OakChart

Beacon Financial Corp

BBTFinancial·Banks - Regional·USA·Mid·NYSE·Nov 11 • 3:09 PM ET

30.90-0.11 (-0.35%)
2026-11-11 21:09 CET
Market cap
2,601.21 USD m
Revenue, TTM
- USD m
Net income, TTM
225.19 USD m
Free cash flow, TTM
289.56 USD m
EPS diluted, TTM
2.68
P/E
11.52
Compare

Price

BBT against its 20, 50 and 200-day averages
2050200missearnings
28.0030.0032.001.6M3.2MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BBTclose 30.9020-day 29.9550-day 29.51200-day 30.0530.9052w high

5.9% under the 52-week high of 32.83 on 17 Apr 2026. 52-week low 24.11 on 17 Nov 2025. Last 15 sessions, 16.8% high to low

Volume 0.27× normal · the line is the 50-bar volume average

Profile

BBT
52-week range, 78% of the way up
24.1132.83

Beacon Financial Corp. engages in the provision of financial planning, advisory, and banking services. The company is headquartered in Boston, MA.

IndexRUT
Employees1972
IPOJun 28, 2000
Beta0.59
ATR, 14d0.82
Rel volume0.27
Short float5.31%
Insider own1.51%
Inst own91.68%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.57B
Enterprise Value-
Income225.19M
Sales1.30B
Book/sh29.88
Cash/sh-
Dividend Est.1.29 (4.17%)
Dividend TTM1.29 (4.17%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y16.78% 3.62%
Payout83.79%
Employees1972
IPOJun 28, 2000

Ratios

P/E11.52
Forward P/E9.07
PEG0.28
P/S1.99
P/B1.03
P/C-
P/FCF8.89
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.34
LT Debt/Eq0.34
Option/ShortYes / Yes

Earnings

EPS (ttm)2.68
EPS next Y3.41
EPS next Q0.77
EPS this Y85.36%
EPS next Y13.48%
EPS next 5Y32.34%
EPS past 3/5Y-20.07% -
Sales past 3/5Y24.73% 13.11%
EPS Y/Y TTM141.31%
Sales Y/Y TTM74.11%
EPS Q/Q226.88%
Sales Q/Q42.11%
EarningsOct 21 AMC
EPS/Sales Surpr.-0.91% -0.29%

Ownership

Insider Own1.51%
Insider Trans0.68%
Inst Own91.68%
Inst Trans-1.73%
ROA1.01%
ROE9.13%
ROIC6.67%
Gross Margin-
Oper. Margin26.42%
Profit Margin17.38%
SMA203.17%
SMA504.71%
SMA2002.84%
Trades-

Technical

Shs Outstand84.32M
Shs Float82.61M
Short Float5.31%
Short Ratio4.35
Short Interest4.38M
52W High32.83 -5.88%
52W Low24.11 28.16%
Volatility3.08% 2.86%
ATR (14)0.82
RSI (14)59.91
Beta0.59
Rel Volume0.27
Avg Volume1.01M
Volume242,273

Performance

Perf Week-1.40%
Perf Month13.31%
Perf Quarter-4.51%
Perf Half Y8.88%
Perf YTD17.18%
Perf Year18.62%
Perf 3Y52.07%
Perf 5Y9.81%
Perf 10Y-3.44%
Recom2.14
Target Price35.17
Prev Close31.01
Price30.90
Change %-0.35%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
May 01, 2026DowngradeRRaymond JamesStrong Buy → Mkt Perform
May 01, 2026DowngradeHHovde GroupOutperform → Market Perform$33 → $30-2.9%
Mar 16, 2026ResumedPPiper SandlerOverweight$33+6.8%
Feb 03, 2026ReiteratedHHovde GroupOutperform$31 → $33+6.8%
Oct 10, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$33+6.8%
Dec 17, 2024UpgradeSSeaport Research PartnersNeutral → Buy$39+26.2%
Jul 22, 2024DowngradeJJanneyBuy → Neutral$28-9.4%
Jul 19, 2024ReiteratedHHovde GroupOutperform$28 → $31+0.3%
Jan 29, 2024UpgradeSSeaport Research PartnersSell → Neutral
Jan 10, 2024UpgradePPiper SandlerUnderweight → Neutral$24-22.3%

