OakChart

National Bank Holdings Corp

NBHCFinancial·Banks - Regional·USA·Small·NYSE·Nov 11 • 3:59 PM ET

37.18+0.10 (0.27%)
2026-11-12 00:41 CET
Market cap
1,636.37 USD m
Revenue, TTM
- USD m
Net income, TTM
53.41 USD m
Free cash flow, TTM
170.25 USD m
EPS diluted, TTM
1.26
P/E
29.61
Compare

Price

NBHC against its 20, 50 and 200-day averages
2050200miss
37.5040.0042.5045.0047.50904K1.8MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NBHCclose 37.1820-day 37.8450-day 39.08200-day 41.2137.1852w high

21.4% under the 52-week high of 47.28 on 16 Jul 2026. 52-week low 35.50 on 19 Nov 2025. Last 15 sessions, 8.1% high to low

Volume 0.77× normal · the line is the 50-bar volume average

Profile

NBHC
52-week range, 14% of the way up
35.5047.28

National Bank Holdings Corp. is a bank holding company. The firm engages in the provision of banking products to both commercial and consumer clients. It operates under the following brand names: Bank Midwest in Kansas and Missouri, Community Banks of Colorado in Colorado, and Hillcrest Bank in Texas, Utah and New Mexico. The company was founded by Thomas M. Metzger on June 16, 2009 and is headquartered in Greenwood Village, CO.

IndexRUT
Employees1302
IPOSep 20, 2012
Beta0.82
ATR, 14d0.89
Rel volume0.77
Short float4.64%
Insider own7.86%
Inst own93.82%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.64B
Enterprise Value-
Income53.41M
Sales673.35M
Book/sh36.71
Cash/sh-
Dividend Est.1.28 (3.45%)
Dividend TTM1.27 (3.42%)
Dividend Ex-DateNov 27, 2026
Dividend Gr. 3/5Y8.48% 8.45%
Payout42.05%
Employees1302
IPOSep 20, 2012

Ratios

P/E29.61
Forward P/E9.44
PEG0.80
P/S2.44
P/B1.01
P/C-
P/FCF9.64
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.04
Debt/Eq0.21
LT Debt/Eq0.20
Option/ShortYes / Yes

Earnings

EPS (ttm)1.26
EPS next Y3.94
EPS next Q0.95
EPS this Y-17.16%
EPS next Y55.33%
EPS next 5Y11.76%
EPS past 3/5Y9.45% 0.05%
Sales past 3/5Y18.26% 10.67%
EPS Y/Y TTM-60.23%
Sales Y/Y TTM14.13%
EPS Q/Q-122.01%
Sales Q/Q18.90%
EarningsOct 27 AMC
EPS/Sales Surpr.-92.41% -6.21%

Ownership

Insider Own7.86%
Insider Trans-0.14%
Inst Own93.82%
Inst Trans0.56%
ROA0.47%
ROE3.56%
ROIC2.74%
Gross Margin-
Oper. Margin9.75%
Profit Margin7.93%
SMA20-1.75%
SMA50-4.86%
SMA200-9.78%
Trades-

Technical

Shs Outstand44.29M
Shs Float40.66M
Short Float4.64%
Short Ratio4.40
Short Interest1.89M
52W High47.28 -21.36%
52W Low35.50 4.73%
Volatility3.05% 2.36%
ATR (14)0.89
RSI (14)41.31
Beta0.82
Rel Volume0.77
Avg Volume428.91K
Volume330,902

