OakChart

Bancorp Inc

TBBKFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

48.61-0.06 (-0.12%)
2026-11-12 04:08 CET
Market cap
1,941.02 USD m
Revenue, TTM
- USD m
Net income, TTM
239.80 USD m
Free cash flow, TTM
106.72 USD m
EPS diluted, TTM
5.66
P/E
8.58
Compare

Price

TBBK against its 20, 50 and 200-day averages
2050200beat
50.0060.0070.001.5M3.0MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26TBBKclose 48.6120-day 49.1650-day 50.72200-day 57.6548.6152w high52w low

33.4% under the 52-week high of 73.02 on 5 Aug 2026. 52-week low 45.08 on 2 Nov 2026. Last 15 sessions, 14.9% high to low

Volume 0.72× normal · the line is the 50-bar volume average

Profile

TBBK
52-week range, 13% of the way up
45.0873.02

The Bancorp, Inc. is a financial holding company, which engages in the provision of private label banking and financial services through the Bank. It operates through the following segments: Fintech Solutions and Credit Solutions. The Fintech Solutions segment delivers payment, deposit, and lending products that attract deposits and generate fee income. The Credit Solutions segment engages in the provision of lending services, including real estate bridge lending, institutional banking products such as SBLOCs and IBLOCs, advisor financing, and commercial loans including small business and lease financing. The company was founded by Betzy Z. Cohen on July 20, 1999 and is headquartered in Wilmington, DE.

IndexRUT
Employees733
IPOFeb 03, 2004
Beta1.19
ATR, 14d1.74
Rel volume0.72
Short float9.65%
Insider own5.95%
Inst own102.88%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.94B
Enterprise Value-
Income239.80M
Sales841.33M
Book/sh16.83
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees733
IPOFeb 03, 2004

Ratios

P/E8.58
Forward P/E6.86
PEG0.38
P/S2.31
P/B2.89
P/C-
P/FCF18.19
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.02
Debt/Eq1.96
LT Debt/Eq0.32
Option/ShortYes / Yes

Earnings

EPS (ttm)5.66
EPS next Y7.09
EPS next Q1.67
EPS this Y21.21%
EPS next Y18.89%
EPS next 5Y18.08%
EPS past 3/5Y29.31% 29.10%
Sales past 3/5Y28.04% 23.92%
EPS Y/Y TTM17.78%
Sales Y/Y TTM-2.20%
EPS Q/Q29.21%
Sales Q/Q2.10%
EarningsOct 29 AMC
EPS/Sales Surpr.0.00% -12.25%

Ownership

Insider Own5.95%
Insider Trans-0.23%
Inst Own102.88%
Inst Trans-3.23%
ROA2.66%
ROE32.96%
ROIC26.91%
Gross Margin-
Oper. Margin37.90%
Profit Margin28.50%
SMA20-1.13%
SMA50-4.16%
SMA200-15.68%
Trades-

Technical

Shs Outstand40.22M
Shs Float37.55M
Short Float9.65%
Short Ratio6.88
Short Interest3.62M
52W High73.02 -33.43%
52W Low45.08 7.83%
Volatility3.50% 3.37%
ATR (14)1.74
RSI (14)45.60
Beta1.19
Rel Volume0.72
Avg Volume526.10K
Volume376,684

