OakChart

Peapack-Gladstone Financial Corp

PGCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

46.29+0.11 (0.24%)
2026-11-12 03:56 CET
Market cap
821.03 USD m
Revenue, TTM
- USD m
Net income, TTM
60.54 USD m
Free cash flow, TTM
61.77 USD m
EPS diluted, TTM
3.30
P/E
14.03
Compare

Price

PGC against its 20, 50 and 200-day averages
2050200beatmiss
30.0035.0040.0045.0050.00403K806KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PGCclose 46.2920-day 45.4350-day 45.00200-day 41.9546.2952w high

5.8% under the 52-week high of 49.14 on 2 Jul 2026. 52-week low 24.75 on 17 Nov 2025. Last 15 sessions, 10.7% high to low

Volume 0.59× normal · the line is the 50-bar volume average

Profile

PGC
52-week range, 88% of the way up
24.7549.14

Peapack-Gladstone Financial Corp. is a bank holding company, which engages in the provision of private banking services to businesses, non-profits, and consumers. It operates through the Banking and Peapack Private segments. The Banking segment is involved in the delivery of loan and deposit products to customers. The Peapack Private segment focuses on asset management services for individuals and institutions. The company was founded in August 1997 and is headquartered in Bedminster, NJ.

IndexRUT
Employees682
IPOApr 27, 1999
Beta0.74
ATR, 14d1.15
Rel volume0.59
Short float8.11%
Insider own13.80%
Inst own74.24%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap821.02M
Enterprise Value-
Income60.54M
Sales483.08M
Book/sh38.67
Cash/sh-
Dividend Est.0.20 (0.43%)
Dividend TTM0.20 (0.43%)
Dividend Ex-DateNov 12, 2026
Dividend Gr. 3/5Y0.00% 0.00%
Payout9.51%
Employees682
IPOApr 27, 1999

Ratios

P/E14.03
Forward P/E9.64
PEG0.23
P/S1.70
P/B1.20
P/C-
P/FCF13.29
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.08
Debt/Eq0.45
LT Debt/Eq0.06
Option/ShortYes / Yes

Earnings

EPS (ttm)3.30
EPS next Y4.80
EPS next Q1.05
EPS this Y79.72%
EPS next Y29.96%
EPS next 5Y42.79%
EPS past 3/5Y-19.28% 8.91%
Sales past 3/5Y16.55% 14.30%
EPS Y/Y TTM75.53%
Sales Y/Y TTM11.27%
EPS Q/Q77.70%
Sales Q/Q13.18%
EarningsOct 27 AMC
EPS/Sales Surpr.7.03% -1.80%

Ownership

Insider Own13.80%
Insider Trans-0.57%
Inst Own74.24%
Inst Trans4.38%
ROA0.77%
ROE8.89%
ROIC7.83%
Gross Margin-
Oper. Margin17.15%
Profit Margin12.53%
SMA201.90%
SMA502.87%
SMA20010.34%
Trades-

Technical

Shs Outstand17.73M
Shs Float15.29M
Short Float8.11%
Short Ratio9.98
Short Interest1.24M
52W High49.14 -5.80%
52W Low24.75 87.03%
Volatility2.70% 2.45%
ATR (14)1.15
RSI (14)56.28
Beta0.74
Rel Volume0.59
Avg Volume124.17K
Volume72,984

Performance

Perf Week-2.24%
Perf Month6.95%
Perf Quarter-0.17%
Perf Half Y11.30%
Perf YTD66.21%
Perf Year76.68%
Perf 3Y88.63%
Perf 5Y30.58%
Perf 10Y72.72%
Recom1.50
Target Price56.67
Prev Close46.18
Price46.29
Change %0.24%

Analyst ratings

latest 10 of 15
DateActionAnalystRating changeTargetImplied
Oct 29, 2026DowngradeRRaymond JamesStrong Buy → Mkt Perform
Mar 16, 2026ResumedPPiper SandlerOverweight$39-15.7%
Apr 11, 2025InitiatedRRaymond JamesStrong Buy$39-15.7%
Oct 23, 2024UpgradePPiper SandlerNeutral → Overweight$30 → $35-24.4%
Apr 24, 2024DowngradePPiper SandlerOverweight → Neutral
Apr 07, 2021DowngradeHHovde GroupOutperform → Market Perform
Feb 11, 2020UpgradeJJanneyNeutral → Buy
Jan 30, 2020UpgradeDDA DavidsonNeutral → Buy
Nov 26, 2019InitiatedDDA DavidsonNeutral$33-28.7%
Feb 11, 2019InitiatedGGabelli & CoBuy$37-20.1%

