OakChart

Coastal Financial Corp

CCBFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 12:52 PM ET

43.54+0.63 (1.47%)
2026-11-11 18:53 CET
Market cap
656.15 USD m
Revenue, TTM
- USD m
Net income, TTM
-3.65 USD m
Free cash flow, TTM
244.94 USD m
EPS diluted, TTM
-0.27
P/E
-
Compare

Price

CCB against its 20, 50 and 200-day averages
2050200miss
40.0060.0080.00100.001.0M2.1MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CCBclose 43.5420-day 43.8050-day 43.98200-day 65.5243.5452w low

63.7% under the 52-week high of 120.05 on 22 Dec 2025. 52-week low 35.56 on 28 Sep 2026. Last 15 sessions, 14.4% high to low

Profile

CCB
52-week range, 9% of the way up
35.56120.05

Coastal Financial Corp. is a bank holding company, which engages in the provision of banking products and services to small and medium-sized businesses, professionals, and individuals. It operates through the Community Bank and CCBX segments. The Community Bank segment is involved in banking products and services to consumers and small to medium sized businesses in the broader Puget Sound region in the state of Washington. The CCBX segment focuses on the BaaS that allows broker-dealer and digital financial service partners to offer their customers banking services. The company was founded by Lee Pintar on July 9, 2003 and is headquartered in Everett, WA.

IndexRUT
Employees483
IPOJul 18, 2018
Beta0.80
ATR, 14d2.06
Rel volume0.28
Short float9.89%
Insider own15.06%
Inst own80.00%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap665.82M
Enterprise Value-
Income-3.65M
Sales734.19M
Book/sh31.28
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees483
IPOJul 18, 2018

Ratios

P/E-
Forward P/E8.40
PEG0.29
P/S0.91
P/B1.39
P/C-
P/FCF2.72
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.24
Debt/Eq0.11
LT Debt/Eq0.11
Option/ShortYes / Yes

Earnings

EPS (ttm)-0.27
EPS next Y5.18
EPS next Q1.01
EPS this Y-94.08%
EPS next Y2779.17%
EPS next 5Y29.31%
EPS past 3/5Y0.61% 19.80%
Sales past 3/5Y27.80% 56.17%
EPS Y/Y TTM-107.08%
Sales Y/Y TTM9.84%
EPS Q/Q1.61%
Sales Q/Q3.94%
EarningsOct 29 BMO
EPS/Sales Surpr.-7.47% -6.00%

Ownership

Insider Own15.06%
Insider Trans0.79%
Inst Own80.00%
Inst Trans-5.63%
ROA-0.07%
ROE-0.77%
ROIC-0.69%
Gross Margin-
Oper. Margin-0.68%
Profit Margin-0.50%
SMA20-0.59%
SMA50-0.99%
SMA200-33.54%
Trades-

Technical

Shs Outstand15.29M
Shs Float12.99M
Short Float9.89%
Short Ratio5.92
Short Interest1.28M
52W High120.05 -63.73%
52W Low35.56 22.45%
Volatility4.83% 4.47%
ATR (14)2.06
RSI (14)49.43
Beta0.80
Rel Volume0.28
Avg Volume216.85K
Volume33,180

Performance

Perf Week-2.04%
Perf Month5.05%
Perf Quarter-14.00%
Perf Half Y-36.18%
Perf YTD-62.00%
Perf Year-59.77%
Perf 3Y13.75%
Perf 5Y-1.04%
Perf 10Y-
Recom1.25
Target Price53.25
Prev Close42.91
Price43.54
Change %1.47%

