OakChart

Safety Insurance Group Inc

SAFTFinancial·Insurance - Property & Casualty·USA·Small·NASD·Nov 11 • 2:59 PM ET

104.43-0.06 (-0.05%)
2026-11-11 21:00 CET
Market cap
1,533.97 USD m
Revenue, TTM
1,281.71 USD m
Net income, TTM
69.91 USD m
Free cash flow, TTM
147.01 USD m
EPS diluted, TTM
4.79
P/E
21.81
Compare

Price

SAFT against its 20, 50 and 200-day averages
2050200earnings
70.0080.0090.00100.00983K2.0MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SAFTclose 104.4420-day 104.1550-day 103.81200-day 85.80104.4452w low

0.1% under the 52-week high of 104.54 on 10 Nov 2026. 52-week low 67.93 on 3 Jun 2026. Last 15 sessions, 0.6% high to low

Profile

SAFT
52-week range, 100% of the way up
67.93104.54

Safety Insurance Group, Inc. engages in the management and provision of insurance services. It offers property and casualty insurance products which include commercial vehicles and fleets. The firm provides private passenger automobiles, commercial automobiles, and homeowners insurance. The company was founded in 1979 and is headquartered in Boston, MA.

IndexRUT
Employees568
IPONov 22, 2002
Beta0.18
ATR, 14d0.23
Rel volume0.25
Short float2.71%
Insider own2.23%
Inst own84.15%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.53B
Enterprise Value-
Income69.91M
Sales1.28B
Book/sh58.29
Cash/sh-
Dividend Est.-
Dividend TTM3.68 (3.52%)
Dividend Ex-DateDec 01, 2026
Dividend Gr. 3/5Y0.37% 0.22%
Payout54.33%
Employees568
IPONov 22, 2002

Ratios

P/E21.81
Forward P/E15.47
PEG1.72
P/S1.20
P/B1.79
P/C-
P/FCF10.43
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.58
Debt/Eq0.07
LT Debt/Eq0.07
Option/ShortYes / Yes

Earnings

EPS (ttm)4.79
EPS next Y6.75
EPS next Q1.70
EPS this Y-13.64%
EPS next Y35.00%
EPS next 5Y9.01%
EPS past 3/5Y28.40% -6.11%
Sales past 3/5Y16.34% 8.60%
EPS Y/Y TTM-18.49%
Sales Y/Y TTM4.62%
EPS Q/Q7.35%
Sales Q/Q0.73%
EarningsNov 04 AMC
EPS/Sales Surpr.56.00% -

Ownership

Insider Own2.23%
Insider Trans-80.14%
Inst Own84.15%
Inst Trans-6.26%
ROA3.10%
ROE8.01%
ROIC7.70%
Gross Margin-
Oper. Margin6.75%
Profit Margin5.45%
SMA200.27%
SMA500.60%
SMA20021.72%
Trades-

Technical

Shs Outstand14.68M
Shs Float14.35M
Short Float2.71%
Short Ratio3.06
Short Interest0.39M
52W High104.54 -0.10%
52W Low67.93 53.75%
Volatility0.15% 0.21%
ATR (14)0.23
RSI (14)64.38
Beta0.18
Rel Volume0.25
Avg Volume127.05K
Volume27,244

Performance

Perf Week0.08%
Perf Month0.55%
Perf Quarter0.83%
Perf Half Y49.84%
Perf YTD34.05%
Perf Year35.97%
Perf 3Y37.29%
Perf 5Y26.63%
Perf 10Y47.72%
Recom3.00
Target Price70.00
Prev Close104.49
Price104.43
Change %-0.05%

Analyst ratings

latest 9 of 9
DateActionAnalystRating changeTargetImplied
Mar 08, 2018UpgradeCCompass PointSell → Neutral
Oct 16, 2017DowngradeCCompass PointNeutral → Sell
Aug 05, 2016ReiteratedCCompass PointNeutral$58 → $60-42.5%
May 04, 2016ReiteratedCCompass PointNeutral$57 → $58-44.5%
Nov 04, 2015ReiteratedCCompass PointNeutral$58 → $57-45.4%
May 06, 2015ReiteratedCCompass PointNeutral$63 → $58-44.5%
Nov 05, 2014DowngradeCCompass PointBuy → Neutral$63 → $63-39.7%
Aug 28, 2014InitiatedCCompass PointBuy$63-39.7%
Mar 12, 2007UpgradeKKeefe BruyetteMkt Perform → Outperform

