OakChart

First Interstate BancSystem Inc

FIBKFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 11:50 AM ET

37.70-0.30 (-0.79%)
2026-11-11 17:50 CET
Market cap
3,518.08 USD m
Revenue, TTM
- USD m
Net income, TTM
315.10 USD m
Free cash flow, TTM
260.60 USD m
EPS diluted, TTM
3.20
P/E
11.77
Compare

Price

FIBK against its 20, 50 and 200-day averages
2050200beatmiss
34.0036.0038.0040.002.0M4.0MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FIBKclose 37.7020-day 37.1750-day 36.63200-day 36.3237.7052w high

7.1% under the 52-week high of 40.60 on 16 Jul 2026. 52-week low 29.39 on 18 Nov 2025. Last 15 sessions, 12.5% high to low

Profile

FIBK
52-week range, 74% of the way up
29.3940.60

First Interstate BancSystem, Inc. is a financial holding company, which provides community banking solutions. The firm offers commercial and consumer banking services to individuals, businesses, municipalities, and other entities. The company was founded by Homer Scott Sr. in 1968 and is headquartered in Billings, MT.

IndexRUT
Employees3376
IPOMar 24, 2010
Beta0.70
ATR, 14d0.95
Rel volume0.36
Short float11.16%
Insider own15.06%
Inst own98.62%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.49B
Enterprise Value-
Income315.10M
Sales1.33B
Book/sh33.74
Cash/sh-
Dividend Est.1.88 (4.99%)
Dividend TTM1.88 (4.99%)
Dividend Ex-DateNov 03, 2026
Dividend Gr. 3/5Y3.41% 6.07%
Payout63.99%
Employees3376
IPOMar 24, 2010

Ratios

P/E11.77
Forward P/E12.80
PEG3.27
P/S2.62
P/B1.12
P/C-
P/FCF13.39
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.11
Debt/Eq0.25
LT Debt/Eq0.09
Option/ShortYes / Yes

Earnings

EPS (ttm)3.20
EPS next Y2.95
EPS next Q0.71
EPS this Y-3.40%
EPS next Y3.74%
EPS next 5Y3.91%
EPS past 3/5Y14.51% 3.04%
Sales past 3/5Y6.85% 16.01%
EPS Y/Y TTM35.06%
Sales Y/Y TTM-4.20%
EPS Q/Q-5.29%
Sales Q/Q-5.90%
EarningsOct 22 AMC
EPS/Sales Surpr.-5.11% 0.63%

Ownership

Insider Own15.06%
Insider Trans-0.73%
Inst Own98.62%
Inst Trans-2.51%
ROA1.19%
ROE9.54%
ROIC9.13%
Gross Margin-
Oper. Margin29.05%
Profit Margin23.63%
SMA201.44%
SMA502.91%
SMA2003.80%
Trades-

Technical

Shs Outstand93.51M
Shs Float78.64M
Short Float11.16%
Short Ratio7.78
Short Interest8.78M
52W High40.60 -7.14%
52W Low29.39 28.30%
Volatility3.56% 2.49%
ATR (14)0.95
RSI (14)53.70
Beta0.70
Rel Volume0.36
Avg Volume1.13M
Volume160,819

Performance

Perf Week-3.58%
Perf Month8.62%
Perf Quarter-2.93%
Perf Half Y10.53%
Perf YTD8.96%
Perf Year16.31%
Perf 3Y61.74%
Perf 5Y-13.33%
Perf 10Y3.48%
Recom3.44
Target Price38.00
Prev Close38.00
Price37.70
Change %-0.79%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 10, 2026ReiteratedWWells FargoUnderweight$34-9.8%
Aug 03, 2026DowngradeBBarclaysEqual Weight → Underweight$37-1.9%
May 27, 2026DowngradeDDA DavidsonBuy → Neutral$39+3.4%
May 01, 2026DowngradeKKeefe BruyetteOutperform → Mkt Perform
Apr 07, 2026DowngradeUUBSNeutral → Sell$35-7.2%
Feb 05, 2026DowngradeSStephensOverweight → Equal-Weight
Jul 08, 2025UpgradeBBarclaysUnderweight → Equal Weight$32-15.1%
Jun 23, 2025ResumedKKeefe BruyetteOutperform$32-15.1%
Dec 17, 2024ResumedUUBSNeutral
Nov 26, 2024UpgradeDDA DavidsonNeutral → Buy$32 → $42+11.4%