Analyst ratings

latest 9 of 9
DateActionAnalystRating changeTargetImplied
Jul 31, 2026DowngradeRRaymond JamesStrong Buy → Outperform$50+14.8%
Jan 30, 2026ReiteratedHHovde GroupOutperform$140 → $133+205.5%
Sep 25, 2025InitiatedTTD CowenBuy$140+221.5%
Apr 30, 2025ReiteratedHHovde GroupOutperform$120 → $110+152.6%
Oct 29, 2024ReiteratedHHovde GroupOutperform$67 → $76+74.5%
Jul 30, 2024ReiteratedHHovde GroupOutperform$55 → $67+53.9%
May 03, 2024ReiteratedHHovde GroupOutperform$57.50 → $55+26.3%
Oct 28, 2022ResumedRRaymond JamesStrong Buy$57+30.9%
Jan 13, 2022InitiatedRRaymond JamesStrong Buy$69+58.5%

Peers

Mkt cap
TickerCompanyMkt cap
TBBKBancorp Inc1.94B
CASHPathward Financial Inc1.55B
FINWFinWise Bancorp201.76M
HFWAHeritage Financial Corp1.14B
FSBWFS Bancorp Inc340.03M
LOBLive Oak Bancshares Inc1.60B
TFINTriumph Financial Inc1.46B
TSBKTimberland Bancorp Inc372.69M
WAFDWaFd Inc2.17B
AXAxos Financial Inc5.20B

Insider trading

latest 14 of 32
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
HOVDE STEVEN DDirectorAug 06 '26Buy43.8310,000438,25026,500Aug 07 07:36 PM
HOVDE STEVEN DDirectorAug 05 '26Buy44.005,000220,00016,500Aug 07 07:36 PM
Sprink Eric MCEOAug 06 '26Buy44.4510,000444,500173,238Aug 07 07:35 PM
Adams Christopher DExecutive ChairAug 07 '26Buy45.1529013,09430,407Aug 07 07:32 PM
Hamilton Brian TOfficerAug 03 '26Proposed Sale41.802269,447Aug 03 04:34 PM
Hamilton Brian TOfficerJul 01 '26Proposed Sale77.7222917,798Jul 01 04:28 PM
Hamilton Brian TPresident of CCBXJun 02 '26Sale71.427,000499,96167,571Jun 02 08:33 PM
Hamilton Brian TOfficerJun 02 '26Proposed Sale71.3423016,408Jun 02 04:03 PM
Lane Thomas DDirectorMay 08 '26Sale72.6030021,7800May 11 02:23 PM
Hamilton Brian TPresident of CCBXMay 01 '26Sale75.443,079232,27374,571May 01 09:10 PM
Hamilton Brian TOfficerMay 01 '26Proposed Sale75.4410,309777,688May 01 04:09 PM
Hamilton Brian TOfficerApr 01 '26Proposed Sale76.6822817,484Apr 01 04:13 PM
Hamilton Brian TOfficerMar 30 '26Proposed Sale75.822,157163,549Mar 30 05:57 PM
Hamilton Brian TPresident of CCBXMar 03 '26Sale72.3714610,56677,186Mar 03 04:26 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
DFMCU.S. Micro Cap Portfolio ETF Class Shares-

