OakChart

Orion180 Insurance Group Inc

OIGFinancial·Insurance - Property & Casualty·USA·Small·NASD·Nov 11 • 3:59 PM ET

10.40+1.04 (11.11%)
2026-11-12 03:20 CET
Market cap
1,029.94 USD m
Revenue, TTM
53.90 USD m
Net income, TTM
11.47 USD m
Free cash flow, TTM
7.71 USD m
EPS diluted, TTM
0.12
P/E
-
Compare

Price

OIG against its 20-day averages
20beat
8.009.0010.0011.0012.002.3M4.5MVolumeSep 26Oct 26Nov 26OIGclose 10.4020-day 9.4510.4052w high52w low

13.8% under the 52-week high of 12.06 on 21 Sep 2026. 52-week low 7.78 on 7 Oct 2026. Last 15 sessions, 24.8% high to low

Volume 0.62× normal · the line is the 50-bar volume average

Profile

OIG
52-week range, 61% of the way up
7.7812.06

Orion180 Insurance Group, Inc. engages in the provision of innovative insurance solutions, particularly homeowners insurance. It operates through Underwriting and Services segments. The Underwriting segment includes a conventional, regulated insurance model focused on risk selection, pricing, and statutory capital management. The Services segment includes technology-enabled policy servicing operations. The company was founded by Kenneth M. Gregg on May 3, 2018 and is headquartered in Melbourne, FL.

Employees300
IPOSep 18, 2026
ATR, 14d0.74
Rel volume0.62
Short float1.25%
Insider own64.30%
Inst own2.96%

Snapshot

6 groups

Valuation

Index-
Market Cap1.03B
Enterprise Value-
Income-
Sales-
Book/sh0.53
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees300
IPOSep 18, 2026

Ratios

P/E-
Forward P/E-
PEG-
P/S-
P/B19.68
P/C-
P/FCF-
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.84
Debt/Eq1.27
LT Debt/Eq1.27
Option/ShortNo / Yes

Earnings

EPS (ttm)-
EPS next Y-
EPS next Q0.18
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y- -
Sales past 3/5Y- -
EPS Y/Y TTM-
Sales Y/Y TTM-
EPS Q/Q-
Sales Q/Q-
EarningsNov 10 AMC
EPS/Sales Surpr.43.59% 25.26%

Ownership

Insider Own64.30%
Insider Trans0.02%
Inst Own2.96%
Inst Trans274.46%
ROA-
ROE-
ROIC-
Gross Margin-
Oper. Margin-
Profit Margin-
SMA2010.01%
SMA509.35%
SMA2009.35%
Trades-

Technical

Shs Outstand39.12M
Shs Float35.36M
Short Float1.25%
Short Ratio0.94
Short Interest0.44M
52W High12.06 -13.76%
52W Low7.78 33.68%
Volatility9.12% 7.25%
ATR (14)0.74
RSI (14)56.32
Beta-
Rel Volume0.62
Avg Volume469.27K
Volume290,667

Performance

Perf Week3.23%
Perf Month15.04%
Perf Quarter-
Perf Half Y-
Perf YTD-9.57%
Perf Year-
Perf 3Y-
Perf 5Y-
Perf 10Y-
Recom1.29
Target Price15.07
Prev Close9.36
Price10.40
Change %11.11%

Analyst ratings

latest 6 of 6
DateActionAnalystRating changeTargetImplied
Oct 13, 2026InitiatedUUBSBuy$14+34.6%
Oct 13, 2026InitiatedRRBC Capital MktsOutperform$15+44.2%
Oct 13, 2026InitiatedRRaymond JamesMkt Perform
Oct 13, 2026InitiatedGGoldmanBuy$13+25.0%
Oct 13, 2026InitiatedDDeutsche BankBuy$12.90+24.0%
Oct 13, 2026InitiatedCCitizensMkt Outperform$20+92.3%

Peers

Mkt cap
TickerCompanyMkt cap
AIIAmerican Integrity Insurance Group Inc576.30M
HRTGHeritage Insurance Holdings Inc996.25M
SLDESlide Insurance Holdings Inc3.05B
UVEUniversal Insurance Holdings Inc1.33B
HCIHCI Group Inc2.36B
ACICAmerican Coastal Insurance Corp481.41M
HIPOHippo Holdings Inc974.62M
SAFTSafety Insurance Group Inc1.53B
LMNDLemonade Inc3.17B
UFCSUnited Fire Group Inc1.32B

Insider trading

5 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Darling Craig10% OwnerSep 22 '26Buy10.726,99074,9335,711,190Oct 26 05:05 PM
Darling Craig10% OwnerSep 23 '26Buy10.081,90019,1525,713,090Oct 26 05:05 PM
Darling Craig10% OwnerSep 21 '26Buy11.621,00011,6205,704,200Oct 26 05:05 PM
Darling Craig10% OwnerOct 06 '26Buy8.921,0008,9205,714,090Oct 26 05:05 PM
Darling Craig10% OwnerSep 18 '26Buy11.721001,1725,703,200Oct 26 05:05 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
GSCGoldman Sachs Small Cap Equity ETFAUM: 316.20M
VXFVanguard Extended Market Index ETFAUM: 30.47B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
BPAYiShares FinTech Active ETFAUM: 8.83M
VTWGVanguard Russell 2000 Growth Index ETFAUM: 1.41B
VTWVVanguard Russell 2000 Value Index ETFAUM: 1.29B
VTHRVanguard Russell 3000 Index ETFAUM: 4.81B

