OakChart

Unity Bancorp Inc

UNTYFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 1:00 PM ET

58.09-0.12 (-0.21%)
2026-11-11 19:01 CET
Market cap
586.23 USD m
Revenue, TTM
- USD m
Net income, TTM
61.61 USD m
Free cash flow, TTM
30.80 USD m
EPS diluted, TTM
6.03
P/E
9.63
Compare

Price

UNTY against its 20, 50 and 200-day averages
2050200beatmiss
52.5055.0057.5060.0062.50113K226KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26UNTYclose 58.0920-day 57.6250-day 57.24200-day 55.6758.0952w high

7.1% under the 52-week high of 62.50 on 14 Aug 2026. 52-week low 46.47 on 18 Nov 2025. Last 15 sessions, 7.4% high to low

Profile

UNTY
52-week range, 72% of the way up
46.4762.50

Unity Bancorp, Inc. is a bank holding company, which engages in the ownership and supervision of Unity Bank. The firm accepts personal and business checking accounts, time deposits, money market accounts, regular savings accounts, and demand and savings deposits. Its loan portfolio comprises credit cards, mortgage, home equity, and personal loans. The company was founded in 1991 and is headquartered in Clinton, NJ.

IndexRUT
Employees242
IPOJan 14, 1997
Beta0.63
ATR, 14d1.43
Rel volume0.26
Short float2.94%
Insider own31.45%
Inst own48.88%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap584.99M
Enterprise Value-
Income61.61M
Sales198.73M
Book/sh38.58
Cash/sh-
Dividend Est.0.69 (1.19%)
Dividend TTM0.64 (1.10%)
Dividend Ex-DateSep 03, 2026
Dividend Gr. 3/5Y- 12.63%
Payout10.23%
Employees242
IPOJan 14, 1997

Ratios

P/E9.63
Forward P/E9.10
PEG0.86
P/S2.94
P/B1.51
P/C-
P/FCF18.99
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.13
Debt/Eq0.67
LT Debt/Eq0.18
Option/ShortYes / Yes

Earnings

EPS (ttm)6.03
EPS next Y6.38
EPS next Q1.55
EPS this Y17.40%
EPS next Y7.26%
EPS next 5Y10.58%
EPS past 3/5Y80.75% 10.60%
Sales past 3/5Y- 14.24%
EPS Y/Y TTM14.13%
Sales Y/Y TTM9.90%
EPS Q/Q20.76%
Sales Q/Q10.61%
EarningsOct 13 BMO
EPS/Sales Surpr.1.34% 2.86%

Ownership

Insider Own31.45%
Insider Trans-0.30%
Inst Own48.88%
Inst Trans4.78%
ROA2.01%
ROE17.05%
ROIC13.40%
Gross Margin-
Oper. Margin38.67%
Profit Margin31.00%
SMA200.81%
SMA501.47%
SMA2004.34%
Trades-

Technical

Shs Outstand10.07M
Shs Float6.90M
Short Float2.94%
Short Ratio3.81
Short Interest0.20M
52W High62.50 -7.06%
52W Low46.47 25.00%
Volatility2.60% 2.38%
ATR (14)1.43
RSI (14)53.14
Beta0.63
Rel Volume0.26
Avg Volume53.09K
Volume7,878

Performance

Perf Week-2.13%
Perf Month4.87%
Perf Quarter-5.90%
Perf Half Y11.58%
Perf YTD12.31%
Perf Year21.93%
Perf 3Y130.78%
Perf 5Y115.30%
Perf 10Y346.82%
Recom1.00
Target Price68.60
Prev Close58.21
Price58.09
Change %-0.21%

Analyst ratings

latest 6 of 6
DateActionAnalystRating changeTargetImplied
May 15, 2026InitiatedDDA DavidsonBuy$68+17.1%
Apr 22, 2026ResumedBBrean CapitalBuy$61+5.0%
Dec 15, 2022InitiatedJJanneyBuy$32-44.9%
Apr 07, 2022InitiatedPPiper SandlerOverweight$33-43.2%
Mar 10, 2020InitiatedDDA DavidsonBuy$20-65.6%
Jul 12, 2018InitiatedKKeefe BruyetteOutperform

