OakChart

Root Inc

ROOTFinancial·Insurance - Property & Casualty·USA·Small·NASD·Nov 11 • 12:26 PM ET

43.55-0.27 (-0.62%)
2026-11-11 18:26 CET
Market cap
665.72 USD m
Revenue, TTM
1,561.00 USD m
Net income, TTM
77.20 USD m
Free cash flow, TTM
183.10 USD m
EPS diluted, TTM
4.52
P/E
9.63
Compare

Price

ROOT against its 20, 50 and 200-day averages
2050200beat
50.0060.0070.00440K880KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26ROOTclose 43.5520-day 50.4850-day 50.17200-day 53.3743.5552w low

51.8% under the 52-week high of 90.41 on 11 Nov 2025. 52-week low 40.91 on 2 Apr 2026. Last 15 sessions, 36.5% high to low

Profile

ROOT
52-week range, 5% of the way up
40.9190.41

Root, Inc. is a technology insurance company, which engages in the provision of insurance services. It offers mobile telematics and technology platforms to segment individual risk based on complex behavioral data and customer experience to make pricing decisions and grow businesses. It provides insurance products and services in the United States. The company was founded by Alexander E. Timm and Daniel Manges in February 2015 and is headquartered in Columbus, OH.

IndexRUT
Employees1256
IPOOct 28, 2020
Beta3.06
ATR, 14d2.65
Rel volume0.55
Short float19.81%
Insider own32.77%
Inst own51.53%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap661.62M
Enterprise Value-
Income77.20M
Sales1.56B
Book/sh21.37
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1256
IPOOct 28, 2020

Ratios

P/E9.63
Forward P/E18.85
PEG-
P/S0.42
P/B2.04
P/C-
P/FCF3.61
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio1.86
Debt/Eq0.45
LT Debt/Eq0.45
Option/ShortYes / Yes

Earnings

EPS (ttm)4.52
EPS next Y2.31
EPS next Q0.21
EPS this Y96.44%
EPS next Y-50.17%
EPS next 5Y-0.64%
EPS past 3/5Y- -
Sales past 3/5Y69.63% 34.33%
EPS Y/Y TTM39.83%
Sales Y/Y TTM7.89%
EPS Q/Q334.28%
Sales Q/Q-1.68%
EarningsNov 04 AMC
EPS/Sales Surpr.36.51% -0.81%

Ownership

Insider Own32.77%
Insider Trans-0.07%
Inst Own51.53%
Inst Trans-2.22%
ROA5.30%
ROE19.85%
ROIC12.74%
Gross Margin-
Oper. Margin6.68%
Profit Margin4.95%
SMA20-13.74%
SMA50-13.19%
SMA200-18.40%
Trades-

Technical

Shs Outstand13.50M
Shs Float10.21M
Short Float19.81%
Short Ratio9.72
Short Interest2.02M
52W High90.41 -51.83%
52W Low40.91 6.45%
Volatility9.41% 4.93%
ATR (14)2.65
RSI (14)35.74
Beta3.06
Rel Volume0.55
Avg Volume207.99K
Volume55,060

Performance

Perf Week-23.80%
Perf Month-10.67%
Perf Quarter-12.60%
Perf Half Y-23.70%
Perf YTD-39.71%
Perf Year-49.34%
Perf 3Y343.03%
Perf 5Y-58.14%
Perf 10Y-
Recom2.67
Target Price57.00
Prev Close43.82
Price43.55
Change %-0.62%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 11, 2026DowngradeJJefferiesBuy → Hold$58+33.2%
Nov 22, 2024DowngradeJJMP SecuritiesMkt Outperform → Mkt Perform
Mar 01, 2024UpgradeJJefferiesHold → Buy$10 → $40-8.2%
Feb 26, 2024UpgradeKKeefe BruyetteMkt Perform → Outperform$10 → $22-49.5%
Feb 22, 2024UpgradeCCantor FitzgeraldNeutral → Overweight$9 → $13-70.1%
Jan 10, 2024InitiatedTTD CowenMarket Perform
Nov 19, 2021InitiatedJJefferiesHold$5.50-87.4%
Nov 15, 2021DowngradeBBarclaysEqual Weight → Underweight$5 → $3-93.1%
Aug 17, 2021InitiatedWWolfe ResearchPeer Perform$5-88.5%
Aug 13, 2021DowngradeWWells FargoOverweight → Equal Weight$16 → $7-83.9%