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-100.1400.0980.11653.9043.037
2026Q22026-09-020.110-0.09746.20--
2026Q4--0.182--47.797
2027Q1--0.168--47.966
2027Q2--0.124--49.526
2027Q3--0.210--60.516
2027Q4--0.242--63.745
2028Q1--0.235--69.282
2028Q2--0.300--80.602
2028Q3--0.285--88.622
2028Q4--0.300--79.632

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
No annual earnings.

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-1162047.7944.2051.05
2026Q4S2026-10-1960047.1742.6049.87
2026Q4S2026-10-1250048.0946.2749.87
2026Q4S2026-10-0920047.4546.2748.64
2026Q4R2026-11-114010.180.150.21
2026Q4R2026-10-124000.190.170.21
2026Q4R2026-10-092000.200.180.21
2026Q4E2026-11-117140.180.150.21
2026Q4E2026-10-197000.190.170.22
2026Q4E2026-10-126000.200.170.22
2026Q4E2026-10-092000.200.190.21
2026Q3S2026-10-1960043.0341.0045.19
2026Q3S2026-10-1250043.3041.0045.19
2026Q3S2026-10-0920043.8843.7144.04

Estimate history

EPS, annual-0.0070.158
Period20242025
EPS, quarterly-0.0010.0970.116
PeriodQ2 '25Q2 '26Q3 '26
Sales, annual89.284123.478
Period20242025
Sales, quarterly29.61146.20453.898
PeriodQ2 '25Q2 '26Q3 '26
Shares, annual99.03299.03299.058
Period20242025MRQ
Shares, quarterly99.03299.03299.058
PeriodQ2 '25Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY
Total Revenue53.90123.4889.28
Losses, Claims & Reserves9.2637.2447.20
Selling, General and Administrative Incl. Other19.7053.7135.52
Operating Income before Interest Expense24.9432.536.57
Interest Expense4.646.504.21
Operating Income after Interest Expense20.3026.022.35
Net Income Before Taxes15.5021.99-0.07
Income Taxes4.045.670.21
Consolidated Net Income11.4716.31-0.29
Net Income From Continuing Operations11.4716.31-0.29
Net Income11.4715.68-0.66
EPS (Recurring)0.120.16-0.01
EPS (Basic, Before Extraordinaries)0.120.16-0.01
EPS (Diluted)0.120.16-0.01
Non-Operating Income (Expense)-4.80-4.03-2.43
Other After Tax Adjustments0.000.000.00
Stock Option Compensation Expense0.980.470.16
Operating Margin-26.347.36
Net Margin-12.70-0.74
Shares Outstanding99.0699.0399.03
Market Capitalization1,029.941,029.94-
Reserves Increase (Decrease)-0.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22025Q2
Total Revenue53.9046.2029.61
Losses, Claims & Reserves9.2613.0714.56
Selling, General and Administrative Incl. Other19.7012.0611.65
Operating Income before Interest Expense24.9421.083.40
Interest Expense4.642.672.38
Operating Income after Interest Expense20.3018.411.02
Net Income Before Taxes15.5014.150.10
Income Taxes4.044.410.03
Consolidated Net Income11.479.740.08
Net Income From Continuing Operations11.479.740.08
Net Income11.479.65-0.09
EPS (Recurring)0.120.10-0.00
EPS (Basic, Before Extraordinaries)0.120.10-0.00
EPS (Diluted)0.120.10-0.00
Non-Operating Income (Expense)-4.80-4.25-0.92
Other After Tax Adjustments0.000.000.00
Stock Option Compensation Expense0.980.550.12
Operating Margin46.2745.6211.48
Net Margin21.2720.89-0.31
Shares Outstanding99.0699.0399.03
Market Capitalization1,029.941,008.15-

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY
Total Cash56.15109.63
Investments105.9339.27
Premium Balance Receivables - Insurance30.2416.88
Net Property, Plant & Equipment0.000.00
Investment in Unconsolidated Affiliates0.000.00
Other Intangible Assets25.3214.19
Total Assets217.65179.97
Insurance Policy Liabilities - Insurance-26.62-17.76
Total Debt65.7667.97
Long Term Debt64.5867.97
Provision for Risks Charges0.000.00
Other Liabilities151.12114.85
Total Liabilities190.25165.05
Non-Equity Reserves0.000.00
Preferred Stock - Carrying Value15.287.88
Common Equity12.117.05
Total Shareholders Equity27.3914.92
Accumulated Minority Interest0.000.00
Total Equity27.3914.92
Total Liabilities & Stockholders Equity217.65179.97
Book Value Per Share0.120.07
Tangible Book Value Per Share-0.02-0.03
Full-Time Employees300-
Price to Book Ratio19.68-
Return on Assets8.21-
Return on Equity77.11-
Return on Invested Capital17.74-0.35
Current Ratio0.921.18

