OakChart

First Western Financial Inc

MYFWFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

31.29+0.29 (0.94%)
2026-11-12 01:41 CET
Market cap
302.94 USD m
Revenue, TTM
- USD m
Net income, TTM
21.23 USD m
Free cash flow, TTM
21.74 USD m
EPS diluted, TTM
2.14
P/E
14.63
Compare

Price

MYFW against its 20, 50 and 200-day averages
2050200beatearnings
25.0027.5030.0032.50165K331KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26MYFWclose 31.2920-day 30.5950-day 30.50200-day 28.9831.2952w high

8.9% under the 52-week high of 34.36 on 17 Jul 2026. 52-week low 22.49 on 17 Nov 2025. Last 15 sessions, 9.3% high to low

Volume 0.91× normal · the line is the 50-bar volume average

Profile

MYFW
52-week range, 74% of the way up
22.4934.36

First Western Financial, Inc. operates as a financial holding company, which engages in the provision of wealth managements services. It operates through Wealth Management and Mortgage segments. The Wealth Management segment consists of operations relating to its fully integrated wealth management business. The Mortgage segment consists of operations relating to the origination and sale of residential mortgage loans. The company was founded by Scott C. Wylie and Warren Joseph Olsen in 2002 and is headquartered in Denver, CO.

IndexRUT
Employees320
IPOJul 19, 2018
Beta0.79
ATR, 14d0.74
Rel volume0.91
Short float1.48%
Insider own17.07%
Inst own70.48%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap305.77M
Enterprise Value-
Income21.23M
Sales194.35M
Book/sh29.48
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees320
IPOJul 19, 2018

Ratios

P/E14.63
Forward P/E11.59
PEG0.36
P/S1.57
P/B1.06
P/C-
P/FCF14.07
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.07
Debt/Eq0.72
LT Debt/Eq0.20
Option/ShortYes / Yes

Earnings

EPS (ttm)2.14
EPS next Y2.70
EPS next Q0.61
EPS this Y80.25%
EPS next Y10.96%
EPS next 5Y32.17%
EPS past 3/5Y-15.63% -15.32%
Sales past 3/5Y13.16% 12.21%
EPS Y/Y TTM67.38%
Sales Y/Y TTM6.45%
EPS Q/Q85.63%
Sales Q/Q0.35%
EarningsOct 22 AMC
EPS/Sales Surpr.0.00% -4.66%

Ownership

Insider Own17.07%
Insider Trans-1.04%
Inst Own70.48%
Inst Trans3.03%
ROA0.64%
ROE7.73%
ROIC6.16%
Gross Margin-
Oper. Margin14.00%
Profit Margin10.92%
SMA202.27%
SMA502.60%
SMA2007.98%
Trades-

Technical

Shs Outstand9.77M
Shs Float8.10M
Short Float1.48%
Short Ratio2.71
Short Interest0.12M
52W High34.36 -8.93%
52W Low22.49 39.10%
Volatility2.30% 2.51%
ATR (14)0.74
RSI (14)56.82
Beta0.79
Rel Volume0.91
Avg Volume44.32K
Volume40,198

Performance

Perf Week-0.82%
Perf Month5.35%
Perf Quarter-0.98%
Perf Half Y9.52%
Perf YTD16.71%
Perf Year30.81%
Perf 3Y103.45%
Perf 5Y2.93%
Perf 10Y-
Recom2.33
Target Price33.00
Prev Close31.00
Price31.29
Change %0.94%

Analyst ratings

latest 7 of 7
DateActionAnalystRating changeTargetImplied
Sep 18, 2026ResumedHHovde GroupMarket Perform$33+5.5%
Apr 28, 2025ReiteratedHHovde GroupOutperform$23 → $24.50-21.7%
Aug 28, 2024ReiteratedHHovde GroupOutperform$21 → $23.50-24.9%
Feb 28, 2024UpgradeHHovde GroupMarket Perform → Outperform$20.50 → $19-39.3%
Jan 04, 2023DowngradeHHovde GroupOutperform → Market Perform$30-4.1%
Dec 15, 2022DowngradePPiper SandlerOverweight → Neutral$32 → $30-4.1%
Jan 26, 2021InitiatedPPiper SandlerOverweight$25-20.1%

