OakChart

BankUnited Inc

BKUFinancial·Banks - Regional·USA·Mid·NYSE·Nov 11 • 3:59 PM ET

43.85-0.26 (-0.59%)
2026-11-12 03:43 CET
Market cap
3,040.16 USD m
Revenue, TTM
- USD m
Net income, TTM
268.51 USD m
Free cash flow, TTM
627.85 USD m
EPS diluted, TTM
3.70
P/E
11.85
Compare

Price

BKU against its 20, 50 and 200-day averages
2050200miss
42.5045.0047.5050.002.4M4.7MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BKUclose 43.8520-day 43.2950-day 43.56200-day 46.1643.85

15.9% under the 52-week high of 52.11 on 22 Jan 2026. 52-week low 38.01 on 18 Nov 2025. Last 15 sessions, 10.0% high to low

Volume 0.92× normal · the line is the 50-bar volume average

Profile

BKU
52-week range, 41% of the way up
38.0152.11

BankUnited, Inc. is a holding company, which engages in the provision of commercial and consumer banking services through its subsidiary, BankUnited, N.A.. Its services include corporate banking, commercial real estate, treasury management, business checking accounts, business online banking solutions, and home mortgages. The company was founded on May 21, 2009 and is headquartered in Miami Lakes, FL.

IndexRUT
Employees1785
IPOJan 28, 2011
Beta1.24
ATR, 14d1.08
Rel volume0.92
Short float5.95%
Insider own0.94%
Inst own104.72%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.04B
Enterprise Value-
Income268.51M
Sales1.83B
Book/sh40.21
Cash/sh-
Dividend Est.1.32 (3.01%)
Dividend TTM1.30 (2.96%)
Dividend Ex-DateOct 09, 2026
Dividend Gr. 3/5Y7.43% 6.15%
Payout35.17%
Employees1785
IPOJan 28, 2011

Ratios

P/E11.85
Forward P/E10.19
PEG1.03
P/S1.67
P/B1.09
P/C-
P/FCF4.84
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.03
Debt/Eq0.88
LT Debt/Eq0.19
Option/ShortYes / Yes

Earnings

EPS (ttm)3.70
EPS next Y4.30
EPS next Q1.06
EPS this Y8.26%
EPS next Y12.65%
EPS next 5Y9.89%
EPS past 3/5Y-0.17% 11.36%
Sales past 3/5Y12.67% 9.67%
EPS Y/Y TTM4.43%
Sales Y/Y TTM-4.90%
EPS Q/Q6.38%
Sales Q/Q-5.98%
EarningsOct 21 BMO
EPS/Sales Surpr.-0.13% -4.12%

Ownership

Insider Own0.94%
Insider Trans-1.21%
Inst Own104.72%
Inst Trans-1.43%
ROA0.77%
ROE9.17%
ROIC7.97%
Gross Margin-
Oper. Margin19.88%
Profit Margin14.71%
SMA201.29%
SMA500.66%
SMA200-5.00%
Trades-

Technical

Shs Outstand70.19M
Shs Float68.68M
Short Float5.95%
Short Ratio4.51
Short Interest4.08M
52W High52.11 -15.85%
52W Low38.01 15.36%
Volatility2.10% 2.51%
ATR (14)1.08
RSI (14)52.17
Beta1.24
Rel Volume0.92
Avg Volume905.86K
Volume832,024

Performance

Perf Week-2.47%
Perf Month5.13%
Perf Quarter-8.32%
Perf Half Y-4.34%
Perf YTD-1.62%
Perf Year8.43%
Perf 3Y93.51%
Perf 5Y1.46%
Perf 10Y31.33%
Recom2.73
Target Price46.73
Prev Close44.11
Price43.85
Change %-0.59%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 30, 2026DowngradeWWells FargoOverweight → Equal Weight$47+7.2%
Sep 14, 2026ReiteratedHHovde GroupOutperform$53 → $52+18.6%
Aug 10, 2026ResumedWWells FargoOverweight$54+23.1%
Jul 27, 2026ReiteratedHHovde GroupOutperform$55 → $53+20.9%
Jun 30, 2026DowngradeCCitigroupNeutral → Sell$45+2.6%
Apr 23, 2026ReiteratedHHovde GroupOutperform$57 → $53+20.9%
Jan 15, 2026InitiatedRRaymond JamesOutperform$51+16.3%
Dec 01, 2025UpgradeJJefferiesHold → Buy$55+25.4%
Sep 10, 2025InitiatedCCantor FitzgeraldOverweight$44+0.3%
Jul 24, 2025ReiteratedHHovde GroupOutperform$43 → $44+0.3%

