OakChart

Palomar Holdings Inc

PLMRFinancial·Insurance - Property & Casualty·USA·Mid·NASD·Nov 11 • 12:14 PM ET

157.81-3.27 (-2.03%)
2026-11-11 18:15 CET
Market cap
4,235.58 USD m
Revenue, TTM
1,233.31 USD m
Net income, TTM
217.04 USD m
Free cash flow, TTM
461.60 USD m
EPS diluted, TTM
7.99
P/E
19.75
Compare

Price

PLMR against its 20, 50 and 200-day averages
2050200beat
100.00120.00140.00160.00474K948KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PLMRclose 157.8120-day 144.4350-day 136.58200-day 127.29157.8152w high52w low

2.6% under the 52-week high of 162.08 on 5 Nov 2026. 52-week low 100.81 on 3 Jun 2026. Last 15 sessions, 21.7% high to low

Profile

PLMR
52-week range, 93% of the way up
100.81162.08

Palomar Holdings, Inc. is a specialty insurance company, which engages in the provision of property and casualty insurance products to individuals and businesses. The firm focuses on the residential and commercial earthquake markets in earthquake-exposed states such as California, Oregon, and Washington and states with exposure to the New Madrid Seismic Zone. It offers property and casualty insurance. The company was founded by Armstrong Mac and Fisher Heath in February 2014 and is headquartered in La Jolla, CA.

IndexRUT
Employees439
IPOApr 17, 2019
Beta0.22
ATR, 14d5.43
Rel volume0.80
Short float2.39%
Insider own2.67%
Inst own94.99%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap4.15B
Enterprise Value-
Income217.04M
Sales1.23B
Book/sh37.47
Cash/sh-
Dividend Est.0.90 (0.57%)
Dividend TTM0.45 (0.29%)
Dividend Ex-DateNov 17, 2026
Dividend Gr. 3/5Y- -
Payout0.00%
Employees439
IPOApr 17, 2019

Ratios

P/E19.75
Forward P/E13.72
PEG0.83
P/S3.36
P/B4.21
P/C-
P/FCF8.99
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio1.10
Debt/Eq0.32
LT Debt/Eq0.32
Option/ShortYes / Yes

Earnings

EPS (ttm)7.99
EPS next Y11.50
EPS next Q2.78
EPS this Y30.84%
EPS next Y11.86%
EPS next 5Y16.53%
EPS past 3/5Y52.48% 96.55%
Sales past 3/5Y38.86% 39.05%
EPS Y/Y TTM24.45%
Sales Y/Y TTM58.63%
EPS Q/Q29.10%
Sales Q/Q58.01%
EarningsNov 04 AMC
EPS/Sales Surpr.17.50% 1.69%

Ownership

Insider Own2.67%
Insider Trans-12.08%
Inst Own94.99%
Inst Trans-0.79%
ROA8.40%
ROE23.30%
ROIC16.70%
Gross Margin-
Oper. Margin23.84%
Profit Margin17.60%
SMA209.27%
SMA5015.54%
SMA20023.98%
Trades-

Technical

Shs Outstand26.29M
Shs Float25.59M
Short Float2.39%
Short Ratio2.44
Short Interest0.61M
52W High162.08 -2.63%
52W Low100.81 56.54%
Volatility5.33% 3.59%
ATR (14)5.43
RSI (14)68.98
Beta0.22
Rel Volume0.80
Avg Volume250.55K
Volume90,802

Performance

Perf Week9.56%
Perf Month18.27%
Perf Quarter23.11%
Perf Half Y45.90%
Perf YTD17.10%
Perf Year19.48%
Perf 3Y164.78%
Perf 5Y64.63%
Perf 10Y-
Recom1.44
Target Price164.17
Prev Close161.08
Price157.81
Change %-2.03%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Feb 09, 2026InitiatedEEvercore ISIOutperform$150-4.9%
Apr 08, 2025UpgradeJJP MorganNeutral → Overweight$150-4.9%
Apr 08, 2024DowngradeJJP MorganOverweight → Neutral$79 → $85-46.1%
Mar 14, 2024UpgradeJJefferiesHold → Buy$78 → $88-44.2%
May 16, 2023UpgradeKKeefe BruyetteMkt Perform → Outperform$59 → $64-59.4%
Jan 10, 2023DowngradeEEvercore ISIOutperform → In-line$52-67.0%
Dec 12, 2022InitiatedJJefferiesHold$55-65.1%
Oct 18, 2022DowngradeJJMP SecuritiesMkt Outperform → Mkt Perform
Oct 12, 2022DowngradeKKeefe BruyetteOutperform → Mkt Perform$88 → $90-43.0%
Jun 22, 2022UpgradePPiper SandlerNeutral → Overweight$70-55.6%