Peers

Mkt cap
TickerCompanyMkt cap
INDBIndependent Bank Corp3.92B
EBCEastern Bankshares Inc5.17B
PFSProvident Financial Services Inc3.01B
NBTBNBT Bancorp Inc2.75B
NWBINorthwest Bancshares Inc2.23B
CACCamden National Corp1.00B
WASHWashington Trust Bancorp Inc748.17M
TMPTompkins Financial Corp1.44B
NBNNortheast Bank1.11B
HIFSHingham Institution For Savings669.42M

Insider trading

10 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Hughes William H IIIDirectorOct 29 '26Buy30.732006,14617,048Nov 02 02:13 PM
Charnley Nina ADirectorOct 30 '26Buy30.5735010,700350Oct 30 02:02 PM
Callahan Mary AnneDirectorOct 28 '26Buy30.213,20096,67220,574Oct 29 09:08 AM
Polito KarynDirectorOct 26 '26Buy30.681,00030,6801,000Oct 28 04:44 PM
Rosengren Eric SDirectorOct 28 '26Buy30.2470021,1688,131Oct 28 04:23 PM
Fitzgerald Margaret BolesDirectorOct 27 '26Buy30.7732910,12318,909Oct 28 08:33 AM
Eagan John BuckleyGeneral CounselOct 26 '26Sale30.6164119,6217,053Oct 26 03:32 PM
Hollister Thomas JDirectorOct 26 '26Buy30.433,450104,98428,876Oct 26 03:30 PM
McCurdy Michael W.Chief Banking OfficerFeb 26 '26Sale31.0417,333538,01625,555Feb 26 02:37 PM
MICHAEL MCCURDYOfficerFeb 25 '26Proposed Sale30.0417,333520,704Feb 25 04:06 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B

News

latest 14 of 198

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.7700.7770.730223.15223.817
2026Q22026-07-290.7700.7670.768219.2221.137
2026Q12026-04-290.7000.8380.551214.72230.217
2025Q42026-01-280.7900.7930.636225.66230.947
2025Q32025-10-290.4400.680-0.574144.95145.163
2025Q22025-07-240.6900.5920.660113.67113.345
2025Q12025-04-240.6000.5250.558110.44109.586
2024Q42025-01-300.6000.5470.457110.18107.896
2024Q32024-10-240.5800.5480.884125.61119.615
2024Q22024-07-180.5500.5180.565108.67109.975
2024Q12024-04-180.4900.470-0.47255.54107.456
2023Q42024-01-250.4700.486-0.03480.04107.465
2023Q32023-10-200.5000.4870.451107.8108.446
2023Q22023-07-200.5500.5740.548109.85112.395
2023Q12023-04-200.6300.6400.628114.14116.965
2022Q42023-01-260.6400.6350.686117.58112.066

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.2902.2881.386420.48421
2018FY2.7102.7382.268472.49479.04
2019FY2.4002.4461.952444.87453.72
2020FY0.6000.413-10.609389.37-
2021FY1.6901.6702.395434.41415.97
2022FY2.1902.1422.015415.57410.19
2023FY2.1402.1641.600411.83441.12
2024FY2.2202.1650.770400410.86
2025FY1.6201.9331.030553573.19
2026FY-3.003--883.32
2027FY-3.408--916.02
2028FY-3.755--951.14

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-26502225.06221.77227.1
2026Q4S2026-10-23502225.33221.77227.1
2026Q4S2026-10-22502225.09221.77227.1
2026Q4S2026-10-21500226.88225.42229.52
2026Q4S2026-10-14500226.88225.42229.52
2026Q4S2026-10-13501226.88225.42229.52
2026Q4S2026-09-21503226.88225.42229.52
2026Q4S2026-07-31503226.95225.78229.52
2026Q4S2026-07-30502227.98225.78232.2
2026Q4S2026-07-15500229.7225.5235.13
2026Q4S2026-07-14501229.7225.5235.13
2026Q4S2026-05-01505229.7225.5235.13
2026Q4S2026-04-30504232.18225.5244.61
2026Q4S2026-04-18500241.8239.2244.78