News

latest 14 of 206
  • Coastal Financial Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - CCB (PR Newswire)
  • Kaplan Fox Urges Investors of Coastal Financial Corporation (CCB) to Seek a Leadership Role Before December 1, 2026 (Newsfile)
  • Kaplan Fox Encourages Coastal Financial Corporation (CCB) Investors Seeking Recovery to Contact the Firm Before December 1, 2026 (Newsfile)
  • Coastal Financial Returns To Profit But Misses EPS Estimates As Margin Compression And The Bluevine Exit Offset Fee Momentum (Earnings Whispers) -7.36%
  • Coastal Financial Corporation Announces Third Quarter 2026 Results (GlobeNewswire)
  • Loading…
  • Shareholders who lost money in shares of Coastal Financial Corporation (NASDAQ: CCB) should contact Wolf Haldenstein Immediately (PR Newswire)
  • Coastal Financial Must Prove Last Quarter's $2.76 Loss Was A One-Off (Earnings Whispers)
  • Coastal Financial Corporation to Report Third Quarter 2026 Results and Host a Conference Call on October 29, 2026 (GlobeNewswire)
  • Did You Lose Money Investing in Coastal Financial Corporation? Robbins LLP Urges Investors with Large Losses to Contact the Firm for Information About Their Rights Against CCB (Newsfile)
  • CCB Investors: Coastal Financial Corporation Shares Declined By $30.75 On July 30, 2026 - Contact Kirby McInerney LLP to Discuss Your Rights (Business Wire)
  • Shareholders who lost money in shares of acquired Coastal Financial Corporation (NASDAQ: CCB) should contact Wolf Haldenstein Immediately (PR Newswire)
  • Coastal Community Bank Commits $5 Million to Support Small Business Growth and Economic Opportunity (GlobeNewswire)
  • Shareholders who lost money in shares of acquired Coastal Financial Corporation (NASDAQ: CCB) should contact Wolf Haldenstein Immediately (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-290.8900.9620.890149.33158.864
2026Q22026-07-30-2.7601.009-2.762178.07148.54
2026Q12026-04-290.7801.0380.779149.43138.634
2025Q42026-01-290.8201.0170.818138.03140.665
2025Q32025-10-290.8800.8730.880144.68133.255
2025Q22025-07-290.7100.8400.714119.43151.374
2025Q12025-04-290.6300.8450.629139.54155.34
2024Q42025-01-280.9400.9230.937143.27156.494
2024Q32024-10-280.9700.9500.974152.26153.44
2024Q22024-07-290.8400.8010.844136.16166.464
2024Q12024-04-290.6690.7550.497147.89121.394
2023Q42024-01-300.6600.7280.659124.3587.854
2023Q32023-10-270.7500.9300.75196.81125.974
2023Q22023-07-270.9500.9730.949120.95124.064
2023Q12023-04-270.9100.8730.911103.892.524
2022Q42023-01-270.9600.8530.96496.2587.474

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY0.9100.9000.91440.2839.45
2019FY1.0801.0601.08250.2749.90
2020FY1.2401.2301.24165.5763.85
2021FY2.1601.9782.157107.5691.75
2022FY3.0102.8953.006296.46287.76
2023FY3.2703.3433.268445.9377.91
2024FY3.2603.2953.259579.57592.7
2025FY3.0403.2433.040541.67511.55
2026FY-0.180--584.72
2027FY-5.183--635.69
2028FY-6.573--732.5

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-02302145.15132.69154.4
2026Q4S2026-10-29301155.83132.69180.38
2026Q4S2026-10-14300168.55133.77191.5
2026Q4S2026-10-13310168.55133.77191.5
2026Q4S2026-10-01330168.55133.77191.5
2026Q4S2026-09-21320168.27132.92191.5
2026Q4S2026-09-14320168.5132.92191.5
2026Q4S2026-07-31321168.5132.92191.5
2026Q4S2026-07-30311167.65132.92191.5
2026Q4S2026-07-14301164.42131.83182.9
2026Q4S2026-07-13311164.42131.83182.9
2026Q4S2026-07-01312164.42131.83182.9
2026Q4S2026-04-30312165.41134.8182.9
2026Q4S2026-04-29302164.04134.8178.8

