OakChart

Dream Finders Homes Inc

DFHConsumer Cyclical·Residential Construction·USA·Small·NYSE·Nov 11 • 10:54 AM ET

11.77-0.10 (-0.88%)
2026-11-11 16:54 CET
Market cap
1,074.65 USD m
Revenue, TTM
4,159.98 USD m
Net income, TTM
89.25 USD m
Free cash flow, TTM
-184.52 USD m
EPS diluted, TTM
0.95
P/E
12.39
Compare

Price

DFH against its 20, 50 and 200-day averages
2050200earnings
10.0015.0020.003.0M5.9MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26DFHclose 11.7720-day 10.5150-day 10.95200-day 14.4211.7752w low

45.4% under the 52-week high of 21.55 on 18 Feb 2026. 52-week low 7.30 on 14 Oct 2026. Last 15 sessions, 47.5% high to low

Profile

DFH
52-week range, 31% of the way up
7.3021.55

Dream Finders Homes, Inc. engages in the business of designing, building, and selling homes in high-growth markets using asset-light lot acquisition strategy. It operates through the following segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The Southeast segment focuses on homebuilding operations in Jacksonville, Orlando, and Tampa, Florida, Savannah, Georgia, Hilton Head and Bluffton, South Carolina, and Active Adult and Custom Homes homebuilding operations in northeast Florida. The Mid-Atlantic segment includes North Carolina homebuilding operations in Charlotte, Fayetteville, Raleigh, Wilmington, and the Triad and DC Metro. The Midwest segment is involved in Texas homebuilding operations in Austin, Dallas, Houston, and San Antonio, and Colorado homebuilding operations in Denver. The Financial Services segment offers mortgage banking and title services operations including Jet HomeLoans and Golden Dog Title and Trust. The company was founded by Patrick O. Zalupski in 2008 and is headquartered in Jacksonville, FL.

IndexRUT
Employees1911
IPOJan 21, 2021
Beta1.99
ATR, 14d0.90
Rel volume0.77
Short float37.31%
Insider own70.68%
Inst own33.90%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.07B
Enterprise Value3.02B
Income89.25M
Sales4.16B
Book/sh15.82
Cash/sh3.25
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1911
IPOJan 21, 2021

Ratios

P/E12.39
Forward P/E14.43
PEG-
P/S0.26
P/B0.74
P/C3.62
P/FCF-
EV/EBITDA18.87
EV/Sales0.73
Quick Ratio0.62
Current Ratio5.43
Debt/Eq1.21
LT Debt/Eq1.21
Option/ShortYes / Yes

Earnings

EPS (ttm)0.95
EPS next Y0.82
EPS next Q-0.06
EPS this Y-81.73%
EPS next Y108.58%
EPS next 5Y-0.79%
EPS past 3/5Y-2.63% 20.19%
Sales past 3/5Y8.95% 30.69%
EPS Y/Y TTM-67.04%
Sales Y/Y TTM-10.94%
EPS Q/Q-100.77%
Sales Q/Q2.71%
EarningsOct 29 BMO
EPS/Sales Surpr.-100.00% -4.27%

Ownership

Insider Own70.68%
Insider Trans-0.77%
Inst Own33.90%
Inst Trans-0.38%
ROA2.65%
ROE6.70%
ROIC2.92%
Gross Margin15.07%
Oper. Margin3.04%
Profit Margin2.15%
SMA2011.94%
SMA507.43%
SMA200-18.44%
Trades-

Technical

Shs Outstand32.81M
Shs Float26.54M
Short Float37.31%
Short Ratio8.38
Short Interest9.90M
52W High21.55 -45.41%
52W Low7.30 61.16%
Volatility9.53% 8.88%
ATR (14)0.90
RSI (14)55.27
Beta1.99
Rel Volume0.77
Avg Volume1.18M
Volume231,037

