OakChart

Triumph Financial Inc

TFINFinancial·Banks - Regional·USA·Small·NYSE·Nov 11 • 3:59 PM ET

60.80-0.78 (-1.27%)
2026-11-12 00:20 CET
Market cap
1,473.09 USD m
Revenue, TTM
- USD m
Net income, TTM
47.16 USD m
Free cash flow, TTM
89.73 USD m
EPS diluted, TTM
1.96
P/E
31.02
Compare

Price

TFIN against its 20, 50 and 200-day averages
2050200missearnings
60.0070.0080.00385K771KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26TFINclose 60.8020-day 62.5750-day 63.14200-day 66.9960.8052w high

27.2% under the 52-week high of 83.52 on 22 Jul 2026. 52-week low 49.27 on 20 Nov 2025. Last 15 sessions, 11.9% high to low

Volume 0.72× normal · the line is the 50-bar volume average

Profile

TFIN
52-week range, 34% of the way up
49.2783.52

Triumph Financial, Inc. is a holding company, which engages in offering traditional banking and financial solutions. It operates through the following segments: Banking, Factoring, Payments, Intelligence, and Corporate. The Banking segment relates to traditional banking services. The Factoring segment includes the operations of Triumph Business Capital, which offers factoring services. The Payments segment offers a payment network for the over-the-road trucking industry. The Corporate segment refers to financing, investment activities, management, and administrative expenses. The company was founded by Aaron P. Graft on November 10, 2003, and is headquartered in Dallas, TX.

IndexRUT
Employees1450
IPONov 07, 2014
Beta1.49
ATR, 14d2.17
Rel volume0.72
Short float8.82%
Insider own5.93%
Inst own96.70%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.45B
Enterprise Value-
Income47.16M
Sales562.82M
Book/sh39.03
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1450
IPONov 07, 2014

Ratios

P/E31.02
Forward P/E17.30
PEG0.27
P/S2.58
P/B1.56
P/C-
P/FCF16.21
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.33
Debt/Eq0.12
LT Debt/Eq0.12
Option/ShortYes / Yes

Earnings

EPS (ttm)1.96
EPS next Y3.51
EPS next Q0.77
EPS this Y110.11%
EPS next Y79.84%
EPS next 5Y64.04%
EPS past 3/5Y-38.33% -18.17%
Sales past 3/5Y0.05% 6.22%
EPS Y/Y TTM586.98%
Sales Y/Y TTM12.64%
EPS Q/Q1279.95%
Sales Q/Q17.18%
EarningsOct 21 AMC
EPS/Sales Surpr.-13.04% 2.08%

Ownership

Insider Own5.93%
Insider Trans-2.07%
Inst Own96.70%
Inst Trans-3.95%
ROA0.72%
ROE5.31%
ROIC4.61%
Gross Margin-
Oper. Margin11.92%
Profit Margin8.38%
SMA20-2.83%
SMA50-3.71%
SMA200-9.24%
Trades-

Technical

Shs Outstand23.92M
Shs Float22.50M
Short Float8.82%
Short Ratio8.94
Short Interest1.98M
52W High83.52 -27.20%
52W Low49.27 23.40%
Volatility3.93% 3.19%
ATR (14)2.17
RSI (14)42.52
Beta1.49
Rel Volume0.72
Avg Volume221.99K
Volume159,537

Performance

Perf Week-6.32%
Perf Month-2.60%
Perf Quarter-22.48%
Perf Half Y-5.55%
Perf YTD-2.92%
Perf Year12.09%
Perf 3Y-6.48%
Perf 5Y-52.46%
Perf 10Y193.72%
Recom2.40
Target Price76.00
Prev Close61.58
Price60.80
Change %-1.27%

Analyst ratings

latest 10 of 13
DateActionAnalystRating changeTargetImplied
Oct 02, 2026UpgradeRB. Riley SecuritiesNeutral → Buy$82+34.9%
Apr 23, 2026UpgradeRRaymond JamesMkt Perform → Outperform
Jan 12, 2026DowngradeRB. Riley SecuritiesBuy → Neutral$70+15.1%
Oct 20, 2025UpgradeRB. Riley SecuritiesNeutral → Buy$70+15.1%
Feb 27, 2025UpgradeKKeefe BruyetteUnderperform → Mkt Perform$80 → $74+21.7%
Jul 19, 2024DowngradeKKeefe BruyetteMkt Perform → Underperform$75 → $70+15.1%
Feb 12, 2024DowngradePPiper SandlerNeutral → Underweight$64 → $67+10.2%
Nov 17, 2023DowngradeDDA DavidsonBuy → Neutral$72+18.4%
Oct 09, 2023ResumedPPiper SandlerNeutral$60-1.3%
May 17, 2023ResumedRB. Riley SecuritiesNeutral$51-16.1%