Estimate history

EPS, annual0.4770.9141.0821.2412.1573.0063.2683.2593.061-0.2705
Period201720182019202020212022202320242025TTM
EPS, quarterly0.9740.9370.6290.7140.880.8180.779-2.7620.894
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual36.26744.2156.84571.22109.732317.007527.062704.955661.639734.19
Period201720182019202020212022202320242025TTM
Sales, quarterly185.145173.342168.368150.929175.795166.547177.632207.286182.725
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual11.40311.89311.91411.95412.87513.16113.30414.93515.1415.288
Period201720182019202020212022202320242025MRQ
Shares, quarterly13.54314.93515.00915.09315.11215.1415.24115.28115.288
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income459.30429.62396.78323.22192.1783.0863.0448.5938.74
Total Interest Expense118.93119.55123.7591.6420.393.655.656.583.93
Net Interest Income340.38310.06273.03231.57171.7879.4457.3942.0134.82
Loan Loss Provision237.62192.63277.61183.9979.069.918.312.541.83
Net Interest Income After Loan Loss Provision102.76117.43-4.5847.5892.7169.5249.0839.4732.99
Non-Interest Income274.89232.02308.18203.84124.8426.658.188.265.47
Non-Interest Expense382.61288.21246.28194.29166.9361.7938.1231.0626.22
Operating Income-4.9661.2457.3257.1350.6234.3819.1416.6612.24
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes-4.9661.2457.3257.1350.6234.3819.1416.6612.24
Income Taxes-1.3114.2512.1012.5510.007.374.003.462.54
Consolidated Net Income-3.6546.9945.2244.5840.6227.0015.1513.209.70
Net Income From Continuing Operations-3.6546.9945.2244.5840.6227.0015.1513.209.70
Net Income-3.6546.9945.2244.5840.6227.0015.1513.209.70
EPS (Recurring)-0.243.063.263.273.012.161.241.080.91
EPS (Basic, Before Extraordinaries)-0.233.123.353.363.142.251.271.110.93
EPS (Diluted)-0.273.063.263.273.012.161.241.080.91
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense7.076.803.832.911.990.940.460.310.24
Price To Earnings Ratio--28.5512.4218.1823.4516.9415.2218.35
Price To Sales Ratio0.842.661.671.152.035.783.603.533.65
Operating Margin-0.689.268.1310.8415.9731.3326.8829.3127.69
Net Margin-0.507.106.418.4612.8224.6121.2723.2221.94
Shares Outstanding15.2915.1414.9413.3013.1612.8811.9511.9111.89
Market Capitalization656.15656.151,267.23590.76615.95645.77250.97196.22181.05

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income121.18118.55111.68107.89109.03107.80104.9196.59
Total Interest Expense32.9029.1928.3228.5231.1331.0628.8430.07
Net Interest Income88.2989.3783.3679.3677.9076.7476.0666.52
Loan Loss Provision46.0292.1651.4048.0456.6032.2155.7861.87
Net Interest Income After Loan Loss Provision42.27-2.7931.9631.3221.3044.5320.284.65
Non-Interest Income61.5488.7365.9558.6666.7743.1363.4676.75
Non-Interest Expense85.34141.1483.3372.8070.1673.2771.9764.20
Operating Income18.46-55.1914.5817.1817.9114.3911.7717.20
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes18.46-55.1914.5817.1817.9114.3911.7717.20
Income Taxes4.68-13.092.564.544.323.362.043.83
Consolidated Net Income13.79-42.1012.0212.6413.5911.039.7313.37
Net Income From Continuing Operations13.79-42.1012.0212.6413.5911.039.7313.37
Net Income13.79-42.1012.0212.6413.5911.039.7313.37
EPS (Recurring)0.89-2.760.780.820.880.710.630.94
EPS (Basic, Before Extraordinaries)0.90-2.760.790.840.900.730.650.97
EPS (Diluted)0.89-2.760.780.820.880.710.630.94
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.811.501.583.180.041.582.011.17
Price To Earnings Ratio-24.2925.0236.2633.2528.6327.8028.55
Price To Sales Ratio0.841.621.752.682.502.212.011.72
Operating Margin10.10-26.638.2110.3210.199.536.999.92
Net Margin7.55-20.316.777.597.737.315.787.71
Shares Outstanding15.2915.2815.2415.1415.1115.0915.0114.94
Market Capitalization656.151,181.931,157.401,732.751,634.351,455.601,356.681,267.23

