OakChart

BCB Bancorp Inc (NJ)

BCBPFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 3:59 PM ET

9.14-0.03 (-0.33%)
2026-11-11 22:58 CET
Market cap
281.99 USD m
Revenue, TTM
- USD m
Net income, TTM
-155.32 USD m
Free cash flow, TTM
30.49 USD m
EPS diluted, TTM
-8.24
P/E
-
Compare

Price

BCBP against its 20, 50 and 200-day averages
2050200beatmiss
8.009.0010.0011.001.3M2.6MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BCBPclose 9.1420-day 8.7150-day 8.60200-day 9.239.1452w high

21.9% under the 52-week high of 11.71 on 2 Jun 2026. 52-week low 7.31 on 30 Jan 2026. Last 15 sessions, 13.5% high to low

Volume 0.59× normal · the line is the 50-bar volume average

Profile

BCBP
52-week range, 42% of the way up
7.3111.71

BCB Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. It offers loans, deposit products, and retail and commercial banking services. The company was founded on November 1, 2000 and is headquartered in Bayonne, NJ.

IndexRUT
Employees295
IPOMay 22, 2002
Beta0.67
ATR, 14d0.27
Rel volume0.59
Short float5.69%
Insider own8.45%
Inst own38.39%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap281.07M
Enterprise Value-
Income-155.32M
Sales155.00M
Book/sh8.00
Cash/sh-
Dividend Est.0.16 (1.75%)
Dividend TTM0.32 (3.50%)
Dividend Ex-DateMay 06, 2026
Dividend Gr. 3/5Y0.00% 2.71%
Payout-
Employees295
IPOMay 22, 2002

Ratios

P/E-
Forward P/E14.74
PEG-
P/S1.81
P/B1.14
P/C-
P/FCF9.22
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.98
Debt/Eq0.63
LT Debt/Eq0.62
Option/ShortYes / Yes

Earnings

EPS (ttm)-8.24
EPS next Y0.62
EPS next Q0.07
EPS this Y-861.90%
EPS next Y107.67%
EPS next 5Y-
EPS past 3/5Y- -
Sales past 3/5Y7.76% 6.51%
EPS Y/Y TTM-17100.00%
Sales Y/Y TTM-16.04%
EPS Q/Q-3250.34%
Sales Q/Q-5.27%
EarningsOct 29 BMO
EPS/Sales Surpr.18.87% 37428.38%

Ownership

Insider Own8.45%
Insider Trans7.20%
Inst Own38.39%
Inst Trans2.97%
ROA-4.84%
ROE-54.68%
ROIC-38.67%
Gross Margin-
Oper. Margin-85.68%
Profit Margin-100.21%
SMA205.00%
SMA506.33%
SMA200-1.02%
Trades-

Technical

Shs Outstand30.75M
Shs Float28.15M
Short Float5.69%
Short Ratio5.56
Short Interest1.60M
52W High11.71 -21.95%
52W Low7.31 25.03%
Volatility2.80% 3.17%
ATR (14)0.27
RSI (14)68.08
Beta0.67
Rel Volume0.59
Avg Volume287.64K
Volume169,753

Performance

Perf Week0.44%
Perf Month12.01%
Perf Quarter1.56%
Perf Half Y-4.99%
Perf YTD13.26%
Perf Year17.33%
Perf 3Y-13.94%
Perf 5Y-39.19%
Perf 10Y-20.17%
Recom3.00
Target Price9.13
Prev Close9.17
Price9.14
Change %-0.33%

Analyst ratings

latest 7 of 7
DateActionAnalystRating changeTargetImplied
Sep 18, 2026DowngradeBBrean CapitalBuy → Neutral$9-1.5%
Oct 23, 2023ResumedPPiper SandlerNeutral$11.50+25.8%
Aug 30, 2023InitiatedJJanneyBuy
Jan 31, 2020DowngradeDDA DavidsonBuy → Neutral
Jan 14, 2019InitiatedSSandler O'NeillHold
Feb 27, 2018DowngradeKKeefe BruyetteOutperform → Mkt Perform
Sep 14, 2017InitiatedKKeefe BruyetteOutperform$14+53.2%

