OakChart

Hovnanian Enterprises Inc

HOVConsumer Cyclical·Residential Construction·USA·Small·NYSE·Nov 11 • 12:07 PM ET

97.33-2.37 (-2.38%)
2026-11-11 18:07 CET
Market cap
594.20 USD m
Revenue, TTM
2,824.57 USD m
Net income, TTM
6.92 USD m
Free cash flow, TTM
197.86 USD m
EPS diluted, TTM
0.86
P/E
112.59
Compare

Price

HOV against its 20, 50 and 200-day averages
2050200beatmiss
100.00120.00140.00149K298KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HOVclose 97.3320-day 100.4450-day 108.38200-day 116.9497.3352w high52w low

34.4% under the 52-week high of 148.48 on 26 Jun 2026. 52-week low 90.17 on 19 Oct 2026. Last 15 sessions, 25.2% high to low

Profile

HOV
52-week range, 12% of the way up
90.17148.48

Hovnanian Enterprises, Inc. is a homebuilding company, which engages in the design, construction, and marketing of single-family detached homes, attached townhomes and condominiums, urban infill, and active lifestyle homes in planned residential developments. It operates through the following segments: Northeast, Southeast, and West. The Northeast segment consists of Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia, and West Virginia. The Southeast segment focuses on Florida, Georgia, and South Carolina. The West segment includes Arizona, California, and Texas. The company was founded by Kevork S. Hovnanian in 1959 and is headquartered in Matawan, NJ.

IndexRUT
Employees1891
IPOSep 07, 1983
Beta1.99
ATR, 14d6.01
Rel volume0.62
Short float11.77%
Insider own27.75%
Inst own56.90%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap577.87M
Enterprise Value1.40B
Income6.92M
Sales2.82B
Book/sh114.68
Cash/sh49.01
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1891
IPOSep 07, 1983

Ratios

P/E112.59
Forward P/E45.27
PEG-
P/S0.20
P/B0.85
P/C1.99
P/FCF2.92
EV/EBITDA13.98
EV/Sales0.50
Quick Ratio0.50
Current Ratio2.64
Debt/Eq1.19
LT Debt/Eq1.19
Option/ShortNo / Yes

Earnings

EPS (ttm)0.86
EPS next Y2.15
EPS next Q2.80
EPS this Y-46.30%
EPS next Y-46.12%
EPS next 5Y-18.85%
EPS past 3/5Y-36.47% 1.13%
Sales past 3/5Y0.66% 4.95%
EPS Y/Y TTM-95.27%
Sales Y/Y TTM-10.16%
EPS Q/Q-135.01%
Sales Q/Q-11.87%
EarningsAug 20 BMO
EPS/Sales Surpr.-25.00% -2.45%

Ownership

Insider Own27.75%
Insider Trans-0.84%
Inst Own56.90%
Inst Trans-0.45%
ROA0.64%
ROE2.13%
ROIC0.98%
Gross Margin13.55%
Oper. Margin2.98%
Profit Margin0.24%
SMA20-3.10%
SMA50-10.20%
SMA200-16.77%
Trades-

Technical

Shs Outstand5.12M
Shs Float4.31M
Short Float11.77%
Short Ratio4.05
Short Interest0.51M
52W High148.48 -34.45%
52W Low90.17 7.94%
Volatility5.91% 5.72%
ATR (14)6.01
RSI (14)43.46
Beta1.99
Rel Volume0.62
Avg Volume125.22K
Volume33,783

Performance

Perf Week-11.96%
Perf Month-6.42%
Perf Quarter-28.63%
Perf Half Y-5.73%
Perf YTD-0.22%
Perf Year-21.86%
Perf 3Y17.69%
Perf 5Y10.78%
Perf 10Y125.04%
Recom3.00
Target Price120.00
Prev Close99.70
Price97.33
Change %-2.38%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Apr 09, 2026InitiatedCCitizensMkt Underperform$74-24.0%
Dec 16, 2024InitiatedWWedbushNeutral$155+59.3%
Jan 11, 2019InitiatedBBuckingham ResearchNeutral
Oct 09, 2018UpgradeJJMP SecuritiesMkt Underperform → Mkt Perform
Dec 22, 2017DowngradeMMKM PartnersNeutral → Sell$1.75-98.2%
Jan 12, 2017DowngradeJJMP SecuritiesMkt Perform → Mkt Underperform
Jun 03, 2016ReiteratedMMKM PartnersNeutral$2.25 → $1.75-98.2%
Mar 29, 2016ReiteratedDDeutsche BankHold$2.40 → $2-97.9%
Sep 10, 2015ReiteratedMMKM PartnersNeutral$3 → $2.25-97.7%
Jun 12, 2015ReiteratedCCompass PointNeutral$3.50 → $3-96.9%

