OakChart

Universal Insurance Holdings Inc

UVEFinancial·Insurance - Property & Casualty·USA·Small·NYSE·Nov 11 • 3:59 PM ET

48.13-0.03 (-0.06%)
2026-11-12 02:34 CET
Market cap
1,332.60 USD m
Revenue, TTM
1,667.84 USD m
Net income, TTM
232.57 USD m
Free cash flow, TTM
360.37 USD m
EPS diluted, TTM
8.00
P/E
6.01
Compare

Price

UVE against its 20, 50 and 200-day averages
2050200beat
30.0035.0040.0045.0050.00371K742KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26UVEclose 48.1320-day 47.7250-day 45.55200-day 39.6448.1352w high

5.2% under the 52-week high of 50.75 on 26 Oct 2026. 52-week low 28.32 on 23 Jan 2026. Last 15 sessions, 11.0% high to low

Volume 0.76× normal · the line is the 50-bar volume average

Profile

UVE
52-week range, 88% of the way up
28.3250.75

Universal Insurance Holdings, Inc. engages in offering property and casualty insurance and value-added insurance services. It develops, markets and underwrites insurance products for consumers in the personal residential homeowner's lines of business and perform substantially all other insurance-related services for primary insurance entities, including risk management, claims management, and distribution. The company was founded by Bradley I. Meier on November 13, 1990 and is headquartered in Fort Lauderdale, FL.

IndexRUT
Employees929
IPODec 16, 1992
Beta0.64
ATR, 14d1.52
Rel volume0.76
Short float4.12%
Insider own9.02%
Inst own78.80%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.33B
Enterprise Value-
Income232.57M
Sales1.67B
Book/sh23.37
Cash/sh-
Dividend Est.-
Dividend TTM0.64 (1.33%)
Dividend Ex-DateDec 04, 2026
Dividend Gr. 3/5Y0.00% 0.00%
Payout10.13%
Employees929
IPODec 16, 1992

Ratios

P/E6.01
Forward P/E9.08
PEG-
P/S0.80
P/B2.06
P/C-
P/FCF3.70
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.93
Debt/Eq0.15
LT Debt/Eq0.15
Option/ShortYes / Yes

Earnings

EPS (ttm)8.00
EPS next Y5.30
EPS next Q0.36
EPS this Y-1.21%
EPS next Y-13.47%
EPS next 5Y-3.48%
EPS past 3/5Y- 60.26%
Sales past 3/5Y9.47% 8.38%
EPS Y/Y TTM92.17%
Sales Y/Y TTM5.51%
EPS Q/Q30.13%
Sales Q/Q9.56%
EarningsOct 22 AMC
EPS/Sales Surpr.22.93% 1.20%

Ownership

Insider Own9.02%
Insider Trans-5.63%
Inst Own78.80%
Inst Trans3.08%
ROA9.44%
ROE40.76%
ROIC31.29%
Gross Margin-
Oper. Margin19.02%
Profit Margin13.94%
SMA200.85%
SMA505.66%
SMA20021.42%
Trades-

Technical

Shs Outstand27.64M
Shs Float25.18M
Short Float4.12%
Short Ratio5.25
Short Interest1.04M
52W High50.75 -5.16%
52W Low28.32 69.95%
Volatility4.03% 3.16%
ATR (14)1.52
RSI (14)56.55
Beta0.64
Rel Volume0.76
Avg Volume197.80K
Volume151,250

Performance

Perf Week-1.33%
Perf Month2.23%
Perf Quarter13.54%
Perf Half Y22.91%
Perf YTD42.40%
Perf Year38.15%
Perf 3Y200.36%
Perf 5Y219.50%
Perf 10Y128.50%
Recom3.00
Target Price51.00
Prev Close48.16
Price48.13
Change %-0.06%

Analyst ratings

latest 6 of 6
DateActionAnalystRating changeTargetImplied
Jul 15, 2026DowngradePPiper SandlerOverweight → Neutral$44-8.6%
Feb 27, 2023UpgradePPiper SandlerNeutral → Overweight$11 → $19-60.5%
May 28, 2020InitiatedPPiper SandlerNeutral$19-60.5%
Nov 04, 2019DowngradeKKeefe BruyetteMkt Perform → Underperform$27-43.9%
Jul 27, 2018DowngradeKKeefe BruyetteOutperform → Mkt Perform
Nov 23, 2015UpgradeKKeefe BruyetteMkt Perform → Outperform

