OakChart

Porch Group Inc

PRCHFinancial·Insurance - Property & Casualty·USA·Mid·NASD·Nov 11 • 3:59 PM ET

22.14+0.19 (0.87%)
2026-11-11 22:31 CET
Market cap
2,509.59 USD m
Revenue, TTM
530.17 USD m
Net income, TTM
9.60 USD m
Free cash flow, TTM
114.00 USD m
EPS diluted, TTM
0.07
P/E
338.02
Compare

Price

PRCH against its 20, 50 and 200-day averages
2050200beat
10.0015.0020.003.8M7.5MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PRCHclose 22.1420-day 19.3050-day 17.83200-day 12.5422.14

1.0% under the 52-week high of 22.36 on 10 Nov 2026. 52-week low 6.36 on 5 Feb 2026. Last 15 sessions, 38.5% high to low

Volume 0.73× normal · the line is the 50-bar volume average

Profile

PRCH
52-week range, 99% of the way up
6.3622.36

Porch Group, Inc. engages in the development and operation of a vertical software platform. It operates through the following segments: Insurance Services, Software and Data, Consumer Services, and Corporate. The Insurance Services segment earns management fees from the Reciprocal in exchange for managing and operating its business. The Software and Data segment provides software and data solutions. The Customer Services segment refers to warranty products through Porch Warranty and other warranty brands to protect the whole home. The company was founded by Matt Ehrlichman & Ronnie Castro in 2011 and is headquartered in Seattle, WA.

IndexRUT
Employees803
IPOJan 13, 2020
Beta3.14
ATR, 14d1.18
Rel volume0.73
Short float19.16%
Insider own21.02%
Inst own77.76%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.53B
Enterprise Value2.87B
Income9.60M
Sales530.17M
Book/sh0.06
Cash/sh0.81
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees803
IPOJan 13, 2020

Ratios

P/E338.02
Forward P/E48.00
PEG-
P/S4.77
P/B387.27
P/C27.40
P/FCF22.20
EV/EBITDA22.88
EV/Sales5.40
Quick Ratio1.46
Current Ratio1.46
Debt/Eq53.61
LT Debt/Eq51.97
Option/ShortYes / Yes

Earnings

EPS (ttm)0.07
EPS next Y0.46
EPS next Q0.04
EPS this Y516.67%
EPS next Y269.00%
EPS next 5Y-
EPS past 3/5Y72.79% 56.28%
Sales past 3/5Y20.47% 46.17%
EPS Y/Y TTM-68.81%
Sales Y/Y TTM19.82%
EPS Q/Q192.70%
Sales Q/Q21.83%
EarningsOct 29 BMO
EPS/Sales Surpr.599.30% 4.56%

Ownership

Insider Own21.02%
Insider Trans-7.26%
Inst Own77.76%
Inst Trans3.14%
ROA1.16%
ROE-
ROIC2.40%
Gross Margin61.85%
Oper. Margin8.14%
Profit Margin1.81%
SMA2014.72%
SMA5024.16%
SMA20076.52%
Trades-

Technical

Shs Outstand131.92M
Shs Float90.30M
Short Float19.16%
Short Ratio10.40
Short Interest17.30M
52W High22.36 -0.98%
52W Low6.36 248.11%
Volatility6.16% 6.08%
ATR (14)1.18
RSI (14)65.67
Beta3.14
Rel Volume0.73
Avg Volume1.66M
Volume1,207,235

Performance

Perf Week2.69%
Perf Month28.57%
Perf Quarter30.70%
Perf Half Y116.21%
Perf YTD142.50%
Perf Year113.50%
Perf 3Y2028.85%
Perf 5Y-5.79%
Perf 10Y-
Recom1.25
Target Price25.12
Prev Close21.95
Price22.14
Change %0.87%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 13, 2026DowngradeKKeefe BruyetteOutperform → Mkt Perform$16.25-26.6%
May 04, 2026ResumedSStephensOverweight$12-45.8%
Feb 11, 2026UpgradeKKeefe BruyetteMkt Perform → Outperform$10.50-52.6%
Sep 02, 2025InitiatedGGoldmanBuy$21-5.1%
Jul 01, 2025InitiatedRB. Riley SecuritiesBuy$15-32.2%
Feb 26, 2025UpgradeLLoop CapitalHold → Buy$6-72.9%
Dec 09, 2024ResumedLLoop CapitalHold$6-72.9%
Mar 15, 2023DowngradeLLoop CapitalBuy → Hold$4 → $2-91.0%
Nov 09, 2022DowngradeJJP MorganOverweight → Neutral
Aug 10, 2022ResumedCCantor FitzgeraldOverweight$10 → $8-63.9%