Peers

Mkt cap
TickerCompanyMkt cap
DFHDream Finders Homes Inc1.05B
LGIHLGI Homes Inc982.71M
NVRNVR Inc15.55B
MHOMI Homes Inc3.18B
PHMPulteGroup Inc23.68B
TOLToll Brothers Inc13.80B
KBHKB Home3.00B
LENLennar Corp20.16B
CCSCentury Communities Inc1.48B

Insider trading

10 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
SORSBY J LARRYDirectorJun 25 '26Sale142.571,032147,143187,416Jun 26 04:31 PM
SORSBY J LARRYDirectorJun 25 '26Proposed Sale142.441,033147,143Jun 25 03:12 PM
HOVNANIAN ARA KChairman of the Board & CEOJun 22 '26Sale125.7812,8801,620,1070Jun 24 09:11 AM
Ara K. HovnanianChairman and CEOJun 22 '26Proposed Sale131.7812,8801,697,326Jun 22 07:25 PM
Wyatt Michael P.Chief Operating OfficerJun 11 '26Option Exercise0.004,136033,888Jun 15 04:30 PM
O'Connor Brad GCFOJun 11 '26Option Exercise0.004,136043,325Jun 15 04:30 PM
SORSBY J LARRYDirectorJun 01 '26Option Exercise56.755,000283,7506,852Jun 03 04:33 PM
O'Connor Brad GCFOMay 27 '26Option Exercise42.503,000127,50040,298May 29 04:58 PM
SORSBY J LARRYDirectorMay 27 '26Option Exercise56.755,000283,7505,000May 29 04:58 PM
PAGANO VINCENT JRDirectorApr 01 '26Option Exercise42.502,01485,59526,171Apr 03 03:00 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
XHBState Street SPDR S&P Homebuilders ETFAUM: 1.58B
VXFVanguard Extended Market Index ETFAUM: 30.47B
ITBiShares U.S. Home Construction ETFAUM: 2.19B
FNDASchwab Fundamental U.S. Small Company ETFAUM: 8.98B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
CALFPacer US Small Cap Cash Cows ETFAUM: 3.86B
DFASU.S. Small Cap Portfolio-ETF Class Shares-