Peers

Mkt cap
TickerCompanyMkt cap
SBCFSeacoast Banking Corp Of Florida3.25B
AMTBAmerant Bancorp Inc1.18B
VLYValley National Bancorp7.92B
TCBITexas Capital Bancshares Inc4.24B
SFBSServisFirst Bancshares Inc4.50B
SSBSouthState Bank Corp10.18B
BANCBanc of California Inc2.84B
CUBICustomers Bancorp Inc2.84B
PNFPPinnacle Financial Partners Inc15.39B
CCBGCapital City Bank Group Inc875.46M

Insider trading

latest 14 of 16
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Mackey James G.Chief Financial OfficerAug 20 '26Option Exercise0.008,93708,937Aug 21 05:03 PM
PAULS DOUGLAS JDirectorAug 13 '26Sale47.903,000143,70042,472Aug 13 05:11 PM
PAULS DOUGLAS JDirectorAug 13 '26Proposed Sale47.903,000143,700Aug 13 01:54 PM
Richards Jay D.Officer of SubsidiaryJun 15 '26Sale48.674,000194,68040,502Jun 16 05:27 PM
Richards Jay D.OfficerJun 15 '26Proposed Sale48.674,000194,663Jun 15 05:16 PM
DiGiacomo John N.DirectorJun 01 '26Sale45.971,00045,97015,027Jun 02 05:13 PM
Cornish Thomas M.Chief Operating OfficerMar 09 '26Option Exercise0.0083,7360183,736Mar 11 05:29 PM
Bansal RishiOfficer of SubsidiaryMar 09 '26Option Exercise0.0049,370068,697Mar 11 05:14 PM
Singh Rajinder PPresident and CEOMar 09 '26Option Exercise0.00189,8760470,283Mar 11 05:12 PM
Malcolm Kevin A.Officer of SubsidiaryMar 04 '26Sale47.113,447162,38811,500Mar 05 05:12 PM
Malcolm Kevin A.OfficerMar 04 '26Proposed Sale47.113,447162,389Mar 04 05:00 PM
SOBTI SANJIVDirectorFeb 09 '26Sale50.885,000254,40018,816Feb 10 05:20 PM
SOBTI SANJIVDirectorFeb 09 '26Proposed Sale51.025,000255,100Feb 09 01:20 PM
Richards Jay D.Officer of SubsidiaryFeb 03 '26Sale49.833,506174,70435,687Feb 04 05:13 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B

News

latest 14 of 194

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-211.0301.0311.010280.44292.511
2026Q22026-07-220.9701.0030.969284.57290.3311
2026Q12026-04-220.8300.9540.825273.69284.2111
2025Q42026-01-210.9000.8900.900288.2280.0711
2025Q32025-10-220.9500.8840.947275.68280.2111
2025Q22025-07-230.9100.7890.909273.93267.0510
2025Q12025-04-280.7800.7460.775255.41263.579
2024Q42025-01-220.9100.7240.909264.46261.7110
2024Q32024-10-220.8100.7400.814257.02260.9311
2024Q22024-07-180.7200.6480.716250.21243.6512
2024Q12024-04-170.6400.5950.642241.73239.9512
2023Q42024-01-260.7600.6890.263234.3244.3911
2023Q32023-10-190.6300.7130.627242.57238.0211
2023Q22023-07-250.7800.7760.778239.37245.0310
2023Q12023-04-250.8700.8930.704244.41261.8911
2022Q42023-01-190.8201.0920.824269.88269.4210