Performance

Perf Week-8.16%
Perf Month27.60%
Perf Quarter-20.72%
Perf Half Y-12.40%
Perf YTD-31.20%
Perf Year-37.69%
Perf 3Y-49.11%
Perf 5Y-30.79%
Perf 10Y-
Recom3.00
Target Price18.00
Prev Close11.87
Price11.77
Change %-0.88%

Analyst ratings

latest 10 of 10
DateActionAnalystRating changeTargetImplied
Jan 07, 2026InitiatedCCitizens JMPMkt Perform
Dec 02, 2025InitiatedBBTIG ResearchNeutral
Jan 13, 2023DowngradeRRBC Capital MktsSector Perform → Underperform$8-32.0%
Aug 25, 2022UpgradeBBofA SecuritiesUnderperform → Neutral$10.50 → $12+2.0%
Jun 17, 2022DowngradeBBofA SecuritiesNeutral → Underperform$18 → $10.50-10.8%
Nov 08, 2021ResumedBBofA SecuritiesNeutral$18+53.0%
Feb 18, 2021InitiatedWWedbushNeutral$21+78.5%
Feb 16, 2021InitiatedRRBC Capital MktsSector Perform$22+87.0%
Feb 16, 2021InitiatedBBTIG ResearchNeutral
Feb 16, 2021InitiatedBBofA SecuritiesUnderperform$17+44.5%

Peers

Mkt cap
TickerCompanyMkt cap
LGIHLGI Homes Inc975.73M
HOVHovnanian Enterprises Inc575.55M
MTHMeritage Homes Corp4.22B
KBHKB Home2.98B
NVRNVR Inc15.51B
DHID.R. Horton Inc39.83B
LENLennar Corp20.04B
SDHCSmith Douglas Homes Corp468.96M
CCSCentury Communities Inc1.47B

Insider trading

latest 14 of 25
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Sturm LenDirectorNov 04 '26Buy10.531,00010,53031,728Nov 06 04:51 PM
BECKWITT RICHARDDirectorSep 10 '26Buy12.0710,000120,700100,000Sep 14 05:05 PM
Sturm LenDirectorSep 03 '26Buy13.471,50020,20530,728Sep 04 05:07 PM
Sturm LenDirectorAug 26 '26Buy14.721,00014,72029,228Aug 27 06:11 PM
Sturm LenDirectorAug 21 '26Buy14.812503,70227,978Aug 24 05:47 PM
Sturm LenDirectorAug 24 '26Buy14.752503,68828,228Aug 24 05:47 PM
BECKWITT RICHARDDirectorAug 11 '26Buy13.9570,000976,50070,000Aug 13 06:48 PM
BECKWITT RICHARDDirectorAug 13 '26Buy14.8012,000177,60090,000Aug 13 06:48 PM
BECKWITT RICHARDDirectorAug 12 '26Buy13.838,000110,64078,000Aug 13 06:48 PM
Lovett William Radford II10% OwnerJun 24 '26Sale16.6756,590943,3383,190,883Jun 26 05:38 PM
Lovett William Radford II10% OwnerJun 22 '26Sale15.0021,962329,4303,247,473Jun 24 05:15 PM
Lovett William Radford II10% OwnerJun 18 '26Sale15.5285,0571,320,0853,269,435Jun 22 05:21 PM
Lovett William Radford II10% OwnerJun 17 '26Sale15.2145,544692,7243,354,492Jun 22 05:21 PM
Lovett William Radford II10% OwnerJun 15 '26Sale15.1653,325808,4073,450,302Jun 17 05:53 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
XHBState Street SPDR S&P Homebuilders ETFAUM: 1.58B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
RWJInvesco S&P SmallCap 600 Revenue ETFAUM: 2.08B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
ITBiShares U.S. Home Construction ETFAUM: 2.19B

