OakChart

TFS Financial Corp

TFSLFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 3:59 PM ET

16.46-0.08 (-0.48%)
2026-11-12 02:51 CET
Market cap
4,616.09 USD m
Revenue, TTM
- USD m
Net income, TTM
99.59 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
0.36
P/E
46.30
Compare

Price

TFSL against its 20, 50 and 200-day averages
2050200beatearnings
14.0016.0018.001.1M2.2MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26TFSLclose 16.4620-day 16.5150-day 16.64200-day 16.0416.4652w high

15.5% under the 52-week high of 19.49 on 3 Aug 2026. 52-week low 13.21 on 2 Jan 2026. Last 15 sessions, 5.6% high to low

Volume 0.84× normal · the line is the 50-bar volume average

Profile

TFSL
52-week range, 52% of the way up
13.2019.49

TFS Financial Corp. is a holding company, which engages in the provision of retail consumer banking services. It offers mortgage lending, deposit gathering, and other financial services. The company was founded in 1938 and is headquartered in Cleveland, OH.

IndexRUI
Employees958
IPOApr 23, 2007
Beta0.73
ATR, 14d0.33
Rel volume0.84
Short float3.74%
Insider own0.48%
Inst own14.03%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap4.62B
Enterprise Value-
Income99.59M
Sales839.32M
Book/sh6.04
Cash/sh-
Dividend Est.1.27 (7.75%)
Dividend TTM1.16 (7.07%)
Dividend Ex-DateSep 09, 2026
Dividend Gr. 3/5Y1.17% 0.88%
Payout332.86%
Employees958
IPOApr 23, 2007

Ratios

P/E46.30
Forward P/E41.15
PEG-
P/S5.50
P/B2.73
P/C-
P/FCF50.06
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.18
Debt/Eq2.86
LT Debt/Eq2.86
Option/ShortYes / Yes

Earnings

EPS (ttm)0.36
EPS next Y0.40
EPS next Q0.09
EPS this Y8.57%
EPS next Y5.26%
EPS next 5Y-
EPS past 3/5Y9.79% 4.18%
Sales past 3/5Y9.86% 13.51%
EPS Y/Y TTM11.21%
Sales Y/Y TTM5.93%
EPS Q/Q-3.93%
Sales Q/Q6.15%
EarningsOct 29 AMC
EPS/Sales Surpr.0.00% 3.67%

Ownership

Insider Own0.48%
Insider Trans-3.36%
Inst Own14.03%
Inst Trans-0.09%
ROA0.56%
ROE5.11%
ROIC1.29%
Gross Margin-
Oper. Margin15.35%
Profit Margin11.87%
SMA20-0.30%
SMA50-1.06%
SMA2002.60%
Trades-

Technical

Shs Outstand332.32M
Shs Float279.09M
Short Float3.74%
Short Ratio13.80
Short Interest10.45M
52W High19.49 -15.55%
52W Low13.20 24.65%
Volatility2.16% 1.87%
ATR (14)0.33
RSI (14)47.49
Beta0.73
Rel Volume0.84
Avg Volume757.03K
Volume635,451

Performance

Perf Week-1.50%
Perf Month1.76%
Perf Quarter-6.32%
Perf Half Y10.10%
Perf YTD23.02%
Perf Year17.99%
Perf 3Y31.79%
Perf 5Y-18.64%
Perf 10Y-10.45%
Recom3.00
Target Price18.00
Prev Close16.54
Price16.46
Change %-0.48%

Analyst ratings

latest 10 of 15
DateActionAnalystRating changeTargetImplied
Jan 16, 2026ResumedPPiper SandlerNeutral$15-8.9%
Nov 22, 2024ResumedPPiper SandlerNeutral$15-8.9%
Feb 23, 2024ResumedPPiper SandlerNeutral
Sep 21, 2018InitiatedSSandler O'NeillBuy$18+9.4%
Aug 19, 2016DowngradePPiper JaffrayOverweight → Neutral
Jun 15, 2016ReiteratedPPiper JaffrayOverweight$21 → $19+15.4%
Jul 10, 2015InitiatedKKeefe BruyetteMkt Perform
Jun 05, 2015InitiatedPPiper JaffrayOverweight$17+3.3%
Jun 12, 2014ReiteratedBBoenning & ScattergoodOutperform$14 → $16-2.8%
Jan 13, 2014InitiatedBBoenning & ScattergoodOutperform$14-14.9%

