Northeast Bank
NBNFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET
128.32-4.77 (-3.58%)
2026-11-12 00:12 CET
Market cap
1,138.63 USD m
Revenue, TTM
- USD m
Net income, TTM
113.92 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
13.48
P/E
9.52
Price
NBN against its 20, 50 and 200-day averages2050200beat
9.8% under the 52-week high of 142.31 on 15 Jun 2026. 52-week low 80.75 on 20 Nov 2025. Last 15 sessions, 9.2% high to low
Volume 1.03× normal · the line is the 50-bar volume average
Profile
NBN52-week range, 77% of the way up
80.75142.31
Northeast Bank (Maine) engages in offering personal and business banking services. The company provides commercial loans nationally secured by all types of real estate, equipment or other business assets, including government guaranteed loans. It also provides a full range of business banking services, from banking accounts to financing options to cash management. The company was founded in 1872 and is headquartered in Portland, ME.
| Index | RUT |
|---|---|
| Employees | 222 |
| IPO | Aug 19, 1987 |
| Beta | 0.64 |
| ATR, 14d | 4.68 |
| Rel volume | 1.03 |
| Short float | 6.59% |
| Insider own | 0.00% |
| Inst own | 74.55% |
Snapshot
6 groupsValuation
| Index | RUT |
|---|---|
| Market Cap | 1.10B |
| Enterprise Value | - |
| Income | 113.92M |
| Sales | 398.06M |
| Book/sh | 73.22 |
| Cash/sh | - |
| Dividend Est. | 0.04 (0.03%) |
| Dividend TTM | 0.04 (0.03%) |
| Dividend Ex-Date | Nov 09, 2026 |
| Dividend Gr. 3/5Y | 0.00% 0.00% |
| Payout | 0.31% |
| Employees | 222 |
| IPO | Aug 19, 1987 |
Ratios
| P/E | 9.52 |
|---|---|
| Forward P/E | 8.05 |
| PEG | - |
| P/S | 2.76 |
| P/B | 1.75 |
| P/C | - |
| P/FCF | - |
| EV/EBITDA | - |
| EV/Sales | - |
| Quick Ratio | - |
| Current Ratio | 1.49 |
| Debt/Eq | 1.38 |
| LT Debt/Eq | 1.38 |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | 13.48 |
|---|---|
| EPS next Y | 15.95 |
| EPS next Q | 3.38 |
| EPS this Y | 12.24% |
| EPS next Y | 11.54% |
| EPS next 5Y | - |
| EPS past 3/5Y | 28.81% 8.29% |
| Sales past 3/5Y | 28.04% 20.60% |
| EPS Y/Y TTM | 26.16% |
| Sales Y/Y TTM | 9.08% |
| EPS Q/Q | 27.92% |
| Sales Q/Q | 16.66% |
| Earnings | Oct 26 AMC |
| EPS/Sales Surpr. | 0.29% -3.75% |
Ownership
| Insider Own | 0.00% |
|---|---|
| Insider Trans | - |
| Inst Own | 74.55% |
| Inst Trans | 3.72% |
| ROA | 2.39% |
| ROE | 19.95% |
| ROIC | 7.63% |
| Gross Margin | - |
| Oper. Margin | 38.95% |
| Profit Margin | 28.62% |
| SMA20 | -0.17% |
| SMA50 | -0.33% |
| SMA200 | 3.18% |
| Trades | - |
Technical
| Shs Outstand | 8.58M |
|---|---|
| Shs Float | 8.56M |
| Short Float | 6.59% |
| Short Ratio | 4.98 |
| Short Interest | 0.56M |
| 52W High | 142.31 -9.83% |
| 52W Low | 80.75 58.92% |
| Volatility | 3.89% 3.21% |
| ATR (14) | 4.68 |
| RSI (14) | 49.48 |
| Beta | 0.64 |
| Rel Volume | 1.03 |
| Avg Volume | 113.17K |
| Volume | 116,202 |
Performance
| Perf Week | -1.81% |
|---|---|
| Perf Month | 1.74% |
| Perf Quarter | -5.75% |
| Perf Half Y | 8.19% |
| Perf YTD | 23.47% |
| Perf Year | 49.91% |
| Perf 3Y | 153.60% |
| Perf 5Y | 261.77% |
| Perf 10Y | 1020.70% |
| Recom | 2.00 |
| Target Price | 145.50 |
| Prev Close | 133.09 |
| Price | 128.32 |
| Change % | -3.58% |
Analyst ratings
latest 3 of 3| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| Mar 16, 2026 | Resumed | PPiper Sandler | Overweight | $133 | +3.6% |
| Nov 21, 2024 | Initiated | KKeefe Bruyette | Mkt Perform | $102 | -20.5% |
| Sep 11, 2024 | Resumed | PPiper Sandler | Overweight | $80 | -37.7% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| LOB | Live Oak Bancshares Inc | 1.59B |