Peers

Mkt cap
TickerCompanyMkt cap
FRBAFirst Bank (NJ)487.16M
PKBKParke Bancorp Inc383.21M
BPRNPrinceton Bancorp Inc302.17M
PGCPeapack-Gladstone Financial Corp820.52M
BCBPBCB Bancorp Inc (NJ)282.91M
CNOBConnectOne Bancorp Inc1.64B
KRNYKearny Financial Corp600.92M
OCFCOceanFirst Financial Corp1.78B
BWFGBankwell Financial Group Inc567.37M
PFSProvident Financial Services Inc3.01B

Insider trading

latest 14 of 30
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Tucker AaronDirectorOct 28 '26Option Exercise15.701,50023,55072,418Oct 29 04:31 PM
Maricondo Peter EDirectorOct 20 '26Option Exercise15.701,60025,12050,413Oct 22 09:23 AM
Maricondo Peter EDirectorOct 20 '26Sale56.2547026,43649,943Oct 22 09:23 AM
Boyan GeorgePresidentSep 03 '26Sale59.166,504384,79225,015Sep 04 04:30 PM
Boyan GeorgePresidentSep 02 '26Sale59.1184549,94531,519Sep 04 04:30 PM
GEORGE BOYANOfficerSep 03 '26Proposed Sale59.166,504384,792Sep 03 06:42 PM
BRODY MARK SDirectorMay 27 '26Option Exercise15.701,60025,120115,454May 29 04:15 PM
BRODY MARK SDirectorMay 27 '26Sale55.231,60088,376113,854May 29 04:15 PM
MARK BRODYDirectorMay 27 '26Proposed Sale55.231,60088,376May 27 04:51 PM
Gross Mary E.DirectorApr 17 '26Sale56.012,075116,22118,479Apr 20 04:08 PM
MARY GROSSDirectorApr 17 '26Proposed Sale56.012,075116,221Apr 17 04:09 PM
DALLAS ROBERT H IIDirectorMar 12 '26Option Exercise20.0317,300346,52246,886Mar 16 04:04 PM
DALLAS ROBERT H IIDirectorMar 13 '26Sale49.607,725383,16032,073Mar 16 04:04 PM
DALLAS ROBERT H IIDirectorMar 12 '26Sale49.707,088352,27439,798Mar 16 04:04 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFACU.S. Core Equity 2 Portfolio-ETF Class Shares-
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • Unity Bancorp: Q3 Earnings Snapshot (Associated Press)
  • Unity Bancorp Reports Quarterly Earnings of $17.4 Million (GlobeNewswire)
  • Unity Bank Celebrates 20th Anniversary Charity Car Show Benefiting Family Promise (GlobeNewswire)
  • Unity Bancorp, Inc. and Unity Bank Announce Retirement of CEO James A. Hughes and Planned Leadership Succession (GlobeNewswire)
  • Unity Bancorp Announces 6% Increase in Third Quarter Dividend (GlobeNewswire)
  • Loading…
  • Unity Bancorp, Inc. Mourns the Passing of Director Robert ("Bobby") H. Dallas II (GlobeNewswire)
  • Unity Bank Named New Jersey Economic Development Authority Premier Lender (GlobeNewswire)
  • Unity Bancorp: Q2 Earnings Snapshot (Associated Press)
  • Unity Bancorp Reports Quarterly Earnings of $14.5 Million (GlobeNewswire)
  • Unity Bank Appoints Sara M. Sooy and Alfred J. Gaburo to Board of Directors (GlobeNewswire)
  • Unity Bancorp Announces Second Quarter Dividend (GlobeNewswire)
  • Unity Bancorp: Q1 Earnings Snapshot (Associated Press)
  • Unity Bancorp Reports Quarterly Earnings of $14.3 Million (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-131.5101.4901.70036.6535.635
2026Q22026-07-141.4201.4321.41634.3934.625
2026Q12026-04-141.4011.3751.40133.6133.592
2025Q42026-01-131.4101.3571.51835.2733.283
2025Q32025-10-141.3301.2901.40632.3531.383
2025Q22025-07-151.2001.1771.61530.7730.303
2025Q12025-04-111.1301.1271.13229.3528.813
2024Q42025-01-151.1301.0601.12828.4127.973
2024Q32024-10-111.0700.9471.07527.1626.093
2024Q22024-07-120.9300.9200.93225.4425.943
2024Q12024-04-120.9300.9000.93325.5125.633
2023Q32024-01-120.9600.8630.96025.9824.983
2023Q22023-10-130.9700.8930.97025.1025.323
2023Q12023-07-140.9500.8730.95125.8024.773
2022Q42023-04-17--0.96325.30--
2022Q32022-10-14--0.92824.80--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY2.1402.0902.14566.3866.50
2020FY2.1902.1002.18677.3375.74
2021FY3.4303.3153.42588.6987.80
2022FY3.5903.6800.96098.2698.40
2023FY3.8403.7773.841102.53101.53
2024FY4.0603.9604.063107.08106.07
2025FY5.0705.0775.670131.81125.8
2026FY-5.952--142.22
2027FY-6.384--155.47
2028FY-6.856--168.69
2029FY-7.000---
2030FY-7.000---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-1933037.2537.2237.30
2026Q4S2026-10-1332037.0136.5037.30
2026Q4S2026-09-3030036.5536.4036.76
2026Q4S2026-09-2730036.5936.5036.76
2026Q4S2026-09-1031036.5936.5036.76
2026Q4S2026-09-0931036.6036.5036.76
2026Q4S2026-07-1431036.5936.5036.76
2026Q4S2026-06-2830036.4536.1736.86
2026Q4S2026-06-2231036.4536.1736.86
2026Q4S2026-05-1331036.4136.1736.86
2026Q4S2026-05-0831036.4136.1736.86
2026Q4S2026-04-1421036.5236.1736.86
2026Q4S2026-03-2920036.1735.5736.78
2026Q4S2026-01-1320136.1735.5736.78