Peers

Mkt cap
TickerCompanyMkt cap
KNSLKinsale Capital Group Inc8.78B
SKWDSkyward Specialty Insurance Group Inc2.76B
RLIRLI Corp6.23B
SLDESlide Insurance Holdings Inc3.06B
BOWBowhead Specialty Holdings Inc1.13B
HCIHCI Group Inc2.35B
UVEUniversal Insurance Holdings Inc1.33B
ACICAmerican Coastal Insurance Corp486.61M
SIGISelective Insurance Group Inc6.06B
AXSAxis Capital Holdings Ltd7.71B

Insider trading

latest 14 of 100
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Armstrong MacCEO and ChairmanOct 21 '26Sale138.313,500484,097315,388Oct 22 04:15 PM
ARMSTRONG FAMILY TRUST U/A DTDDirectorOct 21 '26Proposed Sale140.533,500491,855Oct 21 04:21 PM
Armstrong MacCEO and ChairmanSep 21 '26Sale134.983,500472,445318,888Sep 22 04:15 PM
ARMSTRONG FAMILY TRUST U/A DTDDirectorSep 21 '26Proposed Sale136.003,500476,000Sep 21 04:31 PM
Bradley DarylDirectorSep 02 '26Buy131.9611357,313Sep 11 04:15 PM
Armstrong MacCEO and ChairmanAug 21 '26Sale130.603,500457,111322,388Aug 24 04:15 PM
ARMSTRONG FAMILY TRUST U/A DTDDirectorAug 21 '26Proposed Sale128.873,500451,045Aug 21 04:34 PM
Knutzen JonathanChief Risk OfficerAug 18 '26Option Exercise0.00612028,546Aug 20 04:15 PM
Knutzen JonathanChief Risk OfficerAug 18 '26Sale127.7529637,81328,250Aug 20 04:15 PM
Uchida T ChristopherChief Financial OfficerAug 18 '26Option Exercise0.001,530017,029Aug 20 04:15 PM
Uchida T ChristopherChief Financial OfficerAug 18 '26Sale127.74791101,04316,238Aug 20 04:15 PM
Christianson JonPresidentAug 18 '26Option Exercise0.001,020067,498Aug 20 04:15 PM
Christianson JonPresidentAug 18 '26Sale127.7552867,45066,970Aug 20 04:15 PM
Christianson JonOfficerAug 18 '26Proposed Sale128.1961278,452Aug 14 02:37 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJTiShares S&P Small-Cap 600 Growth ETFAUM: 7.45B
VXFVanguard Extended Market Index ETFAUM: 30.47B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFASU.S. Small Cap Portfolio-ETF Class Shares-