| CAC | Camden National Corp | 1.00B |
| BHB | Bar Harbor Bankshares Inc | 696.29M |
| MBIN | Merchants Bancorp | 2.46B |
| MCB | Metropolitan Bank Holding Corp | 1.18B |
| ESQ | Esquire Financial Holdings Inc | 1.61B |
| FNLC | First Bancorp Inc (ME) | 415.92M |
| TBBK | Bancorp Inc | 1.94B |
| CCB | Coastal Financial Corp | 664.56M |
| INBK | First Internet Bancorp | 224.28M |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| AVUV | Avantis U.S. Small Cap Value ETF | AUM: 32.39B |
| IWM | iShares Russell 2000 Index Fund | AUM: 77.38B |
| VTI | Vanguard Morningstar Total Stock Market ETF | AUM: 687.42B |
| KRE | State Street SPDR S&P Regional Banking ETF | AUM: 4.43B |
| DFAT | U.S. Targeted Value Portfolio-ETF Class Shares | AUM: 14.47B |
| VXF | Vanguard Extended Market Index ETF | AUM: 30.47B |
| DFAS | U.S. Small Cap Portfolio-ETF Class Shares | AUM: 15.51B |
| IWO | iShares Russell 2000 Growth ETF | AUM: 14.06B |
| VTWO | Vanguard Russell 2000 Index ETF | AUM: 16.75B |
| DFAC | U.S. Core Equity 2 Portfolio-ETF Class Shares | AUM: 49.14B |
News
latest 14 of 200- Northeast Bank Edges Past Estimates As Record Loan Volume Collides With A Shrinking Margin And Rising Funding Costs (Earnings Whispers)
- Northeast Bancorp: Fiscal Q1 Earnings Snapshot (Associated Press)
- Northeast Bank Reports First Quarter Results and Declares Dividend (GlobeNewswire)
- Northeast Bank's Lower Bar Tests Whether Record Loan Origination Pace Survives Without Accretion Boost (Earnings Whispers)
- Northeast Bank Announces Dates for Fiscal 2027 First Quarter Earnings Results and Conference Call (GlobeNewswire)
- Northeast Bank (NBN) Q4 2026 Earnings Call Highlights: Record Annual Net Income and Robust Loan ... (GuruFocus.com)
- Northeast Bancorp: Fiscal Q4 Earnings Snapshot (Associated Press)
- Northeast Bank Reports Fourth Quarter Results and Declares Dividend (GlobeNewswire)
- Northeast Bank Announces Dates for Fiscal 2026 Fourth Quarter Earnings Results and Conference Call (GlobeNewswire)
- Northeast Bank (NBN) Q3 2026 Earnings Call Highlights: Record Loan Originations and Strong ... (GuruFocus.com)
- Northeast Bancorp: Fiscal Q3 Earnings Snapshot (Associated Press)
- Northeast Bank Reports Third Quarter Results and Declares Dividend (GlobeNewswire)
- Northeast Bank Announces Dates for Fiscal 2026 Third Quarter Earnings Results and Conference Call (GlobeNewswire)
- Northeast Bank (NBN) Q2 2026 Earnings Call Highlights: Record Loan Growth Amid SBA Challenges (GuruFocus.com)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2027Q1 | 2026-10-26 | 3.420 | 3.410 | 3.420 | 64.27 | 66.77 | 2 |
| 2026Q4 | 2026-07-27 | 4.050 | 3.400 | 4.054 | 65.24 | 67.21 | 2 |
| 2026Q3 | 2026-04-27 | 3.530 | 2.995 | 3.534 | 66.62 | 61.49 | 2 |
| 2026Q2 | 2026-01-26 | 2.470 | 2.445 | 2.467 | 51.77 | 54.83 | 2 |
| 2026Q1 | 2025-10-28 | 2.670 | 2.680 | 2.674 | 52.88 | 57.43 | 2 |
| 2025Q4 | 2025-07-28 | 3.000 | 2.570 | 2.997 | 62.70 | 56.50 | 2 |
| 2025Q3 | 2025-04-29 | 2.230 | 2.775 | 2.225 | 52.57 | 53.49 | 2 |
| 2025Q2 | 2025-02-06 | 2.740 | 2.570 | 2.737 | 54.44 | 49.67 | 2 |
| 2025Q1 | 2024-10-29 | 2.110 | 1.770 | 2.110 | 43.12 | - | 1 |
| 2024Q4 | 2024-07-29 | 1.910 | 1.790 | 1.914 | 40.03 | 37.90 | 1 |
| 2024Q3 | 2024-04-30 | 1.830 | 1.720 | 1.826 | 38.05 | 36.34 | 1 |
| 2024Q2 | 2024-01-30 | 1.850 | 1.720 | 1.851 | 38.47 | 36.98 | 1 |
| 2024Q1 | 2023-10-23 | 2.010 | 1.560 | 2.008 | 37.90 | 34.01 | 1 |
| 2023Q4 | 2023-07-24 | 1.610 | 1.550 | 1.606 | 35.27 | 34.48 | 1 |