News

latest 14 of 206
  • Dream Finders Announces Early Participation Results of Private Exchange Offer and Consent Solicitation (Business Wire)
  • Dream Finders Homes Announces Third Quarter 2026 Results (Business Wire)
  • Dream Finders Homes Commences Private Exchange Offer and Consent Solicitation for Beazer Homes USA, Inc.'s Outstanding 7.500% Senior Notes due 2031 and 8.000% Senior Notes due 2032 (Business Wire) +12.20%
  • S&P downgrades Dream Finders to B+ following $2.2B acquisition of Beazer Homes (Investing.com) +10.87% -5.94%
  • Dream Finders Homes Completes Acquisition of Beazer Homes (Business Wire)
  • Loading…
  • Beazer Homes Stockholders Overwhelmingly Vote to Approve Dream Finders Acquisition of Beazer Homes (Business Wire) +13.75%
  • Dream Finders Homes, Inc. Announces Results of Consent Solicitation for Beazer Homes USA, Inc.s 8.000% Senior Notes Due 2032 (Business Wire)
  • Dream Finders Announces Results of Consent Solicitations for Beazer's 7.500% Senior Notes Due 2031 and 8.000% Senior Notes Due 2032 and Amendment and Extension of Consent Solicitation with Respect to 8.000% Senior Notes Due 2032 (Business Wire)
  • Dream Finders Homes, Inc. Announces Consent Solicitation for 7.500% Senior Notes Due 2031 and 8.000% Senior Notes Due 2032 of Beazer Homes USA, Inc. (Business Wire)
  • Reverie Resort Lifestyle by Dream Finders Homes Evolves to Meet Changing Buyer Preferences (PR Newswire) -5.24%
  • Dream Finders Strikes Deal to Buy Beazer. Home Builders Continue to Consolidate. (Barrons.com) +7.20%
  • Dream Finders to Buy Beazer for $915 Million (The Wall Street Journal)
  • Dream Finders Homes to Acquire Beazer Homes, Creating Sixth-Largest U.S. Homebuilder (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-290.0000.200-996.051,0412
2026Q22026-07-300.2700.2950.2671,0631,0912
2026Q12026-04-300.1100.2010.107887.84819.343
2025Q42026-02-230.5800.5940.5801,2131,1593
2025Q32025-10-300.4700.4990.467969.81,1342
2025Q22025-07-310.5600.6120.5221,1511,0652
2025Q12025-05-060.5400.6310.508989.871,0573
2024Q42025-02-251.2901.1001.2541,5611,3933
2024Q32024-10-310.7000.8450.6681,0071,0663
2024Q22024-08-010.8100.7740.7751,0561,0823
2024Q12024-05-020.5500.6570.512827.8886.343
2023Q42024-02-291.0000.7120.9661,138898.683
2023Q32023-11-020.7500.6010.717895.83865.83
2023Q22023-08-030.6500.3630.618945.34677.743
2023Q12023-05-040.4500.2610.418769.42543.23
2022Q42023-03-020.7800.7550.7421,0991,0684

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY0.9150.8100.8551,1321,122
2021FY1.2701.2081.2571,9241,910
2022FY2.4502.4152.3233,3423,310
2023FY2.7902.5512.6643,7493,506
2024FY3.3403.2393.3444,4524,283
2025FY2.1402.1552.1444,3234,186
2026FY-0.391--4,395
2027FY-0.815--6,588
2028FY-2.090--6,948

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-302201,5281,4711,585
2026Q4S2026-10-292201,5281,4711,585
2026Q4S2026-10-132011,2861,2601,312
2026Q4S2026-09-212021,2861,2601,312
2026Q4S2026-07-302111,3101,3091,312
2026Q4S2026-07-142001,2911,1621,420
2026Q4S2026-05-112111,2911,1621,420
2026Q4S2026-04-303121,2841,1621,420
2026Q4S2026-04-203301,3061,2581,340
2026Q4S2026-04-093201,2881,2581,340
2026Q4S2026-02-243201,2841,2581,328
2026Q4S2026-02-232201,2931,2581,328
2026Q4S2026-02-202101,2281,1281,328
2026Q4S2026-01-062001,0841,0401,128

