OakChart

OceanFirst Financial Corp

OCFCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

18.24+0.16 (0.88%)
2026-11-11 22:44 CET
Market cap
1,781.46 USD m
Revenue, TTM
- USD m
Net income, TTM
47.03 USD m
Free cash flow, TTM
199.13 USD m
EPS diluted, TTM
0.71
P/E
25.55
Compare

Price

OCFC against its 20, 50 and 200-day averages
2050200beatmiss
16.0018.0020.002.5M5.0MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26OCFCclose 18.2420-day 17.3350-day 17.41200-day 18.4718.2452w low

11.5% under the 52-week high of 20.61 on 18 Dec 2025. 52-week low 15.60 on 19 Oct 2026. Last 15 sessions, 21.7% high to low

Volume 0.84× normal · the line is the 50-bar volume average

Profile

OCFC
52-week range, 53% of the way up
15.6020.61

OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. Its subsidiary, OceanFirst Bank, offers commercial and residential financing solutions, wealth management, and deposit services. It has retail branches throughout the state and in metropolitan New York City along with loan production offices in New Jersey, New York City and Pennsylvania. The company was founded on November 21, 1995 and is headquartered in Red Bank, NJ.

IndexRUT
Employees954
IPOJul 03, 1996
Beta0.98
ATR, 14d0.49
Rel volume0.84
Short float6.41%
Insider own14.07%
Inst own73.71%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.80B
Enterprise Value-
Income47.03M
Sales890.83M
Book/sh24.32
Cash/sh-
Dividend Est.0.80 (4.40%)
Dividend TTM0.80 (4.39%)
Dividend Ex-DateNov 09, 2026
Dividend Gr. 3/5Y2.63% 3.30%
Payout68.43%
Employees954
IPOJul 03, 1996

Ratios

P/E25.55
Forward P/E8.06
PEG0.40
P/S2.02
P/B0.75
P/C-
P/FCF9.03
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.03
Debt/Eq0.99
LT Debt/Eq0.82
Option/ShortYes / Yes

Earnings

EPS (ttm)0.71
EPS next Y2.26
EPS next Q0.50
EPS this Y29.37%
EPS next Y22.39%
EPS next 5Y19.93%
EPS past 3/5Y-21.56% 2.78%
Sales past 3/5Y12.53% 9.44%
EPS Y/Y TTM-44.96%
Sales Y/Y TTM31.42%
EPS Q/Q-44.77%
Sales Q/Q80.33%
EarningsOct 27 AMC
EPS/Sales Surpr.18.72% 4.13%

Ownership

Insider Own14.07%
Insider Trans-0.74%
Inst Own73.71%
Inst Trans26.14%
ROA0.25%
ROE2.32%
ROIC1.08%
Gross Margin-
Oper. Margin18.69%
Profit Margin5.28%
SMA205.26%
SMA504.74%
SMA200-1.24%
Trades-

Technical

Shs Outstand96.70M
Shs Float84.67M
Short Float6.41%
Short Ratio4.82
Short Interest5.43M
52W High20.61 -11.50%
52W Low15.60 16.92%
Volatility3.46% 2.74%
ATR (14)0.49
RSI (14)58.86
Beta0.98
Rel Volume0.84
Avg Volume1.13M
Volume950,460

