OakChart

Merchants Bancorp

MBINFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 1:43 PM ET

53.74+0.17 (0.32%)
2026-11-11 19:43 CET
Market cap
2,461.03 USD m
Revenue, TTM
- USD m
Net income, TTM
279.22 USD m
Free cash flow, TTM
-139.33 USD m
EPS diluted, TTM
6.07
P/E
8.85
Compare

Price

MBIN against its 20, 50 and 200-day averages
2050200beat
40.0045.0050.0055.00607K1.2MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26MBINclose 53.7420-day 50.7350-day 51.00200-day 48.3053.7452w high

5.5% under the 52-week high of 56.87 on 29 Jul 2026. 52-week low 30.37 on 20 Nov 2025. Last 15 sessions, 17.9% high to low

Profile

MBIN
52-week range, 88% of the way up
30.3756.87

Merchants Bancorp is a bank holding company, which specializes in multiple lines of business in banking and finance. The company was founded by Michael Petrie and Randall D. Rogers in 1990 and is headquartered in Carmel, IN.

IndexRUT
Employees735
IPOOct 27, 2017
Beta1.18
ATR, 14d1.63
Rel volume0.33
Short float9.50%
Insider own58.12%
Inst own97.87%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.47B
Enterprise Value-
Income279.22M
Sales1.38B
Book/sh42.05
Cash/sh-
Dividend Est.0.45 (0.84%)
Dividend TTM0.43 (0.80%)
Dividend Ex-DateSep 15, 2026
Dividend Gr. 3/5Y12.62% 13.75%
Payout10.59%
Employees735
IPOOct 27, 2017

Ratios

P/E8.85
Forward P/E8.93
PEG0.41
P/S1.79
P/B1.28
P/C-
P/FCF-
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.07
Debt/Eq1.22
LT Debt/Eq0.03
Option/ShortYes / Yes

Earnings

EPS (ttm)6.07
EPS next Y6.02
EPS next Q1.41
EPS this Y64.20%
EPS next Y-3.01%
EPS next 5Y21.68%
EPS past 3/5Y-5.47% -0.36%
Sales past 3/5Y31.51% 26.93%
EPS Y/Y TTM39.50%
Sales Y/Y TTM-0.63%
EPS Q/Q113.23%
Sales Q/Q10.23%
EarningsOct 28 AMC
EPS/Sales Surpr.47.85% 22.95%

Ownership

Insider Own58.12%
Insider Trans-0.07%
Inst Own97.87%
Inst Trans0.10%
ROA1.59%
ROE13.55%
ROIC12.47%
Gross Margin-
Oper. Margin28.34%
Profit Margin20.22%
SMA205.93%
SMA505.37%
SMA20011.25%
Trades-

Technical

Shs Outstand45.94M
Shs Float19.24M
Short Float9.50%
Short Ratio10.01
Short Interest1.83M
52W High56.87 -5.50%
52W Low30.37 76.95%
Volatility2.99% 2.84%
ATR (14)1.63
RSI (14)63.03
Beta1.18
Rel Volume0.33
Avg Volume182.72K
Volume40,636

Performance

Perf Week0.58%
Perf Month10.07%
Perf Quarter-2.91%
Perf Half Y19.21%
Perf YTD57.78%
Perf Year68.31%
Perf 3Y70.06%
Perf 5Y69.38%
Perf 10Y-
Recom2.33
Target Price67.00
Prev Close53.57
Price53.74
Change %0.32%

Analyst ratings

latest 4 of 4
DateActionAnalystRating changeTargetImplied
Jul 01, 2026DowngradeRRaymond JamesOutperform → Mkt Perform
Sep 09, 2024InitiatedMMorgan StanleyEqual-Weight$54+0.5%
Jul 30, 2024DowngradeRRaymond JamesStrong Buy → Outperform$55 → $58+7.9%
Jun 17, 2020UpgradeRRaymond JamesOutperform → Strong Buy