Peers

Mkt cap
TickerCompanyMkt cap
HIPOHippo Holdings Inc974.62M
HCIHCI Group Inc2.36B
LMNDLemonade Inc3.17B
UVEUniversal Insurance Holdings Inc1.33B
SLDESlide Insurance Holdings Inc3.05B
HRTGHeritage Insurance Holdings Inc996.25M
AIIAmerican Integrity Insurance Group Inc576.30M
ROOTRoot Inc668.00M
ERIEErie Indemnity Co12.68B
ANGIAngi Inc274.04M

Insider trading

latest 14 of 98
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Ehrlichman MattCEO, CHAIRMAN AND FOUNDERNov 09 '26Sale20.15109,0432,197,55415,316,747Nov 10 05:48 PM
Ehrlichman MattCEO, CHAIRMAN AND FOUNDERNov 04 '26Sale21.58251,7405,431,49215,640,005Nov 06 05:34 PM
Ehrlichman MattCEO, CHAIRMAN AND FOUNDERNov 05 '26Sale20.40194,7633,973,09415,445,242Nov 06 05:34 PM
Ehrlichman MattCEO, CHAIRMAN AND FOUNDERNov 06 '26Sale20.1719,452392,28515,425,790Nov 06 05:34 PM
Ehrlichman MattCEO, CHAIRMAN AND FOUNDERNov 03 '26Sale21.5110,000215,12415,891,745Nov 05 05:44 PM
Pickerill Alan RDirectorNov 03 '26Option Exercise1.775,0008,850203,356Nov 05 05:42 PM
Pickerill Alan RDirectorNov 03 '26Sale21.0010,000210,000193,356Nov 05 05:42 PM
Neagle MatthewChief Operating OfficerNov 02 '26Sale20.8856,2501,174,5381,736,756Nov 04 05:34 PM
Matt EhrlichmanOfficer/DirectorNov 03 '26Proposed Sale20.18584,99811,805,260Nov 03 06:37 PM
ALAN R PICKERILLDirectorNov 03 '26Proposed Sale21.0010,000210,000Nov 03 04:08 PM
Tabak ShawnCHIEF FINANCIAL OFFICEROct 29 '26Sale21.0230,000630,738176,059Oct 30 05:34 PM
Kell Sean DavisDirectorOct 29 '26Sale20.0010,500210,000303,147Oct 30 05:33 PM
Kell Sean DavisDirectorOct 30 '26Sale20.3010,284208,791292,863Oct 30 05:33 PM
Tabak ShawnOfficerOct 29 '26Proposed Sale20.9630,000628,918Oct 29 04:37 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VXFVanguard Extended Market Index ETFAUM: 30.47B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
FYCFirst Trust Small Cap Growth AlphaDEX FundAUM: 1.35B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M
IWCiShares Micro-Cap ETFAUM: 1.22B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-290.1000.0140.100140.79134.657
2026Q22026-07-290.050-0.0300.046131.81122.37
2026Q12026-04-28-0.040-0.074-0.044109.4494.727
2025Q42026-02-11-0.030-0.069-0.033112.25108.368
2025Q32025-11-05-0.100-0.023-0.104115.07112.197
2025Q22025-08-050.030-0.0900.020107.0297.726
2025Q12025-05-060.080-0.1130.07484.5579.466
2024Q42025-02-250.2900.0630.254100.36110.316
2024Q32024-11-070.120-0.3080.116111.2116.726
2024Q22024-08-06-0.650-0.534-0.649110.84116.37
2024Q12024-05-08-0.140-0.343-0.137115.44104.659
2023Q42024-03-07-0.030-0.206-0.026114.6199.369
2023Q32023-11-07-0.060-0.260-0.060129.5685.209
2023Q22023-08-08-0.910-0.482-0.90898.7785.868
2023Q12023-05-10-0.410-0.350-0.40787.3769.5410
2022Q42023-03-14-0.360-0.293-0.36364.1166.289