Peers

Mkt cap
TickerCompanyMkt cap
CNOBConnectOne Bancorp Inc1.65B
OCFCOceanFirst Financial Corp1.80B
PFSProvident Financial Services Inc3.00B
DCOMDime Commercial Bancshares Inc1.85B
FRBAFirst Bank (NJ)488.40M
UNTYUnity Bancorp Inc589.15M
WASHWashington Trust Bancorp Inc747.12M
VLYValley National Bancorp7.92B
CLBKColumbia Financial Inc3.06B
PKBKParke Bancorp Inc383.86M

Insider trading

latest 14 of 22
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Hemhauser MaureenEVP & Chief Risk OfficerSep 21 '26Sale45.322,297104,1090Sep 22 02:02 PM
Hemhauser MaureenOfficerSep 21 '26Proposed Sale45.322,297104,109Sep 21 02:41 PM
Smith Gregory MartinSEVP, President Comml BankingSep 02 '26Sale44.661,25055,82512,622Sep 03 11:18 AM
Smith Gregory MartinOfficerSep 02 '26Proposed Sale44.661,25055,825Sep 02 12:09 PM
BABCOCK JOHN PSEVP & Pres of Priv Wealth MgtJun 29 '26Sale47.115,000235,53245,582Jun 30 10:09 AM
Chalkan LisaEVP, Chief Credit OfficerJun 29 '26Sale47.601,10052,36026,075Jun 30 09:25 AM
Chalkan LisaOfficerJun 29 '26Proposed Sale47.601,10052,360Jun 29 12:38 PM
BABCOCK JOHN POfficerJun 29 '26Proposed Sale47.685,000238,400Jun 29 12:33 PM
ROSSI FRANCESCO SSVP/Chief Accounting OfficerJun 11 '26Sale45.521,93788,1643,370Jun 12 03:07 PM
ROSSI FRANCESCO SSVP/Chief Accounting OfficerJun 11 '26Sale45.5254724,8975,140Jun 12 03:07 PM
ROSSI FRANCESCO SOfficerJun 11 '26Proposed Sale45.502,485113,061Jun 11 04:45 PM
Spinelli Anthony W.DirectorJun 08 '26Sale44.632,00089,26011,742Jun 09 02:36 PM
Spinelli Anthony W.DirectorJun 08 '26Proposed Sale44.632,00089,260Jun 08 04:14 PM
KENNEDY DOUGLAS LPresident & CEOMar 30 '26Buy35.2111,296397,732241,926Apr 01 03:19 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200
  • Peapack-Gladstone Financial Corporation Declares Quarterly Cash Dividend (GlobeNewswire)
  • Peapack-Gladstone: Q3 Earnings Snapshot (Associated Press)
  • Peapack-Gladstone Beats On Strong Operating Leverage, But A One-Time Tax Benefit And Tightening Capital Complicate The Quarter (Earnings Whispers)
  • Peapack-Gladstone Financial Corporation Reports Third Quarter Financial Results (GlobeNewswire)
  • Wendy O'Ree of Peapack Private Bank & Trust Named 2026 Executive Women of New Jersey, Salute to the Policy Makers Honoree (GlobeNewswire)
  • Corrected: Peapack-Gladstone Financial Corporation Q3 2026 Earnings Conference Call Access Code (GlobeNewswire)
  • Peapack Private Appoints Edward A. McGorry as Senior Managing Director, Client Advisor (GlobeNewswire)
  • Peapack-Gladstone Financial Corporation Announces Date for Q3 2026 Earnings Release (GlobeNewswire)
  • Peapack Private Appoints Ana Parra as Senior Managing Director, Group Director (GlobeNewswire)
  • Peapack Private Appoints Kevin Bertscha as Senior Vice President, Chief Audit Executive (GlobeNewswire)
  • Peapack Private Expands Specialty Lending Capabilities with Launch of Yacht Financing Business (GlobeNewswire)
  • Peapack Private Bank & Trust Opens New Garden City Office, Expanding Its Private Banking Presence on Long Island (GlobeNewswire)
  • Paragon Care Ltd (ASX:PGC) (FY 2026) Earnings Call Highlights: Strategic Expansion and Record ... (GuruFocus.com)
  • Peapack-Gladstone Financial Corporation Declares Quarterly Cash Dividend (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.9900.9250.99088.5090.134
2026Q22026-07-270.8500.8750.84786.1185.174
2026Q12026-04-220.8000.6980.79782.6679.174
2025Q42026-02-030.6700.6680.68777.9377.933
2025Q32025-10-280.5430.5700.54570.6371.654
2025Q22025-07-290.4200.5070.44769.2869.544
2025Q12025-04-290.4190.4430.42664.1664.284
2024Q42025-01-280.5200.4600.52061.2960.513
2024Q32024-10-220.4300.3730.42956.6255.853
2024Q22024-07-230.4200.3350.42356.6653.892
2024Q12024-04-230.4800.5080.48553.0155.074
2023Q42024-01-250.4800.4630.47954.2754.863
2023Q32023-10-240.4900.6050.48656.2754.544
2023Q22023-07-250.7300.8850.72757.7161.294
2023Q12023-04-251.0101.0581.00562.0463.764
2022Q42023-01-261.1201.1151.12064.8563.854

