Landmark Bancorp Inc
LARKFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 3:59 PM ET
32.38+0.40 (1.24%)
2026-11-12 02:26 CET
Market cap
195.30 USD m
Revenue, TTM
- USD m
Net income, TTM
20.67 USD m
Free cash flow, TTM
22.09 USD m
EPS diluted, TTM
3.36
P/E
9.64
Price
LARK against its 20, 50 and 200-day averages2050200earnings
6.4% under the 52-week high of 34.60 on 16 Sep 2026. 52-week low 23.57 on 19 Mar 2026. Last 15 sessions, 6.4% high to low
Volume 0.73× normal · the line is the 50-bar volume average
Profile
LARK52-week range, 80% of the way up
23.5734.60
Landmark Bancorp, Inc. /Kansas/ is a holding company. The firm engages in the provision of financial and banking services. It offers checking accounts, savings and investments, loans, online and mobile, business checking and business services. The company was founded on April 22, 1885 and is headquartered in Manhattan, KS.
| Index | RUT |
|---|---|
| Employees | 283 |
| IPO | Mar 28, 1994 |
| Beta | 0.38 |
| ATR, 14d | 0.58 |
| Rel volume | 0.73 |
| Short float | 1.57% |
| Insider own | 19.48% |
| Inst own | 32.88% |
Snapshot
6 groupsValuation
| Index | RUT |
|---|---|
| Market Cap | 197.71M |
| Enterprise Value | - |
| Income | 20.67M |
| Sales | 97.17M |
| Book/sh | 26.22 |
| Cash/sh | - |
| Dividend Est. | - |
| Dividend TTM | 0.83 (2.56%) |
| Dividend Ex-Date | Nov 12, 2026 |
| Dividend Gr. 3/5Y | 5.05% 5.92% |
| Payout | 26.07% |
| Employees | 283 |
| IPO | Mar 28, 1994 |
Ratios
| P/E | 9.64 |
|---|---|
| Forward P/E | - |
| PEG | - |
| P/S | 2.03 |
| P/B | 1.23 |
| P/C | - |
| P/FCF | 8.95 |
| EV/EBITDA | - |
| EV/Sales | - |
| Quick Ratio | - |
| Current Ratio | 0.04 |
| Debt/Eq | 0.97 |
| LT Debt/Eq | 0.97 |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | 3.36 |
|---|---|
| EPS next Y | - |
| EPS next Q | 0.87 |
| EPS this Y | - |
| EPS next Y | - |
| EPS next 5Y | - |
| EPS past 3/5Y | 23.56% -0.91% |
| Sales past 3/5Y | 19.71% 7.49% |
| EPS Y/Y TTM | 18.96% |
| Sales Y/Y TTM | 1.32% |
| EPS Q/Q | 10.03% |
| Sales Q/Q | -1.42% |
| Earnings | Oct 28 AMC |
| EPS/Sales Surpr. | 0.00% - |
Ownership
| Insider Own | 19.48% |
|---|---|
| Insider Trans | -1.03% |
| Inst Own | 32.88% |
| Inst Trans | 4.29% |
| ROA | 1.29% |
| ROE | 13.08% |
| ROIC | 6.56% |
| Gross Margin | - |
| Oper. Margin | 26.50% |
| Profit Margin | 21.27% |
| SMA20 | 1.32% |
| SMA50 | 1.52% |
| SMA200 | 10.05% |
| Trades | - |
Technical
| Shs Outstand | 6.11M |
|---|---|
| Shs Float | 4.92M |
| Short Float | 1.57% |
| Short Ratio | 9.60 |
| Short Interest | 0.08M |
| 52W High | 34.60 -6.43% |
| 52W Low | 23.57 37.36% |
| Volatility | 1.02% 1.58% |
| ATR (14) | 0.58 |
| RSI (14) | 54.66 |
| Beta | 0.38 |
| Rel Volume | 0.73 |
| Avg Volume | 8.04K |
| Volume | 5,870 |
Performance
| Perf Week | -0.05% |
|---|---|
| Perf Month | 3.04% |
| Perf Quarter | 0.39% |
| Perf Half Y | 16.88% |
| Perf YTD | 23.62% |
| Perf Year | 30.00% |
| Perf 3Y | 97.98% |
| Perf 5Y | 42.48% |
| Perf 10Y | 93.88% |
| Recom | 3.00 |
| Target Price | 34.50 |
| Prev Close | 31.98 |
| Price | 32.38 |
| Change % | 1.24% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| HWBK | Hawthorn Bancshares Inc | 287.50M |
| CFFN | Capitol Federal Financial | 1.06B |
| EQBK | Equity Bancshares Inc | 1.01B |
| ATLO | Ames National Corp | 302.04M |
| CPBI | Central Plains Bancshares Inc | 85.57M |
| SMBC | Southern Missouri Bancorp Inc | 778.15M |
| BSVN | Bank7 Corp | 632.85M |
| GSBC | Great Southern Bancorp Inc | 870.47M |