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY5.5452.3245.5811,1081,114
2018FY2.9903.0542.9941,1821,183
2019FY3.1302.9503.132899.99901.4
2020FY2.0601.8072.059884.98882.65
2021FY4.5203.9374.518929.84908.27
2022FY3.5403.9283.544990.6987.12
2023FY3.0042.8872.378960.64980.28
2024FY3.0802.9163.0811,0131,015
2025FY3.5303.5153.5301,0931,089
2026FY-3.821--1,137
2027FY-4.305--1,191
2028FY-4.685--1,237

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-301008294.36291.69297.1
2026Q4S2026-10-291008294.85292297.4
2026Q4S2026-10-261008294.95292.26297.4
2026Q4S2026-10-221006296.17292.26302.7
2026Q4S2026-10-211005296.48292.26302.7
2026Q4S2026-10-091001299.51292.9304.3
2026Q4S2026-10-081001299.65294.23304.3
2026Q4S2026-10-071001299.69294.23304.3
2026Q4S2026-10-061003299.65294.23304.3
2026Q4S2026-10-051004299.65294.23304.3
2026Q4S2026-10-021007299.65294.23304.3
2026Q4S2026-09-291007299.71294.23304.3
2026Q4S2026-09-231006300.59294.23306.2
2026Q4S2026-09-211006300.76294.23306.2

Estimate history

EPS, annual5.5812.9943.1322.0594.5183.5442.3783.0813.5263.7015
Period201720182019202020212022202320242025TTM
EPS, quarterly0.8140.9090.7750.9090.9470.90.8250.9691.007
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual1362.3651584.1091426.4371197.0641096.1651327.8191956.2862023.2181899.021825.33
Period201720182019202020212022202320242025TTM
Sales, quarterly515.126493.132465.84481.855478.499472.827446.886455.749449.866
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual106.84899.14195.12893.06885.64875.67574.37374.74874.13870.188
Period201720182019202020212022202320242025MRQ
Shares, quarterly74.74974.74875.24275.21975.24374.13873.35472.27770.188
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,721.131,792.791,925.121,857.581,230.45959.451,067.611,281.871,449.14
Total Interest Expense697.95805.211,010.85983.78317.49163.76315.85529.09399.05
Net Interest Income1,023.18987.58914.27873.80912.96795.69751.76752.781,050.09
Loan Loss Provision74.6567.9455.0787.6175.15-67.12178.438.9025.93
Net Interest Income After Loan Loss Provision948.53919.64859.19786.20837.81862.81573.33743.881,024.17
Non-Interest Income104.20106.2398.1098.7197.37136.72129.46144.57134.97
Non-Interest Expense689.81664.12640.95647.82560.04502.51452.72478.76743.48
Operating Income362.92361.75316.35237.08375.13497.02250.06409.69415.65
Unusual Expense0.000.000.000.000.0047.630.705.700.00
Net Income Before Taxes362.87361.75316.35237.08375.13449.38249.36404.00415.65
Income Taxes88.9093.3983.8858.4190.1634.4051.5190.9090.78
Consolidated Net Income268.51262.66228.35175.11279.90408.99188.97299.73311.82
Net Income From Continuing Operations268.51262.66228.35175.11279.90408.99188.97299.73311.82
Net Income268.51262.66228.35175.11279.90408.99188.97299.73311.82
EPS (Recurring)3.803.533.082.383.544.892.063.172.99
EPS (Basic, Before Extraordinaries)3.733.553.102.393.554.522.063.143.01
EPS (Diluted)3.703.533.082.383.544.522.063.132.99
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments-5.46-5.70-4.11-3.56-5.08-5.99-8.88-13.37-13.05
Stock Option Compensation Expense-16.1714.2514.3514.8113.0415.6619.4117.46
Price To Earnings Ratio11.8511.8515.6711.068.209.3416.9111.6610.03
Price To Sales Ratio1.631.741.401.222.023.492.672.451.97
Operating Margin19.8819.0515.6412.1228.2545.3420.8928.7226.24
Net Margin14.7113.8311.298.9521.0837.3115.7921.0119.68
Shares Outstanding70.1974.1474.7574.3775.6785.6593.0795.1399.14
Market Capitalization3,040.163,040.162,853.172,412.212,624.873,769.423,213.233,471.193,085.83