Performance

Perf Week-2.70%
Perf Month-1.01%
Perf Quarter-14.53%
Perf Half Y-9.05%
Perf YTD-2.18%
Perf Year-0.11%
Perf 3Y16.88%
Perf 5Y-18.77%
Perf 10Y42.73%
Recom2.00
Target Price43.25
Prev Close37.08
Price37.18
Change %0.27%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 06, 2026DowngradeSStephensOverweight → Equal-Weight$46+23.7%
Mar 25, 2026ResumedPPiper SandlerOverweight$48+29.1%
Nov 10, 2025UpgradeSStephensEqual-Weight → Overweight$42+13.0%
Sep 18, 2025UpgradeHHovde GroupMarket Perform → Outperform$46+23.7%
Jul 24, 2025ReiteratedHHovde GroupMarket Perform$39 → $42+13.0%
Apr 24, 2025ReiteratedHHovde GroupMarket Perform$43 → $39+4.9%
Nov 18, 2024DowngradeHHovde GroupOutperform → Market Perform$55+47.9%
Oct 28, 2024ReiteratedHHovde GroupOutperform$50 → $51+37.2%
Jul 26, 2024ReiteratedHHovde GroupOutperform$42 → $50+34.5%
Jul 25, 2024DowngradePPiper SandlerOverweight → Neutral$42 → $46+23.7%

Peers

Mkt cap
TickerCompanyMkt cap
FSUNFirstsun Capital Bancorp1.80B
FIBKFirst Interstate BancSystem Inc3.50B
GBCIGlacier Bancorp Inc6.31B
EFSCEnterprise Financial Services Corp2.23B
EQBKEquity Bancshares Inc1.01B
ZIONZions Bancorporation N.A9.64B
BANFBancfirst Corp3.97B
MYFWFirst Western Financial Inc305.77M
SBSISouthside Bancshares Inc1.04B
UMBFUMB Financial Corp10.23B

Insider trading

8 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
ZEILE ARTDirectorOct 30 '26Sale37.434,000149,72015,816Nov 03 04:17 PM
John SteinmetzFormer Executive Vice ChairmanOct 30 '26Proposed Sale37.43319,92911,974,942Oct 30 05:53 PM
LANEY G. TIMOTHYCHIEF EXECUTIVE OFFICERAug 11 '26Option Exercise33.2363,7252,117,711751,183Aug 13 06:57 PM
Spring Maria FDirectorMay 20 '26Sale41.8496340,29237,157May 21 04:08 PM
Micho SpringDirectorMay 20 '26Proposed Sale41.7696340,211May 20 12:27 PM
PETRUCCI ANGELA NICOLECHIEF ADMIN OFFICERFeb 24 '26Option Exercise19.5667513,20319,911Feb 26 06:31 PM
Birkans AldisPRESIDENTFeb 11 '26Option Exercise19.563,08060,245249,503Feb 12 07:58 PM
Steinmetz JohnExec Mng Dir of Strategic InitFeb 11 '26Buy41.4124,2001,002,122536,504Feb 12 05:15 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
SCHDSchwab US Dividend Equity ETFAUM: 122.69B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.0600.790-0.200126.44134.811
2026Q22026-07-210.7800.8100.580129.06135.084
2026Q12026-04-210.7200.6500.457126.78131.214
2025Q42026-01-270.6000.8180.421100.64107.484
2025Q32025-10-210.9600.8500.920108.89107.564
2025Q22025-07-220.9190.7900.884104.48109.824
2025Q12025-04-220.6300.7540.629102.07107.475
2024Q42025-01-220.7300.7860.729101.25107.085
2024Q32024-10-220.8600.7440.858106.04104.595
2024Q22024-07-230.6800.7390.67997.60102.965
2024Q12024-04-240.8200.7640.820101.72103.695
2023Q42024-01-230.8700.8180.866105.57103.965
2023Q32023-10-240.9400.8600.945107.14107.555
2023Q22023-07-200.8500.9250.853103.61110.755
2023Q12023-04-191.0600.9601.057109.55110.875
2022Q42023-01-240.9100.8300.438109.2108.185

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.2601.0670.524185.51188.58
2018FY2.1602.0901.953268.21269.57
2019FY2.5502.5082.546288.58291.16
2020FY2.9102.6752.847333.2332.71
2021FY3.0402.8723.009297.51293.85
2022FY3.0502.8502.176334.15334.11
2023FY3.7203.7223.721425.87429.31
2024FY3.1003.2033.084406.62418.23
2025FY3.0603.2732.850416.07424.86
2026FY-2.535--535.28
2027FY-3.938--570.38
2028FY-4.271--595.45