| WTBA | West Bancorporation | 521.20M |
| CZWI | Citizens Community Bancorp Inc MD | 223.29M |
Insider trading
latest 14 of 32| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| ALEXANDER PATRICK L | Director | Nov 09 '26 | Sale | 32.50 | 204 | 6,630 | 66,889 | Nov 10 08:33 PM |
| ALEXANDER PATRICK L | Director | Nov 09 '26 | Proposed Sale | 32.50 | 1,000 | 32,500 | Nov 09 03:51 PM | |
| ALEXANDER PATRICK L | Director | Nov 04 '26 | Sale | 32.50 | 3,018 | 98,085 | 67,443 | Nov 05 09:06 PM |
| ALEXANDER PATRICK L | Director | Nov 05 '26 | Sale | 32.50 | 350 | 11,375 | 67,093 | Nov 05 09:06 PM |
| ALEXANDER PATRICK L | Director | Nov 05 '26 | Proposed Sale | 40.00 | 350 | 14,000 | Nov 05 04:54 PM | |
| ALEXANDER PATRICK L | Director | Nov 04 '26 | Proposed Sale | 32.50 | 2,020 | 65,650 | Nov 04 04:48 PM | |
| ALEXANDER PATRICK L | Director | Nov 02 '26 | Sale | 32.50 | 1,000 | 32,500 | 69,768 | Nov 03 06:13 PM |
| ALEXANDER PATRICK L | Director | Nov 03 '26 | Sale | 32.50 | 2 | 65 | 69,766 | Nov 03 06:13 PM |
| ALEXANDER PATRICK L | Director | Nov 03 '26 | Proposed Sale | 32.50 | 1,000 | 32,500 | Nov 03 04:42 PM | |
| ALEXANDER PATRICK L | Director | Nov 02 '26 | Proposed Sale | 32.50 | 1,000 | 32,500 | Nov 02 04:28 PM | |
| LEWIS JIM | Director | Oct 30 '26 | Sale | 32.16 | 550 | 17,689 | 152,732 | Oct 30 05:29 PM |
| LEWIS JIM | Director | Oct 29 '26 | Sale | 32.48 | 26 | 844 | 153,282 | Oct 30 05:29 PM |
| LEWIS JIM | Director | Oct 27 '26 | Sale | 32.40 | 183 | 5,929 | 153,308 | Oct 28 08:56 PM |
| LEWIS JIM | Director | Sep 15 '26 | Sale | 32.92 | 400 | 13,168 | 152,796 | Sep 16 09:50 PM |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| VTI | Vanguard Morningstar Total Stock Market ETF | AUM: 687.42B |
| IWM | iShares Russell 2000 Index Fund | AUM: 77.38B |
| DFSV | US Small Cap Value Portfolio ETF Class Shares | AUM: 8.52B |
| VXF | Vanguard Extended Market Index ETF | AUM: 30.47B |
| IWN | iShares Russell 2000 Value ETF | AUM: 14.10B |
| VTWO | Vanguard Russell 2000 Index ETF | AUM: 16.75B |
| BSVO | EA Bridgeway Omni Small-Cap Value ETF | AUM: 2.44B |
| DFAS | U.S. Small Cap Portfolio-ETF Class Shares | AUM: 15.51B |
| DFMC | U.S. Micro Cap Portfolio ETF Class Shares | AUM: 212.10M |
| DFAC | U.S. Core Equity 2 Portfolio-ETF Class Shares | AUM: 49.14B |
News
latest 14 of 200- Landmark Bancorp Matches Estimates As A 4.35% Margin Offsets Shrinking Loans, Softer Fees And A Book-Value Hit (Earnings Whispers)
- Landmark Bancorp: Q3 Earnings Snapshot (Associated Press)
- Landmark Bancorp, Inc. Reports Third Quarter 2026 Results (GlobeNewswire)
- Landmark Bancorp, Inc. Declares Cash Dividend of $0.21 Per Share and 5% Stock Dividend (GlobeNewswire)
- Landmark Bancorp's Loan Growth Revival Faces A Credit Test As Bad Loans Climb (Earnings Whispers) +6.32%
- Landmark Bancorp, Inc. Announces Conference Call to Discuss Third Quarter 2026 Earnings (GlobeNewswire)
- Landmark Bancorp: Q2 Earnings Snapshot (Associated Press)
- Landmark Bancorp, Inc. Reports Second Quarter 2026 Results (GlobeNewswire)
- Landmark Bancorp, Inc. Announces Conference Call to Discuss Second Quarter 2026 Earnings (GlobeNewswire)
- Landmark Bancorp: Q1 Earnings Snapshot (Associated Press)
- Landmark Bancorp, Inc. Reports First Quarter 2026 Results (GlobeNewswire)
- Landmark Bancorp, Inc. Announces Conference Call to Discuss First Quarter 2026 Earnings (GlobeNewswire)
- LARK Rises 3% on Y/Y Q4 Earnings Growth, Margins & Solid Cost Control (Zacks)