Peers

Mkt cap
TickerCompanyMkt cap
CFFNCapitol Federal Financial1.06B
NWBINorthwest Bancshares Inc2.23B
WAFDWaFd Inc2.17B
KRNYKearny Financial Corp601.89M
PFSProvident Financial Services Inc3.00B
FLGFlagstar Bank NA4.16B
TRSTTrustco Bank Corp957.29M
KEYKeycorp22.64B
PRKPark National Corp3.23B
HBANHuntington Bancshares Inc32.00B

Insider trading

latest 14 of 78
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Stefanski Bradley TChief Strategy OfficerSep 11 '26Sale16.9410,000169,40038,720Sep 15 10:40 AM
Stefanski Bradley TOfficerSep 10 '26Proposed Sale17.0410,000170,400Sep 10 03:59 PM
Stefanski Marc AChairman, President and CEOSep 08 '26Sale17.2810,000172,80027,150Sep 10 03:32 PM
Williams Ashley HDirectorSep 08 '26Sale17.2810,000172,80027,150Sep 10 03:30 PM
Stefanski Marc ADirectorSep 04 '26Proposed Sale17.5710,000175,700Sep 04 05:11 PM
Williams Ashley HDirectorSep 04 '26Proposed Sale17.5710,000175,700Sep 04 03:56 PM
WEIL MEREDITH SChief Financial OfficerSep 03 '26Option Exercise14.7452,793778,16991,273Sep 04 03:29 PM
WEIL MEREDITH SChief Financial OfficerSep 03 '26Sale17.535,861102,74338,480Sep 04 03:29 PM
MEREDITH S. WEILOfficerSep 03 '26Proposed Sale17.535,861102,767Sep 03 04:35 PM
Anderson Barbara J.DirectorAug 31 '26Sale17.836,100108,763100Sep 01 03:15 PM
WEIL MEREDITH SChief Financial OfficerAug 28 '26Option Exercise14.744,70769,38143,187Aug 31 01:19 PM
WEIL MEREDITH SChief Financial OfficerAug 28 '26Sale18.0060010,80038,480Aug 31 01:19 PM
MEREDITH S. WEILOfficerAug 28 '26Proposed Sale18.0060010,801Aug 28 05:41 PM
BARBARA ANDERSONDirectorAug 28 '26Proposed Sale17.836,100108,742Aug 28 05:16 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DESWisdomTree U.S. SmallCap Dividend FundAUM: 2.12B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
DIVGlobal X SuperDividend U.S. ETFAUM: 773.37M
SDIVGlobal X SuperDividend ETFAUM: 1.07B
VBKVanguard Morningstar Small-Cap Growth ETFAUM: 22.34B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.14B
VXFVanguard Extended Market Index ETFAUM: 30.47B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q42026-10-290.0900.0900.09093.5490.222
2026Q32026-07-300.1100.0800.10889.2787.052
2026Q22026-04-300.0800.0800.08285.2484.702
2026Q12026-01-290.0800.0900.07883.7385.832
2025Q42025-10-300.0900.0800.09285.4884.361
2025Q32025-07-300.0800.0800.07682.0481.201
2025Q22025-04-300.0700.0700.07479.1275.952
2025Q12025-01-300.0800.0600.07974.8374.792
2024Q42024-10-300.0600.0600.06475.1472.751
2024Q32024-07-300.0700.0600.07075.5275.681
2024Q22024-04-300.0700.0600.07377.1071.642
2024Q12024-01-300.0700.0600.07375.4173.641
2023Q42023-10-260.0700.0500.06975.4673.741
2023Q32023-07-270.0600.0350.06274.6269.922
2023Q22023-04-280.0600.0650.05674.6078.002
2023Q12023-01-260.0800.0800.07880.3181.922

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.3200.3100.315298.75299.09
2018FY0.3000.3130.304302.48305.5
2019FY0.2800.2730.284285.89286.5
2020FY0.3000.3050.294295.52297.1
2021FY0.2900.2600.285286.93286.2
2022FY0.2600.2600.262291.2302.98
2023FY0.2600.2500.265305303.27
2024FY0.2800.2700.280303.16299.78
2025FY0.3200.3100.320321.47320.35
2026FY0.3500.3600.350351.78347.75
2027FY-0.380--378.6
2028FY-0.400--392.08

