OakChart

Metropolitan Bank Holding Corp

MCBFinancial·Banks - Regional·USA·Small·NYSE·Nov 11 • 3:59 PM ET

96.51+0.07 (0.07%)
2026-11-12 00:00 CET
Market cap
1,177.16 USD m
Revenue, TTM
- USD m
Net income, TTM
111.94 USD m
Free cash flow, TTM
127.22 USD m
EPS diluted, TTM
9.81
P/E
9.84
Compare

Price

MCB against its 20, 50 and 200-day averages
2050200beatmiss
80.0085.0090.0095.00100.00302K603KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26MCBclose 96.5120-day 94.4150-day 91.19200-day 90.7596.5152w high

5.4% under the 52-week high of 102.04 on 2 Jul 2026. 52-week low 67.17 on 18 Nov 2025. Last 15 sessions, 9.1% high to low

Volume 0.64× normal · the line is the 50-bar volume average

Profile

MCB
52-week range, 84% of the way up
67.17102.04

Metropolitan Bank Holding Corp. engages in the provision of banking solutions. It provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and affluent individuals. The company was founded by Mark R. DeFazio on November 24, 1997 and is headquartered in New York, NY.

IndexRUT
Employees326
IPONov 08, 2017
Beta1.02
ATR, 14d2.67
Rel volume0.64
Short float6.05%
Insider own11.80%
Inst own86.72%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.18B
Enterprise Value-
Income111.94M
Sales571.70M
Book/sh79.34
Cash/sh-
Dividend Est.1.20 (1.24%)
Dividend TTM1.20 (1.24%)
Dividend Ex-DateOct 30, 2026
Dividend Gr. 3/5Y- -
Payout4.53%
Employees326
IPONov 08, 2017

Ratios

P/E9.84
Forward P/E8.71
PEG0.33
P/S2.06
P/B1.22
P/C-
P/FCF9.26
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.00
Debt/Eq0.04
LT Debt/Eq0.04
Option/ShortYes / Yes

Earnings

EPS (ttm)9.81
EPS next Y11.08
EPS next Q2.53
EPS this Y45.61%
EPS next Y14.95%
EPS next 5Y26.27%
EPS past 3/5Y7.74% 7.28%
Sales past 3/5Y22.42% 26.92%
EPS Y/Y TTM70.43%
Sales Y/Y TTM11.92%
EPS Q/Q283.74%
Sales Q/Q11.61%
EarningsOct 20 AMC
EPS/Sales Surpr.8.54% 3.62%

Ownership

Insider Own11.80%
Insider Trans-2.10%
Inst Own86.72%
Inst Trans-0.46%
ROA1.26%
ROE13.12%
ROIC11.07%
Gross Margin-
Oper. Margin27.89%
Profit Margin19.58%
SMA202.22%
SMA505.84%
SMA2006.35%
Trades-

Technical

Shs Outstand12.29M
Shs Float10.77M
Short Float6.05%
Short Ratio4.79
Short Interest0.65M
52W High102.04 -5.42%
52W Low67.17 43.68%
Volatility3.58% 2.85%
ATR (14)2.67
RSI (14)60.26
Beta1.02
Rel Volume0.64
Avg Volume136.11K
Volume86,793

Performance

Perf Week-1.20%
Perf Month11.82%
Perf Quarter2.24%
Perf Half Y11.48%
Perf YTD26.39%
Perf Year38.39%
Perf 3Y182.19%
Perf 5Y-2.31%
Perf 10Y-
Recom1.67
Target Price108.33
Prev Close96.44
Price96.51
Change %0.07%

Analyst ratings

latest 7 of 7
DateActionAnalystRating changeTargetImplied
Apr 16, 2026InitiatedUUBSNeutral$97+0.5%
Jun 16, 2025ReiteratedHHovde GroupOutperform$75 → $79-18.1%
Jan 27, 2025ReiteratedHHovde GroupOutperform$75 → $83.50-13.5%
Oct 21, 2024ReiteratedHHovde GroupOutperform$65.50 → $68-29.5%
Sep 19, 2024ResumedHHovde GroupOutperform$50 → $65.50-32.1%
Dec 15, 2023InitiatedPPiper SandlerOverweight$60-37.8%
Sep 27, 2023InitiatedHHovde GroupOutperform$50-48.2%