Estimate history

EPS, annual0.1870.3350.8551.2572.3232.6643.3442.1440.9498
Period20182019202020212022202320242025TTM
EPS, quarterly0.6681.2540.5080.5220.4670.580.1070.267-0.004
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual522.258976.5611133.8071923.913342.3353748.5864449.8524322.8484159.98
Period20182019202020212022202320242025TTM
Sales, quarterly1006.8691560.752989.8711150.505969.8041212.668887.8391063.424996.049
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual92.52192.52192.52192.52192.7693.10893.43792.2790.535
Period20182019202020212022202320242025MRQ
Shares, quarterly93.47693.43793.73793.11292.75592.2791.92990.92190.535
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue4,159.984,322.854,449.853,748.593,342.341,923.911,133.81976.56522.26
Cost of Goods Sold Incl. D&A3,533.093,583.163,632.153,011.812,722.141,610.33962.93844.38454.40
Gross Profit626.89739.69817.71736.77620.20313.58170.88132.1867.86
Selling, General and Administrative Excl. Other500.59470.14384.87308.80271.04154.4090.7983.0043.55
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income126.30269.55432.83427.98349.16159.1780.0949.1824.31
Interest Expense0.000.000.000.000.030.670.871.450.68
Unusual Expense-7.40-9.8213.9446.5911.051.020.000.000.00
Net Income Before Taxes146.93284.10437.85404.43356.16162.0584.5147.0723.26
Income Taxes39.5866.7097.2796.4881.8627.450.0010.340.00
Consolidated Net Income107.35217.40340.58307.94274.30134.5984.5136.7323.26
Net Income From Continuing Operations106.35217.20335.34295.90262.31121.1379.0931.0217.32
Net Income89.25203.70321.84282.42247.80116.2979.0931.0217.32
EPS (Recurring)0.972.083.442.972.401.260.850.340.19
EPS (Basic, Before Extraordinaries)0.972.193.443.032.671.260.850.340.19
EPS (Diluted)0.952.143.342.662.321.260.850.340.19
EBITDA159.87299.02455.13445.87366.25169.0292.8562.3528.41
Non-Operating Income (Expense)13.244.7318.9623.0418.094.575.30-0.66-0.37
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense17.0619.6914.8411.145.373.820.692.080.71
Price To Earnings Ratio12.5012.507.9714.244.0415.4817.80--
Price To Sales Ratio0.230.400.521.000.280.94---
Gross Margin15.0717.1118.3819.6518.5616.3015.0713.5412.99
Operating Margin3.046.249.7311.4210.458.277.065.044.65
Net Margin2.154.717.237.537.416.046.983.183.32
Shares Outstanding90.5492.2793.4493.1192.7692.5292.5292.5292.52
Market Capitalization1,074.651,074.652,175.193,308.14803.301,799.541,793.99--

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue996.051,063.42887.841,212.67969.801,150.51989.871,560.75
Cost of Goods Sold Incl. D&A848.66909.02758.351,017.05801.02957.93796.401,278.18
Gross Profit147.39154.40129.49195.61168.79192.58193.47282.57
Selling, General and Administrative Excl. Other142.66127.84110.10119.99109.51134.70116.69116.81
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income4.7326.5619.3875.6259.2857.8876.78165.76
Interest Expense0.000.000.000.000.000.000.00-
Unusual Expense-3.30-4.900.800.001.79-12.711.100.15
Net Income Before Taxes13.1636.8518.8178.1260.7574.0671.17168.60
Income Taxes6.019.005.2519.3213.6917.5216.1638.11
Consolidated Net Income7.1527.8413.5658.8047.0656.5455.01130.49
Net Income From Continuing Operations6.6527.7213.2658.7247.0056.5854.90129.25
Net Income-0.3224.359.8855.3443.6253.2051.53125.88
EPS (Recurring)-0.030.230.110.580.480.430.521.25
EPS (Basic, Before Extraordinaries)-0.000.270.110.600.470.570.551.35
EPS (Diluted)-0.000.270.110.580.470.520.511.25
EBITDA14.6335.5527.7081.9965.8065.5184.06170.76
Non-Operating Income (Expense)5.135.380.222.503.263.48-4.512.98
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.654.414.133.874.164.197.474.05
Price To Earnings Ratio12.5010.306.706.218.787.847.037.97
Price To Sales Ratio0.230.380.300.400.560.540.500.52
Gross Margin14.8014.5214.5816.1317.4016.7419.5418.10
Operating Margin0.472.502.186.246.115.037.7610.62
Net Margin-0.032.291.114.564.504.625.218.07
Shares Outstanding90.5490.9291.9392.2792.7593.1193.7493.44
Market Capitalization1,074.651,579.901,277.991,586.112,407.492,351.012,107.942,175.19