Peers

Mkt cap
TickerCompanyMkt cap
ALRSAlerus Financial Corp853.23M
NBHCNational Bank Holdings Corp1.64B
PGCPeapack-Gladstone Financial Corp821.02M
FBIZFirst Business Financial Services Inc623.99M
BWFGBankwell Financial Group Inc564.18M
CHMGChemung Financial Corp414.18M
FIBKFirst Interstate BancSystem Inc3.50B
GBCIGlacier Bancorp Inc6.31B
GBFHGBank Financial Holdings Inc222.45M
AROWArrow Financial Corp715.83M

Insider trading

latest 14 of 20
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Wylie Scott CCHAIRMAN, CEO AND PRESIDENTAug 31 '26Sale30.5510,000305,500740,312Sep 02 04:16 PM
Wylie Scott CCHAIRMAN, CEO AND PRESIDENTMay 22 '26Sale28.316,417181,665750,312May 26 04:04 PM
Wylie Scott CCHAIRMAN, CEO AND PRESIDENTMay 20 '26Sale28.521,08330,887756,729May 22 04:27 PM
Wylie Scott COfficerMay 20 '26Proposed Sale28.507,500213,750May 20 04:09 PM
Wylie Scott COfficerMay 04 '26Proposed Sale28.807,500216,000May 07 04:03 PM
Wylie Scott CCHAIRMAN, CEO AND PRESIDENTMay 05 '26Sale28.707,500215,250757,812May 05 04:10 PM
Mitchell Scott CDirectorJan 26 '26Sale23.963,17876,1305,423Feb 05 06:00 PM
Mitchell Scott CDirectorFeb 04 '26Sale26.0091523,7904,508Feb 05 06:00 PM
Duncan David RDirectorFeb 03 '26Sale25.568,626220,5120Feb 04 04:30 PM
Duncan David RDirectorJan 28 '26Sale24.953,66891,5170Jan 29 04:11 PM
Duncan David RDirectorJan 27 '26Sale25.114,406110,6501,674Jan 28 04:26 PM
Latimer Luke ADirectorDec 16 '25Option Exercise25.001,69742,42558,219Dec 17 04:20 PM
Latimer Luke ADirectorDec 16 '25Sale25.781,64642,43456,573Dec 17 04:20 PM
Wylie Scott CCHAIRMAN, CEO AND PRESIDENTDec 12 '25Option Exercise25.0016,500412,500772,653Dec 16 05:58 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
FDMFirst Trust Dow Jones Select Microcap Index FundAUM: 267.52M
ITOTiShares Core S&P Total U.S. Stock Market ETFAUM: 95.28B

News

latest 14 of 198

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.6000.6000.60028.1229.493
2026Q22026-07-230.5700.5550.57628.6228.572
2026Q12026-04-230.6300.4400.62728.2727.102
2025Q42026-01-220.3400.4300.33725.7427.503
2025Q32025-10-230.3200.3570.32324.0425.613
2025Q22025-07-240.2600.3570.25522.4225.283
2025Q12025-04-240.4300.2330.42724.7224.103
2024Q42025-01-230.2800.2640.28124.3424.413
2024Q32024-10-240.2200.2800.21922.7524.123
2024Q22024-07-230.1100.3030.11023.0723.903
2024Q12024-04-180.2600.2230.25923.5422.973
2023Q42024-01-250.0300.3230.02618.4723.833
2023Q32023-10-190.3200.4470.32022.5025.393
2023Q22023-07-270.2500.4270.15624.7825.813
2023Q12023-04-270.3900.4200.39325.6927.083
2022Q42023-01-260.5800.6470.56429.0230.063

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY0.6450.6350.63257.8058.42
2019FY1.1601.1801.01264.3464.76
2020FY3.1603.4473.08197.30102.83
2021FY2.8802.9432.50396.1696.57
2022FY2.3402.4032.234111.78113.23
2023FY0.9901.3400.53791.4897.33
2024FY0.8700.9160.86993.7093.80
2025FY1.3501.4231.35096.91102.5
2026FY-2.433--114.4
2027FY-2.700--125.5
2028FY-3.117--135.4