Peers

Mkt cap
TickerCompanyMkt cap
LMNDLemonade Inc3.18B
PGRProgressive Corp133.77B
KMPRKemper Corp2.01B
ALLAllstate Corp64.15B
HIPOHippo Holdings Inc970.15M
MCYMercury General Corp4.71B
SAFTSafety Insurance Group Inc1.53B
HMNHorace Mann Educators Corp2.13B
THGHanover Insurance Group Inc8.51B
MAXMediaAlpha Inc848.24M

Insider trading

latest 14 of 28
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Allison JonathanChief Administrative OfficerMay 15 '26Sale55.961,60689,87268,356May 18 04:02 PM
Allison JonathanOfficerMay 15 '26Proposed Sale55.961,60689,872May 15 10:16 AM
Allison JonathanChief Administrative OfficerMay 12 '26Sale55.741,70695,09269,962May 13 05:05 PM
Allison JonathanOfficerMay 12 '26Proposed Sale55.741,70695,092May 12 09:38 AM
Allison JonathanChief Administrative OfficerApr 07 '26Sale44.351,70675,66171,668Apr 08 04:58 PM
Allison JonathanOfficerApr 07 '26Proposed Sale44.351,70675,661Apr 07 10:12 AM
Timm Alexander E.Chief Executive OfficerApr 01 '26Option Exercise0.0062,9690303,861Apr 03 09:24 AM
Bonakdarpour MahtiyarPresident and CTOApr 01 '26Option Exercise0.0043,0430391,717Apr 03 09:22 AM
Binkley MeganChief Financial OfficerApr 01 '26Option Exercise0.004,7770115,971Apr 03 09:20 AM
Allison JonathanChief Administrative OfficerApr 01 '26Option Exercise0.006,442080,360Apr 03 09:18 AM
Allison JonathanChief Administrative OfficerApr 02 '26Sale42.334,112174,06173,374Apr 03 09:18 AM
Allison JonathanOfficerApr 02 '26Proposed Sale42.334,112174,061Apr 02 10:41 AM
Allison JonathanChief Administrative OfficerMar 20 '26Sale44.783,990178,67281,999Mar 23 04:05 PM
Allison JonathanOfficerMar 20 '26Proposed Sale44.783,990178,672Mar 20 09:48 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
FDMFirst Trust Dow Jones Select Microcap Index FundAUM: 267.52M
DFASU.S. Small Cap Portfolio-ETF Class Shares-
SMLFiShares U.S. Small-Cap Equity Factor ETFAUM: 4.26B

News

latest 14 of 206
  • Root Beats On Earnings, But Shrinking Premiums And Fading Profits Signal Stalled Growth (Earnings Whispers) +6.09% -19.02%
  • Root, Inc. Announces 2026 Third Quarter Results (GlobeNewswire)
  • Root CEO Alex Timm: AI Agents and the Evolving Future of Auto Insurance (GlobeNewswire)
  • Root's Q3 Test: Can Margins Hold As Rate Cuts And A Direct-Channel Price War Bite? (Earnings Whispers)
  • Root to Participate in Upcoming Investor Conferences (GlobeNewswire)
  • Loading…
  • Root Insurance Launches Wyoming Car Insurance, Expanding National Coverage to 38 States (GlobeNewswire)
  • Root, Inc. Schedules Conference Call to Discuss Third Quarter 2026 Financial Results (GlobeNewswire)
  • Root to Participate in Upcoming Investor Conferences (GlobeNewswire)
  • Root Insurance and Carvana Extend Embedded Insurance Agreement (GlobeNewswire)
  • Root Reduces Auto Insurance Rates by 15% in Florida, Citing Impact of Legal Reforms (GlobeNewswire) -5.40%
  • Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents (GlobeNewswire) -6.44%
  • Root Inc (ROOT) (Q2 2026) Earnings Call Highlights: Strategic Discipline Drives Profitability ... (GuruFocus.com) -16.21%
  • Root, Inc. Announces 2026 Second Quarter Results (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-040.8600.6300.859381.3384.435
2026Q22026-08-051.4900.8281.418389.2395.145
2026Q12026-05-062.0900.8401.988393.5398.165
2025Q42026-02-250.310-0.2480.297397383.255
2025Q32025-11-05-0.350-0.530-0.351387.8369.515
2025Q22025-08-061.2900.5581.222382.9354.175
2025Q12025-05-071.0700.3381.017349.4318.875
2024Q42025-02-261.420-0.4541.229326.7290.995
2024Q32024-10-301.350-0.9281.284305.7272.775
2024Q22024-08-07-0.520-1.399-0.524289.2264.86
2024Q12024-04-30-0.420-2.442-0.425254.9203.997
2023Q42024-02-21-1.650-2.839-1.644194.8132.536
2023Q32023-11-01-3.160-2.733-3.159115.3127.728
2023Q22023-08-02-2.550-3.026-2.549145131.38
2023Q12023-05-03-2.880-3.601-2.880134.7129.19
2022Q42023-02-22-4.130-4.778-4.780122134.410