News

latest 14 of 206
  • ELF Beauty, Palomar Lead Five Stocks Near Buy Points In Ailing, Volatile Market (Investor's Business Daily)
  • Palomar Beats Again And Lifts Guidance A Fourth Time As Crop And Surety Offset A Stalling Casualty Engine (Earnings Whispers) +8.07%
  • Palomar: Q3 Earnings Snapshot (Associated Press)
  • Palomar Holdings, Inc. Reports Third Quarter 2026 Results (GlobeNewswire)
  • Palomar's Crop Surge Faces A Harvest-Season Test As Street Trails Raised Guidance (Earnings Whispers) -5.05%
  • Loading…
  • Palomar Holdings, Inc. Announces Third Quarter 2026 Financial Results Release Date and Conference Call (GlobeNewswire)
  • CA ANZ partners with AI compliance automation platform Zato (The Accountant)
  • PLMR's Gray Surety Acquisition Boosts Scale and Diversification (Quartz)
  • Palomar Holdings, Inc. Announces Participation in the KBW Insurance Conference (GlobeNewswire)
  • Palomar Holdings Inc (PLMR) (Q2 2026) Earnings Call Highlights: Record Earnings and Raised ... (GuruFocus.com)
  • Palomar Holdings, Inc. Reports Second Quarter 2026 Results (GlobeNewswire)
  • Palomar Holdings, Inc. Announces Second Quarter 2026 Financial Results Release Date and Conference Call (GlobeNewswire)
  • Palomar Holdings, Inc. Announces Successful Completion of June 1 Reinsurance Placement (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-043.0102.5622.420767.05754.289
2026Q22026-08-042.3602.1891.944630.46621.539
2026Q12026-05-062.3102.2111.571629.83557.799
2025Q42026-02-112.2402.0812.056492.63481.039
2025Q32025-11-062.0101.6001.875597.17530.377
2025Q22025-08-041.7601.6681.684496.29464.129
2025Q12025-05-051.8701.5901.567442.16444.859
2024Q42025-02-121.5201.2321.285373.72373.299
2024Q32024-11-041.2301.0341.152414.98440.139
2024Q22024-08-051.2501.0901.004385.18338.749
2024Q12024-05-021.0900.9351.036368.08322.18
2023Q42024-02-141.1100.9391.025303.15297.69
2023Q32023-11-010.9200.7360.730314328.3510
2023Q22023-08-020.8600.8220.694274.3298.4910
2023Q12023-05-030.8000.7380.681250.11236.8110
2022Q42023-02-150.8200.7440.729239.12221.6210

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY1.172-0.77671.51-
2019FY1.7301.7140.486100.21103.03
2020FY0.3500.3740.244354.36359.41
2021FY2.0501.9481.756535.18525.12
2022FY2.7702.4422.022881.87864.35
2023FY3.6903.5263.1271,1421,136
2024FY5.0904.8004.4831,5421,542
2025FY7.8607.7237.1702,0282,017
2026FY-10.284--2,615
2027FY-11.504--3,047
2028FY-12.438--3,402

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-06402587.22547.73630.57
2026Q4S2026-11-05401594.72559.67630.57
2026Q4S2026-11-04400602.5577.74630.57
2026Q4S2026-10-21400602.5577.74630.57
2026Q4S2026-10-20401602.5577.74630.57
2026Q4S2026-10-19401603.15577.74630.57
2026Q4S2026-08-07411603.15577.74630.57
2026Q4S2026-08-05410615.68593.38630.57
2026Q4S2026-07-21400612.88596.95627.87
2026Q4S2026-05-11401612.88596.95627.87
2026Q4S2026-05-07401612.07596.95624.64
2026Q4S2026-04-28400615.66610.9624.64
2026Q4S2026-04-07430615.66610.9624.64
2026Q4S2026-02-12330617.11610.9624.64