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY-1.480-1.210-2.02773.2172.52
2021FY-1.160-1.001-1.136192.43195.54
2022FY-1.610-1.509-1.608275.95274.91
2023FY-1.390-1.577-1.394430.3415.09
2024FY-0.332-0.557-0.330437.85447.79
2025FY-0.030-0.039-0.030418.89415.26
2026FY-0.125--522.57
2027FY-0.461--692.21
2028FY-0.816--784.74

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30750139.44136.2143.84
2026Q4S2026-10-29740138.95136.2143.84
2026Q4S2026-10-28810138132144.01
2026Q4S2026-10-15810137.94132144.01
2026Q4S2026-10-13810137.94132144.01
2026Q4S2026-09-22851137.94132144.01
2026Q4S2026-09-16851138.07132144.01
2026Q4S2026-08-31751138.94134.9144.01
2026Q4S2026-08-19641138.09134.9140.41
2026Q4S2026-08-09641138.09134.9140.41
2026Q4S2026-07-31741137.21131.94140.41
2026Q4S2026-07-30741137.1131.94140.41
2026Q4S2026-07-21710134.38130.41139.55
2026Q4S2026-07-13710134.47131.05139.55

Estimate history

EPS, annual0.002-2.027-1.136-1.608-1.394-0.33-0.0320.0655
Period2019202020212022202320242025TTM
EPS, quarterly0.1160.2540.0740.02-0.104-0.033-0.0440.0460.097
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual072.299192.433275.948430.302437.848482.414530.17
Period2019202020212022202320242025TTM
Sales, quarterly111.2100.361104.745119.295118.082124.304121.123140.882143.86
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual21.56381.66997.96298.45697.061119.8124.1131.919
Period2019202020212022202320242025MRQ
Shares, quarterly118.9119.8120.137122.207122.986124.1124.166131.517131.919
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Total Revenue530.17482.41437.85430.30275.95192.4372.300.00
Cost of Goods Sold Incl. D&A202.24180.62225.63220.24107.5858.7317.560.00
Gross Profit327.93301.79212.22210.06168.37133.7154.740.00
Selling, General and Administrative Excl. Other284.78263.17275.62299.09260.25213.4196.100.09
Research and Development57.2853.3255.2758.5059.5646.4527.93-
Other Operating Expense0.000.000.000.000.000.000.000.08
Operating Income43.1538.62-63.40-89.03-91.88-79.70-41.36-0.17
Interest Expense58.8151.5742.5431.838.725.7614.730.00
Unusual Expense-5.34-13.96-47.7524.6356.8632.46-3.18-
Net Income Before Taxes9.7926.73-30.71-133.31-155.72-116.88-55.720.06
Income Taxes8.6711.422.120.620.84-10.27-1.690.03
Consolidated Net Income1.1215.32-32.83-133.93-156.56-106.61-54.030.03
Net Income From Continuing Operations9.60-3.36-32.83-133.93-156.56-106.61-54.030.03
Net Income9.60-3.36-32.83-133.93-156.56-106.61-71.320.03
EPS (Recurring)0.05-0.13-0.67-1.21-1.20-0.89-2.090.00
EPS (Basic, Before Extraordinaries)0.08-0.03-0.33-1.39-1.61-1.14-1.960.00
EPS (Diluted)0.07-0.03-0.33-1.39-1.61-1.14-2.030.00
EBITDA125.25101.29-37.88-64.62-61.84-63.00-34.72-0.17
Non-Operating Income (Expense)20.1125.7227.4712.181.751.04-2.810.24
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense27.9522.8721.4716.3621.3628.178.25-
Price To Earnings Ratio335.11335.11------
Price To Sales Ratio3.971.961.120.690.667.617.18-
Gross Margin61.8562.5648.4748.8261.0269.4875.71-
Operating Margin8.148.01-14.48-20.69-33.30-41.42-57.21-
Net Margin1.81-0.70-7.50-31.13-56.73-55.40-98.64-
Shares Outstanding131.92124.10119.8097.0698.4697.9681.6721.56
Market Capitalization2,509.592,509.59498.06304.53189.041,528.82307.70310.07