Estimate history

EPS, annual1.22.0082.1452.1863.4250.963.8414.0635.6696.0326
Period201720182019202020212022202320242025TTM
EPS, quarterly1.0751.1281.1321.6151.4061.5181.4011.4161.698
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual60.77676.29484.42191.86196.834-151.636167.86188.407198.73
Period201720182019202020212022202320242025TTM
Sales, quarterly42.35342.1842.90248.41547.32849.76648.05548.55652.351
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual10.61510.7810.88110.45610.391-10.06310.0269.98210.068
Period201720182019202020212022202320242025MRQ
Shares, quarterly9.9810.02610.07610.03210.0419.98210.04110.04310.068
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2022FY2021FY2020FY2019FY
Interest Income187.67173.63155.74143.49-100.7484.7878.9275.65
Total Interest Expense59.4656.5957.1348.50-10.637.7414.4818.05
Net Interest Income128.22117.0398.6195.00-90.1177.0464.4457.59
Loan Loss Provision5.523.943.953.17-4.160.187.002.10
Net Interest Income After Loan Loss Provision122.70113.0994.6691.83-85.9576.8657.4455.49
Non-Interest Income11.0514.7812.128.14-8.0412.0512.958.77
Non-Interest Expense56.9152.3648.7446.98-42.5740.7839.2634.72
Operating Income76.8475.5158.0452.99-51.4248.1331.1229.55
Unusual Expense0.000.000.000.00-0.000.000.000.00
Net Income Before Taxes76.8475.5154.3952.99-51.4248.1331.1230.32
Income Taxes15.2317.5612.9413.29-12.9612.017.476.66
Consolidated Net Income61.6157.9541.4539.7110.3038.4636.1223.6423.65
Net Income From Continuing Operations61.6157.9541.4539.7110.3038.4636.1223.6423.65
Net Income61.6157.9541.4539.7110.3038.4636.1223.6423.65
EPS (Recurring)-5.674.063.84-3.593.422.192.14
EPS (Basic, Before Extraordinaries)6.145.784.133.89-3.663.472.212.18
EPS (Diluted)6.035.674.063.840.963.593.422.192.14
Non-Operating Income (Expense)0.000.000.000.00-0.000.000.000.77
Other After Tax Adjustments0.000.000.000.00-0.000.000.000.00
Stock Option Compensation Expense2.251.801.311.25-1.201,149.560.050.90
Price To Earnings Ratio9.659.6511.197.776.167.627.678.0210.51
Price To Sales Ratio2.792.812.652.02-2.692.862.072.95
Operating Margin38.6740.0834.5834.95-47.2749.7033.8835.00
Net Margin31.0030.7624.6926.19-35.3537.3025.7428.02
Shares Outstanding10.079.9810.0310.06-10.5810.3910.4610.88
Market Capitalization586.23586.23435.49297.61241.47288.20272.32185.42245.31