Peers

Mkt cap
TickerCompanyMkt cap
HCIHCI Group Inc2.36B
HRTGHeritage Insurance Holdings Inc996.25M
SLDESlide Insurance Holdings Inc3.05B
AIIAmerican Integrity Insurance Group Inc576.30M
OIGOrion180 Insurance Group Inc1.03B
ACICAmerican Coastal Insurance Corp481.41M
HIPOHippo Holdings Inc974.62M
PLMRPalomar Holdings Inc4.18B
KINSKingstone Cos. Inc326.41M
ALLAllstate Corp64.88B

Insider trading

latest 14 of 48
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Springer JonDirectorNov 03 '26Sale48.7725,0001,219,222225,734Nov 05 04:06 PM
Springer JonDirectorNov 04 '26Sale48.9616,380802,011209,354Nov 05 04:06 PM
DOWNES SEAN PExecutive ChairmanOct 30 '26Sale48.2320,000964,5491,064,645Nov 03 04:28 PM
Springer JonIndependent Board MemberNov 03 '26Proposed Sale50.0041,3802,069,000Nov 03 04:19 PM
DOWNES SEAN POfficerOct 30 '26Proposed Sale48.2520,000965,000Oct 30 01:45 PM
DOWNES SEAN PExecutive ChairmanSep 11 '26Sale43.9820,000879,5621,084,645Sep 11 05:53 PM
DOWNES SEAN POfficerSep 11 '26Proposed Sale43.8020,000876,000Sep 11 03:28 PM
DOWNES SEAN PExecutive ChairmanAug 05 '26Sale44.2720,000885,3641,104,645Aug 07 04:10 PM
DOWNES SEAN POfficerAug 05 '26Proposed Sale44.1520,000883,000Aug 05 03:43 PM
DOWNES SEAN PExecutive ChairmanJun 11 '26Sale38.2220,000764,3361,148,255Jun 12 05:01 PM
DOWNES SEAN POfficerJun 11 '26Proposed Sale37.8520,000757,000Jun 11 02:25 PM
DOWNES SEAN PExecutive ChairmanMay 15 '26Sale38.7320,000774,6041,168,255May 15 05:55 PM
DOWNES SEAN POfficerMay 15 '26Proposed Sale39.1020,000782,000May 15 04:08 PM
PIETRANGELO MICHAELDirectorMay 13 '26Sale39.294,500176,79481,293May 14 04:42 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-221.9301.5701.800608.88601.672
2026Q22026-07-231.8401.6152.038621.31614.622
2026Q12026-04-232.0001.4221.883506.55481.092
2025Q42026-02-242.1701.2872.284483.68485.022
2025Q32025-10-231.3601.1741.383592.77591.582
2025Q22025-07-241.2301.1181.207596.72595.622
2025Q12025-04-241.4401.2591.440467.08459.562
2024Q42025-02-250.2500.0850.207470.9449.922
2024Q32024-10-24-0.730-0.967-0.570574.35553.272
2024Q22024-07-251.1801.0231.208578.27569.012
2024Q12024-04-251.0701.0451.145446.18426.512
2023Q42024-02-220.4300.2500.678432.62428.582
2023Q32023-10-26-0.160-0.291-0.200531.99515.72
2023Q22023-07-270.8700.6900.932547.13548.52
2023Q12023-04-270.7900.7410.789410.1436.12
2022Q42023-02-230.720-0.4890.822416.1439.262

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.9902.7112.9861,0561,036
2018FY4.1104.0243.2711,1911,185
2019FY1.1801.6501.3591,293-
2020FY-0.900-1.0740.5981,5171,497
2021FY0.6100.4990.6521,6711,691
2022FY-0.410-1.549-0.7241,8461,869
2023FY1.9501.7792.2161,9221,918
2024FY1.7901.6552.0132,0702,049
2025FY6.2005.3096.3202,1402,142
2026FY-6.125--2,211
2027FY-5.300--2,211
2028FY-5.575--2,211