| 2023Q3 | 2023-04-24 | 1.690 | 1.660 | 1.688 | 33.43 | 33.93 | 1 |
| 2023Q2 | 2023-01-25 | 1.540 | 1.270 | 1.543 | 30.05 | 27.25 | 1 |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2017FY | 1.380 | - | 1.378 | 57.52 | - |
| 2018FY | 1.620 | - | 1.771 | 60.34 | - |
| 2019FY | 2.200 | - | 1.516 | 68.44 | - |
| 2020FY | 2.590 | 2.480 | 2.529 | 78.17 | - |
| 2021FY | 8.550 | 7.700 | 8.553 | 139.12 | - |
| 2022FY | 5.340 | 4.820 | 5.335 | 107.87 | 146.6 |
| 2023FY | 5.960 | - | 5.960 | 124.05 | - |
| 2024FY | 7.580 | - | 7.583 | 154.45 | - |
| 2025FY | 10.080 | 9.670 | 10.081 | 212.83 | 206.53 |
| 2026FY | 12.740 | 12.100 | 12.740 | 236.5 | 238.01 |
| 2027FY | - | 14.300 | - | - | 273.12 |
| 2028FY | - | 15.950 | - | - | 304.25 |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2027Q2 | S | 2026-11-06 | 2 | 0 | 2 | 66.39 | 65.31 | 67.47 |
| 2027Q2 | S | 2026-10-27 | 2 | 0 | 1 | 68.26 | 65.31 | 71.20 |
| 2027Q2 | S | 2026-10-26 | 2 | 0 | 0 | 69.29 | 67.39 | 71.20 |
| 2027Q2 | S | 2026-10-14 | 2 | 0 | 0 | 69.29 | 67.39 | 71.20 |
| 2027Q2 | S | 2026-07-31 | 2 | 0 | 1 | 69.29 | 67.39 | 71.20 |
| 2027Q2 | S | 2026-07-27 | 2 | 0 | 0 | 70.18 | 67.39 | 72.98 |
| 2027Q2 | S | 2026-07-12 | 2 | 0 | 0 | 70.28 | 67.57 | 72.98 |
| 2027Q2 | S | 2026-04-28 | 2 | 2 | 0 | 70.28 | 67.57 | 72.98 |
| 2027Q2 | S | 2026-04-12 | 2 | 0 | 0 | 69.16 | 66.79 | 71.53 |
| 2027Q2 | S | 2026-03-12 | 2 | 1 | 0 | 69.16 | 66.79 | 71.53 |
| 2027Q2 | S | 2026-01-27 | 1 | 1 | 0 | 66.79 | 66.79 | 66.79 |
| 2027Q2 | S | 2026-01-12 | 1 | 0 | 0 | 61.35 | 61.35 | 61.35 |
| 2027Q2 | S | 2025-11-11 | 1 | 0 | 1 | 61.35 | 61.35 | 61.35 |
| 2027Q2 | S | 2025-11-10 | 1 | 0 | 1 | 61.35 | 61.35 | 61.35 |
Estimate history
| EPS, annual | 1.771 | 1.516 | 2.529 | 8.553 | 5.335 | 5.96 | 7.583 | 10.081 | 12.737 | 13.4754 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
| EPS, quarterly | 2.11 | 2.737 | 2.225 | 2.997 | 2.674 | 2.467 | 3.534 | 4.054 | 3.42 | |
| Period | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | Q1 '27 | |
| Sales, annual | 72.921 | 87.795 | 97.057 | 150.262 | 113.492 | 182.637 | 263.77 | 350.874 | 383.42 | 398.06 |
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
| Sales, quarterly | 73.784 | 91.278 | 87.366 | 98.445 | 87.838 | 87.028 | 105.451 | 103.104 | 102.474 | |
| Period | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | Q1 '27 | |
| Shares, annual | 8.939 | 9.042 | 8.199 | 8.15 | 7.442 | 7.669 | 8.128 | 8.525 | 8.555 | 8.583 |
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | MRQ |
| Shares, quarterly | 8.212 | 8.493 | 8.525 | 8.525 | 8.563 | 8.555 | 8.555 | 8.555 | 8.583 | |
| Period | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | Q1 '27 |
Income statement, annual
| Metric | TTM | 2026FY | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | 385.23 | 368.95 | 325.54 | 257.89 | 177.17 | 88.54 | 78.12 | 83.68 | 81.83 |
| Total Interest Expense | 154.13 | 148.57 | 138.17 | 109.31 | 58.38 | 5.11 | 11.04 | 18.70 | 19.51 |
| Net Interest Income | 231.11 | 220.38 | 187.37 | 148.57 | 118.80 | 83.42 | 67.09 | 64.99 | 62.32 |
| Loan Loss Provision | 0.77 | -0.46 | 8.74 | 1.77 | 2.30 | -2.46 | -1.40 | 4.50 | 1.31 |
| Net Interest Income After Loan Loss Provision | 230.33 | 220.84 | 178.63 | 146.80 | 116.49 | 85.89 | 68.48 | 60.49 | 61.01 |
| Non-Interest Income | 12.82 | 14.47 | 25.33 | 5.88 | 5.47 | 24.96 | 72.14 | 13.37 | 5.96 |
| Non-Interest Expense | 88.10 | 88.13 | 78.27 | 64.57 | 56.74 | 49.29 | 39.53 | 40.58 | 38.67 |