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue143.86140.88121.12124.30118.08119.30104.75100.36
Cost of Goods Sold Incl. D&A53.2967.7041.9839.2741.2353.2247.0011.06
Gross Profit90.5773.1879.1585.0376.8566.0757.7589.30
Selling, General and Administrative Excl. Other72.4877.3267.3367.6559.6761.0258.5966.45
Research and Development15.9114.6813.0313.6613.3813.0813.2012.06
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income18.09-4.1411.8117.3917.185.05-0.8422.85
Interest Expense15.1314.7814.6114.3113.9612.0611.2510.78
Unusual Expense0.00-0.89-1.77-2.694.40-10.01-5.51-15.49
Net Income Before Taxes8.02-13.563.7411.603.347.164.6431.91
Income Taxes-0.990.581.807.284.32-1.090.901.43
Consolidated Net Income9.01-14.151.944.32-0.988.253.7430.47
Net Income From Continuing Operations12.195.60-4.71-3.48-10.862.588.3930.47
Net Income12.195.60-4.71-3.48-10.862.588.3930.47
EPS (Recurring)0.100.04-0.06-0.05-0.07-0.030.040.16
EPS (Basic, Before Extraordinaries)0.110.05-0.04-0.03-0.100.030.080.25
EPS (Diluted)0.100.05-0.04-0.03-0.100.020.070.25
EBITDA40.6320.7628.5935.2733.1520.2512.8629.80
Non-Operating Income (Expense)5.054.464.765.834.524.1611.214.35
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense8.996.215.757.005.676.323.886.30
Price To Earnings Ratio335.11--37.4236.16---
Price To Sales Ratio3.973.601.582.073.963.561.931.35
Gross Margin62.9651.9465.3568.4165.0855.3955.1388.98
Operating Margin12.57-2.949.7513.9914.554.23-0.8022.77
Net Margin8.473.98-3.89-2.80-9.192.168.0130.36
Shares Outstanding131.92131.52124.17124.10122.99122.21120.14119.80
Market Capitalization2,509.591,645.42761.10962.041,749.631,217.02741.77498.06

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Cash & Short Term Investments189.39220.88332.82265.13333.54207.451.41
Short Term Receivables58.01111.41107.87325.50257.184.270.00
Inventories0.000.000.000.000.000.000.00
Other Current Assets15.0515.2913.2111.3114.344.080.22
Total Current Assets262.46347.58453.90601.93605.06215.801.63
Net Property, Plant & Equipment29.3924.7520.0716.4411.174.590.00
Total Investments and Advances228.39158.65103.5955.1258.820.00172.74
Long-Term Note Receivable2.501.2013.4312.277.523.37-
Intangible Assets245.72260.65279.12352.95355.4844.250.00
Other Assets28.9721.1229.2810.350.680.380.00
Total Assets797.42813.97899.391,049.061,038.75268.39174.37
Short Term Debt Incl. Current Port. of LT Debt8.510.981.9118.272.114.750.00
Accounts Payable4.054.548.766.276.969.200.00
Income Tax Payable------0.03
Other Current Liabilities361.62408.64451.48491.11354.0517.780.14
Total Current Liabilities374.17414.16462.15515.64363.1231.730.17
Long Term Debt386.21405.20437.12427.85417.2843.240.00
Provision for Risks Charges0.000.000.000.000.000.000.00
Other Liabilities14.6637.8435.8026.2241.3086.106.04
Total Liabilities775.04857.19935.08969.70821.70161.066.21
Non-Equity Reserves0.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00163.16
Common Equity-24.62-43.23-35.6879.35217.04107.335.00
Total Shareholders Equity-24.62-43.23-35.6879.35217.04107.33168.16
Accumulated Minority Interest47.010.000.000.000.000.000.00
Total Equity22.39-43.23-35.6879.35217.04107.33168.16
Total Liabilities & Stockholders Equity797.42813.97899.391,049.061,038.75268.39174.37
Book Value Per Share-0.20-0.36-0.370.812.221.310.23
Tangible Book Value Per Share-2.18-2.54-3.24-2.78-1.410.770.23
Full-Time Employees8037338951,8001,7001,000-
Price to Book Ratio383.94-7.59-8.161.647.041.861.87
Return on Assets-0.42-3.83-13.75-15.00-16.31-24.41-
Return on Equity---613.39-105.64-65.73-39.23-
Return on Invested Capital-0.93-9.07-33.36-30.87-16.81-35.890.02
Quick Ratio0.700.840.981.171.676.809.54
Current Ratio0.700.840.981.171.676.809.54