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.9411.9402.034145.77145.4
2018FY2.3102.3582.307161.14160.41
2019FY2.4402.4222.444174.97175.36
2020FY1.6231.5341.373189.36186.28
2021FY2.9303.0552.935210.3208.31
2022FY4.3494.3603.999242.5250.35
2023FY2.7102.7932.707229.67230.66
2024FY1.8501.7601.849227.04226.34
2025FY2.0582.0372.108282.42282.11
2026FY-3.693--348.62
2027FY-4.800--393.55
2028FY-5.983--439.57

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3031291.7490.8192.58
2026Q4S2026-10-2831192.2491.8592.58
2026Q4S2026-10-2720092.9892.3093.67
2026Q4S2026-10-1120092.9892.3093.67
2026Q4S2026-08-0122092.9892.3093.67
2026Q4S2026-07-2832092.1590.4793.67
2026Q4S2026-07-0831090.5490.3090.86
2026Q4S2026-07-0731190.5490.3090.86
2026Q4S2026-06-3032190.5490.3090.86
2026Q4S2026-06-2432190.5390.2890.86
2026Q4S2026-04-3031189.8488.7890.47
2026Q4S2026-04-2421190.3790.2890.47
2026Q4S2026-04-2321090.9690.4791.45
2026Q4S2026-04-1520090.1588.8591.45

Estimate history

EPS, annual2.0342.3072.4441.3732.9353.9992.7071.8492.1033.2982
Period201720182019202020212022202320242025TTM
EPS, quarterly0.4290.520.4260.4470.5450.6870.7970.8470.968
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual173.354203.984235.249227.229232.742279.992377.407406.095443.317483.08
Period201720182019202020212022202320242025TTM
Sales, quarterly101.667105.545105.004111.06112.541115.587117.73122.396127.369
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual19.02819.74618.92718.97518.39417.81317.7417.58717.55817.728
Period201720182019202020212022202320242025MRQ
Shares, quarterly17.57817.58717.72617.63617.54817.55817.70817.71917.728
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income396.11362.52327.80304.01211.88160.07165.75180.67159.69
Total Interest Expense148.26161.62178.79147.9235.8022.0138.1560.4044.52
Net Interest Income247.85200.91149.01156.09176.08138.06127.60120.27115.16
Loan Loss Provision31.5923.527.5014.096.356.4732.404.003.55
Net Interest Income After Loan Loss Provision216.27177.39141.51142.00169.73131.5995.20116.27111.61
Non-Interest Income86.9780.7978.2973.4068.1272.6761.4854.5844.30
Non-Interest Expense220.38206.75174.56147.55135.30125.72124.19104.7398.42
Operating Income82.8651.4345.2467.85102.5578.5432.4966.1257.49
Unusual Expense0.00-0.880.290.560.200.880.490.000.00
Net Income Before Taxes82.8652.3144.9567.28102.3477.6632.0066.1257.72
Income Taxes21.6314.9811.9618.4328.1021.045.8118.6913.55
Consolidated Net Income61.2337.3332.9948.8574.2556.6226.1947.4344.17
Net Income From Continuing Operations61.2337.3332.9948.8574.2556.6226.1947.4344.17
Net Income60.5437.3332.9948.8574.2556.6226.1947.4344.17
EPS (Recurring)3.172.071.862.734.012.971.392.442.31
EPS (Basic, Before Extraordinaries)3.432.121.872.744.093.011.392.462.33
EPS (Diluted)3.302.101.852.714.002.931.372.442.31
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.180.160.120.140.110.090.160.120.15
Price To Earnings Ratio14.0314.0317.658.9310.1712.0816.6212.6910.93
Price To Sales Ratio1.721.121.411.432.472.931.912.552.36
Operating Margin17.1511.6011.1417.9836.6233.7414.3028.1128.18
Net Margin12.538.428.1212.9426.5224.3311.5320.1621.65
Shares Outstanding17.7317.5617.5917.7417.8118.3918.9718.9319.75
Market Capitalization821.03821.03563.61531.35667.01659.66430.95588.49484.44