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income49.9946.6345.1845.8744.3642.6040.8040.26
Total Interest Expense15.7014.8114.4514.5014.5114.0413.5513.77
Net Interest Income34.2931.8330.7331.3729.8628.5627.2526.49
Loan Loss Provision1.041.171.052.260.54-0.171.321.30
Net Interest Income After Loan Loss Provision33.2530.6629.6829.1129.3128.7325.9325.19
Non-Interest Income2.361.922.883.902.975.822.101.92
Non-Interest Expense15.6013.9314.0713.3113.4113.0212.6112.62
Operating Income20.0118.6518.4919.6918.8721.5315.4214.49
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes20.0118.6518.4919.6918.8721.5315.4214.49
Income Taxes2.634.184.204.224.485.043.832.98
Consolidated Net Income17.3814.4714.2915.4714.3916.4911.6011.51
Net Income From Continuing Operations17.3814.4714.2915.4714.3916.4911.6011.51
Net Income17.3814.4714.2915.4714.3916.4911.6011.51
EPS (Recurring)1.701.421.40-1.411.611.131.13
EPS (Basic, Before Extraordinaries)1.731.441.431.551.431.641.151.15
EPS (Diluted)1.701.421.401.521.411.611.131.13
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.930.460.440.420.420.480.490.32
Price To Earnings Ratio9.659.889.149.799.8811.0410.0111.19
Price To Sales Ratio2.793.102.732.802.772.732.492.71
Operating Margin38.2238.4138.4739.5739.8644.4735.9534.35
Net Margin33.1929.8029.7331.0930.4034.0627.0327.28
Shares Outstanding10.0710.0410.049.9810.0410.0310.0810.03
Market Capitalization586.23589.30519.15519.24490.31472.26409.34435.49

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2022FY2021FY2020FY2019FY2018FY
Cash & Due from Banks19.8420.2120.67-19.7026.0522.7521.1120.03
Investments344.65330.07347.39-284.57329.42264.06231.45212.62
Net Loans2,502.882,221.712,127.97-2,053.431,599.771,595.381,395.631,277.91
Investment in Unconsolidated Affiliates0.000.000.00-0.000.000.000.000.00
Customer Liability on Acceptances0.000.000.00-0.000.000.000.000.00
Real Estate Assets1.47-----0.001.720.06
Net Property, Plant & Equipment22.7223.3824.77-25.6025.1622.5924.1123.37
Interest Receivables12.9012.6913.58-13.409.5910.436.986.40
Deferred Tax Assets16.4815.3914.31-13.7711.1810.617.447.19
Other Intangible Assets47.5531.8631.58-35.9033.6834.5232.3833.43
Total Assets2,968.492,655.302,580.26-2,446.372,034.861,960.341,720.831,580.99
Total Deposits2,324.062,100.311,924.14-1,787.531,758.881,557.961,250.111,207.69
Total Debt271.08236.17372.08-398.9555.64212.73296.13220.31
Long Term Debt94.5084.9620.15-55.2154.9652.1752.5810.31
Provision for Risks Charges0.700.600.60-0.500.400.290.270.29
Deferred Tax Liabilities1.841.281.76-1.431.141.431.891.84
Other Liabilities25.1821.3520.25-18.7413.0614.0311.7112.38
Total Liabilities2,622.862,359.722,318.84-2,207.151,829.131,786.431,560.121,442.51
Preferred Stock - Carrying Value0.000.000.00-0.000.000.000.000.00
Common Equity345.63295.58261.43-239.23205.73173.91160.71138.49
Total Shareholders Equity345.63295.58261.43-239.23205.73173.91160.71138.49
Accumulated Minority Interest0.000.000.00-0.000.000.000.000.00
Total Equity345.63295.58261.43-239.23205.73173.91160.71138.49
Total Liabilities & Stockholders Equity2,968.492,655.302,580.26-2,446.372,034.861,960.341,720.831,580.99
Book Value Per Share34.6329.4825.98-22.6019.8016.6314.7712.85
Tangible Book Value Per Share34.4729.3325.83-22.4619.6516.4914.6312.71
Tier 1 Capital355.16306.07272.45------
Tier 2 Capital29.9026.6325.84------
Full-Time Employees242220237-232214210209207
Price to Book Ratio1.511.531.19-1.251.331.061.531.62
Return on Assets2.061.581.58-1.721.811.281.431.44
Return on Equity18.0814.8815.86-17.2919.0314.1315.8117.08
Return on Invested Capital13.1710.8914.10-13.0613.8610.4611.0914.73
Current Ratio0.120.110.13-0.110.320.200.180.18