Performance

Perf Week2.68%
Perf Month-2.17%
Perf Quarter-29.69%
Perf Half Y-7.62%
Perf YTD-28.01%
Perf Year-24.44%
Perf 3Y29.45%
Perf 5Y51.62%
Perf 10Y614.85%
Recom1.00
Target Price63.33
Prev Close48.67
Price48.61
Change %-0.12%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 09, 2026UpgradeKKeefe BruyetteMkt Perform → Outperform$77+58.4%
Mar 12, 2026ResumedPPiper SandlerOverweight$66+35.8%
Aug 11, 2025UpgradeRRaymond JamesOutperform → Strong Buy$76+56.3%
Jun 12, 2025DowngradeKKeefe BruyetteOutperform → Mkt Perform$65+33.7%
Jan 30, 2023InitiatedRRaymond JamesOutperform$38-21.8%
Jan 12, 2022InitiatedKKeefe BruyetteOutperform$40-17.7%
Dec 03, 2019UpgradeSSandler O'NeillHold → Buy
Jan 26, 2018UpgradeRRaymond JamesOutperform → Strong Buy
Jul 31, 2017UpgradeRRaymond JamesMkt Perform → Outperform
Feb 01, 2017DowngradeRRaymond JamesStrong Buy → Mkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
CASHPathward Financial Inc1.56B
CCBCoastal Financial Corp664.56M
CUBICustomers Bancorp Inc2.84B
AXAxos Financial Inc5.20B
GDOTGreen Dot Corp672.13M
FINWFinWise Bancorp199.70M
TFINTriumph Financial Inc1.45B
ESQEsquire Financial Holdings Inc1.61B
LOBLive Oak Bancshares Inc1.59B
MVBFMVB Financial Corp331.46M

Insider trading

latest 14 of 32
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Harris RyanEVP Head of Fintech SolutionsNov 06 '26Sale48.274,500217,229146,016Nov 09 05:43 PM
Harris RyanOfficerNov 06 '26Proposed Sale48.234,500217,035Nov 06 04:15 PM
Mudick Stephanie BDirectorNov 04 '26Buy47.491,00047,49545,150Nov 06 04:06 PM
Cohn MatthewDirectorNov 03 '26Buy45.541,00045,54063,111Nov 04 04:17 PM
Egan MartinChief Accounting OfficerAug 06 '26Sale72.033,057220,19530,219Aug 06 04:11 PM
Egan MartinOfficerAug 06 '26Proposed Sale71.983,057220,042Aug 06 02:33 PM
Cohn MatthewDirectorMay 01 '26Buy59.602,250134,1055,155May 05 04:16 PM
Cohn MatthewDirectorMay 04 '26Buy58.7725014,69259,861May 05 04:16 PM
Caesar Erika REVP and General CounselApr 29 '26Sale60.284,470269,45232,880Apr 30 05:46 PM
Wainwright MariaEVP & Chief Marketing OfficerApr 28 '26Sale60.248,400506,02024,942Apr 30 05:45 PM
Caesar Erika ROfficerApr 29 '26Proposed Sale277.57970269,242Apr 29 04:18 PM
Wainwright MariaOfficerApr 28 '26Proposed Sale60.001,07664,560Apr 28 03:46 PM
Harris RyanEVP Head of Fintech SolutionsMar 13 '26Sale53.184,500239,328150,516Mar 16 04:03 PM
Harris RyanOfficerMar 13 '26Proposed Sale53.184,500239,310Mar 13 03:22 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJTiShares S&P Small-Cap 600 Growth ETFAUM: 7.45B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-291.4701.4701.530135.89154.863
2026Q22026-07-301.4501.3631.451137.74166.693
2026Q12026-04-231.4101.3371.410161.34189.293
2025Q42026-01-291.2801.4601.277172.61164.12
2025Q32025-10-301.1801.3301.181134.82162.32
2025Q22025-07-241.2701.2801.2681381662
2025Q12025-04-241.1901.2371.192129.52144.013
2024Q42025-01-301.1501.1331.149128.95131.873
2024Q32024-10-241.0401.1201.041125.84130.433
2024Q22024-07-251.0501.0671.046124.52127.063
2024Q12024-04-251.0601.0571.058123.8127.313
2023Q42024-01-250.9500.9530.812119.15118.343
2023Q32023-10-260.9200.9300.916115.66119.243
2023Q22023-07-270.8900.8770.887116.53115.263
2023Q12023-04-270.8800.7630.876114.81106.23
2022Q42023-01-260.7100.7000.711102.599.082