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-26101474.01474.01474.01
2026Q4S2026-10-23110498.2498.2498.2
2026Q4S2026-10-22101492.15492.15492.15
2026Q4S2026-10-05101492.15492.15492.15
2026Q4S2026-07-24100498.2498.2498.2
2026Q4S2026-04-24100498.2498.2498.2
2026Q4S2026-02-25100498.2498.2498.2
2026Q4S2026-01-07100499.57499.57499.57
2026Q4S2025-11-11101499.57499.57499.57
2026Q4S2025-11-10101499.57499.57499.57
2026Q4S2025-11-09101499.57499.57499.57
2026Q4S2025-11-08101499.57499.57499.57
2026Q4S2025-11-07101499.57499.57499.57
2026Q4S2025-11-06101499.57499.57499.57

Estimate history

EPS, annual2.9863.2711.3590.5980.652-0.7242.2162.0136.3188.0034
Period201720182019202020212022202320242025TTM
EPS, quarterly-0.570.2071.441.2071.3832.2841.8832.0381.799
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual751.916823.816939.3511072.771121.8511222.6581391.5821520.5361603.9151667.84
Period201720182019202020212022202320242025TTM
Sales, quarterly387.554384.809394.867400.141400.981407.926393.565427.033439.319
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual34.73534.78332.63831.13731.22130.38928.96628.09628.00827.641
Period201720182019202020212022202320242025MRQ
Shares, quarterly28.28628.09628.1927.92728.04828.00827.90527.8327.641
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,667.841,603.911,520.541,391.581,222.661,121.851,072.77939.35823.82
Losses, Claims & Reserves955.88985.881,087.37992.64938.40779.21758.81603.41414.45
Selling, General and Administrative Incl. Other394.78368.55342.08304.07303.47313.58289.63272.43256.14
Operating Income before Interest Expense317.18249.4991.0994.88-19.2129.0724.3363.52153.22
Interest Expense7.276.426.486.536.610.650.10--
Net Income Before Taxes309.90243.0784.6188.35-27.2528.4124.2363.52152.87
Income Taxes77.3360.1225.6821.53-4.998.015.1317.0035.82
Consolidated Net Income232.58182.9558.9366.82-22.2620.4119.1146.51117.05
Net Income From Continuing Operations232.58182.9558.9366.82-22.2620.4119.1146.51117.05
Net Income232.57182.9458.9266.81-22.2720.4019.0946.50117.04
EPS (Recurring)7.976.322.012.22-0.720.650.601.363.27
EPS (Basic, Before Extraordinaries)8.406.562.072.24-0.720.650.601.373.36
EPS (Diluted)8.006.322.012.22-0.720.650.601.363.27
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense8.526.857.813.953.734.246.359.5010.10
Price To Earnings Ratio6.026.028.526.75-25.5925.8021.2411.01
Price To Sales Ratio0.740.610.410.350.270.470.451.021.65
Operating Margin19.0215.565.996.82-1.572.592.276.7618.60
Net Margin13.9411.413.874.80-1.821.821.784.9514.21
Shares Outstanding27.6428.0128.1028.9730.3931.2231.1432.6434.78
Market Capitalization1,332.601,332.60593.30461.84317.46514.52456.03887.641,259.43
Operating Income after Interest Expense-243.0784.6188.35-25.8228.4124.23--
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue439.32427.03393.56407.93400.98400.14394.87384.81
Losses, Claims & Reserves260.49244.56228.10222.74252.28260.31250.56286.65
Selling, General and Administrative Incl. Other106.60100.8692.1895.1494.3291.8487.2489.20
Operating Income before Interest Expense72.2381.6173.2990.0554.3847.9957.078.96
Interest Expense2.082.001.591.601.601.611.611.61
Operating Income after Interest Expense70.1579.6171.6988.4552.7846.3955.467.35
Net Income Before Taxes70.1579.6171.6988.4552.7846.3955.467.34
Income Taxes17.6420.4317.4021.8612.9511.2914.021.33
Consolidated Net Income52.5159.1954.2966.5939.8335.0941.446.02
Net Income From Continuing Operations52.5159.1954.2966.5939.8335.0941.446.02
Net Income52.5159.1954.2966.5939.8335.0941.446.02
EPS (Recurring)1.802.041.882.281.381.211.440.21
EPS (Basic, Before Extraordinaries)1.902.141.962.401.431.251.480.21
EPS (Diluted)1.802.041.882.281.381.211.440.21
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.221.031.033.241.97-1.08-
Price To Earnings Ratio6.026.125.417.9811.4712.0911.868.52
Price To Sales Ratio0.740.740.610.610.480.510.440.40
Operating Margin16.4419.1118.6222.0713.5611.9914.452.33
Net Margin11.9513.8613.7916.329.938.7710.491.56
Shares Outstanding27.6427.8327.9128.0128.0527.9328.1928.10
Market Capitalization1,332.601,154.40956.76948.05741.76777.29663.18593.30