Peers

Mkt cap
TickerCompanyMkt cap
CNOBConnectOne Bancorp Inc1.65B
DCOMDime Commercial Bancshares Inc1.85B
ESQEsquire Financial Holdings Inc1.61B
PGCPeapack-Gladstone Financial Corp821.02M
AMALAmalgamated Financial Corp1.49B
FLGFlagstar Bank NA4.16B
OCFCOceanFirst Financial Corp1.80B
PFSProvident Financial Services Inc3.00B
PDLBPonce Financial Group Inc533.60M
KRNYKearny Financial Corp601.89M

Insider trading

latest 14 of 22
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Fredston Dale CDirectorSep 17 '26Sale89.092,000178,18014,668Sep 18 05:05 PM
Fredston Dale CDirectorSep 17 '26Proposed Sale89.322,000178,640Sep 17 03:59 PM
PATENT ROBERT CDirectorAug 10 '26Sale92.2910,000922,92376,185Aug 12 05:00 PM
ROBERT C PATENTDirectorAug 10 '26Proposed Sale92.8610,000928,600Aug 10 05:37 PM
Dougherty Daniel FEVP & Chief Financial OfficerJul 23 '26Buy89.981,00089,98033,197Jul 27 06:15 PM
Rosenberg NickExecutive Vice PresidentJul 01 '26Sale100.421,807181,46822,202Jul 02 07:30 PM
Rosenberg NickExecutive Vice PresidentJun 30 '26Sale100.03909,00324,009Jul 02 07:30 PM
Nick RosenbergOfficerJun 26 '26Proposed Sale97.554,500438,975Jun 26 05:16 PM
PATENT ROBERT CDirectorJun 12 '26Sale96.4110,000964,07786,185Jun 15 05:40 PM
Robert C PatentDirectorJun 12 '26Proposed Sale96.8710,000968,700Jun 12 04:01 PM
Norman ScottAffiliateJun 08 '26Proposed Sale92.002,000184,009Jun 08 03:36 PM
PATENT ROBERT CDirectorJun 04 '26Sale90.215,000451,05296,185Jun 05 05:00 PM
Robert C PatentDirectorJun 04 '26Proposed Sale88.545,000442,700Jun 04 04:45 PM
GUTMAN HARVEYDirectorMay 29 '26Sale89.583,000268,74718,243Jun 01 06:05 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B

News

latest 14 of 198

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-202.5802.3772.580100.5697.053
2026Q22026-07-211.5402.2951.53693.0193.393
2026Q12026-04-212.9202.3072.92288.4987.233
2025Q42026-01-202.7702.2032.77088.4183.153
2025Q32025-10-230.6702.0770.67279.8478.283
2025Q22025-07-171.7601.7301.75876.2772.553
2025Q12025-04-211.4501.5271.45070.5967.583
2024Q42025-01-231.8801.4911.88171.0067.433
2024Q32024-10-171.8601.5471.08471.5266.733
2024Q22024-07-181.5001.5731.50067.6867.763
2024Q12024-04-181.4601.3411.45566.7164.334
2023Q42024-01-181.2801.4851.27563.5661.844
2023Q32023-10-191.7101.6341.97160.0761.093
2023Q22023-07-201.3701.7271.37261.6162.272
2023Q12023-04-182.2501.7862.25165.5166.372
2022Q42023-01-202.4302.325-0.70770.2570.922