Estimate history

EPS, annual1.3862.2681.952-10.6092.3952.0151.60.771.0292.683
Period201720182019202020212022202320242025TTM
EPS, quarterly0.8840.4570.5580.66-0.5740.6360.5510.7680.728
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual535.999539.598593.292475.972417.537454.162618.576652.478881.2591295.38
Period201720182019202020212022202320242025TTM
Sales, quarterly178.15174.216168.93173.008227.871337.78315.556318.231323.818
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual45.2945.41749.58550.83348.66744.36143.50189.97984.03184.322
Period201720182019202020212022202320242025MRQ
Shares, quarterly42.98246.42446.37746.30384.12784.03184.02884.36584.322
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,197.51832.79628.52576.30387.26329.06409.78509.51465.89
Total Interest Expense416.64329.68298.94207.2542.6637.9093.00144.25109.69
Net Interest Income780.88503.11329.58369.05344.60291.17316.78365.26356.20
Loan Loss Provision29.9041.3921.6432.0011.00-0.5075.8835.4225.45
Net Interest Income After Loan Loss Provision750.97461.71307.94337.05333.60291.67240.90329.84330.75
Non-Interest Income97.8748.4723.9642.2866.9188.4766.1983.7873.70
Non-Interest Expense506.61326.63236.01294.74277.77278.28281.76262.94244.59
Operating Income342.24183.5695.8984.58122.73101.8625.33150.68159.86
Unusual Expense32.5561.704.206.268.915.78559.6028.0522.14
Net Income Before Taxes309.69121.8691.6978.32113.82149.02-533.03123.98138.18
Income Taxes84.5031.5922.988.7221.2930.36-19.8522.4628.96
Consolidated Net Income225.1990.2768.7269.6092.53118.66-513.17101.52109.22
Net Income From Continuing Operations225.1990.2768.7269.6092.53118.66-513.17101.52109.22
Net Income225.1990.2768.7269.6092.53118.66-533.3396.49104.85
EPS (Recurring)2.951.520.801.702.152.48-2.822.352.60
EPS (Basic, Before Extraordinaries)2.691.030.771.612.032.41-10.611.962.28
EPS (Diluted)2.681.030.771.602.022.39-10.611.952.27
Non-Operating Income (Expense)0.000.000.000.000.0052.941.241.350.46
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.984.682.675.925.803.043.453.513.76
Price To Earnings Ratio11.5611.5630.1510.7417.0311.79-16.8111.89
Price To Sales Ratio1.812.623.891.753.023.371.812.742.31
Operating Margin26.4220.8314.7013.6727.0224.405.3225.4029.63
Net Margin17.3810.2410.5311.2520.3728.42-112.0516.2619.43
Shares Outstanding84.3284.0389.9843.5044.3648.6750.8349.5945.42
Market Capitalization2,601.212,601.211,301.471,084.331,346.251,383.38870.241,641.961,224.33

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income298.91293.63292.38312.58216.16151.47148.33150.56
Total Interest Expense101.76100.43101.61112.8483.5659.5558.5663.70
Net Interest Income197.15193.21190.77199.74132.6191.9289.7786.86
Loan Loss Provision8.934.927.958.1187.534.005.506.00
Net Interest Income After Loan Loss Provision188.22188.28182.83191.6345.0887.9284.2780.86
Non-Interest Income24.9124.6023.1725.2011.7121.5420.6023.66
Non-Interest Expense126.50125.86127.02127.2282.8066.4467.8471.55
Operating Income86.6387.0278.9889.61-26.0143.0237.0332.97
Unusual Expense5.100.0013.0314.4245.861.492.456.56
Net Income Before Taxes81.5387.0265.9575.19-71.8741.5334.5826.61
Income Taxes20.3522.5919.7421.82-21.6311.168.866.95
Consolidated Net Income61.1864.4346.2253.37-50.2430.3725.7219.66
Net Income From Continuing Operations61.1864.4346.2253.37-50.2430.3725.7219.66
Net Income61.1864.4346.2253.37-50.2430.3725.7219.66
EPS (Recurring)0.770.770.660.76-0.210.680.600.56
EPS (Basic, Before Extraordinaries)0.730.770.550.64-0.570.660.560.46
EPS (Diluted)0.730.770.550.64-0.570.660.560.46
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.19
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.550.900.750.792.541.461.021.70
Price To Earnings Ratio11.5623.9223.4323.969.2710.1618.2030.15
Price To Sales Ratio1.812.132.392.442.791.661.731.90
Operating Margin26.7527.3425.0326.53-11.4124.8721.9218.92
Net Margin18.8920.2514.6515.80-22.0517.5515.2211.28
Shares Outstanding84.3284.3684.0384.0384.1346.3046.3846.42
Market Capitalization2,601.212,558.662,514.482,212.681,998.091,159.651,210.031,301.47

