Yiren Digital Ltd ADR
YRDFinancial·Credit Services·China·Nano·NYSE·Nov 11 • 9:33 AM ET
Price
YRD against its 20, 50 and 200-day averages93.7% under 5.69 on 3 Nov 2025. Last 15 sessions, 114.3% high to low
Profile
YRDYiren Digital Ltd. is a fintech company specializing in digital consumer lending, insurance, and next-generation financial technology innovation across China and Southeast Asia. It operates through the following segments: Financial Services Business; Insurance Brokerage Business; and Consumption, Lifestyle Business, and Others. The Financial Services Business segment focuses on loan facilitation and self-funded financing services. The Insurance Brokerage Business engages in providing insurance brokerage services. The Consumption, Lifestyle Business, and Others segment includes non-financial product and service offerings. The company was founded by Ning Tang in March 2012 and is headquartered in Beijing, China.
| Employees | 981 |
|---|---|
| IPO | Dec 18, 2015 |
| Beta | 1.26 |
| ATR, 14d | 0.07 |
| Rel volume | 0.01 |
| Inst own | 2.29% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | 31.12M |
| Enterprise Value | -224.94M |
| Income | -217.12M |
| Sales | 617.91M |
| Book/sh | 11.56 |
| Cash/sh | 3.01 |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | Sep 30, 2025 |
| Dividend Gr. 3/5Y | - - |
| Payout | 460.30% |
| Employees | 981 |
| IPO | Dec 18, 2015 |
Ratios
| P/E | - |
|---|---|
| Forward P/E | - |
| PEG | - |
| P/S | 0.05 |
| P/B | 0.03 |
| P/C | 0.12 |
| P/FCF | - |
| EV/EBITDA | - |
| EV/Sales | -0.36 |
| Quick Ratio | 6.93 |
| Current Ratio | 6.93 |
| Debt/Eq | 0.00 |
| LT Debt/Eq | 0.00 |
| Option/Short | Yes / Yes |
Earnings
| EPS (ttm) | -2.49 |
|---|---|
| EPS next Y | - |
| EPS next Q | - |
| EPS this Y | - |
| EPS next Y | - |
| EPS next 5Y | - |
| EPS past 3/5Y | -64.98% - |
| Sales past 3/5Y | 16.00% 6.43% |
| EPS Y/Y TTM | -220.29% |
| Sales Y/Y TTM | -27.36% |
| EPS Q/Q | -232.12% |
| Sales Q/Q | -42.04% |
| Earnings | Sep 30 BMO |
| EPS/Sales Surpr. | - - |
Ownership
| Insider Own | - |
|---|---|
| Insider Trans | - |
| Inst Own | 2.29% |
| Inst Trans | -0.43% |
| ROA | -12.67% |
| ROE | -18.07% |
| ROIC | -21.40% |
| Gross Margin | 81.41% |
| Oper. Margin | -14.44% |
| Profit Margin | -35.14% |
| SMA20 | -33.17% |
| SMA50 | -54.38% |
| SMA200 | -79.17% |
| Trades | - |
Technical
| Shs Outstand | 87.34M |
|---|---|
| Shs Float | - |
| Short Float | - |
| Short Ratio | 0.29 |
| Short Interest | 0.66M |
| 52W High | 5.51 -93.53% |
| 52W Low | 0.35 1.80% |
| Volatility | 7.91% 16.27% |
| ATR (14) | 0.07 |
| RSI (14) | 27.20 |
| Beta | 1.26 |
| Rel Volume | 0.01 |
| Avg Volume | 2.23M |
| Volume | 1,813 |
Performance
| Perf Week | -9.61% |
|---|---|
| Perf Month | -21.69% |
| Perf Quarter | -70.31% |
| Perf Half Y | -82.01% |
| Perf YTD | -90.37% |
| Perf Year | -93.47% |
| Perf 3Y | -84.09% |
| Perf 5Y | -89.43% |
| Perf 10Y | -98.75% |
| Recom | 4.60 |
| Target Price | 4.61 |
| Prev Close | 0.36 |
| Price | 0.36 |
| Change % | -0.03% |
Analyst ratings
latest 10 of 20| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| Feb 04, 2020 | Downgrade | UUBS | Neutral → Sell | ||
| Jan 22, 2020 | Downgrade | CCredit Suisse | Neutral → Underperform | ||