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.6402.3902.34363.3858.58
2018FY3.0603.0603.06383.3883.03
2019FY3.5603.5003.560108.24107.18
2020FY4.6604.1804.658141.92138.25
2021FY6.4506.1156.451180.7175.97
2022FY8.4208.3005.293255.75256.8
2023FY6.9106.7226.910250.74249.03
2024FY5.9306.4945.925276.91273.33
2025FY6.6206.2536.620315.11309.85
2026FY-9.639--383.74
2027FY-11.081--428.28
2028FY-13.326--482.09

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-26320101.7100103.76
2026Q4S2026-10-21310100.74100101.34
2026Q4S2026-10-20300100.66100.09101
2026Q4S2026-10-05300100.66100.09101
2026Q4S2026-10-02311100.66100.09101
2026Q4S2026-09-19311100.73100.09101.11
2026Q4S2026-07-27312100.73100.09101.11
2026Q4S2026-07-22311100.96100.09101.79
2026Q4S2026-07-08300101.2499.20102.72
2026Q4S2026-07-06310101.2499.20102.72
2026Q4S2026-04-24321101.4799.20102.72
2026Q4S2026-04-22311100.4699.20102.72
2026Q4S2026-04-1632099.9399.46100.6
2026Q4S2026-03-03220100.1799.74100.6

Estimate history

EPS, annual2.3433.0633.564.6586.4515.2936.915.9256.6199.808
Period201720182019202020212022202320242025TTM
EPS, quarterly1.0841.8811.451.7580.6722.772.9221.5362.58
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual72.05396.101140.345160.052197.043287.332403.308492.208527.149571.7
Period201720182019202020212022202320242025TTM
Sales, quarterly126.739124.23122.408129.666134.527140.548137.513143.5150.142
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual8.1968.2178.3138.29510.92110.9511.06311.19810.08912.286
Period201720182019202020212022202320242025MRQ
Shares, quarterly11.19411.19811.06610.42110.38210.08912.39212.39512.286
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income560.52515.28468.38375.40260.74173.28143.10129.7883.94
Total Interest Expense201.23212.04215.29152.5731.5816.2818.1832.1712.72
Net Interest Income359.29303.24253.08222.84229.16157.00124.9297.6171.23
Loan Loss Provision18.9737.596.2612.2810.123.829.494.223.14
Net Interest Income After Loan Loss Provision340.32265.64246.83210.55219.04153.19115.4393.3968.09
Non-Interest Income11.1811.8723.8327.9026.5923.7616.9510.5612.16
Non-Interest Expense192.07176.00173.57131.54148.7487.3774.4759.8943.47
Operating Income159.43101.5197.08106.9296.9089.5757.9244.0636.77
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes159.43101.5197.08106.9296.9089.5757.9244.0636.77
Income Taxes47.4930.4130.3929.6537.4729.0218.4513.9311.22
Consolidated Net Income111.9471.1066.6976.9059.2859.8239.1229.6925.39
Net Income From Continuing Operations111.9471.1066.6976.9059.2859.8239.1229.6925.39
Net Income111.9471.1066.6976.9059.2859.8239.1229.6925.39
EPS (Recurring)8.916.625.926.915.296.454.663.563.06
EPS (Basic, Before Extraordinaries)9.946.715.976.955.426.644.763.633.12
EPS (Diluted)9.816.625.926.915.296.454.663.563.06
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.00-0.36-0.14-0.74-0.34-0.45-0.17
Stock Option Compensation Expense-0.017.037.716.193.472.422.241.35
Price To Earnings Ratio9.839.8310.9911.337.6416.557.7813.5610.07
Price To Sales Ratio1.921.561.341.532.295.011.902.872.66
Operating Margin27.8919.2619.7226.5133.7245.4636.1931.3938.27
Net Margin19.5813.4913.5519.0720.6330.3624.4421.1526.42
Shares Outstanding12.2910.0911.2011.0610.9510.928.308.318.22
Market Capitalization1,177.161,177.16653.94612.65641.361,133.93300.72401.27253.19