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2027Q1S2026-10-3022093.3593.0193.70
2027Q1S2026-10-2920091.3490.0892.60
2027Q1S2026-10-1420091.3490.0892.60
2027Q1S2026-07-3122091.3490.0892.60
2027Q1S2026-07-1520090.2888.9591.60
2027Q1S2026-05-0122090.2888.9591.60
2027Q1S2026-04-1520088.0187.0289.00
2027Q1S2026-01-3020288.0187.0289.00
2027Q1S2026-01-1520090.0288.7391.30
2027Q1S2026-01-1410088.7388.7388.73
2027Q1S2025-11-1110188.7388.7388.73
2027Q1S2025-11-1010188.7388.7388.73
2027Q1S2025-11-0910188.7388.7388.73
2027Q1S2025-11-0810188.7388.7388.73

Estimate history

EPS, annual0.3040.2840.2940.2850.2620.2650.280.320.35
Period201820192020202120222023202420252026
EPS, quarterly0.0640.0790.0740.0760.0920.0780.0820.1080.088
PeriodQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26
Sales, annual464.641502.505502.734445.319433.995633.005758.452792.362839.24
Period201820192020202120222023202420252026
Sales, quarterly195.106193.57192.747198.315207.73206.092202.888209.836220.506
PeriodQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26
Shares, annual280.311279.963276.142280.761280.583280.359280.711280.59332.319
Period201820192020202120222023202420252026
Shares, quarterly280.711280.799280.837280.78280.59280.625280.476280.441332.319
PeriodQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26

Income statement, annual

Currency USD, millions
MetricTTM2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Interest Income809.24809.24763.18734.07611.92409.33389.35455.30482.09
Total Interest Expense487.46487.46470.49455.62328.35141.94157.72213.03216.67
Net Interest Income321.78321.78292.69278.46283.57267.40231.63242.27265.42
Loan Loss Provision--2.502.50-1.50-1.501.00-9.003.00-10.00
Net Interest Income After Loan Loss Provision-324.28290.19279.96285.07266.40240.63239.27275.42
Non-Interest Income30.0830.0029.1824.3821.0924.6655.9747.4420.42
Non-Interest Expense225.51225.43204.66204.02212.79199.00196.50191.12193.63
Operating Income128.85128.85114.72100.3193.3792.05100.0995.58102.21
Unusual Expense--0.000.000.000.000.000.000.00
Net Income Before Taxes128.85128.85114.72100.3193.3792.05100.09100.25102.21
Income Taxes28.1428.1423.7620.7318.1217.4919.0916.9321.98
Consolidated Net Income99.59100.7289.5078.1673.6873.0679.4581.7478.72
Net Income From Continuing Operations99.59100.7289.5078.1673.6873.0679.4581.7478.72
Net Income99.59100.7289.5078.1673.6873.0679.4581.7478.72
EPS (Recurring)--0.320.280.260.260.290.290.28
EPS (Basic, Before Extraordinaries)0.360.360.320.280.270.260.290.300.29
EPS (Diluted)0.360.350.320.280.260.260.290.290.28
Non-Operating Income (Expense)--0.000.000.000.000.004.670.00
Other After Tax Adjustments---1.46-1.43-1.57-1.51-1.55-1.58-1.52
Stock Option Compensation Expense--4.604.455.024.624.443.893.29
Price To Earnings Ratio46.3046.3045.0646.5941.3749.5866.8349.9363.52
Price To Sales Ratio5.415.414.654.735.208.3511.928.129.95
Operating Margin15.3515.3514.4813.2314.7521.2122.4819.0120.34
Net Margin11.8712.0011.3010.3111.6416.8317.8416.2615.66
Shares Outstanding332.32332.32280.59280.71280.36280.58280.76276.14279.96
Market Capitalization4,616.094,616.093,698.063,609.943,313.493,647.585,348.694,115.395,045.26