Peers

Mkt cap
TickerCompanyMkt cap
FRBAFirst Bank (NJ)488.40M
PKBKParke Bancorp Inc383.86M
BPRNPrinceton Bancorp Inc301.80M
UNTYUnity Bancorp Inc589.15M
KRNYKearny Financial Corp601.89M
MGYRMagyar Bancorp Inc140.60M
NECBNorthEast Community Bancorp Inc400.59M
PDLBPonce Financial Group Inc533.60M
CNOBConnectOne Bancorp Inc1.65B
PGCPeapack-Gladstone Financial Corp821.02M

Insider trading

9 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Gallotta Steven E.DirectorNov 02 '26Buy9.13555021,514Nov 05 10:41 AM
Kim DennyDirectorNov 03 '26Buy8.79575011,516Nov 05 10:37 AM
OBrien Thomas MCHIEF EXECUTIVE OFFICERSep 18 '26Buy7.75160,0001,240,000869,220Sep 22 02:23 PM
Chaudhry JawadCHIEF FINANCIAL OFFICERSep 18 '26Buy7.7510,00077,50062,500Sep 22 02:19 PM
SHRINER MICHAEL AFormer Director and OfficerJun 12 '26Proposed Sale11.0710,151112,340Jun 12 11:42 AM
SHRINER MICHAEL AFormer Director and OfficerJun 11 '26Proposed Sale10.9423,349255,325Jun 11 04:19 PM
Werdann GeraldDirectorJun 04 '26Buy11.284,40049,63212,122Jun 05 09:13 AM
HOGAN MARK DDirectorFeb 27 '26Buy7.975,00039,850103,352Mar 02 09:35 AM
Widmer Michael JDirectorFeb 10 '26Buy8.402,00016,80012,642Feb 12 10:15 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B

News

latest 14 of 200
  • BCB Bancorp: Q3 Earnings Snapshot (Associated Press)
  • BCB Bancorp, Inc. Announces Results for the Third Quarter 2026; Achieves Substantial Progress Towards Restructured Balance Sheet (GlobeNewswire)
  • BCB Bancorp Prepares To Detail A $7-Plus Per Share Loss And Its Capital Fallout (Earnings Whispers)
  • BCB Bancorp, Inc. Announces Third Quarter 2026 Conference Call (GlobeNewswire)
  • BCB Bancorp, Inc. Announces New Directors; Reorganization of C-Suite (GlobeNewswire)
  • BCB Bancorp, Inc. Announces Definitive Agreements to Sell Problem Loan Portfolios (GlobeNewswire)
  • BCB Bancorp, Inc. Announces Closing of Public Offering and Full Exercise of Underwriter's Over-Allotment Option, for Aggregate Gross Proceeds of $98 Million (GlobeNewswire)
  • BCB Bancorp Shares Fall 4.9% After Stock Offering and Third-Quarter Loss Warning (InvestorsHub) +5.33%
  • Premarket movers: Generac, Nebius rally, BCB Bancorp sinks (Investing.com)
  • BCB Bancorp, Inc. Announces Pricing of Common Stock Offering (GlobeNewswire)
  • BCB Bancorp, Inc. Announces Launch of Common Stock Offering; Expects to Report Net Loss for the 2026 Third Quarter (GlobeNewswire)
  • BCB Bancorp: Q2 Earnings Snapshot (Associated Press)
  • BCB Bancorp, Inc. Reports Net Loss of $14.8 Million in the Second Quarter 2026; Board Approves Reincorporation in Delaware, Subject to Shareholder Approval (GlobeNewswire)
  • BCB Announces Second Quarter 2026 Conference Call (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-29-6.920-8.530-6.92027.770.073
2026Q22026-08-03-0.5470.245-0.85422.8825.552
2026Q12026-04-210.2600.2100.25524.9425.782
2025Q42026-01-30-0.730-0.795-0.72526.1718.102
2025Q32025-10-270.2200.2130.22026.4625.743
2025Q22025-07-280.1800.1780.17925.1824.334
2025Q12025-04-22-0.5100.223-0.51523.8024.283
2024Q42025-01-280.2400.2880.16423.1324.654
2024Q32024-10-180.3600.3230.36326.1725.094
2024Q22024-07-190.3500.3010.13920.4124.763
2024Q12024-04-190.3200.3430.32125.2525.293
2023Q42024-01-250.3500.3750.34827.1526.434
2023Q32023-10-190.3900.4970.38827.0927.993
2023Q22023-07-200.5000.5400.50128.1129.232
2023Q12023-04-180.4600.6650.46125.8132.272
2022Q42023-01-260.7590.7530.68831.2434.113