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30404135.5134.4137
2026Q4S2026-10-29403136.39134.4139.27
2026Q4S2026-10-28402137.14134.4140
2026Q4S2026-10-27400139.22137.8140
2026Q4S2026-10-14400139.22137.8140
2026Q4S2026-10-07400139.34137.8140.5
2026Q4S2026-10-05401139.34137.8140.5
2026Q4S2026-09-21404139.34137.8140.5
2026Q4S2026-07-24404139.11137.8140.5
2026Q4S2026-07-22403139.74137.8143
2026Q4S2026-07-08400141.79139.9143
2026Q4S2026-07-06401141.79139.9143
2026Q4S2026-04-24411141.79139.9143
2026Q4S2026-04-22410142.34139.9145.2

Estimate history

EPS, annual0.5241.9532.5462.8473.0092.1763.7213.0842.8541.2556
Period201720182019202020212022202320242025TTM
EPS, quarterly0.8580.7290.6290.8840.920.4210.4570.58-0.202
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual208.904292.659331.219353.419316.209354.772563.523594.422586.73673.35
Period201720182019202020212022202320242025TTM
Sales, quarterly156.652145.864144.683148.325151.136136.27176.574180.803179.704
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual26.87630.76931.17730.63429.95937.60937.78538.05437.77344.286
Period201720182019202020212022202320242025MRQ
Shares, quarterly37.98838.05438.09438.04637.81637.77344.69244.53844.286
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income614.84519.77538.27495.42284.69200.97218.00242.60221.39
Total Interest Expense197.64171.27192.88133.4617.8513.8225.0636.7723.95
Net Interest Income417.20348.50345.39361.95266.83187.14192.95205.83197.44
Loan Loss Provision55.2317.806.758.2936.73-9.2917.6311.645.20
Net Interest Income After Loan Loss Provision361.96330.70338.63353.66230.11196.44175.32194.19192.24
Non-Interest Income58.5166.9656.1568.1170.08115.24135.4288.6271.27
Non-Interest Expense354.82264.03252.48241.81213.89193.57197.36184.81181.87
Operating Income65.65133.63142.31179.9586.30118.11113.3897.9981.64
Unusual Expense0.000.00-2.944.350.123.143.981.807.96
Net Income Before Taxes65.65133.63145.25175.6086.18114.97109.4096.1973.68
Income Taxes11.1024.0526.4333.5514.9121.3620.8115.8312.23
Consolidated Net Income53.41108.69118.49141.8171.1293.4788.4680.2761.38
Net Income From Continuing Operations53.41108.69118.49141.8171.1293.4788.4680.2761.38
Net Income53.41108.69118.49141.8171.1293.4788.4680.2761.38
EPS (Recurring)1.202.853.033.802.183.082.942.592.13
EPS (Basic, Before Extraordinaries)1.262.863.103.742.203.042.872.572.00
EPS (Diluted)1.262.853.083.722.183.012.852.551.95
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments-1.15-0.88-0.33-0.24-0.15-0.13-0.13-0.09-0.07
Stock Option Compensation Expense18.925.736.365.714.794.043.873.553.49
Price To Earnings Ratio29.5329.5313.3611.3016.7714.5911.4913.8415.81
Price To Sales Ratio2.592.472.782.523.884.322.883.353.32
Operating Margin9.7522.7823.9431.9324.3337.3532.0829.5927.90
Net Margin7.9318.5319.9325.1620.0529.5625.0324.2420.97
Shares Outstanding44.2937.7738.0537.7837.6129.9630.6331.1830.77
Market Capitalization1,636.371,636.371,636.861,404.341,581.591,331.291,002.601,097.84949.84