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.5170.5700.386198.23198.65
2018FY0.7200.7631.554274.64233.76
2019FY1.0801.0700.899245.42246.22
2020FY1.3801.3401.371279.48277.38
2021FY1.8801.8671.881315.63315.03
2022FY2.2702.3052.274354.52347.71
2023FY3.6403.6373.493466.15465.38
2024FY4.2904.2834.290503.1506.54
2025FY4.9205.0755.007703.84629.55
2026FY-5.963--617.99
2027FY-7.090--647.94
2028FY-8.100--679.95

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-06211164.41144184.81
2026Q4S2026-10-30202162144180
2026Q4S2026-10-29201163.85147.7180
2026Q4S2026-09-15201163.85147.7180
2026Q4S2026-07-31200165.02147.7182.34
2026Q4S2026-07-08200182.94182.38183.5
2026Q4S2026-04-24202182.94182.38183.5
2026Q4S2026-04-15200217.33199.5235.17
2026Q4S2026-03-11201217.33199.5235.17
2026Q4S2026-01-30101199.5199.5199.5
2026Q4S2026-01-14200182.2159.1205.3
2026Q4S2025-11-11202182.2159.1205.3
2026Q4S2025-11-10202182.2159.1205.3
2026Q4S2025-11-09202182.2159.1205.3

Estimate history

EPS, annual0.3861.5540.8991.3711.8812.2743.4934.294.9165.6643
Period201720182019202020212022202320242025TTM
EPS, quarterly1.0411.1491.1921.2681.1811.2771.411.4511.526
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual210.687240.775284.633301.044324.879419.114623.51709.106879.702841.33
Period201720182019202020212022202320242025TTM
Sales, quarterly171.788193.074223.444226.891216.81212.557202.316205.089221.367
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual55.76156.34656.84157.55157.37155.6953.20347.31142.35540.221
Period201720182019202020212022202320242025MRQ
Shares, quarterly48.2347.31146.9846.26344.52942.35541.85941.04340.221
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income529.41551.37551.59509.51308.30222.12210.78179.57147.96
Total Interest Expense167.99175.86175.35155.4659.4511.2415.9238.2827.11
Net Interest Income361.43375.51376.24354.05248.84210.88194.87141.29120.85
Loan Loss Provision135.74177.6939.378.337.113.116.354.403.58
Net Interest Income After Loan Loss Provision225.68197.82336.87345.72241.73207.77188.51136.89117.26
Non-Interest Income311.91328.33157.51114.00110.82102.7690.26105.0692.81
Non-Interest Expense218.71214.42199.86189.10167.86159.52165.35154.33146.68
Operating Income318.88311.73294.52270.62184.69151.01113.4287.6263.40
Unusual Expense12.518.692.3713.856.786.855.1415.138.62
Net Income Before Taxes306.37303.04292.16256.77177.91144.16108.2872.49119.78
Income Taxes66.5874.8274.6264.4847.7033.7227.6921.2332.24
Consolidated Net Income239.80228.21217.54192.30130.21110.4480.6051.2787.54
Net Income From Continuing Operations239.80228.21217.54192.30130.21110.4480.6051.2787.54
Net Income239.80228.21217.54192.30130.21110.6580.0851.5688.68
EPS (Recurring)6.045.054.323.672.361.961.431.081.66
EPS (Basic, Before Extraordinaries)5.734.994.353.532.301.931.390.911.57
EPS (Diluted)5.664.924.293.492.271.881.370.901.55
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.0065.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense15.2315.4911.849.006.006.835.034.492.73
Price To Earnings Ratio8.588.5813.3011.3714.0013.459.9614.395.12
Price To Sales Ratio2.363.563.763.403.884.582.652.611.89
Operating Margin37.9035.4441.5343.4044.0746.4837.6830.7826.33
Net Margin28.5025.9430.6830.8431.0734.0626.6018.1136.83
Shares Outstanding40.2242.3647.3153.2055.6957.3757.5556.8456.35
Market Capitalization1,941.021,941.022,522.672,068.961,588.761,442.17786.12738.14449.31