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.9300.8650.74969.3768.63
2018FY1.1001.0201.01085.6485.45
2019FY1.2001.1771.19988.0088.46
2020FY0.8540.7231.13592.9086.16
2021FY1.9201.8271.919106.09104.35
2022FY2.8352.8732.581115.54121.18
2023FY1.8661.9101.700108.15111.82
2024FY1.3031.2650.98794.96100.28
2025FY-0.840-0.915-0.840101.693.39
2026FY--8.080--99.64
2027FY-0.620--97.43
2028FY-0.630--99.27

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2922023.9823.7524.21
2026Q4S2026-09-1821123.6323.4623.80
2026Q4S2026-09-1520223.1722.8723.46
2026Q4S2026-08-0320124.6422.8726.41
2026Q4S2026-07-0520027.0926.1828.00
2026Q4S2026-04-2120227.0926.1828.00
2026Q4S2026-04-1521028.5628.3628.76
2026Q4S2026-02-0622028.5628.3628.76
2026Q4S2026-01-3022027.7827.2028.36
2026Q4S2026-01-1521026.8126.4127.20
2026Q4S2026-01-1020026.6626.4126.92
2026Q4S2025-11-1120226.6626.4126.92
2026Q4S2025-11-1020226.6626.4126.92
2026Q4S2025-11-0920226.6626.4126.92

Estimate history

EPS, annual0.7491.011.1991.1351.9192.5811.70.987-0.841-8.245
Period201720182019202020212022202320242025TTM
EPS, quarterly0.3630.164-0.5150.1790.22-0.7250.255-0.854-6.921
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual84.908113.407128.674121.437120.862133.026192.441196.949166.437155
Period201720182019202020212022202320242025TTM
Sales, quarterly51.75347.59145.98345.25745.78729.4142.35339.86143.373
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual15.04215.88917.51717.10816.9416.93116.90417.06317.27430.752
Period201720182019202020212022202320242025MRQ
Shares, quarterly17.04817.06317.16317.19417.22817.27417.35918.10230.752
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income161.78172.96194.01188.36131.44112.57113.43123.56105.10
Total Interest Expense68.7879.92101.9984.3017.5015.1833.0240.9527.42
Net Interest Income93.0093.0492.02104.06113.9497.3980.4182.6077.68
Loan Loss Provision148.9342.0111.576.10-3.083.859.442.075.13
Net Interest Income After Loan Loss Provision-55.9351.0380.4597.96117.0293.5470.9780.5372.55
Non-Interest Income-6.79-6.522.944.081.598.298.015.128.31
Non-Interest Expense70.0862.8157.1260.5855.4952.3452.7855.3154.21
Operating Income-132.79-18.3026.2741.4563.1149.4826.2030.3426.65
Unusual Expense5.250.000.000.000.001.601.150.002.41
Net Income Before Taxes-138.05-18.3026.2741.4563.1148.2629.4230.3424.25
Income Taxes16.31-5.777.6511.9717.5314.028.579.317.48
Consolidated Net Income-154.35-12.5318.6229.4845.5834.2420.8621.0316.76
Net Income From Continuing Operations-154.35-12.5318.6229.4845.5834.2420.8621.0316.76
Net Income-155.32-14.4616.7928.7844.7833.0819.5619.6915.81
EPS (Recurring)-7.92-0.840.991.702.581.981.181.201.12
EPS (Basic, Before Extraordinaries)-8.24-0.840.991.712.641.941.141.201.02
EPS (Diluted)-8.24-0.840.991.702.581.921.141.201.01
Non-Operating Income (Expense)0.000.000.000.000.000.374.380.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.180.800.610.470.890.300.870.720.20
Price To Earnings Ratio--10.116.307.198.049.7111.5010.37
Price To Sales Ratio1.060.831.021.132.352.201.571.761.45
Operating Margin-85.68-10.9913.3421.5447.4440.9421.5723.5823.50
Net Margin-100.21-8.698.5314.9633.6627.3716.1015.3013.94
Shares Outstanding30.7517.2717.0616.9016.9316.9417.1117.5215.89
Market Capitalization281.99281.99201.85216.50303.88262.82189.09227.25165.45

