OakChart

HCI Group Inc

HCIFinancial·Insurance - Property & Casualty·USA·Mid·NYSE·Nov 11 • 3:59 PM ET

189.86+1.33 (0.71%)
2026-11-11 22:57 CET
Market cap
2,343.56 USD m
Revenue, TTM
980.69 USD m
Net income, TTM
315.68 USD m
Free cash flow, TTM
460.18 USD m
EPS diluted, TTM
24.76
P/E
7.67
Compare

Price

HCI against its 20, 50 and 200-day averages
2050200beatearnings
160.00180.00200.00330K660KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HCIclose 189.8620-day 197.8450-day 190.38200-day 171.77189.8652w high52w low

9.1% under the 52-week high of 208.80 on 5 Nov 2026. 52-week low 144.75 on 7 May 2026. Last 15 sessions, 13.5% high to low

Volume 1.11× normal · the line is the 50-bar volume average

Profile

HCI
52-week range, 70% of the way up
144.75208.8

HCI Group, Inc. engages in the business of property and casualty insurance, reinsurance, real estate, and information technology. It operates through the following segments: Insurance Operations, Exzeo, Reciprocal Exchange Operations, Real Estate, and Corporate and Others. The Insurance Operations segment includes the property and casualty insurance division and reinsurance division. The Exzeo segment manages insurance technology and operations solutions for property and casualty insurance carriers. The Reciprocal Exchange segment refers to the insurance operations of CORE and Tailrow, consolidated VIEs. The Real Estate Operations segment deals with operating commercial properties the company owns for investment purposes or for use in its own operations. The Corporate and Other segment represents the activities of the holding companies and any other companies, such as CRM and TRM, that do not meet the quantitative and qualitative thresholds for a reportable segment. The company was founded by Paresh Patel, Gregory Politis, and Martin A. Traber on November 30, 2006 and is headquartered in Tampa, FL.

IndexRUT
Employees594
IPOSep 15, 2008
Beta0.94
ATR, 14d5.85
Rel volume1.11
Short float5.67%
Insider own14.66%
Inst own77.22%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.36B
Enterprise Value-
Income315.68M
Sales980.69M
Book/sh90.15
Cash/sh-
Dividend Est.1.60 (0.84%)
Dividend TTM1.60 (0.84%)
Dividend Ex-DateNov 20, 2026
Dividend Gr. 3/5Y0.00% 0.00%
Payout7.04%
Employees594
IPOSep 15, 2008

Ratios

P/E7.67
Forward P/E9.22
PEG-
P/S2.41
P/B2.11
P/C-
P/FCF5.13
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio1.97
Debt/Eq0.06
LT Debt/Eq0.06
Option/ShortYes / Yes

Earnings

EPS (ttm)24.76
EPS next Y20.59
EPS next Q5.18
EPS this Y-3.32%
EPS next Y-6.24%
EPS next 5Y-1.81%
EPS past 3/5Y- 45.46%
Sales past 3/5Y21.72% 26.87%
EPS Y/Y TTM47.34%
Sales Y/Y TTM20.15%
EPS Q/Q31.66%
Sales Q/Q13.20%
EarningsNov 04 AMC
EPS/Sales Surpr.30.04% -1.14%

Ownership

Insider Own14.66%
Insider Trans0.00%
Inst Own77.22%
Inst Trans-4.41%
ROA15.00%
ROE33.80%
ROIC27.63%
Gross Margin-
Oper. Margin50.08%
Profit Margin32.19%
SMA20-4.04%
SMA50-0.27%
SMA20010.53%
Trades-

Technical

Shs Outstand12.44M
Shs Float10.61M
Short Float5.67%
Short Ratio3.56
Short Interest0.60M
52W High208.80 -9.07%
52W Low144.75 31.16%
Volatility4.53% 2.85%
ATR (14)5.85
RSI (14)44.24
Beta0.94
Rel Volume1.11
Avg Volume169.10K
Volume187,844