Performance

Perf Week-4.05%
Perf Month13.72%
Perf Quarter-6.37%
Perf Half Y0.33%
Perf YTD1.62%
Perf Year0.11%
Perf 3Y38.29%
Perf 5Y-18.02%
Perf 10Y-19.68%
Recom2.14
Target Price21.38
Prev Close18.08
Price18.24
Change %0.88%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jun 12, 2026ResumedPPiper SandlerNeutral$19+4.2%
Oct 27, 2025ResumedDDA DavidsonBuy$19+4.2%
Oct 10, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$22+20.6%
Jan 27, 2025ReiteratedHHovde GroupOutperform$23 → $22+20.6%
Sep 20, 2024ReiteratedHHovde GroupOutperform$19.50 → $21.50+17.9%
May 31, 2024DowngradeKKeefe BruyetteOutperform → Mkt Perform$18-1.3%
Jan 05, 2024UpgradeRRaymond JamesMkt Perform → Outperform$21+15.1%
Sep 18, 2023DowngradeDDA DavidsonBuy → Neutral$21 → $17-6.8%
Dec 12, 2022DowngradePPiper SandlerOverweight → Neutral$25+37.1%
Nov 17, 2022ResumedRRaymond JamesMkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
PFSProvident Financial Services Inc3.00B
CNOBConnectOne Bancorp Inc1.65B
CLBKColumbia Financial Inc3.06B
DCOMDime Commercial Bancshares Inc1.85B
VLYValley National Bancorp7.92B
PGCPeapack-Gladstone Financial Corp821.02M
KRNYKearny Financial Corp601.89M
FLGFlagstar Bank NA4.16B
UNTYUnity Bancorp Inc589.15M
BBTBeacon Financial Corp2.58B

Insider trading

11 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Farris Jack M.DirectorNov 03 '26Buy18.4654210,00822,948Nov 03 03:00 PM
Katsoulis NicosDirectorOct 30 '26Buy17.8310,000178,27741,096Nov 02 11:49 AM
Barrett Patrick SeanSenior EVP & CFOOct 30 '26Buy17.905,00089,500152,350Oct 30 02:35 PM
Schaeffer BrianSEVP & CIO, OceanFirst BankAug 31 '26Sale18.915,500103,97883,068Sep 01 01:39 PM
Brian SchaefferOfficerAug 31 '26Proposed Sale18.915,500103,978Sep 01 01:33 PM
John BuranDirectorAug 07 '26Proposed Sale19.40113,6302,204,828Aug 13 02:29 PM
BURAN JOHN RDirectorAug 07 '26Sale19.40113,4632,201,5910Aug 11 04:22 PM
JOSEPH M MURPHYDirectorMar 23 '26Proposed Sale17.88150,0002,682,000Mar 23 04:31 PM
Tsimbinos Steven JamesSenior EVP & Corp. SecretaryFeb 17 '26Option Exercise17.2815,000259,200203,878Feb 18 03:11 PM
Lebel Joseph IIISenior EVP and COOFeb 17 '26Option Exercise17.2837,500648,000329,658Feb 18 03:09 PM
Maher ChristopherChairman and CEOFeb 17 '26Option Exercise17.2859,6771,031,219399,830Feb 18 03:07 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.4800.4040.170185.14177.797
2026Q22026-07-300.4300.428-0.043131.33135.637
2026Q12026-04-230.4300.3920.359103.2104.526
2025Q42026-01-220.4100.3830.230104.69103.166
2025Q32025-10-220.3600.3520.304102.96102.666
2025Q22025-07-240.3100.3330.28199.37100.766
2025Q12025-04-240.3500.3480.35397.9195.687
2024Q42025-01-230.3800.3590.36095.5694.957
2024Q32024-10-170.3900.3810.41596.9092.897
2024Q22024-07-180.3900.4240.40093.2594.777
2024Q12024-04-180.4400.4100.47198.5195.677
2023Q42024-01-180.4500.4260.45199.6996.857
2023Q32023-10-190.3200.3530.333101.76101.177
2023Q22023-07-200.4600.4700.453101.04102.337
2023Q12023-04-200.5500.6390.456108.37116.487
2022Q42023-01-190.6700.6210.890116.85111.177

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.7001.6981.282196.29197.26
2018FY1.9802.0181.509275.33276.24
2019FY2.0702.0781.745298.14297.69
2020FY1.2001.1621.019365.66361.45
2021FY1.8601.8181.778357.27353.1
2022FY2.3402.2932.422426.89419.88
2023FY1.7801.7641.696403.36405.36
2024FY1.6001.5841.648384.22376.27
2025FY1.4301.3991.170404.92402.36
2026FY-1.850--603.26
2027FY-2.264--748.35
2028FY-2.467--788.01