News

latest 14 of 202
  • Hovnanian Enterprises Inc (HOVNP.PFD) (Q3 2026) Earnings Call Highlights: Margin Recovery ... (GuruFocus.com) -7.47% +11.24%
  • Hovnanian Swings to a Loss Amid Continually Challenging Housing Market (The Wall Street Journal)
  • Hovnanian: Fiscal Q3 Earnings Snapshot (Associated Press)
  • Hovnanian Enterprises Reports Fiscal 2026 Third Quarter Results (GlobeNewswire)
  • K. Hovnanian Homes Celebrates Groundbreaking of Terraces at Absecon Inlet, Bringing New Waterfront Townhomes to Atlantic City (GlobeNewswire)
  • Loading…
  • Hovnanian Enterprises Announces Third Quarter Fiscal 2026 Earnings Release and Conference Call (GlobeNewswire)
  • Al Tahaluf Rebrands to HOV Global as K. Hovnanian Middle East Expands its Investment in Saudi Arabia (GlobeNewswire) -5.20%
  • NYSE Content Update: Fed to Deliver First Rate Decision Under Chair Kevin Warsh (PR Newswire)
  • These home-builder stocks look cheap after Berkshire's 'vote of confidence' in the sector (MarketWatch)
  • Hovnanian Enterprises Inc (HOVNP.PFD) Q2 2026 Earnings Call Highlights: Strong Margins and ... (GuruFocus.com) +17.80% -8.86%
  • Hovnanian Swings to Loss as Housing Market Remains Frozen (The Wall Street Journal)
  • Hovnanian: Fiscal Q2 Earnings Snapshot (Associated Press)
  • Hovnanian Enterprises Reports Fiscal 2026 Second Quarter Results (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-08-20-0.700-0.560-0.700705.75723.51
2026Q22026-05-21-0.460-2.040-0.460667.65626.41
2026Q12026-02-252.620-2.617631.95--
2025Q42025-12-04-0.5100.630-0.595817.9814.51
2025Q32025-08-211.9903.5101.991800.58801.21
2025Q22025-05-202.4302.4502.433686.47733.21
2025Q12025-02-243.5802.7103.580673.62705.81
2024Q42024-12-0512.790-12.509979.6--
2024Q32024-08-22---722.7--
2024Q22024-05-22--6.660708.38--
2024Q12024-02-22--2.910594.2--
2023Q42023-12-05--13.050887.03--
2023Q32023-08-30--7.380649.96--
2023Q22023-05-31--4.470703.66--
2023Q12023-02-28--2.260515.37--
2022Q42022-12-08--7.240886.79--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2014FY46.7503.01246.7502,0632,012
2015FY-2.750-4.350-2.7502,1482,193
2016FY-0.500-0.417-0.4782,7522,794
2017FY-56.250-58.000-56.2272,4522,334
2018FY0.750-2.2500.7451,9912,015
2019FY-7.060-2.540-7.0572,0171,972
2020FY7.030-7.0292,344-
2024FY31.410-31.7872,992-
2025FY7.4308.6607.4302,9792,976
2026FY-3.990--2,832
2027FY-2.150--2,961
2028FY-3.970--3,176

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-03100826826826
2026Q4S2026-08-20110826826826
2026Q4S2026-08-04100784.1784.1784.1
2026Q4S2026-05-21110784.1784.1784.1
2026Q4S2026-04-08100769.9769.9769.9
2026Q4S2025-11-11100986986986
2026Q4S2025-11-10100986986986
2026Q4S2025-11-09100986986986
2026Q4S2025-11-08110986986986
2026Q4S2025-11-07110986986986
2026Q4S2025-11-06110986986986
2026Q4S2025-11-05110986986986
2026Q4S2025-11-04110986986986
2026Q4S2025-11-03110986986986

Estimate history

EPS, annual-56.2270.745-7.0577.02985.86928.99826.87631.7877.4350.8645
Period201720182019202020212022202320242025TTM
EPS, quarterly9.74712.5093.582.4331.991-0.5952.617-0.46-0.697
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual2447.4081988.1332012.0692339.992778.2322921.0942756.1933005.4152979.2672824.57
Period201720182019202020212022202320242025TTM
Sales, quarterly722.106981.617674.358686.646801.227817.036632.68668.768706.088
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual5.9045.9356.1266.1426.2556.0836.0956.0555.945.959
Period201720182019202020212022202320242025MRQ
Shares, quarterly6.056.0555.9255.7985.8925.945.9385.8515.959
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue2,824.572,979.273,005.412,756.192,921.092,778.232,339.992,012.071,988.13
Cost of Goods Sold Incl. D&A2,441.832,557.912,414.692,175.882,278.802,242.051,971.691,718.321,665.87
Gross Profit382.74421.36590.73580.31642.30536.18368.30293.75322.26
Selling, General and Administrative Excl. Other337.52339.38333.33297.63287.66266.17229.33224.74219.81
Other Operating Expense-39.02-45.77-82.97-29.1110.9212.1610.689.9710.61
Operating Income84.24127.75340.36311.79343.72257.85128.2959.0591.85
Interest Expense45.6635.4430.7554.0847.3477.72103.8090.06103.30
Unusual Expense34.8433.80-0.8725.825.66-0.88-14.3537.594.44
Net Income Before Taxes22.1686.09317.09255.95319.75189.8655.40-39.678.15
Income Taxes4.7822.2275.0850.0694.26-417.964.472.453.63
Consolidated Net Income16.8761.92233.55189.86205.79550.1446.28-42.124.52
Net Income From Continuing Operations17.5961.92233.55189.86205.79550.1446.28-42.124.52
Net Income6.9251.25222.88179.19195.11550.1446.28-42.124.52
EPS (Recurring)4.8810.8731.7029.5929.5985.775.50-2.651.26
EPS (Basic, Before Extraordinaries)1.057.9534.4028.7630.3187.507.48-7.060.76
EPS (Diluted)0.867.4331.7926.8829.0085.877.03-7.060.74
EBITDA100.13141.61348.09320.59349.18263.13133.5963.2295.00
Non-Operating Income (Expense)18.4127.586.6124.0629.038.8516.5728.9324.03
Other After Tax Adjustments-0.52-1.94-8.45-16.03-19.70-57.68-4.650.000.00
Stock Option Compensation Expense10.6012.3025.3011.2210.307.702.040.512.92
Price To Earnings Ratio115.33115.335.492.581.341.0032.67-64.24
Price To Sales Ratio0.280.280.410.170.090.190.090.070.11
Gross Margin13.5514.1419.6621.0521.9919.3015.7414.6016.21
Operating Margin2.984.2911.3211.3111.779.285.482.934.62
Net Margin0.241.727.426.506.6819.801.98-2.090.23
Shares Outstanding5.965.946.056.106.086.256.146.135.94
Market Capitalization594.20594.201,065.87423.46257.90527.03195.07149.18216.64