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income135.55132.05129.79132.03136.39143.15139.80138.80
Total Interest Expense45.4841.5840.9839.9542.2045.6648.0644.51
Net Interest Income90.0790.4788.8192.0894.2097.4991.7494.30
Loan Loss Provision40.6326.0927.6041.4245.0544.3646.8520.37
Net Interest Income After Loan Loss Provision49.4464.3861.2150.6649.1453.1344.8973.93
Non-Interest Income85.8273.0472.5380.5380.4283.7483.6454.27
Non-Interest Expense55.2255.2655.4452.8154.9255.3651.3450.96
Operating Income80.0482.1678.3078.3874.6481.5177.1977.24
Unusual Expense8.311.22-0.413.391.481.861.960.86
Net Income Before Taxes71.7280.9478.7175.0073.1679.6575.2476.39
Income Taxes8.9420.2918.6418.7018.2319.8318.0720.48
Consolidated Net Income62.7860.6660.0756.2954.9359.8257.1755.91
Net Income From Continuing Operations62.7860.6660.0756.2954.9359.8257.1755.91
Net Income62.7860.6660.0756.2954.9359.8257.1755.91
EPS (Recurring)1.671.471.401.331.201.301.22-
EPS (Basic, Before Extraordinaries)1.541.461.431.301.201.281.211.17
EPS (Diluted)1.531.451.411.281.181.271.191.15
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.494.183.763.803.974.093.633.13
Price To Earnings Ratio8.5812.2010.9314.1016.1012.8612.3013.30
Price To Sales Ratio2.363.132.673.384.053.303.353.67
Operating Margin36.1640.0638.7036.8834.4335.9334.5540.01
Net Margin28.3629.5829.6926.4825.3326.3725.5928.96
Shares Outstanding40.2241.0441.8642.3644.5346.2646.9847.31
Market Capitalization1,941.022,607.982,267.072,965.323,449.842,661.052,539.872,522.67

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks8.046.064.8224.065.385.9819.932.443.15
Investments1,940.952,305.682,129.452,232.322,878.613,357.883,515.512,563.902,792.15
Net Loans7,050.486,068.775,333.765,464.483,729.422,636.241,814.011,496.121,385.13
Investment in Unconsolidated Affiliates0.000.000.000.000.0031.2939.1559.2774.47
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets60.7062.0216.9521.211.53--0.000.45
Net Property, Plant & Equipment29.8327.5727.4718.4016.1617.6117.5418.8920.05
Interest Receivables43.0941.7137.5332.0117.8720.4613.6212.7510.90
Deferred Tax Assets29.6726.2627.5323.0818.4520.5716.6123.5935.90
Other Intangible Assets200.66196.85134.4990.82181.60197.62224.67262.90387.03
Total Assets9,363.418,734.937,712.017,906.386,849.036,287.665,661.034,439.884,709.24
Total Deposits8,165.507,746.056,680.917,030.115,976.915,462.065,052.033,935.714,260.84
Total Debt442.32123.70147.86122.52151.65152.0354.4755.1755.94
Long Term Debt239.11123.70147.82122.48151.60151.9954.3955.0855.72
Provision for Risks Charges1.402.0027.400.000.000.570.000.000.00
Deferred Tax Liabilities10.997.396.313.385.7910.824.071.971.09
Other Liabilities53.4166.0242.2456.3462.2381.0165.9640.2567.22
Total Liabilities8,673.627,945.156,904.737,212.356,196.575,706.495,176.544,033.114,385.09
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity689.80789.78807.28694.03652.45581.16484.50406.78324.15
Total Shareholders Equity689.80789.78807.28694.03652.45581.16484.50406.78324.15
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity689.80789.78807.28694.03652.45581.16484.50406.78324.15
Total Liabilities & Stockholders Equity9,363.418,734.937,712.017,906.386,849.036,287.665,661.034,439.884,709.24
Book Value Per Share16.2916.6915.1712.4611.3710.108.527.225.81
Tangible Book Value Per Share16.1916.5615.0512.3311.339.958.357.045.57
Tier 1 Capital678.10806.17825.60722.24643.85561.01476.13416.03324.40
Tier 2 Capital67.6533.9730.0025.1317.8116.0810.248.657.10
Full-Time Employees733771757717650635612589538
Price to Book Ratio2.893.112.682.402.231.351.521.101.62
Return on Assets2.522.652.461.761.681.351.021.910.36
Return on Equity30.8527.2425.6219.3417.9115.1311.5023.955.56
Return on Invested Capital24.5723.8120.1315.9513.7610.929.5719.205.71
Current Ratio0.030.090.160.140.110.070.220.150.21