| Jan 21, 2020 | Downgrade | MMorgan Stanley | Equal-Weight → Underweight | ||
| Oct 09, 2019 | Resumed | CCredit Suisse | Neutral | ||
| Oct 03, 2019 | Downgrade | CCitigroup | Neutral → Sell | ||
| Sep 05, 2019 | Downgrade | MMacquarie | Neutral → Underperform | ||
| Mar 21, 2019 | Downgrade | MMacquarie | Outperform → Neutral | ||
| Oct 29, 2018 | Downgrade | CCitigroup | Buy → Neutral | ||
| Jun 25, 2018 | Downgrade | MMorgan Stanley | Overweight → Equal-Weight | ||
| May 29, 2018 | Reiterated | NNeedham | Buy | $50 → $35 | +9,723.2% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| LX | LexinFintech Holdings Ltd ADR | 83.00M |
| XYF | X Financial ADR | 121.85M |
| FINV | FinVolution Group ADR | 372.96M |
| JFIN | Jiayin Group Inc ADR | 35.46M |
| QFIN | Qfin Holdings Inc ADR | 638.81M |
| LU | Lufax Holding Ltd ADR | 609.17M |
| OPRT | Oportun Financial Corp | 542.21M |
| ATLC | Atlanticus Holdings Corp | 1.22B |
| WDH | Waterdrop Inc ADR | 279.29M |
| HUIZ | Huize Holding Ltd ADR | 19.69M |
Insider trading
1 filings| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Yang Bin Maggie | Officer | Dec 10 '25 | Proposed Sale | 4.36 | 15,000 | 65,400 | Dec 10 07:55 AM |
News
latest 14 of 206- Did You Lose Money Investing in Yiren Digital Ltd.? Robbins LLP Urges Investors with Large Losses to Contact the Firm for Information About Their Rights (Business Wire)
- Kaplan Fox Encourages Yiren Digital Ltd. (YRD) Investors with Significant Losses to Contact the Firm Before December 28, 2026 (Newsfile)
- Yiren Digital Provides Further Update on Operations (PR Newswire) +42.77%
- Beijing police open probe into wealth manager CreditEase report (Private Banker International) -18.68%
- Yiren Digital Appoints Na Mei as Acting Chief Executive Officer (PR Newswire)
- Loading…
- Yiren Digital Provides Update on Its CEO and Operations (PR Newswire) -44.05%
- Weekly Losses Deepen As Small Caps Lag And Yields Edge Higher Into Earnings Gauntlet (PR Newswire)
- Yiren Digital Ltd (YRD) (Q2 2026) Earnings Call Highlights: Credit Quality Improves as AI ... (GuruFocus.com)
- Yiren Digital Shares Rise 6.1% as Second-Quarter Loss Narrows (InvestorsHub)
- Yiren Digital shares jump 6% on narrowed loss despite revenue miss (Investing.com)
- Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results (PR Newswire)
- Yiren Digital to Report Second Quarter 2026 Financial Results on September 30, 2026 (PR Newswire)
- Yiren Digital Upgrades Enterprise AI Across Core Business Functions (PR Newswire)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2023Q4 | 2024-03-21 | 0.896 | - | 0.896 | 177.02 | - | - |
| 2023Q3 | 2023-11-21 | 0.867 | - | 0.858 | 182.7 | - | - |
| 2023Q2 | 2023-08-17 | 0.404 | - | 0.839 | 181.57 | - | - |
| 2023Q1 | 2023-06-09 | 0.333 | - | 0.693 | 138.49 | - | - |
| 2022Q4 | 2023-03-16 | 0.783 | - | 0.759 | 157.76 | - | - |
| 2022Q2 | 2022-11-03 | 0.353 | - | 0.451 | 206.76 | - | - |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2015FY | 0.871 | 0.693 | 0.870 | 209.09 | 193.11 |
| 2016FY | 2.722 | 2.185 | 2.826 | 469.45 | 449.17 |
| 2017FY | 3.550 | 3.334 | 3.321 | 876.88 | 836.86 |
| 2018FY | 2.317 | 2.114 | 2.564 | 837.44 | 846.06 |