Peers

Mkt cap
TickerCompanyMkt cap
AXAxos Financial Inc5.21B
CUBICustomers Bancorp Inc2.84B
WDWalker & Dunlop Inc1.39B
LOBLive Oak Bancshares Inc1.59B
FRMEFirst Merchants Corp2.57B
INBKFirst Internet Bancorp222.97M
TBBKBancorp Inc1.94B
NBNNortheast Bank1.12B
HIFSHingham Institution For Savings669.19M
ABRArbor Realty Trust Inc268.01M

Insider trading

latest 14 of 40
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Kaercher Julia L.DirectorJul 30 '26Sale55.209,000496,800727,103Jul 31 04:17 PM
Petrie Michael F.Chairman and CEOJul 30 '26Sale55.209,000496,800727,013Jul 31 04:16 PM
Petrie Jody J.DirectorJul 30 '26Proposed Sale55.2411,111613,742Jul 30 04:03 PM
Petrie Michael F.OfficerJun 11 '26Proposed Sale49.586,000297,480Jun 11 04:36 PM
Petrie Michael F.Chairman and CEOMay 05 '26Sale46.7520,000935,0001,873,328May 07 07:21 PM
Petrie Michael F.Chairman and CEOMay 05 '26Sale46.7510,696500,038736,013May 07 07:21 PM
Petrie Michael F.Chairman and CEOMay 06 '26Sale46.868,334390,5311,864,994May 07 07:21 PM
Petrie Michael F.OfficerMay 01 '26Proposed Sale46.3628,3341,313,564May 01 03:47 PM
Petrie Jody J.10% OwnerMay 01 '26Proposed Sale46.4510,870504,912May 01 03:30 PM
Petrie Jody J.Member of immediate family ofMar 05 '26Proposed Sale41.8011,364475,015Mar 05 04:23 PM
Petrie Michael F.Chairman and CEOFeb 26 '26Sale32.6228,871941,6382,958Feb 27 04:18 PM
Petrie Michael F.Chairman and CEOFeb 25 '26Sale20.203777,61516,829Feb 27 04:18 PM
Petrie Michael F.OfficerFeb 24 '26Proposed Sale43.2343,3341,873,328Feb 24 09:38 AM
Petrie Michael F.OfficerFeb 20 '26Proposed Sale45.056,315284,490Feb 20 09:31 AM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJSiShares S&P Small-Cap 600 Value ETFAUM: 7.74B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-282.0601.3932.060224.94182.953
2026Q22026-07-281.4801.2201.479182.221793
2026Q12026-04-281.2501.1601.249175.25174.33
2025Q42026-01-281.2800.9401.279185.29170.83
2025Q32025-10-280.9700.7900.967171.07163.93
2025Q22025-07-280.6001.1200.603179.2161.13
2025Q12025-04-280.9301.2530.928145.891693
2024Q42025-01-281.8501.2731.850193.77158.83
2024Q32024-10-281.1701.4231.166149.56159.73
2024Q22024-07-291.4901.5651.495159.47160.552
2024Q12024-04-291.8001.3801.803167.93144.152
2023Q42024-01-291.5801.4401.584158.78142.652
2023Q32023-10-261.6801.3201.680153.5135.552
2023Q22023-07-271.3101.2301.308135.5122.92
2023Q12023-04-271.0701.1301.069114.96117.652
2022Q42023-01-301.1201.0651.118118.39111.42

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.5201.2511.517114.28107.56
2018FY1.3801.4101.382139.56136.54
2019FY1.5801.3551.580169.39153.19
2020FY3.8473.5383.847351.62330.47
2021FY4.7604.6804.760435.33405.04
2022FY4.4704.4204.473444.49427.5
2023FY5.6405.4955.642562.74533.15
2024FY6.3005.7356.303670.73639.06
2025FY3.7803.4773.780681.45666.56
2026FY-6.207--753.12
2027FY-6.020--776.84
2028FY-6.810--839.35