Peers

Mkt cap
TickerCompanyMkt cap
KMPRKemper Corp2.04B
MCYMercury General Corp4.75B
THGHanover Insurance Group Inc8.54B
SIGISelective Insurance Group Inc6.08B
ALLAllstate Corp64.76B
HMNHorace Mann Educators Corp2.14B
DGICADonegal Group Inc747.33M
PGRProgressive Corp135.25B
UFCSUnited Fire Group Inc1.32B
KINSKingstone Cos. Inc329.02M

Insider trading

latest 14 of 37
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
SRB CORP10% OwnerJul 27 '26Sale103.071,240,352127,837,224473,387Jul 28 08:47 PM
SRB CORP10% OwnerJul 24 '26Sale103.0838,8354,003,0191,713,739Jul 27 05:11 PM
SRB CORP10% OwnerJul 17 '26Sale76.035,159392,2471,752,574Jul 20 07:05 PM
SRB CORP10% OwnerJul 13 '26Sale76.0434,2722,605,9331,757,733Jul 14 09:56 PM
SRB CORP10% OwnerJul 09 '26Sale76.512,650202,7541,792,005Jul 10 06:35 PM
SRB CORP10% OwnerMar 20 '26Sale71.1214,1511,006,4471,794,655Mar 23 06:41 PM
SRB CORP10% OwnerMar 17 '26Sale73.061,19987,5991,808,806Mar 19 05:37 PM
SRB CORP10% OwnerMar 02 '26Sale76.4911,270862,0421,810,005Mar 03 04:35 PM
SRB CORP10% OwnerFeb 27 '26Sale77.8223518,2881,821,275Mar 03 04:35 PM
Hiltpold GlennOfficerMar 02 '26Proposed Sale76.0020315,428Mar 02 12:33 PM
Whitford Christopher ThomasOfficerMar 02 '26Proposed Sale76.0031624,016Mar 02 12:13 PM
Narciso Paul JOfficerMar 02 '26Proposed Sale76.0026620,216Mar 02 12:05 PM
Lam Brian Siu-GaeOfficerMar 02 '26Proposed Sale76.0019314,668Mar 02 11:48 AM
Drago John PatrickOfficerMar 02 '26Proposed Sale76.0028421,584Mar 02 11:46 AM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-041.9501.2502.050319.7-1
2026Q22026-08-052.0302.0002.359341.84-1
2026Q12026-05-06-0.7201.455-0.988299.78-1
2025Q42026-02-251.5801.2801.371299.63-1
2025Q32025-11-031.4801.7981.907334.18-1
2025Q22025-08-061.4501.6021.948345.83-1
2025Q12025-05-071.2801.2491.479298.97-1
2024Q42025-02-250.9401.1700.552292.03-1
2024Q32024-11-051.1001.4011.734318.18-1
2024Q22024-08-071.1801.2981.125315.51-1
2024Q12024-05-080.9300.4991.360267.34-1
2023Q42024-02-270.3000.7660.832246.09-1
2023Q32023-11-010.5901.0050.132267.12-1
2023Q22023-08-020.8001.2041.150260.16-1
2023Q12023-05-03-0.8701.000-0.840217.85-1
2022Q42023-02-220.9801.1011.675201.37-1

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY4.1003.9614.096827.32858.5
2018FY6.1205.2485.430843.7-
2019FY5.2505.0006.460852.4-
2020FY8.6407.4019.184798.71-
2021FY7.1406.5978.796802.14-
2022FY5.0505.1523.165823.32-
2023FY0.8401.2991.277991.22-
2024FY4.1604.4034.7851,193-
2025FY5.7905.4986.7001,279-
2026FY-5.000---
2027FY-6.750---
2028FY-7.500---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4E2026-11-051001.701.701.70
2026Q3E2026-10-011001.251.251.25
2026Q2E2026-05-071002.002.002.00
2026Q1E2026-02-261001.451.451.45
2026FYE2026-11-051105.005.005.00
2026FYE2026-10-011014.154.154.15
2026FYE2026-07-211004.754.754.75
2026FYE2026-05-071014.754.754.75
2026FYE2026-04-301006.756.756.75
2026FYE2026-02-261006.756.756.75
2026FYE2026-02-251006.756.756.75
2026FYE2026-01-201006.756.756.75
2026FYE2026-01-021016.756.756.75
2026FYE2025-11-111016.756.756.75