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income167.34162.00159.15126.35132.24131.22129.96136.09
Total Interest Expense54.4452.7150.3540.1544.0443.8143.2745.95
Net Interest Income112.90109.29108.8086.2088.2087.4186.6990.13
Loan Loss Provision40.631.504.009.10-1.500.0010.201.98
Net Interest Income After Loan Loss Provision72.27107.79104.8077.1189.7087.4176.4988.15
Non-Interest Income12.3718.8017.429.9218.9017.1114.729.78
Non-Interest Expense96.6293.9896.2867.9365.4562.9761.3662.25
Operating Income-11.9932.6125.9419.0943.1541.5429.8535.68
Unusual Expense0.000.000.000.000.000.000.000.96
Net Income Before Taxes-11.9932.6125.9419.0943.1541.5429.8534.73
Income Taxes-3.236.125.153.057.867.525.626.54
Consolidated Net Income-9.0026.0620.4015.9534.9833.7324.0528.10
Net Income From Continuing Operations-9.0026.0620.4015.9534.9833.7324.0528.10
Net Income-9.0026.0620.4015.9534.9833.7324.0528.10
EPS (Recurring)-0.200.580.460.420.920.880.630.75
EPS (Basic, Before Extraordinaries)-0.200.580.460.420.920.890.630.73
EPS (Diluted)-0.200.580.460.420.920.880.630.73
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.24-0.43-0.39-0.08-0.31-0.29-0.18-0.09
Stock Option Compensation Expense5.875.586.351.121.691.571.351.88
Price To Earnings Ratio29.5316.5713.7212.0212.4713.0012.4013.36
Price To Sales Ratio2.593.102.852.482.492.412.462.78
Operating Margin-6.6718.0414.6914.0128.5528.0120.6324.46
Net Margin-5.0114.4111.5511.7123.1422.7416.6219.26
Shares Outstanding44.2944.5444.6937.7737.8238.0538.0938.05
Market Capitalization1,636.371,990.061,762.731,437.911,461.181,432.731,456.381,636.86

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks417.06127.85192.33197.76849.70615.07119.69119.06193.30
Investments1,316.131,201.631,360.911,515.611,501.921,328.53980.521,124.171,210.91
Net Loans7,345.947,656.697,600.817,130.924,463.694,293.954,376.344,056.623,147.68
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.670.664.093.737.004.737.3010.6010.49
Net Property, Plant & Equipment241.15222.67191.83169.71116.45132.38141.35109.9993.71
Interest Receivables0.000.000.000.000.000.000.0019.3214.26
Deferred Tax Assets-------29.7735.92
Other Intangible Assets561.56598.19601.10555.52275.25285.30272.65208.57137.50
Total Assets9,883.529,807.699,951.069,573.247,214.016,659.955,895.515,678.094,843.76
Total Deposits8,292.638,237.898,190.397,872.636,228.175,676.234,737.134,535.623,979.56
Total Debt101.35152.34445.93495.6282.5048.89294.13367.71259.58
Long Term Debt79.39129.66423.03472.3155.2220.7224.2515.0067.33
Provision for Risks Charges0.000.000.000.000.000.000.0026.200.00
Deferred Tax Liabilities-------1.420.29
Other Liabilities104.42112.38101.93112.8063.23114.1497.3352.1371.92
Total Liabilities8,498.408,502.628,738.268,481.046,373.905,839.265,128.594,983.084,311.35
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,385.111,305.081,212.811,092.20840.11820.69766.92695.01532.41
Total Shareholders Equity1,385.111,305.081,212.811,092.20840.11820.69766.92695.01532.41
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity1,385.111,305.081,212.811,092.20840.11820.69766.92695.01532.41
Total Liabilities & Stockholders Equity9,883.529,807.699,951.069,573.247,214.016,659.955,895.515,678.094,843.76
Book Value Per Share36.6734.2932.1029.0428.0426.7924.6022.5919.81
Tangible Book Value Per Share27.4324.9222.3820.2723.9922.7920.6318.5317.53
Tier 1 Capital1,101.481,037.55941.37857.40731.09696.31640.44580.50470.88
Tier 2 Capital143.09149.96151.43143.0085.0353.5942.2039.7732.04
Full-Time Employees1,3021,3091,2741,3221,1541,2241,2291,252963
Price to Book Ratio1.011.271.211.521.571.221.431.371.58
Return on Assets1.101.201.450.851.351.411.391.170.31
Return on Equity8.089.4112.307.3611.2611.1410.9810.002.72
Return on Invested Capital7.428.268.674.5510.4410.5110.158.652.42
Current Ratio0.060.040.030.030.160.130.030.050.09