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-09622183.22182187.5
2026Q4S2026-10-28613182.11181.22182.6
2026Q4S2026-10-27603181.13175.3183.7
2026Q4S2026-10-17603181.13175.3183.7
2026Q4S2026-10-14604181.13175.3183.7
2026Q4S2026-10-05615181.13175.3183.7
2026Q4S2026-09-30624181.45175.3183.7
2026Q4S2026-09-22633182.14175.3186.11
2026Q4S2026-09-21632182.53175.3186.11
2026Q4S2026-09-15631182.81175.3186.11
2026Q4S2026-08-03641182.81175.3186.11
2026Q4S2026-07-31631182.19175.3186.11
2026Q4S2026-07-08611182.22179185.3
2026Q4S2026-07-06623182.22179185.3

Estimate history

EPS, annual1.2821.5091.7451.0191.7782.4221.6961.6481.1690.714
Period201720182019202020212022202320242025TTM
EPS, quarterly0.4150.360.3530.2810.3040.230.359-0.0430.168
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual215.901311.767351.17437.293394.929481.886639.873688.078686.615890.83
Period201720182019202020212022202320242025TTM
Sales, quarterly176.184171.814164.972166.567174.501181.139174.917220.087314.684
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual32.59747.95150.40560.39259.17559.14459.44858.55557.39198.508
Period201720182019202020212022202320242025MRQ
Shares, quarterly58.39758.55558.38457.38457.38957.39157.698.41698.508
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income851.33642.45642.17607.97431.18342.09379.61308.79276.65
Total Interest Expense366.75282.23308.14238.2453.7036.7566.6652.8236.15
Net Interest Income484.57360.22334.04369.73377.48305.34312.95255.97240.50
Loan Loss Provision14.7116.177.6917.687.77-11.8359.401.643.49
Net Interest Income After Loan Loss Provision469.86344.05326.35352.05369.71317.17253.55254.34237.01
Non-Interest Income39.5044.1645.9131.9050.7152.8457.6942.3835.11
Non-Interest Expense342.86279.92239.82247.09223.05213.93206.62169.80156.56
Operating Income166.50108.30132.44136.86197.37156.08104.61126.91115.56
Unusual Expense95.6415.781.780.093.4513.8423.5719.5530.06
Net Income Before Taxes70.8692.52130.66136.76193.92142.2481.04107.3685.50
Income Taxes23.8321.4930.2732.7046.5632.1617.7318.7813.57
Consolidated Net Income47.0371.03100.39104.06147.36110.0863.3188.5771.93
Net Income From Continuing Operations47.0370.98100.06104.03146.60110.0863.3188.5771.93
Net Income47.0367.1396.05100.01142.59106.0661.2188.5771.93
EPS (Recurring)1.161.361.671.702.461.94-0.742.021.95
EPS (Basic, Before Extraordinaries)0.711.171.651.702.431.791.021.771.54
EPS (Diluted)0.711.171.651.702.421.781.021.751.51
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense7.504.775.696.267.225.563.943.973.68
Price To Earnings Ratio25.3225.3210.428.1411.1812.5017.9914.6215.10
Price To Sales Ratio1.821.501.531.602.603.352.563.693.44
Operating Margin18.6915.7719.2521.3940.9639.5223.9236.1437.07
Net Margin5.289.7813.9615.6329.5926.8614.0025.2223.07
Shares Outstanding98.5157.3958.5559.4559.1459.1860.3950.4147.95
Market Capitalization1,781.461,781.461,058.201,031.591,256.761,319.211,124.841,308.701,089.71