| 2019FY | 1.746 | 1.465 | 1.793 | 1,214 | 1,156 |
| 2020FY | -0.585 | 0.047 | -1.113 | 602.77 | 598.17 |
| 2021FY | 0.878 | 1.758 | 1.878 | 649.54 | 683.64 |
| 2022FY | 1.973 | - | 2.023 | 497.27 | - |
| 2023FY | 3.234 | - | 3.234 | 680.08 | - |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| No estimate revisions. | ||||||||
Estimate history
| EPS, annual | 3.321 | 2.564 | 1.793 | -1.113 | 1.878 | 2.023 | 3.286 | 2.517 | 0.087 | -2.488 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| EPS, quarterly | 0.647 | 0.563 | 0.531 | 0.391 | 0.568 | 0.507 | -1.428 | -0.817 | -0.75 | |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
| Sales, annual | 837.232 | 1710.444 | 1257.646 | 582.939 | 705.7 | 510.063 | 690.351 | 806.732 | 796.191 | 617.91 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| Sales, quarterly | 206.644 | 206.354 | 201.997 | 213.63 | 228.711 | 217.778 | 135.207 | 132.354 | 132.569 | |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
| Shares, annual | 60.672 | 61.564 | 92.798 | 83.983 | 84.998 | 89.289 | 87.353 | 86.303 | 87.34 | 87.34 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | MRQ |
| Shares, quarterly | 87.353 | 87.353 | 86.303 | 86.406 | 86.406 | 86.406 | 87.34 | 87.34 | 87.34 | |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 617.91 | 796.19 | 806.73 | 690.35 | 510.06 | 705.70 | 582.94 | 1,257.65 | 1,710.44 |
| Total Expenses | 707.16 | 487.68 | 562.93 | 331.83 | 288.68 | 500.52 | 602.12 | 1,083.22 | 1,545.24 |
| Operating Income | -89.25 | 308.51 | 243.80 | 358.52 | 221.39 | 205.18 | -19.18 | 174.43 | 165.21 |
| Unusual Expense | 156.57 | 329.19 | 0.00 | 0.00 | - | - | - | - | - |
| Net Income Before Taxes | -235.27 | -5.92 | 258.65 | 373.37 | 222.07 | 186.56 | -112.04 | 202.18 | 269.52 |
| Income Taxes | -17.74 | -13.51 | 38.79 | 79.77 | 44.63 | 26.39 | -11.68 | 34.62 | 29.36 |
| Consolidated Net Income | -217.53 | 7.59 | 219.86 | 293.60 | 177.45 | 160.17 | -100.37 | 167.24 | 238.75 |
| Net Income From Continuing Operations | -217.12 | 7.59 | 219.86 | 293.60 | 177.45 | 160.17 | -100.37 | 167.24 | 238.75 |
| Net Income | -217.12 | 7.59 | 219.86 | 293.60 | 177.45 | 160.17 | -100.37 | 167.24 | 238.75 |
| EPS (Recurring) | -1.23 | 2.73 | 2.52 | 3.29 | 2.02 | 1.88 | -1.11 | 1.79 | 2.56 |
| EPS (Basic, Before Extraordinaries) | -2.49 | 0.09 | 2.54 | 3.32 | 2.03 | 1.90 | -1.11 | 1.81 | 2.59 |
| EPS (Diluted) | -2.49 | 0.09 | 2.52 | 3.29 | 2.02 | 1.88 | -1.11 | 1.79 | 2.56 |
| Non-Operating Income (Expense) | 10.60 | 14.75 | 14.85 | 14.85 | 4.59 | 4.13 | -92.87 | 27.75 | 104.31 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.32 | -1.40 |
| Stock Option Compensation Expense | 2.69 | 3.15 | 1.76 | 0.71 | 2.60 | 2.22 | 1.54 | 4.77 | 13.60 |
| Price To Earnings Ratio | - | - | 1.67 | 0.99 | 0.72 | 1.51 | - | 3.09 | 4.49 |
| Price To Sales Ratio | 0.12 | 0.41 | 0.52 | 0.40 | 0.24 | 0.35 | 0.52 | 0.41 | 0.59 |
| Gross Margin | 81.41 | 85.73 | 84.30 | 79.52 | 75.84 | 80.21 | 72.54 | 87.81 | 89.32 |
| Operating Margin | -14.44 | 38.75 | 30.22 | 51.93 | 43.40 | 29.07 | -3.29 | 13.87 | 9.66 |
| Net Margin | -35.14 | 0.95 | 27.25 | 42.53 | 34.79 | 22.70 | -17.22 | 13.30 | 13.96 |