- Landmark Bancorp Q4 Earnings Rise Y/Y on Strong Margins (Zacks)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q3 | 2026-10-28 | 0.890 | 0.890 | - | 19.24 | - | 1 |
| 2026Q2 | 2026-07-29 | 0.880 | 0.830 | 0.875 | 19.18 | - | 1 |
| 2026Q1 | 2026-04-29 | 0.830 | - | 0.825 | 18.79 | - | - |
| 2025Q4 | 2026-01-28 | - | - | 0.773 | 18.69 | - | - |
| 2025Q3 | 2025-10-29 | - | - | 0.805 | 18.16 | - | - |
| 2025Q2 | 2025-07-24 | - | - | 0.718 | 17.31 | - | - |
| 2025Q1 | 2025-04-30 | - | - | 0.770 | 16.48 | - | - |
| 2024Q4 | 2025-02-04 | - | - | 0.540 | 15.77 | - | - |
| 2024Q3 | 2024-10-30 | - | - | 0.649 | 15.86 | - | - |
| 2024Q2 | 2024-08-05 | - | - | 0.499 | 14.69 | - | - |
| 2024Q1 | 2024-05-01 | - | - | 0.460 | 14.15 | - | - |
| 2023Q4 | 2024-01-31 | - | - | 0.437 | 13.14 | - | - |
| 2023Q3 | 2023-10-31 | - | - | 0.476 | 14.28 | - | - |
| 2023Q2 | 2023-08-08 | 0.640 | - | 0.556 | 14.66 | - | - |
| 2023Q1 | 2023-05-02 | 0.640 | - | 0.556 | 14.44 | - | - |
| 2022Q4 | 2023-01-31 | 0.670 | - | 0.200 | 14.70 | - | - |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2012FY | 1.145 | - | 1.145 | 15.93 | - |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2026Q4 | E | 2026-10-29 | 1 | 0 | 0 | 0.87 | 0.87 | 0.87 |
| 2026Q4 | E | 2026-10-28 | 1 | 0 | 0 | 0.87 | 0.87 | 0.87 |
| 2026Q4 | E | 2026-07-30 | 1 | 0 | 0 | 0.87 | 0.87 | 0.87 |
| 2026Q4 | E | 2026-06-24 | 1 | 0 | 0 | 0.87 | 0.87 | 0.87 |
| 2026Q3 | E | 2026-10-14 | 1 | 0 | 0 | 0.89 | 0.89 | 0.89 |
| 2026Q3 | E | 2026-07-31 | 1 | 1 | 0 | 0.89 | 0.89 | 0.89 |
| 2026Q3 | E | 2026-07-30 | 1 | 0 | 0 | 0.88 | 0.88 | 0.88 |
| 2026Q3 | E | 2026-07-29 | 1 | 0 | 0 | 0.88 | 0.88 | 0.88 |
| 2026Q3 | E | 2026-06-24 | 1 | 0 | 0 | 0.88 | 0.88 | 0.88 |
| 2026Q2 | E | 2026-06-24 | 1 | 0 | 0 | 0.83 | 0.83 | 0.83 |
Estimate history
| EPS, annual | 0.715 | 1.697 | 1.727 | 3.213 | 2.96 | 1.627 | 2.025 | 2.148 | 3.068 | 3.3598 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| EPS, quarterly | 0.649 | 0.54 | 0.77 | 0.718 | 0.805 | 0.773 | 0.825 | 0.875 | 0.886 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
| Sales, annual | 44.931 | 48.724 | 52.92 | 66.611 | 62.087 | 55.728 | 76.834 | 88.142 | 95.606 | 97.17 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| Sales, quarterly | 23.19 | 24.944 | 22.613 | 23.637 | 24.712 | 24.644 | 23.916 | 24.254 | 24.36 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
| Shares, annual | 6.03 | 6.152 | 6.161 | 6.063 | 6.074 | 6.035 | 6.039 | 6.064 | 6.074 | 6.113 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | MRQ |
| Shares, quarterly | 6.065 | 6.064 | 6.072 | 6.078 | 6.08 | 6.074 | 6.098 | 6.101 | 6.113 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | 82.19 | 81.02 | 73.90 | 64.68 | 43.23 | 39.83 | 39.25 | 37.11 | 33.15 |
| Total Interest Expense | 21.65 | 25.33 | 28.18 | 21.39 | 4.35 | 1.51 | 2.77 | 6.76 | 5.37 |
| Net Interest Income | 60.53 | 55.69 | 45.72 | 43.29 | 38.88 | 38.32 | 36.48 | 30.35 | 27.79 |
| Loan Loss Provision | 1.77 | 2.35 | 2.30 | 0.35 | 0.00 | 0.50 | 3.30 | 1.40 | 1.40 |
| Net Interest Income After Loan Loss Provision | 58.76 | 53.34 | 43.42 | 42.94 | 38.88 | 37.82 | 33.18 | 28.95 | 26.39 |
| Non-Interest Income | 14.99 | 14.59 | 14.24 | 12.15 | 12.50 | 22.26 | 27.36 | 15.81 | 15.57 |
| Non-Interest Expense | 48.00 | 44.87 | 43.58 | 40.90 | 36.67 | 37.26 | 36.26 | 32.65 | 30.36 |