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income106.87100.2195.0593.9892.5589.6586.3486.17
Total Interest Expense39.3836.2935.1537.4441.9741.3640.8444.26
Net Interest Income67.4963.9259.9056.5450.5748.2945.5141.91
Loan Loss Provision8.508.097.337.674.796.594.471.74
Net Interest Income After Loan Loss Provision58.9955.8352.5748.8745.7841.7041.0340.17
Non-Interest Income20.5022.1922.6821.6020.0021.4118.6619.38
Non-Interest Expense55.6555.7255.5253.4852.1751.8549.2447.02
Operating Income23.8422.3019.7316.9913.6111.2610.4512.52
Unusual Expense0.000.000.000.000.000.000.000.29
Net Income Before Taxes23.8422.3019.7316.9913.6111.2610.4512.24
Income Taxes4.896.335.574.833.983.322.853.00
Consolidated Net Income18.9515.9714.1512.169.637.947.599.24
Net Income From Continuing Operations18.9515.9714.1512.169.637.947.599.24
Net Income18.4515.7814.1512.169.637.947.599.24
EPS (Recurring)0.970.850.800.690.540.450.430.53
EPS (Basic, Before Extraordinaries)1.040.890.800.690.550.450.430.53
EPS (Diluted)0.970.850.800.690.540.450.430.52
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.050.040.040.040.04-0.030.02
Price To Earnings Ratio14.0319.1216.7314.3715.1515.7115.3017.65
Price To Sales Ratio1.721.881.371.111.121.191.221.40
Operating Margin18.7218.2216.7614.7012.0910.149.9511.87
Net Margin14.4912.8912.0210.528.567.157.238.75
Shares Outstanding17.7317.7217.7117.5617.5517.6417.7317.59
Market Capitalization821.03838.61618.66488.99487.10501.04499.73563.61

