OakChart

United Fire Group Inc

UFCSFinancial·Insurance - Property & Casualty·USA·Small·NASD·Nov 11 • 12:28 PM ET

51.07-0.44 (-0.85%)
2026-11-11 18:29 CET
Market cap
1,324.79 USD m
Revenue, TTM
1,509.50 USD m
Net income, TTM
136.86 USD m
Free cash flow, TTM
308.50 USD m
EPS diluted, TTM
5.28
P/E
9.67
Compare

Price

UFCS against its 20, 50 and 200-day averages
2050200beat
40.0050.00311K623KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26UFCSclose 51.0720-day 54.5950-day 54.60200-day 47.2551.0752w high52w low

12.2% under the 52-week high of 58.20 on 22 Oct 2026. 52-week low 33.53 on 8 Dec 2025. Last 15 sessions, 25.2% high to low

Profile

UFCS
52-week range, 71% of the way up
33.5358.19

United Fire Group, Inc. is a holding company, which engages in the business of writing property, casualty insurance, life insurance, and selling annuities through a network of independent agencies. The firm operates through the following segments: Property and Casualty Insurance and Life Insurance. The Property and Casualty Insurance segment includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The Life Insurance segment includes deferred and immediate annuities, universal life products and traditional life insurance products. The company was founded in January 1946 and is headquartered in Cedar Rapids, IA.

IndexRUT
Employees846
IPOMar 18, 1980
Beta0.56
ATR, 14d2.11
Rel volume0.69
Short float1.75%
Insider own16.97%
Inst own69.12%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.31B
Enterprise Value-
Income136.86M
Sales1.51B
Book/sh36.51
Cash/sh-
Dividend Est.0.80 (1.57%)
Dividend TTM0.76 (1.49%)
Dividend Ex-DateSep 04, 2026
Dividend Gr. 3/5Y0.53% -10.90%
Payout14.27%
Employees846
IPOMar 18, 1980

Ratios

P/E9.67
Forward P/E10.57
PEG2.11
P/S0.87
P/B1.40
P/C-
P/FCF4.26
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.41
Debt/Eq0.16
LT Debt/Eq0.16
Option/ShortYes / Yes

Earnings

EPS (ttm)5.28
EPS next Y4.83
EPS next Q1.28
EPS this Y9.37%
EPS next Y-3.92%
EPS next 5Y5.01%
EPS past 3/5Y96.21% -
Sales past 3/5Y12.26% 5.34%
EPS Y/Y TTM22.15%
Sales Y/Y TTM11.41%
EPS Q/Q-9.79%
Sales Q/Q10.62%
EarningsNov 03 AMC
EPS/Sales Surpr.9.10% -5.65%

Ownership

Insider Own16.97%
Insider Trans-0.01%
Inst Own69.12%
Inst Trans2.49%
ROA3.76%
ROE14.90%
ROIC12.61%
Gross Margin-
Oper. Margin12.23%
Profit Margin9.07%
SMA20-6.45%
SMA50-6.47%
SMA2008.09%
Trades-

Technical

Shs Outstand25.72M
Shs Float21.35M
Short Float1.75%
Short Ratio2.60
Short Interest0.37M
52W High58.19 -12.24%
52W Low33.53 52.31%
Volatility8.24% 3.62%
ATR (14)2.11
RSI (14)40.68
Beta0.56
Rel Volume0.69
Avg Volume143.19K
Volume47,922

Performance

Perf Week3.55%
Perf Month-8.44%
Perf Quarter-4.93%
Perf Half Y4.91%
Perf YTD40.50%
Perf Year39.42%
Perf 3Y160.03%
Perf 5Y134.16%
Perf 10Y22.83%
Recom1.67
Target Price57.50
Prev Close51.51
Price51.07
Change %-0.85%