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks34.2436.5331.3432.7214.5018.9643.9140.3213.79
Investments835.03494.70612.37418.32843.77173.46121.12127.15117.98
Net Loans3,580.003,309.572,904.162,553.231,714.101,527.88927.63758.49648.77
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets--------0.00
Net Property, Plant & Equipment34.1532.6528.0223.2323.3224.2321.6013.1713.12
Interest Receivables18.6121.1023.4617.828.118.622.982.532.27
Deferred Tax Assets47.2745.4931.1420.919.046.684.942.932.45
Other Intangible Assets239.41223.05146.8480.6924.919.188.547.947.73
Total Assets4,788.704,163.103,777.343,146.922,637.741,769.001,130.73952.52806.11
Total Deposits4,144.203,585.333,360.362,817.522,363.791,421.31967.96803.61703.29
Total Debt53.0253.2853.8652.8259.19199.6232.2433.6233.67
Long Term Debt51.7752.2753.8652.1058.47198.3620.9213.5513.60
Provision for Risks Charges5.202.500.580.971.300.620.420.300.21
Deferred Tax Liabilities48.1241.8927.332.452.222.882.200.410.36
Other Liabilities47.2141.3940.2229.6610.024.363.735.412.87
Total Liabilities4,297.743,724.393,482.362,903.432,436.521,628.791,006.55843.37740.40
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity490.96438.70294.98243.49201.22140.22124.17109.1665.71
Total Shareholders Equity490.96438.70294.98243.49201.22140.22124.17109.1665.71
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity490.96438.70294.98243.49201.22140.22124.17109.1665.71
Total Liabilities & Stockholders Equity4,788.704,163.103,777.343,146.922,637.741,769.001,130.73952.52806.11
Book Value Per Share32.4329.3722.1718.5015.6311.7310.429.185.76
Tangible Book Value Per Share32.1329.3722.1718.5015.6311.7310.429.185.76
Tier 1 Capital489.92442.19298.92249.25204.59143.53127.52113.81-
Tier 2 Capital95.4992.2086.5479.9547.8225.5921.8919.71-
Full-Time Employees483488507448377250195183156
Price to Book Ratio1.373.462.082.693.241.791.581.661.74
Return on Assets1.051.141.291.401.231.041.271.100.70
Return on Equity10.1112.3316.5618.2715.8211.4611.3211.108.66
Return on Invested Capital8.669.2112.7813.7410.404.479.107.916.85
Current Ratio0.240.220.190.160.380.130.150.190.16

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations281.44259.13331.85247.97112.7833.5124.5415.9712.08
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-28.18-4.55-72.07-56.44-45.68-3.67-5.21-2.302.32
Cash from Operating Activities253.26254.58259.79191.5467.1029.8519.3313.6714.40
Capital Expenditures-8.47-8.46-9.92-6.47-2.89-7.59-5.37-1.21-1.15
Net Assets From Acquisitions-2.37-2.370.000.000.00-19.980.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-2.25-1.49103.031.28-66.87-14.397.546.300.14
Purchase of Investments-6.59-5.700.000.00-137.14-118.44-31.94-33.87-0.09
Sale Or Maturity of Investments4.344.21103.031.2870.27104.0539.4840.170.23