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Cash & Short Term Investments284.39339.82548.46395.13281.3285.21--
Short Term Receivables39.1234.1330.8743.4933.480.00--
Inventories2,025.661,715.361,440.251,378.181,066.66484.37--
Total Current Assets2,349.172,089.312,019.581,816.811,381.47569.58--
Net Property, Plant & Equipment54.6839.6927.3231.4226.2918.86--
Total Investments and Advances26.6111.4515.3614.0115.974.55--
Long-Term Note Receivable3.605.20------
Intangible Assets377.36300.31172.21177.21181.0731.23--
Deferred Tax Assets48.9445.1238.7612.694.82---
Other Assets897.79853.38301.10327.17285.23109.46--
Total Assets3,758.153,344.462,574.332,379.301,894.84733.68--
Short Term Debt Incl. Current Port. of LT Debt0.000.000.000.000.000.00--
Accounts Payable126.13147.14134.12134.70113.5037.42--
Other Current Liabilities391.05407.07379.96329.70317.05126.79--
Total Current Liabilities517.18554.21514.08464.41430.55164.21--
Long Term Debt1,606.191,286.05845.42990.91783.26334.29--
Provision for Risks Charges0.000.000.000.000.000.00--
Deferred Tax Liabilities30.6615.8111.898.170.59---
Other Liabilities0.0068.03116.80115.13124.0623.16--
Total Liabilities2,154.041,924.101,488.181,578.611,338.45521.66--
Non-Equity Reserves0.000.000.000.000.000.00--
Preferred Stock - Carrying Value148.50148.50148.50156.04155.2276.23--
Common Equity1,424.581,244.92924.58631.68377.08103.85--
Total Shareholders Equity1,573.081,393.421,073.08787.72532.30180.08--
Accumulated Minority Interest31.0426.9413.0712.9724.0831.94--
Total Equity1,604.111,420.361,086.15800.69556.38212.02--
Total Liabilities & Stockholders Equity3,758.153,344.462,574.332,379.301,894.84733.68--
Book Value Per Share15.4413.329.936.814.081.12--
Tangible Book Value Per Share11.3510.118.084.902.120.78--
Full-Time Employees1,9111,6861,2361,1701,212542--
Price to Book Ratio0.751.954.021.474.775.57--
Return on Assets6.1211.3311.9512.279.22---
Return on Equity14.6427.1931.8039.7434.01---
Return on Invested Capital6.8312.5215.4214.759.2115.38--
Quick Ratio0.630.671.130.940.730.52--
Current Ratio4.543.773.933.913.213.47--