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2932129.8429.5030.03
2026Q4S2026-10-2331129.6829.5030.00
2026Q4S2026-10-2230029.5829.3029.90
2026Q4S2026-10-0730029.5829.3029.90
2026Q4S2026-09-1730229.5829.3029.90
2026Q4S2026-07-2420229.4329.3029.55
2026Q4S2026-07-0820030.0929.9830.20
2026Q4S2026-06-2322030.0929.9830.20
2026Q4S2026-04-2422030.0429.8730.20
2026Q4S2026-04-1320029.2329.1629.30
2026Q4S2026-04-1130029.6229.1630.40
2026Q4S2026-04-0830129.6229.1630.40
2026Q4S2026-01-2630229.6229.1630.40
2026Q4S2026-01-2330230.0229.1630.50

Estimate history

EPS, annual-0.0480.6321.0123.0812.5032.2340.5370.8691.3422.1385
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2190.2810.4270.2550.3230.3370.6270.5760.599
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual59.91465.96977.842104.746101.585128.588168.303180.364186.344194.35
Period201720182019202020212022202320242025TTM
Sales, quarterly45.03844.61744.54343.80249.6148.38947.93848.2449.784
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual5.8337.9687.947.9529.4199.4959.5819.6679.7269.772
Period201720182019202020212022202320242025MRQ
Shares, quarterly9.6649.6679.7049.7189.7159.7269.7299.7659.772
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income169.22159.79152.65145.56101.2062.0153.3345.0538.80
Total Interest Expense83.0384.4288.3374.4517.275.427.2312.998.17
Net Interest Income86.1875.3764.3271.1183.9356.5946.1032.0630.62
Loan Loss Provision0.365.031.9310.363.681.234.680.660.18
Net Interest Income After Loan Loss Provision85.8270.3462.3960.7580.2455.3741.4231.4030.44
Non-Interest Income25.1426.5627.7122.7527.3939.5751.4132.7927.17
Non-Interest Expense83.7479.8378.5376.4378.8167.6659.2254.1150.20
Operating Income27.2217.0711.587.0628.8227.2833.6210.087.42
Unusual Expense0.000.000.000.000.000.000.001.570.00
Net Income Before Taxes27.2217.0711.587.0628.8327.2833.0610.197.42
Income Taxes5.993.893.111.847.136.678.532.181.77
Consolidated Net Income21.2313.198.475.2221.7020.6124.538.015.65
Net Income From Continuing Operations21.2313.198.475.2221.7020.6124.538.015.65
Net Income21.2313.198.475.2221.7020.6124.538.014.27
EPS (Recurring)2.131.340.870.542.232.503.081.150.63
EPS (Basic, Before Extraordinaries)2.181.360.880.552.292.583.111.010.64
EPS (Diluted)2.141.340.870.542.232.503.081.010.63
Non-Operating Income (Expense)0.000.000.000.000.000.00-0.550.180.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.211.721.171.462.022.291.861.671.11
Price To Earnings Ratio14.5014.5031.8413.8514.8112.086.3716.2819.62
Price To Sales Ratio1.541.411.061.152.132.461.491.671.20
Operating Margin14.009.166.424.2022.4226.8532.0912.9511.25
Net Margin10.927.084.703.1016.8720.2923.4210.296.47
Shares Outstanding9.779.739.679.589.509.427.957.947.97
Market Capitalization302.94302.94188.93189.61267.20243.87155.62131.5393.31

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income43.9541.8541.1042.3042.7737.5037.2138.11
Total Interest Expense20.9920.0920.2221.7323.3219.6219.7621.20
Net Interest Income22.9621.7620.8820.5819.4517.8817.4516.91
Loan Loss Provision0.65-0.47-0.730.922.261.770.08-0.97
Net Interest Income After Loan Loss Provision22.3122.2321.6119.6617.2016.1117.3717.88
Non-Interest Income5.836.396.836.086.846.307.336.51
Non-Interest Expense20.8621.2220.3421.3120.0719.1019.3520.48
Operating Income7.287.408.104.433.963.325.363.91
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes7.287.408.104.433.963.325.363.91
Income Taxes1.301.671.901.120.780.811.171.17
Consolidated Net Income5.985.736.213.313.192.504.182.75
Net Income From Continuing Operations5.985.736.213.313.192.504.182.75
Net Income5.985.736.213.313.192.504.182.75
EPS (Recurring)0.600.580.630.340.320.260.430.28
EPS (Basic, Before Extraordinaries)0.610.590.640.340.330.260.430.28
EPS (Diluted)0.600.580.630.340.320.260.430.28
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.570.570.630.440.550.400.330.27
Price To Earnings Ratio14.6320.8318.3220.8519.4921.7722.6331.84
Price To Sales Ratio1.541.651.281.421.241.241.071.06
Operating Margin14.6215.3416.909.177.997.5712.038.77
Net Margin12.0111.8812.956.856.425.719.406.16
Shares Outstanding9.779.779.739.739.719.729.709.67
Market Capitalization305.77312.40239.29260.45223.76219.18190.69188.93