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue706.09668.77632.68817.04801.23686.65674.36981.62
Cost of Goods Sold Incl. D&A613.15569.14541.82717.73693.88579.17567.12783.39
Gross Profit92.9499.6390.8699.31107.34107.47107.23198.23
Selling, General and Administrative Excl. Other84.7381.8581.9688.9887.9878.0284.4085.64
Other Operating Expense29.472.73-56.04-15.163.283.05-18.073.12
Operating Income-21.2515.0664.9525.4916.0826.4140.91109.47
Interest Expense11.3812.4912.169.637.159.149.525.07
Unusual Expense0.341.120.7332.640.64-0.220.731.98
Net Income Before Taxes-2.770.3428.70-4.1123.8026.5339.86117.86
Income Taxes-0.560.937.84-3.447.196.8011.6723.52
Consolidated Net Income-2.21-0.5920.86-1.1816.3819.5827.9890.56
Net Income From Continuing Operations-1.80-0.2820.86-1.1816.3819.5827.9890.56
Net Income-4.47-2.9518.19-3.8513.7116.9125.3187.89
EPS (Recurring)-0.66-0.342.692.942.062.413.6512.71
EPS (Basic, Before Extraordinaries)-0.70-0.462.80-0.602.142.643.8813.55
EPS (Diluted)-0.70-0.462.62-0.601.992.433.5812.51
EBITDA-17.5318.6068.2230.8419.2829.4343.21111.52
Non-Operating Income (Expense)30.20-1.11-23.3612.6815.519.049.2115.45
Other After Tax Adjustments0.000.000.00-0.52-0.23-0.14-0.21-3.79
Stock Option Compensation Expense5.501.801.102.204.403.102.849.56
Price To Earnings Ratio115.3317.4415.215.864.232.984.165.49
Price To Sales Ratio0.280.250.270.260.260.220.300.41
Gross Margin13.1614.9014.3612.1513.4015.6515.9020.19
Operating Margin-3.012.2510.273.122.013.856.0711.15
Net Margin-0.63-0.442.88-0.471.712.463.758.95
Shares Outstanding5.965.855.945.945.895.805.926.05
Market Capitalization594.20667.69670.57708.41692.71573.51801.681,065.87