Analyst ratings

latest 10 of 16
DateActionAnalystRating changeTargetImplied
May 06, 2026UpgradePPiper SandlerNeutral → Overweight$45-11.9%
Nov 18, 2024UpgradePPiper SandlerUnderweight → Neutral$19 → $26-49.1%
Feb 13, 2023DowngradePPiper SandlerNeutral → Underweight$30 → $25-51.0%
Oct 28, 2022DowngradePPiper SandlerOverweight → Neutral$37 → $31-39.3%
Aug 05, 2022UpgradePPiper SandlerNeutral → Overweight$37-27.6%
Jun 27, 2022DowngradePPiper SandlerOverweight → Neutral$37-27.6%
Dec 01, 2021UpgradePPiper SandlerNeutral → Overweight$22 → $25-51.0%
Jun 28, 2021UpgradeSSidotiNeutral → Buy$38-25.6%
Jun 12, 2018DowngradeSSandler O'NeillBuy → Hold
Feb 15, 2018UpgradeSSidotiNeutral → Buy$54+5.7%

Peers

Mkt cap
TickerCompanyMkt cap
SIGISelective Insurance Group Inc6.07B
DGICADonegal Group Inc748.91M
THGHanover Insurance Group Inc8.51B
CINFCincinnati Financial Corp28.96B
SKWDSkyward Specialty Insurance Group Inc2.76B
AFGAmerican Financial Group Inc13.23B
RLIRLI Corp6.23B
GBLIGlobal Indemnity Group LLC317.70M
WRBW.R. Berkley Corp28.18B
NODKNI Holdings Inc306.97M

Insider trading

10 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
MILLIGAN GEORGE DDirectorNov 06 '26Buy47.415,000237,05095,034Nov 09 05:58 PM
Carlton Scott LDirectorSep 03 '26Sale55.529,777542,799200,552Sep 08 02:16 PM
MILLIGAN GEORGE DDirectorJun 05 '26Buy45.234,500203,53590,034Jun 09 09:39 AM
McIntyre Dee Ann10% OwnerMar 02 '26Sale38.844,250165,081437,613Mar 04 05:41 PM
Drahozal Christopher RDirectorMar 02 '26Sale38.844,250165,081437,613Mar 04 04:51 PM
Drahozal Christopher RDirectorMar 04 '26Sale38.494,250163,585429,113Mar 04 04:51 PM
Drahozal Christopher RDirectorMar 03 '26Sale37.944,250161,224433,363Mar 04 04:51 PM
Drahozal Christopher RDirectorMar 02 '26Proposed Sale37.514,250159,418Feb 24 06:47 PM
McIntyre Dee Ann10% OwnerMar 02 '26Proposed Sale37.514,250159,418Feb 24 01:17 PM
McIntyre FoundationControlled by 10% StockholderMar 02 '26Proposed Sale37.514,250159,418Feb 24 12:57 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
DFASU.S. Small Cap Portfolio-ETF Class Shares-

