OakChart

Northrim Bancorp Inc

NRIMFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

24.05+0.15 (0.63%)
2026-11-12 03:32 CET
Market cap
534.99 USD m
Revenue, TTM
- USD m
Net income, TTM
55.87 USD m
Free cash flow, TTM
96.87 USD m
EPS diluted, TTM
2.48
P/E
9.71
Compare

Price

NRIM against its 20, 50 and 200-day averages
2050200beatmiss
24.0026.0028.00420K840KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NRIMclose 24.0520-day 23.9050-day 24.62200-day 24.9924.05

22.0% under the 52-week high of 30.82 on 22 Jan 2026. 52-week low 21.94 on 12 Mar 2026. Last 15 sessions, 7.4% high to low

Volume 0.72× normal · the line is the 50-bar volume average

Profile

NRIM
52-week range, 24% of the way up
21.9430.82

Northrim Bancorp, Inc. operates as a bank holding company. The firm provides personal, business and commercial banking products and services. It operates through the following segments: Community Banking and Home Mortgage Lending. The Community Banking segment offers loan and deposit products to business and consumer customers in the company's market areas. The Home Mortgage Lending segment focuses on the origination and sale of mortgage loans for 1-4 family residential properties. The company was founded on December 4, 1990 and is headquartered in Anchorage, AK.

IndexRUT
Employees516
IPONov 15, 1990
Beta0.92
ATR, 14d0.67
Rel volume0.72
Short float5.52%
Insider own2.83%
Inst own74.79%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap534.99M
Enterprise Value-
Income55.87M
Sales256.17M
Book/sh16.01
Cash/sh-
Dividend Est.0.66 (2.74%)
Dividend TTM0.65 (2.70%)
Dividend Ex-DateSep 10, 2026
Dividend Gr. 3/5Y11.64% 13.49%
Payout22.27%
Employees516
IPONov 15, 1990

Ratios

P/E9.71
Forward P/E8.90
PEG1.31
P/S2.09
P/B1.50
P/C-
P/FCF5.52
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.15
Debt/Eq0.26
LT Debt/Eq0.26
Option/ShortYes / Yes

Earnings

EPS (ttm)2.48
EPS next Y2.70
EPS next Q0.67
EPS this Y6.02%
EPS next Y7.13%
EPS next 5Y6.81%
EPS past 3/5Y29.65% 17.58%
Sales past 3/5Y24.84% 11.96%
EPS Y/Y TTM-11.91%
Sales Y/Y TTM2.78%
EPS Q/Q-46.94%
Sales Q/Q-9.09%
EarningsOct 15 AMC
EPS/Sales Surpr.-14.29% 2.89%

Ownership

Insider Own2.83%
Insider Trans-3.23%
Inst Own74.79%
Inst Trans0.81%
ROA1.62%
ROE16.63%
ROIC12.44%
Gross Margin-
Oper. Margin29.50%
Profit Margin21.81%
SMA200.65%
SMA50-2.32%
SMA200-3.74%
Trades-

Technical

Shs Outstand22.24M
Shs Float21.61M
Short Float5.52%
Short Ratio8.63
Short Interest1.19M
52W High30.82 -21.97%
52W Low21.94 9.62%
Volatility2.83% 2.73%
ATR (14)0.67
RSI (14)48.87
Beta0.92
Rel Volume0.72
Avg Volume138.13K
Volume98,861

Performance

Perf Week-1.84%
Perf Month-1.19%
Perf Quarter-10.99%
Perf Half Y2.73%
Perf YTD-9.62%
Perf Year3.17%
Perf 3Y118.59%
Perf 5Y107.10%
Perf 10Y246.67%
Recom1.67
Target Price28.33
Prev Close23.90
Price24.05
Change %0.63%