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY-86.580-94.614-86.543623.11619.77
2021FY-37.620-38.422-37.640742.6728.28
2022FY-21.110-21.543-21.114600617.55
2023FY-10.240-11.177-10.236455389.47
2024FY1.830-0.0561.7281,1771,136
2025FY2.3602.0101.5851,5171,499
2026FY-4.636--1,538
2027FY-2.310--1,521
2028FY-2.315--1,588

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-09605376.66366.48386.07
2026Q4S2026-11-05605378.38373.2386.07
2026Q4S2026-10-21611382.8376.83387.1
2026Q4S2026-10-20613382.8376.83387.1
2026Q4S2026-10-09615382.8376.83387.1
2026Q4S2026-10-05615383.07376.83387.1
2026Q4S2026-10-02615383.03376.83387.1
2026Q4S2026-08-26606382.14376.45387.1
2026Q4S2026-08-10606382.81376.45390.06
2026Q4S2026-08-07606382.73376390.06
2026Q4S2026-08-06603394.9386406.98
2026Q4S2026-07-22601405.67390.06424.6
2026Q4S2026-07-21603405.67390.06424.6
2026Q4S2026-07-09606405.67390.06424.6

Estimate history

EPS, annual-4.907-20.054-86.543-37.64-21.114-10.2361.7282.244.524
Period20182019202020212022202320242025TTM
EPS, quarterly1.2841.2291.0171.222-0.3510.2971.9881.4180.821
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual43.3290.2346.8345.4310.84551176.51517.11561
Period20182019202020212022202320242025TTM
Sales, quarterly305.7326.7349.4382.9387.8397393.5389.2381.3
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual14.08214.08213.97814.04414.214.515.115.515.3
Period20182019202020212022202320242025MRQ
Shares, quarterly1515.115.215.415.515.515.715.515.3
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,561.001,517.101,176.50455.00310.80345.40346.80290.2043.30
Losses, Claims & Reserves1,052.101,033.10803.70343.80320.50370.90343.90361.5050.90
Selling, General and Administrative Incl. Other404.60422.10294.10201.30233.13459.70288.20188.8060.60
Operating Income before Interest Expense104.3061.9078.70-90.10-242.83-485.20-285.30-260.10-68.20
Interest Expense17.8021.0042.2046.1034.6020.0077.7022.300.90
Unusual Expense-0.105.6011.2018.6015.90---
Net Income Before Taxes81.6040.8030.90-147.40-297.70-521.10-363.00-282.40-69.10
Income Taxes0.600.500.000.000.000.000.000.000.00
Consolidated Net Income81.0040.3030.90-147.40-297.70-521.10-363.00-282.40-69.10
Net Income From Continuing Operations81.0040.3030.90-147.40-297.70-521.10-363.00-282.40-69.10
Net Income77.2038.3029.20-147.40-297.70-521.10-363.00-282.40-69.10
EPS (Recurring)4.602.241.96-9.69-20.19-36.84-86.54-20.05-4.91
EPS (Basic, Before Extraordinaries)4.952.491.96-10.24-21.11-37.64-86.54-20.05-4.91
EPS (Diluted)4.522.241.73-10.24-21.11-37.64-86.54-20.05-4.91
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense38.6040.1018.5017.3030.5019.3028.8010.000.10
Price To Earnings Ratio9.699.69-------
Price To Sales Ratio0.500.811.040.330.202.243.42--
Operating Margin6.684.086.69-19.80-78.13-140.47-82.27-89.63-157.51
Net Margin4.952.522.48-32.40-95.79-150.87-104.67-97.31-159.58
Shares Outstanding15.3015.5015.1014.5014.2014.0413.9814.0814.08
Market Capitalization665.72665.721,096.11153.0163.31783.683,952.644,195.00-
Operating Income after Interest Expense-40.9036.50-136.20-277.43-505.20-363.00-282.40-69.10
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue381.30389.20393.50397.00387.80382.90349.40326.70
Losses, Claims & Reserves273.00269.30256.30253.50285.80262.90230.90223.10
Selling, General and Administrative Incl. Other90.0085.3096.30133.00101.7092.6094.8068.60
Operating Income before Interest Expense18.3034.6040.9010.500.3027.4023.7035.00
Interest Expense3.804.104.805.105.305.305.307.40
Operating Income after Interest Expense14.5030.5036.105.40-5.0022.1018.4027.60
Unusual Expense0.004.90-0.000.000.100.005.50
Net Income Before Taxes14.5025.6036.105.40-5.0022.0018.4022.10
Income Taxes0.100.200.200.100.400.000.000.00
Consolidated Net Income14.4025.4035.905.30-5.4022.0018.4022.10
Net Income From Continuing Operations14.4025.4035.905.30-5.4022.0018.4022.10
Net Income13.8024.1034.205.10-5.4020.9017.5020.90
EPS (Recurring)0.821.621.990.30-0.351.231.021.46
EPS (Basic, Before Extraordinaries)0.901.532.190.33-0.351.361.151.38
EPS (Diluted)0.821.421.990.30-0.351.221.021.23
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense8.905.0011.0013.7011.608.406.405.80
Price To Earnings Ratio9.6917.7220.2123.1618.8342.5585.25-
Price To Sales Ratio0.500.610.490.820.951.601.811.05
Operating Margin4.808.8910.392.640.087.166.7810.71
Net Margin3.626.198.691.28-1.395.465.016.40
Shares Outstanding15.3015.5015.7015.5015.5015.4015.2015.10
Market Capitalization665.72885.01686.771,119.761,382.702,059.592,028.291,096.11