News

latest 14 of 206
  • United Fire Group Beats On EPS, But Fading Renewal Pricing Shifts The Story From Margin Expansion To Growth And Yield (Earnings Whispers) -12.94%
  • United Fire: Q3 Earnings Snapshot (Associated Press)
  • United Fire Group, Inc. reports third quarter 2026 results (GlobeNewswire)
  • United Fire Heads Into Q3 Testing Whether Investment Income Can Outrun Fading Rate Gains (Earnings Whispers)
  • United Fire Group, Inc. announces its third quarter 2026 earnings call (GlobeNewswire)
  • Loading…
  • United Fire Group, Inc. declares quarterly cash dividend of $0.20 per share and announces new board appointment (GlobeNewswire)
  • United Fire Group Inc (UFCS) (Q2 2026) Earnings Call Highlights: Record Net Income and Best ... (GuruFocus.com)
  • United Fire: Q2 Earnings Snapshot (Associated Press)
  • United Fire Group, Inc. reports second quarter 2026 results (GlobeNewswire)
  • Earnings To Watch: United Fire Group Inc (UFCS) Q2 2026 -- GF Value Sees 30% Downside (GuruFocus.com)
  • Earnings To Watch: United Fire Group Inc (UFCS) Q2 2026 -- GF Value Sees 32% Downside (GuruFocus.com)
  • United Fire Group, Inc. announces its second quarter 2026 earnings call (GlobeNewswire)
  • United Fire Group, Inc. declares quarterly cash dividend of $0.20 per share and announces results of annual meeting of shareholders (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-031.3401.2281.340362.48384.183
2026Q22026-08-031.3000.6931.289354.13347.763
2026Q12026-05-051.1600.9051.152342.98340.163
2025Q42026-02-101.5001.0721.503341.05305.973
2025Q32025-11-041.5000.8121.486328.43332.233
2025Q22025-08-050.9000.5450.870314.8314.383
2025Q12025-05-060.7000.6410.675308.41312.343
2024Q42025-02-111.2500.7541.210308.143032
2024Q32024-11-050.8100.3290.762300.19288.62
2024Q22024-08-06-0.070-0.020-0.108287.57284.32
2024Q12024-05-070.5600.4740.523280.86266.72
2023Q42024-02-130.6500.5530.770264.37263.72
2023Q32023-11-010.310-0.0040.249259.46263.62
2023Q22023-08-07-2.270-2.268-2.233254.64254.12
2023Q12023-05-080.0800.5650.027256.13246.12
2022Q42023-02-150.1800.5550.790247.8242.62

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.9300.4861.9901,0591,050
2018FY0.6701.2080.0131,0501,042
2019FY-1.080-0.5640.5791,0871,090
2020FY-2.880-2.878-4.5031,0551,041
2021FY1.6900.4313.212962.821,035
2022FY1.0901.4600.594951.54946.3
2023FY-1.220-1.319-1.1761,0351,034
2024FY2.5601.9972.3911,1771,172
2025FY4.6004.1244.4801,2931,258
2026FY-5.031--1,434
2027FY-4.834--1,609
2028FY-5.327--1,729

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-04201374.85370379.69
2026Q4S2026-11-03200401.28367.4435.17
2026Q4S2026-10-18200401.28367.4435.17
2026Q4S2026-08-04210401.28367.4435.17
2026Q4S2026-07-20200377.26368.3386.22
2026Q4S2026-05-06210377.26368.3386.22
2026Q4S2026-02-27210363.72361.14366.3
2026Q4S2026-02-19100366.3366.3366.3
2026Q4S2026-02-11200326.69287.07366.3
2026Q4S2026-01-25200326.29287.07365.5
2026Q4S2025-11-11201326.29287.07365.5
2026Q4S2025-11-10200387.31365.5409.11
2026Q4S2025-11-09200387.31365.5409.11
2026Q4S2025-11-08200387.31365.5409.11