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income301.70209.60168.29171.73162.19154.82153.70159.62
Total Interest Expense129.5888.8771.8476.4571.5467.1967.0576.29
Net Interest Income172.12120.7396.4595.2890.6687.6486.6583.33
Loan Loss Provision4.274.002.743.704.093.045.343.47
Net Interest Income After Loan Loss Provision167.85116.7393.7191.5886.5684.6081.3179.86
Non-Interest Income12.9810.486.639.4112.3111.7411.2712.19
Non-Interest Expense114.3087.0569.0072.5172.1871.0064.1164.70
Operating Income66.5340.1631.3328.4826.6925.3428.4827.36
Unusual Expense37.0442.694.2811.634.150.000.000.11
Net Income Before Taxes29.49-2.5327.0516.8522.5424.8628.2727.25
Income Taxes13.030.506.553.755.165.776.815.08
Consolidated Net Income16.46-3.0320.5113.0917.3919.0921.4622.16
Net Income From Continuing Operations16.46-3.0320.5113.0917.3319.0521.5121.91
Net Income16.46-3.0320.5113.0917.3316.2020.5020.91
EPS (Recurring)0.430.380.410.370.350.280.350.36
EPS (Basic, Before Extraordinaries)0.17-0.040.360.230.300.280.350.36
EPS (Diluted)0.17-0.040.360.230.300.280.350.36
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.572.550.991.390.920.851.601.49
Price To Earnings Ratio25.3216.6415.4613.8412.4711.5210.3310.42
Price To Sales Ratio1.821.831.481.491.481.501.451.52
Operating Margin21.1418.2517.9115.7215.2915.2217.2615.92
Net Margin5.23-1.3811.727.239.939.7312.4312.17
Shares Outstanding98.5198.4257.6057.3957.3957.3858.3858.55
Market Capitalization1,781.461,888.551,035.531,030.131,008.261,028.13996.061,058.20