Peers

Mkt cap
TickerCompanyMkt cap
CASHPathward Financial Inc1.56B
LOBLive Oak Bancshares Inc1.59B
TBBKBancorp Inc1.94B
AXAxos Financial Inc5.20B
OBKOrigin Bancorp Inc1.64B
NBHCNational Bank Holdings Corp1.64B
TCBXThird Coast Bancshares Inc666.41M
WEXWEX Inc5.99B
BILLBILL Holdings Inc4.67B
CPAYCorpay Inc29.55B

Insider trading

latest 14 of 20
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Graft Aaron PPresident & CEONov 05 '26Option Exercise25.8011,883306,581181,186Nov 09 05:13 PM
Graft Aaron PPresident & CEONov 09 '26Sale62.8114,848932,603150,678Nov 09 05:13 PM
Graft Aaron PPresident & CEONov 05 '26Sale62.1411,883738,410169,303Nov 09 05:13 PM
Graft Aaron PPresident & CEONov 06 '26Sale62.0165240,431165,526Nov 09 05:13 PM
Aaron P. GraftDirector / President / CEONov 05 '26Proposed Sale64.9027,3831,777,157Nov 05 04:47 PM
Schreyer Edward JosephEVP, Chief Operating OfficerAug 20 '26Sale73.752,900213,87515,534Aug 21 04:08 PM
Schreyer Edward JosephOfficerAug 20 '26Proposed Sale73.622,900213,498Aug 20 04:22 PM
Nelson Adam DEVP and General CounselAug 04 '26Sale79.053,750296,43823,755Aug 05 04:11 PM
ADAM NELSONDIRECTORAug 04 '26Proposed Sale78.993,750296,210Aug 04 01:44 PM
Schreyer Edward JosephEVP, Chief Operating OfficerMay 22 '26Sale66.702,900193,43018,434May 26 04:16 PM
Schreyer Edward JosephOfficerMay 22 '26Proposed Sale66.582,900193,082May 22 04:01 PM
Ritterbusch ToddPresident - TBK Bank, SSBMay 08 '26Buy67.017,000469,07022,804May 11 04:14 PM
HARRISON BARNESformer board memberMay 04 '26Proposed Sale66.258,300549,875May 04 04:13 PM
HARRISON BARNESformer board memberMay 01 '26Proposed Sale67.7913,878940,827May 01 04:23 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
KBEState Street SPDR S&P Bank ETFAUM: 1.59B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
TSMEThrivent Small-Mid Cap Equity ETFAUM: 841.53M

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.5200.5980.520125.67123.115
2026Q22026-07-210.4400.4380.438120.24114.674
2026Q12026-04-210.2300.1520.231105.8107.35
2025Q42026-01-260.7700.2960.768106.17110.715
2025Q32025-10-150.040-0.0400.038109.28110.985
2025Q22025-07-160.1500.0480.152108.06105.545
2025Q12025-04-160.0400.042-0.034101.57104.545
2024Q42025-01-220.1300.2400.127103.56108.364
2024Q32024-10-170.1560.1840.192106.2107.215
2024Q22024-07-170.1140.2200.082105.08104.086
2024Q12024-04-170.1400.3170.142101.03106.016
2023Q42024-01-230.3700.3880.375106.15106.926
2023Q32023-10-190.5080.3750.511104.741076
2023Q22023-07-200.2900.4050.292102.96106.176
2023Q12023-04-250.4300.5160.429104.4106.536
2022Q42023-01-250.6700.6670.674112.83110.56

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.9601.5401.811175.48176.87
2018FY2.2102.2092.029250.02252.36
2019FY2.2502.1902.247287.47287.44
2020FY1.9011.6852.532310.63313.63
2021FY4.4404.4044.347423.63413.04
2022FY3.9603.0173.961484.56452.81
2023FY1.6171.6421.607418.25418.98
2024FY0.5400.6480.542415.87420.63
2025FY0.9300.4700.930418.56428.27
2026FY-1.954--479.99
2027FY-3.514--529.67
2028FY-4.105--562.66

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-26540128.6126.54129.88
2026Q4S2026-10-23540128.61126.54129.88
2026Q4S2026-10-22540128.16126.54129.88
2026Q4S2026-10-21511125.75122.07127.4
2026Q4S2026-10-05511125.75122.07127.4
2026Q4S2026-09-30531125.75122.07127.4
2026Q4S2026-09-24531125.43122.07127.16
2026Q4S2026-09-21531125.47122.07127.16
2026Q4S2026-07-28540125.89124.21127.16
2026Q4S2026-07-27540125.89124.21127.16
2026Q4S2026-07-22540124.73120127.16
2026Q4S2026-07-02420120.51118.15123.1
2026Q4S2026-06-30421120.28117.21123.1
2026Q4S2026-06-22412119.5117.21120.8