Income statement, quarterly

Currency USD, millions
Metric2026Q42026Q32026Q22026Q12025Q42025Q32025Q22025Q1
Interest Income213.88202.11195.47197.77199.05191.41185.95186.77
Total Interest Expense126.97120.73117.66122.09121.73116.41113.90118.44
Net Interest Income86.9181.3877.8175.6877.3274.9972.0568.33
Loan Loss Provision2.00-3.50--1.001.001.501.50-1.50
Net Interest Income After Loan Loss Provision84.9184.88-76.6876.3273.4970.5569.83
Non-Interest Income6.627.727.428.328.686.916.806.80
Non-Interest Expense59.7053.9255.3856.5052.5653.0550.8148.24
Operating Income31.8338.6829.8428.5032.4427.3626.5328.39
Unusual Expense-0.000.000.000.000.000.000.00
Net Income Before Taxes31.8338.6829.8428.5032.4427.3626.5328.39
Income Taxes7.188.146.606.226.445.845.515.96
Consolidated Net Income24.6630.1422.8821.9125.6221.1520.6622.07
Net Income From Continuing Operations24.6630.1422.8821.9125.6221.1520.6622.07
Net Income24.6630.1422.8821.9125.6221.1520.6622.07
EPS (Recurring)-0.110.080.080.090.080.070.08
EPS (Basic, Before Extraordinaries)0.090.110.080.080.090.080.070.08
EPS (Diluted)0.090.110.080.080.090.080.070.08
Non-Operating Income (Expense)-0.000.000.000.000.000.000.00
Other After Tax Adjustments--0.40-0.37-0.36-0.38-0.36-0.36-0.35
Stock Option Compensation Expense-2.602.462.102.390.751.851.86
Price To Earnings Ratio46.3054.1744.0241.8345.0645.1243.2944.86
Price To Sales Ratio5.416.014.834.654.654.654.494.57
Operating Margin14.4418.4314.7113.8315.6213.7913.7614.67
Net Margin11.1814.3611.2810.6312.3310.6610.7211.40
Shares Outstanding332.32280.44280.48280.62280.59280.78280.84280.80
Market Capitalization4,616.094,969.263,942.023,753.263,698.063,636.843,479.103,525.73

Balance sheet, annual

Currency USD, millions
Metric2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Cash & Due from Banks31.8624.1826.2929.1318.9627.3525.2731.7329.06
Investments1,182.421,219.221,210.351,196.311,030.461,054.921,101.06896.85866.89
Net Loans16,417.8715,663.3115,322.0615,165.7514,257.0712,509.0313,103.0613,195.7512,871.29
Investment in Unconsolidated Affiliates-0.000.000.000.000.000.000.000.00
Customer Liability on Acceptances-0.000.000.000.000.000.000.000.00
Real Estate Assets1.301.920.171.441.190.290.182.162.79
Net Property, Plant & Equipment46.7057.5176.0672.2264.7265.3462.3861.5863.40
Interest Receivables66.9662.5559.4053.9140.2631.1136.6340.8238.70
Deferred Tax Assets-43.2342.3140.9339.0937.6429.2628.4523.82
Other Intangible Assets444.27415.59384.74412.40368.06360.67310.89308.92263.33
Total Assets18,191.3817,487.5117,121.3716,972.0915,819.8014,086.3414,668.7514,566.2514,159.27
Total Deposits10,179.2010,432.2510,171.899,439.468,918.788,991.759,222.498,762.678,487.86
Total Debt5,737.254,870.534,789.845,269.074,802.513,108.843,536.463,895.183,715.89
Long Term Debt5,737.253,667.193,944.353,846.592,572.38653.72556.48315.37376.41
Provision for Risks Charges-30.1227.8127.5227.0224.970.000.000.00
Deferred Tax Liabilities-31.1930.5854.1129.9228.8926.5323.9021.94
Other Liabilities268.58229.50238.62254.58197.23199.60211.42187.75175.18
Total Liabilities16,185.0315,593.5815,258.7515,044.7313,975.4612,354.0612,996.8912,869.5012,400.87
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,006.361,893.921,862.621,927.361,844.341,732.281,671.851,696.751,758.40
Total Shareholders Equity2,006.361,893.921,862.621,927.361,844.341,732.281,671.851,696.751,758.40
Accumulated Minority Interest-0.000.000.000.000.000.000.000.00
Total Equity2,006.361,893.921,862.621,927.361,844.341,732.281,671.851,696.751,758.40
Total Liabilities & Stockholders Equity18,191.3817,487.5117,121.3716,972.0915,819.8014,086.3414,668.7514,566.2514,159.27
Book Value Per Share6.046.756.646.876.576.176.056.066.27
Tangible Book Value Per Share-6.726.606.846.546.146.026.036.24
Tier 1 Capital-1,759.98-------
Full-Time Employees-9589199951,0251,0051,0001,027-
Price to Book Ratio2.731.962.291.761.983.092.432.972.41
Return on Assets0.560.520.460.450.490.550.560.550.60
Return on Equity5.164.774.123.914.094.674.854.564.88
Return on Invested Capital1.301.611.351.281.653.333.673.913.94
Current Ratio-0.060.080.080.060.130.100.080.07