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income147.19140.94134.93137.47132.00127.04118.77119.83
Total Interest Expense49.5850.4949.0252.1454.6953.4051.8253.23
Net Interest Income97.6190.4585.9185.3377.3173.6566.9566.60
Loan Loss Provision5.0913.32-2.302.8523.866.384.511.50
Net Interest Income After Loan Loss Provision92.5177.1288.2182.4853.4567.2762.4565.10
Non-Interest Income2.952.562.583.082.532.623.644.40
Non-Interest Expense49.4951.8046.4044.3845.7943.1142.7238.16
Operating Income45.9827.8844.3941.1810.1826.7823.3631.34
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes45.9827.8844.3941.1810.1826.7823.3631.34
Income Taxes13.548.6612.9612.323.068.027.019.93
Consolidated Net Income32.4419.2231.4328.867.1218.7716.3521.42
Net Income From Continuing Operations32.4419.2231.4328.867.1218.7716.3521.42
Net Income32.4419.2231.4328.867.1218.7716.3521.42
EPS (Recurring)2.581.542.922.770.671.761.451.88
EPS (Basic, Before Extraordinaries)2.621.552.942.830.681.781.461.91
EPS (Diluted)2.581.542.922.770.671.761.451.88
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.043.292.55-2.102.051.441.82
Price To Earnings Ratio9.8312.1612.5313.2612.1211.849.4610.99
Price To Sales Ratio1.922.221.651.511.551.491.281.35
Operating Margin30.6219.4332.2829.307.5720.6619.0925.23
Net Margin21.6013.4022.8520.535.2914.4713.3617.24
Shares Outstanding12.2912.4012.3910.0910.3810.4211.0711.20
Market Capitalization1,177.161,224.11842.57786.36779.73746.21628.49653.94

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks12.0913.0831.9726.7828.868.6910.189.25261.23
Investments962.69947.31973.841,210.97965.88283.54261.8359.4151.26
Net Loans6,713.155,970.805,566.834,795.653,697.203,101.652,646.681,846.271,405.01
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment83.3482.5877.3176.2115.1213.4712.106.886.27
Interest Receivables0.000.000.000.0015.2013.258.865.514.42
Deferred Tax Assets63.7160.1756.2857.1515.0012.168.936.704.43
Other Intangible Assets58.7458.41142.09122.3852.1547.6629.7525.5827.23
Total Assets8,275.227,319.547,085.826,289.137,120.394,336.033,359.372,183.291,759.86
Total Deposits7,377.185,982.975,737.295,277.916,435.573,818.512,790.771,660.551,404.36
Total Debt80.93529.97613.63326.7177.7982.24232.19230.1687.31
Long Term Debt75.5574.7169.6271.5177.7982.2488.1945.1645.11
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities19.5018.7918.1521.794.035.211.790.650.73
Other Liabilities54.4957.9857.7286.8246.0089.2835.4827.4131.31
Total Liabilities7,532.116,589.716,426.805,713.236,563.403,995.253,060.241,918.771,522.97
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity743.11729.83659.02575.90556.99340.78299.12264.51236.88
Total Shareholders Equity743.11729.83659.02575.90556.99340.79299.12264.52236.88
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity743.11729.83659.02575.90556.99340.79299.12264.52236.88
Total Liabilities & Stockholders Equity8,275.227,319.547,085.826,289.137,120.394,336.033,359.372,183.291,759.86
Book Value Per Share73.6665.1859.5752.5951.0041.0835.9832.1928.90
Tangible Book Value Per Share73.6665.1859.5752.5950.1139.9134.8131.0127.71
Tier 1 Capital793.74793.85722.84641.08575.38350.71308.77275.16247.31
Tier 2 Capital90.3165.2859.1545.0659.6260.2441.6343.9039.73
Full-Time Employees326291275239202189167153129
Price to Book Ratio1.220.910.961.102.090.881.340.964.54
Return on Assets0.910.931.150.881.041.021.071.290.82
Return on Equity9.659.6012.4510.4713.3312.2310.5310.137.04
Return on Invested Capital8.688.2910.559.169.429.257.668.204.32
Current Ratio0.000.000.020.060.010.010.010.020.21

