OakChart

Eagle Bancorp Montana Inc

EBMTFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 3:59 PM ET

20.51-0.07 (-0.34%)
2026-11-12 06:13 CET
Market cap
163.37 USD m
Revenue, TTM
- USD m
Net income, TTM
15.44 USD m
Free cash flow, TTM
21.10 USD m
EPS diluted, TTM
1.97
P/E
10.42
Compare

Price

EBMT against its 20, 50 and 200-day averages
2050200miss
20.0022.0024.00224K447KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26EBMTclose 20.5120-day 21.0550-day 21.40200-day 22.2220.5152w high

16.8% under the 52-week high of 24.66 on 1 Jul 2026. 52-week low 15.80 on 17 Nov 2025. Last 15 sessions, 7.4% high to low

Volume 0.28× normal · the line is the 50-bar volume average

Profile

EBMT
52-week range, 53% of the way up
15.8024.66

Eagle Bancorp Montana, Inc. is a bank holding company, which engages in the provision of loan and deposit services. It focuses on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans, and second mortgage and home equity loan products. The company was founded on August 1, 1922 and is headquartered in Helena, MT.

IndexRUT
Employees355
IPOApr 06, 2000
Beta0.36
ATR, 14d0.62
Rel volume0.28
Short float2.54%
Insider own7.52%
Inst own54.78%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap163.37M
Enterprise Value-
Income15.44M
Sales127.53M
Book/sh24.12
Cash/sh-
Dividend Est.0.59 (2.87%)
Dividend TTM0.58 (2.84%)
Dividend Ex-DateNov 13, 2026
Dividend Gr. 3/5Y2.45% 7.89%
Payout30.33%
Employees355
IPOApr 06, 2000

Ratios

P/E10.42
Forward P/E8.96
PEG1.05
P/S1.28
P/B0.85
P/C-
P/FCF7.74
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.04
Debt/Eq1.26
LT Debt/Eq1.26
Option/ShortNo / Yes

Earnings

EPS (ttm)1.97
EPS next Y2.29
EPS next Q0.58
EPS this Y2.28%
EPS next Y17.82%
EPS next 5Y8.52%
EPS past 3/5Y9.38% -9.42%
Sales past 3/5Y16.23% 5.73%
EPS Y/Y TTM13.99%
Sales Y/Y TTM1.34%
EPS Q/Q-17.45%
Sales Q/Q0.65%
EarningsOct 27 AMC
EPS/Sales Surpr.-29.20% 2.38%

Ownership

Insider Own7.52%
Insider Trans-1.64%
Inst Own54.78%
Inst Trans2.31%
ROA0.70%
ROE8.16%
ROIC3.56%
Gross Margin-
Oper. Margin15.56%
Profit Margin12.11%
SMA20-2.56%
SMA50-4.18%
SMA200-7.68%
Trades-

Technical

Shs Outstand7.97M
Shs Float7.37M
Short Float2.54%
Short Ratio6.07
Short Interest0.19M
52W High24.66 -16.83%
52W Low15.80 29.81%
Volatility2.45% 3.06%
ATR (14)0.62
RSI (14)40.09
Beta0.36
Rel Volume0.28
Avg Volume30.81K
Volume8,728

Performance

Perf Week-4.34%
Perf Month-1.30%
Perf Quarter-13.75%
Perf Half Y-7.32%
Perf YTD3.07%
Perf Year22.96%
Perf 3Y77.73%
Perf 5Y-9.45%
Perf 10Y18.90%
Recom3.00
Target Price24.00
Prev Close20.58
Price20.51
Change %-0.34%

Analyst ratings

latest 7 of 7
DateActionAnalystRating changeTargetImplied
Apr 30, 2026ReiteratedHHovde GroupMarket Perform$20 → $23+12.1%
Jul 05, 2024ResumedHHovde GroupMarket Perform$14 → $13.50-34.2%
Apr 22, 2024ResumedHHovde GroupMarket Perform$14-31.7%
Jan 04, 2023DowngradeHHovde GroupOutperform → Market Perform
Oct 27, 2022DowngradeJJanneyBuy → Neutral
Jun 29, 2022DowngradeDDA DavidsonBuy → Neutral$25 → $22+7.3%
Feb 13, 2020InitiatedHHovde GroupOutperform$25.50+24.3%