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Cash689.90600.30679.70763.10707.001,113.80416.60122.30
Investments391.40311.20171.20133.20134.60224.50122.8020.20
Premium Balance Receivables - Insurance332.80305.30247.10111.90148.10130.10122.7035.00
Net Property, Plant & Equipment3.204.406.309.805.100.0010.203.80
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00
Other Intangible Assets121.1098.8069.9071.9068.7056.3013.605.80
Total Assets1,538.401,320.001,174.201,089.901,063.501,524.70685.90187.10
Insurance Policy Liabilities - Insurance741.20591.40394.40200.90244.50156.70243.4051.70
Total Debt201.30202.30299.30298.6014.10178.00191.3014.90
Long Term Debt199.00200.10296.30295.409.8078.5091.8014.90
Provision for Risks Charges0.000.000.000.000.000.000.000.00
Other Liabilities199.60210.60202.80201.30156.50157.6064.8033.60
Total Liabilities1,142.101,004.30896.50700.80415.10492.30499.50100.20
Non-Equity Reserves0.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value112.00112.00112.00112.00112.000.00560.40189.60
Common Equity284.30203.70165.70277.10536.401,032.40-374.00-102.70
Total Shareholders Equity396.30315.70277.70389.10648.401,032.40186.4086.90
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity396.30315.70277.70389.10648.401,032.40186.4086.90
Total Liabilities & Stockholders Equity1,538.401,320.001,174.201,089.901,063.501,524.70685.90187.10
Book Value Per Share18.3413.4911.4319.5138.1973.86-26.56-7.29
Tangible Book Value Per Share16.5612.0310.1018.3737.5673.22-26.56-7.29
Full-Time Employees1,2561,0216807651,5711,007--
Price to Book Ratio2.055.990.860.191.463.83-7.35-
Return on Assets2.822.48-13.02-27.65-40.27-32.84-64.70-
Return on Equity11.3210.41-44.21-57.39-62.01-59.57-206.66-
Return on Invested Capital6.775.99-25.68-43.49-79.17-32.68-101.51-67.88
Current Ratio2.903.214.253.353.244.012.254.66