Estimate history

EPS, annual1.990.0130.579-4.5033.2120.594-1.1762.3914.4855.2835
Period201720182019202020212022202320242025TTM
EPS, quarterly0.7621.210.6750.871.4861.5031.1521.2891.341
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual1052.7371070.1661201.1651068.6271066.191980.0511095.4241253.3061386.4121509.5
Period201720182019202020212022202320242025TTM
Sales, quarterly322.964333.175331.111336.579354.018364.704369.442383.724391.629
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual24.91725.09725.01625.05525.08225.21125.2725.37825.52225.719
Period201720182019202020212022202320242025MRQ
Shares, quarterly25.34125.37825.44725.49125.51425.52225.65325.70425.719
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,509.501,386.411,253.311,095.42980.051,066.191,068.631,201.161,070.17
Losses, Claims & Reserves831.81765.28746.71771.14637.30652.15869.47830.17731.61
Selling, General and Administrative Incl. Other493.08461.93422.28360.79325.87314.01353.45354.11347.70
Operating Income before Interest Expense184.60159.2084.31-36.5016.88100.03-154.2916.88-9.15
Interest Expense12.7411.277.283.263.193.190.130.000.00
Unusual Expense-0.00-0.000.000.000.0015.09--
Net Income Before Taxes172.97147.9477.03-39.7212.0896.84-169.5116.88-9.15
Income Taxes36.1229.7515.08-10.02-2.9516.25-56.812.06-11.40
Consolidated Net Income136.86118.1961.96-29.7015.0380.59-112.7114.822.25
Net Income From Continuing Operations136.86118.1961.96-29.7015.0380.59-112.7114.822.25
Net Income136.86118.1961.96-29.7015.0380.59-112.7114.820.34
EPS (Recurring)5.234.482.39-1.180.593.21-4.080.580.01
EPS (Basic, Before Extraordinaries)5.344.642.45-1.180.603.21-4.500.590.01
EPS (Diluted)5.284.482.39-1.180.593.21-4.500.580.01
Non-Operating Income (Expense)0.000.000.000.050.230.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-7.134.362.562.232.513.644.494.15
Price To Earnings Ratio9.759.7514.61-13.197.29-79.02-
Price To Sales Ratio0.910.690.590.460.710.550.590.931.33
Operating Margin12.2311.486.73-3.331.729.38-14.441.41-0.86
Net Margin9.078.524.94-2.711.537.56-10.551.230.03
Shares Outstanding25.7225.5225.3825.2725.2125.0825.0625.0225.10
Market Capitalization1,324.791,324.79720.98508.34689.40582.47628.281,094.651,390.24
Operating Income after Interest Expense-147.9477.03-39.7613.6996.84-154.4216.88-9.15
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue391.63383.72369.44364.70354.02336.58331.11333.18
Losses, Claims & Reserves216.99213.40208.64192.78188.59194.07189.84176.91
Selling, General and Administrative Incl. Other126.64125.20119.61121.64113.64109.72116.94114.24
Operating Income before Interest Expense48.0045.1341.2050.2851.7932.7924.3342.03
Interest Expense3.193.193.183.183.122.482.482.48
Operating Income after Interest Expense44.8141.9438.0147.1048.6830.3121.8539.54
Unusual Expense--0.00--1.10-1.11-0.00-0.00
Net Income Before Taxes44.8141.9438.0148.2048.6829.2021.8539.55
Income Taxes9.738.587.969.859.496.254.158.10
Consolidated Net Income35.0933.3730.0538.3539.1922.9517.7031.44
Net Income From Continuing Operations35.0933.3730.0538.3539.1922.9517.7031.44
Net Income35.0933.3730.0538.3539.1922.9517.7031.44
EPS (Recurring)1.341.291.151.471.490.900.671.21
EPS (Basic, Before Extraordinaries)1.361.301.181.501.540.900.701.24
EPS (Diluted)1.341.291.151.501.490.870.671.21
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense--2.622.381.831.461.391.36
Price To Earnings Ratio9.7510.478.188.578.6511.3012.3414.61
Price To Sales Ratio0.910.920.680.670.590.570.600.59
Operating Margin12.2611.7611.1513.7914.639.747.3512.61
Net Margin8.968.708.1310.5211.076.825.359.44
Shares Outstanding25.7225.7025.6525.5225.5125.4925.4525.38
Market Capitalization1,324.791,345.41945.85927.44775.47730.44747.74720.98