Estimate history

EPS, annual4.0965.436.469.1848.7963.1651.2774.7856.74.7882
Period201720182019202020212022202320242025TTM
EPS, quarterly1.7340.5521.4791.9481.9071.371-0.9882.3592.047
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual838.353835.543860.257829.052864.412795.241920.8581106.1611252.3681281.71
Period201720182019202020212022202320242025TTM
Sales, quarterly294.796284.092300.373315.894324.713315.421313.791325.41327.09
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual15.2215.28715.38314.89414.84314.79614.79214.83814.63214.68
Period201720182019202020212022202320242025MRQ
Shares, quarterly14.83814.83814.89414.89414.89414.63214.68314.68314.68
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,281.711,252.371,106.16920.86795.24864.41829.05860.26835.54
Losses, Claims & Reserves847.91797.18716.64642.30491.98461.73404.56509.85485.51
Selling, General and Administrative Incl. Other347.23339.46314.07264.38244.32258.39266.48244.14246.64
Operating Income before Interest Expense86.57115.7375.4514.1858.94144.29158.01106.28103.39
Interest Expense2.611.530.510.820.520.520.440.090.09
Unusual Expense-----0.01-0.361.050.890.23
Net Income Before Taxes86.62118.2279.5918.8859.58164.27174.77123.68104.25
Income Taxes19.3727.4319.135.5413.0233.5636.5624.0821.06
Consolidated Net Income70.3399.2570.7318.7946.56130.71138.2199.6082.70
Net Income From Continuing Operations70.3399.2570.7318.7946.56130.71138.2199.6082.70
Net Income69.9198.8070.4218.7946.36131.28138.8599.0882.70
EPS (Recurring)4.796.704.781.283.168.749.236.505.44
EPS (Basic, Before Extraordinaries)4.816.724.791.283.198.859.256.525.48
EPS (Diluted)4.796.704.781.283.178.809.186.465.43
Non-Operating Income (Expense)3.024.034.655.522.304.891.381.551.18
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense6.983.823.543.424.723.654.334.765.20
Price To Earnings Ratio21.8221.8216.3135.9022.799.718.4314.3215.08
Price To Sales Ratio1.180.921.101.211.561.471.421.651.49
Operating Margin6.759.246.821.547.4116.6919.0612.3512.37
Net Margin5.457.896.372.045.8315.1916.7511.529.90
Shares Outstanding14.6814.6314.8414.7914.8014.8414.8915.3815.29
Market Capitalization1,533.971,533.971,222.651,124.041,241.791,273.941,160.221,423.481,250.63
Operating Income after Interest Expense-114.2074.9413.3658.42143.77157.57106.19103.30
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue327.09325.41313.79315.42324.71315.89300.37284.09
Losses, Claims & Reserves197.62195.12247.49207.68204.98194.23190.29193.01
Selling, General and Administrative Incl. Other91.1485.9984.4285.6885.0184.8482.8183.47
Operating Income before Interest Expense38.3344.30-18.1222.0634.7336.8227.287.62
Interest Expense0.620.810.620.560.430.440.100.12
Operating Income after Interest Expense37.7043.48-18.7321.5034.3036.3827.177.49
Unusual Expense-0.000.010.35--0.49-0.070.32-
Net Income Before Taxes38.3843.76-17.8622.3436.2136.8328.238.45
Income Taxes8.379.24-3.545.307.907.896.331.99
Consolidated Net Income30.0234.52-14.3220.1128.3128.9421.908.13
Net Income From Continuing Operations30.0234.52-14.3220.1128.3128.9421.908.13
Net Income29.8734.34-14.3220.0228.1828.8021.808.09
EPS (Recurring)2.052.36-0.971.361.881.951.490.55
EPS (Basic, Before Extraordinaries)2.062.36-0.991.371.911.951.480.55
EPS (Diluted)2.052.36-0.991.371.911.951.480.55
Non-Operating Income (Expense)0.680.281.220.841.420.381.380.95
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.991.031.133.820.910.891.110.77
Price To Earnings Ratio21.8217.6710.8413.2412.3716.2416.5316.31
Price To Sales Ratio1.180.850.830.910.850.981.011.09
Operating Margin11.7213.61-5.776.9910.6911.669.082.68
Net Margin9.1310.55-4.566.358.689.127.262.85
Shares Outstanding14.6814.6814.6814.6314.8914.8914.8914.84
Market Capitalization1,533.971,099.201,062.851,160.401,052.871,182.401,170.421,222.65