Peers

Mkt cap
TickerCompanyMkt cap
FIBKFirst Interstate BancSystem Inc3.50B
GBCIGlacier Bancorp Inc6.31B
MYFWFirst Western Financial Inc305.77M
RVSBRiverview Bancorp Inc128.30M
FNWBFirst Northwest Bancorp94.22M
TSBKTimberland Bancorp Inc373.71M
SFBCSound Financial Bancorp Inc115.71M
LARKLandmark Bancorp Inc197.71M
NRIMNorthrim Bancorp Inc534.99M
CZWICitizens Community Bancorp Inc MD223.29M

Insider trading

11 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Walsh Kenneth MDirectorMay 08 '26Sale22.8310,000228,33882,260May 12 06:49 PM
KENNETH M WALSHDirectorMay 08 '26Proposed Sale22.8310,000228,338May 08 04:07 PM
Waters SamuelDirectorFeb 20 '26Sale22.482,10047,20831,534Feb 23 02:24 PM
MCCARVEL THOMAS JDirectorFeb 17 '26Sale22.771,18226,91437,262Feb 19 03:58 PM
JOHNSON PETER JOSEPHDirectorFeb 10 '26Sale23.064,19296,66048,873Feb 11 04:05 PM
JOHNSON PETER JOSEPHDirectorFeb 11 '26Sale23.113,35577,53645,518Feb 11 04:05 PM
JOHNSON PETER JOSEPHOfficerFeb 09 '26Proposed Sale23.457,547176,988Feb 09 02:37 PM
Walsh Kenneth MDirectorFeb 03 '26Sale22.4710,000224,72192,260Feb 05 12:49 PM
KENNETH M WALSHDirectorFeb 03 '26Proposed Sale22.4710,000224,721Feb 03 04:04 PM
O'Neill Mark ASVP-Chief Lending OfficerNov 25 '25Buy16.7560010,04914,742Nov 26 10:43 AM
MCCARVEL THOMAS JDirectorNov 21 '25Sale16.471,20019,76438,444Nov 25 04:20 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200
  • Eagle Bancorp Montana Earns $3.0 Million, or $0.38 per Diluted Share, in the Third Quarter of 2026, Declares Quarterly Cash Dividend of $0.1475 Per Share (GlobeNewswire)
  • Eagle Bancorp Montana Earns $3.7 Million, or $0.47 per Diluted Share, in the Second Quarter of 2026, Increases Quarterly Cash Dividend to $0.1475 Per Share (GlobeNewswire)
  • Eagle Bancorp Montana Appoints Darryl Rensmon to President; Laura Clark to Remain Chief Executive Officer (GlobeNewswire)
  • Eagle Bancorp Montana Earns $4.0 Million, or $0.51 per Diluted Share, in the First Quarter of 2026, Declares Quarterly Cash Dividend of $0.145 Per Share and Renews Stock Repurchase Plan (GlobeNewswire)
  • Is Eagle Bancorp Montana (EBMT) Stock Undervalued Right Now? (Quartz)
  • Eagle Bancorp Montana, Inc. (EBMT) Could Be a Great Choice (Zacks)
  • Are You Looking for a High-Growth Dividend Stock? (Zacks)
  • Why Eagle Bancorp Montana, Inc. (EBMT) is a Great Dividend Stock Right Now (Zacks)
  • Eagle Bancorp Montana Earns $4.7 Million, or $0.60 per Diluted Share, for the Fourth Quarter of 2025, and $14.8 Million, or $1.90 per Diluted Share, for the Year 2025; Declares Quarterly Cash Dividend of $0.145 Per Share (GlobeNewswire) +5.29%
  • Should Value Investors Buy Eagle Bancorp Montana (EBMT) Stock? (Zacks)
  • Should Value Investors Buy Eagle Bancorp Montana (EBMT) Stock? (Zacks)
  • Eagle Bancorp Montana (EBMT) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
  • Best Value Stock to Buy for Oct. 30th (Zacks)
  • Best Income Stocks to Buy for Oct. 30th (Zacks)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.3800.5370.38025.0824.503
2026Q22026-07-280.4700.4970.47324.1623.553
2026Q12026-04-280.5100.4530.50823.6023.053
2025Q42026-01-270.6000.4830.60424.3023.503
2025Q32025-10-280.4600.4730.46423.4023.053
2025Q22025-07-290.4100.4200.41423.0021.853
2025Q12025-04-290.4100.3170.41420.9021.103
2024Q42025-01-280.4400.2920.43621.4020.603
2024Q32024-10-290.3400.3000.34520.8020.703
2024Q22024-07-230.2200.2870.22219.2020.403
2024Q12024-04-230.2400.2600.24219.2020.452
2023Q42024-01-230.2800.3300.27721.0021.402
2023Q32023-10-240.3400.3330.33821.6021.703
2023Q22023-07-250.2600.4630.25921.5022.703
2023Q12023-04-250.4200.4200.41621.1024.552
2022Q42023-01-260.4700.4730.46625.1024.503