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income38.3840.4640.4042.5443.0443.1844.1946.65
Total Interest Expense15.7817.1217.5718.3219.3320.0822.1924.46
Net Interest Income22.6023.3422.8424.2223.7123.1022.0022.19
Loan Loss Provision114.9618.992.7912.204.084.8920.844.15
Net Interest Income After Loan Loss Provision-92.364.3620.0512.0319.6318.211.1618.04
Non-Interest Income5.00-0.601.95-13.132.752.081.790.94
Non-Interest Expense21.6216.7515.4016.3116.5715.2714.6614.37
Operating Income-108.99-12.996.60-17.415.815.02-11.714.61
Unusual Expense0.005.250.000.000.000.000.000.00
Net Income Before Taxes-108.99-18.246.60-17.415.815.02-11.714.61
Income Taxes23.46-3.471.70-5.381.541.46-3.381.34
Consolidated Net Income-132.45-14.784.90-12.034.263.56-8.323.27
Net Income From Continuing Operations-132.45-14.784.90-12.034.263.56-8.323.27
Net Income-132.45-14.784.42-12.513.783.08-8.812.80
EPS (Recurring)-6.92-0.640.26-0.730.220.18-0.510.16
EPS (Basic, Before Extraordinaries)-6.92-0.850.26-0.730.220.18-0.510.16
EPS (Diluted)-6.92-0.850.26-0.730.220.18-0.510.16
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.620.260.120.190.180.180.250.11
Price To Earnings Ratio---168.1245.3755.7210.0010.11
Price To Sales Ratio1.061.180.950.840.810.760.881.03
Operating Margin-251.28-32.5915.58-59.2112.6811.09-25.469.69
Net Margin-305.38-37.0710.44-42.548.266.81-19.155.88
Shares Outstanding30.7518.1017.3617.2717.2317.1917.1617.06
Market Capitalization281.99186.13155.88139.03149.25144.51169.22201.85