| Operating Income | 155.06 | 147.18 | 125.70 | 88.12 | 65.22 | 61.55 | 101.09 | 33.28 | 28.31 |
| Unusual Expense | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.70 |
| Net Income Before Taxes | 155.06 | 147.18 | 125.70 | 88.12 | 65.22 | 61.55 | 101.09 | 33.28 | 19.61 |
| Income Taxes | 41.14 | 39.70 | 42.25 | 29.89 | 21.03 | 19.39 | 29.59 | 10.54 | 5.73 |
| Consolidated Net Income | 113.92 | 107.48 | 83.44 | 58.23 | 44.19 | 42.16 | 71.50 | 22.74 | 13.88 |
| Net Income From Continuing Operations | 113.92 | 107.48 | 83.44 | 58.23 | 44.19 | 42.16 | 71.50 | 22.74 | 13.88 |
| Net Income | 113.92 | 107.48 | 83.44 | 58.23 | 44.19 | 42.16 | 71.50 | 22.74 | 13.88 |
| EPS (Recurring) | - | 12.74 | 10.08 | 7.58 | 5.96 | 5.34 | 8.55 | 2.53 | 2.18 |
| EPS (Basic, Before Extraordinaries) | 13.69 | 12.94 | 10.31 | 7.69 | 6.02 | 5.40 | 8.64 | 2.57 | 1.54 |
| EPS (Diluted) | 13.48 | 12.74 | 10.08 | 7.58 | 5.96 | 5.34 | 8.55 | 2.53 | 1.52 |
| Non-Operating Income (Expense) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | - | 6.27 | 5.35 | 5.66 | 3.81 | 2.49 | 0.71 | 0.80 | 1.00 |
| Price To Earnings Ratio | 9.88 | 9.88 | 9.90 | 8.35 | 6.99 | 6.85 | 3.51 | 6.79 | 13.44 |
| Price To Sales Ratio | 2.63 | 2.92 | 2.10 | 1.77 | 1.69 | 2.54 | 1.66 | 1.63 | 2.88 |
| Operating Margin | 38.95 | 38.39 | 35.82 | 33.41 | 35.71 | 54.23 | 67.28 | 34.29 | 32.25 |
| Net Margin | 28.62 | 28.03 | 23.78 | 22.08 | 24.19 | 37.15 | 47.59 | 23.43 | 15.81 |
| Shares Outstanding | 8.58 | 8.56 | 8.53 | 8.13 | 7.67 | 7.44 | 8.15 | 8.20 | 9.04 |
| Market Capitalization | 1,138.63 | 1,138.63 | 709.93 | 485.52 | 347.73 | 304.84 | 249.26 | 158.68 | 270.22 |
Income statement, quarterly
| Metric | 2027Q1 | 2026Q4 | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | 99.49 | 99.78 | 101.87 | 84.09 | 83.21 | 89.69 | 80.83 | 85.17 |
| Total Interest Expense | 40.58 | 39.47 | 38.80 | 35.29 | 35.02 | 35.76 | 34.88 | 36.68 |
| Net Interest Income | 58.92 | 60.32 | 63.07 | 48.80 | 48.19 | 53.93 | 45.95 | 48.49 |
| Loan Loss Provision | 0.79 | -0.68 | -0.22 | 0.88 | -0.43 | 3.47 | 2.91 | 1.94 |
| Net Interest Income After Loan Loss Provision | 58.12 | 60.99 | 63.29 | 47.93 | 48.63 | 50.46 | 43.04 | 46.55 |
| Non-Interest Income | 2.98 | 3.32 | 3.58 | 2.94 | 4.63 | 8.75 | 6.54 | 6.11 |
| Non-Interest Expense | 21.81 | 21.87 | 23.68 | 20.75 | 21.84 | 21.48 | 20.06 | 19.23 |
| Operating Income | 39.30 | 42.45 | 43.20 | 30.12 | 31.42 | 37.74 | 29.52 | 33.43 |
| Unusual Expense | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 39.30 | 42.45 | 43.20 | 30.12 | 31.42 | 37.74 | 29.52 | 33.43 |
| Income Taxes | 10.31 | 8.11 | 13.34 | 9.38 | 8.88 | 12.52 | 10.84 | 10.99 |
| Consolidated Net Income | 28.99 | 34.34 | 29.85 | 20.74 | 22.54 | 25.22 | 18.68 | 22.44 |
| Net Income From Continuing Operations | 28.99 | 34.34 | 29.85 | 20.74 | 22.54 | 25.22 | 18.68 | 22.44 |
| Net Income | 28.99 | 34.34 | 29.85 | 20.74 | 22.54 | 25.22 | 18.68 | 22.44 |
| EPS (Recurring) | - | 4.05 | 3.53 | 2.47 | 2.67 | 3.00 | 2.23 | 2.74 |
| EPS (Basic, Before Extraordinaries) | 3.47 | 4.13 | 3.59 | 2.49 | 2.72 | 3.06 | 2.27 | 2.79 |
| EPS (Diluted) | 3.42 | 4.05 | 3.53 | 2.47 | 2.67 | 3.00 | 2.23 | 2.74 |
| Non-Operating Income (Expense) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | - | 1.65 | 1.49 | 1.46 | 2.12 | 1.30 | 1.29 | 1.33 |
| Price To Earnings Ratio | 9.88 | 11.35 | 10.84 | 9.78 | 9.95 | 9.90 | 10.66 | 11.91 |
| Price To Sales Ratio | 2.63 | 2.93 | 2.51 | 2.42 | 2.31 | 2.13 | 2.39 | 2.51 |
| Operating Margin | 38.35 | 41.17 | 40.96 | 34.61 | 35.77 | 38.33 | 33.79 | 36.62 |