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-795.93-525.65-608.57-594.01-987.95-894.15-666.54-164.55-139.12
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock0.050.1993.200.621.4732.750.200.1233.60
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Sale of Common Pref Stock0.050.1993.200.621.4732.750.200.1233.60
Proceedsfrom Stock Options0.010.0891.800.000.0032.390.000.0033.24
Issuance or Reduction of Debt, Net0.000.000.000.00-5.37-139.45168.72-10.000.00
Change in Long Term Debt0.000.000.000.00-5.37-139.45178.720.000.00
Issuance of Long Term Debt0.000.000.000.0019.6224.26230.650.000.00
Reduction of Long Term Debt0.000.000.000.00-25.00-163.72-51.930.000.00
Net Financing Active Other Cash Flow-2.36-3.530.000.000.000.000.000.000.00
Other Financing Activities Uses-2.36-3.530.000.00---0.000.00
Cash from Financing Activities703.97555.52318.17543.46449.83859.84622.26154.47133.92
Net Change in Cash161.29284.46-30.61140.99-471.02-4.47-24.953.599.20
Free Cash Flow244.94246.15249.89185.2964.2627.2513.9612.4613.25
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow2.517.154.723.279.9923.2618.3616.1212.19
Federal Home Loan Advances Increase (Decrease)--1.900.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks45.7148.0952.7034.2434.9329.55
Investments961.701,127.621,627.00835.03706.94808.78
Net Loans3,977.433,994.553,686.953,580.003,530.033,375.54
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment31.1830.1034.3534.1533.9033.94
Interest Receivables24.9720.9420.1418.6120.4920.85
Deferred Tax Assets17.1616.20-47.27-3.83
Other Intangible Assets218.28218.66242.69239.41226.77208.07
Total Assets5,276.435,456.155,663.834,788.704,553.084,480.56
Total Deposits4,678.834,861.905,041.164,144.203,972.563,913.57
Total Debt52.3952.6352.8753.0252.9553.02
Long Term Debt52.0851.9951.9151.7752.6752.49
Provision for Risks Charges0.000.000.005.200.000.00
Deferred Tax Liabilities---48.12--
Other Liabilities66.9478.1766.0347.2152.2852.26
Total Liabilities4,798.164,992.705,160.074,297.744,077.804,018.85
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity478.27463.45503.76490.96475.28461.71
Total Shareholders Equity478.27463.45503.76490.96475.28461.71
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity478.27463.45503.76490.96475.28461.71
Total Liabilities & Stockholders Equity5,276.435,456.155,663.834,788.704,553.084,480.56
Book Value Per Share31.2830.3333.0532.4331.4530.59
Tangible Book Value Per Share31.0230.0532.7632.1331.4530.59
Tier 1 Capital477.78462.74502.82489.92478.77465.20
Tier 2 Capital93.6899.9198.2195.4994.7893.37
Full-Time Employees---483--
Price to Book Ratio1.372.352.353.643.543.23
Return on Assets-0.07-0.080.991.051.111.13
Return on Equity-0.77-0.8310.3410.1111.8212.23
Return on Invested Capital2.60-8.172.162.332.572.14
Current Ratio0.240.280.360.240.220.28