Performance

Perf Week-6.26%
Perf Month-4.54%
Perf Quarter1.89%
Perf Half Y23.48%
Perf YTD-0.95%
Perf Year1.34%
Perf 3Y150.81%
Perf 5Y41.62%
Perf 10Y484.54%
Recom1.67
Target Price250.00
Prev Close188.53
Price189.86
Change %0.71%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 09, 2026InitiatedCCantor FitzgeraldOverweight$225+18.5%
Nov 13, 2025DowngradeOOppenheimerOutperform → Perform
May 30, 2025UpgradeCCompass PointNeutral → Buy$205+8.0%
Oct 21, 2024DowngradeCCompass PointBuy → Neutral$119 → $120-36.8%
Mar 08, 2024UpgradeWWilliam BlairMkt Perform → Outperform
Nov 16, 2023InitiatedOOppenheimerOutperform$100-47.3%
Aug 11, 2023InitiatedWWilliam BlairMkt Perform
Jan 19, 2023InitiatedCCompass PointBuy$56-70.5%
Mar 11, 2019UpgradeKKeefe BruyetteUnderperform → Mkt Perform$52 → $42-77.9%
Dec 13, 2018DowngradeKKeefe BruyetteMkt Perform → Underperform

Peers

Mkt cap
TickerCompanyMkt cap
SLDESlide Insurance Holdings Inc3.05B
UVEUniversal Insurance Holdings Inc1.33B
HRTGHeritage Insurance Holdings Inc996.25M
AIIAmerican Integrity Insurance Group Inc576.30M
ACICAmerican Coastal Insurance Corp481.41M
HIPOHippo Holdings Inc974.62M
PLMRPalomar Holdings Inc4.18B
OIGOrion180 Insurance Group Inc1.03B
LMNDLemonade Inc3.17B
KINSKingstone Cos. Inc326.41M

Insider trading

1 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Patel PareshChief Executive OfficerFeb 23 '26Option Exercise40.0020,000800,00089,500Feb 24 04:30 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJTiShares S&P Small-Cap 600 Growth ETFAUM: 7.45B

News

latest 14 of 200
  • HCI Group's 29% EPS Beat Rests On Margins While Florida Growth Decelerates (Earnings Whispers) -5.18%
  • HCI Group: Q3 Earnings Snapshot (Associated Press)
  • HCI Group Reports Third Quarter 2026 Results (GlobeNewswire)
  • HCI's Reinsurance Savings And GEICO Launch Face First Real Test In A Softening Florida Market (Earnings Whispers)
  • HCI Group Declares Quarterly Cash Dividend (GlobeNewswire)
  • HCI Group Provides Update on the Impact of Hurricane Isaias (GlobeNewswire)
  • HCI Group Sets Third Quarter 2026 Earnings Call for Wednesday, November 4, 2026, at 4:45 p.m. ET (GlobeNewswire)
  • HCI Group Inc (HCI) (Q2 2026) Earnings Call Highlights: Strong Pre-Tax Income and Strategic ... (GuruFocus.com)
  • HCI Group: Q2 Earnings Snapshot (Associated Press)
  • HCI Group Reports Second Quarter 2026 Results (GlobeNewswire)
  • HCI Group Sets Second Quarter 2026 Earnings Call for Thursday, August 6, 2026, at 4:45 p.m. ET (GlobeNewswire)
  • HCI Group Declares Quarterly Cash Dividend (GlobeNewswire)
  • HCI Group Enters the Tokenized Real-World Assets Market with Pilot Project Mirroring Returns of Specific Participations in HCI's Catastrophe XOL Reinsurance Programs (GlobeNewswire)
  • HCI Group Announces Completion of its 2026-2027 Catastrophe Reinsurance Programs (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-046.4504.9605.450244.91247.755
2026Q22026-08-065.6005.0375.604246.65247.436
2026Q12026-05-065.4505.2635.446242.88245.095
2025Q42026-02-257.2505.1297.254246.24232.365
2025Q32025-11-064.9002.8144.901216.35223.535
2025Q22025-08-075.1804.5175.178221.92218.986
2025Q12025-05-085.3504.8495.354216.43214.896
2024Q42025-02-270.310-2.9830.232161.88163.835
2024Q32024-11-070.4700.2690.519175.32190.56
2024Q22024-08-084.2103.4814.236206.25197.346
2024Q12024-05-083.6502.8033.807206.61191.326
2023Q42024-03-073.2201.4103.394162.67145.446
2023Q32023-11-071.4100.2201.337131.64124.255
2023Q22023-08-081.2200.4411.276127.33122.614
2023Q12023-05-091.5000.1451.537129.03118.273
2022Q42023-03-090.060-0.3170.178119.94120.43