Analyst ratings

latest 10 of 10
DateActionAnalystRating changeTargetImplied
Sep 08, 2026ResumedHHovde GroupOutperform$30+24.7%
Jul 01, 2026InitiatedKKeefe BruyetteMkt Perform$30+24.7%
Oct 24, 2025ReiteratedHHovde GroupOutperform$28 → $33+37.2%
Apr 28, 2025ReiteratedHHovde GroupOutperform$99 → $104+332.4%
Dec 20, 2024InitiatedHHovde GroupOutperform$96.50+301.2%
Feb 25, 2022UpgradeJJanneyNeutral → Buy
Oct 25, 2007UpgradeFFriedman BillingsMkt Perform → Outperform$28+16.4%
Sep 24, 2007ReiteratedFFriedman BillingsMkt Perform$32 → $28+16.4%
Apr 26, 2007DowngradeFFriedman BillingsOutperform → Mkt Perform$32+33.1%
Jan 25, 2007ReiteratedFFriedman BillingsOutperform$30 → $32+33.1%

Peers

Mkt cap
TickerCompanyMkt cap
FSBWFS Bancorp Inc339.44M
HFWAHeritage Financial Corp1.14B
TSBKTimberland Bancorp Inc373.71M
CPFCentral Pacific Financial Corp992.05M
TFINTriumph Financial Inc1.45B
BANRBanner Corp2.53B
BOHBank of Hawaii Corp2.74B
CCBCoastal Financial Corp664.56M
RVSBRiverview Bancorp Inc128.30M
SFBCSound Financial Bancorp Inc115.71M

Insider trading

latest 14 of 18
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Thomas Linda CDirectorSep 08 '26Buy26.201,20031,4406,688Sep 08 05:59 PM
DRABEK ANTHONYDirectorAug 31 '26Sale25.521,20030,62414,120Aug 31 06:06 PM
Ballard Jed WEVP, CFOAug 28 '26Sale25.913,49290,48026,835Aug 28 02:30 PM
Jed BallardOfficerAug 27 '26Proposed Sale25.633,49289,500Aug 27 03:18 PM
EDWARDS MARK DOUGLASEVP, CCO of Northrim BankAug 03 '26Sale27.002,00054,00018,033Aug 03 03:09 PM
EDWARDS MARK DOUGLASEVP, CCO of Northrim BankJul 31 '26Sale26.332,00052,66020,033Aug 03 03:09 PM
Mark EdwardsOfficerJul 31 '26Proposed Sale26.664,000106,660Aug 03 02:20 PM
CRIQUI JASON ALEXANDEREVP, CBO of Northrim BankJul 31 '26Sale26.4413,488356,65712,653Aug 03 10:30 AM
Jason CriquiOfficerJul 31 '26Proposed Sale26.7413,488360,669Jul 28 01:20 PM
Ballard Jed WEVP, CFOMar 23 '26Option Exercise0.0015,025032,523Mar 25 01:48 PM
Huston Michael G.Chairman, President & CEOMar 23 '26Option Exercise0.0017,143098,632Mar 25 01:46 PM
Ballard Jed WEVP, CFOJan 30 '26Buy23.2065015,08019,162Jan 30 01:01 PM
Ballard Jed WEVP, CFOJan 30 '26Buy23.2864014,899640Jan 30 01:01 PM
Huston Michael G.President, CEO, and COOJan 29 '26Buy22.801,50034,20083,252Jan 29 04:55 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200
  • Northrim BanCorp, Inc. and PBCO Financial Corporation Announce Shareholder Approvals for Proposed Acquisition (GlobeNewswire)
  • Northrim: Q3 Earnings Snapshot (Associated Press)
  • Northrim BanCorp Earns $14.4 Million, or $0.63 Per Diluted Share, in Third Quarter 2026 (GlobeNewswire)
  • Are MGLD, NRIM, PULM Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • Northrim BanCorp, Inc. Declares Quarterly Cash Dividend of $0.17 per Share (GlobeNewswire)
  • Are NG, BLFS, NRIM Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • Alaska bank to buy Oregon lender for $167.3M (Banking Dive)
  • Northrim: Q2 Earnings Snapshot (Associated Press)
  • Northrim BanCorp, Inc. Signs Definitive Agreement to Acquire PBCO Financial Corporation (GlobeNewswire)
  • Northrim BanCorp Earns $15.3 Million, or $0.68 Per Diluted Share, in Second Quarter 2026 (GlobeNewswire)
  • Northrim BanCorp, Inc. Declares Quarterly Cash Dividend of $0.16 per Share (GlobeNewswire)
  • Northrim: Q1 Earnings Snapshot (Associated Press)
  • Northrim BanCorp Earns $13.7 Million, or $0.61 Per Diluted Share, in First Quarter 2026 (GlobeNewswire)
  • Northrim BanCorp, Inc. Declares Quarterly Cash Dividend of $0.16 per Share (GlobeNewswire) -5.27%