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30202184.85182187.7
2026Q4S2026-10-29201185.85184187.7
2026Q4S2026-10-28200187.6184191.2
2026Q4S2026-10-12200187.6184191.2
2026Q4S2026-07-29220187.6184191.2
2026Q4S2026-06-30201183.8182185.6
2026Q4S2026-04-29210186.3185.6187
2026Q4S2026-04-15200184.35183185.7
2026Q4S2026-04-14201184.35183185.7
2026Q4S2026-01-30211184.35183185.7
2026Q4S2026-01-29210186.35185.7187
2026Q4S2025-11-11200182.6178.2187
2026Q4S2025-11-10200182.6178.2187
2026Q4S2025-11-09200182.6178.2187

Estimate history

EPS, annual1.5171.3821.583.8474.764.4735.6426.3033.7786.069
Period201720182019202020212022202320242025TTM
EPS, quarterly1.1661.850.9280.6030.9671.2791.2491.4792.062
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual142.067190.142259.021415.396469.171601.711180.2621435.4621368.4711381.09
Period201720182019202020212022202320242025TTM
Sales, quarterly382.637370.765320.408346.007352.699351.958305.96334.407388.764
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual43.02843.04143.0643.12143.1843.11343.24345.76745.89345.94
Period201720182019202020212022202320242025MRQ
Shares, quarterly45.76445.76745.88245.88545.88945.89345.93545.93845.94
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,183.241,200.851,302.721,077.80480.83311.89282.79212.00140.56
Total Interest Expense635.80683.79780.10629.73162.2833.8958.6489.7050.59
Net Interest Income547.44517.06522.62448.07318.55277.99224.15122.3089.97
Loan Loss Provision64.25117.7524.2840.2317.305.0111.843.944.63
Net Interest Income After Loan Loss Provision483.19399.31498.34407.84301.26272.98212.31118.3685.34
Non-Interest Income197.85167.62132.74102.46120.88157.28132.6147.0349.58
Non-Interest Expense289.65303.12208.44162.40130.99125.34101.5663.2550.89
Operating Income391.39263.80422.64347.91291.14304.93243.36102.1384.03
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes391.39263.80422.64347.91291.14304.93243.36102.1384.03
Income Taxes72.3345.03102.2668.6771.4277.8362.8224.8021.15
Consolidated Net Income319.06218.77320.39279.23219.72227.10180.5377.3362.87
Net Income From Continuing Operations319.06218.77320.39279.23219.72227.10180.5377.3362.87
Net Income279.22173.55283.65244.56193.74206.23166.0668.1159.54
EPS (Recurring)6.073.786.305.644.474.763.851.581.38
EPS (Basic, Before Extraordinaries)6.083.786.325.664.494.783.851.581.38
EPS (Diluted)6.073.786.305.644.474.763.851.581.38
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Price To Earnings Ratio8.838.836.038.235.416.634.798.329.63
Price To Sales Ratio1.631.141.141.561.752.911.912.193.02
Operating Margin28.3419.2829.4429.4848.3964.9958.5839.4344.19
Net Margin20.2212.6819.7620.7232.2043.9639.9826.3031.32
Shares Outstanding45.9445.8945.7743.2443.1143.1843.1243.0643.04
Market Capitalization2,461.032,461.031,669.011,841.171,048.431,362.47794.28565.80572.73

