OakChart

Trustco Bank Corp

TRSTFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 2:52 PM ET

58.02-0.17 (-0.29%)
2026-11-11 20:53 CET
Market cap
961.75 USD m
Revenue, TTM
- USD m
Net income, TTM
66.13 USD m
Free cash flow, TTM
69.05 USD m
EPS diluted, TTM
3.76
P/E
15.44
Compare

Price

TRST against its 20, 50 and 200-day averages
2050200earnings
45.0050.0055.0060.00223K447KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26TRSTclose 58.0220-day 56.3250-day 56.18200-day 51.5058.0252w high

3.2% under the 52-week high of 59.96 on 4 Nov 2026. 52-week low 38.60 on 17 Nov 2025. Last 15 sessions, 9.6% high to low

Profile

TRST
52-week range, 91% of the way up
38.6059.96

TrustCo Bank Corp NY operates as holding company, which provides personal and business banking services to individuals, partnerships, and corporations. It accepts deposits and offers loans and investments. The firm also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. It serves as the executor of estates and trustee of personal trusts, provides asset and wealth management, estate planning and related advice, and custodial services, and acts as trustee for various types of employee benefit plans, and corporate pension and profit sharing trusts. The company was founded in 1902 and is headquartered in Glenville, NY.

IndexRUT
Employees819
IPOApr 20, 1983
Beta0.64
ATR, 14d1.34
Rel volume0.41
Short float7.73%
Insider own3.65%
Inst own79.80%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap958.94M
Enterprise Value-
Income66.13M
Sales289.32M
Book/sh38.20
Cash/sh-
Dividend Est.-
Dividend TTM1.54 (2.65%)
Dividend Ex-DateSep 04, 2026
Dividend Gr. 3/5Y1.63% 1.71%
Payout45.49%
Employees819
IPOApr 20, 1983

Ratios

P/E15.44
Forward P/E-
PEG-
P/S3.31
P/B1.52
P/C-
P/FCF13.89
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.14
Debt/Eq0.21
LT Debt/Eq0.05
Option/ShortYes / Yes

Earnings

EPS (ttm)3.76
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y-6.12% 3.67%
Sales past 3/5Y10.46% 7.23%
EPS Y/Y TTM25.67%
Sales Y/Y TTM5.93%
EPS Q/Q18.25%
Sales Q/Q5.26%
EarningsOct 21 AMC
EPS/Sales Surpr.- -

Ownership

Insider Own3.65%
Insider Trans0.12%
Inst Own79.80%
Inst Trans-1.71%
ROA1.03%
ROE9.99%
ROIC9.95%
Gross Margin-
Oper. Margin30.48%
Profit Margin22.86%
SMA203.03%
SMA503.27%
SMA20012.66%
Trades-

Technical

Shs Outstand16.53M
Shs Float15.93M
Short Float7.73%
Short Ratio9.49
Short Interest1.23M
52W High59.96 -3.24%
52W Low38.60 50.31%
Volatility2.73% 2.25%
ATR (14)1.34
RSI (14)59.76
Beta0.64
Rel Volume0.41
Avg Volume129.71K
Volume44,688

Performance

Perf Week-0.14%
Perf Month7.03%
Perf Quarter1.79%
Perf Half Y19.85%
Perf YTD40.38%
Perf Year44.65%
Perf 3Y118.86%
Perf 5Y68.08%
Perf 10Y39.81%
Recom5.00
Target Price26.00
Prev Close58.19
Price58.02
Change %-0.29%

Analyst ratings

latest 8 of 8
DateActionAnalystRating changeTargetImplied
Jan 25, 2023DowngradePPiper SandlerNeutral → Underweight$39 → $36-38.0%
Jan 25, 2021DowngradePPiper SandlerOverweight → Neutral$8-86.2%
Apr 23, 2020UpgradePPiper SandlerNeutral → Overweight$5.50 → $6.50-88.8%
Oct 07, 2015UpgradeKKeefe BruyetteUnderperform → Mkt Perform$6-89.7%
Jul 23, 2015DowngradeKKeefe BruyetteMkt Perform → Underperform
Jul 25, 2011InitiatedSStifel NicolausHold
Nov 11, 2009UpgradeSSterne AgeeSell → Neutral
Dec 18, 2008InitiatedSSterne AgeeSell$7-87.9%