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.9901.2400.99338.1038.10
2018FY1.0901.0200.90743.0742.80
2019FY1.9502.0201.68962.9063.30
2020FY3.1303.0203.10992.2090.95
2021FY2.2502.5402.16694.3096.75
2022FY1.6901.7001.44993.8093.90
2023FY1.2901.3601.29085.2085.60
2024FY1.2401.0481.24581.2080.13
2025FY1.9001.7731.90091.6090.80
2026FY-1.943--98.35
2027FY-2.290--103.3
2028FY-2.428--107.42

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2922025.6525.6025.70
2026Q4S2026-10-2821024.9524.3025.60
2026Q4S2026-10-2720024.5024.3024.70
2026Q4S2026-10-1220024.5024.3024.70
2026Q4S2026-07-2922024.5024.3024.70
2026Q4S2026-07-1320023.9023.8024.00
2026Q4S2026-04-2920223.9023.8024.00
2026Q4S2026-04-1220024.2524.1024.40
2026Q4S2026-01-2720124.2524.1024.40
2026Q4S2026-01-1120024.4024.4024.40
2026Q4S2025-12-0821024.4024.4024.40
2026Q4S2025-11-1222024.4024.4024.40
2026Q4S2025-11-1122024.4024.4024.40
2026Q4S2025-11-1022024.4024.4024.40

Estimate history

EPS, annual0.9930.9071.6893.1092.1661.4491.291.2451.8961.9675
Period201720182019202020212022202320242025TTM
EPS, quarterly0.3450.4360.4140.4140.4640.6040.5080.4730.383
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual42.19144.6770.16596.26960.51281.032104.453121.888127.226127.53
Period201720182019202020212022202320242025TTM
Sales, quarterly31.62531.21130.17832.02732.41932.60230.87731.41532.631
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual5.0145.4786.4236.7756.7958.0068.0178.0277.9587.965
Period201720182019202020212022202320242025MRQ
Shares, quarterly8.0178.0277.9777.9527.9527.9587.9657.9657.965
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income108.19108.41104.2191.6169.4649.7549.6546.5134.84
Total Interest Expense31.2035.5140.7729.146.153.216.487.735.10
Net Interest Income76.9972.9063.4462.4863.3146.5443.1738.7829.74
Loan Loss Provision2.521.180.521.462.000.863.132.630.98
Net Interest Income After Loan Loss Provision74.4771.7262.9261.0261.3145.6840.0436.1628.76
Non-Interest Income19.3418.8217.6812.8411.5710.7746.6223.659.83
Non-Interest Expense73.9771.6469.2172.1072.5877.2451.1843.4833.82
Operating Income19.8418.8911.391.760.30-20.8035.4716.334.77
Unusual Expense0.000.000.000.002.300.760.162.201.17
Net Income Before Taxes19.8418.8911.3911.6513.8519.2828.4413.975.90
Income Taxes4.404.061.611.603.154.867.233.100.91
Consolidated Net Income15.4414.849.7810.0610.7014.4221.2110.874.98
Net Income From Continuing Operations15.4414.849.7810.0610.7014.4221.2110.874.98
Net Income15.4414.849.7810.0610.7014.4221.2110.874.98
EPS (Recurring)1.961.901.251.291.672.253.131.931.06
EPS (Basic, Before Extraordinaries)1.971.901.251.291.452.173.121.690.92
EPS (Diluted)1.971.901.251.291.452.173.111.690.91
Non-Operating Income (Expense)0.000.000.000.000.000.070.000.490.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.590.540.800.350.390.320.310.310.22
Price To Earnings Ratio10.4210.4214.1310.6813.0610.656.8212.6618.19
Price To Sales Ratio1.301.220.991.181.472.531.501.962.03
Operating Margin15.5614.859.341.680.37-34.3736.8523.2810.68
Net Margin12.1111.668.029.6313.2123.8322.0315.4911.15
Shares Outstanding7.977.968.038.028.016.796.786.425.48
Market Capitalization163.37163.37122.90126.13128.96156.14143.36137.3990.39