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments318.65266.76477.52382.19311.40309.46182.27232.99493.74
Short Term Receivables117.94154.68133.70113.38153.42108.37168.89132.57134.15
Inventories1,637.471,644.801,349.191,519.181,254.261,195.781,292.481,078.161,009.83
Total Current Assets2,074.062,066.241,960.412,014.761,719.081,613.601,643.641,443.721,637.71
Net Property, Plant & Equipment74.2172.2059.6943.7236.5838.2020.1320.2952.92
Total Investments and Advances163.47142.9197.8974.9460.90103.16127.04123.69115.09
Deferred Tax Assets229.62241.06302.83344.79425.68----
Other Assets92.5683.1672.1283.8278.2872.3890.6274.3495.17
Total Assets2,633.912,605.572,492.942,562.032,320.511,827.341,881.421,662.041,900.90
Short Term Debt Incl. Current Port. of LT Debt10.9611.138.498.079.000.000.000.000.00
Accounts Payable542.48585.54537.19556.67346.12267.59310.81127.80128.84
Income Tax Payable0.225.481.863.173.85----
Other Current Liabilities58.2556.1578.34106.44339.98273.53214.40242.79281.79
Total Current Liabilities611.91658.30625.89674.35698.95541.12525.21370.58410.63
Long Term Debt946.341,006.631,161.011,302.141,383.411,587.281,683.561,534.791,715.40
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities244.72140.30124.25202.4962.76135.04162.43210.17235.24
Total Liabilities1,802.981,805.221,911.152,178.982,145.122,263.442,371.202,115.552,361.27
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value135.30135.30135.30135.30135.30135.30135.30135.30135.30
Common Equity695.64665.05446.44247.7439.60-572.23-625.76-588.80-595.67
Total Shareholders Equity830.93800.35581.74383.04174.90-436.93-490.46-453.50-460.37
Accumulated Minority Interest0.000.000.050.010.490.830.690.000.00
Total Equity830.93800.35581.79383.05175.38-436.09-489.78-453.50-460.37
Total Liabilities & Stockholders Equity2,633.912,605.572,492.942,562.032,320.511,827.341,881.421,662.041,900.90
Book Value Per Share117.10109.8473.2540.736.33-93.16-102.15-99.20-100.90
Tangible Book Value Per Share117.10109.8473.2540.736.33-93.16-102.15-99.20-100.90
Full-Time Employees1,8911,8781,7151,8661,7841,6971,8681,8511,905
Price to Book Ratio0.871.870.950.99-34.59-0.32-0.25-0.37-0.60
Return on Assets2.369.167.518.4326.532.50-2.380.25-15.61
Return on Equity7.5933.8039.3673.77-----
Return on Invested Capital3.4812.9310.8912.2135.304.02-3.530.42-26.47
Quick Ratio0.710.640.980.730.670.770.670.991.53
Current Ratio3.393.143.132.992.462.983.133.903.99