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks9.769.777.284.936.492.404.181.571.37
Investments390.87345.28339.87292.56471.26518.59232.17148.84109.22
Net Loans2,628.982,407.242,506.982,452.231,935.401,520.29990.13886.51806.40
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets3.0435.93--0.000.190.660.660.66
Net Property, Plant & Equipment46.1743.2934.1933.7234.7016.6615.536.106.78
Interest Receivables11.2110.3611.4310.457.156.623.052.842.42
Deferred Tax Assets14.1112.8712.7712.8010.358.677.397.108.71
Other Intangible Assets60.9664.0969.3165.9665.6464.6849.2348.3259.77
Total Assets3,165.092,928.822,981.832,872.642,530.991,976.271,254.031,087.12972.38
Total Deposits2,746.572,514.212,529.042,405.232,205.701,619.911,086.78937.76816.12
Total Debt130.62130.56188.95210.1891.52187.8230.0421.5642.00
Long Term Debt66.3675.5663.2768.6876.52184.5016.5916.5623.43
Provision for Risks Charges0.700.670.000.000.000.000.000.000.00
Deferred Tax Liabilities10.119.796.365.893.502.622.352.792.73
Other Liabilities11.5221.2714.7310.4711.2210.967.188.139.70
Total Liabilities2,899.532,676.502,739.092,631.772,311.951,821.311,126.35970.24870.54
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity265.56252.32242.74240.86219.04154.96127.68116.88101.85
Total Shareholders Equity265.56252.32242.74240.86219.04154.96127.68116.88101.85
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity265.56252.32242.74240.86219.04154.96127.68116.88101.85
Total Liabilities & Stockholders Equity3,165.092,928.822,981.832,872.642,530.991,976.271,254.031,087.12972.38
Book Value Per Share27.3026.1025.3325.3723.2519.4916.0814.6717.46
Tangible Book Value Per Share24.0722.8322.0121.9919.8716.4413.6011.5012.99
Tier 1 Capital238.89226.24218.15212.23188.78131.51105.8294.33-
Tier 2 Capital63.4668.5674.0070.6653.6137.4514.6114.18-
Full-Time Employees320321310365313305255245-
Price to Book Ratio1.050.760.771.141.311.001.020.800.78
Return on Assets0.430.290.180.800.911.520.680.550.21
Return on Equity5.093.422.169.4411.0217.366.555.162.05
Return on Invested Capital3.972.581.717.016.977.235.554.231.61
Current Ratio0.080.150.110.090.200.350.360.400.14

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations27.755.880.4025.1153.18160.24-90.07-22.5019.32
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-2.72-7.680.20-3.23-4.902.27-3.260.99-1.52
Cash from Operating Activities25.04-1.800.6121.8848.28162.51-93.33-21.5117.80
Capital Expenditures-3.30-3.97-1.21-2.35-2.97-2.11-1.21-0.41-0.71
Net Assets From Acquisitions0.000.000.000.000.000.00-61.320.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.12121.000.010.000.00
Purchase or Sale of Investments-195.75-32.65-1.057.24-27.51-1.2322.93-13.9616.49
Purchase of Investments-233.36-82.39-9.780.00-40.19-17.67-6.00-31.06-0.25
Sale Or Maturity of Investments37.6149.748.747.2412.6816.4328.9317.1016.74
Other Uses-1.67-1.67-0.80-1.14-0.21-2.090.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-420.38-264.4466.44-66.39-558.80-43.02-456.02-116.38-63.07
Cash Dividends Paid0.000.000.000.000.000.000.000.00-1.38
Change in Capital Stock-0.15-0.78-0.090.240.181.71-0.38-0.749.48
Repurchase of Common Pref Stock-0.15-0.78-0.090.000.000.00-0.38-0.74-24.97
Sale of Common Pref Stock0.000.000.000.240.181.710.000.0034.45
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.0034.45
Issuance or Reduction of Debt, Net88.59-2.20-68.67-21.18121.19-96.27157.29-5.00-20.44
Change in Long Term Debt0.000.000.000.00-6.580.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.00-6.580.000.000.000.00
Net Financing Active Other Cash Flow-0.66-0.81-0.71-0.44-0.88-0.50-0.53-0.11-0.18
Other Financing Activities Uses-0.66-0.81-0.71-0.44-0.88-0.50-0.53-0.11-0.18
Cash from Financing Activities156.55228.58-84.30102.44320.05111.50626.70143.17109.13
Net Change in Cash-189.39-37.66-17.2557.93-190.47230.9977.355.2863.85
Free Cash Flow21.74-5.77-0.6119.5345.31160.41-94.54-21.9317.09
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.00-1.38
Price to Free Cash Flow13.77--9.876.031.56--5.04
Federal Home Loan Advances Increase (Decrease)--0.321.750.57-4.140.98-1.951.93-0.80

