OakChart

NVR Inc

NVRConsumer Cyclical·Residential Construction·USA·Large·NYSE·Nov 11 • 3:59 PM ET

5,886.89-149.53 (-2.48%)
2026-11-11 22:02 CET
Market cap
15,971.10 USD m
Revenue, TTM
9,126.69 USD m
Net income, TTM
1,047.24 USD m
Free cash flow, TTM
818.25 USD m
EPS diluted, TTM
362.72
P/E
16.23
Compare

Price

NVR against its 20, 50 and 200-day averages
2050200miss
5,500.006,000.006,500.007,000.007,500.0062K124KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NVRclose 5,886.8920-day 6,030.2750-day 6,090.10200-day 6,482.195,886.8952w low

28.2% under the 52-week high of 8,200.00 on 12 Feb 2026. 52-week low 5,501.01 on 15 May 2026. Last 15 sessions, 18.1% high to low

Volume 0.86× normal · the line is the 50-bar volume average

Profile

NVR
52-week range, 14% of the way up
5,5018,200

NVR, Inc. engages in the construction and sale of single-family detached homes, townhomes, and condominium buildings. It operates through the following geographical segments: Mid Atlantic, North East, Mid East, and South East. The Mid Atlantic segment includes Maryland, Virginia, West Virginia, Delaware, and Washington, D.C. The North East segment pertains to New Jersey and Eastern Pennsylvania. The Mid East segment refers to New York, Ohio, Western Pennsylvania, Indiana, and Illinois. The South East segment consists of North Carolina, South Carolina, Tennessee, Florida, Georgia, and Kentucky. The company was founded in 1980 and is headquartered in Reston, VA.

IndexS&P 500, RUI
Employees6300
IPOJun 17, 1986
Beta0.93
ATR, 14d228.68
Rel volume0.86
Short float7.11%
Insider own5.16%
Inst own92.21%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap15.58B
Enterprise Value15.47B
Income1.05B
Sales9.13B
Book/sh1353.65
Cash/sh442.03
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees6300
IPOJun 17, 1986

Ratios

P/E16.23
Forward P/E17.00
PEG-
P/S1.71
P/B4.35
P/C13.32
P/FCF19.04
EV/EBITDA13.61
EV/Sales1.70
Quick Ratio1.15
Current Ratio3.38
Debt/Eq0.31
LT Debt/Eq0.31
Option/ShortNo / Yes

Earnings

EPS (ttm)362.72
EPS next Y346.37
EPS next Q96.40
EPS this Y-22.92%
EPS next Y2.93%
EPS next 5Y-2.64%
EPS past 3/5Y-3.90% 13.67%
Sales past 3/5Y-0.81% 6.51%
EPS Y/Y TTM-21.29%
Sales Y/Y TTM-10.85%
EPS Q/Q-20.37%
Sales Q/Q-8.27%
EarningsOct 22 BMO
EPS/Sales Surpr.-12.96% -6.38%

Ownership

Insider Own5.16%
Insider Trans0.05%
Inst Own92.21%
Inst Trans-0.23%
ROA18.05%
ROE28.30%
ROIC23.26%
Gross Margin19.66%
Oper. Margin12.16%
Profit Margin11.47%
SMA20-2.38%
SMA50-3.34%
SMA200-9.18%
Trades-

Technical

Shs Outstand2.54M
Shs Float2.51M
Short Float7.11%
Short Ratio4.32
Short Interest0.18M
52W High8200.00 -28.21%
52W Low5501.01 7.01%
Volatility3.61% 3.70%
ATR (14)228.68
RSI (14)44.94
Beta0.93
Rel Volume0.86
Avg Volume41.28K
Volume35,338