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash73.9058.9738.1525.3063.6053.7744.4137.5841.71
Investments1,385.481,200.171,156.221,177.461,395.311,417.111,368.401,286.391,260.73
Premium Balance Receivables - Insurance320.19306.46256.69192.54170.95179.15193.37190.06190.65
Net Property, Plant & Equipment18.9420.2731.4841.4650.5653.1154.0115.589.87
Investment in Unconsolidated Affiliates302.04312.89267.89225.70175.8290.4874.5646.9646.32
Deferred Tax Assets37.5944.2641.3244.7727.8527.5929.0329.10-27.44
Other Intangible Assets167.89161.53173.33154.19128.45118.51119.06114.85117.96
Total Assets2,306.032,104.551,965.081,861.432,012.551,939.721,882.831,720.531,639.80
Insurance Policy Liabilities - Insurance1,217.991,092.99973.13848.14851.44847.33883.91864.04862.27
Total Debt61.8645.7349.7658.3457.1261.0034.000.000.00
Long Term Debt54.7811.4945.1653.8152.3856.0529.000.000.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities33.4833.0529.1723.7043.0945.2034.7520.36-24.53
Other Liabilities100.39104.31108.75119.26133.72101.50121.76117.50101.03
Total Liabilities1,413.721,276.091,160.811,049.431,085.371,055.041,074.421,001.89938.78
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity892.31828.46804.27812.00927.17884.68808.41718.64701.02
Total Shareholders Equity892.31828.46804.27812.00927.17884.68808.41718.64701.02
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity892.31828.46804.27812.00927.17884.68808.41718.64701.02
Total Liabilities & Stockholders Equity2,306.032,104.551,965.081,861.432,012.551,939.721,882.831,720.531,639.80
Book Value Per Share60.9855.8354.3754.8862.4759.4052.5547.0146.06
Tangible Book Value Per Share59.3554.1652.7153.1962.4759.4052.5547.0146.06
Full-Time Employees568551539538552586609627623
Price to Book Ratio1.791.441.461.581.361.311.761.741.74
Return on Assets4.503.480.982.406.617.235.534.923.76
Return on Equity11.548.662.335.3514.4316.3313.0411.659.04
Return on Invested Capital10.488.422.215.3813.3414.6911.8911.518.84
Current Ratio0.670.760.740.500.610.750.590.550.63

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations69.1490.5966.5118.5779.27108.18152.6196.35107.59
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital83.40103.9062.1733.55-34.9433.21-43.1519.4120.10
Cash from Operating Activities152.54194.50128.6952.1144.33141.39109.46115.76127.69
Capital Expenditures-5.53-2.51-4.37-1.78-2.09-8.22-9.95-9.59-11.18
Net Assets From Acquisitions0.000.00-2.06-2.11-17.590.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-93.45-123.20-48.1128.16-0.31-57.76-25.58-43.37-71.82
Purchase of Investments-729.63-667.40-356.74-161.59-287.49-447.67-278.90-263.25-378.13
Sale Or Maturity of Investments636.18544.20308.63189.75287.18389.91253.33219.88306.31
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-98.99-125.71-54.5424.27-19.99-65.99-35.52-52.96-83.00
Cash Dividends Paid-53.77-53.87-53.33-53.29-53.04-54.01-54.58-52.67-48.81
Change in Capital Stock-20.00-20.000.00-5.24-14.60-11.56-40.000.000.00
Repurchase of Common Pref Stock-20.00-20.000.00-5.24-14.60-11.56-40.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net20.0020.000.00-5.005.000.0030.000.000.00
Change in Long Term Debt50.0050.000.000.005.000.0030.000.000.00
Issuance of Long Term Debt20.0050.000.000.005.000.0030.000.000.00
Reduction of Long Term Debt30.000.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities-53.77-53.87-53.33-63.53-62.64-65.57-64.57-52.67-48.81
Net Change in Cash-0.2214.9320.8212.85-38.309.839.366.83-4.13
Free Cash Flow147.01191.99124.3250.3342.23133.1799.51106.17116.51
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow16.218.3217.08--16.0326.2126.5318.41