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income430.03426.51422.19442.40452.92453.78443.69467.99
Total Interest Expense169.37171.18173.20184.19202.81207.66210.55228.73
Net Interest Income260.65255.33248.99258.21250.11246.12233.14239.26
Loan Loss Provision8.9515.5624.5925.5511.5815.7015.1111.00
Net Interest Income After Loan Loss Provision251.70239.77224.40232.66238.53230.42218.03228.26
Non-Interest Income19.8429.2424.7030.4225.5828.0822.1525.14
Non-Interest Expense174.56174.65167.36173.24166.18164.59160.11160.41
Operating Income96.9894.3681.7489.8497.9393.9080.0792.99
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes96.9394.3681.7489.8497.9393.9080.0792.99
Income Taxes24.7623.7019.8620.5826.0825.1421.6023.69
Consolidated Net Income71.0369.5760.9666.9570.8267.7957.6667.70
Net Income From Continuing Operations71.0369.5760.9666.9570.8267.7957.6667.70
Net Income71.0369.5760.9666.9570.8267.7957.6667.70
EPS (Recurring)1.010.970.830.900.950.910.780.91
EPS (Basic, Before Extraordinaries)1.020.970.830.910.960.910.780.92
EPS (Diluted)1.010.970.830.900.950.910.780.91
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-1.14-1.09-0.91-2.31-1.03-0.98-0.82-1.60
Stock Option Compensation Expense-5.455.674.393.743.964.094.40
Price To Earnings Ratio11.8513.5312.7912.5911.2011.0811.1815.67
Price To Sales Ratio1.631.881.771.741.491.361.291.40
Operating Margin21.5620.7018.2919.0020.4719.4917.1918.86
Net Margin15.7915.2613.6414.1614.8014.0712.3813.73
Shares Outstanding70.1972.2873.3574.1475.2475.2275.2474.75
Market Capitalization3,040.163,521.433,325.523,349.112,870.122,676.792,574.432,853.17

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks11.5112.0814.9516.0719.1420.237.709.3935.25
Investments9,617.719,818.979,977.4310,794.8210,593.989,948.548,325.678,937.227,177.88
Net Loans24,053.8824,074.8324,430.9924,738.0423,638.6023,608.7223,046.3221,867.0821,271.71
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.512.580.030.69208.00-257.009.5212.01
Net Property, Plant & Equipment309.13369.91522.90702.15804.32837.63848.81774.00678.52
Interest Receivables143.00156.00175.00163.0016.0017.000.000.000.00
Deferred Tax Assets220.29256.98275.89293.48170.06183.57145.87128.48147.46
Other Intangible Assets771.08646.76498.01487.74535.36578.37385.79567.121,171.62
Total Assets35,127.1235,338.1035,895.2037,195.9935,985.4535,194.0733,017.1632,292.8130,494.44
Total Deposits29,352.9027,865.7026,538.4827,509.3329,438.1027,495.8224,394.5923,474.2221,878.48
Total Debt1,973.533,747.745,922.866,440.222,945.174,119.175,112.105,373.755,173.83
Long Term Debt398.15798.061,682.901,910.26874.18895.01758.371,050.87626.03
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities87.6796.36133.59169.28192.82203.98207.50178.81151.29
Other Liabilities659.19813.99722.34641.18371.60392.08322.19342.19264.78
Total Liabilities32,073.2932,523.7833,317.2834,760.0132,947.6932,211.0630,036.3829,368.9727,468.38
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity3,053.832,814.322,577.922,435.983,037.762,983.012,980.782,923.833,026.06
Total Shareholders Equity3,053.832,814.322,577.922,435.983,037.762,983.012,980.782,923.833,026.06
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,053.832,814.322,577.922,435.983,037.762,983.012,980.782,923.833,026.06
Total Liabilities & Stockholders Equity35,127.1235,338.1035,895.2037,195.9935,985.4535,194.0733,017.1632,292.8130,494.44
Book Value Per Share41.1937.6534.6632.1935.4732.0531.3329.4928.32
Tangible Book Value Per Share40.1436.6133.6231.1634.5631.2230.5228.7127.59
Tier 1 Capital3,164.983,024.432,865.762,806.712,991.093,005.492,932.942,839.302,892.07
Tier 2 Capital467.73524.45500.84430.08399.98497.31111.32113.16148.94
Full-Time Employees1,7851,6621,5881,5981,4651,4951,5111,7901,763
Price to Book Ratio1.091.020.961.061.191.091.171.021.66
Return on Assets0.750.640.480.761.150.550.920.992.02
Return on Equity8.958.476.9810.2313.596.3410.1510.4821.71
Return on Invested Capital7.616.324.116.4410.454.878.027.8516.18
Current Ratio0.030.060.060.060.050.040.050.050.07