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash477.84262.08399.94391.34253.14179.87184.74169.06216.12
Investments1,532.601,371.281,160.781,105.811,093.68919.92914.59908.15730.02
Premium Balance Receivables - Insurance75.7277.9477.0669.5764.9266.8863.8859.8656.50
Net Property, Plant & Equipment49.3548.6547.6351.4053.6853.5741.3534.9932.87
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets64.1677.7074.8187.8443.8236.6434.4937.4528.94
Other Intangible Assets152.58149.42132.61123.49147.80156.07143.49110.3994.99
Total Assets2,352.241,987.071,892.841,829.461,657.051,412.961,320.271,319.901,159.44
Insurance Policy Liabilities - Insurance1,310.571,175.641,093.98946.33831.10779.02591.57539.38491.87
Total Debt100.48101.24116.60102.77130.4467.86100.33114.2449.58
Long Term Debt-0.6299.77100.53101.30102.206.999.9311.4012.87
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities36.5035.5431.6330.5827.4930.36-31.1422.8719.66
Other Liabilities353.66301.39309.32461.88238.3286.46165.61141.79158.34
Total Liabilities1,801.211,613.821,551.541,541.561,227.35963.70826.37818.27719.46
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity551.03373.25341.30287.90429.70449.26493.90501.63439.99
Total Shareholders Equity551.03373.25341.30287.90429.70449.26493.90501.63439.99
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity551.03373.25341.30287.90429.70449.26493.90501.63439.99
Total Liabilities & Stockholders Equity2,352.241,987.071,892.841,829.461,657.051,412.961,320.271,319.901,159.44
Book Value Per Share19.6713.2811.789.4713.7614.4315.1314.4212.67
Tangible Book Value Per Share19.6713.2811.789.4713.7614.4315.1314.4212.67
Full-Time Employees9291,0681,2441,2231,047909805734558
Price to Book Ratio2.061.481.531.221.201.011.772.502.12
Return on Assets8.433.043.59-1.281.331.403.529.4410.08
Return on Equity39.5916.4921.24-6.204.644.059.3424.8626.37
Return on Invested Capital33.2412.4615.12-5.723.844.199.2322.8223.61
Current Ratio0.800.800.940.790.871.011.181.211.32

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-199.5654.1493.28-26.155.73-53.7045.57213.02
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-181.9483.21-22.31350.67228.6583.0539.0317.08
Cash from Operating Activities365.01381.49137.3670.97324.51234.3829.3584.60230.10
Capital Expenditures-4.64-4.44-7.37-4.02-4.90-7.23-17.22-11.31-6.73
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.330.040.110.040.100.160.180.040.04
Purchase or Sale of Investments-150.16-120.67-220.83-11.27-144.06-231.6439.0839.60-205.59
Purchase of Investments-548.23-460.14-390.90-184.67-276.65-505.84-1,190.90-223.88-469.81
Sale Or Maturity of Investments398.06339.47170.06173.40132.59274.201,229.98263.48264.22
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources11.4611.460.000.000.009.300.000.000.00
Cash from Investing Activities-143.01-113.61-228.09-15.25-148.86-229.4022.0428.33-212.29
Cash Dividends Paid-22.17-22.18-22.33-23.29-23.78-24.20-24.56-26.12-25.52
Change in Capital Stock-26.05-22.37-21.91-22.02-11.64-1.61-28.92-65.95-25.17
Repurchase of Common Pref Stock-26.05-22.37-21.91-22.02-11.64-1.61-28.92-66.19-25.28
Sale of Common Pref Stock0.000.000.000.000.000.000.000.240.10
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-4.30-1.47-1.47-1.47-1.4795.16-1.47-1.47-1.47
Change in Long Term Debt-4.30-1.47-1.47-1.47-1.4795.16-1.47-1.47-1.47
Issuance of Long Term Debt97.170.000.000.000.0096.640.000.000.00
Reduction of Long Term Debt-101.47-1.47-1.47-1.47-1.47-1.47-1.47-1.47-1.47
Net Financing Active Other Cash Flow-5.62-6.11-1.42-0.34-0.42-1.06-1.31-3.71-12.71
Other Financing Activities Uses-5.62-6.11-1.42-0.34-0.56-1.06-1.31-3.71-12.71
Cash from Financing Activities-58.13-52.12-47.13-47.12-37.4668.30-56.26-97.24-64.88
Net Change in Cash163.87215.76-137.878.60138.2073.27-4.8715.68-47.06
Free Cash Flow360.37377.06129.9966.95319.62227.1512.1373.28223.37
Preferred Dividends (Cash Flow)--0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01
Price to Free Cash Flow3.632.765.7311.031.102.62-20.316.86