Peers

Mkt cap
TickerCompanyMkt cap
GBCIGlacier Bancorp Inc6.28B
BANRBanner Corp2.52B
WAFDWaFd Inc2.16B
COLBColumbia Banking System Inc8.47B
ZIONZions Bancorporation N.A9.63B
EFSCEnterprise Financial Services Corp2.22B
ONBOld National Bancorp9.49B
ALRSAlerus Financial Corp856.32M
BOKFBOK Financial Corp7.91B
UMBFUMB Financial Corp10.19B

Insider trading

latest 14 of 33
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Scott Jonathan R10% OwnerNov 09 '26Sale38.5310,000385,300797,738Nov 10 10:39 AM
Jonathan R. Scott Trust dtd 11Former DirectorNov 09 '26Proposed Sale38.4210,000384,200Nov 09 06:13 PM
Scott James R. JrDirectorNov 02 '26Sale38.003,108118,10477,634Nov 03 01:22 PM
Scott James R. JrDirectorOct 30 '26Sale38.25501,91280,742Nov 03 01:22 PM
SCOTT JAMES RDirectorNov 02 '26Proposed Sale38.003,108118,104Nov 02 12:38 PM
SCOTT JAMES RDirectorOct 30 '26Proposed Sale38.25501,912Oct 30 04:01 PM
Scott Jonathan R10% OwnerOct 26 '26Sale37.314,175155,769807,738Oct 26 03:45 PM
Scott Jonathan R10% OwnerOct 23 '26Sale37.0082530,525811,913Oct 26 03:45 PM
Scott Jonathan R10% OwnerOct 22 '26Sale36.905,000184,500812,738Oct 23 01:43 PM
Jonathan R. Scott Trust dtd 11Former DirectorOct 22 '26Proposed Sale36.8810,000368,800Oct 22 06:58 PM
SCOTT JULIE A10% OwnerSep 16 '26Sale37.642,700101,628484,309Sep 16 07:04 PM
Scott Jonathan R10% OwnerSep 14 '26Sale37.298,071300,968817,738Sep 14 07:21 PM
Scott Jonathan R10% OwnerSep 11 '26Sale37.0316,929626,881825,809Sep 14 01:31 PM
Jonathan R. Scott Trust dtd 11Former DirectorSep 11 '26Proposed Sale36.9215,000553,800Sep 11 06:53 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B

News

latest 14 of 206
  • First Interstate Misses As Provision Swing Overshadows A 10th Straight Quarter Of Margin Expansion While Loans Keep Shrinking (Earnings Whispers)
  • First Interstate BancSystem: Q3 Earnings Snapshot (Associated Press)
  • First Interstate BancSystem, Inc. Reports Third Quarter Earnings (Business Wire)
  • First Interstate BancSystem, Inc. Announces Third Quarter Earnings Release and Conference Call (Business Wire)
  • First Interstate BancSystem Inc (FIBK) Q2 2026 Earnings Call Highlights: Navigating Challenges ... (GuruFocus.com)
  • Loading…
  • First Interstate BancSystem: Q2 Earnings Snapshot (Associated Press)
  • First Interstate BancSystem, Inc. Reports Second Quarter Earnings (Business Wire)
  • First Interstate BancSystem, Inc. Announces Second Quarter Earnings Release and Conference Call (Business Wire)
  • First Interstate BancSystem: Q1 Earnings Snapshot (Associated Press)
  • First Interstate BancSystem, Inc. Reports First Quarter Earnings (Business Wire)
  • First Interstate BancSystem, Inc. Announces First Quarter Earnings Release and Conference Call (Business Wire)
  • 3 Reasons to Avoid FIBK and 1 Stock to Buy Instead (StockStory)
  • First Interstate BancSystem (FIBK) Is Up 9.44% in One Week: What You Should Know (Zacks)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-220.6500.6850.650249.5247.938
2026Q22026-07-230.8700.6920.867263.9249.326
2026Q12026-04-290.6100.5890.607241.8242.787
2025Q42026-01-281.0800.7711.076313258.787
2025Q32025-10-290.6900.6190.691250.5254.467
2025Q22025-07-290.6900.5800.694248.3253.147
2025Q12025-04-290.4900.5550.485247253.887
2024Q42025-01-290.5000.4380.504261.3251.467
2024Q32024-10-240.5400.5820.538251.9250.777
2024Q22024-07-250.5800.5460.582244.3246.077
2024Q12024-04-240.5700.4960.567242.2241.287
2023Q42024-01-300.5900.5690.593252.3252.737
2023Q32023-10-250.7000.6170.700255.7258.977
2023Q22023-07-260.6500.6760.645262.5271.817
2023Q12023-04-260.5400.7950.542280.5286.727
2022Q42023-01-260.8201.0330.821300313.816