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations549.50488.35413.14313.59474.76389.14382.39375.51393.05
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital78.35-129.7320.6426.25395.1723.94-102.65-65.27318.59
Cash from Operating Activities627.85358.61433.78339.83869.93413.08279.74310.24711.64
Capital Expenditures0.000.000.000.000.00-44.18-19.60-63.79-190.50
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses45.0522.86148.31100.3352.240.005.3119.2752.13
Purchase or Sale of Investments158.59-89.22-29.751,002.81-391.66-962.16-1,352.31449.61-1,574.23
Purchase of Investments-4,655.52-3,745.05-2,416.71-405.48-2,974.35-5,835.14-4,208.60-3,896.23-4,138.99
Sale Or Maturity of Investments4,814.113,655.842,386.961,408.292,582.694,872.982,856.294,345.842,564.76
Other Uses-51.43-61.77-52.64-29.99-41.40-11.20-22.12-39.88-3.18
Other Sources0.000.0055.410.000.000.000.000.0034.57
Cash from Investing Activities-169.55-214.43409.711,298.24-1,696.51-830.81-2,036.29-750.03-1,928.92
Cash Dividends Paid-95.28-91.90-85.51-79.09-79.44-85.79-86.52-84.08-91.31
Change in Capital Stock-253.40-44.800.00-55.15-401.29-318.47-81.36-148.21-292.25
Repurchase of Common Pref Stock-253.40-44.800.00-55.15-401.29-318.50-100.97-154.03-299.97
Sale of Common Pref Stock0.000.000.000.000.000.0319.615.827.73
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net74.99-1,763.48-2,185.00-495.003,506.00965.00-986.14-390.00200.00
Change in Long Term Debt74.99-1,763.48-2,185.00-305.003,515.00946.00-1,066.14-315.0025.00
Issuance of Long Term Debt849.99230.00875.003,425.004,650.00946.004,150.864,512.004,647.00
Reduction of Long Term Debt-775.00-1,993.48-3,060.00-3,730.00-1,135.000.00-5,217.00-4,827.00-4,622.00
Net Financing Active Other Cash Flow-13.04-4.532.63-22.33-12.13-6.15-7.61-25.68-7.42
Other Financing Activities Uses--4.53--22.33-12.13-6.15-7.61-25.68-7.42
Cash from Financing Activities-592.63-417.52-940.66-1,622.431,084.372,496.871,939.59272.391,404.77
Net Change in Cash-134.32-273.33-97.1715.64257.79-82.86183.04-167.40187.49
Free Cash Flow627.85358.61433.78339.83869.93368.90260.14246.45521.14
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow5.5912.428.119.143.3913.5118.3821.547.25
Federal Home Loan Advances Increase (Decrease)-65.61103.79-15.91-158.3160.0157.8013.39-1.06