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks11.0714.3110.919.7613.8912.35
Investments495.68417.03438.97390.87531.00367.04
Net Loans2,785.462,691.512,669.312,628.982,569.882,521.10
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment43.2143.9445.4946.1743.8344.06
Interest Receivables12.5211.3411.5811.2111.9110.78
Deferred Tax Assets5.572.683.0714.113.502.81
Other Intangible Assets67.3457.2061.3860.9662.0364.27
Total Assets3,420.843,238.013,240.723,165.093,240.423,026.80
Total Deposits2,916.212,845.962,841.612,746.572,848.912,529.13
Total Debt207.43103.01117.66130.62116.59229.36
Long Term Debt56.4666.2063.8566.3666.0966.08
Provision for Risks Charges0.600.590.620.700.660.64
Deferred Tax Liabilities---10.11--
Other Liabilities8.487.857.4511.5212.778.83
Total Liabilities3,132.732,957.412,967.352,899.532,978.932,767.95
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity288.12280.59273.37265.56261.50258.85
Total Shareholders Equity288.12280.59273.37265.56261.50258.85
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity288.12280.59273.37265.56261.50258.85
Total Liabilities & Stockholders Equity3,420.843,238.013,240.723,165.093,240.423,026.80
Book Value Per Share29.4828.7328.1027.3026.9226.64
Tangible Book Value Per Share26.2825.5324.8724.0723.6823.39
Tier 1 Capital-250.49244.35238.89235.10231.54
Tier 2 Capital-64.0464.5163.4664.9562.95
Full-Time Employees---320--
Price to Book Ratio1.061.140.901.000.860.85
Return on Assets0.640.590.490.430.410.39
Return on Equity7.736.845.745.094.954.58
Return on Invested Capital1.741.651.841.000.970.77
Current Ratio0.070.070.100.080.140.11

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations10.9611.5818.17-12.968.37-8.94
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-2.610.60-2.912.211.65-0.15
Cash from Operating Activities8.3512.1815.26-10.7510.03-9.08
Capital Expenditures-0.46-0.93-0.62-1.28-1.07-0.57
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-91.41-69.876.46-40.931.18-26.25
Purchase of Investments-97.48-77.86-6.02-52.01-1.48-28.22
Sale Or Maturity of Investments6.077.9912.4711.072.661.97
Other Uses0.000.000.00-1.670.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-191.67-91.75-33.42-103.54-46.07-147.44
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.00-0.150.00-0.30-0.48
Repurchase of Common Pref Stock0.000.00-0.150.00-0.30-0.48
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net104.50-13.57-12.8411.97-112.55104.30
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.06-0.37-0.13-0.10-0.07-0.29
Other Financing Activities Uses-0.06-0.37-0.13-0.10-0.07-0.29
Cash from Financing Activities174.68-9.6081.93-90.46206.86117.26
Net Change in Cash-8.64-89.1763.77-155.36121.42-39.27
Free Cash Flow7.8911.2514.64-12.048.96-9.66
Price to Free Cash Flow13.7714.01128.15-153.7422.29