| Net Margin | 28.29 | 33.31 | 28.31 | 23.83 | 25.66 | 25.62 | 21.38 | 24.58 |
| Shares Outstanding | 8.58 | 8.56 | 8.56 | 8.56 | 8.56 | 8.53 | 8.53 | 8.49 |
| Market Capitalization | 1,138.63 | 1,057.28 | 896.45 | 829.12 | 799.05 | 709.93 | 730.28 | 731.79 |
Balance sheet, annual
| Metric | 2026FY | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 2.91 | 2.91 | 2.71 | 2.52 | 2.10 | 2.85 | 2.79 | 2.48 | 3.89 |
| Investments | 672.34 | 482.48 | 325.69 | 280.21 | 233.30 | 1,075.82 | 243.86 | 142.31 | 250.09 |
| Net Loans | 4,426.37 | 3,708.46 | 2,719.94 | 2,513.06 | 1,299.84 | 1,033.31 | 962.42 | 969.36 | 867.00 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Customer Liability on Acceptances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Real Estate Assets | 9.60 | 0.56 | - | - | 0.00 | 1.64 | 3.27 | 1.96 | 2.23 |
| Net Property, Plant & Equipment | 23.01 | 24.70 | 27.14 | 27.74 | 9.61 | 11.27 | 9.67 | 5.58 | 6.59 |
| Interest Receivables | 19.42 | 16.90 | 16.76 | 2.00 | 4.60 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Assets | 13.13 | 16.08 | 20.48 | 21.57 | 11.40 | 12.72 | 12.22 | 6.28 | 4.97 |
| Other Intangible Assets | 60.95 | 26.98 | 26.24 | 31.16 | 24.73 | 39.93 | 26.59 | 27.75 | 27.09 |
| Total Assets | 5,227.73 | 4,279.07 | 3,138.97 | 2,878.25 | 1,585.57 | 2,177.55 | 1,260.83 | 1,155.71 | 1,161.86 |
| Total Deposits | 3,689.76 | 3,375.60 | 2,339.46 | 1,937.21 | 1,287.69 | 1,862.43 | 1,012.35 | 942.37 | 954.94 |
| Total Debt | 856.22 | 339.24 | 365.44 | 584.53 | 19.45 | 36.11 | 51.37 | 30.15 | 39.56 |
| Long Term Debt | 644.44 | 336.62 | 363.01 | 270.98 | 2.97 | 19.44 | 22.70 | 14.85 | 24.26 |
| Provision for Risks Charges | 0.23 | 0.18 | 0.09 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 |
| Deferred Tax Liabilities | - | - | 6.77 | 8.31 | 2.81 | 3.14 | 3.19 | 1.85 | 4.13 |
| Other Liabilities | 77.67 | 69.77 | 50.58 | 51.53 | 27.29 | 43.47 | 33.67 | 27.75 | 24.75 |
| Total Liabilities | 4,623.87 | 3,784.78 | 2,762.34 | 2,581.59 | 1,337.25 | 1,945.15 | 1,100.59 | 1,002.13 | 1,023.43 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 603.85 | 494.29 | 376.63 | 296.66 | 248.32 | 232.39 | 164.74 | 153.58 | 138.43 |
| Total Shareholders Equity | 603.85 | 494.29 | 376.63 | 296.66 | 248.32 | 232.39 | 164.74 | 153.58 | 138.43 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 603.85 | 494.29 | 376.63 | 296.66 | 248.32 | 232.39 | 164.74 | 153.58 | 138.43 |
| Total Liabilities & Stockholders Equity | 5,227.73 | 4,279.07 | 3,138.97 | 2,878.25 | 1,585.57 | 2,177.55 | 1,265.33 | 1,155.71 | 1,161.86 |
| Book Value Per Share | 70.58 | 57.98 | 46.34 | 38.69 | 33.37 | 28.51 | 20.09 | 16.98 | 15.49 |
| Tangible Book Value Per Share | 70.58 | 57.98 | 46.34 | 38.69 | 33.37 | 28.51 | 20.09 | 16.94 | 15.39 |
| Tier 1 Capital | 603.92 | 494.01 | 376.46 | 296.83 | 249.15 | 233.67 | 166.42 | 154.31 | 147.99 |
| Tier 2 Capital | 56.13 | 45.95 | 26.79 | 7.38 | 5.10 | 22.45 | 24.17 | 20.58 | 19.58 |
| Full-Time Employees | 222 | 211 | 194 | 199 | 180 | 178 | 182 | 183 | 185 |
| Price to Book Ratio | 1.82 | 1.62 | 1.38 | 1.08 | 1.09 | 1.05 | 0.87 | 1.63 | 1.45 |
| Return on Assets | 2.26 | 2.25 | 1.94 | 1.98 | 2.24 | 4.16 | 1.88 | 1.20 | 1.44 |
| Return on Equity | 19.57 | 19.16 | 17.30 | 16.22 | 17.54 | 36.01 | 14.29 | 9.51 | 12.38 |
| Return on Invested Capital | 8.61 | 10.04 | 7.87 | 7.78 | 16.78 | 28.39 | 12.13 | 8.24 | 9.94 |
| Current Ratio | 0.14 | 0.17 | 0.12 | 0.16 | 0.17 | 0.65 | 0.28 | 0.14 | 0.27 |
Cash flow, annual