Performance

Perf Week-7.68%
Perf Month1.54%
Perf Quarter-7.66%
Perf Half Y2.92%
Perf YTD-19.28%
Perf Year-19.37%
Perf 3Y-2.46%
Perf 5Y14.32%
Perf 10Y285.14%
Recom3.50
Target Price6229.67
Prev Close6036.42
Price5886.89
Change %-2.48%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 23, 2026DowngradeBBofA SecuritiesBuy → Underperform$5900+0.2%
Oct 01, 2026InitiatedMMorgan StanleyUnderweight$5058-14.1%
Apr 07, 2026DowngradeSSeaport Research PartnersNeutral → Sell$5664-3.8%
Mar 04, 2026InitiatedTTruistHold$7700+30.8%
Dec 02, 2025InitiatedBBTIG ResearchBuy$9022+53.3%
Nov 11, 2024DowngradeSSeaport Research PartnersBuy → Neutral
Dec 08, 2023UpgradeDDeutsche BankSell → Hold$4900 → $6300+7.0%
Jun 14, 2023InitiatedSSeaport Research PartnersBuy$7000+18.9%
Jun 01, 2023InitiatedDDeutsche BankSell$4400-25.3%
Oct 18, 2022ResumedBBofA SecuritiesBuy$4900-16.8%

Peers

Mkt cap
TickerCompanyMkt cap
PHMPulteGroup Inc23.83B
LENLennar Corp20.48B
DHID.R. Horton Inc40.02B
TOLToll Brothers Inc13.92B
MHOMI Homes Inc3.22B
HOVHovnanian Enterprises Inc582.20M
DFHDream Finders Homes Inc1.08B
MTHMeritage Homes Corp4.29B
KBHKB Home3.04B

Insider trading

latest 14 of 15
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Oliver GeorgeDirectorAug 07 '26Buy6431.5163405,18563Aug 11 09:40 AM
Ross Susan WilliamsonDirectorMay 29 '26Option Exercise1700.00238404,600624May 29 01:47 PM
DeVito Michael JDirectorApr 24 '26Buy6699.501173,69425Apr 27 09:51 AM
Ross Susan WilliamsonDirectorFeb 13 '26Option Exercise1700.00200340,000586Feb 17 01:29 PM
Ross Susan WilliamsonDirectorFeb 13 '26Sale7922.062001,584,412386Feb 17 01:29 PM
Ross Susan WilliamsonDirectorFeb 13 '26Proposed Sale8096.162001,619,232Feb 13 10:51 AM
Kelpy Matthew B.VP, Chief Accounting OfficerFeb 10 '26Option Exercise4475.535002,237,765708Feb 11 01:54 PM
Kelpy Matthew B.VP, Chief Accounting OfficerFeb 10 '26Sale8100.005004,050,000208Feb 11 01:54 PM
Matthew B. KelpyOfficerFeb 10 '26Proposed Sale7882.255003,941,125Feb 10 05:10 PM
Ross Susan WilliamsonDirectorFeb 05 '26Option Exercise1700.00200340,000586Feb 06 05:03 PM
Ross Susan WilliamsonDirectorFeb 05 '26Sale8091.622001,618,324386Feb 06 05:03 PM
Ross Susan WilliamsonDirectorFeb 05 '26Proposed Sale8025.842001,605,168Feb 05 04:52 PM
Ross Susan WilliamsonDirectorFeb 04 '26Option Exercise1700.00220374,000606Feb 05 11:44 AM
Ross Susan WilliamsonDirectorFeb 04 '26Sale8000.002201,760,000386Feb 05 11:44 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
IVViShares Core S&P 500 ETFAUM: 871.38B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
QUALiShares MSCI USA Quality Factor ETFAUM: 48.51B
FTCSFirst Trust Capital Strength ETFAUM: 8.08B
ITBiShares U.S. Home Construction ETFAUM: 2.19B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-2289.450102.7789.4502,4022,5667
2026Q22026-07-2383.96089.98083.9612,3262,3975
2026Q12026-04-2267.76077.39467.7551,8812,0487
2025Q42026-01-28121.54105.91121.562,7132,4786
2025Q32025-10-22112.33109.36112.332,6102,5544
2025Q22025-07-23108.54106.2108.542,5992,5025
2025Q12025-04-2294.830106.0794.8322,4032,3555
2024Q42025-01-28139.93129.35139.932,8462,8116
2024Q32024-10-22130.5131130.52,7332,7106
2024Q22024-07-23120.69121.21120.692,6102,5666
2024Q12024-04-23116.41103.97116.412,3332,2546
2023Q42024-01-30121.56121.5121.582,4332,6097
2023Q32023-10-24125.26115.6125.262,5692,5947
2023Q22023-07-25116.54103.76116.542,3382,3936
2023Q12023-04-2599.89088.96399.8852,1782,1506
2022Q42023-01-31133.4498.884133.442,7392,5007