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations172.82177.21157.72171.1295.2132.815.9054.8237.43
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital19.08-14.79-2.45-13.17-25.56-26.7412.7215.3311.12
Cash from Operating Activities191.90162.42155.27157.9569.656.0818.6370.1548.55
Capital Expenditures-21.65-29.92-34.59-36.83-12.430.00-4.35-31.20-6.28
Net Assets From Acquisitions0.000.000.00-45.300.000.000.000.000.00
Sale of Fixed Assets and Businesses250.070.000.000.00234.265.150.000.0068.98
Purchase or Sale of Investments83.78-86.68159.95159.7245.70-286.64-207.05232.96224.75
Purchase of Investments-446.19-420.80-196.20-2.45-361.55-686.34-570.30-55.95-113.29
Sale Or Maturity of Investments529.97334.12356.15162.17407.25399.70363.25288.90338.04
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-414.04186.4964.66-395.04-607.15-300.41-177.43-140.96-76.96
Cash Dividends Paid-55.50-46.05-42.95-39.64-30.45-26.89-24.82-23.53-16.62
Change in Capital Stock-40.24-15.143.56-0.92-0.38-33.91-18.39-3.446.80
Repurchase of Common Pref Stock-41.26-15.170.000.000.00-36.40-19.480.000.00
Sale of Common Pref Stock1.010.033.56-0.92-0.382.491.08-3.446.80
Proceedsfrom Stock Options0.000.000.00-1.53-1.480.000.000.000.00
Issuance or Reduction of Debt, Net263.41-51.55-290.73-45.59382.4539.34-241.71-103.1074.30
Change in Long Term Debt262.24-50.00-290.00-45.00385.0039.47-207.68-93.99138.72
Issuance of Long Term Debt265.000.000.004,256.49570.5039.47947.431,477.45889.42
Reduction of Long Term Debt-2.76-50.00-290.00-4,301.49-185.500.00-1,155.11-1,571.43-750.70
Net Financing Active Other Cash Flow-4.66-1.74-1.51-1.530.00-2.270.000.000.00
Other Financing Activities Uses-4.66-1.74-1.51-1.53--2.27---
Cash from Financing Activities31.38-59.70-284.41229.37-114.20528.99654.1871.44-109.36
Net Change in Cash-190.76289.21-64.48-6.19-651.70234.66495.380.63-137.81
Free Cash Flow170.25132.50120.68121.1157.226.0814.2758.9442.27
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow15.1816.7521.2817.4051.35--31.3637.83
Federal Home Loan Advances Increase (Decrease)--0.2412.64-6.13-33.10-25.6813.26-2.20-7.75