| Operating Income | 25.75 | 23.05 | 14.09 | 14.19 | 14.71 | 22.82 | 24.28 | 12.12 | 11.59 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 3.40 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 25.75 | 23.05 | 14.09 | 14.19 | 11.31 | 22.82 | 24.28 | 12.12 | 11.59 |
| Income Taxes | 5.08 | 4.28 | 1.09 | 1.95 | 1.43 | 4.81 | 4.79 | 1.45 | 1.17 |
| Consolidated Net Income | 20.67 | 18.77 | 13.00 | 12.24 | 9.88 | 18.01 | 19.49 | 10.66 | 10.43 |
| Net Income From Continuing Operations | 20.67 | 18.77 | 13.00 | 12.24 | 9.88 | 18.01 | 19.49 | 10.66 | 10.43 |
| Net Income | 20.67 | 18.77 | 13.00 | 12.24 | 9.88 | 18.01 | 19.49 | 10.66 | 10.43 |
| EPS (Recurring) | 3.35 | 3.07 | 2.15 | 2.02 | 2.02 | 2.96 | 3.21 | 1.73 | 1.70 |
| EPS (Basic, Before Extraordinaries) | 3.39 | 3.09 | 2.15 | 2.03 | 1.63 | 2.97 | 3.22 | 1.73 | 1.70 |
| EPS (Diluted) | 3.36 | 3.07 | 2.15 | 2.02 | 1.63 | 2.96 | 3.21 | 1.73 | 1.70 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.31 | 0.36 | 0.41 | 0.28 | 0.37 | 0.21 | 0.20 | 0.21 | 0.18 |
| Price To Earnings Ratio | 9.52 | 9.52 | 10.65 | 10.04 | 10.07 | 7.97 | 5.58 | 11.21 | 9.73 |
| Price To Sales Ratio | 1.97 | 1.68 | 1.57 | 1.41 | 2.13 | 2.31 | 1.63 | 2.18 | 2.08 |
| Operating Margin | 26.50 | 24.11 | 15.98 | 18.47 | 26.39 | 36.76 | 36.45 | 22.89 | 23.80 |
| Net Margin | 21.27 | 19.64 | 14.75 | 15.93 | 17.73 | 29.01 | 29.26 | 20.15 | 21.40 |
| Shares Outstanding | 6.11 | 6.07 | 6.06 | 6.04 | 6.03 | 6.07 | 6.06 | 6.16 | 6.15 |
| Market Capitalization | 195.30 | 195.30 | 138.66 | 108.52 | 118.17 | 143.38 | 108.56 | 115.16 | 101.43 |
Income statement, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | 20.85 | 20.25 | 20.25 | 20.84 | 20.74 | 20.10 | 19.34 | 18.95 |
| Total Interest Expense | 5.21 | 5.17 | 5.22 | 6.05 | 6.64 | 6.42 | 6.22 | 6.55 |
| Net Interest Income | 15.64 | 15.08 | 15.02 | 14.79 | 14.09 | 13.68 | 13.12 | 12.40 |
| Loan Loss Provision | 0.20 | 0.50 | 0.57 | 0.50 | 0.85 | 1.00 | 0.00 | 1.50 |
| Net Interest Income After Loan Loss Provision | 15.44 | 14.58 | 14.45 | 14.29 | 13.24 | 12.68 | 13.12 | 10.90 |
| Non-Interest Income | 3.51 | 4.00 | 3.67 | 3.81 | 3.97 | 3.54 | 3.27 | 5.99 |
| Non-Interest Expense | 12.16 | 11.87 | 11.80 | 12.17 | 11.16 | 10.87 | 10.67 | 11.79 |
| Operating Income | 6.79 | 6.71 | 6.32 | 5.93 | 6.06 | 5.35 | 5.72 | 5.11 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 6.79 | 6.71 | 6.32 | 5.93 | 6.06 | 5.35 | 5.72 | 2.40 |
| Income Taxes | 1.31 | 1.32 | 1.25 | 1.19 | 1.13 | 0.94 | 1.01 | -0.89 |
| Consolidated Net Income | 5.47 | 5.39 | 5.07 | 4.74 | 4.93 | 4.40 | 4.70 | 3.28 |
| Net Income From Continuing Operations | 5.47 | 5.39 | 5.07 | 4.74 | 4.93 | 4.40 | 4.70 | 3.28 |
| Net Income | 5.47 | 5.39 | 5.07 | 4.74 | 4.93 | 4.40 | 4.70 | 3.28 |
| EPS (Recurring) | 0.89 | 0.88 | 0.83 | 0.77 | 0.81 | 0.72 | 0.77 | 0.54 |
| EPS (Basic, Before Extraordinaries) | 0.90 | 0.88 | 0.83 | 0.78 | 0.81 | 0.73 | 0.77 | 0.54 |
| EPS (Diluted) | 0.89 | 0.88 | 0.83 | 0.77 | 0.81 | 0.72 | 0.77 | 0.54 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.08 | 0.11 | 0.06 | 0.06 | 0.05 | 0.09 | 0.08 | 0.15 |
| Price To Earnings Ratio | 9.52 | 9.84 | 8.10 | 9.24 | 8.97 | 9.41 | 10.56 | 10.65 |
| Price To Sales Ratio | 1.97 | 1.94 | 1.57 | 1.68 | 1.62 | 1.64 | 1.71 | 1.53 |
| Operating Margin | 27.86 | 27.68 | 26.42 | 24.05 | 24.53 | 22.63 | 25.28 | 20.47 |
| Net Margin | 22.47 | 22.23 | 21.18 | 19.23 | 19.95 | 18.63 | 20.79 | 13.16 |
| Shares Outstanding | 6.11 | 6.10 | 6.10 | 6.07 | 6.08 | 6.08 | 6.07 | 6.06 |