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2022FY2021FY2020FY2019FY
Funds from Operations67.4357.2045.0042.47-41.4621.7037.4731.72
Extraordinary Item0.000.000.000.00-0.000.000.000.00
Changes in Working Capital-35.91-12.292.994.44-1.211.75-3.731.48
Cash from Operating Activities31.5144.9147.9946.91-42.6723.4533.7433.20
Capital Expenditures-0.72-0.56-0.69-0.95--1.48-1.27-0.56-1.73
Net Assets From Acquisitions0.000.000.000.00-0.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.00-0.000.020.001.82
Purchase or Sale of Investments9.2331.43-9.045.58--68.78-31.0119.71-0.94
Purchase of Investments-22.68-18.11-17.75-0.88--78.64-58.32-3.80-13.08
Sale Or Maturity of Investments31.9149.548.716.45-9.8527.3223.5212.15
Other Uses0.000.000.000.00-0.000.000.000.00
Other Sources0.000.000.002.40-0.470.590.420.00
Cash from Investing Activities-306.61-256.84-92.81-57.85--541.28-31.44-186.78-133.12
Cash Dividends Paid-6.26-5.61-5.02-4.72--4.37-3.62-3.30-3.25
Change in Capital Stock-3.74-5.40-4.73-14.41-1.31-3.56-6.990.45
Repurchase of Common Pref Stock-3.42-5.04-6.21-15.69--0.04-4.19-7.440.00
Sale of Common Pref Stock-0.31-0.361.481.28-1.360.630.450.45
Proceedsfrom Stock Options0.000.000.000.00-0.000.000.000.00
Issuance or Reduction of Debt, Net19.3935.27-135.93-26.56-343.00-160.00-83.0073.00
Change in Long Term Debt-30.615.271.0739.44-343.00-160.00-83.0073.00
Issuance of Long Term Debt-5.935.271.0739.44-343.000.00160.00283.00
Reduction of Long Term Debt-24.680.000.000.00-0.00-160.00-243.00-210.00
Net Financing Active Other Cash Flow0.350.000.000.00-0.00-0.25-0.22-0.21
Other Financing Activities Uses-------0.25-0.22-0.21
Cash from Financing Activities301.76248.0130.4990.92-368.5933.49214.33112.41
Net Change in Cash26.6536.08-14.3479.98--130.0325.5161.3012.50
Free Cash Flow30.8044.3447.2945.95-42.6722.1833.1932.49
Preferred Dividends (Cash Flow)-0.000.000.00-0.000.000.000.00
Price to Free Cash Flow22.6113.6510.527.42-7.6414.916.358.51
Federal Home Loan Advances Increase (Decrease)--1.815.930.63--15.517.043.59-3.39