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks364.80380.70472.79417.06555.56296.48
Investments1,489.541,462.591,507.041,316.131,433.931,483.71
Net Loans9,783.589,663.789,498.017,345.947,341.227,398.02
Investment in Unconsolidated Affiliates38.3537.490.000.000.000.00
Net Property, Plant & Equipment232.24234.14235.67241.15211.44209.41
Interest Receivables3.603.800.000.000.000.00
Other Intangible Assets809.95799.47897.08561.56609.88610.81
Total Assets12,727.1412,586.1412,614.419,883.5210,152.699,998.73
Total Deposits10,545.0310,389.4310,458.848,292.638,471.688,269.48
Total Debt349.36347.24219.13101.3576.05257.90
Long Term Debt326.88327.00202.1479.3954.74239.38
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities206.85180.36271.56104.42230.03118.85
Total Liabilities11,101.2410,917.0310,949.538,498.408,777.768,646.23
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,625.901,669.101,664.881,385.111,374.931,352.50
Total Shareholders Equity1,625.901,669.101,664.881,385.111,374.931,352.50
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,625.901,669.101,664.881,385.111,374.931,352.50
Total Liabilities & Stockholders Equity12,727.1412,586.1412,614.419,883.5210,152.699,998.73
Book Value Per Share36.7137.4837.2536.6736.3635.55
Tangible Book Value Per Share25.0525.9125.6927.4327.0826.27
Tier 1 Capital---1,101.481,095.351,075.10
Tier 2 Capital---143.09144.24144.57
Full-Time Employees---1,302--
Price to Book Ratio1.011.191.071.051.091.08
Return on Assets0.470.860.931.101.201.19
Return on Equity3.566.457.028.089.069.15
Return on Invested Capital-0.461.311.091.092.452.12
Current Ratio0.040.040.050.060.070.04

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations51.8650.1425.1145.7138.9244.08
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital14.2184.99-81.941.824.003.19
Cash from Operating Activities66.07135.13-56.8347.5342.9247.27
Capital Expenditures-4.00-4.14-5.49-8.01-5.90-5.84
Net Assets From Acquisitions0.00-250.07250.070.000.000.00
Sale of Fixed Assets and Businesses0.00250.070.000.000.000.00
Purchase or Sale of Investments-25.3310.13-33.60132.5849.96-1.81
Purchase of Investments-61.15-106.53-282.634.11-4.11-87.93
Sale Or Maturity of Investments35.82116.67249.03128.4654.0786.12
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-213.53-258.1546.5511.09216.1471.81
Cash Dividends Paid-14.43-14.52-14.74-11.80-11.44-11.52
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-11.61-10.96-15.56-2.11-8.85-4.19
Repurchase of Common Pref Stock-11.89-11.13-16.11-2.13-8.80-4.24
Sale of Common Pref Stock0.280.170.550.02-0.040.04
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net2.23128.25136.89-3.95-182.21102.76
Change in Long Term Debt-0.01125.00137.250.00-185.00105.00
Issuance of Long Term Debt0.00115.00150.000.00-135.00105.00
Reduction of Long Term Debt-0.0110.00-12.750.00-50.000.00
Net Financing Active Other Cash Flow-0.23-2.44-1.76-0.230.31-1.23
Other Financing Activities Uses-0.23-2.44-1.76-0.230.31-1.23
Cash from Financing Activities131.5630.9266.02-197.130.02-68.90
Net Change in Cash-15.90-92.0955.73-138.50259.0850.19
Free Cash Flow62.06130.99-62.3239.5237.0241.43
Price to Free Cash Flow15.1821.53285.0316.6715.5315.51