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY-0.959-1.263-0.749244.41245.52
2018FY3.2302.6052.336231.29239.88
2019FY2.5702.6153.309242.47239
2020FY3.4401.7213.489310.44310
2021FY0.100-0.2370.214407.92402.93
2022FY-5.480-6.210-6.243499.56504.1
2023FY7.4105.3137.619550.67533.34
2024FY8.7506.2028.888750.05749.53
2025FY22.72020.50222.645900.95886.82
2026FY-21.965--977.38
2027FY-20.593--1,060
2028FY-21.507--1,173

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-05421254.26247.22270.13
2026Q4S2026-11-04400252.4242.32259.5
2026Q4S2026-10-27400252.4242.32259.5
2026Q4S2026-10-21410252.4242.32259.5
2026Q4S2026-10-09430252.4242.32259.5
2026Q4S2026-09-14430252.23242.32259.5
2026Q4S2026-08-13430252.13241.91259.5
2026Q4S2026-08-07420250.12241.91259.5
2026Q4S2026-07-22410245.07239250.6
2026Q4S2026-07-21400244.3235.91250.6
2026Q4S2026-07-09402244.3235.91250.6
2026Q4S2026-07-08302242.91235.91250.6
2026Q4S2026-05-07202239.07235.91242.22
2026Q4S2026-04-20200255.24250.87259.61

Estimate history

EPS, annual-0.7492.3363.3093.4890.214-6.2437.6198.88822.72524.7566
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5190.2325.3545.1784.9017.2545.4465.6046.453
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual243.681231.372242.763274.079405.125499.563550.67750.051900.946980.69
Period201720182019202020212022202320242025TTM
Sales, quarterly175.317161.875216.063221.92216.35246.243242.882246.653244.909
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual8.7628.3577.7657.78610.1318.5999.73810.76712.99212.438
Period201720182019202020212022202320242025MRQ
Shares, quarterly10.47910.76710.76512.95712.95912.99212.90112.4712.438
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue980.69900.95750.05550.67499.56405.12274.08242.76231.37
Losses, Claims & Reserves253.96241.83374.71254.58371.46227.53160.04107.51109.33
Selling, General and Administrative Incl. Other235.60220.63188.57167.32186.47161.00101.4985.8176.97
Operating Income before Interest Expense491.13438.49186.77128.77-58.3716.6012.5549.4445.08
Interest Expense4.489.1613.3411.127.776.4011.7313.0518.10
Unusual Expense--0.000.002.28-1.04-36.110.290.08
Net Income Before Taxes486.65429.33173.43117.65-68.4211.2336.9336.0926.90
Income Taxes124.48108.9445.8528.39-13.813.999.359.529.18
Consolidated Net Income362.17320.39127.5889.26-51.147.2226.1225.1318.44
Net Income From Continuing Operations328.36299.00109.9579.03-55.051.8326.1225.1318.44
Net Income315.68286.96105.8476.41-55.051.8326.1225.1318.44
EPS (Recurring)25.1622.728.897.62-6.060.130.883.332.34
EPS (Basic, Before Extraordinaries)25.5624.5810.599.13-6.240.233.553.312.34
EPS (Diluted)24.7622.728.897.62-6.240.213.493.312.34
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.838.679.137.8111.9711.486.764.723.66
Price To Earnings Ratio7.627.629.7520.19-301.8116.3813.9624.98
Price To Sales Ratio2.232.741.971.750.701.771.851.931.73
Operating Margin50.0848.6724.9023.38-11.684.104.5820.3619.48
Net Margin32.1931.8514.1113.88-11.020.459.5310.357.97
Shares Outstanding12.4412.9910.779.748.6010.137.797.768.36
Market Capitalization2,343.562,343.561,227.91838.01346.69856.34417.46359.86466.23
Operating Income after Interest Expense-429.33173.43117.65-66.1310.200.8236.3826.98
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue244.91246.65242.88246.24216.35221.92216.06161.88
Losses, Claims & Reserves65.3671.0865.6051.9366.1564.4659.29110.73
Selling, General and Administrative Incl. Other61.8063.5260.9849.3158.7259.4653.4241.94
Operating Income before Interest Expense117.75112.06116.31145.01112.57118.26103.359.21
Interest Expense1.461.080.921.011.023.743.383.32
Operating Income after Interest Expense116.29110.97115.38144.00111.55114.5199.975.89
Net Income Before Taxes116.29110.97115.38144.0090.6094.39100.345.89
Income Taxes30.0728.0730.3436.0022.7124.1126.111.76
Consolidated Net Income86.2382.9085.04108.0067.8970.2874.234.13
Net Income From Continuing Operations83.5073.8073.4197.6565.5166.1669.682.58
Net Income81.0170.8770.1593.6463.1263.5466.582.47
EPS (Recurring)6.455.605.457.254.905.185.350.23
EPS (Basic, Before Extraordinaries)6.675.785.627.495.055.576.470.24
EPS (Diluted)6.455.605.457.254.905.185.350.23
Non-Operating Income (Expense)0.000.000.000.000.000.000.370.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.622.64-2.650.233.422.402.602.53
Price To Earnings Ratio7.627.696.8112.2417.0114.7216.979.75
Price To Sales Ratio2.232.332.152.753.032.532.511.65
Operating Margin48.0845.4347.8958.8952.0353.2947.835.69
Net Margin33.0828.7328.8838.0329.1828.6330.821.52
Shares Outstanding12.4412.4712.9012.9912.9612.9610.7710.77
Market Capitalization2,343.562,237.032,008.692,484.302,487.371,757.561,606.711,227.91