Peers

Mkt cap
TickerCompanyMkt cap
AROWArrow Financial Corp714.61M
NBTBNBT Bancorp Inc2.74B
FISIFinancial Institutions Inc785.21M
TMPTompkins Financial Corp1.44B
CHMGChemung Financial Corp414.64M
CBUCommunity Financial System Inc3.39B
KRNYKearny Financial Corp601.57M
WASHWashington Trust Bancorp Inc747.31M
NWBINorthwest Bancshares Inc2.23B
CZNCCitizens & Northern Corp504.85M

Insider trading

latest 14 of 29
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
McCormick Lauren AnnVP,Treasurer, Asst. Corp. Sec.Sep 02 '26Buy57.3443625,000539Sep 03 02:40 PM
McCormick Lauren AnnVP,Treasurer, Asst. Corp. Sec.Aug 12 '26Buy56.511035,821103Aug 14 02:58 PM
LUCARELLI LISA MDirectorJun 04 '26Buy52.2920010,458100Jun 08 01:36 PM
Silverman Frank BDirectorApr 24 '26Buy46.181054,8494,892Apr 28 09:25 AM
CURLEY KEVIN MEXECUTIVE VICE PRESIDENT & COOMar 12 '26Buy42.5558825,01940,984Mar 12 05:03 PM
LUCARELLI LISA MDirectorNov 26 '25Buy42.692008,5382,997Dec 01 11:13 AM
LEONARD ROBERT MEVP & CHIEF OPERATING OFFICERNov 21 '25Option Exercise0.001,600036,345Nov 24 03:33 PM
OZIMEK MICHAEL MEXECUTIVE VICE PRESIDENT & CFONov 21 '25Option Exercise0.001,107030,407Nov 24 03:31 PM
CURLEY KEVIN MEXECUTIVE VICE PRESIDENT & CBONov 21 '25Option Exercise0.001,107040,679Nov 24 03:29 PM
HALL MICHAEL JAMESGENERAL COUNSEL & SECRETARYNov 21 '25Option Exercise0.00271010,643Nov 24 03:27 PM
MCCORMICK ROBERT JCHAIRMAN, PRESIDENT & CEONov 21 '25Option Exercise0.004,1840303,301Nov 24 03:24 PM
CURLEY KEVIN MEXECUTIVE VICE PRESIDENT & CBONov 19 '25Option Exercise0.001,100040,027Nov 21 03:31 PM
LEONARD ROBERT MEVP & CHIEF OPERATING OFFICERNov 19 '25Option Exercise0.001,283035,340Nov 21 03:26 PM
HALL MICHAEL JAMESGENERAL COUNSEL & SECRETARYNov 19 '25Option Exercise0.00403010,775Nov 21 03:24 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
XSMOInvesco S&P SmallCap Momentum ETFAUM: 2.74B
IWNiShares Russell 2000 Value ETFAUM: 14.10B

News

latest 14 of 192

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-211.020-1.02051.80--
2026Q22026-07-210.980-0.97650.66--
2026Q12026-04-210.910-0.91149.55--
2025Q42026-01-21-0.8000.84948.1748.691
2025Q32025-10-210.860-0.86547.81--
2025Q22025-07-210.790-0.79246.60--
2025Q12025-04-210.750-0.75045.35--
2024Q42025-01-210.590-0.59243.31--
2024Q32024-10-210.680-0.67643.58--
2024Q12024-04-220.6400.6000.63741.4243.131
2023Q42024-01-220.5200.6600.51843.1844.901
2023Q32023-10-230.7700.7600.77246.8047.291
2023Q22023-07-240.8600.8500.86148.6549.581
2023Q12023-04-240.9301.0200.93351.6353.341
2022Q42023-01-231.1000.9901.09853.9652.321
2022Q32022-10-241.0130.8801.01352.1848.131

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2014FY2.3302.2002.330160.77161.26
2015FY2.2152.2002.218157.32160.52
2016FY2.2252.2002.227165.07163.6
2017FY2.5052.5002.242172.79172.9
2018FY3.1803.1503.179178.77178.2
2019FY2.9853.0002.984174.4176.3
2020FY2.7202.6502.717169.6170.3
2021FY3.1943.0903.194178.35177.6
2022FY3.9303.8303.932199.13197.7
2023FY3.0803.2203.083190.26192
2024FY2.570-2.570170.39-
2025FY-2.8703.254-187.1