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income107.35217.40340.58307.94274.30134.5984.51-23.26
Depreciation34.9329.1617.2117.9017.099.857.69-3.55
Other Funds (Non Cash)27.544.01-3.4247.0219.2318.451.78-0.73
Funds from Operations200.92286.06400.55350.51310.33161.9593.98-27.54
Extraordinary Item0.000.000.000.000.000.000.00-0.00
Changes in Working Capital-361.65-386.64-657.2023.73-337.95-96.841.35--30.05
Cash from Operating Activities-160.73-100.57-256.65374.23-27.6265.1195.34--2.51
Capital Expenditures-23.79-25.79-25.34-4.78-5.54-2.77-2.92--10.16
Net Assets From Acquisitions0.00-184.46-178.120.00-0.28-519.46-24.67-0.00
Sale of Fixed Assets and Businesses-0.120.070.030.370.152.514.12-27.07
Purchase or Sale of Investments-32.07-15.67-7.23-0.070.15-1.316.49--1.75
Purchase of Investments-73.56-28.88-8.12-0.30-0.30-1.98-0.09--5.30
Sale Or Maturity of Investments41.5013.210.880.230.450.676.58-3.55
Other Uses0.000.00-11.000.000.000.000.00-0.00
Other Sources0.000.000.000.000.000.000.00-0.00
Cash from Investing Activities-55.98-225.84-221.67-4.48-5.52-521.04-16.98-15.15
Cash Dividends Paid-12.90-13.50-13.50-13.24-13.69-23.290.00--11.71
Change in Capital Stock17.35-41.70-7.83-11.080.00252.590.00-2.55
Repurchase of Common Pref Stock-199.78-41.70-7.83-11.080.00-25.530.00-0.00
Sale of Common Pref Stock217.120.000.000.000.00278.120.00-2.55
Proceedsfrom Stock Options217.120.000.000.000.00278.120.00-2.55
Issuance or Reduction of Debt, Net236.83375.46344.13-147.25197.42439.12-31.62-3.16
Change in Long Term Debt236.83375.46344.13-147.25197.42439.12-31.62-3.16
Issuance of Long Term Debt2,253.862,118.532,126.585,698.6111,017.541,889.88740.40-464.28
Reduction of Long Term Debt-2,017.03-1,743.07-1,782.45-5,845.86-10,820.12-1,450.77-772.02--461.12
Net Financing Active Other Cash Flow-20.75-49.27-53.12-44.86-36.77-24.54-30.26--8.94
Other Financing Activities Uses-20.75-49.27-53.12-44.86-36.77-148.19-30.26--8.94
Cash from Financing Activities220.53270.98269.69-216.42146.96643.88-61.88--14.94
Net Change in Cash3.82-55.44-208.63153.33113.81187.9516.48--2.30
Free Cash Flow-184.52-126.37-281.99369.45-33.1762.3392.42--12.67
Preferred Dividends (Cash Flow)--13.50-13.50-13.24-13.69-0.00-0.00
Price to Free Cash Flow---10.58-46.09---
Deferred Taxes & Investment Tax Credit-35.4946.17-22.34-0.29-0.950.00-0.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments294.00253.77479.01284.39290.18258.40
Short Term Receivables28.6429.5332.8239.1253.0543.86
Inventories2,515.612,327.782,140.632,025.662,145.641,990.81
Total Current Assets2,838.262,611.082,652.472,349.172,488.862,293.07
Net Property, Plant & Equipment0.000.000.0054.680.000.00
Total Investments and Advances23.0121.7820.2626.6110.7912.08
Intangible Assets377.36377.36377.36377.36375.14377.77
Deferred Tax Assets---48.94--
Other Assets961.80949.45922.80897.79960.45967.13
Total Assets4,200.433,959.673,972.893,758.153,835.243,650.05
Short Term Debt Incl. Current Port. of LT Debt0.000.000.000.000.000.00
Accounts Payable151.72156.11123.16126.13165.33173.97
Other Current Liabilities370.55374.58365.90391.05335.38368.11
Total Current Liabilities522.28530.69489.07517.18500.70542.09
Long Term Debt1,996.021,817.111,888.981,606.191,766.131,580.35
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---30.66--
Other Liabilities0.000.000.000.0015.6813.89
Total Liabilities2,518.292,347.802,378.052,154.042,282.522,136.33
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value218.88148.50148.50148.50148.50148.50
Common Equity1,432.001,431.901,415.001,424.581,373.331,334.10
Total Shareholders Equity1,650.881,580.401,563.501,573.081,521.831,482.60
Accumulated Minority Interest31.2631.4631.3431.0430.8931.13
Total Equity1,682.141,611.871,594.841,604.111,552.721,513.72
Total Liabilities & Stockholders Equity4,200.433,959.673,972.893,758.153,835.243,650.05
Book Value Per Share15.8215.7515.3915.4414.8114.33
Tangible Book Value Per Share11.6511.6011.2911.3510.7610.27
Full-Time Employees---1,911--
Price to Book Ratio0.751.120.901.151.811.82
Return on Assets2.653.864.716.128.049.39
Return on Equity6.709.5811.6914.6420.6623.25
Return on Invested Capital0.180.820.381.851.431.85
Quick Ratio0.620.531.050.630.690.56
Current Ratio5.434.925.424.544.974.23