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income311.19294.07270.51307.47301.78304.40287.20321.35
Total Interest Expense167.02157.54141.86169.38173.72175.68165.01186.72
Net Interest Income144.17136.54128.65138.09128.06128.72122.20134.62
Loan Loss Provision12.009.1815.3027.7629.2453.037.732.69
Net Interest Income After Loan Loss Provision132.17127.35113.35110.3398.8275.69114.47131.94
Non-Interest Income77.5840.3435.4544.4950.9241.6133.2049.42
Non-Interest Expense76.3367.9064.4980.9385.1668.4771.1753.48
Operating Income133.4299.7884.3173.8864.5848.8476.50127.88
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes133.4299.7884.3173.8864.5848.8476.50127.88
Income Taxes28.2421.4816.576.049.8810.8518.2632.21
Consolidated Net Income105.1878.3067.7367.8554.7037.9858.2495.67
Net Income From Continuing Operations105.1878.3067.7367.8554.7037.9858.2495.67
Net Income94.9268.0457.4758.8044.4427.7142.6084.94
EPS (Recurring)2.061.481.251.280.970.600.931.85
EPS (Basic, Before Extraordinaries)2.071.481.251.280.970.600.931.86
EPS (Diluted)2.061.481.251.280.970.600.931.85
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio8.8312.2011.367.836.996.085.866.03
Price To Sales Ratio1.631.711.451.141.051.071.191.15
Operating Margin34.3229.8427.5520.9918.3114.1123.8834.49
Net Margin24.4120.3518.7816.7112.608.0113.3022.91
Shares Outstanding45.9445.9445.9445.8945.8945.8945.8845.77
Market Capitalization2,461.032,296.771,972.231,562.991,459.161,517.311,696.481,669.01

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks15.8410.9915.5922.1714.0310.0613.9125.8618.91
Investments7,923.848,019.636,360.624,829.885,268.983,946.623,188.901,669.731,915.32
Net Loans10,951.3810,354.0010,127.807,426.865,751.325,507.933,012.472,045.421,366.35
Investment in Unconsolidated Affiliates57.9046.5448.2033.3036.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets60.15--------
Net Property, Plant & Equipment79.9466.9552.4046.4131.2129.7629.2715.145.35
Interest Receivables81.8183.4191.3556.2624.1021.7718.3613.838.33
Deferred Tax Assets-29.45-------
Other Intangible Assets278.08224.22256.55200.35153.00129.23109.02114.1978.88
Total Assets19,448.9418,835.1916,952.5212,615.2311,278.649,645.386,371.933,884.163,393.13
Total Deposits13,041.1911,919.9814,061.4610,071.348,982.617,408.075,478.073,231.092,943.56
Total Debt3,849.864,395.43975.38942.381,033.951,348.26181.44195.4556.61
Long Term Debt87.5492.99153.73193.861,011.89479.1817.112.421.20
Provision for Risks Charges118.0493.930.000.000.000.000.000.000.00
Deferred Tax Liabilities33.9054.74-------
Other Liabilities125.19127.80214.59141.76106.6678.4358.6936.3925.49
Total Liabilities17,168.1816,591.8815,251.4311,155.4910,123.238,834.755,718.203,462.933,025.66
Preferred Stock - Carrying Value551.29672.13499.61499.61362.15212.65212.6541.5841.58
Common Equity1,729.471,571.171,201.48960.13793.26597.98441.08379.66325.89
Total Shareholders Equity2,280.762,243.311,701.081,459.741,155.41810.62653.73421.24367.47
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity2,280.762,243.311,701.081,459.741,155.41810.62653.73421.24367.47
Total Liabilities & Stockholders Equity19,448.9418,835.1916,952.5212,615.2311,278.649,645.386,371.933,884.163,393.13
Book Value Per Share37.6834.3327.7822.2718.3713.8710.248.827.57
Tangible Book Value Per Share37.5134.1527.4021.8817.9613.459.798.337.45
Tier 1 Capital2,272.012,234.661,686.201,452.46--621.63380.95347.41
Tier 2 Capital93.5999.8285.9955.51--15.8412.708.31
Full-Time Employees735663618556481404329259194
Price to Book Ratio1.271.121.621.151.721.331.281.512.10
Return on Assets1.141.791.891.842.172.251.511.731.79
Return on Equity9.6716.2517.6716.8023.1024.6614.3915.9419.06
Return on Invested Capital9.2413.7115.0513.2910.4814.0011.5314.8414.83
Current Ratio0.060.080.070.112.400.321.720.300.38