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks8.718.495.895.945.9310.636.595.914.42
Investments1,084.571,310.88897.98903.651,111.031,326.32644.92561.39451.39
Net Loans6,182.705,439.335,363.445,224.424,745.024,305.134,350.463,889.433,668.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets--0.000.120.000.050.050.002.09
Net Property, Plant & Equipment79.8970.1638.3539.5436.4035.3638.1227.4129.48
Interest Receivables32.5130.7532.0526.2526.4322.5010.4910.819.45
Deferred Tax Assets0.7716.3861.5656.3134.0635.2930.0121.4512.87
Other Intangible Assets137.26135.25138.66153.69153.17190.46132.24122.9095.17
Total Assets7,526.417,011.246,537.926,409.906,112.065,925.735,212.894,639.314,272.86
Total Deposits6,588.986,129.025,274.115,205.165,266.154,818.484,243.513,895.343,698.35
Total Debt216.78178.48553.39530.92148.63390.37336.54199.56129.99
Long Term Debt136.50172.10144.99146.92144.49371.78144.38195.4193.97
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities--61.0671.7473.3968.2756.1637.4812.32
Other Liabilities62.4597.8965.6769.1077.50121.4973.0337.9228.52
Total Liabilities6,868.206,405.395,954.235,876.925,565.675,398.614,709.244,170.293,869.19
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity658.21605.85583.68532.98546.39527.12503.65469.01403.68
Total Shareholders Equity658.21605.85583.68532.98546.39527.12503.65469.01403.68
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity658.21605.85583.68532.98546.39527.12503.65469.01403.68
Total Liabilities & Stockholders Equity7,526.417,011.246,537.926,409.906,112.065,925.735,212.894,639.314,272.86
Book Value Per Share37.4934.4532.9029.9229.7027.7826.6123.7521.22
Tangible Book Value Per Share34.9931.8930.3127.2627.0525.4724.4722.1119.96
Tier 1 Capital660.70625.83600.44557.63508.23483.54463.52438.24382.87
Tier 2 Capital150.68180.57184.97187.57192.56232.68127.09121.70119.46
Full-Time Employees682620521498497501446409384
Price to Book Ratio1.200.930.951.291.190.821.161.061.68
Return on Assets0.510.490.751.190.940.470.960.990.90
Return on Equity5.915.558.7513.7610.555.089.7510.1210.03
Return on Invested Capital4.704.246.7010.928.202.917.326.657.33
Current Ratio0.030.160.100.070.060.250.130.070.06

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations129.6283.6334.1972.63115.0979.2067.5468.0675.02
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-58.72-40.4936.92-2.553.81-3.73-30.8218.24-10.78
Cash from Operating Activities70.9043.1371.1070.08118.9075.4636.7286.3064.25
Capital Expenditures-9.12-14.55-8.10-3.28-3.52-3.93-3.08-1.71-1.06
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.040.000.430.000.280.000.000.000.00
Purchase or Sale of Investments-63.3148.27-231.219.28145.76-308.69-239.14-9.61-59.74
Purchase of Investments-932.48-733.43-899.67-629.37-420.17-762.45-456.21-218.57-160.39
Sale Or Maturity of Investments869.17781.70668.46638.66565.93453.76217.07208.96100.66
Other Uses0.000.000.000.000.00-5.500.000.000.00
Other Sources0.300.000.150.000.001.220.003.000.00
Cash from Investing Activities-1,172.54-735.76-303.43-147.48-356.07-753.80-214.00-486.96-297.71
Cash Dividends Paid-4.22-3.52-3.53-3.56-3.65-3.77-3.78-3.87-3.71
Change in Capital Stock51.30-4.37-10.67-11.44-31.53-27.61-5.18-20.2218.95
Repurchase of Common Pref Stock-0.06-5.50-11.53-12.49-32.72-28.63-6.49-21.000.00
Sale of Common Pref Stock51.361.130.861.061.201.021.310.7818.95
Proceedsfrom Stock Options50.000.000.000.000.000.000.000.0016.68
Issuance or Reduction of Debt, Net281.1238.27-403.8124.28379.53-242.0957.14125.1070.10
Change in Long Term Debt0.000.000.000.000.00-242.09170.24-3.0070.10
Issuance of Long Term Debt0.000.000.000.000.000.00633.990.00105.00
Reduction of Long Term Debt0.000.000.000.000.00-242.09-463.75-3.00-34.90
Net Financing Active Other Cash Flow-1.08-1.25-0.88-3.24-2.94-2.38-0.74-1.11-1.54
Other Financing Activities Uses-1.08-1.25-0.88-3.24-2.94-2.38-0.74-1.11-1.54
Cash from Financing Activities1,023.33489.08436.0275.00280.44171.82622.41448.08280.79
Net Change in Cash-78.30-203.55203.70-2.4043.27-506.52445.1447.4147.33
Free Cash Flow61.7728.5863.0166.80115.3871.5333.6584.5963.19
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow14.4519.739.618.516.1810.0814.547.438.11
Federal Home Loan Advances Increase (Decrease)--2.2318.67-0.37-17.720.7610.36-5.54-5.16