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks135.13123.61153.72167.95204.951,272.13120.54120.79109.61
Investments2,398.202,178.682,200.502,004.211,884.591,370.151,002.471,015.69874.31
Net Loans10,970.6710,055.4310,136.729,868.728,583.357,704.866,207.685,579.223,965.77
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets10.271.81-0.000.110.110.261.388.19
Net Property, Plant & Equipment130.34130.71140.35145.76143.27129.65121.37111.21101.78
Interest Receivables49.0145.9151.8744.7032.6135.2721.6719.6914.25
Deferred Tax Assets------65.6171.5016.78
Other Intangible Assets870.71885.09855.09872.56890.75936.15722.08604.80340.17
Total Assets14,564.3213,421.2513,538.2513,103.9011,739.6211,448.318,261.697,524.285,430.86
Total Deposits10,964.4110,066.3410,434.959,675.219,732.829,427.626,328.785,814.574,342.80
Total Debt1,725.881,347.841,138.261,495.72365.89386.92706.69610.67424.88
Long Term Debt470.54834.88815.99212.44242.41252.43271.51268.84248.25
Provision for Risks Charges0.000.000.000.001.201.201.101.300.46
Deferred Tax Liabilities------15.548.1314.86
Other Liabilities211.48304.31303.10347.51123.16148.4556.4650.2545.93
Total Liabilities12,901.7711,718.4911,876.3111,518.4310,223.069,964.187,108.576,484.924,828.92
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,662.551,701.651,661.161,584.661,516.551,484.131,153.121,039.36601.94
Total Shareholders Equity1,662.551,701.651,661.161,584.661,516.551,484.131,153.121,039.36601.94
Accumulated Minority Interest0.001.110.780.800.000.000.000.000.00
Total Equity1,662.551,702.761,661.941,585.461,516.551,484.131,153.121,039.36601.94
Total Liabilities & Stockholders Equity14,564.3213,421.2513,538.2513,103.9011,739.6211,448.318,261.697,524.285,430.86
Book Value Per Share28.9729.0627.9426.7925.6324.5722.8821.6818.47
Tangible Book Value Per Share19.7919.9119.2718.0116.8715.9015.1314.2613.58
Tier 1 Capital1,193.941,235.831,218.141,150.691,044.52998.27791.75709.97465.55
Tier 2 Capital273.39201.45195.26185.96212.85232.1053.2352.5851.35
Full-Time Employees9541,0319209589371,008924892684
Price to Book Ratio0.740.620.630.820.870.761.121.041.43
Return on Assets0.510.740.781.180.950.641.121.110.80
Return on Equity4.225.956.419.457.344.808.088.777.24
Return on Invested Capital3.333.944.208.166.263.656.225.505.00
Current Ratio0.030.050.040.050.060.330.050.060.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations66.7889.49111.40145.64164.64110.7992.73116.5575.03
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital143.70-21.41-5.47-17.3386.350.4782.09-16.3217.22
Cash from Operating Activities210.4868.08105.93128.31250.99111.26174.82100.2392.25
Capital Expenditures-11.35-7.70-7.57-7.71-20.90-42.04-14.73-5.08-11.49
Net Assets From Acquisitions0.000.00-68.930.000.000.000.00-46.95-3.74
Sale of Fixed Assets and Businesses308.462.753.380.0038.610.0023.4659.400.00
Purchase or Sale of Investments-1,060.06-227.4767.62-219.25-8.85-584.71-72.78134.20156.54
Purchase of Investments-2,077.66-817.36-266.84-376.14-328.61-1,043.98-398.11-64.75-39.72
Sale Or Maturity of Investments1,017.60589.89334.46156.89319.76459.27325.34198.95196.26
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources3.577.153.744.1012.3116.422.193.2212.76
Cash from Investing Activities-379.94-1,156.4892.71-492.05-1,321.55-1,429.13-64.33-172.1148.85
Cash Dividends Paid-54.10-48.25-50.88-51.27-47.51-44.51-40.82-34.24-29.56
Change in Capital Stock209.40-81.56-20.910.70-6.97-37.3141.96-24.73-13.91
Repurchase of Common Pref Stock-8.31-82.28-21.480.00-7.40-39.26-14.81-26.07-19.24
Sale of Common Pref Stock217.710.720.570.700.421.9556.771.335.32
Proceedsfrom Stock Options214.840.000.000.000.000.0055.530.000.00
Issuance or Reduction of Debt, Net-69.52375.25211.31-358.581,126.39-17.30-427.1579.1058.50
Change in Long Term Debt-37.44381.45223.97-362.531,176.06-7.61-201.13-26.88-67.59
Issuance of Long Term Debt87.56506.45223.970.001,211.170.00700.9680.000.00
Reduction of Long Term Debt-125.00-125.000.00-362.53-35.10-7.61-902.09-106.88-67.59
Net Financing Active Other Cash Flow-85.48-3.50-1.77-1.40-1.18-84.46-4.89-3.04-0.39
Other Financing Activities Uses-84.80-3.50-2.39-2.40-2.28-87.47-4.89-3.04-3.29
Cash from Financing Activities165.161,099.91-228.75349.471,013.76223.991,077.0582.77-128.39
Net Change in Cash-4.3011.52-30.10-14.27-56.80-1,093.881,185.4310.9012.71
Free Cash Flow199.1360.3898.36120.60230.1069.22160.0995.1680.77
Preferred Dividends (Cash Flow)-------0.000.00
Price to Free Cash Flow11.1884.9422.2214.766.8553.589.3821.2820.95
Federal Home Loan Advances Increase (Decrease)--20.70-14.8715.52-56.08-1.0718.66-5.26-20.24