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash1,213.87536.18539.76237.76631.34433.74229.92240.16256.69
Investments789.65874.66520.25615.57196.35225.01340.72386.94355.80
Premium Balance Receivables - Insurance57.4950.58102.2851.3171.2279.3029.7319.80120.91
Net Property, Plant & Equipment28.9430.7330.6618.6916.4416.7715.1813.3412.46
Investment in Unconsolidated Affiliates0.000.000.000.020.360.700.760.8424.49
Deferred Tax Assets2.240.0727.4030.3219.9114.4010.3411.2512.69
Other Intangible Assets96.7187.49181.32124.98158.1464.2635.6329.9447.23
Total Assets2,188.911,579.711,401.681,078.661,093.76834.19662.29702.27817.59
Insurance Policy Liabilities - Insurance899.10798.97665.60495.41514.67371.42250.79229.66357.63
Total Debt67.88230.44209.90212.4162.71184.28173.44250.15237.84
Long Term Debt66.42229.03209.10211.2460.26181.58163.10158.83237.84
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities3.812.8326.8932.0331.6526.3314.3512.321.89
Other Liabilities103.4778.4375.9684.0170.2751.0438.1628.7026.26
Total Liabilities1,074.261,110.67978.36823.86679.30633.06476.75520.83623.61
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,041.08453.33324.84162.60323.37201.14185.54181.44193.97
Total Shareholders Equity1,041.08453.33324.84162.60323.37201.14185.54181.44193.97
Accumulated Minority Interest73.5715.7198.4892.2191.090.000.000.000.00
Total Equity1,114.64469.04423.32254.81414.46201.14185.54181.44193.97
Total Liabilities & Stockholders Equity2,188.911,579.711,401.681,078.661,093.76834.19662.29702.27817.59
Book Value Per Share80.1342.1033.3618.9131.9225.8323.9021.7122.14
Tangible Book Value Per Share79.9241.6232.5717.6830.8725.3823.3621.1421.57
Full-Time Employees594564559589526451413465465
Price to Book Ratio2.092.683.762.032.622.021.912.341.40
Return on Assets15.877.386.37-5.070.193.493.682.58-0.78
Return on Equity40.0228.2632.43-22.660.7013.5113.699.82-3.31
Return on Invested Capital27.0016.1114.80-14.730.486.827.215.42-1.48
Current Ratio3.283.333.522.363.563.853.182.091.94