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income28.0026.6126.2227.3627.8327.1526.0726.69
Total Interest Expense8.017.477.528.209.159.019.179.90
Net Interest Income19.9919.1418.7019.1618.6918.1416.9016.79
Loan Loss Provision1.860.340.280.040.061.040.04-0.04
Net Interest Income After Loan Loss Provision18.1318.8018.4219.1218.6317.1116.8616.83
Non-Interest Income4.634.804.665.244.584.884.114.52
Non-Interest Expense18.9218.7817.9818.2918.2518.0017.1017.65
Operating Income3.854.825.096.084.963.993.873.70
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes3.854.825.096.084.963.993.873.70
Income Taxes0.831.101.111.351.330.750.630.27
Consolidated Net Income3.013.713.984.733.633.243.243.43
Net Income From Continuing Operations3.013.713.984.733.633.243.243.43
Net Income3.013.713.984.733.633.243.243.43
EPS (Recurring)0.380.470.510.600.460.410.410.44
EPS (Basic, Before Extraordinaries)0.380.470.510.610.470.420.410.44
EPS (Diluted)0.380.470.510.600.460.410.410.44
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.140.160.150.130.140.180.130.48
Price To Earnings Ratio10.4212.0210.8511.5110.7311.7713.4714.13
Price To Sales Ratio1.301.481.261.221.071.041.060.99
Operating Margin11.7815.3416.5018.6515.2912.4512.8211.86
Net Margin9.2411.8312.9014.5111.2010.1110.7311.00
Shares Outstanding7.977.977.977.967.957.957.988.03
Market Capitalization163.37190.61163.93158.25137.33132.56133.70122.90

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks24.1129.8223.2419.3210.9414.4618.0910.145.52
Investments340.74326.50351.99369.47354.41283.96167.07157.58148.46
Net Loans1,501.651,503.801,468.051,339.68920.64829.50770.63610.33507.40
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.150.15
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.100.040.01----0.110.53
Net Property, Plant & Equipment101.44101.5494.2884.3267.2758.7640.0829.3421.96
Interest Receivables14.4512.8912.4811.285.755.764.583.482.56
Deferred Tax Assets15.5618.3018.6120.387.737.835.645.144.55
Other Intangible Assets115.55118.13115.84113.5076.9365.1953.8041.5728.84
Total Assets2,113.592,111.032,084.501,957.961,443.661,265.461,059.90857.85719.98
Total Deposits1,781.601,681.231,635.191,635.271,222.551,033.08808.99626.61520.56
Total Debt83.16201.09236.24130.2237.1648.55115.19127.10107.78
Long Term Debt82.8287.7375.1360.3021.6536.0130.9336.6064.85
Provision for Risks Charges0.000.000.006.415.214.752.862.090.00
Deferred Tax Liabilities7.237.948.839.578.387.376.133.953.19
Other Liabilities49.7946.0134.9618.0613.6217.865.073.294.82
Total Liabilities1,921.781,936.271,915.231,799.541,286.931,111.61938.24763.04636.36
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity191.81174.76169.27158.42156.73152.94121.6694.8183.62
Total Shareholders Equity191.81174.76169.27158.42156.73152.94121.6694.8183.62
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity191.81174.76169.27158.42156.73152.94121.6694.8183.62
Total Liabilities & Stockholders Equity2,113.592,111.032,084.501,957.961,443.661,264.551,059.90857.85719.98
Book Value Per Share24.1021.7721.1119.7923.0722.5718.9417.3116.68
Tangible Book Value Per Share19.3216.8816.0514.5219.7419.1616.0414.8215.22
Tier 1 Capital222.58211.07166.50150.59137.14130.43108.1187.5980.85
Tier 2 Capital19.2118.2572.7369.0027.5026.4618.6016.6015.75
Full-Time Employees355372383399352335298249207
Price to Book Ratio0.850.690.800.851.000.941.130.951.26
Return on Assets0.700.470.500.631.061.821.130.630.59
Return on Equity8.095.686.146.799.3115.4510.055.585.74
Return on Invested Capital5.403.724.114.898.0811.227.123.792.76
Current Ratio0.050.050.040.020.080.110.060.030.03