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks201.5664.67148.15145.34109.3591.22105.45100.9791.12
Investments3,790.931,603.222,710.432,631.914,152.693,867.792,361.112,038.662,229.13
Net Loans17,776.719,654.208,934.338,239.046,719.757,954.229,438.858,981.788,247.50
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets2.591.10--0.000.15--0.00
Net Property, Plant & Equipment245.29130.31116.26131.63146.56172.68197.80108.37109.35
Interest Receivables77.8037.5053.1046.8733.5346.9236.4636.8833.74
Deferred Tax Assets234.2488.48125.74133.6969.7980.7498.6463.1871.51
Other Intangible Assets976.00357.70358.49349.75340.41658.671,025.13903.14812.84
Total Assets23,305.1211,937.1912,446.4911,678.2211,572.0812,872.3913,263.4412,232.9811,595.20
Total Deposits19,514.668,901.6410,633.3810,327.2710,068.9510,215.8110,335.988,982.388,749.53
Total Debt879.071,564.63568.29188.55176.38645.91919.171,534.481,154.16
Long Term Debt756.831,480.30297.74177.77161.57238.54484.38415.64317.40
Provision for Risks Charges13.755.9855.6048.3950.0238.8344.7827.2327.09
Deferred Tax Liabilities84.7531.8615.6715.3617.1734.3747.4820.7524.45
Other Liabilities316.83211.13161.32144.5977.13749.69157.48115.23143.70
Total Liabilities20,809.0610,715.2511,434.2710,724.1610,389.6411,684.6111,504.8810,680.0610,098.94
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,496.061,221.941,012.22954.061,182.431,187.771,758.561,552.921,496.26
Total Shareholders Equity2,496.061,221.941,012.22954.061,182.431,187.771,758.561,552.921,496.26
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity2,496.061,221.941,012.22954.061,182.431,187.771,758.561,552.921,496.26
Total Liabilities & Stockholders Equity23,305.1211,937.1912,446.4911,678.2211,572.0812,872.3913,263.4412,232.9811,595.20
Book Value Per Share29.7013.5823.2721.5124.3023.3735.4734.1933.04
Tangible Book Value Per Share23.2610.7122.8220.9523.6922.6823.3822.0420.73
Tier 1 Capital2,051.971,289.031,171.961,152.811,200.731,167.511,183.931,043.90954.10
Tier 2 Capital348.82216.46199.78183.22158.74169.50137.98128.22109.74
Full-Time Employees1,9721,2381,3401,3101,3191,5051,5501,4851,992
Price to Book Ratio1.041.141.141.431.170.730.930.791.15
Return on Assets0.510.560.580.800.97-3.930.800.920.53
Return on Equity4.936.157.088.6610.01-34.836.137.164.27
Return on Invested Capital2.782.545.318.188.83-37.374.345.373.05
Current Ratio0.180.130.140.090.200.250.100.040.06

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations345.19226.5794.78155.08118.0698.84231.91116.85220.79
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-33.07-4.139.490.000.000.86--0.190.00
Cash from Operating Activities312.12222.44104.27155.08118.0699.70231.91116.66220.79
Capital Expenditures-22.56-12.29-4.99-1.82-1.50-1.61-7.21-10.56-9.35
Net Assets From Acquisitions-1,084.100.000.000.000.00-352.810.000.000.00
Sale of Fixed Assets and Businesses1,084.101,084.100.000.000.000.000.00110.770.00
Purchase or Sale of Investments-277.68334.6227.12447.42256.91-401.52-457.66287.18-36.51
Purchase of Investments-637.33-33.13-148.48-61.46-494.28-1,026.96-1,054.74-155.16-302.20
Sale Or Maturity of Investments359.66367.75175.59508.88751.20625.44597.09442.34265.69
Other Uses0.000.000.000.000.000.00--0.31-0.38
Other Sources0.000.000.002.002.312.570.812.450.85
Cash from Investing Activities378.682,300.41-139.60-282.39-1,268.21606.33636.841,197.44-860.06
Cash Dividends Paid-108.13-63.12-48.06-31.71-24.53-24.55-36.56-45.11-40.88
Change in Capital Stock0.000.000.00-23.84-124.25-68.300.19-52.560.33
Repurchase of Common Pref Stock0.000.000.00-23.84-124.52-68.71-0.47-52.750.00
Sale of Common Pref Stock0.000.000.000.000.270.420.660.190.33
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.00-1,289.43142.92380.7814.11-462.06-256.37-843.80380.54
Change in Long Term Debt0.000.000.00380.7814.11-462.06-256.37-843.80380.54
Issuance of Long Term Debt0.000.000.0010,450.98149.310.00326.285,384.984,767.77
Reduction of Long Term Debt0.000.000.00-10,070.20-135.20-462.06-582.65-6,228.78-4,387.22
Net Financing Active Other Cash Flow0.000.000.0013.8584.0451.91-97.610.000.00
Other Financing Activities Uses0.000.000.00--0.00-97.610.000.00
Cash from Financing Activities-1,140.07-1,024.78445.98645.19207.69-636.10109.30-917.47573.69
Net Change in Cash-449.271,498.08410.64517.89-942.4569.93978.05396.64-65.57
Free Cash Flow289.56210.1699.28153.26116.5798.10224.70106.10211.44
Preferred Dividends (Cash Flow)-0.000.000.000.000.00---
Price to Free Cash Flow12.9615.7349.568.8914.9219.164.5726.647.31
Federal Home Loan Advances Increase (Decrease)-23.16-5.56-15.473.5824.0813.1537.25-14.26