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2025Q2S2024-07-1710046.1646.1646.16
2025Q2S2024-07-1610046.1646.1646.16
2025Q2S2024-07-1510046.1646.1646.16
2025Q2S2024-07-1410046.1646.1646.16
2025Q2S2024-07-1310046.1646.1646.16
2025Q2S2024-07-1210046.1646.1646.16
2025Q2S2024-07-1110046.1646.1646.16
2025Q2S2024-07-1010046.1646.1646.16
2025Q2S2024-07-0910046.1646.1646.16
2025Q2S2024-07-0810046.1646.1646.16
2025Q2S2024-07-0710046.1646.1646.16
2025Q2S2024-07-0610146.1646.1646.16
2025Q2S2024-07-0510146.1646.1646.16
2025Q2S2024-07-0410146.1646.1646.16

Estimate history

EPS, annual2.2423.1792.9842.7173.1943.9323.0832.5653.2543.7584
Period201720182019202020212022202320242025TTM
EPS, quarterly0.6760.5920.750.7920.8650.8490.9110.9761.022
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual187.333198.995212.019195.805186.135205.984244.876261.842277.642289.32
Period201720182019202020212022202320242025TTM
Sales, quarterly65.77365.84267.76368.80270.71470.36371.01773.50774.437
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual19.25819.33219.38419.28719.2219.02419.02419.0218.02916.528
Period201720182019202020212022202320242025MRQ
Shares, quarterly19.0119.0219.0218.85118.55418.02917.50717.02816.528
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income269.63259.42243.32226.21186.60167.98178.29192.13180.91
Total Interest Expense88.5690.4491.3854.366.477.5724.7136.3220.23
Net Interest Income181.07168.97151.94171.84180.13160.41153.58155.81160.69
Loan Loss Provision2.851.602.001.25-0.34-5.455.600.161.40
Net Interest Income After Loan Loss Provision178.22167.37149.94170.59180.48165.86147.98155.65159.29
Non-Interest Income19.6918.2318.5318.6719.3818.1517.5219.8918.08
Non-Interest Expense109.73104.78104.42111.65100.44101.8896.0599.0397.71
Operating Income88.1880.8164.0577.6199.4282.1369.4576.5179.65
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes88.1880.8164.0577.6199.4282.1369.4576.5179.65
Income Taxes22.0519.6815.2118.9724.1820.6116.9918.6718.21
Consolidated Net Income66.1361.1448.8358.6575.2361.5252.4557.8461.45
Net Income From Continuing Operations66.1361.1448.8358.6575.2361.5252.4557.8461.45
Net Income66.1361.1448.8358.6575.2361.5252.4557.8461.45
EPS (Recurring)3.903.252.573.083.933.192.722.983.18
EPS (Basic, Before Extraordinaries)3.773.262.573.083.933.192.722.993.18
EPS (Diluted)3.763.252.573.083.933.192.722.983.18
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.401.000.570.000.000.000.010.000.14
Price To Earnings Ratio15.4815.4813.378.4810.2110.4312.2714.5310.79
Price To Sales Ratio3.182.802.422.413.493.453.293.963.33
Operating Margin30.4829.1124.4631.6948.2644.1335.4736.0940.03
Net Margin22.8622.0218.6523.9536.5233.0526.7927.2830.88
Shares Outstanding16.5318.0319.0219.0219.0219.2219.2919.3819.33
Market Capitalization961.75961.75633.24590.71716.16640.17643.21840.31663.08

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income69.6167.7166.2366.0966.0364.4762.8261.91
Total Interest Expense22.5722.1221.5222.3622.9122.7322.4423.01
Net Interest Income47.0445.5944.7143.7343.1241.7540.3738.90
Loan Loss Provision0.850.650.950.400.250.650.300.40
Net Interest Income After Loan Loss Provision46.1944.9443.7643.3442.8741.1040.0738.50
Non-Interest Income4.835.804.794.274.684.334.953.93
Non-Interest Expense28.0328.2226.9326.5531.6931.1131.7527.69
Operating Income22.9922.5221.6221.0515.8614.3213.2714.75
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes22.9922.5221.6221.0521.3219.7318.7214.75
Income Taxes5.675.555.335.495.064.694.443.46
Consolidated Net Income17.3216.9616.2915.5616.2615.0414.2811.28
Net Income From Continuing Operations17.3216.9616.2915.5616.2615.0414.2811.28
Net Income17.3216.9616.2915.5616.2615.0414.2811.28
EPS (Recurring)1.020.980.910.850.860.790.750.59
EPS (Basic, Before Extraordinaries)1.030.980.910.850.870.790.750.59
EPS (Diluted)1.020.980.910.850.860.790.750.59
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.380.380.380.270.240.240.240.20
Price To Earnings Ratio15.4816.0713.4513.7812.9212.4811.8813.37
Price To Sales Ratio3.183.342.792.732.502.372.202.43
Operating Margin30.8830.6430.4429.9222.4320.8119.5922.40
Net Margin23.2723.0822.9322.1222.9921.8621.0717.13
Shares Outstanding16.5317.0317.5118.0318.5518.8519.0219.02
Market Capitalization961.75959.54775.37761.46684.29635.64579.72633.24