Revenue breakdown

Bank card fees2024: 18.96M 2025: 17.82M
Other Non-Interest income2024: 5.61M 2025: 5.72M
Service charges and other fees2024: 21.61M 2025: 23.61M
United States2024: 46.17M 2025: 47.15M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.64%1.9M40.7M425.91K
2026-10-154.58%1.9M40.8M448.16K
2026-09-304.81%2.0M40.8M398.86K
2026-09-154.69%1.9M41.0M416.11K
2026-08-314.00%1.6M41.0M420.53K
2026-08-144.31%1.8M41.1M411.96K
2026-07-314.00%1.6M41.1M392.26K
2026-07-153.86%1.6M41.3M365.78K
2026-06-304.43%1.8M41.3M378.50K
2026-06-153.92%1.6M41.3M435.39K
2026-05-294.56%1.9M41.3M476.19K
2026-05-155.07%2.1M41.3M517.13K
2026-04-304.72%2.0M42.3M555.16K
2026-04-154.78%2.0M42.2M577.28K
2026-03-315.12%2.1M40.9M586.25K
2026-03-133.46%1.4M40.9M480.84K
2026-02-272.78%1.1M40.9M427.87K
2026-02-131.85%0.8M40.9M396.59K
2026-01-303.01%1.0M34.2M357.60K
2026-01-152.32%0.8M34.2M329.02K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5012.5017.000.004.2030.000.000.961-0.0530.005
call25.0010.0014.500.003.5830.000.000.953-0.0510.006
call27.507.5012.000.003.0180.000.000.942-0.0490.007
call30.005.009.500.002.4880.000.000.773-0.2430.017
call32.502.607.000.001.9810.000.000.723-0.2150.019
call35.000.405.000.001.7080.000.000.645-0.1840.021
call37.500.003.501.551.5822600.000.522-0.1670.023
call40.000.004.900.002.0040.000.000.463-0.2510.023
call42.500.004.900.002.3510.000.000.427-0.3020.023
call45.000.004.900.002.6520.000.000.399-0.3350.022
call47.500.004.900.002.9180.000.000.377-0.3620.022
call50.000.004.900.003.1580.000.000.360-0.3860.022
call55.000.004.900.003.5680.000.000.335-0.4210.021
call60.000.002.200.003.2730.000.000.247-0.3380.018
put22.500.004.900.001.9770.000.00-0.039-0.0530.005
put25.000.004.900.001.6210.000.00-0.047-0.0510.006
put27.500.004.900.001.3120.000.00-0.057-0.0490.007
put30.000.004.900.002.4440.000.00-0.228-0.2390.018
put32.500.004.900.001.9700.000.00-0.277-0.2150.019
put35.000.004.900.001.4670.000.00-0.354-0.1840.022
put37.500.002.301.000.9243.000.00-0.477-0.1660.023
put40.000.605.000.001.4290.000.00-0.536-0.2500.023
put42.503.007.500.001.7640.000.00-0.572-0.3010.023
put45.005.5010.000.002.0510.000.00-0.600-0.3330.022
put47.508.0012.500.002.3050.000.00-0.622-0.3610.022
put50.0010.5015.000.002.5330.000.00-0.639-0.3840.022
put55.0015.5020.000.002.9340.000.00-0.664-0.4240.021
put60.0020.5025.000.003.2780.000.00-0.753-0.3350.018

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054/A2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054/A2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054/A2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-30144/ASEC
2026-10-30144Filing for proposed sale of securities under Rule 144.SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-08SCHEDULE 13GSEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-018-KCurrent report2026-09-28SEC
2026-08-134Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-07SCHEDULE 13GSEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-048-KCurrent report2026-08-04SEC
2026-07-31SCHEDULE 13GSEC
2026-07-29SCHEDULE 13G/ASEC
2026-07-278-KCurrent report2026-07-27SEC
2026-07-218-KCurrent report2026-07-21SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000149.72K1
2026-090000
2026-080000
2026-070000
2026-060000
2026-050040.29K1
2026-040000
2026-030000
2026-021.00M100
2026-010000
2025-120000
2025-1100230.79K1

Institutional holders

Manager% owned
BlackRock, Inc.14.50%
VANGUARD PORTFOLIO MANAGEMENT LLC6.11%
DIMENSIONAL FUND ADVISORS LP5.52%
WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC5.41%
STATE STREET CORP5.18%
VANGUARD CAPITAL MANAGEMENT LLC4.27%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC3.77%
T. Rowe Price Investment Management, Inc.3.08%
WELLINGTON MANAGEMENT GROUP LLP2.90%
WESTWOOD HOLDINGS GROUP INC2.85%

Funds

Fund% owned
Performance Trust Total Return Bond Fund29.97%
iShares Core S&P Small-Cap ETF6.01%
Performance Trust Multisector Bond Fund5.05%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.03%
Schwab U.S. Dividend Equity ETF2.76%
iShares Russell 2000 ETF2.48%
VANGUARD SMALL-CAP INDEX FUND2.18%
T. Rowe Price Small-Cap Value Fund, Inc.1.58%
VANGUARD SMALL-CAP VALUE INDEX FUND1.38%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.28%

OakChart. NBHC. Cached 15 minutes.