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks13.7914.0716.6011.529.6123.2024.9818.9716.46
Investments413.27439.40386.73348.75520.17353.37632.45310.92242.85
Net Loans2,691.092,996.263,279.713,045.332,304.942,295.022,178.412,278.491,643.68
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets5.00-0.000.070.070.411.621.330.53
Net Property, Plant & Equipment22.7225.2525.9924.0324.6930.2633.1720.2918.77
Interest Receivables13.8315.1816.0713.469.1812.928.328.386.15
Deferred Tax Assets25.5321.2522.6321.4319.0119.3313.0415.337.34
Other Intangible Assets97.5591.7789.0986.5885.9075.5314.8415.079.25
Total Assets3,282.793,603.193,836.813,551.162,973.572,827.772,909.332,676.461,945.03
Total Deposits2,673.572,750.862,979.082,811.612,561.402,318.052,362.062,180.721,569.37
Total Debt289.35511.46523.75433.63121.74243.43295.99282.38189.12
Long Term Debt286.04287.91502.66120.57118.44187.44243.40232.38164.12
Provision for Risks Charges0.001.851.21-1.03-0.651.080.260.62-0.04
Deferred Tax Liabilities3.324.074.414.966.056.751.861.732.19
Other Liabilities12.2611.0214.3010.7311.029.259.6810.807.93
Total Liabilities2,978.513,279.263,522.763,259.902,699.552,578.562,669.862,476.241,768.58
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity304.28323.93314.06291.25274.02249.21239.47200.22176.45
Total Shareholders Equity304.28323.93314.06291.25274.02249.21239.47200.22176.45
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity304.28323.93314.06291.25274.02249.21239.47200.22176.45
Total Liabilities & Stockholders Equity3,282.793,603.193,836.813,551.162,973.572,827.772,909.332,676.461,945.03
Book Value Per Share17.6118.9818.5817.2016.1814.5713.6712.6011.73
Tangible Book Value Per Share17.3118.6818.2716.8815.8614.2513.3512.2511.73
Tier 1 Capital304.54326.96----271.56233.27183.72
Tier 2 Capital72.7873.63----23.7322.3617.38
Full-Time Employees295316312301292302365365314
Price to Book Ratio1.150.620.711.080.950.761.010.831.23
Return on Assets-0.360.500.801.401.180.730.750.730.55
Return on Equity-3.995.849.7416.1313.098.549.578.906.49
Return on Invested Capital-2.123.043.6111.078.724.784.363.882.93
Current Ratio0.120.200.110.120.190.140.290.120.11

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations33.7137.5533.7834.5946.7435.68145.7223.4318.28
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-2.14-1.66-1.271.17-6.276.97-4.65-0.44-0.91
Cash from Operating Activities31.5735.8932.5135.7540.4742.65141.0723.0017.37
Capital Expenditures-1.08-1.05-1.23-4.53-0.52-8.82-61.39-2.51-1.57
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-2.55
Sale of Fixed Assets and Businesses0.000.000.000.000.000.747.420.007.60
Purchase or Sale of Investments-6.61-21.09-11.467.63-16.136.88-16.8938.788.07
Purchase of Investments-59.52-62.33-15.22-12.50-27.47-26.14-77.10-1.15-16.37
Sale Or Maturity of Investments52.9041.243.7720.1311.3333.0260.2139.9424.44
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.003.500.000.000.000.00
Cash from Investing Activities392.43232.41257.99-233.91-761.08-4.42-317.21136.38-443.54
Cash Dividends Paid-6.34-12.55-12.28-11.14-11.18-10.94-10.53-10.06-9.36
Change in Capital Stock92.081.640.502.00-10.69-0.24-3.8024.440.51
Repurchase of Common Pref Stock0.000.00-10.01-15.05-18.14-4.21-15.360.000.00
Sale of Common Pref Stock92.081.6410.5117.047.453.9611.5524.440.51
Proceedsfrom Stock Options92.081.6410.5116.627.233.6811.5524.420.47
Issuance or Reduction of Debt, Net-180.80-220.80-12.7590.00310.00-120.00-54.640.0073.14
Change in Long Term Debt-280.80-220.80-12.75250.00310.00-120.00-54.640.0073.14
Issuance of Long Term Debt0.000.005.25400.00310.0010.0088.1650.00208.14
Reduction of Long Term Debt-280.80-220.80-18.00-150.000.00-130.00-142.80-50.00-135.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.00-------
Cash from Financing Activities-173.30-309.00-252.74248.33538.34112.17-112.98195.72497.20
Net Change in Cash250.70-40.7037.7650.16-182.27150.40-289.12355.0971.03
Free Cash Flow30.4934.8431.2831.2239.9542.32139.6820.4815.80
Preferred Dividends (Cash Flow)--1.93-1.83-0.70-0.80-1.16-1.30-1.35-0.95
Price to Free Cash Flow6.816.2210.6010.8310.858.471.4821.7325.44
Federal Home Loan Advances Increase (Decrease)-10.100.65-4.80-14.035.242.50-0.42-2.03