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks50.5747.3649.2743.4348.3647.2048.2049.2644.12
Investments1,001.22964.50993.681,102.191,594.351,518.301,010.27987.371,176.91
Net Loans5,200.265,047.814,954.304,687.174,394.514,194.884,017.883,829.333,592.24
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.392.200.192.060.360.541.201.102.70
Net Property, Plant & Equipment74.3470.4174.5577.2881.1282.3086.1034.6935.16
Interest Receivables13.8313.1913.6811.499.1010.0310.9111.3411.44
Other Intangible Assets99.0993.2682.5176.4368.7548.5546.7645.8245.44
Total Assets6,440.706,238.746,168.196,000.056,196.555,901.805,221.324,958.914,908.01
Total Deposits5,557.425,390.985,350.785,192.815,268.135,037.194,450.024,274.254,173.33
Total Debt156.44124.94133.46171.68297.41267.54205.22161.89242.99
Long Term Debt28.3431.8235.9940.6744.5944.6148.510.000.00
Provision for Risks Charges1.861.761.662.910.000.000.000.000.00
Other Liabilities38.3944.7237.0132.6629.8828.9027.8332.9033.38
Total Liabilities5,754.115,562.405,522.915,400.065,595.425,333.644,683.064,469.044,449.70
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity686.59676.34645.28599.99601.13568.16538.26489.87458.31
Total Shareholders Equity686.59676.34645.28599.99601.13568.16538.26489.87458.31
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity686.59676.34645.28599.99601.13568.16538.26489.87458.31
Total Liabilities & Stockholders Equity6,440.706,238.746,168.196,000.056,196.555,901.805,221.324,958.914,908.01
Book Value Per Share38.0835.5633.9231.5431.2829.4627.7725.3423.80
Tangible Book Value Per Share38.0835.5633.9231.5431.2829.4627.7725.3423.80
Tier 1 Capital676.01679.65657.97626.63588.43555.67533.24499.63459.56
Tier 2 Capital46.0444.1143.6141.4737.7236.3735.2233.3832.03
Full-Time Employees819737750754759778814854846
Price to Book Ratio1.520.950.951.221.061.131.561.351.94
Return on Assets0.960.790.961.231.020.941.141.250.88
Return on Equity8.977.399.4212.5310.529.4811.2512.969.68
Return on Invested Capital8.556.908.6111.749.538.569.8612.549.41
Current Ratio0.170.200.190.270.450.420.190.260.34

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations84.4681.1264.8674.5691.4670.2969.6871.1072.98
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-7.64-23.51-5.42-10.44-12.83-14.93-7.52-7.31-5.34
Cash from Operating Activities76.8257.6059.4464.1378.6355.3762.1663.8067.64
Capital Expenditures-7.77-11.87-4.88-5.67-3.79-2.84-3.83-3.89-3.65
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.070.000.710.000.470.010.000.010.00
Purchase or Sale of Investments18.2161.4998.7142.43-116.7822.35148.13-51.3771.15
Purchase of Investments-79.85-96.11-42.77-19.68-203.52-139.96-145.34-262.75-61.81
Sale Or Maturity of Investments98.06157.60141.4962.1186.74162.31293.47211.39132.96
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-252.22-104.67-3.75-233.59-416.63-175.26-35.35-248.76-173.82
Cash Dividends Paid-27.19-27.62-27.41-27.39-26.99-26.28-26.33-26.39-25.57
Change in Capital Stock-98.66-38.11-0.280.00-6.58-2.13-3.491.942.93
Repurchase of Common Pref Stock-98.69-38.13-0.370.00-7.00-2.39-3.49-0.04-0.72
Sale of Common Pref Stock0.040.020.100.000.430.260.001.983.65
Proceedsfrom Stock Options0.000.000.000.000.000.000.001.792.39
Issuance or Reduction of Debt, Net0.3635.27-4.21-33.71-121.9929.9366.09-13.23-81.10
Change in Long Term Debt0.000.000.000.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.29-0.29-0.190.000.00-0.200.000.00-0.04
Other Financing Activities Uses-0.29-0.29-0.190.000.00-0.200.000.00-0.04
Cash from Financing Activities77.17135.698.1296.87-230.87232.26623.44138.10-2.85
Net Change in Cash-98.2488.6163.81-72.59-568.87112.37650.25-46.86-109.03
Free Cash Flow69.0545.7454.5658.4674.8452.5258.3359.9063.99
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow21.9742.8623.3619.0115.0324.4520.1225.0717.25
Federal Home Loan Advances Increase (Decrease)--0.09-0.30-0.41-0.19-0.103.68-0.23-0.17

