORP5.84%
VANGUARD CAPITAL MANAGEMENT LLC4.53%
FIRST TRUST ADVISORS LP4.46%
AMERICAN CENTURY COMPANIES INC3.23%
GEODE CAPITAL MANAGEMENT, LLC2.77%
Fisher Asset Management, LLC1.60%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.96%
Victory Short-Term Bond Fund5.65%
Performance Trust Total Return Bond Fund3.35%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
Avantis U.S. Small Cap Value ETF2.87%
iShares Russell 2000 ETF2.44%
VANGUARD SMALL-CAP INDEX FUND2.29%
First Trust RBA American Industrial Renaissance ETF2.21%
T. Rowe Price New Horizons Fund, Inc.1.89%
First Trust SMID Cap Rising Dividend Achievers ETF1.80%

OakChart. FULT. Cached 15 minutes.