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash56.0267.9254.8373.9056.2349.41
Investments1,383.491,376.511,353.581,385.481,347.081,267.27
Net Property, Plant & Equipment9.099.7711.1018.9412.6313.66
Investment in Unconsolidated Affiliates320.40308.07313.04302.04305.77312.84
Deferred Tax Assets16.586.254.6337.594.836.45
Other Intangible Assets184.50183.17179.27167.89177.74172.20
Total Assets2,294.632,284.232,229.872,306.032,237.452,154.84
Insurance Policy Liabilities - Insurance1,266.771,253.961,248.711,217.991,183.291,136.04
Total Debt59.0959.7761.1061.8642.6343.66
Long Term Debt58.0257.6657.6354.7841.5841.56
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---33.48--
Other Liabilities112.9993.8564.31100.39111.98101.88
Total Liabilities1,438.861,407.581,374.121,413.721,337.901,281.58
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity855.77876.65855.75892.31899.55873.26
Total Shareholders Equity855.77876.65855.75892.31899.55873.26
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity855.77876.65855.75892.31899.55873.26
Total Liabilities & Stockholders Equity2,294.632,284.232,229.872,306.032,237.452,154.84
Book Value Per Share58.2959.7058.2860.9860.4058.63
Tangible Book Value Per Share56.7258.1156.6759.3558.7857.00
Full-Time Employees---568--
Price to Book Ratio1.791.281.191.291.211.39
Return on Assets3.103.092.934.504.054.11
Return on Equity8.017.847.3911.549.9710.08
Return on Invested Capital3.293.69-1.572.123.013.16
Current Ratio0.580.650.610.670.730.78

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations24.5629.21-8.5723.9325.2721.91
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital33.139.11-8.4749.6260.1810.41
Cash from Operating Activities57.7038.33-17.0373.5585.4532.32
Capital Expenditures-0.96-0.63-1.84-2.110.00-0.07
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-55.28-11.2513.40-40.32-65.06-34.28
Purchase of Investments-195.30-115.03-101.18-318.12-190.26-99.63
Sale Or Maturity of Investments140.02103.78114.58277.80125.2065.35
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-56.23-11.8811.56-42.43-65.06-34.35
Cash Dividends Paid-13.36-13.36-13.59-13.45-13.57-13.28
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.000.00-20.000.000.00
Repurchase of Common Pref Stock0.000.000.00-20.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.0020.000.000.00
Change in Long Term Debt0.000.000.0050.000.000.00
Issuance of Long Term Debt0.000.000.0020.000.000.00
Reduction of Long Term Debt0.000.000.0030.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-13.36-13.36-13.59-13.45-13.57-13.28
Net Change in Cash-11.9013.09-19.0717.676.82-15.30
Free Cash Flow56.7437.70-18.8871.4485.4532.26
Price to Free Cash Flow16.218.959.058.288.9211.15