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations122.9196.1364.65103.5883.3175.9054.2740.4132.08
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital13.57-7.4583.81-61.162.58-38.6233.000.55-5.02
Cash from Operating Activities136.4788.68148.4642.4385.8937.2887.2740.9627.06
Capital Expenditures-9.25-6.26-2.63-5.75-19.25-4.00-3.91-6.84-1.96
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-579.41-0.8620.0836.89-96.14-697.30-17.20-200.49-8.76
Purchase of Investments-761.88-199.06-72.81-71.40-237.54-868.82-235.51-237.87-20.55
Sale Or Maturity of Investments182.47198.2092.89108.30141.40171.52218.3137.3811.80
Other Uses0.000.000.000.000.000.00-2.980.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-1,377.16-762.96-369.61-775.45-1,229.35-1,303.00-489.04-1,014.79-454.57
Cash Dividends Paid-11.28-3.120.000.000.000.000.000.000.00
Change in Capital Stock146.61-73.470.000.000.19162.690.000.000.36
Repurchase of Common Pref Stock-39.90-73.470.000.000.000.000.000.000.00
Sale of Common Pref Stock186.500.000.000.000.19162.690.000.000.36
Proceedsfrom Stock Options186.500.000.000.000.00162.690.000.000.00
Issuance or Reduction of Debt, Net-276.44-446.47-89.14288.86200.55-4.50-150.011.97142.80
Change in Long Term Debt-1.443.53-0.14-0.14-49.45-4.50-150.011.97142.80
Issuance of Long Term Debt-1.443.530.000.000.000.150.001,070.97293.24
Reduction of Long Term Debt0.000.00-0.14-0.14-49.45-4.65-150.01-1,069.00-150.44
Net Financing Active Other Cash Flow-4.94-3.55-4.58-3.17-1.56-3.38-0.88-0.09-0.13
Other Financing Activities Uses-4.94-3.55-4.58-3.17-1.56-3.38-0.88-0.09-0.13
Cash from Financing Activities1,101.75867.60151.96745.07-958.472,760.76876.851,132.10399.23
Net Change in Cash-138.93193.32-69.2012.05-2,101.931,495.05475.08158.27-28.28
Free Cash Flow127.2282.42145.8336.6866.6533.2883.3634.1225.10
Preferred Dividends (Cash Flow)-0.000.000.000.000.00---
Price to Free Cash Flow9.4510.344.5116.819.8629.683.6511.7910.19
Federal Home Loan Advances Increase (Decrease)-10.008.33-16.860.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks10.9210.2512.0312.0913.1113.58
Investments1,521.001,120.241,025.35962.69962.71972.60
Net Loans7,469.737,266.896,964.486,713.156,687.466,538.72
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment---83.34--
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets---63.71--
Other Intangible Assets233.19232.28181.9158.74198.32190.08
Total Assets9,470.928,858.688,844.128,275.228,234.437,853.85
Total Deposits8,320.577,731.487,739.727,377.187,072.766,791.31
Total Debt36.5336.5636.5980.93312.98237.99
Long Term Debt36.5336.5636.5975.5537.9837.99
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---19.50--
Other Liabilities139.13122.48119.4754.49116.66101.59
Total Liabilities8,496.247,890.527,895.787,532.117,502.397,130.88
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity974.68968.17948.34743.11732.04722.97
Total Shareholders Equity974.68968.17948.34743.11732.04722.97
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity974.68968.17948.34743.11732.04722.97
Total Liabilities & Stockholders Equity9,470.928,858.688,844.128,275.228,234.437,853.85
Book Value Per Share79.3478.1176.5373.6670.5169.37
Tangible Book Value Per Share79.3478.1176.5373.6670.5169.37
Full-Time Employees---326--
Price to Book Ratio1.221.291.131.081.081.05
Return on Assets1.261.041.050.910.810.91
Return on Equity13.1210.2410.229.658.809.72
Return on Invested Capital3.211.913.193.530.922.47
Current Ratio0.000.000.000.000.000.00