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-150.6000.7000.63057.4155.803
2026Q22026-07-220.6800.6100.68153.8751.802
2026Q12026-04-220.6100.5300.60649.5450.601
2025Q42026-01-230.5400.6600.55251.6652.702
2025Q32025-10-220.7200.6351.20366.5950.602
2025Q22025-07-230.5230.5680.52550.2348.802
2025Q12025-04-230.5950.4190.59445.5044.102
2024Q42025-01-240.4880.4260.48843.8742.602
2024Q32024-10-230.3930.3830.39540.43-1
2024Q22024-07-240.4050.3280.40636.63-1
2024Q12024-04-240.3700.2630.36934.29-1
2023Q42024-01-250.2980.3100.29633.22-1
2023Q32023-10-260.3700.3130.37234.35-1
2023Q22023-07-270.2450.3500.24632.12-1
2023Q12023-04-270.2100.3680.21029.9426.701
2022Q42023-01-260.3700.3980.37234.0626.301

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.510-0.47198.15-
2018FY0.7150.7380.71693.38-
2019FY0.7600.7330.760101.79-
2020FY1.2781.2431.278133.99-
2021FY1.5001.6031.501133.09-
2022FY1.3181.3031.318129.19-
2023FY1.1231.1751.121129.63-
2024FY1.6551.5981.655155.22155.1
2025FY2.3802.5002.870212.81202
2026FY-2.523--216.55
2027FY-2.703--271.4
2028FY-2.900--285.3

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-1621155.3554.7056.00
2026Q4S2026-10-1420055.2555.1055.40
2026Q4S2026-09-0421055.2555.1055.40
2026Q4S2026-07-3111055.1055.1055.10
2026Q4S2026-07-2310054.4054.4054.40
2026Q4S2026-06-2910054.4054.4054.40
2026Q4S2026-04-0810055.4055.4055.40
2026Q4S2026-01-2310155.4055.4055.40
2026Q4S2026-01-0610058.2058.2058.20
2026Q4S2025-11-1111058.2058.2058.20
2026Q4S2025-11-1011058.2058.2058.20
2026Q4S2025-11-0911058.2058.2058.20
2026Q4S2025-11-0811058.2058.2058.20
2026Q4S2025-11-0711058.2058.2058.20