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-199.22-151.23207.08216.40145.21129.94110.2356.0533.36
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital68.851.87-26.52-39.60-14.591.79-11.7926.11-2.61
Cash from Operating Activities-130.37-149.36180.57176.81130.62131.7398.4382.1630.75
Capital Expenditures-10.75-35.42-18.39-7.53-8.82-3.65-3.62-13.98-9.20
Net Assets From Acquisitions-15.60-28.39-193.90-18.76-14.59-11.66-4.18-1.36-18.13
Sale of Fixed Assets and Businesses0.000.0077.9365.77788.85262.0910.650.000.01
Purchase or Sale of Investments174.2955.36-148.55-842.18-727.44-273.99-48.58-64.08125.23
Purchase of Investments-1,054.48-1,196.40-1,287.11-1,585.14-1,303.99-451.70-665.68-753.85-69.62
Sale Or Maturity of Investments1,228.781,251.761,138.56742.96576.55177.71617.10689.77194.85
Other Uses-0.000.000.000.000.00-0.020.00-6.31
Other Sources10.927.9010.241.944.390.400.000.130.07
Cash from Investing Activities-1,233.45-387.56-1,890.12-3,793.29-2,017.69-655.21-3,505.55-2,296.84-336.22
Cash Dividends Paid-60.81-59.42-51.17-48.51-38.07-31.23-23.67-17.25-10.22
Change in Capital Stock-3.000.00143.360.00133.52149.460.00171.060.00
Repurchase of Common Pref Stock-3.000.00-177.040.00-3.94-41.620.00-21.850.00
Sale of Common Pref Stock0.000.00320.400.00137.46191.080.00192.910.00
Proceedsfrom Stock Options0.000.00320.400.00137.46191.080.00192.910.00
Issuance or Reduction of Debt, Net0.00-546.723,421.2033.13-103.56-314.301,166.82-14.01137.69
Change in Long Term Debt0.000.000.0033.13-103.56-314.301,166.82-14.01137.69
Issuance of Long Term Debt0.000.000.0095,788.7965,781.5431,473.2861,091.228,923.601,108.22
Reduction of Long Term Debt0.000.000.00-95,755.65-65,885.10-31,787.58-59,924.41-8,937.62-970.53
Net Financing Active Other Cash Flow0.000.000.000.000.000.007.00-2.000.00
Other Financing Activities Uses0.000.000.00-0.000.00-0.50-2.00-
Cash from Financing Activities1,085.62272.511,601.743,974.741,080.631,376.363,080.142,384.86282.48
Net Change in Cash-278.19-264.41-107.81358.26-806.45852.89-326.98170.19-23.00
Free Cash Flow-139.33-170.30162.18169.28123.86128.0994.8168.1721.55
Price to Free Cash Flow--14.7915.2812.2814.1211.1811.1350.58
Federal Home Loan Advances Increase (Decrease)--8.59-139.23-9.45-9.5441.07-50.29-12.39-0.26