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.0502.0982.052491.6492.25
2018FY2.7502.8192.752575.8572.7
2019FY2.8302.8242.833644.9651.61
2020FY2.5302.5572.529653.7661.31
2021FY3.1103.0083.111638.7639.8
2022FY1.9602.1001.9571,1061,134
2023FY2.4802.4592.4811,0261,046
2024FY2.1902.1282.190999.7990.63
2025FY2.9402.6502.9401,059997.62
2026FY-2.840--991.44
2027FY-2.946--1,019
2028FY-3.299--1,059

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30730251.3249.59253.42
2026Q4S2026-10-27720250.91249.3253.42
2026Q4S2026-10-26710250.46249.3251.1
2026Q4S2026-10-23700250.22247.87251.1
2026Q4S2026-10-22700249.78247.87251
2026Q4S2026-10-20700249.78247.87251
2026Q4S2026-10-10701249.78247.87251
2026Q4S2026-10-07703249.78247.87251
2026Q4S2026-10-02706249.78247.87251
2026Q4S2026-09-29706249.63246.77251
2026Q4S2026-09-22706249.61246.77251
2026Q4S2026-09-21606249.47246.77251
2026Q4S2026-08-06606249.45246.77251
2026Q4S2026-07-27605250.41246.77254.96

Estimate history

EPS, annual2.0522.7522.8332.5293.1111.9572.4812.192.9383.2038
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5380.5040.4850.6940.6911.0760.6070.8670.654
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual518.284587.1666.7671.4605.21156.71426.51480.61410.91333.4
Period201720182019202020212022202320242025TTM
Sales, quarterly374.4372.8344.8338.6335.7391.8313.5312.2315.9
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual56.46660.62365.28462.07362.2104.442103.942104.586101.10693.515
Period201720182019202020212022202320242025MRQ
Shares, quarterly104.53104.586104.91104.874103.967101.10697.44695.54893.515
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,099.601,178.001,302.501,280.101,021.50506.50523.60554.00473.40
Total Interest Expense284.10352.60480.90401.3078.9017.3026.6059.0040.90
Net Interest Income815.50825.40821.60878.80942.60489.20497.00495.00432.50
Loan Loss Provision21.1026.8067.8032.2082.70-14.6056.9013.908.60
Net Interest Income After Loan Loss Provision794.40798.60753.80846.60859.90503.80440.10481.10423.90
Non-Interest Income233.80232.90178.10146.40135.2098.70147.80112.70113.70
Non-Interest Expense640.90639.80637.40656.20642.90391.30378.60363.90347.40
Operating Income387.30391.70294.50336.80352.20211.20209.30229.90190.20
Unusual Expense0.000.000.000.00118.9011.600.0020.3012.40
Net Income Before Taxes406.80391.70294.50336.80257.10247.80209.30235.10206.30
Income Taxes91.7089.6068.5079.3054.9055.7048.1054.1046.10
Consolidated Net Income315.10302.10226.00257.50202.20192.10161.20181.00160.20
Net Income From Continuing Operations315.10302.10226.00257.50202.20192.10161.20181.00160.20
Net Income315.10302.10226.00257.50202.20192.10161.20181.00160.20
EPS (Recurring)3.312.942.192.482.763.242.533.062.90
EPS (Basic, Before Extraordinaries)3.212.952.192.481.963.122.532.842.77
EPS (Diluted)3.202.942.192.481.963.112.532.832.75
Non-Operating Income (Expense)19.500.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense9.3210.519.323.717.586.505.475.845.40
Price To Earnings Ratio11.8611.8614.2411.3520.7913.0716.0814.5613.05
Price To Sales Ratio2.552.522.262.243.454.153.874.023.63
Operating Margin29.0527.7619.8923.6130.4534.9031.1734.4832.40
Net Margin23.6321.4115.2618.0517.4831.7424.0127.1527.29
Shares Outstanding93.51101.11104.59103.94104.4462.2062.0765.2860.62
Market Capitalization3,518.083,518.083,394.093,228.694,036.922,530.942,573.192,688.782,178.94