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks12.0812.0013.3411.5113.5915.60
Investments9,477.259,880.3110,092.169,617.7110,270.7310,453.11
Net Loans23,593.8823,711.5623,926.1424,053.8823,482.6123,710.80
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment151.70157.27150.21309.13201.78214.46
Interest Receivables139.00137.00142.00143.00144.00148.00
Deferred Tax Assets---220.29--
Other Intangible Assets1,200.51983.141,033.80771.08956.66911.05
Total Assets34,575.7134,882.2435,358.6135,127.1235,075.7735,459.71
Total Deposits28,310.9628,881.2529,360.1029,352.9028,618.2928,645.94
Total Debt2,473.532,213.942,074.341,973.532,400.432,963.94
Long Term Debt548.52583.94319.34398.15320.43708.94
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---87.67--
Other Liabilities969.01783.65908.64659.191,024.68896.81
Total Liabilities31,753.4931,878.8432,343.0832,073.2932,043.4032,506.69
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,822.223,003.413,015.543,053.833,032.372,953.02
Total Shareholders Equity2,822.223,003.413,015.543,053.833,032.372,953.02
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,822.223,003.413,015.543,053.833,032.372,953.02
Total Liabilities & Stockholders Equity34,575.7134,882.2435,358.6135,127.1235,075.7735,459.71
Book Value Per Share40.2141.5541.1141.1940.3039.26
Tangible Book Value Per Share39.1040.4840.0540.1439.2738.23
Tier 1 Capital3,098.253,141.883,140.223,164.983,158.723,105.29
Tier 2 Capital408.02405.38456.23467.73467.10530.18
Full-Time Employees---1,785--
Price to Book Ratio1.091.181.101.110.970.92
Return on Assets0.770.760.760.750.750.72
Return on Equity9.179.019.018.979.048.98
Return on Invested Capital2.111.941.831.942.111.85
Current Ratio0.030.030.030.030.040.05

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations131.4080.44114.93222.7387.4486.56
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital146.0133.62-108.607.32-27.00-11.40
Cash from Operating Activities277.41114.066.33230.0560.4475.16
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses4.9114.066.3719.711.070.61
Purchase or Sale of Investments142.3726.11-26.5916.6937.70-148.47
Purchase of Investments-1,073.26-840.24-1,526.80-1,215.22-613.71-1,089.34
Sale Or Maturity of Investments1,215.63866.351,500.211,231.91651.41940.87
Other Uses-16.86-8.08-19.13-7.36-19.99-6.80
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities191.18274.9022.39-658.01292.26-143.99
Cash Dividends Paid-23.67-24.25-24.08-23.28-23.27-23.17
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-98.01-50.63-59.95-44.800.000.00
Repurchase of Common Pref Stock-98.01-50.63-59.95-44.800.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net259.99140.00200.00-525.00-563.48-150.00
Change in Long Term Debt259.99140.00200.00-525.00-563.48-150.00
Issuance of Long Term Debt259.99200.00295.0095.0055.000.00
Reduction of Long Term Debt0.00-60.00-95.00-620.00-618.48-150.00
Net Financing Active Other Cash Flow20.317.1114.83-55.2919.9111.44
Cash from Financing Activities-411.28-406.02138.4486.24-594.49426.38
Net Change in Cash57.31-17.07167.16-341.72-241.79357.55
Free Cash Flow277.41114.066.33230.0560.4475.16
Price to Free Cash Flow5.5911.0112.0012.388.819.27