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks42.9144.5043.1650.5742.0345.22
Investments858.82965.981,036.391,001.22984.601,016.38
Net Loans5,399.125,323.155,237.185,200.265,139.885,105.44
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment74.9876.1474.3874.3475.0174.45
Interest Receivables15.5314.8114.6813.8314.5613.97
Other Intangible Assets101.5098.93100.7299.0991.7291.79
Total Assets6,494.066,524.916,507.886,440.706,349.026,348.38
Total Deposits5,684.225,681.575,652.355,557.425,481.275,490.31
Total Debt133.18144.74148.85156.44135.93121.72
Long Term Debt33.0332.2329.8428.3436.0835.14
Provision for Risks Charges1.511.712.061.861.761.96
Other Liabilities43.8240.8833.6938.3938.0541.57
Total Liabilities5,862.735,868.905,836.965,754.115,657.015,655.57
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity631.33656.01670.92686.59692.01692.80
Total Shareholders Equity631.33656.01670.92686.59692.01692.80
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity631.33656.01670.92686.59692.01692.80
Total Liabilities & Stockholders Equity6,494.066,524.916,507.886,440.706,349.026,348.38
Book Value Per Share38.2038.5338.3238.0837.3036.75
Tangible Book Value Per Share38.2038.5338.3238.0837.3036.75
Tier 1 Capital630.70648.49662.12676.01688.50690.59
Tier 2 Capital48.0647.4646.6346.0445.1344.76
Full-Time Employees---819--
Price to Book Ratio1.521.431.151.110.990.92
Return on Assets1.031.010.980.960.910.86
Return on Equity9.999.659.308.978.357.93
Return on Invested Capital2.612.462.322.182.232.07
Current Ratio0.140.160.170.170.220.22

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations21.2122.6919.6720.8920.4019.62
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-0.675.30-7.85-4.42-7.607.43
Cash from Operating Activities20.5427.9911.8216.4712.8027.05
Capital Expenditures-1.26-2.49-1.64-2.38-2.81-2.12
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.070.000.000.000.00
Purchase or Sale of Investments1.65-3.288.0311.8119.00-8.39
Purchase of Investments-20.02-14.75-25.08-20.00-21.34-44.86
Sale Or Maturity of Investments21.6711.4733.1131.8140.3436.47
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-76.71-92.82-31.28-51.41-18.81-51.16
Cash Dividends Paid-6.57-6.74-6.76-7.11-6.82-6.84
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-28.95-24.57-23.91-21.23-11.55-5.33
Repurchase of Common Pref Stock-28.95-24.57-23.91-21.26-11.54-5.33
Sale of Common Pref Stock0.000.000.000.04-0.010.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-10.27-4.55-7.1222.3015.380.10
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.00-0.290.000.00
Other Financing Activities Uses0.000.000.00-0.290.000.00
Cash from Financing Activities-43.15-6.6557.1569.82-12.03-18.44
Net Change in Cash-99.32-71.4737.6834.87-18.04-42.55
Free Cash Flow19.2825.5010.1814.099.9924.93
Price to Free Cash Flow21.9729.5324.7341.8141.9329.10