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash638.10600.79598.41477.84474.22435.74
Investments1,605.981,634.501,536.691,532.601,518.941,500.01
Net Property, Plant & Equipment47.8848.6449.3549.3549.9347.68
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets35.3414.2437.8164.1618.9515.09
Other Intangible Assets191.83183.46152.26152.58164.22172.69
Total Assets2,617.282,567.172,450.472,352.242,308.662,254.81
Insurance Policy Liabilities - Insurance1,325.961,123.071,503.801,310.571,126.55916.22
Total Debt97.3997.85100.29100.48107.29100.86
Long Term Debt97.3497.85100.29-0.62100.67100.86
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---36.50--
Other Liabilities547.90709.09261.64353.66579.78779.92
Total Liabilities1,971.241,930.021,865.731,801.211,813.621,797.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity646.04637.15584.74551.03495.04457.81
Total Shareholders Equity646.04637.15584.74551.03495.04457.81
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity646.04637.15584.74551.03495.04457.81
Total Liabilities & Stockholders Equity2,617.282,567.172,450.472,352.242,308.662,254.81
Book Value Per Share23.3722.8920.9519.6717.6516.39
Tangible Book Value Per Share23.3722.8920.9519.6717.6516.39
Full-Time Employees---929--
Price to Book Ratio2.061.971.741.921.601.84
Return on Assets9.449.128.538.435.553.14
Return on Equity40.7640.1738.8839.5927.3415.60
Return on Invested Capital7.068.057.9312.106.696.28
Current Ratio0.930.751.120.800.760.62

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Extraordinary Item0.000.000.000.000.000.00
Cash from Operating Activities83.03101.08154.8226.0862.42106.22
Capital Expenditures-1.08-0.90-1.58-1.08-1.16-0.98
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.260.010.040.020.010.00
Purchase or Sale of Investments-31.09-85.69-18.57-14.81-7.54-57.99
Purchase of Investments-103.67-201.68-130.89-111.98-119.68-151.47
Sale Or Maturity of Investments72.58115.99112.3197.17112.1393.48
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.0011.460.000.00
Cash from Investing Activities-31.91-86.58-20.12-4.41-8.69-58.96
Cash Dividends Paid-4.49-4.41-4.91-8.35-4.46-4.52
Preferred Dividends (Cash Flow)-0.00-0.00-0.00-0.00-0.00-0.00
Change in Capital Stock-7.49-4.54-7.15-6.87-8.07-7.43
Repurchase of Common Pref Stock-7.49-4.54-7.15-6.87-8.07-7.43
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.66-2.90-0.37-0.37-0.37-0.37
Change in Long Term Debt-0.66-2.90-0.37-0.37-0.37-0.37
Issuance of Long Term Debt-0.2997.460.000.000.000.00
Reduction of Long Term Debt-0.37-100.37-0.37-0.37-0.37-0.37
Net Financing Active Other Cash Flow-1.19-0.25-1.71-2.47-2.35-0.02
Other Financing Activities Uses-1.19-0.25-1.71-2.47-2.35-0.02
Cash from Financing Activities-13.82-12.11-14.14-18.06-15.25-12.34
Net Change in Cash37.302.39120.573.6138.4834.92
Free Cash Flow81.95100.17153.2425.0061.26105.25
Price to Free Cash Flow3.633.783.052.783.333.26