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income7.1527.8413.5658.8047.0656.54
Depreciation9.908.998.327.726.527.63
Other Funds (Non Cash)9.61-0.215.6812.467.80-27.09
Funds from Operations30.6743.6028.0498.6170.3745.67
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-183.93-145.12-77.5944.99-201.35-114.16
Cash from Operating Activities-153.26-101.52-49.55143.61-130.98-68.49
Capital Expenditures-5.24-5.72-5.27-7.57-4.75-10.31
Net Assets From Acquisitions0.000.000.000.00-1.36-71.55
Sale of Fixed Assets and Businesses-0.03-0.070.11-0.140.020.17
Purchase or Sale of Investments-10.250.21-5.82-16.221.420.02
Purchase of Investments-13.90-4.91-33.32-21.44-3.47-2.77
Sale Or Maturity of Investments3.655.1227.505.234.892.79
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-15.52-5.57-10.97-23.93-4.66-81.66
Cash Dividends Paid-2.77-3.38-3.38-3.38-3.38-3.38
Preferred Dividends (Cash Flow)-2.77-3.38-3.38-3.38-3.38-3.38
Change in Capital Stock59.66-14.83-18.48-9.01-1.79-17.09
Repurchase of Common Pref Stock-157.46-14.83-18.48-9.01-1.79-17.09
Sale of Common Pref Stock217.120.000.000.000.000.00
Proceedsfrom Stock Options217.120.000.000.000.000.00
Issuance or Reduction of Debt, Net152.82-99.90282.13-98.2335.44140.49
Change in Long Term Debt152.82-99.90282.13-98.2335.44140.49
Issuance of Long Term Debt972.92244.87535.22500.86827.25280.66
Reduction of Long Term Debt-820.09-344.77-253.08-599.08-791.82-140.17
Net Financing Active Other Cash Flow-0.70-0.05-5.14-14.86137.15-59.56
Other Financing Activities Uses-0.70-0.05-5.14-14.86288.76-15.32
Cash from Financing Activities209.01-118.15255.14-125.47167.4260.45
Net Change in Cash40.24-225.25194.62-5.7931.77-89.70
Free Cash Flow-158.50-107.24-54.81136.03-135.73-78.79
Price to Free Cash Flow----97.86-