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations119.45241.36241.33218.24142.26116.73-517.18-492.71-172.77
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-6.2123.65-31.42-31.52-21.28-32.845.00-0.37-1.38
Cash from Operating Activities113.24265.01209.91186.72120.9883.89-512.18-493.08-174.16
Capital Expenditures-6.52-7.09-4.97-12.69-5.13-1.55-3.74-2.01-2.38
Net Assets From Acquisitions0.000.000.000.000.000.00-3.920.000.00
Sale of Fixed Assets and Businesses0.200.170.130.000.000.000.010.000.00
Purchase or Sale of Investments-207.30-121.29-737.6235.82141.07241.75221.6836.5690.39
Purchase of Investments-337.26-435.91-992.91-48.99-24.18-259.06-34.66-157.48-134.76
Sale Or Maturity of Investments129.96314.62255.2984.81165.25500.81256.34194.03225.15
Other Uses0.000.000.000.00-----
Other Sources245.60151.0617.740.000.005.355.605.5917.34
Cash from Investing Activities-723.52-1,064.18-1,490.62415.55-828.10-305.90-595.79-233.3184.66
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-302.75-376.28-252.35-99.89-59.68-36.570.870.260.11
Repurchase of Common Pref Stock-302.75-378.34-252.35-100.00-60.00-40.000.000.000.00
Sale of Common Pref Stock0.002.060.000.100.323.430.870.260.11
Proceedsfrom Stock Options0.002.060.000.100.323.430.000.000.00
Issuance or Reduction of Debt, Net910.00298.53-0.04-3.270.000.0098.12-0.01-0.12
Change in Long Term Debt0.0099.530.00-3.270.000.0098.160.000.00
Issuance of Long Term Debt0.00195.950.000.000.000.0098.160.000.00
Reduction of Long Term Debt0.00-96.420.00-3.270.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.0060.00
Other Financing Activities Uses--0.000.000.000.00-0.000.00
Cash from Financing Activities613.96341.70812.74-452.37993.52478.28509.021,116.56-265.14
Net Change in Cash3.68-457.47-467.97149.90286.40256.27-598.96390.17-354.63
Free Cash Flow106.72257.92204.94174.03115.8582.34-515.92-495.10-176.53
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow18.5712.1513.0212.2014.0318.08---
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks17.509.538.678.0410.1611.64
Investments1,766.871,849.721,871.101,940.951,626.682,011.85
Net Loans7,194.177,010.417,690.677,050.486,608.486,476.04
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment27.2728.2829.0529.8325.9526.50
Interest Receivables46.6243.3441.3143.0943.8340.61
Deferred Tax Assets38.5923.4921.1429.6710.0312.44
Other Intangible Assets264.29189.19175.83200.66212.31194.11
Total Assets9,426.049,215.989,898.769,363.418,599.428,839.23
Total Deposits7,337.517,476.208,430.028,165.507,330.807,765.94
Total Debt1,324.43958.26693.35442.32423.26123.69
Long Term Debt214.44214.26223.35239.11223.26123.69
Provision for Risks Charges1.501.501.601.4064.2059.40
Deferred Tax Liabilities---10.99--
Other Liabilities85.8074.6476.8453.413.0129.94
Total Liabilities8,749.258,510.609,201.818,673.627,821.267,978.97
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity676.79705.38696.95689.80778.16860.27
Total Shareholders Equity676.79705.38696.95689.80778.16860.27
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity676.79705.38696.95689.80778.16860.27
Total Liabilities & Stockholders Equity9,426.049,215.989,898.769,363.418,599.428,839.23
Book Value Per Share16.8317.1916.6516.2917.4818.60
Tangible Book Value Per Share16.8317.1916.6516.1917.4518.57
Full-Time Employees---733--
Price to Book Ratio2.893.763.303.864.033.23
Return on Assets2.662.572.402.522.732.64
Return on Equity32.9629.6330.2830.8528.6027.41
Return on Invested Capital7.046.606.536.065.486.08
Current Ratio0.020.020.020.030.030.06