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income272.50270.60271.30285.20292.00297.50303.30325.80
Total Interest Expense66.3068.4070.6078.8085.2090.3098.30111.50
Net Interest Income206.20202.20200.70206.40206.80207.20205.00214.30
Loan Loss Provision10.50-3.206.707.10--0.3020.0033.70
Net Interest Income After Loan Loss Provision195.70205.40194.00199.30-207.50185.00180.60
Non-Interest Income43.4041.6042.20106.6043.7041.1041.5047.00
Non-Interest Expense157.20158.30158.70166.70157.90155.10160.10160.90
Operating Income81.9088.7077.50139.2092.6093.5066.4066.70
Unusual Expense0.000.000.000.000.000.00-0.00
Net Income Before Taxes81.90108.2077.50139.2092.6093.5066.4066.70
Income Taxes19.7024.3017.3030.4021.2021.8016.2014.60
Consolidated Net Income62.2083.9060.20108.8071.4071.7050.2052.10
Net Income From Continuing Operations62.2083.9060.20108.8071.4071.7050.2052.10
Net Income62.2083.9060.20108.8071.4071.7050.2052.10
EPS (Recurring)0.650.870.611.080.690.690.490.50
EPS (Basic, Before Extraordinaries)0.660.870.611.080.690.690.490.51
EPS (Diluted)0.650.870.611.080.690.690.490.50
Non-Operating Income (Expense)0.0019.500.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.532.771.822.212.612.613.901.66
Price To Earnings Ratio11.8612.5711.3414.5814.3513.6713.0814.24
Price To Sales Ratio2.552.762.402.482.372.082.032.27
Operating Margin25.9328.4124.7235.5327.5827.6119.2617.89
Net Margin19.6926.8719.2027.7721.2721.1814.5613.98
Shares Outstanding93.5195.5597.45101.11103.97104.87104.91104.59
Market Capitalization3,518.083,745.833,377.343,560.033,341.793,022.842,994.813,394.09