| Metric | TTM | 2026FY | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | - | -33.89 | 35.51 | 13.36 | 38.79 | 34.61 | 10.36 | 11.94 | 17.32 |
| Extraordinary Item | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | - | -28.65 | 18.62 | -10.80 | 21.32 | -4.11 | -2.02 | 4.37 | 1.45 |
| Cash from Operating Activities | - | -62.54 | 54.13 | 2.56 | 60.11 | 30.50 | 8.34 | 16.31 | 18.77 |
| Capital Expenditures | - | -1.45 | -0.71 | -2.45 | -2.46 | -1.06 | -1.26 | -1.16 | -0.30 |
| Net Assets From Acquisitions | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | - | -75.10 | 35.24 | 5.35 | 1.20 | 5.06 | 6.25 | 11.65 | 6.94 |
| Purchase of Investments | - | -90.23 | -7.64 | -20.60 | -26.05 | -16.93 | -42.82 | -15.04 | -32.97 |
| Sale Or Maturity of Investments | - | 15.13 | 42.87 | 25.95 | 27.25 | 21.99 | 49.07 | 26.70 | 39.92 |
| Federal Home Loan Advances Increase (Decrease) | - | -20.74 | 0.46 | 8.89 | -23.03 | -0.40 | 0.18 | -0.13 | 0.39 |
| Other Uses | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | - | 1.47 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.55 | 0.00 |
| Cash from Investing Activities | - | -742.16 | -919.85 | -158.25 | -1,230.82 | -248.95 | 27.46 | 1.50 | -89.38 |
| Cash Dividends Paid | - | -0.34 | -0.34 | -0.31 | -0.29 | -0.32 | -0.33 | -0.36 | -0.36 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | - | 0.00 | 31.25 | 18.24 | 1.34 | -28.03 | -4.78 | -11.74 | -0.18 |
| Repurchase of Common Pref Stock | - | 0.00 | 0.00 | 0.00 | -6.65 | -28.03 | -5.74 | -11.71 | -0.14 |
| Sale of Common Pref Stock | - | 0.00 | 31.25 | 18.24 | 8.00 | 0.00 | 0.96 | -0.03 | -0.05 |
| Proceedsfrom Stock Options | - | 0.00 | 31.25 | 18.24 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | - | 518.74 | -25.00 | -217.43 | 547.62 | -15.05 | -12.44 | 12.44 | -16.78 |
| Change in Long Term Debt | - | 518.74 | -25.00 | 93.58 | 251.62 | 0.00 | 0.00 | 0.00 | -16.78 |
| Issuance of Long Term Debt | - | 543.52 | 0.00 | 116.00 | 260.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | - | -24.78 | -25.00 | -22.42 | -8.38 | 0.00 | 0.00 | 0.00 | -16.78 |
| Net Financing Active Other Cash Flow | - | -5.34 | -3.67 | -1.16 | -0.45 | -0.22 | -0.13 | 0.00 | 0.00 |
| Other Financing Activities Uses | - | -5.34 | -3.67 | -1.16 | -0.45 | -0.22 | -0.13 | 0.00 | 0.00 |
| Cash from Financing Activities | - | 825.46 | 1,037.18 | 199.94 | 1,196.18 | -619.96 | 831.03 | 68.94 | -29.89 |
| Net Change in Cash | - | 20.75 | 171.46 | 44.25 | 25.83 | -838.41 | 866.83 | 86.75 | -100.50 |
| Free Cash Flow | - | -63.99 | 53.42 | 0.11 | 57.64 | 29.44 | 7.08 | 15.15 | 18.48 |
| Price to Free Cash Flow | - | - | 13.88 | - | 5.39 | 9.91 | 37.03 | 10.67 | 13.94 |
Balance sheet, quarterly
| Metric | 2027Q1 | 2026Q4 | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | 2.72 | 2.91 | 2.40 | 2.79 | 2.36 | 2.91 |
| Investments | 624.63 | 672.34 | 551.81 | 570.35 | 382.87 | 482.48 |
| Net Loans | 4,596.36 | 4,426.37 | 4,389.50 | 4,287.00 | 3,706.24 | 3,708.46 |
| Investment in Unconsolidated Affiliates | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 22.97 | 23.01 | 23.21 | 23.65 | 24.19 | 24.70 |
| Interest Receivables | 20.58 | 19.42 | 19.20 | 18.89 | 17.32 | 16.90 |
| Deferred Tax Assets | - | 13.13 | - | - | - | 16.08 |
| Other Intangible Assets | 76.89 | 60.95 | 38.83 | 43.91 | 37.18 | 43.06 |
| Total Assets | 5,353.52 | 5,227.73 | 5,034.10 | 4,947.31 | 4,171.44 | 4,279.07 |
| Total Deposits | 3,785.08 | 3,689.76 | 3,651.18 | 3,819.16 | 3,250.39 | 3,375.60 |