Estimate history

EPS, annual0.1610.7760.4860.2441.7562.0223.1274.4837.177.9905
Period201720182019202020212022202320242025TTM
EPS, quarterly1.1521.2851.5671.6841.8752.0561.5711.9442.42
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual59.46672.971113.296168.463247.791327.086376.593553.204875.7231233.31
Period201720182019202020212022202320242025TTM
Sales, quarterly148.176155.098174.389203.311244.66253.362278.938314.423386.59
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual23.46923.46923.46925.52625.42925.02724.77326.52926.5226.29
Period201720182019202020212022202320242025MRQ
Shares, quarterly26.45226.52926.73526.77726.49526.5226.51426.18726.29
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,233.31875.72553.20376.59327.09247.79168.46113.3072.97
Losses, Claims & Reserves408.59228.59134.7672.5978.6741.4664.115.596.27
Selling, General and Administrative Incl. Other530.74393.59266.77195.92179.99149.1698.1287.6646.18
Operating Income before Interest Expense293.98253.54151.68108.0868.4257.186.2220.0520.52
Interest Expense13.330.391.143.770.870.040.001.072.30
Unusual Expense--0.24-0.660.67---0.90-
Net Income Before Taxes280.65253.39151.20103.6467.5557.146.2218.0818.21
Income Taxes63.6256.3233.6224.4415.3811.29-0.037.46-0.01
Consolidated Net Income217.04197.07117.5779.2052.1745.856.2610.6218.22
Net Income From Continuing Operations217.04197.07117.5779.2052.1745.856.2610.6218.22
Net Income217.04197.07117.5779.2052.1745.856.2610.6218.22
EPS (Recurring)8.047.164.473.152.021.760.240.520.78
EPS (Basic, Before Extraordinaries)8.217.404.613.192.071.800.250.490.78
EPS (Diluted)7.997.174.483.132.021.760.240.490.78
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense24.2216.6013.1811.789.184.081.5817.60-
Price To Earnings Ratio20.1620.1625.0419.5923.3736.92332.86111.56-
Price To Sales Ratio2.704.235.013.733.566.8313.509.73-
Operating Margin23.8428.9527.4228.7020.9223.083.6917.6928.12
Net Margin17.6022.5021.2521.0315.9518.503.719.3724.97
Shares Outstanding26.2926.5226.5324.7725.0325.4325.5323.4723.47
Market Capitalization4,235.584,235.582,794.531,372.591,139.511,646.152,267.111,184.951,140.59
Operating Income after Interest Expense-253.15150.54104.3167.5557.146.2218.9818.21
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue386.59314.42278.94253.36244.66203.31174.39155.10
Losses, Claims & Reserves151.6598.9987.1070.8672.8146.1838.7437.18
Selling, General and Administrative Incl. Other145.07140.69135.22109.76104.5897.1682.0973.53
Operating Income before Interest Expense89.8774.7556.6272.7567.2759.9753.5544.39
Interest Expense5.144.953.160.090.130.090.090.09
Operating Income after Interest Expense84.7369.8053.4672.6667.1459.8853.4744.30
Unusual Expense0.000.000.00-0.000.00-0.24-0.66
Net Income Before Taxes84.7369.8053.4672.6667.1459.8853.7144.96
Income Taxes19.4017.2110.5116.4915.6813.3510.7910.00
Consolidated Net Income65.3352.5942.9556.1651.4546.5342.9234.97
Net Income From Continuing Operations65.3352.5942.9556.1651.4546.5342.9234.97
Net Income65.3352.5942.9556.1651.4546.5342.9234.97
EPS (Recurring)2.421.941.572.061.871.681.561.27
EPS (Basic, Before Extraordinaries)2.482.001.622.121.931.741.611.32
EPS (Diluted)2.421.941.572.061.871.681.571.29
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense7.025.886.944.384.254.223.753.78
Price To Earnings Ratio20.1617.5916.6421.0220.5330.8030.6225.04
Price To Sales Ratio2.703.133.334.204.126.266.175.19
Operating Margin23.2523.7720.3028.7127.5029.4930.7128.62
Net Margin16.9016.7315.4022.1721.0322.8924.6122.54
Shares Outstanding26.2926.1926.5126.5226.4926.7826.7426.53
Market Capitalization4,235.583,349.833,189.423,571.373,126.974,124.973,656.972,794.53

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash106.8980.5451.8568.1650.3733.7933.359.9210.93
Investments1,352.02987.72689.58553.64465.94422.31239.48147.39125.50
Premium Balance Receivables - Insurance452.91305.72261.97162.8688.0148.8436.2418.6315.09
Net Property, Plant & Equipment9.438.071.312.292.163.010.840.950.83
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets0.768.7710.1210.6215.228.604.58--
Other Intangible Assets304.33200.01150.59111.18103.6181.3842.1921.3918.20
Total Assets2,226.351,590.821,165.42908.75725.33597.93356.68198.29170.55
Insurance Policy Liabilities - Insurance851.75573.68396.78305.03242.40172.77103.8362.3461.95
Total Debt7.097.7653.6938.472.190.000.0019.0817.09
Long Term Debt6.166.7153.0437.501.280.000.0019.0817.09
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities----19.1313.976.58--
Other Liabilities424.83280.35243.71180.5067.4447.4827.7120.5713.09
Total Liabilities1,283.68861.79694.17524.00331.16234.22138.13102.0092.13
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity942.67729.03471.25384.75394.17363.71218.5696.2978.41
Total Shareholders Equity942.67729.03471.25384.75394.17363.71218.5696.2978.41
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity942.67729.03471.25384.75394.17363.71218.5696.2978.41
Total Liabilities & Stockholders Equity2,226.351,590.821,165.42908.75725.33597.93356.68198.29170.55
Book Value Per Share35.5427.4819.0215.3715.5014.259.314.103.34
Tangible Book Value Per Share32.5226.2817.8714.5514.7613.809.284.073.31
Full-Time Employees4392532131911511227764-
Price to Book Ratio4.303.973.263.104.186.235.425.47-
Return on Assets10.338.537.646.396.931.313.839.88-
Return on Equity23.5819.5918.5013.4012.102.156.7520.86-
Return on Invested Capital20.7715.9815.1112.3611.591.724.8615.793.96
Current Ratio1.291.571.431.492.491.895.852.493.94