Estimate history

EPS, annual0.4710.7160.761.2781.5011.3181.1211.6552.8732.4765
Period201720182019202020212022202320242025TTM
EPS, quarterly0.3950.4880.5940.5251.2030.5520.6060.6810.638
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual97.15795.985108.901145.292137.802131.398158.931195.592255.643256.17
Period201720182019202020212022202320242025TTM
Sales, quarterly50.81255.37155.23761.47877.14562.94359.33663.75470.132
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual27.48827.53326.23525.00424.05922.80322.05422.07322.11222.245
Period201720182019202020212022202320242025MRQ
Shares, quarterly22.00822.07322.08422.08922.09122.11222.24522.24522.245
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income187.25178.38153.92131.95100.3384.6176.7270.0864.18
Total Interest Expense41.2042.7740.7428.705.213.786.055.642.97
Net Interest Income146.06135.61113.18103.2695.1180.8370.6764.4461.21
Loan Loss Provision11.943.913.293.841.85-4.102.43-1.18-0.50
Net Interest Income After Loan Loss Provision134.12131.70109.8999.4193.2784.9368.2365.6261.71
Non-Interest Income68.9177.2741.6726.9831.0753.2068.5838.8231.81
Non-Interest Expense127.46122.11104.5794.7985.8490.1394.3677.8468.64
Operating Income75.5786.8546.9931.6138.4947.9942.4526.5924.88
Unusual Expense2.032.330.000.000.000.000.000.470.80
Net Income Before Taxes73.5384.5246.9931.6138.4947.9942.4526.1224.07
Income Taxes17.6719.9110.026.217.7510.489.565.434.07
Consolidated Net Income55.8764.6136.9725.3930.7437.5232.8920.6920.00
Net Income From Continuing Operations55.8764.6136.9725.3930.7437.5232.8920.6920.00
Net Income55.8764.6136.9725.3930.7437.5232.8920.6920.00
EPS (Recurring)2.542.951.661.121.321.501.280.770.74
EPS (Basic, Before Extraordinaries)2.522.921.681.131.331.521.290.770.73
EPS (Diluted)2.482.871.661.121.321.501.280.760.72
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00-0.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.781.370.720.740.541.070.690.610.64
Price To Earnings Ratio9.719.7111.7511.9210.687.246.6112.5611.47
Price To Sales Ratio2.142.342.232.042.421.971.502.392.39
Operating Margin29.5033.9724.0319.8929.3034.8329.2124.4225.92
Net Margin21.8125.2718.9015.9823.4027.2322.6419.0020.84
Shares Outstanding22.2422.1122.0722.0522.8024.0625.0026.2427.53
Market Capitalization534.99534.99430.09317.43310.02261.40212.22251.20226.25

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income49.1647.1544.9046.0445.9844.8041.5641.79
Total Interest Expense10.2810.0210.2310.6710.6311.2110.2610.95
Net Interest Income38.8937.1434.6635.3735.3533.5931.3030.84
Loan Loss Provision7.721.630.961.631.721.98-1.411.20
Net Interest Income After Loan Loss Provision31.1635.5133.7033.7533.6331.6232.7129.64
Non-Interest Income20.9716.6014.4416.9031.1716.6813.6813.59
Non-Interest Expense32.8931.3929.6833.5129.6331.9328.2129.93
Operating Income19.2520.7218.4617.1435.1716.3718.1813.30
Unusual Expense0.500.500.500.530.600.600.600.00
Net Income Before Taxes18.7520.2217.9616.6134.5715.7717.5713.30
Income Taxes4.344.884.284.177.503.994.252.37
Consolidated Net Income14.4115.3413.6812.4427.0711.7813.3210.93
Net Income From Continuing Operations14.4115.3413.6812.4427.0711.7813.3210.93
Net Income14.4115.3413.6812.4427.0711.7813.3210.93
EPS (Recurring)0.650.700.620.571.220.540.610.49
EPS (Basic, Before Extraordinaries)0.650.690.620.561.230.530.600.50
EPS (Diluted)0.640.680.610.551.200.520.590.49
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.400.310.240.820.290.260.180.34
Price To Earnings Ratio9.719.617.969.4710.8211.659.7211.75
Price To Sales Ratio2.142.381.982.331.962.351.982.23
Operating Margin27.4432.5131.1127.2345.5926.6232.9024.01
Net Margin20.5424.0623.0519.7735.0819.1624.1219.73
Shares Outstanding22.2422.2422.2422.1122.0922.0922.0822.07
Market Capitalization534.99617.07506.29587.83478.48515.01404.24430.09