| Market Capitalization | 195.30 | 187.26 | 150.64 | 159.08 | 154.55 | 153.05 | 157.53 | 138.66 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY | 2017FY |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 20.98 | 20.27 | 27.10 | 23.16 | 189.21 | 84.82 | 13.69 | 19.11 | 16.58 |
| Investments | 366.30 | 390.53 | 470.33 | 510.37 | 396.29 | 319.07 | 375.14 | 398.39 | 400.34 |
| Net Loans | 1,098.39 | 1,039.22 | 937.62 | 841.15 | 653.23 | 702.78 | 532.18 | 489.37 | 433.74 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Customer Liability on Acceptances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Real Estate Assets | 0.00 | 0.17 | 0.93 | 0.93 | 2.55 | 1.77 | 0.29 | 0.04 | 0.44 |
| Net Property, Plant & Equipment | 19.32 | 20.22 | 19.71 | 24.33 | 20.80 | 20.49 | 21.13 | 21.13 | 20.82 |
| Interest Receivables | 7.08 | 7.13 | 7.34 | 5.88 | 4.41 | 4.88 | 4.56 | 4.63 | 4.41 |
| Other Intangible Assets | 94.57 | 96.59 | 98.64 | 97.06 | 62.47 | 54.20 | 51.48 | 53.12 | 53.12 |
| Total Assets | 1,606.64 | 1,574.14 | 1,561.67 | 1,502.87 | 1,328.97 | 1,188.03 | 998.47 | 985.78 | 929.45 |
| Total Deposits | 1,388.85 | 1,328.77 | 1,316.25 | 1,300.65 | 1,148.48 | 1,016.03 | 835.05 | 823.65 | 765.56 |
| Total Debt | 33.72 | 88.50 | 99.03 | 68.25 | 29.05 | 28.02 | 42.20 | 56.90 | 66.59 |
| Long Term Debt | 32.22 | 74.70 | 86.31 | 29.85 | 21.65 | 21.65 | 24.65 | 41.65 | 53.08 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 23.44 | 20.66 | 19.48 | 22.53 | 15.79 | 17.31 | 12.61 | 13.34 | 9.68 |
| Total Liabilities | 1,446.01 | 1,437.93 | 1,434.76 | 1,391.43 | 1,193.33 | 1,061.36 | 889.86 | 893.88 | 841.83 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 160.63 | 136.22 | 126.91 | 111.43 | 135.64 | 126.67 | 108.61 | 91.90 | 87.62 |
| Total Shareholders Equity | 160.63 | 136.22 | 126.91 | 111.43 | 135.64 | 126.67 | 108.61 | 91.90 | 87.62 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 160.63 | 136.22 | 126.91 | 111.43 | 135.64 | 126.67 | 108.61 | 91.90 | 87.62 |
| Total Liabilities & Stockholders Equity | 1,606.64 | 1,574.14 | 1,561.67 | 1,502.87 | 1,328.97 | 1,188.03 | 998.47 | 985.78 | 929.45 |
| Book Value Per Share | 26.44 | 22.46 | 21.02 | 18.46 | 22.33 | 20.89 | 17.63 | 14.94 | 14.53 |
| Tangible Book Value Per Share | 20.79 | 16.70 | 15.12 | 12.47 | 19.43 | 17.97 | 14.72 | 11.99 | 11.48 |
| Tier 1 Capital | 154.32 | 139.66 | 130.62 | 122.28 | 135.82 | 121.07 | 106.94 | 99.15 | 88.61 |
| Tier 2 Capital | 12.40 | 12.46 | 10.05 | 8.96 | 8.91 | 8.91 | 6.61 | 5.91 | 5.60 |
| Full-Time Employees | 283 | 287 | 280 | 286 | 270 | 282 | 289 | 291 | 286 |
| Price to Book Ratio | 1.22 | 1.02 | 0.99 | 1.12 | 1.06 | 0.86 | 1.06 | 1.10 | 1.29 |
| Return on Assets | 1.18 | 0.83 | 0.80 | 0.70 | 1.43 | 1.78 | 1.07 | 1.09 | 0.47 |
| Return on Equity | 12.65 | 9.88 | 10.27 | 8.00 | 13.73 | 16.57 | 10.63 | 11.62 | 5.06 |
| Return on Invested Capital | 9.74 | 6.17 | 5.74 | 6.99 | 11.45 | 13.14 | 8.00 | 7.81 | 3.11 |
| Current Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.23 | 0.12 | 0.03 | 0.04 | 0.04 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 23.06 | 19.64 | 14.67 | 13.77 | 9.70 | 12.01 | 8.17 | 9.06 | 11.38 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -0.29 | 2.00 | 0.15 | -4.65 | 10.14 | -0.12 | 1.23 | -2.38 | 3.19 |
| Cash from Operating Activities | 22.77 | 21.63 | 14.82 | 9.12 | 19.85 | 11.88 | 9.40 | 6.68 | 14.57 |