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations21.3928.8310.927.544.93-21.23-5.082.673.29
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital2.734.2914.17-4.260.802.80-0.20-0.380.92
Cash from Operating Activities24.1333.1325.093.285.73-18.43-5.272.294.21
Capital Expenditures-8.53-4.78-17.36-14.19-18.36-20.22-22.01-10.54-12.66
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-4.24
Sale of Fixed Assets and Businesses0.150.120.061.0114.241.385.069.550.01
Purchase or Sale of Investments-1.6620.1124.2938.596.41-115.7716.7420.5617.73
Purchase of Investments-19.21-7.04-10.98-28.13-77.07-132.18-47.72-51.46-45.97
Sale Or Maturity of Investments17.5527.1635.2766.7283.4916.4164.4672.0363.70
Other Uses--0.000.000.000.000.000.000.00
Other Sources0.660.080.001.230.000.000.000.520.20
Cash from Investing Activities-176.2521.96-24.35-102.14-198.86-158.04-14.65-61.63-41.56
Cash Dividends Paid-4.64-4.58-4.54-4.44-4.06-3.02-2.62-2.41-2.00
Change in Capital Stock-0.41-1.57-0.42-0.23-4.43-6.28-0.99-1.210.00
Repurchase of Common Pref Stock-0.41-1.57-0.42-0.23-4.43-6.28-0.99-1.210.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net102.59-117.91-34.81106.3470.38-12.07-69.11-13.0119.25
Change in Long Term Debt-6.17-85.0072.9215.0023.84-12.07-24.110.18-27.43
Issuance of Long Term Debt35.0035.00135.0015.0038.840.0024.6633.004.00
Reduction of Long Term Debt-41.17-120.00-62.080.00-15.00-12.07-48.78-32.82-31.43
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses-----0.00---
Cash from Financing Activities147.46-23.696.27101.59153.51168.1064.8073.0541.12
Net Change in Cash-4.6631.407.012.73-39.62-8.3744.8813.723.76
Free Cash Flow21.1028.3411.01-10.91-11.03-30.65-25.91-8.25-2.85
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow10.086.5518.59------
Federal Home Loan Advances Increase (Decrease)-5.131.41-4.10-3.080.362.460.10-1.38

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks21.9426.1319.4224.1125.0625.70
Investments310.62319.18331.97340.74310.28317.38
Net Loans1,697.891,540.701,501.861,501.651,540.031,551.93
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment99.5499.95100.56101.44102.03100.91
Interest Receivables16.7514.2413.6114.4516.9014.67
Deferred Tax Assets12.779.009.1415.56--
Other Intangible Assets122.48116.58115.23115.55125.42126.95
Total Assets2,282.032,125.852,091.852,113.592,119.812,137.63
Total Deposits1,802.101,790.201,786.081,781.601,752.181,737.92
Total Debt241.3096.6171.1583.16138.43178.63
Long Term Debt241.3096.6171.1582.82138.43178.63
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---7.23--
Other Liabilities46.5041.6341.6749.7942.7140.44
Total Liabilities2,089.901,928.441,898.891,921.781,933.321,956.99
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity192.13197.41192.96191.81186.49180.64
Total Shareholders Equity192.13197.41192.96191.81186.49180.64
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity192.13197.41192.96191.81186.49180.64
Total Liabilities & Stockholders Equity2,282.032,125.852,091.852,113.592,119.812,137.63
Book Value Per Share24.1224.7824.2224.1023.4522.72
Tangible Book Value Per Share19.4420.0719.4819.3218.6317.86
Tier 1 Capital-227.00224.73222.58219.14216.85
Tier 2 Capital-19.5919.4419.2119.2719.28
Full-Time Employees---355--
Price to Book Ratio0.850.990.850.850.760.75
Return on Assets0.700.750.750.700.630.60
Return on Equity8.168.508.418.097.437.19
Return on Invested Capital0.701.261.511.721.120.90
Current Ratio0.040.040.060.050.040.04