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks358.20378.00378.20349.20168.60261.40241.50244.10196.50
Investments8,788.208,486.409,557.2011,242.908,796.306,215.604,022.403,310.103,321.33
Net Loans15,010.2017,640.8018,051.9017,879.109,209.409,663.208,857.708,397.407,495.57
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets3.404.3016.5012.702.002.508.5014.4010.05
Net Property, Plant & Equipment406.60427.20444.30444.70299.60312.30306.00245.20241.86
Interest Receivables102.60116.80129.10118.3047.4051.1046.7044.9038.03
Deferred Tax Assets59.60118.40150.00210.50----4.03
Other Intangible Assets1,911.801,965.501,944.002,030.401,148.601,142.601,161.401,044.70905.88
Total Assets26,640.6029,137.4030,671.2032,287.8019,671.9017,648.7014,644.2013,300.2012,213.25
Total Deposits22,088.3023,015.6023,323.1025,073.6016,269.6014,217.0011,663.5010,680.709,934.87
Total Debt775.702,386.703,669.603,663.801,250.501,290.80838.00815.10758.57
Long Term Debt296.00295.20283.80283.80199.40199.30140.30102.60115.51
Provision for Risks Charges5.905.2018.4016.203.803.700.400.500.70
Deferred Tax Liabilities----9.3027.2026.708.60-
Other Liabilities323.70425.90432.60460.40152.10150.20101.70101.4091.50
Total Liabilities23,193.6025,833.4027,443.7029,214.0017,685.3015,688.9012,630.3011,606.3010,785.64
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity3,447.003,304.003,227.503,076.701,986.601,959.802,013.901,693.901,427.68
Total Shareholders Equity3,447.003,304.003,227.503,076.701,986.601,959.802,013.901,693.901,427.68
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,447.003,304.003,227.503,076.701,986.601,959.802,013.901,693.901,427.68
Total Liabilities & Stockholders Equity26,640.6029,137.4030,671.2032,287.8019,671.9017,648.7014,644.2013,300.2012,213.25
Book Value Per Share34.0931.5931.0529.4631.9431.5730.8527.9425.28
Tangible Book Value Per Share22.6820.4319.6817.9921.2820.7320.3817.9816.54
Tier 1 Capital2,508.802,504.002,454.402,408.801,469.001,369.001,422.301,212.001,040.30
Tier 2 Capital467.70458.80486.70467.00190.30206.7073.0073.0072.20
Full-Time Employees3,3763,4813,5853,7832,3582,4622,4732,3302,207
Price to Book Ratio1.131.011.051.341.271.291.341.291.57
Return on Assets1.080.760.820.781.031.001.301.261.00
Return on Equity8.956.928.177.999.748.119.7610.268.84
Return on Invested Capital8.076.287.336.028.797.478.408.926.90
Current Ratio0.100.060.040.050.212.110.150.130.13