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks11.9117.8819.6415.8411.5715.42
Investments8,016.888,342.878,314.407,923.848,509.708,373.54
Net Loans12,184.6212,262.8011,399.8810,951.3810,515.2210,432.12
Investment in Unconsolidated Affiliates57.1260.0259.6257.9052.7951.44
Net Property, Plant & Equipment89.9288.4787.0679.9482.1278.48
Interest Receivables81.0482.0877.3381.8182.4482.39
Other Intangible Assets350.32303.49303.62278.08100.81107.82
Total Assets20,883.5021,229.9820,321.7819,448.9419,354.6519,141.20
Total Deposits15,041.8014,254.3112,951.7513,041.1913,934.7012,686.83
Total Debt3,032.474,297.804,787.973,849.862,910.434,017.80
Long Term Debt76.3592.04426.8287.542,833.053,941.29
Provision for Risks Charges106.66116.80107.14118.04103.4191.90
Deferred Tax Liabilities60.4650.1446.4033.9028.9729.23
Other Liabilities158.82117.1398.22125.19151.70130.81
Total Liabilities18,400.2018,836.1817,991.4817,168.1817,129.2116,956.57
Preferred Stock - Carrying Value551.29551.29551.29551.29551.29551.29
Common Equity1,932.011,842.511,779.011,729.471,674.141,633.34
Total Shareholders Equity2,483.302,393.802,330.302,280.762,225.432,184.63
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,483.302,393.802,330.302,280.762,225.432,184.63
Total Liabilities & Stockholders Equity20,883.5021,229.9820,321.7819,448.9419,354.6519,141.20
Book Value Per Share42.0540.1138.7337.6836.4835.60
Tangible Book Value Per Share41.6439.9338.5537.5136.3135.42
Tier 1 Capital-2,386.162,322.132,272.012,216.962,176.15
Tier 2 Capital-83.9686.5293.59103.80104.03
Full-Time Employees---735--
Price to Book Ratio1.271.291.140.930.890.94
Return on Assets1.591.331.171.141.301.36
Return on Equity13.5511.7310.179.6711.8412.43
Return on Invested Capital4.113.152.462.861.080.62
Current Ratio0.070.060.050.060.110.13

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations638.31147.06-788.65-195.9433.09-103.97
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital20.6136.668.233.359.04-4.55
Cash from Operating Activities658.91183.73-780.42-192.5942.12-108.52
Capital Expenditures-1.68-2.44-1.27-5.36-18.64-4.57
Net Assets From Acquisitions-3.06-2.77-0.97-8.7915.61-15.78
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-202.55121.49313.38-58.03-76.2766.79
Purchase of Investments-401.57-56.04-204.34-392.54-459.36-181.50
Sale Or Maturity of Investments199.02177.53517.72334.51383.09248.29
Other Uses-0.000.000.000.000.00
Other Sources1.923.891.223.891.270.96
Cash from Investing Activities-149.31-739.35-152.16-192.62-193.49-38.96
Cash Dividends Paid-15.32-15.32-15.32-14.86-14.85-14.85
Change in Capital Stock0.000.00-3.000.000.000.00
Repurchase of Common Pref Stock0.000.00-3.000.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-1,265.02-490.89930.90938.07-1,107.747.53
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-504.46787.11803.59-0.62102.23273.35
Net Change in Cash5.14231.49-128.99-385.83-49.13125.87
Free Cash Flow657.34181.29-781.56-196.3936.34-113.02
Price to Free Cash Flow----2.264.51