| Capital Expenditures | -0.68 | -0.60 | -2.42 | -1.09 | -0.94 | -7.32 | -0.36 | -1.04 | -1.31 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | -0.57 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.40 | 0.41 | 4.70 | 0.01 | 1.38 | 0.60 | 0.37 | 0.26 | 0.42 |
| Purchase or Sale of Investments | -7.75 | 37.83 | 80.38 | 46.34 | -119.86 | -97.22 | 72.53 | 35.71 | -6.99 |
| Purchase of Investments | -91.57 | -52.77 | -23.32 | -29.11 | -226.34 | -174.75 | -46.54 | -53.20 | -82.74 |
| Sale Or Maturity of Investments | 83.82 | 90.60 | 103.70 | 75.45 | 106.47 | 77.53 | 119.07 | 88.91 | 75.75 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.26 | 1.09 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.28 | 0.00 |
| Cash from Investing Activities | 26.94 | -21.37 | -18.69 | -47.13 | -192.23 | -37.17 | -99.14 | -5.33 | -57.47 |
| Cash Dividends Paid | -5.06 | -4.86 | -4.61 | -4.39 | -4.20 | -3.82 | -3.63 | -3.51 | -3.33 |
| Change in Capital Stock | 0.00 | 0.00 | -0.34 | -0.02 | -1.24 | 0.02 | -2.31 | 0.04 | 0.53 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | -0.34 | -0.07 | -1.24 | 0.00 | -2.35 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.02 | 0.04 | 0.04 | 0.53 |
| Proceedsfrom Stock Options | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 45.12 | -54.79 | -10.52 | 30.77 | 10.00 | 1.03 | -14.18 | -14.70 | -9.86 |
| Change in Long Term Debt | 45.41 | -39.95 | -9.17 | 49.81 | 1.20 | 0.00 | -3.00 | -17.00 | -11.60 |
| Issuance of Long Term Debt | 961.17 | 839.82 | 778.73 | 727.63 | 327.36 | 0.00 | 161.17 | 430.32 | 635.30 |
| Reduction of Long Term Debt | -915.76 | -879.77 | -787.89 | -677.82 | -326.16 | 0.00 | -164.17 | -447.32 | -646.90 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | - | - | - | - | - | 0.00 | - | - | - |
| Cash from Financing Activities | -42.02 | 0.44 | -2.96 | 41.95 | 6.32 | 129.69 | 160.86 | -6.77 | 45.44 |
| Net Change in Cash | 7.70 | 0.71 | -6.83 | 3.94 | -166.06 | 104.39 | 71.12 | -5.42 | 2.53 |
| Free Cash Flow | 22.09 | 21.03 | 12.50 | 8.13 | 18.97 | 10.56 | 9.04 | 5.65 | 13.26 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow | 11.24 | 9.91 | 17.54 | 29.02 | 8.04 | 21.32 | 20.09 | 53.97 | 10.19 |
| Federal Home Loan Advances Increase (Decrease) | - | 0.86 | 1.50 | -2.65 | -1.87 | 1.57 | -1.36 | 1.67 | 0.65 |
Balance sheet, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | 31.65 | 26.28 | 31.87 | 20.98 | 23.95 | 25.04 |
| Investments | 363.89 | 362.73 | 359.59 | 366.30 | 368.83 | 375.63 |
| Net Loans | 1,065.97 | 1,089.70 | 1,085.32 | 1,098.39 | 1,104.99 | 1,103.41 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 18.77 | 18.91 | 19.12 | 19.32 | 19.45 | 19.65 |
| Interest Receivables | 6.78 | 6.54 | 6.85 | 7.08 | 7.19 | 7.33 |
| Other Intangible Assets | 107.76 | 102.35 | 103.04 | 94.57 | 92.66 | 93.64 |
| Total Assets | 1,595.26 | 1,606.52 | 1,605.79 | 1,606.64 | 1,617.08 | 1,624.87 |
| Total Deposits | 1,245.96 | 1,304.99 | 1,322.68 | 1,388.85 | 1,325.50 | 1,273.90 |
| Total Debt | 156.14 | 106.67 | 90.98 | 33.72 | 113.55 | 182.59 |
| Long Term Debt | 155.02 | 105.07 | 88.71 | 32.22 | 112.13 | 176.76 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 32.91 | 28.00 | 30.52 | 23.44 | 22.29 | 20.00 |
| Total Liabilities | 1,435.00 | 1,439.66 | 1,444.18 | 1,446.01 | 1,461.35 | 1,476.49 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 160.25 | 166.86 | 161.61 | 160.63 | 155.73 | 148.38 |