Revenue breakdown

Fire, Marine & Casualty Insurance2024: 1.52B 2025: 1.60B
United States2024: 1.52B 2025: 1.60B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.12%1.0M25.2M191.06K
2026-10-153.51%0.9M25.3M190.86K
2026-09-304.72%1.2M25.3M197.67K
2026-09-152.57%0.7M25.3M209.19K
2026-08-312.41%0.6M25.3M214.11K
2026-08-142.16%0.5M25.3M206.52K
2026-07-315.32%1.3M25.3M211.93K
2026-07-155.35%1.4M25.3M220.02K
2026-06-303.77%1.0M25.3M203.44K
2026-06-152.54%0.6M25.2M195.23K
2026-05-291.96%0.5M25.4M209.05K
2026-05-151.99%0.5M25.4M213.54K
2026-04-302.17%0.5M25.3M199.49K
2026-04-151.72%0.4M25.4M186.09K
2026-03-312.21%0.6M25.4M195.08K
2026-03-132.41%0.6M25.4M197.96K
2026-02-272.44%0.6M25.4M178.66K
2026-02-132.19%0.6M25.5M173.16K
2026-01-302.61%0.7M25.5M187.38K
2026-01-152.23%0.6M25.5M190.45K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call17.5029.2032.200.005.7320.000.000.993-0.0220.001
call20.0026.7029.700.005.0670.000.000.993-0.0220.001
call22.5024.2027.000.004.2950.000.000.991-0.0220.002
call25.0021.7024.5022.003.80112.000.000.990-0.0210.002
call30.0016.1018.9013.902.45223.000.000.923-0.1520.011
call35.0012.0013.8012.001.7307.000.000.898-0.1390.013
call40.007.009.708.601.6467.000.000.856-0.1210.017
call45.002.803.802.700.61583.000.000.762-0.0890.023
call50.000.050.650.350.4512630.000.342-0.0840.028
call55.000.000.750.200.8931370.000.189-0.1030.020
call60.000.000.750.101.2351480.000.148-0.1210.017
put17.500.002.150.002.8630.000.00-0.006-0.0210.001
put20.000.002.150.002.5080.000.00-0.007-0.0210.001
put22.500.002.150.002.1950.000.00-0.008-0.0210.002
put25.000.000.050.561.91728.000.00-0.009-0.0200.002
put30.000.000.750.382.4657.000.00-0.077-0.1500.011
put35.000.000.750.101.82280.000.00-0.102-0.1370.013
put40.000.000.750.191.2396.000.00-0.144-0.1190.017
put45.000.100.750.290.67223.001.00-0.237-0.0860.023
put50.001.653.202.280.71415.000.00-0.657-0.0800.028
put55.006.208.300.001.2560.000.00-0.811-0.0980.020
put60.0010.6013.200.001.6050.000.00-0.852-0.1160.017

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-11-03144/ASEC
2026-11-03144Filing for proposed sale of securities under Rule 144.SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-11-02144/ASEC
2026-10-30144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-09-21424B3SEC
2026-09-18EFFECTEffectiveness filing by commission orderSEC
2026-09-11144Filing for proposed sale of securities under Rule 144.SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-11SEC
2026-09-09S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-05144Filing for proposed sale of securities under Rule 144.SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-28SEC
2026-07-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-088-KCurrent report2026-07-08SEC
2026-06-2911-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2026-06-29SEC
2026-06-188-KCurrent report2026-06-16SEC
2026-06-158-KCurrent report2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11002.02M2
2026-1000964.55K1
2026-0900879.56K1
2026-0800885.36K1
2026-070000
2026-0600764.34K1
2026-05001.07M3
2026-0400793.77K1
2026-0300882.79K5
2026-020000
2026-010000
2025-12002.43M4
2025-11001.51M2

Institutional holders

Manager% owned
BlackRock, Inc.9.62%
DIMENSIONAL FUND ADVISORS LP4.71%
VANGUARD CAPITAL MANAGEMENT LLC3.98%
AMERICAN CENTURY COMPANIES INC3.97%
GEODE CAPITAL MANAGEMENT, LLC3.41%
VANGUARD PORTFOLIO MANAGEMENT LLC3.37%
DONALD SMITH & CO., INC.2.59%
STATE STREET CORP2.30%
TWO SIGMA INVESTMENTS, LP2.15%
MORGAN STANLEY2.11%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust21.50%
BBH Income Fund16.91%
BBH Limited Duration Fund15.01%
Thompson Bond Fund14.37%
Unconstrained Bond Series8.24%
Flaherty & Crumrine Preferred and Income Securities Fund Incorporated7.70%
Core Bond Series5.73%
Flaherty & Crumrine Dynamic Preferred and Income Fund Incorporated4.21%
Credit Series3.94%
Avantis U.S. Small Cap Value ETF3.58%

OakChart. UVE. Cached 15 minutes.