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks36.0442.1027.4627.7520.8023.3020.5226.7725.02
Investments715.75662.35852.671,017.931,184.94543.64460.56387.53434.71
Net Loans2,271.762,107.241,772.231,487.951,402.151,422.911,024.28964.83933.49
Investment in Unconsolidated Affiliates0.001.161.261.932.222.462.232.263.88
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets---0.005.647.527.279.208.65
Net Property, Plant & Equipment45.6045.2149.7847.6948.1650.5452.7339.0937.87
Interest Receivables12.5411.5011.969.946.857.984.514.824.38
Deferred Tax Assets0.682.185.7624.1714.3613.4713.379.399.62
Other Intangible Assets207.90170.1286.3869.7850.6861.4669.3565.2564.34
Total Assets3,290.273,041.872,807.502,687.122,735.802,133.291,654.831,509.131,521.95
Total Deposits2,813.032,680.192,485.052,387.212,421.631,824.981,372.351,228.091,258.28
Total Debt87.6740.8433.0834.2735.7837.5133.4351.8345.42
Long Term Debt86.9128.0830.0132.9934.6534.5730.5817.3817.55
Provision for Risks Charges5.346.406.107.008.106.496.656.137.25
Deferred Tax Liabilities---12.8011.0911.4910.836.143.36
Other Liabilities57.6947.3248.5527.2121.3931.2524.4510.9914.84
Total Liabilities2,963.732,774.752,572.782,468.492,497.991,911.711,447.711,303.181,329.15
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity326.54267.12234.72218.63237.82221.57207.12205.95192.80
Total Shareholders Equity326.54267.12234.72218.63237.82221.57207.12205.95192.80
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity326.54267.12234.72218.63237.82221.57207.12205.95192.80
Total Liabilities & Stockholders Equity3,290.273,041.872,807.502,687.122,735.802,133.291,654.831,509.131,521.95
Book Value Per Share14.7712.1010.649.599.888.867.897.487.01
Tangible Book Value Per Share12.459.769.898.819.108.067.116.726.23
Tier 1 Capital285.17233.08245.09241.62235.10215.38200.47200.19186.64
Tier 2 Capital85.1627.9819.6915.8111.7418.9817.4516.2216.00
Full-Time Employees516503472469451438431430429
Price to Book Ratio1.501.611.411.471.100.961.211.101.19
Return on Assets2.041.260.921.131.541.741.311.320.86
Return on Equity21.7714.7311.2013.4716.3315.3410.0210.036.93
Return on Invested Capital15.6312.529.5912.2213.7712.848.708.966.25
Current Ratio0.120.080.090.160.350.110.140.130.13

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations98.98131.4723.8526.0219.40-1.151.783.389.24
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital4.1422.36-18.599.51-1.274.18-6.159.11-8.18
Cash from Operating Activities103.12153.825.2635.5318.143.02-4.3712.491.06
Capital Expenditures-6.25-5.47-0.62-6.32-3.85-2.51-3.27-3.04-4.03
Net Assets From Acquisitions0.000.00-40.660.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.140.000.000.000.000.000.000.00
Purchase or Sale of Investments-22.6779.41177.1055.15-304.22-191.9418.75-0.0933.67
Purchase of Investments-273.77-96.44-51.43-28.33-323.35-330.99-171.97-132.10-91.28
Sale Or Maturity of Investments251.10175.85228.5283.4819.13139.06190.72132.01124.95
Other Uses5.43-27.61--16.85-13.010.000.00-9.870.00
Other Sources0.000.0010.670.000.006.9310.470.007.83
Cash from Investing Activities-265.50-240.21-211.61-251.68-345.64-50.12-414.91-85.2329.74
Cash Dividends Paid-14.84-14.55-13.75-13.61-10.57-9.39-8.84-8.51-7.06
Change in Capital Stock1.090.610.01-8.49-13.57-9.99-9.89-12.50-0.25
Repurchase of Common Pref Stock0.000.00-0.79-9.04-14.16-11.53-9.98-12.57-0.49
Sale of Common Pref Stock1.090.610.800.560.591.540.080.070.24
Proceedsfrom Stock Options1.090.610.800.560.591.540.080.070.24
Issuance or Reduction of Debt, Net58.1548.36-30.84-0.42-0.41-0.315.93-32.636.41
Change in Long Term Debt58.1548.36-30.84-0.42-0.41-0.315.931.65-0.12
Issuance of Long Term Debt621.51621.51697.55194.500.000.00110.611.820.00
Reduction of Long Term Debt-563.36-573.15-728.39-194.92-0.41-0.31-104.68-0.17-0.12
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses----0.000.00--0.00
Cash from Financing Activities189.22167.26150.5675.33-58.98576.96439.8290.63-31.10
Net Change in Cash29.1483.17-55.79-140.82-386.48529.8620.5417.89-0.30
Free Cash Flow96.87148.354.6429.3714.340.69-7.2210.17-2.45
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow6.674.47-20.5584.36--157.08-
Federal Home Loan Advances Increase (Decrease)--1.43-2.350.84-0.71-0.56-0.41-0.040.01