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash156.33200.95102.0596.65132.1087.95120.7264.4595.56
Investments2,464.692,093.091,886.491,844.892,064.692,149.222,155.102,074.121,888.93
Premium Balance Receivables - Insurance497.92450.80464.79365.73316.77317.29357.63346.82328.51
Net Property, Plant & Equipment145.43157.43163.43159.59167.53148.49132.4097.1968.99
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets73.4476.0568.2074.9155.0966.8072.6368.12-
Other Intangible Assets290.11287.45262.86217.65194.49193.22165.70164.791,734.49
Total Assets3,627.923,265.782,947.822,759.412,930.672,962.973,004.182,815.514,116.49
Insurance Policy Liabilities - Insurance2,314.172,142.511,937.191,789.411,816.861,869.471,845.001,737.001,622.63
Total Debt166.97148.0979.6776.9282.2969.2415.850.000.00
Long Term Debt159.35138.9379.6768.4774.0062.358.330.000.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities58.0053.0354.5859.3881.8491.7393.2267.215.95
Other Liabilities147.62140.61142.6493.5970.56107.38139.65122.921,514.53
Total Liabilities2,686.752,484.252,214.072,019.302,051.552,137.822,093.711,927.143,143.11
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity941.17781.53733.75740.11879.12825.15910.47888.38973.37
Total Shareholders Equity941.17781.53733.75740.11879.12825.15910.47888.38973.37
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity941.17781.53733.75740.11879.12825.15910.47888.38973.37
Total Liabilities & Stockholders Equity3,627.923,265.782,947.822,759.412,930.672,962.973,004.182,815.514,116.49
Book Value Per Share36.8830.8029.0429.3635.0532.9336.4035.4039.06
Tangible Book Value Per Share36.7530.6428.8529.1534.8132.6635.4934.4738.10
Full-Time Employees8468778521,0911,0861,1651,1851,1831,180
Price to Book Ratio1.410.920.790.980.660.761.201.571.14
Return on Assets3.431.99-1.040.532.73-3.780.510.071.09
Return on Equity13.728.18-4.031.869.46-12.991.650.244.69
Return on Invested Capital10.746.73-3.651.868.46-12.701.610.045.24
Current Ratio0.390.460.430.370.370.330.380.360.36

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations161.91138.17136.8097.3775.94100.8612.16-0.6833.67
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital149.85131.57203.5074.36-77.19-70.9529.2894.4376.43
Cash from Operating Activities311.76269.74340.30171.74-1.2529.9241.4493.75110.10
Capital Expenditures-3.26-6.45-11.87-10.89-2.14-13.98-18.86-32.43-33.05
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00276.06
Purchase or Sale of Investments-368.91-319.52-280.62-139.00-17.0345.71-74.0136.93-276.55
Purchase of Investments-887.45-713.97-960.57-301.08-297.45-405.43-450.23-274.75-540.35
Sale Or Maturity of Investments518.54394.45679.96162.08280.42451.14376.22311.67263.80
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.0014.34
Cash from Investing Activities-372.17-325.96-292.49-149.89-19.1731.73-92.874.50-19.20
Cash Dividends Paid-19.48-16.31-16.21-16.16-15.86-15.06-28.53-32.66-105.41
Change in Capital Stock-3.11-0.990.35-0.290.83-2.43-2.81-9.321.77
Repurchase of Common Pref Stock-3.11-0.990.00-0.290.00-2.01-2.74-11.70-5.40
Sale of Common Pref Stock0.000.000.350.000.83-0.42-0.072.387.17
Proceedsfrom Stock Options0.000.000.350.000.83-0.42-0.072.387.17
Issuance or Reduction of Debt, Net0.0028.9066.950.000.000.0050.000.000.00
Change in Long Term Debt0.0028.9066.950.000.000.0050.000.000.00
Issuance of Long Term Debt-1.1028.9066.950.000.000.0050.000.000.00
Reduction of Long Term Debt1.100.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00-11.55
Other Financing Activities Uses-1.10-1.10-3.050.000.000.000.000.00-11.55
Cash from Financing Activities-22.5911.6051.09-16.45-15.03-17.4918.66-41.98-115.19
Net Change in Cash-83.00-44.6298.905.40-35.4544.16-32.7756.27-24.29
Free Cash Flow308.50263.30328.43160.85-3.3915.9422.5761.3377.05
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow4.763.882.363.51-663.50-39.03-