| Total Shareholders Equity | 160.25 | 166.86 | 161.61 | 160.63 | 155.73 | 148.38 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 160.25 | 166.86 | 161.61 | 160.63 | 155.73 | 148.38 |
| Total Liabilities & Stockholders Equity | 1,595.26 | 1,606.52 | 1,605.79 | 1,606.64 | 1,617.08 | 1,624.87 |
| Book Value Per Share | 26.22 | 27.35 | 26.50 | 26.44 | 25.61 | 24.41 |
| Tangible Book Value Per Share | 20.66 | 21.76 | 20.89 | 20.79 | 19.94 | 18.71 |
| Tier 1 Capital | 166.89 | 162.44 | 158.04 | 154.32 | 150.56 | 146.60 |
| Tier 2 Capital | 13.16 | 12.97 | - | 12.40 | 12.24 | 13.70 |
| Full-Time Employees | - | - | - | 283 | - | - |
| Price to Book Ratio | 1.22 | 1.16 | 0.94 | 1.02 | 0.99 | 1.03 |
| Return on Assets | 1.29 | 1.25 | 1.20 | 1.18 | 1.09 | 1.02 |
| Return on Equity | 13.08 | 12.77 | 12.58 | 12.65 | 11.72 | 11.80 |
| Return on Invested Capital | 1.74 | 1.98 | 2.02 | 2.46 | 1.84 | 1.35 |
| Current Ratio | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 |
Cash flow, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|
| Funds from Operations | 6.11 | 4.85 | 7.19 | 4.91 | 6.79 | 3.12 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 3.56 | -1.45 | -0.36 | -2.04 | 3.52 | -2.68 |
| Cash from Operating Activities | 9.67 | 3.41 | 6.83 | 2.87 | 10.31 | 0.44 |
| Capital Expenditures | -0.22 | -0.12 | -0.12 | -0.22 | -0.25 | -0.09 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.03 | 0.00 | 0.33 | 0.04 | 0.37 | 0.00 |
| Purchase or Sale of Investments | -16.56 | 2.79 | 2.46 | 3.56 | 7.17 | 6.78 |
| Purchase of Investments | -31.54 | -13.29 | -14.84 | -31.91 | -8.28 | -11.44 |
| Sale Or Maturity of Investments | 14.98 | 16.07 | 17.30 | 35.47 | 15.44 | 18.22 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.26 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | 6.54 | -5.71 | 14.25 | 11.87 | 7.25 | -40.06 |
| Cash Dividends Paid | -1.28 | -1.28 | -1.27 | -1.22 | -1.22 | -1.21 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 49.47 | 15.69 | 57.26 | -79.83 | -69.03 | 105.91 |
| Change in Long Term Debt | 50.28 | 16.68 | 56.83 | -78.38 | -64.29 | 106.68 |
| Issuance of Long Term Debt | 322.57 | 310.25 | 185.42 | 142.93 | 175.11 | 317.18 |
| Reduction of Long Term Debt | -272.29 | -293.57 | -128.59 | -221.31 | -239.41 | -210.51 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | -10.84 | -3.29 | -10.19 | -17.70 | -18.65 | 42.78 |
| Net Change in Cash | 5.37 | -5.59 | 10.88 | -2.96 | -1.09 | 3.16 |
| Free Cash Flow | 9.45 | 3.29 | 6.71 | 2.65 | 10.06 | 0.35 |
| Price to Free Cash Flow | 11.24 | 10.68 | 10.26 | 9.93 | 12.00 | 14.32 |
Revenue breakdown
| National Commercial Banks | 2024: 60.47M 2025: 70.64M |
|---|---|
| United States | 2024: 60.47M 2025: 70.64M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 1.57% | 0.1M | 4.9M | 8.48K |
| 2026-10-15 | 1.79% | 0.1M | 4.9M | 8.67K |
| 2026-09-30 | 1.89% | 0.1M | 4.9M | 9.08K |
| 2026-09-15 | 2.31% | 0.1M | 4.9M | 12.65K |
| 2026-08-31 | 2.36% | 0.1M | 4.9M | 13.52K |
| 2026-08-14 | 2.49% | 0.1M | 4.9M | 13.82K |
| 2026-07-31 | 2.49% | 0.1M | 4.9M | 12.84K |
| 2026-07-15 | 2.61% | 0.1M | 4.9M | 12.21K |
| 2026-06-30 | 2.36% | 0.1M | 4.9M | 11.71K |
| 2026-06-15 | 1.74% | 0.1M | 4.9M | 8.74K |
| 2026-05-29 | 1.82% | 0.1M | 4.9M | 7.20K |
| 2026-05-15 | 2.01% | 0.1M | 4.9M | 6.49K |
| 2026-04-30 | 2.05% | 0.1M | 4.9M | 6.51K |
| 2026-04-15 | 2.19% | 0.1M | 4.9M | 6.67K |
| 2026-03-31 | 2.03% | 0.1M | 4.9M | 6.73K |
| 2026-03-13 | 2.15% | 0.1M | 4.9M | 6.15K |
| 2026-02-27 | 2.17% | 0.1M | 4.9M | 6.66K |