Revenue breakdown

State Commercial Banks2024: 171.77M 2025: 187.92M
United States2024: 171.77M 2025: 187.92M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-307.73%1.2M15.9M128.95K
2026-10-157.92%1.3M15.9M131.68K
2026-09-307.45%1.2M16.4M130.92K
2026-09-156.97%1.1M16.4M130.94K
2026-08-315.49%0.9M16.4M129.51K
2026-08-145.16%0.8M16.4M123.26K
2026-07-314.83%0.8M16.5M117.27K
2026-07-154.98%0.8M16.5M110.35K
2026-06-304.57%0.8M16.9M111.81K
2026-06-154.33%0.7M16.8M113.27K
2026-05-294.05%0.7M16.9M112.55K
2026-05-154.29%0.7M16.9M118.77K
2026-04-304.26%0.7M16.9M125.59K
2026-04-154.07%0.7M16.9M127.48K
2026-03-313.80%0.6M17.0M124.63K
2026-03-133.52%0.6M17.0M119.37K
2026-02-272.79%0.5M17.7M112.54K
2026-02-132.76%0.5M17.7M109.94K
2026-01-302.44%0.4M17.7M105.63K
2026-01-152.35%0.4M17.7M104.09K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call35.0021.1025.500.003.5490.000.000.971-0.0590.006
call40.0016.1020.500.002.8560.000.000.818-0.5210.024
call45.0011.2015.500.002.2320.000.000.776-0.4770.027
call50.006.1010.500.001.6460.000.000.718-0.4200.031
call55.001.505.501.681.24625.000.000.629-0.3160.034
call60.000.000.850.950.4432100.000.394-0.1280.035
call65.000.004.900.000.8180.000.000.225-0.1200.029
call70.000.004.900.001.1150.000.000.179-0.1420.025
call75.000.004.900.001.3670.000.000.154-0.1580.023
call80.000.004.900.001.5900.000.000.138-0.1700.021
call85.000.004.900.001.7900.000.000.126-0.1810.020
put35.000.000.050.001.8300.000.00-0.028-0.0600.006
put40.000.004.900.003.8350.000.00-0.181-0.4900.025
put45.000.004.900.003.1000.000.00-0.223-0.4490.028
put50.000.004.900.002.4200.000.00-0.280-0.3950.032
put55.000.004.900.651.75927.000.00-0.364-0.2950.036
put60.000.055.000.001.0560.000.00-0.615-0.1240.035
put65.005.109.000.001.2080.000.00-0.790-0.1200.026
put70.009.5014.000.001.5540.000.00-0.833-0.1420.023
put75.0014.5019.000.001.9460.000.00-0.855-0.1530.021
put80.0019.5024.000.002.2120.000.00-0.871-0.1650.019
put85.0024.5028.800.002.3760.000.00-0.882-0.1740.018

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-138-KCurrent report2026-10-13SEC
2026-09-243Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-243Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-168-KCurrent report2026-09-15SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-08-188-KCurrent report2026-08-18SEC
2026-08-144Statement of changes in beneficial ownership of securities2026-08-12SEC
2026-08-144Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-08-1413F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-28SCHEDULE 13DSEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-108-KCurrent report2026-07-10SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-04SEC
2026-05-22S-3ASRAutomatic shelf registration statement of securities of well-known seasoned issuersSEC
2026-05-22S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-05-208-KCurrent report2026-05-19SEC
2026-05-208-KCurrent report2026-05-19SEC
2026-05-1313F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-03-31SEC
2026-05-12SCHEDULE 13GSEC
2026-05-0810-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-30SCHEDULE 13GSEC
2026-04-284Statement of changes in beneficial ownership of securities2026-04-24SEC
2026-04-218-KCurrent report2026-04-21SEC
2026-04-108-KCurrent report2026-04-10SEC
2026-04-01ARSAnnual report to security holders. 2025-12-31SEC
2026-04-01DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-01DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-05-19SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0925.00K100
2026-085.82K100
2026-070000
2026-0610.46K100
2026-050000
2026-044.85K100
2026-0325.02K100
2026-020000
2026-010000
2025-120000
2025-118.54K100

Institutional holders

Manager% owned
BlackRock, Inc.14.41%
DIMENSIONAL FUND ADVISORS LP6.50%
SYSTEMATIC FINANCIAL MANAGEMENT LP6.30%
STATE STREET CORP5.28%
HoldCo Asset Management, LP4.99%
VANGUARD CAPITAL MANAGEMENT LLC4.29%
AMERICAN CENTURY COMPANIES INC3.49%
GEODE CAPITAL MANAGEMENT, LLC3.22%
VANGUARD PORTFOLIO MANAGEMENT LLC2.21%
Invesco Ltd.1.70%

Funds

Fund% owned
SMALLCAP World Fund Inc123.62%
Old Westbury Small & Mid Cap Strategies Fund12.04%
Federated Hermes International Small-Mid Company Fund4.11%
JNL Multi-Manager International Small Cap Fund3.65%
SMALLCAP World Fund3.47%
Avantis U.S. Small Cap Value ETF3.21%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.04%
iShares Russell 2000 ETF2.54%
Avantis International Equity ETF2.52%
U.S. SMALL CAP VALUE PORTFOLIO1.47%

OakChart. TRST. Cached 15 minutes.