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations185.60148.10107.10-86.30-222.90-455.70-231.50-247.30-68.10
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-1.4058.4088.6052.7012.3052.30-55.70120.1042.00
Cash from Operating Activities184.20206.50195.70-33.60-210.60-403.40-287.20-127.20-26.10
Capital Expenditures-15.80-14.10-11.80-9.40-10.10-11.20-16.10-12.10-3.50
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-96.70-77.60-142.60-36.30-6.5088.10-98.00-101.90-17.10
Purchase of Investments-240.70-147.40-197.80-76.00-47.70-17.00-158.40-138.10-40.30
Sale Or Maturity of Investments144.0069.8055.2039.7041.20105.1060.4036.2023.20
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-112.50-91.70-154.40-45.70-16.6076.90-114.10-114.00-20.60
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-36.200.30-2.90-4.10-2.70119.201,100.00351.50150.90
Repurchase of Common Pref Stock-36.200.00-3.00-3.00-3.00-10.50-0.200.000.00
Sale of Common Pref Stock0.000.300.10-1.100.30129.701,100.20351.50150.90
Proceedsfrom Stock Options0.000.000.000.000.00126.501,098.10349.60150.80
Issuance or Reduction of Debt, Net-4.900.00-102.700.00286.00-199.50-1.50174.000.00
Change in Long Term Debt-4.900.00-102.700.00286.00-199.50-1.50174.000.00
Issuance of Long Term Debt197.700.00134.400.00286.000.0012.00189.500.00
Reduction of Long Term Debt-202.600.00-237.100.000.00-199.50-13.50-15.500.00
Net Financing Active Other Cash Flow-13.40-25.50-15.100.000.000.000.0010.000.00
Other Financing Activities Uses-13.40-25.50-15.100.000.000.000.00-10.500.00
Cash from Financing Activities-54.50-25.20-120.70-4.10283.30-80.301,098.50535.50150.90
Net Change in Cash17.2089.60-79.40-83.4056.10-406.80697.20294.30104.20
Free Cash Flow183.10206.50195.30-33.80-210.60-408.00-289.00-133.80-27.30
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow4.235.986.28------

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash671.60574.80608.90689.90654.40642.50
Investments433.70517.10471.50391.40362.20327.10
Net Property, Plant & Equipment0.000.000.003.200.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Other Intangible Assets131.70133.70131.60121.10119.30116.40
Total Assets1,565.601,556.301,562.801,538.401,488.401,427.30
Insurance Policy Liabilities - Insurance774.30761.00763.00741.20718.20679.30
Total Debt197.50197.80197.10201.30196.80196.60
Long Term Debt197.00196.80197.10199.00196.80196.60
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities154.80157.60164.80199.60196.40194.90
Total Liabilities1,126.601,116.401,124.901,142.101,111.401,070.80
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value112.00112.00112.00112.00112.00112.00
Common Equity327.00327.90325.90284.30265.00244.50
Total Shareholders Equity439.00439.90437.90396.30377.00356.50
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity439.00439.90437.90396.30377.00356.50
Total Liabilities & Stockholders Equity1,565.601,556.301,562.801,538.401,488.401,427.30
Book Value Per Share21.3721.1520.7618.3417.1015.88
Tangible Book Value Per Share21.3721.1520.7616.5617.1015.88
Full-Time Employees---1,256--
Price to Book Ratio2.052.692.414.225.648.51
Return on Assets5.304.103.892.824.006.28
Return on Equity19.8515.3714.8511.3217.0227.53
Return on Invested Capital2.263.995.650.89-0.943.98
Current Ratio1.861.761.882.903.073.20

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations39.7052.7059.5033.7037.4041.20
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital7.604.80-50.2036.4020.2010.80
Cash from Operating Activities47.3057.509.3070.1057.6052.00
Capital Expenditures-4.40-3.70-3.50-4.20-3.90-4.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments70.70-56.00-83.10-28.30-37.700.20
Purchase of Investments-23.30-73.10-100.10-44.20-57.30-18.00
Sale Or Maturity of Investments94.0017.1017.0015.9019.6018.20
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities66.30-59.70-86.60-32.50-41.60-3.80
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-15.50-20.700.000.00-0.100.10
Repurchase of Common Pref Stock-15.50-20.700.000.000.000.00
Sale of Common Pref Stock0.000.000.000.00-0.100.10
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.50-4.400.000.000.000.00
Change in Long Term Debt-0.50-4.400.000.000.000.00
Issuance of Long Term Debt0.00197.700.000.000.000.00
Reduction of Long Term Debt-0.50-202.100.000.000.000.00
Net Financing Active Other Cash Flow-0.80-6.80-3.70-2.10-4.00-16.30
Other Financing Activities Uses-0.80-6.80-3.70-2.10-4.00-16.30
Cash from Financing Activities-16.80-31.90-3.70-2.10-4.10-16.20
Net Change in Cash96.80-34.10-81.0035.5011.9032.00
Free Cash Flow46.2057.509.3070.1057.6052.00
Price to Free Cash Flow4.234.894.026.026.7011.09