Cash flow, annual

Currency USD, millions
MetricTTM2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Funds from Operations--94.6197.0095.5577.7963.66112.70118.96
Extraordinary Item--0.000.000.000.000.000.000.00
Changes in Working Capital---12.198.86-2.87-14.2022.606.95-13.48
Cash from Operating Activities--82.42105.8692.6863.6086.27119.66105.48
Capital Expenditures---11.45-3.06-5.10-2.70-71.34-3.21-3.78
Net Assets From Acquisitions--0.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses--0.000.000.000.390.0023.920.00
Purchase or Sale of Investments--10.199.34-60.61-86.0319.81100.78-1.46
Purchase of Investments---160.34-133.53-144.66-250.02-297.47-171.46-158.01
Sale Or Maturity of Investments--170.53142.8784.05164.00317.27272.24156.56
Federal Home Loan Advances Increase (Decrease)---6.8718.60-34.81-49.51-25.99-34.94-8.31
Other Uses--0.000.000.000.000.000.000.00
Other Sources--2.934.052.301.283.180.920.74
Cash from Investing Activities---383.98-141.96-1,010.59-1,899.76544.25149.72-344.46
Cash Dividends Paid---59.53-58.95-58.29-58.30-56.64-55.47-50.47
Preferred Dividends (Cash Flow)--0.000.000.000.000.000.000.00
Change in Capital Stock---3.98-1.93-5.98-6.29-5.59-2.32-10.62
Repurchase of Common Pref Stock---3.98-1.93-5.98-6.29-5.59-2.32-10.62
Sale of Common Pref Stock--0.000.000.000.000.000.000.00
Proceedsfrom Stock Options--0.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net--81.00-479.32464.121,696.35-429.69-381.24181.28
Change in Long Term Debt---202.00297.68272.12596.3595.31-100.11-145.71
Issuance of Long Term Debt--225.00725.00350.00600.00100.00250.00275.00
Reduction of Long Term Debt---427.00-427.32-77.88-3.65-4.69-350.11-420.71
Net Financing Active Other Cash Flow---10.82-159.0595.21158.1583.65-66.63-150.64
Other Financing Activities Uses---11.93-159.05--3.95-6.32-87.83-152.39
Cash from Financing Activities--267.2833.081,015.091,717.40-640.22-46.48244.35
Net Change in Cash---34.28-3.0397.18-118.76-9.71222.895.37
Free Cash Flow--70.97102.7987.5860.9084.93116.45101.70
Price to Free Cash Flow--322.3881.89112.441,393.97187.6766.9297.56