| Shares Outstanding | 87.34 | 87.34 | 86.30 | 87.35 | 89.29 | 85.00 | 83.98 | 92.80 | 61.56 |
| Market Capitalization | 31.13 | 31.13 | 419.30 | 266.26 | 115.06 | 240.19 | 309.94 | 523.07 | 652.22 |
Income statement, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 | 2024Q3 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 132.57 | 132.35 | 135.21 | 217.78 | 228.71 | 213.63 | 202.00 | 206.35 |
| Total Expenses | 196.76 | 200.49 | 141.50 | 168.41 | 174.88 | 179.40 | 158.50 | 153.94 |
| Operating Income | -64.19 | -68.13 | -6.29 | 49.37 | 53.84 | 34.23 | 43.50 | 52.41 |
| Unusual Expense | 0.00 | 0.00 | 156.57 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | -62.37 | -66.10 | -159.01 | 52.21 | 58.26 | 37.63 | 47.59 | 55.82 |
| Income Taxes | 3.68 | 5.35 | -34.60 | 7.83 | 8.83 | 3.62 | 1.49 | 6.23 |
| Consolidated Net Income | -66.05 | -71.45 | -124.41 | 44.38 | 49.43 | 34.01 | 46.10 | 49.59 |
| Net Income From Continuing Operations | -65.64 | -71.45 | -124.41 | 44.38 | 49.43 | 34.01 | 46.10 | 49.59 |
| Net Income | -65.64 | -71.45 | -124.41 | 44.38 | 49.43 | 34.01 | 46.10 | 49.59 |
| EPS (Recurring) | -0.75 | -0.82 | -0.17 | 0.51 | 0.57 | 0.39 | 0.53 | 0.56 |
| EPS (Basic, Before Extraordinaries) | -0.75 | -0.82 | -1.43 | 0.51 | 0.57 | 0.39 | 0.53 | 0.57 |
| EPS (Diluted) | -0.75 | -0.82 | -1.43 | 0.51 | 0.57 | 0.39 | 0.53 | 0.56 |
| Non-Operating Income (Expense) | 1.82 | 2.03 | 3.85 | 2.84 | 4.42 | 3.40 | 4.09 | 3.41 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.21 | 0.22 | 0.74 | 1.51 | 0.72 | 0.23 | 0.04 | 1.46 |
| Price To Earnings Ratio | - | 45.26 | 1.85 | 2.89 | 2.75 | 2.74 | 1.67 | 1.80 |
| Price To Sales Ratio | 0.12 | 0.21 | 0.41 | 0.60 | 0.60 | 0.72 | 0.52 | 0.64 |
| Gross Margin | 78.58 | 78.06 | 73.33 | 90.17 | 90.12 | 85.40 | 86.24 | 85.92 |
| Operating Margin | -48.42 | -51.48 | -4.66 | 22.67 | 23.54 | 16.02 | 21.53 | 25.40 |
| Net Margin | -49.51 | -53.98 | -92.02 | 20.38 | 21.61 | 15.92 | 22.82 | 24.03 |
| Shares Outstanding | 87.34 | 87.34 | 87.34 | 86.41 | 86.41 | 86.41 | 86.30 | 87.35 |
| Market Capitalization | 31.13 | 148.62 | 319.70 | 512.39 | 507.21 | 600.99 | 419.30 | 497.04 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY | 2017FY |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 553.91 | 561.91 | 854.26 | 627.28 | 462.13 | 413.95 | 469.32 | 441.98 | 562.48 |
| Short Term Receivables | 808.17 | 882.81 | 348.91 | 395.52 | 639.83 | 479.59 | 663.30 | 1,090.64 | 274.21 |
| Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Securities In Custody | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 120.48 | 117.70 | 169.54 | 148.09 | 39.74 | 56.72 | 141.22 | 226.47 | 149.45 |
| Investment in Unconsolidated Affiliates | 1.65 | 1.27 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 12.55 | 16.22 | 14.46 | 15.99 | 28.76 | 38.67 | 76.09 | 38.74 | 12.63 |
| Deferred Tax Assets | 46.52 | 10.61 | 10.35 | 12.11 | 1.16 | 2.56 | 6.52 | 26.82 | 123.02 |
| Other Intangible Assets | 382.10 | 188.11 | 51.52 | 28.92 | 42.72 | 33.35 | 28.12 | 251.15 | 32.81 |
| Total Assets | 1,925.40 | 1,778.63 | 1,449.04 | 1,227.91 | 1,214.34 | 1,024.84 | 1,384.56 | 2,075.80 | 1,154.59 |
| Total Debt | 6.99 | 5.58 | 3.33 | 115.53 | 172.70 | 89.05 | 43.20 | 28.03 | 0.00 |