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Net Income1.1215.32-32.83-133.93-156.56-106.61-54.030.03
Depreciation28.0324.4725.5224.4130.0516.396.64-
Other Funds (Non Cash)65.5844.873.6254.5871.6169.6215.25-0.24
Funds from Operations94.7384.65-3.68-54.94-54.90-18.74-32.17-0.21
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital20.28-18.23-28.0088.8737.16-16.04-16.50-0.08
Income Taxes Payable-----0.29--0.03
Cash from Operating Activities115.0166.42-31.6833.93-17.74-34.78-48.67-0.28
Capital Expenditures-16.40-14.36-12.79-10.10-10.45-4.69-2.880.00
Net Assets From Acquisitions0.000.000.00-1.97-38.63-256.43-7.790.00
Sale of Fixed Assets and Businesses0.001.2210.870.000.000.000.000.00
Purchase or Sale of Investments-48.98-58.78-43.14-44.18-30.60-2.310.000.00
Purchase of Investments-139.23-148.34-110.92-91.02-52.51-24.010.000.00
Sale Or Maturity of Investments90.2589.5667.7946.8321.9121.690.000.00
Other Uses0.000.000.000.000.000.000.00-172.50
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-65.39-71.92-45.06-56.25-79.68-263.43-10.67-172.50
Cash Dividends Paid0.000.000.000.000.000.00-30.000.00
Change in Capital Stock-2.510.000.00-5.61-0.70131.03310.72174.27
Repurchase of Common Pref Stock-2.510.000.00-5.61-1.810.00-0.040.00
Sale of Common Pref Stock0.000.000.000.001.12131.03310.76174.27
Proceedsfrom Stock Options0.000.000.000.000.000.00309.85168.57
Issuance or Reduction of Debt, Net-7.80-19.37-23.3798.015.75366.57-15.45-0.07
Change in Long Term Debt-7.80-19.37-23.3798.015.75366.57-15.450.00
Issuance of Long Term Debt0.0048.790.00112.2933.64413.5466.190.00
Reduction of Long Term Debt-7.80-68.16-23.37-14.28-27.90-46.97-81.640.00
Net Financing Active Other Cash Flow-1.57-2.80-0.34-1.45-3.82-82.05-5.650.00
Other Financing Activities Uses-2.38-2.80-0.34-1.45-3.82-82.05-5.650.00
Cash from Financing Activities-11.88-22.17-23.7190.951.23415.55259.61174.20
Net Change in Cash37.75-27.67-100.4568.63-96.19117.34200.271.41
Free Cash Flow114.0065.97-32.2033.08-20.09-39.47-51.55-0.28
Preferred Dividends (Cash Flow)-0.000.000.000.000.00-0.00
Price to Free Cash Flow18.4614.35-8.94----
Deferred Taxes & Investment Tax Credit-0.000.000.000.001.86-0.030.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments92.3766.7376.48189.3993.1788.24
Short Term Receivables13.2014.1812.1058.0113.2212.23
Inventories0.000.000.000.000.000.00
Other Current Assets12.1012.5712.8815.059.9113.28
Total Current Assets117.6793.48101.45262.46116.30113.75
Net Property, Plant & Equipment31.1429.9329.6029.3928.4026.46
Total Investments and Advances72.3060.0957.60228.3938.9029.23
Intangible Assets212.32213.59220.72245.72224.11227.11
Other Assets429.86419.09394.4128.97377.84372.26
Total Assets866.49818.99806.58797.42787.75770.72
Short Term Debt Incl. Current Port. of LT Debt12.387.797.788.517.760.00
Accounts Payable2.682.603.434.054.594.18
Other Current Liabilities65.4654.18364.94361.6274.7862.05
Total Current Liabilities80.5164.57376.15374.1787.1466.23
Long Term Debt391.88397.49391.26386.21379.37394.13
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities364.41337.5512.8614.66310.75312.55
Total Liabilities836.80799.62780.27775.04777.26772.90
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity7.54-11.85-25.40-24.62-27.92-29.29
Total Shareholders Equity7.54-11.85-25.40-24.62-27.92-29.29
Accumulated Minority Interest22.1431.2251.7147.0138.4127.10
Total Equity29.6819.3826.3122.3910.49-2.19
Total Liabilities & Stockholders Equity866.49818.99806.58797.42787.75770.72
Book Value Per Share0.06-0.09-0.20-0.20-0.23-0.24
Tangible Book Value Per Share-1.55-1.71-1.98-2.18-2.05-2.10
Full-Time Employees---803--
Price to Book Ratio383.94-73.52-36.14-40.22-70.01-27.02
Return on Assets1.16-1.69-2.05-0.423.706.78
Return on Invested Capital3.051.45-1.29-0.96-3.090.71
Quick Ratio1.461.450.270.701.331.72
Current Ratio1.461.450.270.701.331.72