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks25.5028.2724.5919.8420.8626.05
Investments350.01368.56346.64344.65342.73440.36
Net Loans2,737.082,638.492,555.742,502.882,422.862,340.23
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment17.8717.8818.1222.7218.4418.56
Interest Receivables13.7012.9913.2612.9013.2912.41
Deferred Tax Assets16.5815.9714.8916.4815.0214.78
Other Intangible Assets88.29110.6952.6247.5543.1676.13
Total Assets3,250.503,194.313,027.332,968.492,876.362,928.52
Total Deposits2,559.502,462.552,379.142,324.062,267.482,187.37
Total Debt261.41326.43258.58271.08242.02387.42
Long Term Debt71.41126.4396.0894.5032.0257.42
Provision for Risks Charges0.900.800.700.700.600.70
Deferred Tax Liabilities---1.84--
Other Liabilities40.2232.7230.8125.1832.2433.20
Total Liabilities2,862.022,822.502,669.232,622.862,542.342,608.68
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity388.47371.81358.10345.63334.02319.84
Total Shareholders Equity388.47371.81358.10345.63334.02319.84
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity388.47371.81358.10345.63334.02319.84
Total Liabilities & Stockholders Equity3,250.503,194.313,027.332,968.492,876.362,928.52
Book Value Per Share38.5837.0235.6634.6333.2731.88
Tangible Book Value Per Share38.4336.8735.5134.4733.1131.73
Tier 1 Capital397.98381.12367.59355.16343.69330.14
Tier 2 Capital33.5732.73-29.9028.9028.68
Full-Time Employees-249-242--
Price to Book Ratio1.511.651.501.551.531.55
Return on Assets2.011.912.092.061.961.83
Return on Equity17.0516.9518.2618.0817.4617.02
Return on Invested Capital3.782.903.153.523.934.37
Current Ratio0.130.250.250.120.210.27

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations19.0214.9816.6616.7714.7812.58
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital29.49-53.73-1.73-9.9430.76-37.90
Cash from Operating Activities48.51-38.7514.926.8345.54-25.32
Capital Expenditures-0.31-0.09-0.420.12-0.21-0.19
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-4.06-4.438.609.1311.278.43
Purchase of Investments-9.00-7.14-0.38-6.16-0.95-6.92
Sale Or Maturity of Investments4.942.708.9815.2912.2215.36
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.00-1.000.00
Cash from Investing Activities-99.39-89.83-47.52-69.87-69.11-35.08
Cash Dividends Paid-1.68-1.58-1.54-1.46-1.45-1.35
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.050.00-0.32-3.460.00-1.49
Repurchase of Common Pref Stock0.000.00-0.32-3.100.00-1.94
Sale of Common Pref Stock0.050.000.00-0.360.000.45
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-65.0367.85-7.5024.07-145.40133.81
Change in Long Term Debt-15.00-9.680.00-5.93-10.0021.41
Issuance of Long Term Debt0.000.000.00-5.93-10.0021.20
Reduction of Long Term Debt-15.00-9.680.000.000.000.21
Net Financing Active Other Cash Flow0.410.06-0.470.350.05-0.40
Other Financing Activities Uses0.410.06-0.47-0.05-0.40
Cash from Financing Activities30.70149.7445.2476.08-66.67142.54
Net Change in Cash-20.1821.1612.6413.03-90.2582.14
Free Cash Flow48.19-38.8414.506.9545.33-25.51
Price to Free Cash Flow22.6127.3814.9013.619.1517.78