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks38.9141.9533.0336.0441.2843.73
Investments845.27685.71680.18715.75763.15717.99
Net Loans2,367.332,360.872,333.892,271.762,195.612,179.53
Investment in Unconsolidated Affiliates0.000.000.000.00-0.00
Net Property, Plant & Equipment53.1352.7553.4845.6044.8743.53
Interest Receivables10.0011.0011.1012.540.009.70
Deferred Tax Assets---0.68--
Other Intangible Assets263.60261.89242.19207.90267.42249.27
Total Assets3,580.033,415.393,354.913,290.273,312.333,243.76
Total Deposits3,051.282,918.792,873.752,813.032,906.462,809.17
Total Debt93.6493.0393.5187.6729.7980.41
Long Term Debt93.0491.8891.9086.9129.1179.08
Provision for Risks Charges0.000.000.005.340.000.00
Other Liabilities79.0055.9551.8457.6960.4263.96
Total Liabilities3,223.923,067.773,019.102,963.732,996.672,953.54
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity356.11347.61335.81326.54315.66290.22
Total Shareholders Equity356.11347.61335.81326.54315.66290.22
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity356.11347.61335.81326.54315.66290.22
Total Liabilities & Stockholders Equity3,580.033,415.393,354.913,290.273,312.333,243.76
Book Value Per Share16.0115.6315.1014.7714.2913.14
Tangible Book Value Per Share13.7213.3412.8112.4511.9910.84
Full-Time Employees---516--
Price to Book Ratio1.501.841.551.861.651.77
Return on Assets1.622.062.002.042.011.48
Return on Equity16.6321.4921.1121.7721.9216.69
Return on Invested Capital3.213.493.203.017.853.19
Current Ratio0.150.130.120.120.140.12

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations-3.3638.5035.2928.55103.13-14.39
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital1.631.58-8.079.001.029.97
Cash from Operating Activities-1.7240.0827.2237.55104.15-4.42
Capital Expenditures-0.56-0.58-2.89-2.22-2.73-0.32
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-33.185.40-5.3010.4113.2636.30
Purchase of Investments-86.64-73.36-72.00-41.78-29.97-9.50
Sale Or Maturity of Investments53.4678.7666.6952.1943.2245.80
Other Uses20.79-18.39-3.386.421.06-13.62
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-57.26-64.17-75.72-68.34-76.392.63
Cash Dividends Paid-3.78-3.56-3.56-3.94-3.54-3.54
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.000.480.610.00-0.00
Repurchase of Common Pref Stock0.000.000.000.000.00-0.00
Sale of Common Pref Stock0.000.000.480.610.000.00
Proceedsfrom Stock Options0.000.000.480.610.000.00
Issuance or Reduction of Debt, Net-0.11-0.11-0.1158.49-50.1149.89
Change in Long Term Debt-0.11-0.11-0.1158.49-50.1149.89
Issuance of Long Term Debt0.000.000.00621.51-39.9839.98
Reduction of Long Term Debt-0.11-0.11-0.11-563.02-10.139.91
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.00---
Cash from Financing Activities128.6041.3757.53-38.2843.6577.55
Net Change in Cash69.6217.289.03-66.7971.4175.76
Free Cash Flow-2.2839.5024.3335.33101.43-4.73
Price to Free Cash Flow6.673.363.644.485.85-