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income9.01-14.151.944.32-0.988.25
Depreciation5.2410.535.087.185.875.43
Other Funds (Non Cash)27.1213.8220.903.7424.714.76
Funds from Operations41.3810.2027.9115.2429.6018.43
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital18.1431.07-14.89-14.0411.2317.14
Cash from Operating Activities59.5241.2713.021.2040.8335.57
Capital Expenditures-4.05-5.14-3.73-3.49-3.85-3.68
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.001.220.00
Purchase or Sale of Investments-13.11-20.193.34-19.02-21.51-2.22
Purchase of Investments-32.10-32.70-30.09-44.34-28.58-34.52
Sale Or Maturity of Investments18.9912.5133.4325.327.0732.30
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-17.16-25.32-0.39-22.51-24.14-5.90
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.00-2.510.000.000.00
Repurchase of Common Pref Stock0.000.00-2.510.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-7.800.000.000.00-12.31-6.91
Change in Long Term Debt-7.800.000.000.00-12.31-6.91
Issuance of Long Term Debt0.000.000.000.000.0048.79
Reduction of Long Term Debt-7.800.000.000.00-12.31-55.71
Net Financing Active Other Cash Flow0.380.310.12-2.380.52-0.87
Other Financing Activities Uses0.000.000.00-2.380.52-0.87
Cash from Financing Activities-7.420.31-2.39-2.38-11.78-7.78
Net Change in Cash34.9416.2510.24-23.684.9021.89
Free Cash Flow59.1540.9012.851.1140.7435.36
Price to Free Cash Flow18.4619.008.4514.6145.98163.32