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash150.74139.44162.03156.33233.74202.15
Investments2,528.552,534.972,488.622,464.692,271.062,199.90
Net Property, Plant & Equipment127.16128.06130.16145.43134.70135.71
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets39.3219.6914.1073.4416.6022.46
Other Intangible Assets324.81321.93307.94290.11311.51300.69
Total Assets3,796.433,743.793,649.233,627.923,488.453,373.57
Insurance Policy Liabilities - Insurance2,535.262,469.352,401.412,314.172,308.032,272.25
Total Debt146.43146.35146.27166.97146.13117.16
Long Term Debt146.43146.35146.27159.35146.13117.16
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---58.00--
Other Liabilities175.86150.75150.94147.62135.58138.50
Total Liabilities2,857.542,766.452,698.622,686.752,589.742,527.90
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity938.89977.34950.61941.17898.71845.67
Total Shareholders Equity938.89977.34950.61941.17898.71845.67
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity938.89977.34950.61941.17898.71845.67
Total Liabilities & Stockholders Equity3,796.433,743.793,649.233,627.923,488.453,373.57
Book Value Per Share36.5138.0237.0636.8835.2233.18
Tangible Book Value Per Share36.3937.9036.9436.7535.0933.04
Full-Time Employees---846--
Price to Book Ratio1.411.421.001.030.920.89
Return on Assets3.763.963.783.433.302.82
Return on Equity14.9015.4614.7713.7213.2111.68
Return on Invested Capital3.232.972.743.493.752.38
Current Ratio0.410.410.400.390.470.48

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations39.3334.7041.8046.0846.4224.72
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital61.72-0.4614.8373.7514.4228.67
Cash from Operating Activities101.0534.2556.63119.8360.8553.39
Capital Expenditures-1.70-0.52-0.38-0.66-1.56-1.74
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-82.80-51.38-42.99-191.74-53.51-28.62
Purchase of Investments-204.67-210.14-191.62-281.02-217.04-92.97
Sale Or Maturity of Investments121.87158.76148.6289.28163.5364.35
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-84.50-51.89-43.38-192.39-55.06-30.35
Cash Dividends Paid-5.14-5.14-5.11-4.08-4.08-4.08
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-0.120.20-2.44-0.760.98-0.49
Repurchase of Common Pref Stock-0.120.20-2.44-0.760.98-0.49
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.0028.900.00
Change in Long Term Debt0.000.000.000.0028.900.00
Issuance of Long Term Debt0.000.000.00-1.1030.000.00
Reduction of Long Term Debt0.000.000.001.10-1.100.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.00-1.100.000.00
Cash from Financing Activities-5.26-4.94-7.55-4.8425.80-4.57
Net Change in Cash11.30-22.585.70-77.4131.5918.47
Free Cash Flow99.3533.7356.24119.1859.2951.65
Price to Free Cash Flow4.765.433.603.762.852.75