Revenue breakdown

United States2024: 90.07M 2025: 96.91M
Mortgage2024: 6.04M 2025: 5.92M
Wealth Management2024: 84.03M 2025: 91.00M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.48%0.1M8.1M46.50K
2026-10-151.87%0.2M8.1M47.91K
2026-09-302.16%0.2M8.1M56.43K
2026-09-152.17%0.2M8.1M65.39K
2026-08-312.16%0.2M8.1M64.52K
2026-08-142.12%0.2M8.1M63.67K
2026-07-311.88%0.2M8.1M61.22K
2026-07-151.72%0.1M8.1M54.82K
2026-06-301.68%0.1M8.1M44.45K
2026-06-151.27%0.1M8.1M33.42K
2026-05-291.57%0.1M8.1M30.02K
2026-05-151.84%0.1M8.1M27.70K
2026-04-301.78%0.1M8.1M25.67K
2026-04-151.87%0.2M8.1M26.26K
2026-03-312.11%0.2M8.1M26.65K
2026-03-131.74%0.1M8.1M27.03K
2026-02-271.50%0.1M8.1M27.76K
2026-02-131.32%0.1M8.0M27.61K
2026-01-301.28%0.1M8.0M27.29K
2026-01-151.46%0.1M8.0M25.86K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call17.5012.5014.900.003.7280.000.000.930-0.1130.007
call20.009.6013.000.003.6440.000.000.883-0.1660.010
call22.507.209.900.002.4710.000.000.856-0.1540.011
call25.004.707.400.001.9250.000.000.807-0.1570.013
call30.000.453.300.001.3640.000.000.633-0.1140.018
call35.000.001.250.001.3160.000.000.330-0.1320.018
call40.000.001.250.001.9390.000.000.255-0.1720.016
call45.000.000.750.002.0440.000.000.163-0.1390.012
put17.500.000.550.003.0070.000.00-0.070-0.1110.007
put20.000.002.150.002.4440.000.00-0.085-0.1050.008
put22.500.001.050.002.4370.000.00-0.144-0.1520.011
put25.000.001.250.102.0501.000.00-0.193-0.1540.013
put30.000.001.250.000.9660.000.00-0.367-0.1110.018
put35.002.905.400.001.5790.000.00-0.670-0.1280.018
put40.006.9010.400.002.2340.000.00-0.745-0.1680.016
put45.0012.2015.900.003.0450.000.00-0.837-0.1340.012

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-038-KCurrent report2026-11-03SEC
2026-10-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-06SCHEDULE 13G/ASEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-248-KCurrent report2026-07-24SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-054Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-06-058-KCurrent report2026-06-03SEC
2026-06-028-KCurrent report2026-06-02SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-224Statement of changes in beneficial ownership of securities2026-05-20SEC
2026-05-20144Filing for proposed sale of securities under Rule 144.SEC
2026-05-15SCHEDULE 13GSEC
2026-05-07144Filing for proposed sale of securities under Rule 144.SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-048-KCurrent report2026-05-04SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800305.50K1
2026-070000
2026-060000
2026-0500427.80K3
2026-040000
2026-030000
2026-0200244.30K2
2026-0100278.30K3
2025-1200576.53K4
2025-1100117.75K1

Institutional holders

Manager% owned
WELLINGTON MANAGEMENT GROUP LLP7.68%
North Reef Capital Management LP7.63%
BlackRock, Inc.5.58%
VANGUARD CAPITAL MANAGEMENT LLC3.63%
BANC FUNDS CO LLC3.61%
DIMENSIONAL FUND ADVISORS LP3.23%
ALGEBRIS2.66%
ACADIAN ASSET MANAGEMENT LLC2.62%
MENDON CAPITAL ADVISORS CORP2.22%
GEODE CAPITAL MANAGEMENT, LLC2.06%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.67%
iShares Russell 2000 ETF2.34%
RMB Mendon Financial Services Fund1.95%
Fidelity Small Cap Index Fund0.95%
VANGUARD EXTENDED MARKET INDEX FUND0.87%
iShares Russell 2000 Value ETF0.85%
DIAMOND HILL SMALL CAP FUND0.71%
VANGUARD RUSSELL 2000 INDEX FUND0.51%
U.S. Targeted Value Portfolio0.47%
U.S. SMALL CAP VALUE PORTFOLIO0.44%

OakChart. MYFW. Cached 15 minutes.