Revenue breakdown

Fire, Marine & Casualty Insurance2024: 1.18B 2025: 1.52B
United States2024: 1.18B 2025: 1.52B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3019.81%2.0M10.2M218.98K
2026-10-1519.88%2.1M10.4M227.93K
2026-09-3020.43%2.1M10.4M239.21K
2026-09-1517.56%1.8M10.4M247.21K
2026-08-3117.39%1.8M10.5M258.51K
2026-08-1417.89%1.9M10.5M265.20K
2026-07-3119.88%2.1M10.5M265.52K
2026-07-1518.84%2.0M10.8M279.22K
2026-06-3018.45%2.0M10.8M292.38K
2026-06-1518.31%2.0M10.8M292.97K
2026-05-2916.94%1.8M10.8M322.58K
2026-05-1517.28%1.9M10.8M345.91K
2026-04-3017.15%1.8M10.7M339.52K
2026-04-1519.36%2.0M10.5M343.58K
2026-03-3120.86%2.2M10.5M336.38K
2026-03-1323.75%2.5M10.5M326.86K
2026-02-2723.72%2.5M10.5M294.24K
2026-02-1322.72%2.4M10.5M291.52K
2026-01-3022.23%2.4M10.8M370.63K
2026-01-1522.77%2.5M10.8M389.53K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0012.9015.5020.192.89530.000.000.956-0.0560.006
call35.008.0010.6011.002.2454.000.000.901-0.0800.012
call40.003.505.204.901.1851.000.000.810-0.0710.019
call45.000.801.301.300.6915270.000.405-0.1020.027
call50.000.050.500.200.84173413.000.172-0.0820.017
call55.000.000.650.051.2312170.000.129-0.0990.014
call60.000.000.600.151.5301690.000.110-0.1090.013
call65.000.000.450.051.7401570.000.091-0.1080.011
call70.000.000.550.031.9481550.000.083-0.1140.010
call75.000.000.450.252.1661,5602.000.077-0.1190.010
call80.000.000.550.032.35351.000.000.072-0.1230.009
put30.000.000.200.101.49068.000.00-0.044-0.0520.006
put35.000.000.650.051.2862330.00-0.117-0.0950.013
put40.000.350.450.400.61060076.00-0.188-0.0670.018
put45.001.902.752.750.7243050.00-0.588-0.1000.027
put50.005.007.105.580.9642494.00-0.830-0.0770.017
put55.009.7012.4011.901.57110.000.00-0.869-0.0920.015
put60.0014.8017.6016.821.9520.000.00-0.890-0.1020.013
put65.0019.8022.100.001.9280.000.00-0.909-0.1010.011
put70.0024.4027.6025.402.5530.000.00-0.917-0.1060.010
put75.0029.4032.600.002.7910.000.00-0.923-0.1110.010
put80.0034.4037.400.002.8760.000.00-0.928-0.1140.009

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-09-02SCHEDULE 13D/ASEC
2026-09-018-KCurrent report2026-08-31SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-058-KCurrent report2026-08-05SEC
2026-07-29SCHEDULE 13G/ASEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-08S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-06-088-KCurrent report2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-15SEC
2026-05-15144Filing for proposed sale of securities under Rule 144.SEC
2026-05-15SCHEDULE 13G/ASEC
2026-05-134Statement of changes in beneficial ownership of securities2026-05-12SEC
2026-05-12144Filing for proposed sale of securities under Rule 144.SEC
2026-05-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-0500184.96K2
2026-0400249.72K2
2026-0300902.43K5
2026-020000
2026-010000
2025-12001.00M2
2025-110000

Institutional holders

Manager% owned
Ribbit Management Company, LLC7.79%
T. Rowe Price Investment Management, Inc.7.71%
BlackRock, Inc.7.26%
VANGUARD CAPITAL MANAGEMENT LLC3.34%
FINDELL CAPITAL MANAGEMENT LLC2.91%
GEODE CAPITAL MANAGEMENT, LLC2.03%
STATE STREET CORP1.84%
Galileo1.60%
RENAISSANCE TECHNOLOGIES LLC1.55%
BOOTHBAY FUND MANAGEMENT, LLC1.28%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.25%
iShares Russell 2000 ETF2.16%
T. Rowe Price Small-Cap Value Fund, Inc.2.10%
T. Rowe Price Small-Cap Stock Fund, Inc.1.66%
VANGUARD EXTENDED MARKET INDEX FUND1.02%
T. Rowe Price Institutional Small-Cap Stock Fund0.90%
Fidelity Small Cap Index Fund0.89%
iShares Russell 2000 Growth ETF0.76%
T. Rowe Price New Horizons Fund, Inc.0.51%
SMALLCAP World Fund Inc0.48%

OakChart. ROOT. Cached 15 minutes.