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-217.02135.9692.8473.7656.7610.5832.5021.92
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-202.03125.2023.2795.8231.0542.979.200.88
Cash from Operating Activities462.11419.06261.16116.11169.5887.8153.5541.7022.81
Capital Expenditures-8.61-6.23-6.05-6.76-5.94-4.85-0.13-0.12-0.33
Net Assets From Acquisitions-243.40-58.590.00-5.530.000.000.000.000.00
Sale of Fixed Assets and Businesses0.310.350.000.000.000.000.000.000.00
Purchase or Sale of Investments-519.68-297.51-296.24-117.14-149.91-54.82-171.72-81.47-25.28
Purchase of Investments-950.64-925.09-607.10-237.72-392.63-216.57-341.95-270.44-136.46
Sale Or Maturity of Investments430.96627.57310.86120.58242.73161.75170.23188.97111.17
Other Uses11.85-1.93-3.960.00-0.96-0.01-9.590.000.00
Other Sources3.000.000.000.950.001.500.001.020.25
Cash from Investing Activities-756.52-363.92-306.24-128.48-156.81-58.19-181.44-80.57-25.36
Cash Dividends Paid-11.850.000.000.000.000.000.00-5.120.00
Change in Capital Stock-68.83-32.51123.62-20.23-31.38-13.04128.3387.410.00
Repurchase of Common Pref Stock-72.86-37.280.00-22.27-34.41-15.850.000.000.00
Sale of Common Pref Stock4.024.78123.622.043.032.81128.3387.410.00
Proceedsfrom Stock Options-0.14-0.14115.720.000.000.00125.5587.410.00
Issuance or Reduction of Debt, Net314.700.00-52.6016.2036.400.000.00-20.001.55
Change in Long Term Debt314.700.00-52.6016.200.000.000.00-20.001.55
Issuance of Long Term Debt505.4315.000.0016.200.000.000.000.0019.05
Reduction of Long Term Debt-190.74-15.00-52.600.000.000.000.00-20.00-17.50
Net Financing Active Other Cash Flow4.273.722.760.090.000.000.000.000.00
Other Financing Activities Uses-2.570.000.000.000.000.000.000.000.00
Cash from Financing Activities238.28-28.7973.77-3.945.02-13.04128.3362.291.55
Net Change in Cash-56.1326.3528.69-16.3117.7916.590.4423.43-1.01
Free Cash Flow461.60418.92260.91116.09169.2787.8053.4241.5922.48
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.408.8410.6112.116.8819.2642.5730.23-

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash55.6362.7056.55106.89111.7681.31
Investments1,758.031,678.251,562.471,352.021,213.121,174.99
Net Property, Plant & Equipment2.652.672.309.432.692.93
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets4.52--0.762.543.06
Other Intangible Assets575.45533.19518.97304.33311.48310.11
Total Assets3,063.442,932.692,718.032,226.352,104.822,062.65
Insurance Policy Liabilities - Insurance1,256.391,139.371,026.00851.75824.92729.80
Total Debt315.04295.77297.437.090.000.00
Long Term Debt315.04295.77297.436.160.000.00
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities-10.9410.84---
Other Liabilities507.04505.67424.72424.83401.79485.65
Total Liabilities2,078.471,951.751,758.991,283.681,226.711,215.46
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity984.97980.94959.04942.67878.11847.20
Total Shareholders Equity984.97980.94959.04942.67878.11847.20
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity984.97980.94959.04942.67878.11847.20
Total Liabilities & Stockholders Equity3,063.442,932.692,718.032,226.352,104.822,062.65
Book Value Per Share37.4737.4636.1735.5433.1431.64
Tangible Book Value Per Share28.7828.4226.8932.5230.7829.29
Full-Time Employees---439--
Price to Book Ratio4.303.493.364.073.695.22
Return on Assets8.408.138.8410.339.609.13
Return on Equity23.3022.2322.5323.5822.2422.45
Return on Invested Capital5.034.123.425.925.865.49
Current Ratio1.101.201.281.291.421.43