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income17.3863.87242.01205.89225.49607.8250.93-42.124.52
Depreciation15.8913.867.738.805.465.285.304.173.16
Other Funds (Non Cash)17.088.38-56.3214.8117.0648.1344.3767.4624.54
Funds from Operations50.3586.10193.42229.50248.00235.54100.6029.5232.21
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital168.56106.67-165.37222.22-148.206.12217.56-269.72-70.37
Income Taxes Payable--5.263.62-1.31-0.680.021.53-1.031.11
Cash from Operating Activities218.91192.7828.04451.7299.81241.67318.16-240.20-38.16
Capital Expenditures-21.05-22.10-17.86-18.82-12.59-5.94-3.38-4.00-5.19
Net Assets From Acquisitions31.520.000.000.000.000.000.000.00-
Sale of Fixed Assets and Businesses5.591.811.421.960.060.030.110.0338.30
Purchase or Sale of Investments-58.71-50.22-34.44-77.820.04-16.55-19.92-13.26-26.27
Purchase of Investments-58.71-50.22-34.44-77.820.00-16.55-19.92-13.26-26.27
Sale Or Maturity of Investments0.000.000.000.000.040.000.000.000.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-42.65-70.51-50.88-94.68-12.49-22.46-23.19-17.236.84
Cash Dividends Paid-10.68-10.68-10.68-10.68-10.680.000.000.000.00
Change in Capital Stock-18.41-30.24-26.53-4.80-12.220.000.000.000.00
Repurchase of Common Pref Stock-18.41-30.24-26.53-4.80-12.220.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-45.12-29.47-150.72-246.247.12-216.50-167.77206.03-209.26
Change in Long Term Debt-110.25-59.67-155.29-236.77-13.05-200.42-161.84134.97-167.41
Issuance of Long Term Debt1,147.351,225.12416.421,021.45618.57333.37409.50940.23194.51
Reduction of Long Term Debt-1,257.60-1,284.79-571.72-1,258.22-631.62-533.79-571.33-805.27-361.92
Net Financing Active Other Cash Flow0.000.000.000.00-0.74-0.780.000.68-20.16
Other Financing Activities Uses0.000.000.000.00-0.78-0.820.000.00-38.99
Cash from Financing Activities-80.10-70.39-187.93-261.71-16.52-217.27-167.77206.71-229.43
Net Change in Cash96.1651.89-210.7695.3370.791.94127.19-50.73-260.75
Free Cash Flow197.86170.6810.19432.9087.22235.73314.78-244.21-43.35
Preferred Dividends (Cash Flow)--10.68-10.68-10.68-10.68----
Price to Free Cash Flow4.245.18-1.103.552.290.66--
Deferred Taxes & Investment Tax Credit-0.000.000.000.00-425.680.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments290.97350.39377.79318.65194.81119.22
Short Term Receivables130.04128.9695.74117.94137.71125.41
Inventories1,794.441,723.591,647.971,637.471,692.931,743.96
Total Current Assets2,215.462,202.932,121.502,074.062,025.451,988.60
Net Property, Plant & Equipment90.2590.8191.2074.2174.2369.41
Total Investments and Advances155.09148.48146.63163.47218.36183.46
Intangible Assets31.7031.7031.70---
Deferred Tax Assets224.44222.17222.78229.62220.82224.54
Other Assets144.12132.73120.8692.5690.5087.09
Total Assets2,861.062,828.822,734.682,633.912,629.352,553.10
Short Term Debt Incl. Current Port. of LT Debt2.896.138.7510.962.505.17
Accounts Payable568.20553.35482.26542.48552.18535.88
Income Tax Payable--1.210.220.000.00
Other Current Liabilities268.37219.02206.9658.2563.8458.02
Total Current Liabilities839.46778.50699.18611.91618.53599.06
Long Term Debt972.02969.29961.92946.34938.82960.57
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities228.62253.44235.94244.72236.64173.10
Total Liabilities2,040.102,001.231,897.041,802.981,793.991,732.73
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value135.30135.30135.30135.30135.30135.30
Common Equity683.37689.59700.44695.64700.06685.07
Total Shareholders Equity818.67824.89835.74830.93835.36820.37
Accumulated Minority Interest2.292.701.900.000.000.00
Total Equity820.96827.59837.63830.93835.36820.37
Total Liabilities & Stockholders Equity2,861.062,828.822,734.682,633.912,629.352,553.10
Book Value Per Share114.68117.85117.96117.10118.82118.15
Tangible Book Value Per Share109.36112.43112.62117.10118.82118.15
Full-Time Employees---1,891--
Price to Book Ratio0.870.950.961.011.010.85
Return on Assets0.641.332.112.405.988.60
Return on Equity2.134.356.767.6920.0828.55
Return on Invested Capital-0.10-0.021.16-0.070.921.10
Quick Ratio0.500.620.680.710.540.41
Current Ratio2.642.833.033.393.273.32