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY141.56146.11126.776,1766,452
2018FY194.8187.66194.827,0047,051
2019FY221.13218.36221.137,2217,288
2020FY230.11232.79230.097,3297,473
2021FY320.48331.16320.488,7029,243
2022FY491.82458.01491.8210,58010,271
2023FY463.31463.39463.319,5189,661
2024FY506.69496.52506.6910,52410,477
2025FY436.55421.8436.5510,32410,069
2026FY-336.51--9,049
2027FY-346.37--9,056
2028FY-402.89--9,448

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-236062,4472,2902,632
2026Q4S2026-10-226032,5262,2902,736
2026Q4S2026-10-076112,6162,3702,736
2026Q4S2026-10-066112,6182,3702,750
2026Q4S2026-09-216222,6002,3702,750
2026Q4S2026-09-046222,6122,4442,750
2026Q4S2026-07-276232,6122,4442,750
2026Q4S2026-07-235222,6312,4442,750
2026Q4S2026-07-175012,6252,5412,693
2026Q4S2026-07-065002,6432,5412,733
2026Q4S2026-06-175212,6432,5412,733
2026Q4S2026-05-266312,6532,5412,733
2026Q4S2026-05-236312,6512,5412,733
2026Q4S2026-04-287312,6642,5412,743

Estimate history

EPS, annual126.77194.818221.127230.086320.484491.824463.311506.691436.55362.7167
Period201720182019202020212022202320242025TTM
EPS, quarterly130.496139.9394.832108.537112.33121.55567.75583.96189.446
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual6205.077032.4347260.227366.7318742.78910348.0939299.07510304.51710098.8189126.69
Period201720182019202020212022202320242025TTM
Sales, quarterly2671.5262774.7192333.0552558.2982571.7722635.6921842.6862289.1872359.122
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual3.6913.5783.5253.5893.3413.1123.0882.9052.6932.538
Period201720182019202020212022202320242025MRQ
Shares, quarterly2.9582.9052.8382.7772.7542.6932.6252.5712.538
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue9,126.6910,098.8210,304.529,299.0810,348.098,742.797,366.737,260.227,032.43
Cost of Goods Sold Incl. D&A7,332.477,953.407,850.557,051.207,661.276,761.815,937.405,849.865,684.73
Gross Profit1,794.222,145.422,453.972,247.882,686.821,980.971,429.331,410.361,347.71
Selling, General and Administrative Excl. Other684.05699.13699.10680.04625.30563.43509.73527.40512.71
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income1,110.171,446.291,754.871,567.842,061.521,417.55919.60882.95835.00
Interest Expense28.3628.8427.7827.7439.5253.1240.8725.3825.08
Unusual Expense-10.46-37.39-31.42-56.47-24.67-1.35-1.470.20-1.08
Net Income Before Taxes1,373.741,761.932,115.511,928.372,253.191,590.401,078.031,025.80959.73
Income Taxes326.51422.12433.58336.76527.62353.68176.78147.26162.53
Consolidated Net Income1,047.241,339.821,681.931,591.611,725.581,236.72901.25878.54797.20
Net Income From Continuing Operations1,047.241,339.821,681.931,591.611,725.581,236.72901.25878.54797.20
Net Income1,047.241,339.821,681.931,591.611,725.581,236.72901.25878.54797.20
EPS (Recurring)374.15428.02500.07451.80486.90320.24229.82221.16194.63
EPS (Basic, Before Extraordinaries)380.98462.00540.88491.52525.20345.38244.11241.29219.55
EPS (Diluted)362.72436.55506.69463.31491.82320.48230.09221.13194.82
EBITDA1,136.941,470.801,773.241,584.762,078.921,437.01941.59903.77855.16
Non-Operating Income (Expense)281.47307.08357.01331.80206.52224.62197.84168.42148.73
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense56.0154.5158.0279.6182.5442.5137.0857.3359.80
Price To Earnings Ratio16.6416.6416.7214.7310.3018.4017.7817.2112.48
Price To Sales Ratio1.872.222.632.591.562.612.172.081.42
Gross Margin19.6621.2423.8124.1725.9622.6619.4019.4319.16
Operating Margin12.1614.3217.0316.8619.9216.2112.4812.1611.87
Net Margin11.4713.2716.3217.1216.6814.1512.2312.1011.34
Shares Outstanding2.542.692.903.093.113.343.593.533.58
Market Capitalization15,971.1015,971.1025,059.1722,254.6414,741.3020,579.1215,178.8314,072.088,809.72