Revenue breakdown

United States2024: 670.73M 2025: 681.45M
Banking2024: 361.94M 2025: 355.76M
Consolidation, Policy2024: 3.00M 2025: 64.00K
Mortgage Warehousing2024: 132.61M 2025: 152.22M
Multi-family Mortgage Banking2024: 173.19M 2025: 173.41M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-309.50%1.8M19.2M183.98K
2026-10-1510.25%2.0M19.2M188.61K
2026-09-3010.20%2.0M19.2M182.68K
2026-09-1513.25%2.6M19.2M184.10K
2026-08-319.44%1.8M19.2M167.76K
2026-08-148.76%1.7M19.2M163.55K
2026-07-318.58%1.7M19.2M160.61K
2026-07-158.15%1.6M19.2M155.98K
2026-06-308.25%1.6M19.2M166.42K
2026-06-1511.99%2.3M19.2M162.05K
2026-05-298.55%1.6M19.2M182.12K
2026-05-158.71%1.7M19.2M206.84K
2026-04-308.17%1.7M21.1M337.76K
2026-04-157.88%1.7M21.1M344.22K
2026-03-318.01%1.7M20.8M331.49K
2026-03-1312.43%2.6M20.8M323.86K
2026-02-279.79%2.0M20.8M311.27K
2026-02-1310.80%2.2M20.7M291.14K
2026-01-307.05%1.5M20.7M166.23K
2026-01-157.72%1.6M20.6M167.09K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5029.0033.700.005.4520.000.000.945-0.2300.009
call25.0026.5031.200.004.8980.000.000.939-0.2270.010
call30.0021.5026.200.003.9520.000.000.923-0.2170.012
call35.0016.5021.4014.503.37210.000.000.902-0.2050.015
call40.0011.5016.3013.222.5400.000.000.874-0.1870.017
call45.006.5010.709.001.6938.000.000.825-0.1680.022
call50.001.556.003.601.17910.001.000.653-0.3370.031
call55.000.004.900.301.63436.000.000.505-0.2800.034
call60.000.001.150.300.94768.000.000.257-0.1450.027
call65.000.001.150.051.22643.000.000.184-0.1530.022
call70.000.001.150.001.5930.000.000.177-0.1960.022
call75.000.001.150.001.8500.000.000.159-0.2120.020
call80.000.001.950.002.0850.000.000.146-0.2250.019
put22.500.002.950.004.4320.000.00-0.054-0.2290.009
put25.000.001.950.153.75294.000.00-0.055-0.1970.009
put30.000.001.150.452.9971.000.00-0.070-0.1880.011
put35.000.001.150.152.3511200.00-0.089-0.1770.014
put40.000.001.150.051.77425.000.00-0.115-0.1610.016
put45.000.001.200.101.34510.000.00-0.177-0.1620.022
put50.000.004.901.102.0426.000.00-0.349-0.3300.031
put55.000.054.900.001.2550.000.00-0.493-0.2740.034
put60.004.508.500.001.2560.000.00-0.770-0.1230.026
put65.009.5013.500.001.7510.000.00-0.795-0.1680.024
put70.0014.5018.500.002.0370.000.00-0.842-0.1630.020
put75.0019.5023.500.002.3200.000.00-0.858-0.1760.019
put80.0024.5028.500.002.5720.000.00-0.870-0.1860.018

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-208-KCurrent report2026-08-20SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-30144Filing for proposed sale of securities under Rule 144.SEC
2026-07-288-KCurrent report2026-07-28SEC
2026-06-11144Filing for proposed sale of securities under Rule 144.SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-213Initial statement of beneficial ownership of securities2026-05-21SEC
2026-05-213Initial statement of beneficial ownership of securities2026-05-21SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-0700993.60K2
2026-060000
2026-05001.83M3
2026-040000
2026-030000
2026-02002.02M12
2026-010000
2025-1200464.27K8
2025-1100345.92K8

Institutional holders

Manager% owned
Elser Financial Planning, Inc58.33%
BlackRock, Inc.8.94%
DIMENSIONAL FUND ADVISORS LP4.13%
STATE STREET CORP2.32%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.2.27%
VANGUARD CAPITAL MANAGEMENT LLC2.21%
AMERICAN CENTURY COMPANIES INC1.82%
Doma Perpetual Capital Management LLC1.76%
GEODE CAPITAL MANAGEMENT, LLC1.68%
VANGUARD PORTFOLIO MANAGEMENT LLC1.06%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF3.86%
Avantis U.S. Small Cap Value ETF1.60%
Nomura Small Cap Value Fund1.47%
iShares Russell 2000 ETF1.47%
VANGUARD TOTAL STOCK MARKET INDEX FUND1.43%
Nomura VIP Small Cap Value Series0.78%
VANGUARD EXTENDED MARKET INDEX FUND0.73%
Invesco Preferred ETF0.73%
Royce Small-Cap Total Return Fund0.66%
Fidelity Small Cap Index Fund0.60%

OakChart. MBIN. Cached 15 minutes.