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income-2.21-0.5920.86-0.6716.6119.73
Depreciation3.723.543.275.353.193.02
Other Funds (Non Cash)4.9210.35-23.9825.807.68-1.88
Funds from Operations6.4313.290.1530.4827.4920.87
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-30.45-80.39140.74138.6725.292.03
Income Taxes Payable--1.043.130.73-9.99
Cash from Operating Activities-24.03-67.10140.89169.1552.7822.90
Capital Expenditures-3.84-3.35-8.77-5.09-7.01-6.32
Net Assets From Acquisitions0.0031.520.000.000.000.00
Sale of Fixed Assets and Businesses0.00-26.2431.550.280.000.64
Purchase or Sale of Investments-3.21-2.96-51.90-0.64-20.68-2.80
Purchase of Investments-3.21-2.96-51.90-0.64-20.68-2.80
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-7.05-1.03-29.12-5.45-27.69-8.48
Cash Dividends Paid-2.67-2.67-2.67-2.67-2.67-2.67
Preferred Dividends (Cash Flow)-2.67-2.67-2.67-2.67-2.67-2.67
Change in Capital Stock0.08-9.54-9.000.060.09-12.35
Repurchase of Common Pref Stock0.08-9.54-9.000.060.09-12.35
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-25.7452.94-40.96-37.2653.08-24.43
Change in Long Term Debt-15.7722.46-12.52-104.4358.51-13.39
Issuance of Long Term Debt13.5252.7212.451,068.65102.9639.77
Reduction of Long Term Debt-29.29-30.26-24.96-1,173.08-44.45-53.16
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-28.3340.73-52.62-39.8750.50-39.45
Net Change in Cash-59.41-27.4059.14123.8375.60-25.02
Free Cash Flow-27.87-70.45132.12164.0645.7716.58
Price to Free Cash Flow4.242.772.254.867.66-

Revenue breakdown

Financial Service2024: 74.06M 2025: 94.98M
Home Building2024: 2.93B 2025: 2.88B
Consolidation, Policy2024: 82.07M 2025: 99.89M
Northeast2024: 1.04B 2025: 1.15B
Southeast2024: 448.90M 2025: 349.98M
West2024: 1.44B 2025: 1.38B
Consolidation, Policy2024: 82.07M 2025: 99.89M
Home Building2024: 2.88B 2025: 2.85B
Other Operating2024: 47.36M 2025: 25.79M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3011.77%0.5M4.3M127.03K
2026-10-1510.45%0.5M4.3M130.27K
2026-09-3010.08%0.4M4.3M128.67K
2026-09-1510.09%0.4M4.3M139.94K
2026-08-319.89%0.4M4.3M135.80K
2026-08-148.43%0.4M4.3M134.75K
2026-07-317.83%0.3M4.3M132.20K
2026-07-157.72%0.3M4.3M120.00K
2026-06-307.59%0.3M4.3M122.98K
2026-06-158.34%0.4M4.5M117.20K
2026-05-296.70%0.3M4.5M116.95K
2026-05-157.79%0.4M4.6M107.31K
2026-04-306.80%0.3M4.6M109.53K
2026-04-157.33%0.3M4.6M106.17K
2026-03-317.42%0.3M4.4M104.25K
2026-03-136.33%0.3M4.4M96.86K
2026-02-277.40%0.3M4.4M106.44K
2026-02-137.41%0.3M4.4M111.70K
2026-01-308.48%0.4M4.4M113.36K
2026-01-158.61%0.4M4.4M110.73K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-08-2810-QQuarterly report pursuant to Section 13 or 15(d)2026-07-31SEC
2026-08-208-KCurrent report2026-08-20SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-06-264Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-25144Filing for proposed sale of securities under Rule 144.SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-22144Filing for proposed sale of securities under Rule 144.SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-09SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-06001.77M2
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.7.23%
STATE STREET CORP3.61%
VANGUARD CAPITAL MANAGEMENT LLC3.36%
DIMENSIONAL FUND ADVISORS LP2.93%
AMERICAN CENTURY COMPANIES INC2.80%
RENAISSANCE TECHNOLOGIES LLC2.75%
Forager Capital Management, LLC2.55%
GEODE CAPITAL MANAGEMENT, LLC2.03%
D. E. Shaw & Co., Inc.1.96%
GOLDMAN SACHS GROUP INC1.80%

Funds

Fund% owned
Nuveen High Yield Income Fund25.60%
High Yield Fixed Income Fund17.49%
High Income Fund11.95%
Nuveen High Yield Corporate Bond ETF10.09%
Empower High Yield Bond Fund9.73%
Nuveen Credit Income Fund8.96%
WESTWOOD REAL ESTATE INCOME FUND8.79%
Avantis U.S. Small Cap Value ETF2.89%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.37%
iShares Russell 2000 ETF2.11%

OakChart. HOV. Cached 15 minutes.