Revenue breakdown

Consolidation, Policy2024: -2.10M 2025: -9.14M
Recurring2024: 283.48M 2025: 394.29M
Transactional2024: 31.89M 2025: 33.74M
United States2024: 313.28M 2025: 418.89M
Total Accident & Health Insurance revenue2024: 313.28M 2025: 418.89M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3019.16%17.3M90.3M1.67M
2026-10-1519.78%17.7M89.7M1.54M
2026-09-3018.25%16.5M90.3M1.64M
2026-09-1519.19%17.3M90.3M1.78M
2026-08-3118.78%16.9M90.2M1.76M
2026-08-1419.24%17.4M90.2M1.90M
2026-07-3117.92%16.2M90.2M1.96M
2026-07-1518.08%15.7M86.9M2.10M
2026-06-3019.11%16.6M86.9M1.96M
2026-06-1518.78%16.3M86.9M1.69M
2026-05-2917.69%15.4M87.1M1.66M
2026-05-1518.76%16.2M86.3M1.71M
2026-04-3019.95%17.0M85.4M1.76M
2026-04-1520.99%17.2M82.0M1.58M
2026-03-3120.99%18.2M86.6M1.56M
2026-03-1319.65%17.0M86.6M1.62M
2026-02-2718.87%16.3M86.6M1.67M
2026-02-1318.46%16.0M86.6M1.62M
2026-01-3017.13%14.7M86.0M1.79M
2026-01-1517.89%15.4M86.0M1.74M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5018.4020.2018.8211.5610.000.000.995-0.0190.000
call5.0015.9017.706.457.63036.000.000.978-0.0630.002
call7.5013.4015.2011.205.64026.000.000.969-0.0630.002
call10.0010.9012.7011.534.3022640.000.959-0.0610.003
call12.508.8010.208.503.2856220.000.945-0.0580.004
call15.006.307.507.002.1206890.000.926-0.0540.005
call17.504.104.804.381.1296,2365.000.895-0.0490.006
call20.002.103.002.150.6083665.000.789-0.0520.010
call22.500.400.800.350.69345018.000.475-0.0620.014
call25.000.000.150.100.6705210.000.135-0.0290.007
call30.000.000.100.051.1862210.000.061-0.0280.004
put2.500.000.050.058.7564.000.00-0.013-0.0530.001
put5.000.000.600.106.2174.000.00-0.022-0.0620.002
put7.500.000.350.154.6011090.00-0.031-0.0620.002
put10.000.000.350.153.4932450.00-0.041-0.0600.003
put12.500.000.350.012.6403320.00-0.055-0.0570.004
put15.000.000.400.101.9363690.00-0.074-0.0530.005
put17.500.000.250.201.3205,4620.00-0.105-0.0470.006
put20.000.100.400.150.9032182.00-0.211-0.0500.010
put22.500.851.452.300.9211630.00-0.525-0.0600.014
put25.002.453.700.001.3480.000.00-0.865-0.0260.007
put30.007.309.300.002.6970.000.00-0.939-0.0250.004

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-308-KCurrent report2026-10-30SEC
2026-10-30424B5SEC
2026-10-30S-3ASRAutomatic shelf registration statement of securities of well-known seasoned issuersSEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2810-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-204Statement of changes in beneficial ownership of securities2026-10-16SEC
2026-10-204Statement of changes in beneficial ownership of securities2026-10-16SEC
2026-10-138-KCurrent report2026-10-13SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-06SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-074Statement of changes in beneficial ownership of securities2025-10-06SEC
2026-10-06144Filing for proposed sale of securities under Rule 144.SEC
2026-10-05144Filing for proposed sale of securities under Rule 144.SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-05144Filing for proposed sale of securities under Rule 144.SEC
2026-10-05144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110013.59M7
2026-10004.85M15
2026-09001.37M2
2026-0800405.16K1
2026-0700403.28K1
2026-060042.87K1
2026-050012.20M19
2026-04009.95M23
2026-030000
2026-020000
2026-010000
2025-1200553.25K3
2025-110000

Institutional holders

Manager% owned
Granahan Investment Management, LLC11.33%
BlackRock, Inc.7.84%
D. E. Shaw & Co., Inc.4.83%
VANGUARD CAPITAL MANAGEMENT LLC4.12%
GILDER GAGNON HOWE & CO LLC4.01%
Park West Asset Management LLC3.23%
GOLDMAN SACHS GROUP INC2.95%
STATE STREET CORP2.27%
Portolan Capital Management, LLC2.25%
GEODE CAPITAL MANAGEMENT, LLC2.24%

Funds

Fund% owned
iShares Convertible Bond ETF5.81%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.95%
iShares Russell 2000 ETF2.33%
JNL Multi-Manager Small Cap Growth Fund2.11%
Fidelity Convertible Securities Fund1.74%
VANGUARD INFORMATION TECHNOLOGY INDEX FUND1.54%
Advent Convertible & Income Fund1.42%
Fidelity Small Cap Growth Fund1.39%
Hennessy Cornerstone Growth Fund1.32%
Janus Henderson Venture Fund1.08%

OakChart. PRCH. Cached 15 minutes.