| Total Debt | 864.94 | 856.22 | 737.79 | 519.30 | 335.42 | 339.24 |
| Long Term Debt | 864.94 | 644.44 | 653.50 | 434.94 | 335.42 | 336.62 |
| Provision for Risks Charges | - | 0.23 | 0.20 | 0.22 | 0.42 | 0.18 |
| Other Liabilities | 75.11 | 77.67 | 77.27 | 72.61 | 71.56 | 69.77 |
| Total Liabilities | 4,725.12 | 4,623.87 | 4,466.43 | 4,411.29 | 3,657.79 | 3,784.78 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 628.40 | 603.85 | 567.66 | 536.02 | 513.65 | 494.29 |
| Total Shareholders Equity | 628.40 | 603.85 | 567.66 | 536.02 | 513.65 | 494.29 |
| Accumulated Minority Interest | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 628.40 | 603.85 | 567.66 | 536.02 | 513.65 | 494.29 |
| Total Liabilities & Stockholders Equity | 5,353.52 | 5,227.73 | 5,034.10 | 4,947.31 | 4,171.44 | 4,279.07 |
| Book Value Per Share | 73.22 | 70.58 | 66.35 | 62.65 | 59.98 | 57.98 |
| Tangible Book Value Per Share | - | 70.58 | 66.35 | 62.65 | 59.98 | 57.98 |
| Tier 1 Capital | - | 603.92 | - | 535.86 | 513.47 | 494.01 |
| Tier 2 Capital | - | 56.13 | - | 53.83 | 46.32 | 45.95 |
| Full-Time Employees | - | 222 | - | - | - | 211 |
| Price to Book Ratio | 1.82 | 2.00 | 1.79 | 1.73 | 1.73 | 1.62 |
| Return on Assets | 2.39 | 2.26 | 2.12 | 1.93 | 2.19 | 2.25 |
| Return on Equity | 19.95 | 19.57 | 19.00 | 17.79 | 19.62 | 19.16 |
| Return on Invested Capital | 1.94 | 2.75 | 2.44 | 2.14 | 2.65 | 3.03 |
| Current Ratio | 1.49 | 0.14 | 0.24 | 0.30 | 0.18 | 0.17 |
Cash flow, quarterly
| Metric | 2027Q1 | 2026Q4 | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 |
|---|---|---|---|---|---|---|
| Funds from Operations | - | 20.14 | -19.25 | -49.32 | 14.53 | 44.59 |
| Extraordinary Item | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | - | -37.48 | 9.17 | -7.09 | 6.75 | 4.60 |
| Cash from Operating Activities | - | -17.33 | -10.08 | -56.41 | 21.28 | 49.19 |
| Capital Expenditures | - | -0.59 | -0.34 | -0.25 | -0.27 | -0.15 |
| Net Assets From Acquisitions | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | - | -86.08 | 0.15 | 3.69 | 7.13 | 7.36 |
| Purchase of Investments | - | -90.23 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | - | 4.15 | 0.15 | 3.69 | 7.13 | 7.36 |
| Other Uses | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | - | 0.00 | 0.63 | -0.00 | 0.83 | 0.00 |
| Cash from Investing Activities | - | -106.35 | -85.43 | -591.64 | 41.26 | -0.60 |
| Cash Dividends Paid | - | -0.08 | -0.09 | -0.09 | -0.08 | -0.08 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repurchase of Common Pref Stock | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | - | 118.87 | 218.93 | 184.33 | -3.39 | -58.35 |
| Change in Long Term Debt | - | 118.87 | 218.93 | 187.33 | -6.39 | -6.35 |
| Issuance of Long Term Debt | - | 125.00 | 225.00 | 193.52 | 0.00 | 0.00 |
| Reduction of Long Term Debt | - | -6.13 | -6.07 | -6.19 | -6.39 | -6.35 |
| Net Financing Active Other Cash Flow | - | -0.00 | 0.00 | -0.12 | -5.22 | 0.00 |
| Other Financing Activities Uses | - | -0.00 | 0.00 | -0.12 | -5.22 | 0.00 |
| Cash from Financing Activities | - | 156.93 | 50.42 | 752.45 | -134.34 | 20.95 |
| Net Change in Cash | - | 33.24 | -45.09 | 104.41 | -71.80 | 69.54 |
| Free Cash Flow | - | -17.92 | -10.41 | -56.66 | 21.01 | 49.04 |
| Price to Free Cash Flow | - | - | 361.32 | 152.25 | 11.81 | 14.10 |
Revenue breakdown
| Revenue split | - |
|---|
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 6.59% | 0.6M | 8.6M | 110.23K |
| 2026-10-15 | 6.29% | 0.5M | 8.6M | 112.13K |
| 2026-09-30 | 6.01% | 0.5M | 8.6M | 116.54K |