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY
Funds from Operations14.3919.92-0.51
Extraordinary Item0.000.000.00
Changes in Working Capital-4.8011.8649.11
Cash from Operating Activities9.5931.7848.60
Capital Expenditures-5.59-8.27-5.06
Net Assets From Acquisitions0.000.000.00
Sale of Fixed Assets and Businesses0.000.000.00
Purchase or Sale of Investments0.93-65.042.59
Purchase of Investments-11.46-107.11-26.88
Sale Or Maturity of Investments12.3942.0729.47
Other Uses0.000.000.00
Other Sources0.000.000.00
Cash from Investing Activities-4.66-73.31-2.47
Cash Dividends Paid-55.00-12.00-8.29
Preferred Dividends (Cash Flow)0.000.000.00
Change in Capital Stock225.007.500.00
Repurchase of Common Pref Stock0.000.000.00
Sale of Common Pref Stock225.007.500.00
Proceedsfrom Stock Options224.407.500.00
Issuance or Reduction of Debt, Net-174.76-7.0028.49
Change in Long Term Debt-174.76-7.0028.49
Issuance of Long Term Debt49.640.0028.49
Reduction of Long Term Debt-224.40-7.000.00
Net Financing Active Other Cash Flow-1.390.000.00
Other Financing Activities Uses2.47-0.45-2.21
Cash from Financing Activities-6.14-11.9520.21
Net Change in Cash-1.22-53.4866.34
Free Cash Flow7.7131.4648.60

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22025Q2
Total Cash173.39174.61-
Investments105.57106.54-
Net Property, Plant & Equipment0.000.00-
Investment in Unconsolidated Affiliates0.000.00-
Other Intangible Assets45.8242.82-
Total Assets372.34368.22-
Insurance Policy Liabilities - Insurance-91.33-134.74-
Total Debt66.27235.24-
Long Term Debt66.27235.24-
Provision for Risks Charges0.000.00-
Other Liabilities345.06392.72-
Total Liabilities320.00493.23-
Non-Equity Reserves0.000.00-
Preferred Stock - Carrying Value0.000.00-
Common Equity52.34-125.01-
Total Shareholders Equity52.34-125.01-
Accumulated Minority Interest0.000.00-
Total Equity52.34-125.01-
Total Liabilities & Stockholders Equity372.34368.22-
Book Value Per Share0.53-1.26-
Tangible Book Value Per Share0.34-1.42-
Price to Book Ratio19.68-8.06-
Return on Invested Capital9.678.84-
Current Ratio0.840.71-

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22025Q2
Funds from Operations14.39--
Extraordinary Item0.00--
Changes in Working Capital-4.80--
Cash from Operating Activities9.59--
Capital Expenditures-5.59--
Net Assets From Acquisitions0.00--
Sale of Fixed Assets and Businesses0.00--
Purchase or Sale of Investments0.93--
Purchase of Investments-11.46--
Sale Or Maturity of Investments12.39--
Other Uses0.00--
Other Sources0.00--
Cash from Investing Activities-4.66--
Cash Dividends Paid-55.00--
Preferred Dividends (Cash Flow)0.00--
Change in Capital Stock225.00--
Repurchase of Common Pref Stock0.00--
Sale of Common Pref Stock225.00--
Proceedsfrom Stock Options224.40--
Issuance or Reduction of Debt, Net-174.76--
Change in Long Term Debt-174.76--
Issuance of Long Term Debt49.64--
Reduction of Long Term Debt-224.40--
Net Financing Active Other Cash Flow-1.39--
Other Financing Activities Uses2.47--
Cash from Financing Activities-6.14--
Net Change in Cash-1.22--
Free Cash Flow7.71--

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.25%0.4M35.4M532.67K
2026-10-151.48%0.5M35.4M735.68K
2026-09-302.04%0.6M31.4M1.13M

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

26
FiledFormDescriptionPeriodLink
2026-11-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-108-KCurrent report2026-11-10SEC
2026-10-27SCHEDULE 13GSEC
2026-10-264Statement of changes in beneficial ownership of securities2026-09-18SEC
2026-10-263Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-218-KCurrent report2026-09-17SEC
2026-09-21S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-09-21424B4SEC
2026-09-17EFFECTEffectiveness filing by commission orderSEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-173Initial statement of beneficial ownership of securities2026-09-17SEC
2026-09-17CERTSEC
2026-09-158-A12BSEC
2026-09-09S-1/ASEC
2026-08-20S-1General form of registration statement for all companies including face-amount certificate companiesSEC
2026-07-24DRS/ASEC
2026-07-02DRS/ASEC
2026-06-12DRS/ASEC
2026-04-27DRSSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-108.92K100
2026-09106.88K400
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
VICTORY CAPITAL MANAGEMENT INC0.10%
UBS Group AG0.09%
Monashee Investment Management LLC0.06%
SEI INVESTMENTS CO0.03%
SBI Securities Co., Ltd.0.00%

Funds

Fund% owned
-

OakChart. OIG. Cached 15 minutes.

Some panels did not load: news.