Revenue breakdown

State Commercial Banks2024: 107.08M 2025: 131.81M
United States2024: 107.08M 2025: 131.81M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.94%0.2M6.9M53.94K
2026-10-152.98%0.2M6.9M58.48K
2026-09-303.16%0.2M6.9M60.50K
2026-09-152.36%0.2M6.9M60.12K
2026-08-312.23%0.2M6.9M65.57K
2026-08-142.06%0.1M6.9M63.43K
2026-07-311.82%0.1M6.9M59.68K
2026-07-151.66%0.1M6.9M55.56K
2026-06-301.85%0.1M6.9M56.10K
2026-06-151.70%0.1M6.9M53.16K
2026-05-291.27%0.1M6.9M46.76K
2026-05-151.10%0.1M6.9M47.51K
2026-04-301.12%0.1M6.9M51.38K
2026-04-151.03%0.1M6.9M51.08K
2026-03-311.28%0.1M6.8M47.69K
2026-03-131.25%0.1M6.8M47.62K
2026-02-271.00%0.1M6.8M45.81K
2026-02-131.17%0.1M6.8M45.63K
2026-01-301.21%0.1M6.8M42.57K
2026-01-151.16%0.1M6.7M41.71K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0026.5030.500.004.3870.000.000.881-0.5850.018
call35.0021.5025.500.003.5550.000.000.853-0.5630.021
call40.0016.5020.500.002.8610.000.000.819-0.5290.024
call45.0011.5015.5011.132.2541.000.000.776-0.4840.027
call50.006.3010.500.001.8110.000.000.719-0.4270.031
call55.001.756.000.001.1820.000.000.637-0.3210.034
call60.000.004.900.001.5610.000.000.486-0.2810.037
call65.000.002.500.001.3720.000.000.338-0.2550.033
call70.000.004.900.001.6900.000.000.292-0.2950.032
call75.000.004.900.001.9800.000.000.262-0.3280.030
call80.000.004.900.002.2610.000.000.240-0.3570.029
call85.000.004.900.002.5270.000.000.225-0.3840.027
call90.000.004.900.002.7370.000.000.213-0.4020.027
put30.000.004.900.003.0460.000.00-0.053-0.1650.010
put35.000.004.900.002.4520.000.00-0.065-0.1570.012
put40.000.004.900.001.9280.000.00-0.082-0.1470.014
put45.000.004.900.001.4530.000.00-0.106-0.1340.017
put50.000.004.900.000.9960.000.00-0.149-0.1160.021
put55.000.004.901.321.8141.000.00-0.360-0.3150.034
put60.000.704.902.501.0741.000.00-0.511-0.2780.036
put65.004.508.800.001.1850.000.00-0.661-0.2490.033
put70.009.5013.400.001.4490.000.00-0.708-0.2930.031
put75.0014.5018.300.001.7030.000.00-0.739-0.3280.030
put80.0019.5023.500.001.9820.000.00-0.760-0.3560.028
put85.0024.5028.400.002.1780.000.00-0.775-0.3790.027
put90.0029.5033.400.002.3580.000.00-0.787-0.3980.026

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-138-KCurrent report2026-10-13SEC
2026-09-238-KCurrent report2026-09-23SEC
2026-09-108-KCurrent report2026-09-10SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-208-KCurrent report2026-08-20SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-16SEC
2026-08-078-KCurrent report2026-08-07SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-148-KCurrent report2026-07-14SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-1511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-27144Filing for proposed sale of securities under Rule 144.SEC
2026-05-218-KCurrent report2026-05-21SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-238-KCurrent report2026-04-23SEC
2026-04-228-KCurrent report2026-04-22SEC
2026-04-204Statement of changes in beneficial ownership of securities2026-04-17SEC
2026-04-17144Filing for proposed sale of securities under Rule 144.SEC
2026-04-148-KCurrent report2026-04-14SEC
2026-03-174Statement of changes in beneficial ownership of securities2026-03-15SEC
2026-03-174Statement of changes in beneficial ownership of securities2026-03-15SEC
2026-03-164Statement of changes in beneficial ownership of securities2026-03-12SEC
2026-03-13144Filing for proposed sale of securities under Rule 144.SEC
2026-03-12144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100026.44K1
2026-0900434.74K2
2026-080000
2026-070000
2026-060000
2026-050088.38K1
2026-0400116.22K1
2026-0300735.43K2
2026-020081.75K1
2026-0100186.59K4
2025-1200179.85K1
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.5.48%
DIMENSIONAL FUND ADVISORS LP4.51%
BANC FUNDS CO LLC3.69%
ALLIANCEBERNSTEIN L.P.3.60%
VANGUARD CAPITAL MANAGEMENT LLC3.02%
AMERICAN CENTURY COMPANIES INC2.65%
GEODE CAPITAL MANAGEMENT, LLC1.83%
STATE STREET CORP1.64%
Pacific Ridge Capital Partners, LLC1.57%
MORGAN STANLEY1.43%

Funds

Fund% owned
Avantis U.S. Small Cap Value ETF2.41%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.19%
iShares Russell 2000 ETF2.02%
Fidelity Small Cap Index Fund0.80%
VANGUARD EXTENDED MARKET INDEX FUND0.76%
U.S. Targeted Value Portfolio0.74%
Dimensional U.S. Targeted Value ETF0.64%
Adara Smaller Companies Fund0.62%
Royce Capital Fund - Small-Cap Portfolio0.58%
U.S. SMALL CAP VALUE PORTFOLIO0.49%

OakChart. UNTY. Cached 15 minutes.