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue2,359.122,289.191,842.692,635.692,571.772,558.302,333.052,774.72
Cost of Goods Sold Incl. D&A1,920.071,841.221,474.542,096.642,021.401,999.981,835.382,125.63
Gross Profit439.05447.97368.15539.05550.37558.32497.68649.09
Selling, General and Administrative Excl. Other158.49176.87180.10168.59165.13175.59189.81180.58
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income280.57271.10188.05370.46385.24382.72307.87468.50
Interest Expense6.966.997.197.217.186.997.457.01
Unusual Expense0.000.000.00-10.461.04-0.65-27.33-17.39
Net Income Before Taxes334.69318.64251.69468.72444.07447.13402.00572.63
Income Taxes86.0882.1853.34104.91101.39113.40102.43115.20
Consolidated Net Income248.60236.46198.36363.81342.69333.74299.58457.43
Net Income From Continuing Operations248.60236.46198.36363.81342.69333.74299.58457.43
Net Income248.60236.46198.36363.81342.69333.74299.58457.43
EPS (Recurring)89.4583.9667.76119.11112.57108.3988.78136.21
EPS (Basic, Before Extraordinaries)93.4987.6571.33128.51119.26114.52100.41149.83
EPS (Diluted)89.4583.9667.76121.56112.33108.5494.83139.93
EBITDA287.22277.53194.79377.40391.34388.41313.65473.45
Non-Operating Income (Expense)61.0854.5470.8395.0267.0670.7574.2693.75
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense18.0215.2410.5012.2613.7114.0714.6415.37
Price To Earnings Ratio16.6416.6115.0716.0116.9615.2014.2716.72
Price To Sales Ratio1.872.052.012.162.392.202.212.59
Gross Margin18.6119.5719.9820.4521.4021.8221.3323.39
Operating Margin11.8911.8410.2114.0614.9814.9613.2016.88
Net Margin10.5410.3310.7613.8013.3213.0512.8416.49
Shares Outstanding2.542.572.632.692.752.782.842.90
Market Capitalization15,971.1018,391.3418,410.4020,707.3123,057.8721,594.4121,508.6725,059.17