Balance sheet, quarterly

Currency USD, millions
Metric2026Q42026Q32026Q22026Q12025Q42025Q3
Cash & Due from Banks31.8628.6225.1226.7224.1828.79
Investments1,182.421,305.491,116.201,132.951,219.221,213.12
Net Loans16,417.8716,181.5815,742.3415,741.6915,663.3115,596.00
Investment in Unconsolidated Affiliates-0.000.000.000.000.00
Net Property, Plant & Equipment46.7045.6543.4340.4557.5139.06
Interest Receivables66.9663.6959.9360.3062.5560.43
Deferred Tax Assets----43.23-
Other Intangible Assets444.27448.65491.27494.61415.59437.03
Total Assets18,191.3818,075.0117,479.6717,498.6817,487.5117,375.67
Total Deposits10,179.209,973.2710,167.4810,355.3310,432.2510,326.69
Total Debt5,737.255,797.265,127.584,923.984,870.534,865.02
Long Term Debt5,737.253,178.263,453.563,503.913,667.193,429.86
Provision for Risks Charges-28.5329.9529.0730.1229.83
Deferred Tax Liabilities----31.19-
Other Liabilities268.58318.54232.19289.34229.50266.12
Total Liabilities16,185.0316,117.6015,557.2015,597.7215,593.5815,487.66
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,006.361,957.411,922.471,900.961,893.921,888.01
Total Shareholders Equity2,006.361,957.411,922.471,900.961,893.921,888.01
Accumulated Minority Interest-0.000.000.000.000.00
Total Equity2,006.361,957.411,922.471,900.961,893.921,888.01
Total Liabilities & Stockholders Equity18,191.3818,075.0117,479.6717,498.6817,487.5117,375.67
Book Value Per Share6.046.986.856.776.756.72
Tangible Book Value Per Share-6.986.856.776.726.72
Tier 1 Capital-1,760.461,730.601,874.23-1,864.84
Tier 2 Capital-102.04104.85104.06-90.41
Full-Time Employees----958-
Price to Book Ratio2.732.592.071.981.961.92
Return on Assets0.560.570.530.520.520.48
Return on Equity5.115.234.794.684.774.30
Return on Invested Capital0.320.590.430.410.460.40
Current Ratio-0.180.190.220.060.21

Cash flow, quarterly

Currency USD, millions
Metric2026Q42026Q32026Q22026Q12025Q42025Q3
Funds from Operations-31.7426.6640.4915.4327.85
Extraordinary Item-0.000.000.000.000.00
Changes in Working Capital-0.78-9.0218.26-20.594.00
Cash from Operating Activities-32.5117.6458.75-5.1731.84
Capital Expenditures--3.47-4.25-1.66-2.14-1.73
Net Assets From Acquisitions-0.000.000.000.000.00
Sale of Fixed Assets and Businesses-0.000.000.000.000.00
Purchase or Sale of Investments--29.75-2.2768.196.4812.14
Purchase of Investments--61.64-35.00-18.03-18.64-14.48
Sale Or Maturity of Investments-31.8932.7286.2225.1126.61
Other Uses-0.000.23-0.230.000.00
Other Sources-2.350.440.000.440.59
Cash from Investing Activities--503.44-8.3713.97-79.55-269.13
Cash Dividends Paid--14.90-14.93-15.11-14.86-14.87
Preferred Dividends (Cash Flow)-0.000.000.000.000.00
Change in Capital Stock--1.19-2.09-2.99-2.47-0.74
Repurchase of Common Pref Stock--1.19-2.09-2.99-2.47-0.74
Sale of Common Pref Stock-0.000.000.000.000.00
Proceedsfrom Stock Options-0.000.000.000.000.00
Issuance or Reduction of Debt, Net-669.68203.6071.44-12.48295.61
Change in Long Term Debt--275.31-25.40-50.56124.52-50.39
Issuance of Long Term Debt-0.000.0050.00125.00100.00
Reduction of Long Term Debt--275.31-25.40-100.56-0.48-150.39
Net Financing Active Other Cash Flow-143.28-27.32-22.02-14.44-1.86
Other Financing Activities Uses--5.05-54.39-9.8012.75
Cash from Financing Activities-602.59-28.70-45.4561.58226.29
Net Change in Cash-131.65-19.4327.27-23.14-11.00
Free Cash Flow-29.0413.3957.09-7.3130.12
Price to Free Cash Flow-153.25117.39105.05322.53-