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations68.5066.0563.74-78.84103.52108.42
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-43.74-31.1821.5047.21-25.30-22.51
Cash from Operating Activities24.7634.8785.24-31.6278.2285.92
Capital Expenditures-0.40-0.47-0.47-5.18-0.63-0.51
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.150.010.040.000.050.03
Purchase or Sale of Investments33.5619.8021.07-281.7286.6836.92
Purchase of Investments-10.64-4.33-5.33-316.96-64.12-42.45
Sale Or Maturity of Investments44.2024.1226.3935.24150.8179.37
Other Uses0.000.000.000.000.000.00
Other Sources39.5224.8030.21151.060.000.00
Cash from Investing Activities-193.29708.33-615.95-622.62-48.93-130.41
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-50.50-50.47-50.29-151.49-149.27-37.87
Repurchase of Common Pref Stock-50.50-50.47-50.29-151.49-151.33-37.87
Sale of Common Pref Stock0.000.000.000.002.060.00
Proceedsfrom Stock Options0.000.000.000.002.060.00
Issuance or Reduction of Debt, Net366.00274.00271.00-1.00299.530.00
Change in Long Term Debt0.000.000.000.0099.530.00
Issuance of Long Term Debt0.000.000.000.00195.950.00
Reduction of Long Term Debt0.000.000.000.00-96.420.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.00--0.00
Cash from Financing Activities176.81-730.29485.24682.21-284.87-636.51
Net Change in Cash8.2712.90-45.4727.97-255.59-681.00
Free Cash Flow24.3634.4084.77-36.8177.5885.41
Price to Free Cash Flow18.5716.3710.8511.549.167.62