| Long Term Debt | 2.78 | 3.45 | 3.33 | 115.53 | 172.70 | 89.05 | 43.20 | 28.03 | 0.00 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.90 | 5.14 | 259.26 | 313.98 | 429.05 |
| Deferred Tax Liabilities | 4.27 | 5.68 | 17.21 | 11.47 | 17.66 | 5.92 | 31.42 | 70.90 | 1.73 |
| Other Liabilities | 587.31 | 460.05 | 288.44 | 233.38 | 266.59 | 347.08 | 406.07 | 1,715.82 | 267.72 |
| Total Liabilities | 598.57 | 471.32 | 308.98 | 360.38 | 457.85 | 447.20 | 739.96 | 2,128.73 | 698.50 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 1,326.82 | 1,307.32 | 1,140.06 | 867.53 | 756.50 | 577.64 | 644.60 | -52.93 | 456.09 |
| Total Shareholders Equity | 1,326.82 | 1,307.32 | 1,140.06 | 867.53 | 756.50 | 577.64 | 644.60 | -52.93 | 456.09 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 1,326.82 | 1,307.32 | 1,140.06 | 867.53 | 756.50 | 577.64 | 644.60 | -52.93 | 456.09 |
| Total Liabilities & Stockholders Equity | 1,925.40 | 1,778.63 | 1,449.04 | 1,227.91 | 1,214.34 | 1,024.84 | 1,384.56 | 2,075.80 | 1,154.59 |
| Book Value Per Share | 15.19 | 15.15 | 13.05 | 9.72 | 8.90 | 6.88 | 6.95 | -0.86 | 7.52 |
| Tangible Book Value Per Share | 14.54 | 15.14 | 13.04 | 9.72 | 8.90 | 6.88 | 6.95 | -0.86 | 7.52 |
| Full-Time Employees | 981 | 949 | 754 | 1,064 | 3,797 | 13,728 | 31,388 | 30,228 | 1,037 |
| Price to Book Ratio | 0.03 | 0.32 | 0.26 | 0.17 | 0.35 | 0.49 | 0.80 | 0.89 | 6.85 |
| Return on Assets | 0.41 | 13.62 | 21.94 | 14.53 | 14.31 | -8.33 | 13.49 | 14.78 | 22.03 |
| Return on Equity | 0.58 | 17.97 | 29.25 | 21.85 | 24.01 | -16.42 | 24.06 | 118.44 | 53.14 |
| Return on Invested Capital | 0.57 | 16.77 | 25.68 | 18.05 | 17.24 | -15.05 | 24.32 | - | 44.50 |
| Quick Ratio | 5.64 | 4.92 | 4.44 | 4.79 | 4.35 | 2.72 | 3.89 | 0.97 | 3.72 |
| Current Ratio | 5.64 | 4.92 | 4.44 | 4.79 | 4.35 | 2.72 | 3.89 | 0.97 | 3.72 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | - | 460.65 | 404.41 | 347.85 | 214.48 | 248.02 | 98.41 | 424.84 | 452.72 |
| Extraordinary Item | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | - | -362.76 | -206.53 | -41.43 | 60.17 | -223.50 | -57.55 | -385.17 | -1,051.04 |
| Income Taxes Payable | - | -35.71 | -11.87 | 7.50 | -16.28 | 13.17 | - | - | - |
| Cash from Operating Activities | - | 97.88 | 197.88 | 306.42 | 274.65 | 24.53 | 40.86 | 39.68 | -598.32 |
| Capital Expenditures | - | -56.60 | -1.28 | -0.63 | -0.13 | -1.46 | -1.99 | -6.95 | -21.27 |
| Net Assets From Acquisitions | - | -0.03 | 0.00 | -0.71 | 0.00 | 0.00 | -173.78 | -38.18 | 0.00 |
| Sale of Fixed Assets and Businesses | - | 0.92 | 0.12 | 0.02 | 0.13 | 0.09 | 0.19 | 2.68 | 0.10 |
| Purchase or Sale of Investments | - | -21.61 | -315.00 | 63.90 | -119.13 | -0.81 | 34.76 | 128.51 | -28.31 |
| Purchase of Investments | - | -61.15 | -1,785.63 | -2,056.58 | -335.18 | -173.85 | -173.54 | -150.97 | -286.06 |
| Sale Or Maturity of Investments | - | 39.54 | 1,470.63 | 2,120.48 | 216.04 | 173.04 | 208.31 | 279.48 | 257.74 |
| Other Uses | - | -311.93 | -34.97 | -6.21 | -29.84 | -283.05 | -196.51 | 0.00 | 0.00 |
| Other Sources | - | 163.33 | 34.42 | 59.62 | 151.36 | 221.29 | 15.99 | 0.02 | 0.00 |
| Cash from Investing Activities | - | -219.26 | -432.57 | 14.12 | 7.81 | -53.73 | -267.12 | 158.18 | 498.36 |