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations382.55339.60139.5694.84-43.3525.8419.6642.3538.06
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital79.25107.14195.85138.9549.1376.2460.0414.12-7.64
Cash from Operating Activities461.80446.74335.41233.795.78102.0979.7056.4730.41
Capital Expenditures-1.62-3.63-4.05-8.29-10.14-3.32-6.44-2.89-2.60
Net Assets From Acquisitions-1.51-1.07-100.48-0.35-0.41-6.320.000.00-0.54
Sale of Fixed Assets and Businesses156.21156.210.010.000.00100.000.000.000.00
Purchase or Sale of Investments-727.8588.61-259.669.42-444.6134.89103.5751.23-15.94
Purchase of Investments-986.32-583.65-853.93-375.62-640.58-127.53-110.64-121.13-381.62
Sale Or Maturity of Investments258.47672.27594.27385.05195.97162.42214.20172.36365.68
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.0014.500.0044.000.000.00
Cash from Investing Activities-574.77240.12-364.180.78-440.65125.25141.1348.34-19.07
Cash Dividends Paid-20.43-19.29-16.60-13.72-15.23-14.06-12.69-13.01-11.32
Change in Capital Stock-89.760.00-1.0483.79-88.31-1.31-6.64-19.99-21.17
Repurchase of Common Pref Stock-90.560.00-1.04-0.78-88.31-1.31-6.71-20.05-21.17
Sale of Common Pref Stock0.800.000.0084.570.000.000.060.060.00
Proceedsfrom Stock Options0.800.000.0084.570.000.000.000.000.00
Issuance or Reduction of Debt, Net-3.056.6942.924.17150.45-9.722.33-82.034.77
Change in Long Term Debt-3.056.6942.924.17150.45-9.722.33-82.034.77
Issuance of Long Term Debt-0.1615.3443.9011.62166.460.0023.849.295.89
Reduction of Long Term Debt-2.88-8.65-0.98-7.46-16.01-9.72-21.51-91.32-1.13
Net Financing Active Other Cash Flow-17.053.660.03-6.76-5.51-2.540.000.000.00
Other Financing Activities Uses-31.35-3.01-2.92-6.76-5.51-4.59-0.17-0.46-0.10
Cash from Financing Activities-130.29-8.9425.3167.4741.40-29.69-17.01-115.03-27.72
Exchange Rate Effect-0.28-0.23-0.11-0.04-0.10-0.050.00-0.02-0.16
Net Change in Cash-243.54677.69-3.58302.00-393.58197.60203.82-10.24-16.54
Free Cash Flow460.18443.11331.36227.29-0.5798.7773.2753.5928.23
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow4.975.824.704.52-8.468.3711.5223.72

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash748.13876.711,017.811,213.87991.67950.90
Investments1,424.451,274.141,105.50789.65755.16756.18
Net Property, Plant & Equipment26.8627.5028.2428.9430.4130.76
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets9.821.090.022.240.620.36
Other Intangible Assets137.36135.66108.3196.71103.46111.16
Total Assets2,427.882,392.722,320.282,188.911,951.541,915.18
Insurance Policy Liabilities - Insurance998.301,007.01921.86899.10904.99930.13
Total Debt67.2567.4767.6767.8871.0856.67
Long Term Debt67.2567.4767.6766.4269.9055.82
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities0.251.00-3.816.582.40
Other Liabilities136.09138.18153.05103.47113.33138.89
Total Liabilities1,201.891,213.651,142.581,074.261,095.971,128.09
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,121.281,079.911,089.021,041.08821.78758.58
Total Shareholders Equity1,121.281,079.911,089.021,041.08821.78758.58
Accumulated Minority Interest104.7099.1588.6873.5733.7928.51
Total Equity1,225.981,179.061,177.701,114.64855.57787.09
Total Liabilities & Stockholders Equity2,427.882,392.722,320.282,188.911,951.541,915.18
Book Value Per Share90.1586.6084.4180.1363.4158.55
Tangible Book Value Per Share90.0086.4584.2479.9263.1658.24
Full-Time Employees---594--
Price to Book Ratio2.092.081.933.023.283.13
Return on Assets15.0014.4114.9115.8711.548.48
Return on Equity33.8033.7637.5740.0231.9423.90
Return on Invested Capital7.036.436.358.827.358.12
Current Ratio1.972.272.433.283.503.79