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations9.63-0.303.248.838.79-1.14
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital0.76-1.77-7.9611.710.162.89
Cash from Operating Activities10.38-2.07-4.7220.548.961.75
Capital Expenditures-6.42-0.72-0.46-0.93-1.87-0.36
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.030.000.000.120.000.00
Purchase or Sale of Investments2.59-8.883.890.749.028.05
Purchase of Investments0.00-15.190.00-4.020.000.00
Sale Or Maturity of Investments2.596.313.894.769.028.05
Other Uses0.000.000.00-0.000.00
Other Sources0.090.000.480.080.000.00
Cash from Investing Activities-169.87-51.113.5341.2020.77-38.50
Cash Dividends Paid-1.18-1.16-1.16-1.16-1.15-1.13
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.000.00-0.410.00-0.41
Repurchase of Common Pref Stock0.000.000.00-0.410.00-0.41
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net144.6625.43-11.36-56.15-40.24-5.54
Change in Long Term Debt9.58-3.25-11.25-1.25-41.25-31.25
Issuance of Long Term Debt20.000.000.0015.000.0010.00
Reduction of Long Term Debt-10.42-3.25-11.25-16.25-41.25-41.25
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses-0.000.00---
Cash from Financing Activities155.3828.41-8.03-28.29-27.1440.87
Net Change in Cash-4.10-24.77-9.2333.452.594.12
Free Cash Flow9.47-2.79-5.1819.617.091.39
Price to Free Cash Flow10.0813.348.826.559.1825.39

Revenue breakdown

State Commercial Banks2024: 81.21M 2025: 91.57M
United States2024: 81.21M 2025: 91.57M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.54%0.2M7.4M31.58K
2026-10-152.88%0.2M7.4M35.34K
2026-09-302.92%0.2M7.4M39.16K
2026-09-153.01%0.2M7.4M58.93K
2026-08-312.87%0.2M7.4M65.31K
2026-08-143.13%0.2M7.4M66.70K
2026-07-312.81%0.2M7.4M68.47K
2026-07-152.97%0.2M7.4M68.70K
2026-06-302.76%0.2M7.4M73.64K
2026-06-152.45%0.2M7.4M63.83K
2026-05-291.99%0.1M7.4M58.59K
2026-05-151.76%0.1M7.4M55.39K
2026-04-301.65%0.1M7.3M58.19K
2026-04-151.91%0.1M7.3M58.93K
2026-03-312.14%0.2M7.3M51.73K
2026-03-132.48%0.2M7.3M41.40K
2026-02-272.53%0.2M7.3M43.55K
2026-02-132.55%0.2M7.3M41.60K
2026-01-302.53%0.2M7.3M35.22K
2026-01-153.16%0.2M7.3M30.26K

Option chain

expiry 2026-11-12
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-058-KCurrent report2026-11-05SEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-018-KCurrent report2026-09-28SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-28SCHEDULE 13GSEC
2026-07-288-KCurrent report2026-07-28SEC
2026-07-178-KCurrent report2026-05-28SEC
2026-05-188-KCurrent report2026-05-13SEC
2026-05-15SCHEDULE 13GSEC
2026-05-15SCHEDULE 13G/ASEC
2026-05-14SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-0500228.34K1
2026-040000
2026-030000
2026-0200473.04K5
2026-010000
2025-120000
2025-1110.05K119.76K1

Institutional holders

Manager% owned
BlackRock, Inc.8.19%
MANUFACTURERS LIFE INSURANCE COMPANY, THE4.97%
VANGUARD CAPITAL MANAGEMENT LLC4.11%
DIMENSIONAL FUND ADVISORS LP3.82%
GEODE CAPITAL MANAGEMENT, LLC2.30%
AMERICAN CENTURY COMPANIES INC1.95%
RENAISSANCE TECHNOLOGIES LLC1.65%
ACADIAN ASSET MANAGEMENT LLC1.62%
O'SHAUGHNESSY ASSET MANAGEMENT, LLC1.41%
STATE STREET CORP1.36%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.91%
iShares Russell 2000 ETF2.72%
Avantis U.S. Small Cap Value ETF2.15%
VANGUARD EXTENDED MARKET INDEX FUND1.09%
Fidelity Small Cap Index Fund1.04%
iShares Russell 2000 Value ETF1.02%
U.S. SMALL CAP VALUE PORTFOLIO0.59%
Dimensional US Small Cap Value ETF0.56%
VANGUARD RUSSELL 2000 INDEX FUND0.54%
PGIM Quant Solutions Small-Cap Value Fund0.52%

OakChart. EBMT. Cached 15 minutes.