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Extraordinary Item0.000.000.000.000.000.00
Cash from Operating Activities120.56167.1747.02127.3583.64120.88
Capital Expenditures-2.60-2.48-1.99-1.53-1.56-1.72
Net Assets From Acquisitions0.000.00-246.322.920.00-37.48
Sale of Fixed Assets and Businesses-0.050.000.240.120.230.00
Purchase or Sale of Investments-143.31-106.73-122.81-146.84-9.66-114.71
Purchase of Investments-214.23-264.22-267.86-204.33-74.64-319.47
Sale Or Maturity of Investments70.92157.49145.0657.4964.98204.76
Other Uses13.02-10.52-2.5011.85-6.75-6.84
Other Sources3.000.000.000.000.000.00
Cash from Investing Activities-129.93-119.73-373.38-133.48-17.74-160.75
Cash Dividends Paid-11.850.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-6.36-40.56-22.320.40-36.570.89
Repurchase of Common Pref Stock-8.89-41.02-23.090.13-37.290.00
Sale of Common Pref Stock2.530.460.770.270.720.89
Proceedsfrom Stock Options0.000.000.00-0.140.000.00
Issuance or Reduction of Debt, Net19.14-1.88297.430.000.000.00
Change in Long Term Debt19.14-1.88297.430.000.000.00
Issuance of Long Term Debt208.000.00297.430.0015.000.00
Reduction of Long Term Debt-188.86-1.880.000.00-15.000.00
Net Financing Active Other Cash Flow1.361.140.910.861.110.97
Other Financing Activities Uses0.00-2.570.000.000.000.00
Cash from Financing Activities2.29-41.30276.021.26-35.461.86
Net Change in Cash-7.086.15-50.34-4.8730.45-38.01
Free Cash Flow120.49166.7647.02127.3383.59120.85
Price to Free Cash Flow7.408.058.638.798.8011.20

Revenue breakdown

Fire, Marine & Casualty Insurance2024: 897.11M 2025: 1.06B
United States2024: 897.11M 2025: 1.06B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.39%0.6M25.6M231.66K
2026-10-152.79%0.7M25.6M232.77K
2026-09-302.95%0.8M25.6M254.41K
2026-09-153.64%0.9M25.6M267.94K
2026-08-313.41%0.9M25.6M273.94K
2026-08-143.04%0.8M25.6M288.81K
2026-07-313.38%0.9M25.6M302.90K
2026-07-154.40%1.1M25.9M294.81K
2026-06-303.66%0.9M25.9M268.25K
2026-06-153.84%1.0M25.9M256.73K
2026-05-293.28%0.8M25.9M249.07K
2026-05-152.89%0.7M25.9M258.35K
2026-04-302.61%0.7M25.9M265.04K
2026-04-152.50%0.7M26.1M262.87K
2026-03-312.31%0.6M26.0M260.58K
2026-03-132.15%0.6M26.0M248.10K
2026-02-272.07%0.5M26.0M257.07K
2026-02-132.18%0.6M26.0M244.69K
2026-01-301.64%0.4M25.9M234.80K
2026-01-151.89%0.5M25.9M237.01K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call80.0075.4078.700.002.4650.000.000.968-0.2650.018
call85.0070.4074.000.002.2670.000.000.965-0.2620.019
call90.0065.4068.900.002.0810.000.000.962-0.2580.020
call95.0060.5063.700.001.9050.000.000.959-0.2540.022
call10055.5058.500.001.7370.000.000.955-0.2500.023
call10550.5053.500.001.5760.000.000.951-0.2450.025
call11045.5048.500.001.4220.000.000.946-0.2400.027
call11540.5043.500.001.2740.000.000.941-0.2340.029
call12035.5038.700.001.2020.000.000.934-0.2270.032
call12530.6033.7015.951.0562.000.000.926-0.2190.035
call13025.6028.7010.800.8431.000.000.904-0.2460.042
call13520.7023.7018.900.7213.000.000.890-0.2330.047
call14016.2018.5015.000.5889.000.000.812-0.3610.067
call14511.8013.6012.500.45213.001.000.774-0.3400.075
call1507.509.502.390.46710.000.000.714-0.3050.084
call1553.606.205.110.4717.001.000.599-0.3110.096
call1601.304.502.500.5522.000.000.462-0.3290.098
call1650.052.801.400.5581.000.000.336-0.3020.090
call1700.002.450.000.6700.000.000.263-0.3100.081
call1750.001.000.000.6060.000.000.137-0.1840.054
call1800.002.300.000.7160.000.000.121-0.1980.049
call1850.002.250.000.8140.000.000.109-0.2090.046
call1900.002.250.000.8990.000.000.101-0.2180.044
put80.000.002.150.002.6040.000.00-0.032-0.2560.018
put85.000.002.150.002.4000.000.00-0.035-0.2520.019
put90.000.002.150.002.2060.000.00-0.038-0.2490.020
put95.000.002.150.052.0221.000.00-0.042-0.2440.022
put1000.002.150.051.8382.000.00-0.046-0.2380.024
put1050.002.151.651.6701.000.00-0.050-0.2330.025
put1100.002.201.151.5091.000.00-0.055-0.2270.027
put1150.002.200.641.3621.000.00-0.060-0.2210.029
put1200.002.252.951.2031.000.00-0.068-0.2120.032
put1250.000.952.051.0904.000.00-0.074-0.2080.035
put1300.001.950.801.0103.000.00-0.096-0.2340.042
put1350.001.203.000.8621.000.00-0.110-0.2210.047
put1400.002.604.800.9455.000.00-0.188-0.3480.067
put1450.003.002.750.8191.000.00-0.229-0.3250.075
put1500.153.403.100.6897.000.00-0.284-0.2900.084
put1552.104.9033.500.6370.000.00-0.401-0.2960.096
put1604.907.500.000.6500.000.00-0.535-0.3150.099
put1657.8011.000.000.7130.000.00-0.662-0.2920.091
put17012.2015.200.000.7850.000.00-0.737-0.2940.081
put17517.0020.100.000.9150.000.00-0.859-0.1650.055
put18022.0025.000.001.0040.000.00-0.876-0.1780.051
put18526.8030.000.001.1360.000.00-0.888-0.1890.047
put19032.0035.000.001.2340.000.00-0.898-0.1980.044