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations92.6888.7392.34108.8075.3476.33
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-17.2237.0956.672.71-47.7769.22
Cash from Operating Activities75.46125.82149.01111.5127.58145.55
Capital Expenditures-0.41-0.29-0.34-0.58-0.79-0.52
Net Assets From Acquisitions-0.440.000.00-1.070.000.00
Sale of Fixed Assets and Businesses0.000.000.00156.210.000.00
Purchase or Sale of Investments-191.48-175.58-325.08-35.712.6953.72
Purchase of Investments-205.50-203.91-344.84-232.07-182.58-142.73
Sale Or Maturity of Investments14.0228.3319.75196.36185.27196.45
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-192.33-175.87-325.42118.841.9053.20
Cash Dividends Paid-4.97-5.08-5.20-5.18-5.18-4.62
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-5.61-68.10-16.780.72-0.04-0.05
Repurchase of Common Pref Stock-5.61-68.10-17.580.72-0.04-0.05
Sale of Common Pref Stock0.000.000.800.000.000.00
Proceedsfrom Stock Options0.000.000.800.000.000.00
Issuance or Reduction of Debt, Net-0.23-0.22-0.22-2.3813.34-2.13
Change in Long Term Debt-0.23-0.22-0.22-2.3813.34-2.13
Issuance of Long Term Debt0.000.000.00-0.1615.500.00
Reduction of Long Term Debt-0.23-0.22-0.22-2.22-2.16-2.13
Net Financing Active Other Cash Flow-1.25-17.232.68-1.252.171.91
Other Financing Activities Uses-6.59-21.69-0.06-3.011.12-1.12
Cash from Financing Activities-11.68-90.95-19.57-8.0911.42-6.02
Exchange Rate Effect-0.03-0.09-0.09-0.07-0.12-0.03
Net Change in Cash-128.59-141.09-196.07222.2040.78192.69
Free Cash Flow75.05125.53148.67110.9326.78145.03
Price to Free Cash Flow4.975.674.855.856.374.21