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations37.3135.0129.2921.2927.9925.72
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital24.17-45.7825.749.443.80-7.33
Cash from Operating Activities61.48-10.7755.0330.7431.8018.38
Capital Expenditures-2.44-1.26-2.67-2.89-0.30-0.88
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-422.67-87.87-66.14-2.7315.83-12.03
Purchase of Investments-457.99-121.70-109.00-73.19-40.73-40.87
Sale Or Maturity of Investments35.3233.8342.8670.4656.5628.84
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-628.63-410.33-313.83-24.37-150.45-281.42
Cash Dividends Paid-4.34-3.37-2.02-1.56-1.560.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-9.840.00176.64-20.20-2.74-37.59
Repurchase of Common Pref Stock-9.840.00-9.86-20.20-2.74-37.59
Sale of Common Pref Stock0.000.00186.500.000.000.00
Proceedsfrom Stock Options0.000.00186.500.000.000.00
Issuance or Reduction of Debt, Net-0.02-0.045.00-281.3874.99-85.04
Change in Long Term Debt-0.02-0.045.00-6.38-0.01-0.04
Issuance of Long Term Debt-0.02-0.045.00-6.38-0.01-0.04
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.00-0.38-4.56-0.000.00-0.36
Other Financing Activities Uses0.00-0.38-4.56-0.000.00-0.36
Cash from Financing Activities574.89-12.02537.611.28352.14219.03
Net Change in Cash7.74-433.13278.817.65233.48-44.01
Free Cash Flow59.04-12.0352.3627.8531.4917.51
Price to Free Cash Flow9.4513.567.2210.035.866.82

Revenue breakdown

Debit Card2024: 13.36M
Deposit Account2024: 8.27M 2025: 8.39M
Financial Service, Other2024: 2.31M 2025: 2.67M
United States2024: 23.94M 2025: 11.05M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-306.01%0.7M10.8M130.01K
2026-10-156.27%0.7M10.9M132.74K
2026-09-306.03%0.7M10.9M133.06K
2026-09-155.69%0.6M10.9M140.94K
2026-08-315.40%0.6M10.9M136.76K
2026-08-145.29%0.6M10.9M143.70K
2026-07-315.87%0.6M10.8M141.46K
2026-07-155.92%0.6M10.8M136.34K
2026-06-306.05%0.7M10.8M146.90K
2026-06-154.86%0.5M10.8M139.14K
2026-05-295.24%0.6M10.8M152.64K
2026-05-155.80%0.6M10.8M176.41K
2026-04-305.98%0.6M10.6M173.71K
2026-04-155.20%0.5M10.6M187.38K
2026-03-317.86%0.7M8.7M175.53K
2026-03-136.41%0.6M8.7M166.86K
2026-02-276.45%0.6M8.7M151.11K
2026-02-135.48%0.5M8.7M120.05K
2026-01-305.35%0.5M8.8M123.15K
2026-01-156.58%0.6M8.8M109.93K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call50.0045.1048.200.003.2170.000.000.961-0.1960.013
call55.0040.1043.200.002.8270.000.000.956-0.1920.014
call60.0035.1038.200.002.4690.000.000.949-0.1870.016
call65.0030.1033.200.002.1370.000.000.941-0.1800.018
call70.0025.1028.300.001.8630.000.000.932-0.1730.020
call75.0020.0023.300.001.5620.000.000.913-0.1790.024
call80.0015.1018.300.001.2730.000.000.894-0.1670.027
call85.0010.7013.105.100.9385.000.000.866-0.1510.032
call90.005.508.306.000.7030.001.000.799-0.1450.042
call95.001.603.501.550.4252.000.000.620-0.1440.057
call1000.051.250.350.4182.000.000.333-0.1430.055
call1050.000.950.000.5920.000.000.206-0.1480.043
call1100.000.750.000.7280.000.000.141-0.1400.034
call1150.000.750.000.8930.000.000.120-0.1530.030
call1200.002.150.001.0430.000.000.106-0.1640.028
call1250.001.000.001.1820.000.000.097-0.1730.026
call1300.000.750.001.3250.000.000.088-0.1790.024
call1350.001.000.001.4320.000.000.083-0.1870.023
put50.000.002.150.152.7307.000.00-0.039-0.1940.013
put55.000.000.750.002.3900.000.00-0.044-0.1890.014
put60.000.000.750.102.0777.000.00-0.050-0.1830.016
put65.000.000.750.001.7880.000.00-0.058-0.1770.018
put70.000.000.750.051.51511.000.00-0.068-0.1690.020
put75.000.000.800.351.30026.000.00-0.087-0.1740.024
put80.000.000.900.051.04547.000.00-0.105-0.1610.027
put85.000.000.851.010.7954.000.00-0.134-0.1450.032
put90.000.050.902.000.5661.000.00-0.201-0.1390.042
put95.000.351.800.000.4350.000.00-0.379-0.1360.057
put1002.805.100.000.5290.000.00-0.666-0.1350.055
put1056.9010.100.000.7880.000.00-0.798-0.1350.042
put11011.8014.700.000.9150.000.00-0.859-0.1310.034
put11516.8020.000.001.1740.000.00-0.879-0.1440.030
put12021.8025.200.001.3970.000.00-0.893-0.1540.028
put12526.8030.200.001.5590.000.00-0.903-0.1620.026
put13031.8035.000.001.6540.000.00-0.911-0.1690.024
put13536.8039.800.001.7320.000.00-0.917-0.1750.023