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks9.048.399.228.718.517.52
Investments1,189.651,109.641,072.641,084.571,228.651,208.10
Net Loans7,007.476,606.086,367.346,182.705,950.325,737.27
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment86.1279.7078.2179.8976.3375.83
Interest Receivables35.6934.4333.1232.5134.7933.93
Deferred Tax Assets3.465.41-0.7712.5314.15
Other Intangible Assets166.03125.73138.44137.26128.51123.87
Total Assets8,497.557,970.297,698.977,526.417,439.647,200.67
Total Deposits7,358.387,057.606,826.776,588.986,562.166,363.12
Total Debt328.98117.45106.43216.78141.35142.01
Long Term Debt46.0739.1737.57136.50139.69138.71
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities--6.09---
Other Liabilities74.5679.4660.4762.4593.5865.77
Total Liabilities7,761.927,254.516,999.766,868.206,797.096,570.90
Preferred Stock - Carrying Value50.0030.0030.000.000.000.00
Common Equity685.63685.78669.20658.21642.55629.78
Total Shareholders Equity735.63715.78699.20658.21642.55629.78
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity735.63715.78699.20658.21642.55629.78
Total Liabilities & Stockholders Equity8,497.557,970.297,698.977,526.417,439.647,200.67
Book Value Per Share38.6738.7037.7937.4936.6235.71
Tangible Book Value Per Share36.2436.2635.3334.9934.1033.19
Tier 1 Capital760.89721.06704.06660.70647.55714.37
Tier 2 Capital73.7169.8667.64150.68168.2272.81
Full-Time Employees---682--
Price to Book Ratio1.201.250.940.760.770.81
Return on Assets0.770.680.590.510.480.47
Return on Equity8.897.726.645.915.505.31
Return on Invested Capital2.422.121.921.531.231.03
Current Ratio0.080.080.040.030.060.13

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations42.7021.0328.6437.2514.1515.52
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-46.5030.20-4.04-38.3722.030.42
Cash from Operating Activities-3.8051.2224.59-1.1236.1915.95
Capital Expenditures-2.44-2.63-1.29-2.76-2.19-6.01
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.020.06-0.040.020.02
Purchase or Sale of Investments-86.02-42.7477.06-11.6119.8570.73
Purchase of Investments-280.70-218.53-214.50-218.75-150.37-165.34
Sale Or Maturity of Investments194.68175.79291.56207.15170.22236.06
Other Uses0.000.000.000.000.000.00
Other Sources0.300.000.000.000.000.00
Cash from Investing Activities-507.31-291.86-115.71-257.66-200.45-5.44
Cash Dividends Paid-1.38-1.08-0.88-0.88-0.88-0.89
Preferred Dividends (Cash Flow)-0.49--0.000.000.00
Change in Capital Stock20.430.3530.310.21-2.31-2.49
Repurchase of Common Pref Stock0.000.000.00-0.06-2.67-2.78
Sale of Common Pref Stock20.430.3530.310.270.350.28
Proceedsfrom Stock Options20.000.0030.000.000.000.00
Issuance or Reduction of Debt, Net206.2611.02-109.4473.270.000.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.00-0.01-1.070.000.00-0.01
Other Financing Activities Uses0.00-0.01-1.070.000.00-0.01
Cash from Financing Activities526.09241.11156.7199.42195.8573.18
Net Change in Cash14.990.4865.59-159.3731.5883.69
Free Cash Flow-6.2448.5923.30-3.8834.009.94
Price to Free Cash Flow14.458.9710.4519.689.5012.44