Revenue breakdown

United States2024: 195.96M 2025: 255.58M
Community Banking2024: 147.46M 2025: 183.64M
Home Mortgage Lending2024: 40.48M 2025: 43.32M
Specialty Finance2024: 8.03M 2025: 28.62M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.52%1.2M21.6M138.28K
2026-10-155.65%1.2M21.6M142.43K
2026-09-305.71%1.2M21.6M146.75K
2026-09-154.25%0.9M21.6M167.38K
2026-08-313.87%0.8M21.6M160.52K
2026-08-143.59%0.8M21.6M163.33K
2026-07-313.00%0.6M21.6M156.30K
2026-07-152.55%0.6M21.6M146.94K
2026-06-302.31%0.5M21.6M145.69K
2026-06-153.23%0.7M21.6M126.21K
2026-05-292.84%0.6M21.6M132.57K
2026-05-152.39%0.5M21.6M138.58K
2026-04-302.45%0.5M21.6M155.37K
2026-04-152.46%0.5M21.5M184.74K
2026-03-312.63%0.6M21.5M188.61K
2026-03-132.09%0.5M21.5M191.36K
2026-02-271.88%0.4M21.5M190.80K
2026-02-132.15%0.5M21.5M183.89K
2026-01-301.71%0.4M21.5M165.98K
2026-01-151.87%0.4M21.5M135.81K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call15.008.1011.000.004.5420.000.000.890-0.1210.007
call17.505.508.500.003.5540.000.000.856-0.1100.008
call20.002.706.000.002.6750.000.000.767-0.1350.011
call22.500.153.500.001.8430.000.000.660-0.1110.014
call25.000.000.700.400.7292.000.000.439-0.0880.015
call30.000.000.750.091.6141.000.000.225-0.1030.011
call35.000.000.750.002.2200.000.000.181-0.1240.010
put15.000.000.750.003.0600.000.00-0.109-0.1210.007
put17.500.000.750.002.3070.000.00-0.143-0.1100.008
put20.000.002.150.002.0840.000.00-0.232-0.1340.011
put22.500.001.250.001.3390.000.00-0.340-0.1100.014
put25.000.003.200.001.7830.000.00-0.561-0.0870.015
put30.004.107.000.001.9190.000.00-0.774-0.1010.011
put35.0010.0012.300.002.8210.000.00-0.819-0.1220.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-20SEC
2026-10-158-KCurrent report2026-10-15SEC
2026-09-17EFFECTEffectiveness filing by commission orderSEC
2026-09-17424B3SEC
2026-09-15S-4/ASEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-08-27144Filing for proposed sale of securities under Rule 144.SEC
2026-08-26S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-08-034Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-07-31SCHEDULE 13G/ASEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-238-KCurrent report2026-07-22SEC
2026-07-238-KCurrent report2026-07-22SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0931.44K100
2026-0800175.10K3
2026-0700409.32K2
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-0164.18K300
2025-1278.50K300
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.13.16%
DIMENSIONAL FUND ADVISORS LP5.48%
VANGUARD CAPITAL MANAGEMENT LLC4.26%
AMERICAN CENTURY COMPANIES INC3.86%
GEODE CAPITAL MANAGEMENT, LLC3.69%
MANUFACTURERS LIFE INSURANCE COMPANY, THE3.55%
STATE STREET CORP3.01%
VANGUARD PORTFOLIO MANAGEMENT LLC2.53%
De Lisle Partners LLP2.14%
Boston Partners1.60%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust16.18%
Avantis U.S. Small Cap Value ETF3.45%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.02%
iShares Russell 2000 ETF2.71%
BlackRock Advantage Small Cap Core Fund1.82%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
Fidelity Small Cap Index Fund1.09%
U.S. Targeted Value Portfolio1.04%
Columbia Small Cap Value Discovery Fund0.93%
iShares Russell 2000 Value ETF0.89%

OakChart. NRIM. Cached 15 minutes.