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations306.90340.20370.20391.70393.60298.70297.60170.40229.50
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-21.00-34.60-15.2036.30140.80-16.40-27.10-43.10-9.30
Cash from Operating Activities285.90305.60355.00428.00534.40282.30270.50127.30220.20
Capital Expenditures-25.30-27.80-23.00-28.20-10.50-10.30-30.20-16.60-6.10
Net Assets From Acquisitions-435.10-279.100.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.002,006.900.000.00298.4028.10
Purchase or Sale of Investments-925.10303.701,359.601,486.80-1,867.50-2,578.50-952.20-230.405.40
Purchase of Investments-2,084.00-1,437.00-102.20-134.70-4,167.90-3,955.80-2,444.10-1,270.00-543.00
Sale Or Maturity of Investments1,158.901,740.701,461.801,621.502,300.401,377.301,491.901,039.60548.40
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources5.501.104.105.202.701.005.003.500.00
Cash from Investing Activities372.602,311.601,758.801,253.40-949.00-2,120.00-1,872.00-16.80-182.30
Cash Dividends Paid-185.00-194.30-195.90-195.10-182.10-101.60-128.60-79.20-64.10
Change in Capital Stock-203.400.30-1.20-34.00-199.70-5.00-115.70-1.500.80
Repurchase of Common Pref Stock-325.60-121.90-1.20-34.00-199.00-5.40-116.80-2.50-1.00
Sale of Common Pref Stock122.20122.200.000.00-0.700.401.101.001.80
Proceedsfrom Stock Options122.20122.200.000.00-0.700.401.101.001.80
Issuance or Reduction of Debt, Net-135.90-1,724.40-1,290.605.702,206.10-40.30492.30-51.2039.00
Change in Long Term Debt1,432.60-112.60253.70-0.10-149.800.0098.50-1.90-4.30
Issuance of Long Term Debt-122.200.00253.900.0014.300.0098.600.102.80
Reduction of Long Term Debt1,554.80-112.60-0.20-0.10-164.100.00-0.10-2.00-7.10
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses-0.00-0.00-0.00---
Cash from Financing Activities-855.10-2,204.10-1,795.20-1,973.90-1,059.701,905.702,801.50144.3025.20
Net Change in Cash-196.60413.10318.60-292.50-1,474.3068.001,200.00254.8063.10
Free Cash Flow260.60277.80332.00399.80523.90272.00240.30110.70214.10
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow44.9542.6124.6215.5911.6914.7423.2685.0214.19
Federal Home Loan Advances Increase (Decrease)-72.5045.80-24.60-129.200.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks337.40344.20321.70358.20382.70436.60
Investments9,110.608,946.609,101.208,788.208,811.608,448.20
Net Loans13,804.0014,099.2014,532.6015,010.2015,628.6016,143.80
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment405.70412.80403.10406.60415.10413.00
Interest Receivables104.0097.30101.30102.60106.60105.70
Deferred Tax Assets95.5057.6057.9059.6066.7076.70
Other Intangible Assets1,908.501,922.001,902.401,911.801,918.201,939.00
Total Assets25,769.6025,885.0026,426.8026,640.6027,332.9027,566.40
Total Deposits21,388.5021,441.3021,883.0022,088.3022,605.0022,630.60
Total Debt780.90751.90772.70775.70794.501,174.40
Long Term Debt296.70296.70296.60296.00309.30415.10
Provision for Risks Charges8.306.905.805.906.304.80
Other Liabilities436.90362.30406.80323.70478.40334.80
Total Liabilities22,614.6022,562.4023,068.3023,193.6023,884.2024,144.60
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity3,155.003,322.603,358.503,447.003,448.703,421.80
Total Shareholders Equity3,155.003,322.603,358.503,447.003,448.703,421.80
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity3,155.003,322.603,358.503,447.003,448.703,421.80
Total Liabilities & Stockholders Equity25,769.6025,885.0026,426.8026,640.6027,332.9027,566.40
Book Value Per Share33.7434.7734.4734.0933.1732.63
Tangible Book Value Per Share21.5022.7622.6522.6822.0421.56
Tier 1 Capital2,361.902,415.602,440.802,508.802,533.202,532.00
Tier 2 Capital459.70459.10471.90467.70495.50577.70
Full-Time Employees---3,376--
Price to Book Ratio1.131.120.981.040.980.90
Return on Assets1.191.211.141.080.860.79
Return on Equity9.549.629.298.957.206.91
Return on Invested Capital1.802.321.652.911.901.87
Current Ratio0.110.110.110.100.130.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations82.4077.5078.9068.1093.0085.40
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital23.30-19.60-23.90-0.80-1.30-17.30
Cash from Operating Activities105.7057.9055.0067.3091.7068.10
Capital Expenditures-4.10-7.70-5.20-8.30-7.40-7.90
Net Assets From Acquisitions0.00-156.000.00-279.100.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-156.90-42.00-285.00-441.20196.10196.90
Purchase of Investments-436.60-348.20-514.20-785.00-573.70-65.60
Sale Or Maturity of Investments279.70306.20229.20343.80769.80262.50
Other Uses0.000.000.000.000.000.00
Other Sources1.002.701.000.800.000.20
Cash from Investing Activities126.10234.50186.30-174.30743.70908.50
Cash Dividends Paid-45.20-46.00-45.70-48.10-49.10-49.10
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-77.20-69.50-87.7031.00-27.500.00
Repurchase of Common Pref Stock-77.20-69.50-87.70-91.20-27.500.00
Sale of Common Pref Stock0.000.000.00122.200.000.00
Proceedsfrom Stock Options0.000.000.00122.200.000.00
Issuance or Reduction of Debt, Net28.90-20.90-3.60-140.30-374.20-606.50
Change in Long Term Debt-0.100.00-0.101,432.80-350.10-587.80
Issuance of Long Term Debt0.000.000.00-122.20-0.10122.30
Reduction of Long Term Debt-0.100.00-0.101,555.00-350.00-710.10
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.00---
Cash from Financing Activities-146.30-334.00-342.30-32.50-476.40-757.80
Net Change in Cash85.50-41.60-101.00-139.50359.00218.80
Free Cash Flow101.6050.2049.8059.0084.3060.20
Price to Free Cash Flow44.9568.6054.0741.8929.3727.01