| Cash Dividends Paid | - | -38.00 | -17.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -16.11 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | - | -0.03 | -10.51 | -6.79 | -0.57 | -0.43 | -0.44 | -9.67 | -3.06 |
| Repurchase of Common Pref Stock | - | -0.03 | -10.51 | -6.79 | -0.57 | -0.43 | -0.44 | -9.67 | -3.06 |
| Sale of Common Pref Stock | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | - | 1.30 | 0.00 | -136.02 | -59.36 | 77.74 | 122.19 | 67.36 | -34.48 |
| Net Financing Active Other Cash Flow | - | 128.90 | -11.02 | 62.46 | -12.71 | -11.04 | 23.49 | -221.61 | -65.44 |
| Other Financing Activities Uses | - | -49.82 | -40.54 | -1.05 | -12.71 | -11.14 | -1.72 | -221.61 | -83.57 |
| Cash from Financing Activities | - | 92.18 | -38.52 | -80.35 | -72.64 | 66.28 | 145.24 | -163.93 | -119.09 |
| Exchange Rate Effect | - | -2.89 | 1.28 | -0.55 | 0.37 | -0.15 | -0.41 | 0.03 | 0.55 |
| Net Change in Cash | - | -32.10 | -271.93 | 239.65 | 210.19 | 36.93 | -81.42 | 33.96 | -218.50 |
| Free Cash Flow | - | 94.30 | 196.60 | 305.80 | 274.52 | 23.07 | 38.87 | 32.73 | -619.59 |
| Price to Free Cash Flow | - | 5.74 | 2.33 | 0.91 | 0.44 | 10.57 | 7.75 | 15.82 | - |
Balance sheet, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 262.61 | 410.60 | 553.91 | 598.42 | 621.53 | 600.74 |
| Short Term Receivables | 655.61 | 890.04 | 808.17 | 797.29 | 673.50 | 621.94 |
| Investments | 44.12 | 96.07 | 120.48 | 136.59 | 125.57 | 99.13 |
| Investment in Unconsolidated Affiliates | 3.39 | 3.40 | 1.65 | 0.65 | 0.65 | 1.26 |
| Net Property, Plant & Equipment | 16.47 | 17.16 | 12.55 | 17.58 | 17.07 | 16.17 |
| Deferred Tax Assets | 49.34 | 52.40 | 46.52 | 24.33 | 18.00 | 0.00 |
| Other Intangible Assets | 380.46 | 340.27 | 382.10 | 595.61 | 560.19 | 491.22 |
| Total Assets | 1,412.00 | 1,809.93 | 1,925.40 | 2,170.47 | 2,016.52 | 1,830.46 |
| Total Debt | 4.90 | 5.11 | 6.99 | 7.28 | 5.34 | 5.21 |
| Long Term Debt | 4.90 | 5.11 | 2.78 | 5.98 | 5.34 | 5.21 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 4.80 | 4.95 | 4.27 | 15.23 | 12.79 | 7.57 |
| Other Liabilities | 390.92 | 528.96 | 587.31 | 694.99 | 605.27 | 472.65 |
| Total Liabilities | 400.62 | 539.02 | 598.57 | 717.50 | 623.40 | 485.43 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 1,009.73 | 1,268.89 | 1,326.82 | 1,452.97 | 1,393.12 | 1,345.03 |
| Total Shareholders Equity | 1,009.73 | 1,268.89 | 1,326.82 | 1,452.97 | 1,393.12 | 1,345.03 |
| Accumulated Minority Interest | 1.65 | 2.02 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 1,011.38 | 1,270.91 | 1,326.82 | 1,452.97 | 1,393.12 | 1,345.03 |
| Total Liabilities & Stockholders Equity | 1,412.00 | 1,809.93 | 1,925.40 | 2,170.47 | 2,016.52 | 1,830.46 |
| Book Value Per Share | 11.56 | 14.53 | 15.19 | 16.82 | 16.12 | 15.57 |
| Tangible Book Value Per Share | 11.56 | 14.53 | 14.54 | 16.82 | 16.12 | 15.57 |
| Full-Time Employees | - | - | 981 | - | - | - |
| Price to Book Ratio | 0.03 | 0.10 | 0.22 | 0.37 | 0.38 | 0.45 |
| Return on Assets | -12.67 | -5.61 | 0.18 | 8.82 | 9.84 | 11.12 |
| Return on Equity | -18.07 | -7.81 | 0.26 | 12.53 | 13.64 | 14.69 |
| Return on Invested Capital | -6.47 | -5.61 | -9.36 | 3.04 | 3.53 | 2.52 |