Revenue breakdown

United States2024: 228.13M 2025: 283.00M
Banking2024: 163.47M 2025: 216.86M
Wealth Management Division2024: 64.66M 2025: 66.14M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-308.11%1.2M15.3M132.09K
2026-10-158.36%1.3M15.3M154.84K
2026-09-308.01%1.2M15.3M179.92K
2026-09-156.22%1.0M15.3M191.57K
2026-08-316.03%0.9M15.3M193.78K
2026-08-145.37%0.8M15.3M189.86K
2026-07-315.21%0.8M15.3M179.24K
2026-07-154.20%0.6M15.3M160.04K
2026-06-304.54%0.7M15.3M136.82K
2026-06-154.05%0.6M15.2M119.87K
2026-05-293.84%0.6M15.3M121.89K
2026-05-153.68%0.6M15.3M129.11K
2026-04-303.14%0.5M15.2M141.21K
2026-04-153.62%0.5M15.1M137.83K
2026-03-313.81%0.6M15.2M132.39K
2026-03-134.09%0.6M15.2M128.54K
2026-02-273.49%0.5M15.2M121.71K
2026-02-133.78%0.6M15.2M139.86K
2026-01-302.86%0.4M14.9M130.19K
2026-01-152.72%0.4M14.9M132.12K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call25.0019.0023.900.004.3540.000.000.963-0.0830.006
call30.0014.0018.900.003.3700.000.000.828-0.5190.018
call35.009.0013.900.002.5240.000.000.778-0.4740.021
call40.004.008.900.001.8410.000.000.709-0.4110.025
call45.000.205.000.001.5230.000.000.597-0.2910.028
call50.000.050.350.080.5142751.000.219-0.0730.021
call55.000.005.000.000.8820.000.000.119-0.0720.014
call60.000.005.000.001.1820.000.000.095-0.0820.012
call65.000.005.000.001.4410.000.000.081-0.0880.011
put25.000.000.300.002.4560.000.00-0.037-0.0790.006
put30.000.005.000.004.9890.000.00-0.172-0.5160.018
put35.000.005.000.053.8981.000.00-0.222-0.4710.021
put40.000.005.000.102.9282.000.00-0.291-0.4070.025
put45.000.005.000.002.0000.000.00-0.403-0.2860.028
put50.001.506.000.001.3070.000.00-0.791-0.0630.021
put55.006.5010.900.001.7670.000.00-0.892-0.0590.013
put60.0011.5016.000.002.2080.000.00-0.914-0.0670.011
put65.0016.5021.000.002.5500.000.00-0.927-0.0720.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-09-25S-3DAutomatically effective registration statement for securities issued pursuant to dividend or interest reinvestment plansSEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-21144Filing for proposed sale of securities under Rule 144.SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-02144Filing for proposed sale of securities under Rule 144.SEC
2026-08-31N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-1413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-08-03D/ASEC
2026-08-03DNotice of sales of securities on Form D (Regulation D)SEC
2026-07-278-KCurrent report2026-07-27SEC
2026-06-304Statement of changes in beneficial ownership of securities2026-06-29SEC
2026-06-304Statement of changes in beneficial ownership of securities2026-06-29SEC
2026-06-29144Filing for proposed sale of securities under Rule 144.SEC
2026-06-29144Filing for proposed sale of securities under Rule 144.SEC
2026-06-2311-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-11144Filing for proposed sale of securities under Rule 144.SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-08144Filing for proposed sale of securities under Rule 144.SEC
2026-05-1513F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-03-31SEC
2026-05-0810-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-308-KCurrent report2026-04-29SEC
2026-04-27SCHEDULE 13G/ASEC
2026-04-248-K/A2026-04-22SEC
2026-04-228-KCurrent report2026-04-22SEC
2026-04-014Statement of changes in beneficial ownership of securities2026-02-11SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900159.93K2
2026-080000
2026-070000
2026-0600490.21K5
2026-050000
2026-040000
2026-03548.73K300
2026-0200187.60K1
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.01%
DIMENSIONAL FUND ADVISORS LP5.93%
VANGUARD CAPITAL MANAGEMENT LLC3.98%
WELLINGTON MANAGEMENT GROUP LLP3.81%
PHILADELPHIA TRUST CO3.32%
STATE STREET CORP3.21%
GEODE CAPITAL MANAGEMENT, LLC2.88%
AMERICAN CENTURY COMPANIES INC2.59%
BROWN ADVISORY INC2.54%
STRATEGIC VALUE BANK PARTNERS LLC2.13%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.85%
iShares Russell 2000 ETF2.43%
Avantis U.S. Small Cap Value ETF2.16%
Brown Advisory Small-Cap Fundamental Value Fund1.37%
U.S. SMALL CAP VALUE PORTFOLIO1.35%
VANGUARD EXTENDED MARKET INDEX FUND1.04%
Fidelity Small Cap Index Fund0.99%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.89%
Column Small Cap Select Fund0.87%
BlackRock Advantage Small Cap Core Fund0.62%

OakChart. PGC. Cached 15 minutes.