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks13.2414.5712.6213.7913.0911.94
Investments698.25355.15438.70413.27378.83354.92
Net Loans2,179.702,587.982,655.982,691.092,788.932,860.45
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment21.7522.2222.8022.7223.4024.26
Interest Receivables13.6214.6615.2613.8315.8015.85
Deferred Tax Assets-24.7923.0525.5321.5421.75
Other Intangible Assets94.5393.7595.6997.5591.3991.29
Total Assets3,021.093,118.133,269.103,282.793,353.073,380.46
Total Deposits2,609.152,636.022,672.432,673.572,687.392,661.53
Total Debt154.04179.29279.64289.35335.66391.20
Long Term Debt153.12177.50277.01286.04334.81389.50
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---3.32--
Other Liabilities11.8210.909.6512.2611.5711.99
Total Liabilities2,775.012,826.212,961.722,978.513,034.613,064.73
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity246.08291.92307.38304.28318.45315.74
Total Shareholders Equity246.08291.92307.38304.28318.45315.74
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity246.08291.92307.38304.28318.45315.74
Total Liabilities & Stockholders Equity3,021.093,118.133,269.103,282.793,353.073,380.46
Book Value Per Share8.0016.1317.7117.6118.4818.36
Tangible Book Value Per Share8.0016.1317.4017.3118.1818.06
Tier 1 Capital--306.51304.54319.21317.63
Tier 2 Capital--71.7372.7875.7576.80
Full-Time Employees---295--
Price to Book Ratio1.150.610.510.440.470.46
Return on Assets-4.84-0.540.02-0.360.080.14
Return on Equity-54.68-5.810.23-3.990.861.63
Return on Invested Capital-33.18-3.150.84-2.040.650.51
Current Ratio0.980.420.600.120.530.41

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations2.4610.606.3914.267.429.27
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital2.06-0.55-1.22-2.430.451.56
Cash from Operating Activities4.5210.055.1711.837.8710.82
Capital Expenditures-0.26-0.24-0.27-0.32-0.28-0.16
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments20.82-9.22-8.07-10.1416.60-14.06
Purchase of Investments0.00-18.98-15.61-24.930.00-22.55
Sale Or Maturity of Investments20.829.757.5414.7916.608.49
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities259.4030.6724.7377.6366.9641.20
Cash Dividends Paid0.00-1.36-1.86-3.12-3.12-3.15
Preferred Dividends (Cash Flow)0.000.00-0.48-0.48-0.48-0.48
Change in Capital Stock91.380.200.250.250.200.20
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock91.380.200.250.250.200.20
Proceedsfrom Stock Options91.380.200.250.250.200.20
Issuance or Reduction of Debt, Net-25.00-100.00-10.00-45.80-55.00-70.00
Change in Long Term Debt-125.00-100.00-10.00-45.80-25.00-100.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt-125.00-100.00-10.00-45.80-25.00-100.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities39.51-137.57-12.75-62.49-32.06-97.92
Net Change in Cash303.43-96.8517.1526.9742.76-45.90
Free Cash Flow4.269.814.9111.517.5910.67
Price to Free Cash Flow6.817.626.646.248.607.91