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks273.49240.68185.69201.56182.25131.97
Investments2,753.392,990.932,909.213,790.933,140.341,890.24
Net Loans17,419.2317,584.0317,679.7817,776.7117,988.179,381.50
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment247.75244.08245.99245.29242.61105.56
Interest Receivables76.0076.4078.2077.8079.400.00
Deferred Tax Assets156.37138.47142.83234.24178.46-
Other Intangible Assets946.85973.87983.29976.001,006.85525.35
Total Assets21,875.5822,250.9622,227.6223,305.1222,821.4412,034.75
Total Deposits18,182.5618,485.8618,292.2819,514.6618,915.249,979.03
Total Debt863.43979.531,165.32879.071,172.73639.60
Long Term Debt858.43969.761,150.97756.831,168.15275.08
Provision for Risks Charges13.8813.4716.5513.7513.739.07
Deferred Tax Liabilities---84.75--
Other Liabilities296.12232.31248.68316.83304.75184.74
Total Liabilities19,355.9919,711.1719,722.8320,809.0620,406.4410,812.44
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,519.592,539.802,504.782,496.062,415.001,222.31
Total Shareholders Equity2,519.592,539.802,504.782,496.062,415.001,222.31
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,519.592,539.802,504.782,496.062,415.001,222.31
Total Liabilities & Stockholders Equity21,875.5822,250.9622,227.6223,305.1222,821.4412,034.75
Book Value Per Share29.8830.1029.8129.7028.7126.40
Tangible Book Value Per Share23.6923.8223.4223.2622.1526.12
Tier 1 Capital--2,079.002,051.971,971.60-
Tier 2 Capital--341.21348.82343.44-
Full-Time Employees---1,972--
Price to Book Ratio1.041.021.010.920.900.97
Return on Assets1.010.660.470.330.150.93
Return on Equity9.136.054.313.231.4610.13
Return on Invested Capital1.811.841.261.64-1.402.03
Current Ratio0.090.130.120.180.120.12

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations64.6476.6959.12144.7518.8741.21
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital29.77-12.56-72.9722.69--
Cash from Operating Activities94.4164.13-13.85167.44-7.9541.21
Capital Expenditures-8.94-3.53-2.25-7.841.14-2.21
Net Assets From Acquisitions0.000.000.00-1,084.101,084.100.00
Sale of Fixed Assets and Businesses0.000.000.001,084.100.000.00
Purchase or Sale of Investments-265.59-42.71-39.8970.52230.7824.11
Purchase of Investments-335.52-151.29-129.14-21.3926.83-12.58
Sale Or Maturity of Investments69.93108.5889.2591.90203.9536.69
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.00-3.043.04
Cash from Investing Activities-92.8560.1751.71359.652,030.48-44.09
Cash Dividends Paid-27.03-27.03-27.03-27.03-19.37-8.35
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.000.000.000.000.00
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-115.58-187.26283.64-292.57-147.38-99.06
Change in Long Term Debt0.000.000.000.00-147.38-99.06
Issuance of Long Term Debt0.000.000.000.00-811.00311.00
Reduction of Long Term Debt0.000.000.000.00663.62-410.06
Net Financing Active Other Cash Flow0.000.000.000.0033.41-12.47
Other Financing Activities Uses0.000.000.000.0033.41-12.47
Cash from Financing Activities-446.31-21.14-966.66294.04-1,019.90-20.73
Net Change in Cash-444.75103.16-928.80821.121,002.63-23.61
Free Cash Flow85.4660.60-16.10159.60-6.8139.01
Price to Free Cash Flow12.9626.4026.8115.0466.2311.37