| Quick Ratio | 6.93 | 6.38 | 5.64 | 3.54 | 4.08 | 5.36 |
| Current Ratio | 6.93 | 6.38 | 5.64 | 3.54 | 4.08 | 5.36 |
Cash flow, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Extraordinary Item | - | 0.00 | - | - | - | - |
| Cash from Operating Activities | -150.88 | -94.68 | - | - | 56.84 | 65.68 |
| Capital Expenditures | 0.00 | 0.00 | - | - | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | - | - | 0.00 | 0.00 |
| Other Uses | - | 0.00 | - | - | - | - |
| Other Sources | 0.00 | 0.00 | - | - | 0.00 | 0.00 |
| Cash from Investing Activities | 66.14 | -3.58 | - | - | -103.64 | -19.98 |
| Cash Dividends Paid | - | 0.00 | - | - | - | - |
| Preferred Dividends (Cash Flow) | - | 0.00 | - | - | 0.00 | 0.00 |
| Change in Capital Stock | - | 0.00 | - | - | 0.00 | 0.00 |
| Repurchase of Common Pref Stock | - | 0.00 | - | - | 0.00 | 0.00 |
| Sale of Common Pref Stock | - | 0.00 | - | - | 0.00 | 0.00 |
| Proceedsfrom Stock Options | - | 0.00 | - | - | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | - | 0.00 | - | - | - | - |
| Net Financing Active Other Cash Flow | - | 0.00 | - | - | 0.00 | 0.00 |
| Other Financing Activities Uses | - | 0.00 | - | - | 0.00 | 0.00 |
| Cash from Financing Activities | -68.96 | -49.91 | - | - | 61.59 | -11.06 |
| Exchange Rate Effect | -1.41 | -1.21 | - | - | -1.29 | 0.32 |
| Net Change in Cash | -155.10 | -149.38 | - | - | 13.50 | 34.97 |
Revenue breakdown
| Total Finance Services revenue | 2024: 4.48M 2025: 1.10M |
|---|---|
| China | 2024: 4.48M 2025: 1.10M |
| Total Finance Services revenue | 2024: 4.48M 2025: 1.10M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | - | 0.7M | - | 2.22M |
| 2026-10-15 | - | 2.6M | - | 2.18M |
| 2026-09-30 | - | 0.1M | - | 1.01M |
| 2026-09-15 | - | 0.1M | - | 1.03M |
| 2026-08-31 | - | 0.1M | - | 1.03M |
| 2026-08-14 | - | 0.1M | - | 1.07M |
| 2026-07-31 | - | 0.2M | - | 1.07M |
| 2026-07-15 | - | 0.2M | - | 1.09M |
| 2026-06-30 | - | 0.2M | - | 118.64K |
| 2026-06-15 | - | 0.1M | - | 139.54K |
| 2026-05-29 | - | 0.1M | - | 121.34K |
| 2026-05-15 | - | 0.1M | - | 94.14K |
| 2026-04-30 | - | 0.1M | - | 92.40K |
| 2026-04-15 | - | 0.1M | - | 93.02K |
| 2026-03-31 | - | 0.1M | - | 86.69K |
| 2026-03-13 | - | 0.1M | - | 58.68K |
| 2026-02-27 | - | 0.1M | - | 63.11K |
| 2026-02-13 | - | 0.0M | - | 71.96K |
| 2026-01-30 | - | 0.1M | - | 70.01K |
| 2026-01-15 | - | 0.0M | - | 73.61K |
Option chain
expiry 2026-11-20| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| call | 0.50 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| call | 1.00 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| call | 1.50 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| call | 2.00 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| call | 2.50 | 0.00 | 0.00 | 0.01 | - | 257 | 0.00 | - | - | - |
| call | 5.00 | 0.00 | 0.00 | 0.05 | - | 10.00 | 0.00 | - | - | - |
| call | 7.50 | 0.00 | 0.00 | 0.10 | - | 35.00 | 0.00 | - | - | - |
| put | 0.50 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| put | 1.00 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| put | 1.50 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| put | 2.00 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| put | 2.50 | 0.00 | 0.00 | 1.60 | - | 25.00 | 0.00 | - | - | - |