| 2026-09-15 | 5.42% | 0.5M | 8.6M | 122.13K |
| 2026-08-31 | 5.29% | 0.5M | 8.6M | 131.97K |
| 2026-08-14 | 4.78% | 0.4M | 8.6M | 140.73K |
| 2026-07-31 | 4.63% | 0.4M | 8.6M | 137.51K |
| 2026-07-15 | 5.16% | 0.4M | 8.0M | 134.34K |
| 2026-06-30 | 5.43% | 0.4M | 8.0M | 132.66K |
| 2026-06-15 | 5.14% | 0.4M | 8.0M | 127.46K |
| 2026-05-29 | 5.30% | 0.4M | 8.0M | 119.92K |
| 2026-05-15 | 5.14% | 0.4M | 8.0M | 112.22K |
| 2026-04-30 | 5.97% | 0.5M | 8.0M | 115.36K |
| 2026-04-15 | 5.97% | 0.5M | 8.0M | 112.93K |
| 2026-03-31 | 6.23% | 0.5M | 8.0M | 117.11K |
| 2026-03-13 | 5.44% | 0.4M | 8.0M | 113.07K |
| 2026-02-27 | 4.35% | 0.3M | 8.0M | 107.92K |
| 2026-02-13 | 4.54% | 0.4M | 8.0M | 103.16K |
| 2026-01-30 | 4.46% | 0.4M | 8.0M | 96.02K |
| 2026-01-15 | 4.40% | 0.4M | 8.0M | 87.44K |
Option chain
expiry 2026-11-11| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2019-05-22 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-21 | 15-12B | SEC | ||
| 2019-05-20 | S-8 POS | Post-effective amendment to a S-8 registration statement | SEC | |
| 2019-05-20 | S-8 POS | Post-effective amendment to a S-8 registration statement | SEC | |
| 2019-05-20 | S-8 POS | Post-effective amendment to a S-8 registration statement | SEC | |
| 2019-05-20 | S-8 POS | Post-effective amendment to a S-8 registration statement | SEC | |
| 2019-05-20 | S-8 POS | Post-effective amendment to a S-8 registration statement | SEC | |
| 2019-05-20 | S-8 POS | Post-effective amendment to a S-8 registration statement | SEC | |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-15 | SEC |
| 2019-05-16 | 8-K | Current report | 2019-05-15 | SEC |
| 2019-05-14 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-14 | SEC |
| 2019-05-09 | 8-K | Current report | 2019-05-09 | SEC |
| 2019-05-08 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2019-03-31 | SEC |
| 2019-05-06 | 4 | Statement of changes in beneficial ownership of securities | 2019-05-06 | SEC |
| 2019-04-29 | 8-K | Current report | 2019-04-29 | SEC |
| 2019-04-04 | SC 13G | Schedule filed to report acquisition of beneficial ownership of 5% or more of a class of equity securities by passive investors and certain institutions | SEC | |
| 2019-03-29 | DEFM14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | SEC | |
| 2019-03-13 | PREM14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | 2019-03-13 | SEC |
| 2019-03-11 | DEFA14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | SEC | |
| 2019-03-11 | 8-K | Current report | 2019-03-07 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| BlackRock, Inc. | 7.87% |
| EARNEST PARTNERS LLC | 7.72% |
| AMERICAN CENTURY COMPANIES INC | 5.69% |
| STATE STREET CORP | 4.45% |
| Boston Partners | 4.41% |
| DIMENSIONAL FUND ADVISORS LP | 4.07% |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.88% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.51% |
| KENNEDY CAPITAL MANAGEMENT LLC | 2.44% |
| Ampfield Management, L.P. | 2.18% |
Funds
| Fund | % owned |
|---|---|
| Avantis U.S. Small Cap Value ETF | 2.93% |
| Harbor Small Cap Value Fund | 2.75% |
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 2.74% |
| iShares Russell 2000 ETF | 2.51% |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 2.03% |
| Small Cap Value Fund | 1.19% |
| VANGUARD EXTENDED MARKET INDEX FUND | 1.04% |
| Fidelity Small Cap Index Fund | 0.97% |
| Boston Partners Small Cap Value Fund II (R6) | 0.93% |
| U.S. Targeted Value Portfolio | 0.78% |
OakChart. NBN. Cached 15 minutes.
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