Revenue breakdown

Fire, Marine & Casualty Insurance2024: 1.12B 2025: 1.26B
United States2024: 1.12B 2025: 1.26B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.71%0.4M14.4M136.44K
2026-10-152.53%0.4M14.4M207.40K
2026-09-303.05%0.4M14.4M206.62K
2026-09-153.06%0.4M14.4M213.94K
2026-08-313.00%0.4M14.4M214.73K
2026-08-143.05%0.4M14.4M205.49K
2026-07-312.42%0.3M14.4M192.08K
2026-07-152.15%0.3M14.4M110.72K
2026-06-302.24%0.3M14.4M107.94K
2026-06-151.75%0.3M14.4M97.82K
2026-05-291.39%0.2M14.4M88.32K
2026-05-151.29%0.2M14.4M86.91K
2026-04-301.23%0.2M14.4M83.63K
2026-04-151.12%0.2M14.4M85.16K
2026-03-311.13%0.2M14.3M82.49K
2026-03-131.14%0.2M14.3M76.76K
2026-02-271.04%0.1M14.3M80.05K
2026-02-131.11%0.2M14.6M86.19K
2026-01-300.81%0.1M14.6M90.01K
2026-01-150.91%0.1M14.6M85.37K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call40.0062.1067.000.005.0550.000.000.996-0.0190.002
call45.0057.1062.000.004.4990.000.000.995-0.0190.002
call50.0052.1057.000.004.0290.000.000.995-0.0190.002
call55.0047.1052.000.003.5950.000.000.994-0.0200.002
call60.0042.1047.000.003.1900.000.000.993-0.0200.003
call65.0037.1042.0010.202.8340.000.000.992-0.0200.003
call70.0032.1037.000.002.4930.000.000.991-0.0200.004
call75.0027.1032.000.002.1720.000.000.990-0.0200.004
call80.0022.0026.801.651.8070.000.000.988-0.0190.005
call85.0017.0021.8018.901.5180.000.000.985-0.0190.006
call90.0012.0016.800.351.2360.000.000.981-0.0190.007
call95.007.0011.800.000.9540.000.000.962-0.0260.013
call1002.157.003.620.6962.000.000.802-0.0860.045
call1050.000.100.100.05510.000.000.302-0.0210.057
call1100.000.050.000.1870.000.000.143-0.0620.037
call1150.000.050.000.2980.000.000.026-0.0160.010
call1200.004.900.000.4050.000.000.020-0.0170.008
call1250.004.900.000.5030.000.000.017-0.0180.007
call1300.004.900.000.5960.000.000.014-0.0190.006
call1350.004.900.000.6820.000.000.013-0.0200.006
call1400.004.900.000.7640.000.000.012-0.0200.005
call1450.004.900.000.8420.000.000.011-0.0210.005
call1500.004.900.000.9160.000.000.010-0.0210.005
put40.000.000.050.002.3500.000.00-0.004-0.0220.002
put45.000.004.900.002.0780.000.00-0.004-0.0220.002
put50.000.004.901.001.8351.000.00-0.005-0.0220.002
put55.000.004.900.001.6140.000.00-0.005-0.0210.003
put60.000.004.901.051.4131.000.00-0.006-0.0210.003
put65.000.004.902.501.2262.000.00-0.007-0.0200.003
put70.000.000.104.001.0523.000.00-0.008-0.0200.004
put75.000.000.150.150.8887.000.00-0.009-0.0190.004
put80.000.004.9011.200.7331.000.00-0.011-0.0190.005
put85.000.004.900.000.5850.000.00-0.014-0.0180.006
put90.000.004.900.000.4420.000.00-0.018-0.0170.008
put95.000.000.050.160.3569.000.00-0.054-0.0390.018
put1000.000.100.100.18518.000.00-0.192-0.0760.047
put1050.000.801.700.0721.000.00-0.702-0.0190.057
put1103.107.900.000.6910.000.00-0.854-0.0620.037
put1158.1012.900.000.9200.000.00-0.973-0.0150.010
put12013.1017.800.001.0980.000.00-0.979-0.0160.008
put12518.1022.900.001.2960.000.00-0.983-0.0160.007
put13023.1028.000.001.4810.000.00-0.985-0.0160.006
put13528.1033.000.001.6330.000.00-0.986-0.0170.005
put14033.1038.000.001.7740.000.00-0.988-0.0170.005
put14538.1043.000.001.9080.000.00-0.989-0.0170.005
put15043.1048.000.002.0330.000.00-0.989-0.0170.004

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-02SCHEDULE 13GSEC
2026-09-15DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-09-158-KCurrent report2026-09-14SEC
2026-09-14DEFM14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-09-03PREM14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-09-03SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-058-KCurrent report2026-08-05SEC
2026-07-29SCHEDULE 13G/ASEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-24SEC
2026-07-24DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-248-KCurrent report2026-07-23SEC
2026-07-23DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-23DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-23DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-23DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-204Statement of changes in beneficial ownership of securities2026-07-17SEC
2026-07-144Statement of changes in beneficial ownership of securities2026-07-13SEC
2026-07-104Statement of changes in beneficial ownership of securities2026-07-09SEC
2026-06-158-KCurrent report2026-06-09SEC
2026-05-148-KCurrent report2026-05-13SEC
2026-05-12SCHEDULE 13GSEC
2026-05-0810-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-068-KCurrent report2026-05-06SEC
2026-04-30SCHEDULE 13GSEC
2026-04-29SCHEDULE 13GSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-0700135.04M5
2026-060000
2026-050000
2026-040000
2026-03001.96M3
2026-02001.65M5
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.15.59%
SRB CORP12.22%
VANGUARD PORTFOLIO MANAGEMENT LLC5.77%
STATE STREET CORP5.45%
DIMENSIONAL FUND ADVISORS LP4.99%
VANGUARD CAPITAL MANAGEMENT LLC4.47%
GEODE CAPITAL MANAGEMENT, LLC2.62%
ADAGE CAPITAL PARTNERS GP, L.L.C.2.04%
JPMORGAN CHASE & CO2.04%
AQR CAPITAL MANAGEMENT LLC1.75%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF6.03%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.20%
iShares Russell 2000 ETF2.88%
VANGUARD SMALL-CAP INDEX FUND2.30%
VANGUARD SMALL-CAP VALUE INDEX FUND1.45%
VANGUARD EXTENDED MARKET INDEX FUND1.16%
Fidelity Small Cap Index Fund1.11%
iShares Russell 2000 Value ETF0.94%
State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF0.92%
Avantis U.S. Small Cap Value ETF0.83%

OakChart. SAFT. Cached 15 minutes.