Revenue breakdown

State Commercial Banks2024: 999.70M 2025: 1.06B
United States2024: 999.70M 2025: 1.06B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3011.16%8.8M78.6M1.11M
2026-10-1510.77%8.7M81.0M1.16M
2026-09-3010.67%8.6M81.0M1.14M
2026-09-1512.21%9.9M81.0M1.09M
2026-08-3111.72%9.5M81.2M1.07M
2026-08-1410.96%8.9M81.2M1.12M
2026-07-3111.06%9.0M81.2M1.18M
2026-07-1511.14%9.2M82.8M1.16M
2026-06-3011.16%9.2M82.8M1.21M
2026-06-1510.03%8.3M82.7M1.22M
2026-05-2910.49%8.7M82.7M1.28M
2026-05-1511.04%9.1M82.4M1.25M
2026-04-3012.89%10.9M84.6M1.21M
2026-04-1510.37%9.1M88.0M1.18M
2026-03-319.73%8.6M88.3M1.15M
2026-03-138.60%7.6M88.3M1.09M
2026-02-278.72%7.7M88.3M1.37M
2026-02-137.63%6.9M89.9M1.44M
2026-01-306.68%6.0M90.4M1.39M
2026-01-157.34%6.6M90.4M1.35M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0017.0018.500.003.4320.000.000.967-0.0530.004
call22.5014.5016.0014.582.8730.000.000.962-0.0510.005
call25.0012.0013.5013.602.4090.000.000.930-0.0830.008
call30.007.008.500.001.5820.000.000.888-0.0790.011
call35.002.453.402.700.7580.000.000.785-0.0600.017
call40.000.000.350.310.6115560.000.278-0.0660.020
call45.000.000.400.000.9480.000.000.132-0.0660.013
call50.000.000.200.061.08040.000.000.072-0.0470.009
call55.000.000.400.001.4360.000.000.059-0.0560.007
put20.000.000.400.002.4110.000.00-0.031-0.0550.004
put22.500.000.200.002.0160.000.00-0.037-0.0540.005
put25.000.000.400.001.9680.000.00-0.068-0.0850.008
put30.000.000.450.381.3071.000.00-0.109-0.0800.011
put35.000.050.450.450.61817.000.00-0.214-0.0610.017
put40.001.852.852.250.5741010.00-0.766-0.0500.018
put45.006.608.100.001.2240.000.00-0.856-0.0730.013
put50.0011.6013.100.001.6370.000.00-0.928-0.0510.008
put55.0016.6018.100.002.0180.000.00-0.939-0.0550.007

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0210-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-30144Filing for proposed sale of securities under Rule 144.SEC
2026-10-264Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-22144Filing for proposed sale of securities under Rule 144.SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-064Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-168-KCurrent report2026-09-14SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-11SEC
2026-09-11144Filing for proposed sale of securities under Rule 144.SEC
2026-08-218-KCurrent report2026-08-21SEC
2026-08-07SCHEDULE 13GSEC
2026-08-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-213Initial statement of beneficial ownership of securities2026-07-13SEC
2026-07-213Initial statement of beneficial ownership of securities2026-07-13SEC
2026-07-16144Filing for proposed sale of securities under Rule 144.SEC
2026-07-164Statement of changes in beneficial ownership of securities2026-07-16SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100503.40K2
2026-1000372.71K4
2026-09001.03M3
2026-080000
2026-0700403.00K1
2026-06001.50M4
2026-050000
2026-04001.90M1
2026-0300100.35K1
2026-020000
2026-0100182.32K2
2025-1200327.50K1
2025-11002.53M5

Institutional holders

Manager% owned
BlackRock, Inc.14.14%
STATE STREET CORP6.43%
DIMENSIONAL FUND ADVISORS LP6.14%
VANGUARD PORTFOLIO MANAGEMENT LLC5.67%
FIRST INTERSTATE BANK4.82%
HoldCo Asset Management, LP4.07%
WELLINGTON MANAGEMENT GROUP LLP3.88%
VANGUARD CAPITAL MANAGEMENT LLC3.85%
GEODE CAPITAL MANAGEMENT, LLC2.45%
Capital International Investors2.41%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.24%
SMALLCAP World Fund Inc3.52%
Strategic Income Opportunities Fund3.28%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.70%
iShares Russell 2000 ETF2.46%
VANGUARD SMALL-CAP INDEX FUND1.95%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.70%
U.S. SMALL CAP VALUE PORTFOLIO1.37%
Nomura Small Cap Core Fund1.26%
VANGUARD SMALL-CAP VALUE INDEX FUND1.23%

OakChart. FIBK. Cached 15 minutes.