Revenue breakdown

Total Savings Institutions, Not Federally Chartered revenue2024: 16.54M 2025: 29.95M
United States2024: 16.54M 2025: 29.95M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.31%4.4M82.6M979.23K
2026-10-155.95%4.9M82.6M916.57K
2026-09-305.98%4.9M82.6M884.60K
2026-09-155.55%4.6M82.6M850.32K
2026-08-314.85%4.0M82.6M825.75K
2026-08-144.64%3.8M82.5M801.15K
2026-07-314.25%3.5M82.8M822.86K
2026-07-154.55%3.8M82.8M808.05K
2026-06-304.59%3.8M82.8M820.85K
2026-06-154.75%3.9M82.9M753.67K
2026-05-294.44%3.7M82.9M774.42K
2026-05-154.72%3.9M82.9M817.48K
2026-04-304.47%3.7M82.9M837.04K
2026-04-154.42%3.7M82.8M845.72K
2026-03-314.88%4.0M82.6M831.41K
2026-03-135.09%4.2M82.6M817.65K
2026-02-274.50%3.7M82.6M864.25K
2026-02-134.47%3.7M82.7M847.59K
2026-01-304.37%3.6M82.6M900.00K
2026-01-154.08%3.4M82.6M889.58K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call17.5012.1015.800.005.1230.000.000.948-0.0690.005
call20.009.8013.300.004.3560.000.000.936-0.0660.006
call22.507.1010.800.003.4970.000.000.819-0.2080.013
call25.003.608.400.002.8880.000.000.749-0.2670.015
call30.000.951.250.700.3771070.000.597-0.1350.019
call35.000.000.100.080.68091.000.000.128-0.0380.010
call40.000.003.200.000.9860.000.000.053-0.0290.005
call45.000.004.100.001.3220.000.000.042-0.0320.004
put17.500.004.100.002.5030.000.00-0.051-0.0700.005
put20.000.000.300.002.0060.000.00-0.063-0.0670.006
put22.500.001.750.002.9320.000.00-0.181-0.2070.013
put25.000.004.100.003.1170.000.00-0.251-0.2670.015
put30.000.152.950.001.7630.000.00-0.409-0.1320.019
put35.003.006.500.001.9900.000.00-0.916-0.0230.007
put40.007.0011.400.002.6050.000.00-0.946-0.0280.005
put45.0012.0016.400.003.1070.000.00-0.957-0.0300.004

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-10-29SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-284Statement of changes in beneficial ownership of securities2026-10-26SEC
2026-10-284Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-284Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-26SEC
2026-10-264Statement of changes in beneficial ownership of securities2026-10-26SEC
2026-10-264Statement of changes in beneficial ownership of securities2026-10-26SEC
2026-10-23SCHEDULE 13G/ASEC
2026-10-218-KCurrent report2026-10-21SEC
2026-09-308-K/A2026-09-29SEC
2026-09-298-KCurrent report2026-09-29SEC
2026-09-218-KCurrent report2026-09-15SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-208-KCurrent report2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-19SEC
2026-08-19424B5SEC
2026-08-17FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-08-17FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-08-17424B5SEC
2026-08-17305B2Application for designation of a new trustee under the Trust Indenture ActSEC
2026-08-14SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-10280.47K719.62K1
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-0200538.02K1
2026-010000
2025-120000
2025-11267.04K400

Institutional holders

Manager% owned
BlackRock, Inc.14.72%
VANGUARD PORTFOLIO MANAGEMENT LLC6.20%
MILLENNIUM MANAGEMENT LLC6.15%
STATE STREET CORP6.10%
DIMENSIONAL FUND ADVISORS LP5.96%
FULLER & THALER ASSET MANAGEMENT, INC.4.69%
VANGUARD CAPITAL MANAGEMENT LLC4.48%
Verition Fund Management LLC2.86%
GEODE CAPITAL MANAGEMENT, LLC2.72%
HoldCo Asset Management, LP2.69%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF6.01%
Undiscovered Managers Behavioral Value Fund3.82%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.16%
iShares Russell 2000 ETF2.53%
VANGUARD SMALL-CAP INDEX FUND2.28%
Angel Oak Financial Strategies Income Term Trust1.79%
VANGUARD SMALL-CAP VALUE INDEX FUND1.45%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.41%
U.S. SMALL CAP VALUE PORTFOLIO1.37%
VANGUARD EXTENDED MARKET INDEX FUND1.14%

OakChart. BBT. Cached 15 minutes.