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments1,956.882,664.673,215.442,574.272,636.722,809.511,160.52731.93688.49
Short Term Receivables32.7432.6229.0020.8418.5518.3018.2818.6420.03
Inventories1,723.562,058.711,950.151,788.281,947.371,709.081,347.291,253.111,246.20
Total Current Assets3,713.184,756.005,194.594,383.394,602.634,536.892,526.092,003.681,954.71
Net Property, Plant & Equipment245.99204.81163.99148.60129.41127.88135.2648.7449.52
Total Investments and Advances686.98393.70312.74355.31336.65484.12526.46488.04398.76
Long-Term Note Receivable16.3021.7017.9015.3025.2022.5014.60--
Intangible Assets48.9348.9348.9348.9348.9348.9349.3749.3749.37
Deferred Tax Assets143.67142.19148.00143.59132.89132.98115.73112.33111.95
Other Assets1,001.89813.65715.60565.87558.76423.84442.31463.14424.19
Total Assets5,856.936,380.996,601.765,660.975,834.485,777.143,809.823,165.932,989.28
Short Term Debt Incl. Current Port. of LT Debt0.000.000.000.000.000.000.000.000.00
Accounts Payable312.98367.50456.65373.61366.55382.09288.47272.97294.80
Other Current Liabilities626.19782.93766.08772.84874.72701.93496.42486.72491.92
Total Current Liabilities939.171,150.431,222.731,146.451,241.281,084.02784.89759.69786.72
Long Term Debt1,052.891,020.491,014.301,007.671,590.821,590.05683.68597.68597.07
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities0.000.000.000.000.000.000.000.000.00
Total Liabilities1,992.062,170.922,237.032,154.122,832.102,674.071,468.571,357.371,383.79
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity3,864.874,210.074,364.733,506.853,002.383,103.072,341.241,808.561,605.49
Total Shareholders Equity3,864.874,210.074,364.733,506.853,002.383,103.072,341.241,808.561,605.49
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,864.874,210.074,364.733,506.853,002.383,103.072,341.241,808.561,605.49
Total Liabilities & Stockholders Equity5,856.936,380.996,601.765,660.975,834.485,777.143,809.823,165.932,989.28
Book Value Per Share1,435.321,449.281,413.371,126.79898.72864.64664.09505.49434.97
Tangible Book Value Per Share1,417.151,432.431,397.521,111.07884.07851.00650.09491.69421.60
Full-Time Employees6,3007,0006,3006,5506,6006,1005,7005,6005,200
Price to Book Ratio4.465.665.214.646.574.725.734.827.94
Return on Assets21.9025.9125.9630.0221.3018.8025.1925.9019.08
Return on Equity33.1839.2340.4453.0240.5133.1142.3446.7036.94
Return on Invested Capital27.2432.1629.5938.2226.9319.2029.0433.1324.40
Quick Ratio2.122.342.652.262.142.611.500.990.90
Current Ratio3.954.134.253.823.714.193.222.642.48

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income1,047.241,339.821,681.931,591.611,725.581,236.72901.25878.54797.20
Depreciation26.7724.5118.3816.9217.4019.4621.9920.8220.17
Other Funds (Non Cash)185.42-93.17-20.48144.91124.09186.07135.8552.11-2.80
Funds from Operations1,257.991,269.711,685.611,749.701,855.961,442.021,041.52947.40815.48
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-406.17-148.39-308.44-251.5314.14-199.63-104.63-72.62-81.84
Cash from Operating Activities851.821,121.321,377.181,498.171,870.101,242.39936.89874.78733.64
Capital Expenditures-33.58-24.51-29.21-24.88-18.43-17.88-16.12-22.70-19.66
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-
Sale of Fixed Assets and Businesses0.620.913.042.370.730.981.001.871.26
Purchase or Sale of Investments-1.08-47.61-3.10-1.78-9.73-1.28-0.43-0.70-0.28
Purchase of Investments-22.64-47.61-3.10-1.78-9.73-1.28-0.43-0.70-0.28
Sale Or Maturity of Investments21.560.000.000.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-34.03-71.21-29.27-24.28-27.43-18.18-15.56-21.53-18.69
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-1,665.52-1,753.17-1,896.05-831.31-1,303.64-1,395.65-190.21-424.39-672.02
Repurchase of Common Pref Stock-1,744.88-1,833.32-2,057.68-1,081.82-1,500.36-1,538.02-371.08-698.42-846.13
Sale of Common Pref Stock79.3680.15161.62250.51196.72142.37180.87274.03174.11
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-6.34-4.73-2.63-1.66-601.50-1.36917.85-0.310.00
Change in Long Term Debt-6.34-4.73-2.63-1.66-601.50-1.36917.85-0.310.00
Issuance of Long Term Debt0.000.000.000.000.000.00918.840.000.00
Reduction of Long Term Debt-6.34-4.73-2.63-1.66-601.50-1.36-0.99-0.310.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00-0.23
Other Financing Activities Uses0.000.000.000.000.000.000.000.00-0.23
Cash from Financing Activities-1,671.86-1,757.90-1,898.69-832.97-1,905.14-1,397.01727.64-424.69-672.26
Net Change in Cash-854.07-707.79-550.78640.93-62.47-172.801,648.98428.5642.69
Free Cash Flow818.251,096.811,347.961,473.301,851.671,224.52920.77852.08713.98
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow20.9120.4120.1416.328.7418.6217.3617.7613.97
Deferred Taxes & Investment Tax Credit--1.445.79-3.74-11.10-0.23-17.57-4.070.91