Revenue breakdown

Savings Institution, Federally Chartered2024: 94.96M 2025: 101.60M
United States2024: 94.96M 2025: 101.60M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.69%1.6M28.2M296.06K
2026-10-155.59%1.6M28.2M267.72K
2026-09-305.25%1.3M25.1M242.67K
2026-09-154.02%1.0M25.4M175.11K
2026-08-315.73%0.9M15.7M181.71K
2026-08-145.46%0.9M15.7M181.15K
2026-07-314.93%0.8M15.7M157.47K
2026-07-154.58%0.7M15.0M151.45K
2026-06-305.05%0.8M15.0M143.79K
2026-06-153.14%0.5M15.0M109.93K
2026-05-292.30%0.4M15.7M95.69K
2026-05-152.27%0.4M15.8M93.31K
2026-04-302.63%0.4M15.8M98.93K
2026-04-152.91%0.5M15.8M100.44K
2026-03-313.56%0.5M15.4M96.00K
2026-03-133.63%0.6M15.4M94.26K
2026-02-272.98%0.5M15.3M93.69K
2026-02-132.83%0.4M15.3M93.08K
2026-01-303.07%0.5M15.4M87.81K
2026-01-152.61%0.4M15.4M80.86K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.505.707.700.0012.3310.000.000.948-0.1020.002
call5.003.205.200.006.4250.000.000.866-0.1080.003
call7.500.652.000.941.8791.000.000.739-0.0870.005
call10.000.001.000.052.34855.000.000.475-0.0750.006
call12.500.001.000.003.4490.000.000.381-0.1050.005
call15.000.001.000.004.2070.000.000.340-0.1240.005
put2.500.001.000.0011.8560.000.00-0.051-0.1000.002
put5.000.001.000.006.2340.000.00-0.134-0.1080.003
put7.500.001.000.053.3356.000.00-0.260-0.0870.005
put10.000.001.851.302.3414.000.00-0.524-0.0750.006
put12.502.304.300.003.3970.000.00-0.619-0.1060.005
put15.004.806.800.004.1810.000.00-0.659-0.1250.005

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-054/A2026-11-02SEC
2026-11-054/A2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-10-27SCHEDULE 13G/ASEC
2026-10-133Initial statement of beneficial ownership of securities2026-10-07SEC
2026-10-133Initial statement of beneficial ownership of securities2026-10-07SEC
2026-10-133Initial statement of beneficial ownership of securities2026-10-07SEC
2026-10-09DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-11-18SEC
2026-10-078-KCurrent report2026-10-07SEC
2026-09-30SCHEDULE 13GSEC
2026-09-258-KCurrent report2026-09-21SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-18SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-18SEC
2026-09-188-KCurrent report2026-09-16SEC
2026-09-17424B5SEC
2026-09-17FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-09-178-KCurrent report2026-09-16SEC
2026-09-168-KCurrent report2026-09-16SEC
2026-09-16FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-09-16424B5SEC
2026-09-11PRE 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-09-11SEC
2026-09-038-KCurrent report2026-09-02SEC
2026-08-25EFFECTEffectiveness filing by commission orderSEC
2026-08-14S-3Registration statement for specified transactions by certain issuers including face-amount certificate companiesSEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-111.00K200
2026-100000
2026-091.32M200
2026-080000
2026-070000
2026-0649.63K100
2026-050000
2026-040000
2026-030000
2026-0256.65K200
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.7.39%
ENDEAVOUR CAPITAL ADVISORS INC4.60%
VANGUARD CAPITAL MANAGEMENT LLC4.11%
STRATEGIC VALUE BANK PARTNERS LLC2.92%
RENAISSANCE TECHNOLOGIES LLC2.77%
DIMENSIONAL FUND ADVISORS LP2.41%
STATE STREET CORP1.83%
ALLIANCEBERNSTEIN L.P.1.76%
GEODE CAPITAL MANAGEMENT, LLC1.45%
MALTESE CAPITAL MANAGEMENT LLC1.29%

Funds

Fund% owned
Thompson Bond Fund27.62%
Angel Oak Financial Strategies Income Term Trust17.28%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.95%
iShares Russell 2000 ETF2.55%
U.S. SMALL CAP VALUE PORTFOLIO1.29%
VANGUARD EXTENDED MARKET INDEX FUND1.06%
Fidelity Small Cap Index Fund1.05%
iShares Russell 2000 Value ETF0.86%
Avantis U.S. Small Cap Value ETF0.73%
U.S. MICRO CAP PORTFOLIO0.52%

OakChart. BCBP. Cached 15 minutes.