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-098-KCurrent report2026-11-09SEC
2026-11-06SCHEDULE 13D/ASEC
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-10-198-KCurrent report2026-10-19SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-17SEC
2026-09-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-08-10144Filing for proposed sale of securities under Rule 144.SEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-29SCHEDULE 13G/ASEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-208-KCurrent report2026-07-20SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-26144Filing for proposed sale of securities under Rule 144.SEC
2026-06-228-KCurrent report2026-06-19SEC
2026-06-1711-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-12SEC
2026-06-12144Filing for proposed sale of securities under Rule 144.SEC
2026-06-08144Filing for proposed sale of securities under Rule 144.SEC
2026-06-088-KCurrent report2026-06-06SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-04SEC
2026-06-04144Filing for proposed sale of securities under Rule 144.SEC
2026-06-014Statement of changes in beneficial ownership of securities2026-05-29SEC
2026-05-29144Filing for proposed sale of securities under Rule 144.SEC
2026-05-15SCHEDULE 13G/ASEC
2026-05-13SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900178.18K1
2026-0800922.92K1
2026-0789.98K1181.47K1
2026-06001.42M3
2026-0500268.75K1
2026-040000
2026-030000
2026-020000
2026-01001.47M3
2025-120050.26K1
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.76%
WELLINGTON MANAGEMENT GROUP LLP8.25%
Patriot Financial Partners GP II, L.P.5.36%
ADAGE CAPITAL PARTNERS GP, L.L.C.4.24%
DIMENSIONAL FUND ADVISORS LP4.22%
VANGUARD CAPITAL MANAGEMENT LLC4.14%
STATE STREET CORP3.78%
AMERICAN CENTURY COMPANIES INC2.86%
GEODE CAPITAL MANAGEMENT, LLC2.54%
CITADEL ADVISORS LLC2.44%

Funds

Fund% owned
Avantis International Small Cap Value ETF8.44%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.00%
Avantis U.S. Small Cap Value ETF2.48%
iShares Russell 2000 ETF2.40%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.56%
VANGUARD EXTENDED MARKET INDEX FUND1.04%
Fidelity Small Cap Index Fund0.98%
iShares Russell 2000 Value ETF0.65%
Avantis International Small Cap Value Fund0.52%
VANGUARD RUSSELL 2000 INDEX FUND0.52%

OakChart. MCB. Cached 15 minutes.