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments1,169.531,197.261,729.691,956.882,023.601,829.92
Short Term Receivables54.5649.6435.4232.7441.3841.50
Inventories2,372.792,235.291,938.511,723.562,131.432,170.04
Total Current Assets3,596.883,482.193,703.623,713.184,196.414,041.46
Net Property, Plant & Equipment259.56240.40240.81245.99222.93219.05
Total Investments and Advances452.55500.41387.74686.98445.72528.28
Intangible Assets48.9348.9348.9348.9348.9348.93
Deferred Tax Assets---143.67--
Other Assets1,184.841,175.091,183.381,001.891,101.081,079.72
Total Assets5,565.955,470.625,585.785,856.936,035.465,939.34
Short Term Debt Incl. Current Port. of LT Debt0.000.000.000.000.000.00
Accounts Payable471.90422.33393.48312.98416.46436.71
Other Current Liabilities591.38606.39648.41626.19622.01628.60
Total Current Liabilities1,063.271,028.721,041.89939.171,038.471,065.32
Long Term Debt1,067.681,050.701,049.851,052.891,030.231,028.89
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities0.000.000.000.000.000.00
Total Liabilities2,130.962,079.422,091.741,992.062,068.702,094.21
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity3,434.993,391.203,494.033,864.873,966.763,845.13
Total Shareholders Equity3,434.993,391.203,494.033,864.873,966.763,845.13
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity3,434.993,391.203,494.033,864.873,966.763,845.13
Total Liabilities & Stockholders Equity5,565.955,470.625,585.785,856.936,035.465,939.34
Book Value Per Share1,353.651,318.781,330.991,435.321,440.261,384.88
Tangible Book Value Per Share1,334.371,299.761,312.361,417.151,422.491,367.25
Full-Time Employees---6,300--
Price to Book Ratio4.465.124.595.065.805.30
Return on Assets18.0520.0121.0321.9022.8924.62
Return on Equity28.3031.5433.2633.1834.8038.10
Return on Invested Capital5.525.324.377.406.866.85
Quick Ratio1.151.211.692.121.991.76
Current Ratio3.383.383.553.954.043.79