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks269.82274.06136.98135.13274.12170.60
Investments5,181.085,272.502,300.672,398.202,488.911,975.72
Net Loans16,297.3516,086.5311,059.2710,970.6710,489.8510,119.78
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment191.58191.94128.57130.34129.24128.45
Interest Receivables95.4591.5049.5949.0147.6144.03
Other Intangible Assets1,321.591,340.04870.86870.71887.43881.59
Total Assets23,370.4623,270.0114,556.3414,564.3214,324.6613,327.85
Total Deposits18,079.3917,760.0711,155.9210,964.4110,435.9910,232.44
Total Debt2,376.612,357.991,520.801,725.881,986.871,214.66
Long Term Debt1,965.772,289.011,449.38470.541,920.621,150.44
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities518.49740.87210.25211.48248.37237.06
Total Liabilities20,974.4920,858.9312,886.9712,901.7712,671.2411,684.17
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,395.972,411.081,669.371,662.551,652.541,642.85
Total Shareholders Equity2,395.972,411.081,669.371,662.551,652.541,642.85
Accumulated Minority Interest0.000.000.000.000.890.83
Total Equity2,395.972,411.081,669.371,662.551,653.431,643.68
Total Liabilities & Stockholders Equity23,370.4623,270.0114,556.3414,564.3214,324.6613,327.85
Book Value Per Share24.3224.5028.9828.9728.8028.63
Tangible Book Value Per Share18.0818.1919.8619.7919.5019.32
Tier 1 Capital1,795.591,792.851,206.361,193.941,184.691,176.65
Tier 2 Capital655.55645.71275.36273.39186.57182.03
Full-Time Employees---954--
Price to Book Ratio0.740.670.620.620.610.60
Return on Assets0.250.260.500.510.570.66
Return on Equity2.322.364.144.224.775.28
Return on Invested Capital0.38-0.060.660.610.490.68
Current Ratio0.030.030.060.030.100.03

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations16.890.8228.0021.0820.2621.10
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital114.8729.44-2.792.185.2812.36
Cash from Operating Activities131.7630.2625.2123.2525.5333.45
Capital Expenditures-3.94-2.58-1.95-2.88-1.57-1.39
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses305.710.000.002.750.000.00
Purchase or Sale of Investments-220.34-1,003.9079.8384.34-484.4450.30
Purchase of Investments-714.38-1,299.44-10.83-53.02-709.46-44.78
Sale Or Maturity of Investments494.04295.5490.66137.36225.0295.08
Other Uses0.000.000.000.000.000.00
Other Sources-304.33306.830.410.673.820.00
Cash from Investing Activities-428.17424.41-1.59-374.59-889.32-28.55
Cash Dividends Paid-19.68-11.51-11.46-11.45-11.45-12.65
Preferred Dividends (Cash Flow)0.000.000.00---
Change in Capital Stock-0.75211.24-1.07-0.020.00-74.76
Repurchase of Common Pref Stock-0.76-3.60-3.39-0.56-0.04-74.78
Sale of Common Pref Stock0.00214.842.320.540.040.02
Proceedsfrom Stock Options0.00214.840.000.000.000.00
Issuance or Reduction of Debt, Net14.10382.56-204.20-261.98770.2644.01
Change in Long Term Debt42.59388.50-217.00-251.52766.9047.67
Issuance of Long Term Debt42.59171.500.00-126.52632.970.00
Reduction of Long Term Debt0.00217.00-217.00-125.00133.9247.67
Net Financing Active Other Cash Flow-24.93-61.473.45-2.534.95-10.03
Other Financing Activities Uses-24.93-56.86-1.16-1.854.27-4.27
Cash from Financing Activities292.18-317.59-21.77212.34967.311.98
Net Change in Cash-4.23137.081.85-139.00103.536.88
Free Cash Flow127.8227.6823.2620.3723.9632.06
Price to Free Cash Flow11.1827.7719.5584.2532.50382.26