Revenue breakdown

Financial Service2024: 51.98M 2025: 177.50M
Home Building2024: 4.40B 2025: 4.15B
United States2024: 4.45B 2025: 4.32B
Consolidation, Policy2024: -27.34M
Financial Services2024: 79.32M 2025: 177.50M
Mid- Atlantic2024: 1.16B 2025: 1.06B
Midwest2024: 1.85B 2025: 1.69B
Southeast2024: 1.39B 2025: 1.39B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3037.31%9.9M26.5M1.12M
2026-10-1542.11%11.2M26.5M958.10K
2026-09-3033.02%8.8M26.5M748.67K
2026-09-1526.11%7.0M27.0M673.81K
2026-08-3124.50%6.6M27.0M641.45K
2026-08-1423.66%6.4M27.2M693.63K
2026-07-3123.46%6.4M27.4M739.07K
2026-07-1521.63%6.1M28.2M735.26K
2026-06-3023.79%6.7M28.2M727.41K
2026-06-1525.35%7.1M27.9M746.29K
2026-05-2923.70%6.7M28.1M781.54K
2026-05-1523.06%6.5M28.1M739.59K
2026-04-3018.45%5.1M27.6M633.54K
2026-04-1518.06%5.0M27.8M606.69K
2026-03-3118.49%5.2M28.3M594.53K
2026-03-1316.89%4.8M28.3M507.16K
2026-02-2719.03%5.4M28.3M430.23K
2026-02-1317.89%5.2M29.1M415.24K
2026-01-3016.29%4.7M29.1M399.09K
2026-01-1515.99%4.6M29.0M387.42K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.508.409.900.0010.0870.000.000.989-0.0160.001
call5.005.907.407.505.8045560.000.980-0.0160.001
call7.504.304.505.352.4503790.000.964-0.0150.001
call10.001.403.602.533.88067.000.000.723-0.0980.006
call12.500.250.500.371.0571040.000.392-0.0410.007
call15.000.000.150.101.25329.000.000.137-0.0280.004
call17.500.001.750.001.7890.000.000.105-0.0340.003
call20.000.000.050.001.6940.000.000.041-0.0150.002
call22.500.001.750.002.0840.000.000.036-0.0170.001
call25.000.001.750.002.3490.000.000.033-0.0180.001
put2.500.001.750.045.2521.000.00-0.011-0.0160.001
put5.000.000.950.053.0211.000.00-0.020-0.0150.001
put7.500.000.050.051.72282.0010.00-0.036-0.0140.001
put10.000.001.700.052.82651.000.00-0.277-0.0960.006
put12.500.001.150.401.01926.000.00-0.600-0.0400.007
put15.001.504.800.003.5370.000.00-0.864-0.0270.004
put17.504.007.300.004.2480.000.00-0.895-0.0320.003
put20.006.509.600.004.5560.000.00-0.959-0.0140.002
put22.509.0012.300.005.2680.000.00-0.964-0.0150.001
put25.0011.5014.800.005.6600.000.00-0.967-0.0150.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-10-27SCHEDULE 13G/ASEC
2026-10-23SCHEDULE 13G/ASEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-10-138-KCurrent report2026-10-09SEC
2026-09-22DNotice of sales of securities on Form D (Regulation D)SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-18SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-18SEC
2026-09-158-KCurrent report2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-21DEF 14CInformation Statement Pursuant to Section 14(c) of the Securities Exchange Act of 19342026-08-20SEC
2026-08-218-KCurrent report2026-08-20SEC
2026-08-188-KCurrent report2026-08-18SEC
2026-08-148-KCurrent report2026-08-14SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-134Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-078-KCurrent report2026-08-06SEC
2026-08-07SCHEDULE 13GSEC
2026-08-05SCHEDULE 13G/ASEC
2026-07-3010-K/A2025-12-31SEC
2026-07-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-308-KCurrent report2026-07-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1110.53K100
2026-100000
2026-09140.91K200
2026-081.29M600
2026-070000
2026-06006.89M8
2026-05001.91M2
2026-040000
2026-030000
2026-020000
2026-01001.40M2
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.5.26%
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC3.36%
Jupiter Topco LLC2.10%
STATE STREET CORP1.87%
COOKE & BIELER LP1.68%
VANGUARD PORTFOLIO MANAGEMENT LLC1.60%
DIMENSIONAL FUND ADVISORS LP1.48%
VANGUARD CAPITAL MANAGEMENT LLC1.32%
Elgethun Capital Management0.90%
GEODE CAPITAL MANAGEMENT, LLC0.81%

Funds

Fund% owned
BrandywineGLOBAL - CORPORATE CREDIT FUND23.01%
Lord Abbett Short Duration High Yield Fund22.86%
PGIM High Yield Fund12.47%
High Yield Fund10.64%
BrandywineGLOBAL - HIGH YIELD FUND8.06%
BlackRock High Yield Portfolio7.58%
iShares Broad USD High Yield Corporate Bond ETF7.17%
Lord Abbett Short Duration Income Fund6.79%
Franklin High Income Fund6.55%
PGIM Short Duration High Yield Income Fund6.55%

OakChart. DFH. Cached 15 minutes.