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income248.60236.46198.36363.81342.69333.74
Depreciation6.666.436.746.946.105.69
Other Funds (Non Cash)125.44-59.67298.86-179.20110.328.75
Funds from Operations380.70183.21503.96190.11459.10348.18
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-156.76-334.74-164.28249.62-20.40-313.07
Cash from Operating Activities223.94-151.53339.69439.73438.7135.10
Capital Expenditures-18.86-6.15-4.87-3.70-5.45-8.30
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.130.130.170.200.270.24
Purchase or Sale of Investments-5.39-2.5217.17-10.33-1.93-27.18
Purchase of Investments-5.39-2.52-4.39-10.33-1.93-27.18
Sale Or Maturity of Investments0.000.0021.560.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-24.12-8.5512.46-13.83-7.11-35.25
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-225.45-370.90-577.87-491.30-236.72-456.69
Repurchase of Common Pref Stock-237.22-373.60-631.96-502.10-276.40-471.41
Sale of Common Pref Stock11.772.7054.0910.8039.6814.72
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-2.10-1.45-1.48-1.32-1.19-1.15
Change in Long Term Debt-2.10-1.45-1.48-1.32-1.19-1.15
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-2.10-1.45-1.48-1.32-1.19-1.15
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-227.55-372.35-579.35-492.62-237.92-457.84
Net Change in Cash-27.73-532.43-227.19-66.72193.68-457.99
Free Cash Flow205.08-157.68334.81436.03433.2626.80
Price to Free Cash Flow20.9118.3415.6719.9018.9718.78

Revenue breakdown

United States2024: 10.52B 2025: 10.32B
Home Building2024: 10.29B 2025: 10.09B
Mortgage Banking2024: 232.05M 2025: 229.69M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-307.11%0.2M2.5M40.37K
2026-10-156.47%0.2M2.5M38.43K
2026-09-305.67%0.1M2.5M34.58K
2026-09-155.17%0.1M2.5M32.77K
2026-08-314.27%0.1M2.5M31.58K
2026-08-144.33%0.1M2.5M32.12K
2026-07-314.52%0.1M2.5M29.67K
2026-07-155.32%0.1M2.6M27.26K
2026-06-305.20%0.1M2.6M27.25K
2026-06-155.15%0.1M2.6M26.16K
2026-05-294.34%0.1M2.6M25.35K
2026-05-154.15%0.1M2.6M24.03K
2026-04-304.19%0.1M2.6M25.21K
2026-04-153.49%0.1M2.6M27.04K
2026-03-313.51%0.1M2.6M28.66K
2026-03-133.50%0.1M2.7M27.86K
2026-02-273.15%0.1M2.7M26.41K
2026-02-132.89%0.1M2.7M25.56K
2026-01-302.63%0.1M2.7M24.66K
2026-01-152.48%0.1M2.7M22.77K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-06-2611-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-29SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-158-KCurrent report2026-05-14SEC
2026-05-154Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-14SCHEDULE 13GSEC
2026-05-088-KCurrent report2026-05-07SEC
2026-05-074Statement of changes in beneficial ownership of securities2026-05-06SEC
2026-05-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-30SCHEDULE 13GSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-08405.19K100
2026-070000
2026-060000
2026-050000
2026-0473.69K100
2026-030000
2026-02009.01M4
2026-010000
2025-120000
2025-1198.95K100

Institutional holders

Manager% owned
BlackRock, Inc.10.90%
VANGUARD CAPITAL MANAGEMENT LLC6.48%
Capital Research Global Investors6.07%
STATE STREET CORP4.77%
VANGUARD PORTFOLIO MANAGEMENT LLC4.19%
GEODE CAPITAL MANAGEMENT, LLC2.65%
First Eagle Investment Management, LLC2.44%
Boston Partners2.27%
AQR CAPITAL MANAGEMENT LLC1.82%
PRINCIPAL FINANCIAL GROUP INC1.77%

Funds

Fund% owned
PIMCO Investment Grade Credit Bond Fund1,308%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND748.43%
VANGUARD TOTAL BOND MARKET INDEX FUND484.76%
VANGUARD TOTAL BOND MARKET II INDEX FUND336.09%
VANGUARD SHORT-TERM BOND INDEX FUND335.12%
Invesco BulletShares 2030 Corporate Bond ETF245.98%
iShares 1-5 Year Investment Grade Corporate Bond ETF233.03%
iShares iBonds Dec 2030 Term Corporate ETF208.2%
iShares Core U.S. Aggregate Bond ETF115.13%
Franklin U.S. Core Bond ETF92.62%

OakChart. NVR. Cached 15 minutes.