Revenue breakdown

United States2024: 750.05M 2025: 900.95M
Total Fire, Marine & Casualty Insurance revenue2024: 750.05M 2025: 900.95M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.67%0.6M10.6M165.33K
2026-10-155.47%0.6M10.6M161.73K
2026-09-304.68%0.5M10.6M161.38K
2026-09-155.41%0.6M10.6M168.37K
2026-08-315.19%0.6M10.6M170.05K
2026-08-144.67%0.5M10.7M174.22K
2026-07-314.18%0.5M10.9M179.37K
2026-07-154.56%0.5M10.9M191.25K
2026-06-303.93%0.4M10.9M198.29K
2026-06-153.59%0.4M10.9M184.81K
2026-05-292.77%0.3M11.0M177.41K
2026-05-153.03%0.3M10.9M173.08K
2026-04-302.87%0.3M10.9M157.56K
2026-04-152.56%0.3M11.1M154.29K
2026-03-312.78%0.3M11.1M145.11K
2026-03-132.91%0.3M11.1M138.66K
2026-02-273.19%0.4M11.1M146.67K
2026-02-132.96%0.3M11.1M154.43K
2026-01-302.95%0.3M11.1M172.21K
2026-01-154.15%0.5M11.1M164.20K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call13058.4061.7056.601.8133.000.000.943-0.3320.034
call13553.9056.8051.801.6921.000.000.938-0.3250.036
call14048.4051.500.001.4800.000.000.932-0.3180.038
call14543.4046.6058.901.3671.000.000.926-0.3100.041
call15038.9041.900.001.3120.000.000.919-0.3000.044
call15533.6036.800.001.1400.000.000.910-0.2900.048
call16028.5031.7027.100.9912.000.000.871-0.3800.062
call16524.0026.600.000.8450.000.000.852-0.3710.068
call17019.2022.1030.900.7871.000.000.831-0.3470.074
call17514.5017.200.000.6630.000.000.783-0.3650.087
call1809.9012.5024.200.5531.000.000.741-0.3220.096
call1855.807.506.000.3981.000.000.657-0.2910.108
call1901.804.103.200.3518.001.000.510-0.2630.118
call1950.003.502.050.4765.000.000.369-0.2940.111
call2000.003.000.500.57031.0030.000.290-0.3240.101
call2100.002.950.340.7893.000.000.225-0.3980.088
call2200.002.651.300.9642.000.000.183-0.4300.078
call2300.002.400.001.0830.000.000.147-0.4160.068
call2400.002.250.001.2250.000.000.129-0.4320.062
call2500.002.200.001.2180.000.000.088-0.3250.047
call2600.002.150.001.3440.000.000.081-0.3390.044
call2700.002.150.001.4620.000.000.076-0.3500.042
call2800.002.150.051.5731.000.000.072-0.3610.040
put1300.002.150.001.4460.000.00-0.040-0.2030.025
put1350.002.150.001.3370.000.00-0.043-0.2010.027
put1400.002.150.001.2170.000.00-0.047-0.1960.029
put1450.002.150.001.1300.000.00-0.050-0.1950.031
put1500.002.150.001.0040.000.00-0.056-0.1880.033
put1550.001.350.001.0330.000.00-0.089-0.2770.048
put1600.002.150.720.7791.000.00-0.070-0.1740.040
put1650.002.250.000.8710.000.00-0.134-0.3120.064
put1700.002.251.300.7961.000.00-0.169-0.3330.074
put1750.002.954.500.7441.000.00-0.209-0.3450.085
put1800.502.852.150.5822.000.00-0.259-0.3070.096
put1851.153.603.400.4939.000.00-0.343-0.2750.108
put1902.154.904.500.41337.000.00-0.490-0.2460.118
put1955.207.405.220.37015.000.00-0.638-0.2620.111
put2009.7012.500.000.5150.000.00-0.709-0.3060.101
put21018.7022.0012.300.6831.000.00-0.771-0.3890.089
put22028.9032.0033.100.8734.000.00-0.817-0.4100.078
put23038.6042.0029.501.0432.000.00-0.847-0.4170.070
put24048.5051.8040.101.1650.000.00-0.867-0.4240.063
put25058.5061.400.001.2280.000.00-0.880-0.4390.059
put26068.4071.7056.101.4202.000.00-0.890-0.4500.056
put27078.6081.3067.301.4540.000.00-0.896-0.4670.053
put28088.7091.3076.101.5680.000.00-0.901-0.4810.051

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-068-KCurrent report2026-08-06SEC
2026-07-28SCHEDULE 13G/ASEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-158-KCurrent report2026-06-11SEC
2026-06-128-KCurrent report2026-06-10SEC
2026-06-018-KCurrent report2026-06-01SEC
2026-05-274Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-274Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-274Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-274Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-15SCHEDULE 13G/ASEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-068-KCurrent report2026-05-06SEC
2026-04-29ARSAnnual report to security holders. 2025-12-31SEC
2026-04-29DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-06-10SEC
2026-03-27SCHEDULE 13G/ASEC
2026-02-2610-KAnnual report pursuant to Section 13 or 15(d)2025-12-31SEC
2026-02-258-KCurrent report2026-02-25SEC
2026-02-244Statement of changes in beneficial ownership of securities2026-02-23SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.44%
Khrom Capital Management LLC5.41%
VANGUARD CAPITAL MANAGEMENT LLC3.74%
DIMENSIONAL FUND ADVISORS LP3.58%
STATE STREET CORP3.33%
AMERICAN CENTURY COMPANIES INC3.26%
GEODE CAPITAL MANAGEMENT, LLC2.24%
VANGUARD PORTFOLIO MANAGEMENT LLC2.17%
Qube Research & Technologies Ltd1.89%
Allspring Global Investments Holdings, LLC1.88%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF4.98%
Avantis U.S. Small Cap Value ETF3.03%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.70%
iShares Russell 2000 ETF2.27%
Fidelity Enhanced Small Cap Core ETF1.09%
Fidelity Small Cap Index Fund0.97%
VANGUARD EXTENDED MARKET INDEX FUND0.95%
iShares Russell 2000 Value ETF0.84%
State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF0.76%
iShares S&P Small-Cap 600 Growth ETF0.74%

OakChart. HCI. Cached 15 minutes.