Revenue breakdown

Savings Institution, Federally Chartered2024: 20.23M 2025: 21.73M
United States2024: 20.23M 2025: 21.73M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.95%4.1M68.7M850.58K
2026-10-155.49%3.9M70.6M899.55K
2026-09-305.20%3.7M70.6M889.70K
2026-09-154.73%3.3M70.6M937.60K
2026-08-314.06%2.9M70.6M888.25K
2026-08-143.93%2.8M70.6M879.12K
2026-07-313.79%2.7M70.6M902.99K
2026-07-154.37%3.1M72.0M847.11K
2026-06-304.40%3.2M72.0M848.50K
2026-06-153.80%2.7M71.9M767.71K
2026-05-293.99%2.9M72.0M816.38K
2026-05-153.98%2.9M72.0M856.35K
2026-04-305.10%3.7M72.0M906.45K
2026-04-154.88%3.6M72.9M937.26K
2026-03-313.70%2.7M73.0M930.40K
2026-03-133.73%2.7M73.0M891.05K
2026-02-273.65%2.7M73.0M888.23K
2026-02-133.39%2.5M74.4M948.48K
2026-01-303.36%2.5M74.4M943.89K
2026-01-152.81%2.1M74.4M976.30K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5019.3023.3019.914.5600.000.000.972-0.0580.004
call25.0016.8020.8017.473.9990.000.000.968-0.0570.005
call30.0012.8015.2011.322.6251110.000.846-0.2840.016
call35.007.1010.500.002.0130.000.000.792-0.2490.019
call40.002.205.603.711.2932.000.000.696-0.1970.024
call45.000.050.600.300.3964942.000.410-0.0930.026
call50.000.002.150.050.84078.000.000.173-0.0830.017
call55.000.002.150.251.20425.000.000.131-0.0990.015
call60.000.002.150.901.50712.000.000.111-0.1100.013
call65.000.002.150.701.7702.000.000.098-0.1180.012
call70.000.002.150.702.0032.000.000.089-0.1250.011
call75.000.002.150.002.2140.000.000.083-0.1300.010
put22.500.001.150.102.47115.000.00-0.027-0.0590.004
put25.000.002.150.302.12743.000.00-0.031-0.0580.005
put30.000.002.150.253.12027.000.00-0.153-0.2840.016
put35.000.002.150.302.25635.000.00-0.207-0.2480.019
put40.000.002.200.451.47034.000.00-0.303-0.1960.024
put45.000.453.401.701.0082190.00-0.590-0.0920.026
put50.004.607.703.951.3291.000.00-0.827-0.0810.017
put55.009.6012.907.121.8560.000.00-0.868-0.0970.015
put60.0014.3018.200.002.3650.000.00-0.889-0.1070.013
put65.0019.3022.6018.552.3830.000.00-0.901-0.1140.012
put70.0024.5027.500.002.5990.000.00-0.910-0.1210.011
put75.0029.5032.500.002.8400.000.00-0.917-0.1260.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-28SCHEDULE 13DSEC
2026-10-218-KCurrent report2026-10-21SEC
2026-08-214Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-13144Filing for proposed sale of securities under Rule 144.SEC
2026-08-134Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-07-08SCHEDULE 13G/ASEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-15144Filing for proposed sale of securities under Rule 144.SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-05-27S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-21SEC
2026-05-218-KCurrent report2026-05-21SEC
2026-05-128-KCurrent report2026-05-11SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-29SCHEDULE 13GSEC
2026-04-28SCHEDULE 13GSEC
2026-04-228-KCurrent report2026-04-22SEC
2026-04-10ARSAnnual report to security holders. 2025-12-31SEC
2026-04-10DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342025-12-31SEC
2026-04-024Statement of changes in beneficial ownership of securities2026-04-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800143.70K1
2026-070000
2026-0600240.65K2
2026-050000
2026-040000
2026-0300162.39K1
2026-0200429.10K2
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.72%
VANGUARD PORTFOLIO MANAGEMENT LLC6.85%
DIMENSIONAL FUND ADVISORS LP6.65%
STATE STREET CORP6.23%
HoldCo Asset Management, LP4.86%
VANGUARD CAPITAL MANAGEMENT LLC4.50%
AMERICAN CENTURY COMPANIES INC3.78%
GEODE CAPITAL MANAGEMENT, LLC3.04%
Artemis Investment Management LLP2.75%
CRAMER ROSENTHAL MCGLYNN LLC2.16%

Funds

Fund% owned
MOA CORE BOND FUND9.86%
Lord Abbett Income Fund7.01%
VANGUARD TOTAL BOND MARKET II INDEX FUND6.88%
MOA INTERMEDIATE BOND FUND5.01%
Lord Abbett Total Return Fund4.75%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND3.26%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
Avantis U.S. Small Cap Value ETF2.81%
iShares iBonds Dec 2030 Term Corporate ETF2.51%
iShares Russell 2000 ETF2.43%

OakChart. BKU. Cached 15 minutes.