| 2026-02-13 | 2.19% | 0.1M | 4.9M | 7.43K |
| 2026-01-30 | 2.28% | 0.1M | 4.9M | 8.09K |
| 2026-01-15 | 2.24% | 0.1M | 4.9M | 7.90K |
Option chain
expiry 2026-11-11| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-09 | SEC |
| 2026-11-10 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-11-09 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-11-05 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-28 | SEC |
| 2026-11-05 | 8-K | Current report | 2026-11-04 | SEC |
| 2026-11-05 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-11-04 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-11-03 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-02 | SEC |
| 2026-11-03 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-11-02 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-10-30 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-29 | SEC |
| 2026-10-28 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-28 | SEC |
| 2026-10-28 | 8-K | Current report | 2026-10-28 | SEC |
| 2026-10-26 | 8-K | Current report | 2026-10-26 | SEC |
| 2026-10-26 | 8-K | Current report | 2026-10-21 | SEC |
| 2026-10-05 | SCHEDULE 13G/A | SEC | ||
| 2026-09-24 | 8-K | Current report | 2026-09-24 | SEC |
| 2026-09-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-15 | SEC |
| 2026-09-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-14 | SEC |
| 2026-09-14 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-08-12 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-08-07 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-06 | SEC |
| 2026-07-29 | 8-K | Current report | 2026-07-29 | SEC |
| 2026-07-08 | SCHEDULE 13G/A | SEC | ||
| 2026-06-12 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-09 | SEC |
| 2026-06-02 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-02 | SEC |
| 2026-06-02 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-05-29 | 4 | Statement of changes in beneficial ownership of securities | 2026-05-28 | SEC |
| 2026-05-29 | 4 | Statement of changes in beneficial ownership of securities | 2026-05-28 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 148.66K | 5 |
| 2026-10 | 0 | 0 | 24.46K | 3 |
| 2026-09 | 0 | 0 | 20.51K | 2 |
| 2026-08 | 31.77K | 2 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 60.74K | 5 |
| 2026-05 | 6.56K | 1 | 158.83K | 3 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 256.86K | 1 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| BlackRock, Inc. | 5.72% |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 4.90% |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.47% |
| DIMENSIONAL FUND ADVISORS LP | 3.19% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.11% |
| KORNITZER CAPITAL MANAGEMENT INC /KS | 1.87% |
| RENAISSANCE TECHNOLOGIES LLC | 1.02% |
| De Lisle Partners LLP | 0.92% |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | 0.86% |
| ROYCE & ASSOCIATES LP | 0.82% |
Funds
| Fund | % owned |
|---|---|
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 2.43% |
| iShares Russell 2000 ETF | 1.96% |
| Fidelity Small Cap Index Fund | 0.96% |
| VANGUARD EXTENDED MARKET INDEX FUND | 0.96% |
| U.S. SMALL CAP VALUE PORTFOLIO | 0.95% |
| iShares Russell 2000 Value ETF | 0.89% |
| VANGUARD RUSSELL 2000 INDEX FUND | 0.49% |
| Royce Capital Fund - Small-Cap Portfolio | 0.49% |
| Fidelity Extended Market Index Fund | 0.42% |
| EA Bridgeway Omni Small-Cap Value ETF | 0.41% |
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