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations61.0286.4267.6666.3476.3347.30
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-18.73-9.248.31-8.52-17.2918.73
Cash from Operating Activities42.3077.1775.9757.8259.0466.04
Capital Expenditures-2.35-2.23-1.97-1.93-1.67-2.10
Net Assets From Acquisitions0.000.000.00-2.370.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-2.060.811.47-2.471.391.03
Purchase of Investments-2.58-0.11-0.59-3.31-0.25-0.37
Sale Or Maturity of Investments0.520.912.060.841.631.41
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-64.13-384.81-213.22-133.76-195.46-91.69
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.020.03-0.060.070.030.18
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.020.03-0.060.070.030.18
Proceedsfrom Stock Options0.000.000.000.010.000.00
Issuance or Reduction of Debt, Net0.000.000.000.000.000.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.01-0.14-1.16-1.05-0.10-1.41
Other Financing Activities Uses-0.01-0.14-1.16-1.05-0.10-1.41
Cash from Financing Activities-183.06-179.38895.75170.6658.92121.11
Net Change in Cash-204.90-487.02758.5094.71-77.5095.46
Free Cash Flow39.9574.9774.1355.8957.3863.96
Price to Free Cash Flow2.514.504.677.202.055.92

Revenue breakdown

United States2024: 581.23M 2025: 541.67M
C C B X2024: 487.34M 2025: 437.60M
Community Bank2024: 80.02M 2025: 86.46M
Treasure And Administration2024: 13.88M 2025: 17.61M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-309.89%1.3M13.0M264.05K
2026-10-159.68%1.3M13.0M278.53K
2026-09-3010.46%1.4M13.0M256.63K
2026-09-158.98%1.2M13.0M236.63K
2026-08-318.40%1.1M13.0M221.65K
2026-08-148.21%1.1M12.9M215.46K
2026-07-318.53%1.1M12.9M181.60K
2026-07-158.76%1.1M12.9M135.99K
2026-06-3011.50%1.5M12.9M143.56K
2026-06-1511.38%1.5M12.9M141.70K
2026-05-2911.45%1.5M12.9M155.39K
2026-05-1510.99%1.4M12.9M169.12K
2026-04-3010.59%1.4M12.9M175.72K
2026-04-1510.03%1.3M12.8M173.89K
2026-03-3113.18%1.7M12.9M172.28K
2026-03-1312.01%1.5M12.9M165.44K
2026-02-2711.84%1.5M12.9M153.71K
2026-02-1312.36%1.6M12.8M139.47K
2026-01-3011.87%1.5M12.8M118.81K
2026-01-1511.55%1.5M12.8M109.81K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0021.4025.300.004.8020.000.000.947-0.1590.007
call22.5019.2022.200.003.7280.000.000.930-0.1830.009
call25.0016.7019.500.003.0090.000.000.919-0.1770.010
call30.0011.7014.800.002.4410.000.000.891-0.1630.013
call35.006.6010.308.731.9011.000.000.849-0.1440.016
call40.002.505.604.801.3903,5170.000.716-0.1420.023
call45.000.053.103.001.3453.000.000.481-0.1960.027
call50.000.000.250.100.6903,5560.000.114-0.0510.013
call55.000.000.750.301.0271,3520.000.083-0.0600.010
call60.000.000.950.001.2900.000.000.069-0.0660.009
call65.000.002.150.001.5390.000.000.061-0.0700.008
call70.000.002.150.001.7400.000.000.055-0.0740.008
put20.000.000.750.003.7880.000.00-0.053-0.1570.007
put22.500.000.950.003.5280.000.00-0.070-0.1800.009
put25.000.000.950.003.0630.000.00-0.081-0.1740.010
put30.000.000.950.102.2617.000.00-0.109-0.1600.013
put35.000.000.950.101.5313.000.00-0.156-0.1370.016
put40.000.001.350.551.0784050.00-0.275-0.1380.023
put45.000.603.903.191.1562000.00-0.519-0.1910.027
put50.004.808.706.951.6702.000.00-0.886-0.0460.013
put55.009.8013.600.002.1020.000.00-0.916-0.0540.011
put60.0014.8018.600.002.4800.000.00-0.930-0.0590.009
put65.0020.6023.600.002.8060.000.00-0.939-0.0630.008
put70.0024.8028.600.003.0920.000.00-0.945-0.0660.008

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-10-298-KCurrent report2026-10-28SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-288-KCurrent report2026-09-28SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-263Initial statement of beneficial ownership of securities2026-08-15SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-07-308-KCurrent report2026-07-29SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-238-KCurrent report2026-07-22SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-01144Filing for proposed sale of securities under Rule 144.SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-02SEC
2026-06-02144Filing for proposed sale of securities under Rule 144.SEC
2026-05-298-KCurrent report2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-26SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-081.12M400
2026-070000
2026-0600499.96K1
2026-0500254.05K2
2026-040000
2026-030010.57K1
2026-020019.60K2
2026-01006.13M10
2025-12001.16M4
2025-110000

Institutional holders

Manager% owned
T. Rowe Price Investment Management, Inc.8.88%
BlackRock, Inc.7.23%
STATE STREET CORP3.82%
VANGUARD CAPITAL MANAGEMENT LLC3.76%
COOPER CREEK PARTNERS MANAGEMENT LLC3.07%
Azora Capital LP3.00%
ENDEAVOUR CAPITAL ADVISORS INC2.81%
AMERICAN CENTURY COMPANIES INC2.76%
WELLINGTON MANAGEMENT GROUP LLP2.37%
DIMENSIONAL FUND ADVISORS LP2.34%

Funds

Fund% owned
T. Rowe Price Small-Cap Value Fund, Inc.4.78%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.69%
iShares Russell 2000 ETF2.27%
VIP Mid Cap Portfolio1.88%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.66%
Loomis Sayles Small Cap Growth Fund1.01%
VANGUARD EXTENDED MARKET INDEX FUND0.98%
Fidelity Small Cap Index Fund0.95%
iShares Russell 2000 Growth ETF0.80%
Small Cap Growth Fund0.72%

OakChart. CCB. Cached 15 minutes.