Revenue breakdown

Consumer Credit Fintech Fees2024: 4.79M 2025: 16.58M
Credit Card Merchant Discount2024: 14.60M 2025: 21.02M
Prepaid Card Fees2024: 97.41M 2025: 103.55M
United States2024: 116.80M 2025: 141.15M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-309.65%3.6M37.6M500.15K
2026-10-159.57%3.7M38.4M498.99K
2026-09-308.44%3.2M38.4M482.54K
2026-09-157.41%2.8M38.4M457.95K
2026-08-318.23%3.2M38.3M401.14K
2026-08-148.06%3.1M38.3M425.75K
2026-07-318.16%3.1M38.3M444.13K
2026-07-158.11%3.2M39.1M441.25K
2026-06-308.04%3.1M39.1M428.95K
2026-06-158.93%3.5M39.1M448.83K
2026-05-299.02%3.5M39.1M474.18K
2026-05-158.60%3.4M39.1M500.19K
2026-04-308.79%3.4M39.1M548.91K
2026-04-158.46%3.3M39.6M592.01K
2026-03-319.16%3.6M39.6M647.35K
2026-03-139.18%3.6M39.6M646.51K
2026-02-279.08%3.6M39.6M629.76K
2026-02-138.68%3.6M41.2M620.79K
2026-01-309.67%4.0M41.3M630.25K
2026-01-1510.33%4.3M41.3M600.05K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0016.5020.7021.203.48410.000.000.962-0.0710.006
call35.0011.6015.100.002.3260.000.000.948-0.0670.008
call40.006.6010.600.001.8910.000.000.925-0.0600.011
call45.002.155.806.391.2731.000.000.696-0.1810.026
call50.000.450.650.640.3942672.000.402-0.1000.029
call55.000.050.100.050.5526931.000.082-0.0360.011
call60.000.000.101.250.72124.000.000.044-0.0280.007
call65.000.000.400.200.98967.000.000.036-0.0330.006
call70.000.001.600.101.1892.000.000.031-0.0350.005
call75.000.002.000.411.3692.000.000.027-0.0370.005
call80.000.002.001.751.5347.000.000.025-0.0380.004
call85.000.002.001.501.68512.000.000.023-0.0390.004
call90.000.002.000.001.8250.000.000.021-0.0400.004
call95.000.001.350.001.9550.000.000.020-0.0410.004
call1000.002.150.002.0770.000.000.019-0.0420.004
call1050.001.350.002.1910.000.000.018-0.0430.003
put30.000.002.150.051.91840.000.00-0.038-0.0680.006
put35.000.002.150.001.3940.000.00-0.052-0.0630.008
put40.000.050.250.650.9239.000.00-0.075-0.0560.011
put45.000.001.900.201.18126510.00-0.304-0.1760.026
put50.001.653.603.380.94311.000.00-0.598-0.0950.029
put55.005.008.100.001.3080.000.00-0.937-0.0210.009
put60.009.5013.302.501.7970.000.00-0.956-0.0240.007
put65.0014.5018.300.002.1420.000.00-0.964-0.0260.006
put70.0020.0023.306.002.4420.000.00-0.969-0.0280.005
put75.0024.9028.300.002.7080.000.00-0.973-0.0290.005
put80.0029.9033.300.002.9480.000.00-0.975-0.0290.004
put85.0034.9038.300.003.1650.000.00-0.977-0.0300.004
put90.0039.9043.100.003.2630.000.00-0.979-0.0300.004
put95.0044.9048.100.003.4450.000.00-0.980-0.0310.004
put10049.9053.100.003.6150.000.00-0.981-0.0310.004
put10554.9058.300.003.8820.000.00-0.982-0.0310.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-10-30SCHEDULE 13G/ASEC
2026-10-298-KCurrent report2026-10-29SEC
2026-10-088-K/A2026-09-01SEC
2026-09-048-KCurrent report2026-09-01SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-06144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-038-KCurrent report2026-08-03SEC
2026-07-31SCHEDULE 13GSEC
2026-07-308-KCurrent report2026-07-30SEC
2026-06-2911-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-018-KCurrent report2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1193.04K2217.23K1
2026-100000
2026-090000
2026-0800220.19K1
2026-070000
2026-060000
2026-05148.80K200
2026-0400775.47K2
2026-0300239.33K1
2026-02659.44K800
2026-010000
2025-120000
2025-11446.56K400

Institutional holders

Manager% owned
BlackRock, Inc.14.55%
AMERICAN CENTURY COMPANIES INC8.62%
STATE STREET CORP6.49%
Nantahala Capital Management, LLC5.96%
VANGUARD CAPITAL MANAGEMENT LLC4.25%
DIMENSIONAL FUND ADVISORS LP3.23%
GEODE CAPITAL MANAGEMENT, LLC3.21%
BROWN ADVISORY INC2.74%
Jupiter Topco LLC2.71%
Invesco Ltd.2.69%

Funds

Fund% owned
The Osterweis Strategic Income Fund46.84%
Thompson Bond Fund12.26%
Angel Oak Financial Strategies Income Term Trust7.33%
High Yield Bond Series6.04%
iShares Core S&P Small-Cap ETF6.01%
Unconstrained Bond Series5.46%
Avantis U.S. Small Cap Value ETF3.51%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.01%
iShares Russell 2000 ETF2.43%
VIP Mid Cap Portfolio2.06%

OakChart. TBBK. Cached 15 minutes.