Revenue breakdown

Savings Institution, Federally Chartered2025: 321.47M
United States2025: 321.47M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.74%10.4M279.1M814.95K
2026-10-153.58%10.0M279.1M835.97K
2026-09-303.42%9.5M279.1M825.67K
2026-09-152.87%8.0M279.1M871.63K
2026-08-312.79%7.8M279.0M917.46K
2026-08-142.77%7.7M279.0M927.70K
2026-07-312.70%7.5M279.0M920.22K
2026-07-152.82%7.9M279.0M875.08K
2026-06-302.84%7.9M279.0M872.34K
2026-06-152.86%8.0M279.0M821.15K
2026-05-293.06%8.5M279.1M814.78K
2026-05-153.01%8.4M279.1M802.45K
2026-04-303.01%8.4M279.1M768.71K
2026-04-152.86%8.0M279.2M777.30K
2026-03-312.86%8.0M279.2M754.74K
2026-03-132.53%7.1M279.2M751.02K
2026-02-272.25%6.3M279.2M731.69K
2026-02-132.16%6.0M279.2M690.00K
2026-01-302.01%5.6M279.2M631.54K
2026-01-151.90%5.3M279.1M584.32K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.5012.9015.700.0019.5040.000.000.991-0.0140.001
call5.0010.4013.200.0010.8150.000.000.962-0.0620.002
call7.508.3011.000.008.1480.000.000.943-0.0600.003
call10.005.908.500.005.8990.000.000.918-0.0560.004
call12.503.506.000.004.2240.000.000.876-0.0490.005
call15.000.753.501.502.81113.000.000.752-0.0430.008
call17.500.000.500.050.88887.000.000.349-0.0460.009
call20.000.000.100.000.9150.000.000.096-0.0220.004
call22.500.001.750.001.2970.000.000.073-0.0260.004
call25.000.001.750.001.6140.000.000.061-0.0280.003
call30.000.001.750.002.1290.000.000.049-0.0310.003
put2.500.000.050.007.1510.000.00-0.014-0.0350.001
put5.000.001.750.005.6430.000.00-0.036-0.0650.002
put7.500.000.750.003.8980.000.00-0.055-0.0630.003
put10.000.000.750.002.6810.000.00-0.080-0.0580.004
put12.500.001.750.001.7150.000.00-0.122-0.0510.005
put15.000.000.300.090.8525.000.00-0.246-0.0450.008
put17.500.551.501.500.8312.000.00-0.649-0.0480.009
put20.002.804.000.001.4700.000.00-0.902-0.0240.004
put22.505.206.700.002.2200.000.00-0.925-0.0270.004
put25.007.709.200.002.6340.000.00-0.937-0.0290.003
put30.0012.2014.600.003.8370.000.00-0.949-0.0320.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-298-KCurrent report2026-10-29SEC
2026-09-248-KCurrent report2026-09-24SEC
2026-09-154Statement of changes in beneficial ownership of securities2026-09-11SEC
2026-09-10144Filing for proposed sale of securities under Rule 144.SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-08-28144Filing for proposed sale of securities under Rule 144.SEC
2026-08-28144Filing for proposed sale of securities under Rule 144.SEC
2026-08-278-KCurrent report2026-08-27SEC
2026-08-144Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-05144Filing for proposed sale of securities under Rule 144.SEC
2026-07-308-KCurrent report2026-07-30SEC
2026-07-078-KCurrent report2026-07-07SEC
2026-06-304Statement of changes in beneficial ownership of securities2026-06-29SEC
2026-06-303Initial statement of beneficial ownership of securities2026-06-29SEC
2026-06-2511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-11144Filing for proposed sale of securities under Rule 144.SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-05SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900617.74K4
2026-0800238.84K3
2026-070000
2026-0600137.82K2
2026-05529.20K3467.45K4
2026-040000
2026-0366.85K100
2026-02001.16M7
2026-010000
2025-1219.99K1386.42K2
2025-1100278.90K2

Institutional holders

Manager% owned
BlackRock, Inc.1.40%
DIMENSIONAL FUND ADVISORS LP1.06%
VANGUARD CAPITAL MANAGEMENT LLC0.87%
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.0.86%
RENAISSANCE TECHNOLOGIES LLC0.85%
VANGUARD PORTFOLIO MANAGEMENT LLC0.81%
STATE STREET CORP0.80%
LAKEWOOD CAPITAL MANAGEMENT, LP0.74%
Bank of New York Mellon Corp0.68%
GEODE CAPITAL MANAGEMENT, LLC0.45%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND0.64%
WisdomTree U.S. SmallCap Dividend Fund0.52%
VANGUARD SMALL-CAP INDEX FUND0.46%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.41%
Global X SuperDividend U.S. ETF0.36%
Global X SuperDividend ETF0.29%
VANGUARD SMALL-CAP GROWTH INDEX FUND0.26%
VANGUARD EXTENDED MARKET INDEX FUND0.21%
U.S. SMALL CAP PORTFOLIO0.19%
Dimensional U.S. Small Cap ETF0.18%

OakChart. TFSL. Cached 15 minutes.