Revenue breakdown

National Commercial Banks2024: 384.22M 2025: 404.92M
United States2024: 384.22M 2025: 404.92M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-306.30%5.4M86.2M1.11M
2026-10-156.49%5.5M84.6M1.04M
2026-09-306.80%5.8M84.6M969.30K
2026-09-155.91%5.0M84.6M996.55K
2026-08-315.58%4.7M84.6M1.08M
2026-08-144.87%4.1M84.6M1.03M
2026-07-314.75%4.1M86.0M972.20K
2026-07-155.28%4.5M84.5M954.13K
2026-06-305.43%4.1M76.2M910.38K
2026-06-154.32%3.3M76.2M812.25K
2026-05-295.48%5.1M92.3M683.84K
2026-05-158.76%4.9M55.5M679.57K
2026-04-308.31%4.6M55.5M682.60K
2026-04-158.56%4.7M55.3M692.27K
2026-03-319.24%5.1M55.5M735.29K
2026-03-137.83%4.3M55.5M682.13K
2026-02-276.80%3.8M55.5M632.69K
2026-02-136.50%3.6M55.5M596.46K
2026-01-305.23%2.9M55.5M552.13K
2026-01-154.34%2.4M55.5M511.85K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5014.4016.800.0014.4320.000.000.993-0.0160.000
call5.0011.9014.300.008.9000.000.000.954-0.1110.003
call7.509.9011.400.005.3480.000.000.931-0.1100.004
call10.007.408.900.003.8890.000.000.903-0.1040.005
call12.505.006.300.002.5980.000.000.864-0.0950.006
call15.002.603.800.001.6780.000.000.799-0.0800.008
call17.500.002.751.462.14211.000.000.648-0.2400.011
call20.000.000.750.130.9949.000.000.311-0.0590.010
call22.500.000.750.001.5330.000.000.223-0.0730.008
call25.000.000.750.002.1430.000.000.217-0.0990.008
call30.000.000.750.002.8040.000.000.180-0.1160.008
call35.000.000.750.003.3310.000.000.161-0.1280.007
put2.500.005.000.006.3540.000.00-0.006-0.0180.000
put5.000.004.900.007.4210.000.00-0.045-0.1120.003
put7.500.004.900.005.2900.000.00-0.068-0.1110.004
put10.000.004.900.003.8500.000.00-0.096-0.1050.005
put12.500.004.900.002.7350.000.00-0.135-0.0950.006
put15.000.000.650.201.74052.000.00-0.204-0.0780.008
put17.500.004.900.004.8620.000.00-0.351-0.2410.011
put20.000.104.903.803.3795.000.00-0.688-0.0580.010
put22.503.806.200.002.9560.000.00-0.776-0.0730.008
put25.006.209.500.004.1890.000.00-0.811-0.0840.008
put30.0010.7014.500.004.9940.000.00-0.845-0.0980.007
put35.0015.7019.500.005.6140.000.00-0.863-0.1070.006

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-08SCHEDULE 13GSEC
2026-09-184/A2026-08-07SEC
2026-09-184/A2026-06-01SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-08-19SCHEDULE 13D/ASEC
2026-08-13144Filing for proposed sale of securities under Rule 144.SEC
2026-08-134/A2026-08-07SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-07SCHEDULE 13GSEC
2026-07-318-KCurrent report2026-07-30SEC
2026-07-14SCHEDULE 13G/ASEC
2026-06-308-K/A2026-06-29SEC
2026-06-308-KCurrent report2026-06-29SEC
2026-06-1711-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-093Initial statement of beneficial ownership of securities2026-06-01SEC
2026-06-093Initial statement of beneficial ownership of securities2026-06-01SEC
2026-06-093Initial statement of beneficial ownership of securities2026-06-01SEC
2026-06-08SCHEDULE 13DSEC
2026-06-088-KCurrent report2026-06-08SEC
2026-06-033/A2026-06-01SEC
2026-06-033Initial statement of beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-033Initial statement of beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1110.01K100
2026-10267.78K200
2026-090000
2026-08002.31M2
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.10.28%
WARBURG PINCUS LLC9.90%
DIMENSIONAL FUND ADVISORS LP5.02%
WELLINGTON MANAGEMENT GROUP LLP4.25%
STATE STREET CORP4.00%
VANGUARD CAPITAL MANAGEMENT LLC3.80%
T. Rowe Price Investment Management, Inc.3.03%
TWO SIGMA INVESTMENTS, LP2.49%
Invesco Ltd.2.47%
GEODE CAPITAL MANAGEMENT, LLC2.24%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust5.43%
Thompson Bond Fund4.06%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.69%
iShares Russell 2000 ETF2.25%
Ambrus Core Bond Fund2.07%
U.S. SMALL CAP VALUE PORTFOLIO1.21%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.11%
VANGUARD EXTENDED MARKET INDEX FUND1.02%
T. Rowe Price Small-Cap Stock Fund, Inc.1.00%
Fidelity Small Cap Index Fund0.96%

OakChart. OCFC. Cached 15 minutes.