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-21SEC
2026-10-21144Filing for proposed sale of securities under Rule 144.SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-21144Filing for proposed sale of securities under Rule 144.SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-21144Filing for proposed sale of securities under Rule 144.SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-118-KCurrent report2026-08-10SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-08-048-KCurrent report2026-08-04SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-224Statement of changes in beneficial ownership of securities2026-07-21SEC
2026-07-21144Filing for proposed sale of securities under Rule 144.SEC
2026-07-214Statement of changes in beneficial ownership of securities2026-07-20SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-07-09144Filing for proposed sale of securities under Rule 144.SEC
2026-07-064Statement of changes in beneficial ownership of securities2026-07-02SEC
2026-07-02144Filing for proposed sale of securities under Rule 144.SEC
2026-06-304Statement of changes in beneficial ownership of securities2026-06-28SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-24144Filing for proposed sale of securities under Rule 144.SEC
2026-06-22144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000484.10K1
2026-091351472.44K1
2026-0800663.42K4
2026-070010.02M5
2026-0600455.02K2
2026-0500583.16K4
2026-04001.50M4
2026-0300422.03K1
2026-0200816.07K4
2026-01004.78M19
2025-1200917.03K2
2025-1100818.52K4

Institutional holders

Manager% owned
BlackRock, Inc.16.61%
VANGUARD PORTFOLIO MANAGEMENT LLC4.66%
VANGUARD CAPITAL MANAGEMENT LLC4.50%
STATE STREET CORP4.24%
Jupiter Topco LLC3.94%
AMERICAN CENTURY COMPANIES INC2.90%
GEODE CAPITAL MANAGEMENT, LLC2.62%
Hood River Capital Management LLC2.57%
DIMENSIONAL FUND ADVISORS LP2.54%
WESTFIELD CAPITAL MANAGEMENT CO LP2.52%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF6.03%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
iShares Russell 2000 ETF2.57%
Avantis U.S. Small Cap Value ETF2.39%
VANGUARD EXPLORER FUND1.82%
Hood River Small-Cap Growth Fund1.31%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
VANGUARD SMALL-CAP INDEX FUND1.15%
Harbor Small Cap Growth Fund1.06%
Janus Henderson Triton Fund1.04%

OakChart. PLMR. Cached 15 minutes.