| put | 5.00 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| put | 7.50 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-10-29 | 3 | Initial statement of beneficial ownership of securities | 2026-10-13 | SEC |
| 2026-10-15 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-10-15 | SEC |
| 2026-10-13 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-10-13 | SEC |
| 2026-09-30 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-09-30 | SEC |
| 2026-07-02 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-07-02 | SEC |
| 2026-06-26 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-26 | SEC |
| 2026-06-08 | SCHEDULE 13D/A | SEC | ||
| 2026-06-08 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-05 | SEC |
| 2026-06-08 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-08 | SEC |
| 2026-06-01 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-01 | SEC |
| 2026-05-27 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-05-27 | SEC |
| 2026-04-29 | 20-F | Registration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer. | 2025-12-31 | SEC |
| 2026-04-23 | 3 | Initial statement of beneficial ownership of securities | 2026-04-22 | SEC |
| 2026-03-27 | 3 | Initial statement of beneficial ownership of securities | 2026-03-27 | SEC |
| 2026-03-26 | 3 | Initial statement of beneficial ownership of securities | 2026-03-26 | SEC |
| 2026-03-20 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-03-20 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-03 | S-8 | Initial registration statement for securities to be offered to employees pursuant to employee benefit plans | SEC | |
| 2025-12-10 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2025-11-26 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-11-26 | SEC |
| 2025-09-22 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2025-08-26 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2025-08-22 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-08-22 | SEC |
| 2025-07-24 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-07-24 | SEC |
| 2025-06-13 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2025-06-13 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| DIMENSIONAL FUND ADVISORS LP | 1.06% |
| RENAISSANCE TECHNOLOGIES LLC | 0.31% |
| MORGAN STANLEY | 0.25% |
| GSA CAPITAL PARTNERS LLP | 0.12% |
| RAMSEY QUANTITATIVE SYSTEMS | 0.09% |
| Verdad Advisers, LP | 0.07% |
| SmartHarvest Portfolios, LLC | 0.07% |
| ACADIAN ASSET MANAGEMENT LLC | 0.06% |
| Trexquant Investment LP | 0.03% |
| HRT FINANCIAL LP | 0.03% |
Funds
| Fund | % owned |
|---|---|
| EMERGING MARKETS CORE EQUITY 2 PORTFOLIO | 0.38% |
| DIMENSIONAL EMERGING MARKETS VALUE FUND | 0.22% |
| THE EMERGING MARKETS SMALL CAP SERIES | 0.16% |
| World ex U.S. Core Equity Portfolio | 0.03% |
| Emerging Markets Social Core Equity Portfolio | 0.02% |
| Emerging Markets Targeted Value Portfolio | 0.02% |
| Emerging Markets Sustainability Core 1 Portfolio | 0.01% |
| Avantis Emerging Markets Equity ETF | 0.01% |
| Avantis Emerging Markets Equity Fund | 0.00% |
| SA Emerging Markets Value Fund | 0.00% |
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