Revenue breakdown

United States2024: 1.25B 2025: 1.39B
Total Fire, Marine & Casualty Insurance revenue2024: 1.25B 2025: 1.39B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.75%0.4M21.4M134.12K
2026-10-152.00%0.4M21.3M145.13K
2026-09-302.22%0.5M21.3M151.66K
2026-09-152.64%0.6M21.3M160.76K
2026-08-312.64%0.6M21.3M152.88K
2026-08-142.90%0.6M21.3M151.91K
2026-07-312.05%0.4M21.3M152.64K
2026-07-151.47%0.3M21.3M143.71K
2026-06-301.99%0.4M21.3M133.04K
2026-06-151.26%0.3M21.3M120.01K
2026-05-291.30%0.3M21.3M115.30K
2026-05-151.45%0.3M21.2M118.71K
2026-04-301.42%0.3M21.2M116.95K
2026-04-151.35%0.3M21.2M119.57K
2026-03-311.36%0.3M21.5M119.28K
2026-03-131.34%0.3M21.5M122.52K
2026-02-271.19%0.3M21.5M124.77K
2026-02-131.58%0.3M21.5M121.71K
2026-01-301.32%0.3M21.5M122.66K
2026-01-151.00%0.2M21.5M117.73K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0028.5033.000.005.4510.000.000.927-0.3820.011
call22.5026.0030.500.004.8660.000.000.916-0.3780.012
call25.0023.5028.000.004.3410.000.000.905-0.3730.014
call30.0018.5023.0018.903.50910.000.000.879-0.3550.016
call35.0013.5018.000.002.6900.000.000.846-0.3300.019
call40.009.0013.000.002.0440.000.000.801-0.2970.022
call45.004.008.500.001.6110.000.000.698-0.3960.028
call50.000.104.900.001.3560.000.000.586-0.2780.031
call55.000.004.900.682.04719.000.000.461-0.3460.032
call60.000.004.900.152.3429.000.000.419-0.3950.033
call65.000.004.900.002.9200.000.000.381-0.4910.031
call70.000.004.900.003.2590.000.000.357-0.5360.030
put20.000.004.900.006.1820.000.00-0.073-0.3820.011
put22.500.004.900.005.5240.000.00-0.084-0.3780.012
put25.000.004.900.004.8990.000.00-0.096-0.3670.014
put30.000.004.900.003.9570.000.00-0.121-0.3540.016
put35.000.004.900.003.0710.000.00-0.156-0.3230.019
put40.000.002.550.002.3080.000.00-0.195-0.2730.023
put45.000.004.900.002.4890.000.00-0.306-0.3830.028
put50.000.054.900.001.7310.000.00-0.414-0.2740.031
put55.002.006.500.001.3150.000.00-0.535-0.3360.032
put60.007.0011.500.001.7640.000.00-0.583-0.4310.031
put65.0012.0016.500.002.1410.000.00-0.617-0.4880.031
put70.0017.0021.500.002.4620.000.00-0.641-0.5340.030

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-06S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-08-313Initial statement of beneficial ownership of securities2026-08-21SEC
2026-08-218-KCurrent report2026-08-21SEC
2026-08-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-038-KCurrent report2026-08-03SEC
2026-07-178-KCurrent report2026-07-17SEC
2026-07-064Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-06-1011-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-05-268-KCurrent report2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-208-KCurrent report2026-05-20SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-15SEC
2026-05-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-058-KCurrent report2026-05-05SEC
2026-04-218-KCurrent report2026-04-21SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11237.05K100
2026-100000
2026-0900542.80K1
2026-080000
2026-070000
2026-06203.54K100
2026-050000
2026-040000
2026-0300654.97K4
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.13.61%
DIMENSIONAL FUND ADVISORS LP6.00%
VANGUARD CAPITAL MANAGEMENT LLC3.76%
STATE STREET CORP3.35%
AMERICAN CENTURY COMPANIES INC2.81%
GEODE CAPITAL MANAGEMENT, LLC2.64%
SYSTEMATIC FINANCIAL MANAGEMENT LP2.27%
VANGUARD PORTFOLIO MANAGEMENT LLC2.18%
BANK OF AMERICA CORP /DE/1.85%
Invesco Ltd.1.69%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.18%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.69%
Avantis U.S. Small Cap Value ETF2.63%
iShares Russell 2000 ETF2.24%
U.S. SMALL CAP VALUE PORTFOLIO1.23%
VANGUARD EXTENDED MARKET INDEX FUND0.99%
Fidelity Small Cap Index Fund0.92%
iShares Russell 2000 Value ETF0.81%
State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF0.78%
Invesco S&P SmallCap Momentum ETF0.77%

OakChart. UFCS. Cached 15 minutes.