Estimate history

EPS, annual1.8112.0292.2472.5324.3473.9611.6070.5420.9291.9601
Period201720182019202020212022202320242025TTM
EPS, quarterly0.1920.127-0.0340.1520.0380.7680.2310.4380.523
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual197.02284.875342.722372.742442.056503.307473.097487.901503.989562.82
Period201720182019202020212022202320242025TTM
Sales, quarterly125.572121.229119.46128.585130.388140.446121.856147.731152.783
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual20.8226.9524.96524.86825.15924.05423.30223.39123.76523.922
Period201720182019202020212022202320242025MRQ
Shares, quarterly23.38823.39123.4223.72723.76323.76523.80623.89523.922
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income467.92430.47422.51422.42419.24387.56322.12311.15262.98
Total Interest Expense90.1879.8872.0654.3418.7518.4337.3955.2535.93
Net Interest Income377.74350.59350.46368.08400.49369.13284.73255.90227.05
Loan Loss Provision5.583.1518.7712.206.92-8.8338.337.9416.17
Net Interest Income After Loan Loss Provision372.15347.44331.69355.88393.57377.96246.40247.96210.88
Non-Interest Income94.9073.5265.3950.6884.0754.5050.6331.5721.90
Non-Interest Expense399.99401.46376.63353.74340.63287.51222.07204.08167.35
Operating Income67.0619.5020.4452.81137.00144.9574.9575.4565.43
Unusual Expense0.001.400.000.000.000.000.000.000.00
Net Income Before Taxes66.2232.9920.4752.81137.00144.9584.7175.4566.50
Income Taxes15.857.634.3811.7334.6931.9820.6916.9014.79
Consolidated Net Income50.3725.3616.0941.08102.31112.9764.0258.5451.71
Net Income From Continuing Operations50.3725.3616.0941.08102.31112.9764.0258.5451.71
Net Income47.1622.1512.8837.8899.11109.7762.3258.5451.13
EPS (Recurring)1.950.970.541.613.964.352.532.252.03
EPS (Basic, Before Extraordinaries)1.980.940.551.634.064.442.562.262.06
EPS (Diluted)1.960.930.541.613.964.352.532.252.03
Non-Operating Income (Expense)-0.8414.890.030.000.000.009.760.001.07
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense11.7111.0711.4710.4516.7315.443.512.8931.71
Price To Earnings Ratio31.4231.42114.9442.0811.3527.2719.3216.8414.55
Price To Sales Ratio2.572.964.433.992.436.803.212.892.66
Operating Margin11.923.874.1911.1627.2232.7920.1122.0122.97
Net Margin8.384.402.648.0119.6924.8316.7217.0817.95
Shares Outstanding23.9223.7723.3923.3024.0525.1624.8724.9626.95
Market Capitalization1,473.091,473.092,125.461,867.531,196.252,991.771,206.55964.11780.52

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income130.57124.54102.75110.06108.94109.20102.27105.48
Total Interest Expense27.4425.7116.6620.3621.1120.5217.8917.67
Net Interest Income103.1398.8386.0989.6987.8388.6884.3887.81
Loan Loss Provision5.222.74-0.61-1.764.28-0.701.334.45
Net Interest Income After Loan Loss Provision97.9196.0986.7091.4683.5589.3883.0583.35
Non-Interest Income22.2123.1919.1030.3921.4519.3817.1915.75
Non-Interest Expense101.96101.6398.2698.13103.71100.84100.1793.28
Operating Income18.1617.657.5423.711.287.920.075.83
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes18.4915.878.1523.711.287.920.075.83
Income Taxes5.064.501.794.50-0.423.500.051.99
Consolidated Net Income13.4311.376.3619.211.714.420.023.84
Net Income From Continuing Operations13.4311.376.3619.211.714.420.023.84
Net Income12.6310.575.5518.410.913.62-0.783.04
EPS (Recurring)0.520.440.230.770.040.15-0.030.13
EPS (Basic, Before Extraordinaries)0.530.440.230.770.040.15-0.030.13
EPS (Diluted)0.520.440.230.770.040.15-0.030.13
Non-Operating Income (Expense)0.33-1.780.610.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.813.252.702.953.172.712.242.71
Price To Earnings Ratio31.4264.1564.50220.76114.40150.00106.47114.94
Price To Sales Ratio2.573.412.752.892.402.652.754.45
Operating Margin11.8811.956.1916.880.986.160.064.81
Net Margin8.277.154.5613.110.702.81-0.662.50
Shares Outstanding23.9223.8923.8123.7723.7623.7323.4223.39
Market Capitalization1,473.091,816.661,419.551,488.301,187.651,304.821,353.692,125.46

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks67.5373.8493.07133.89122.9385.5367.7596.2259.11
Investments650.51741.36516.19549.96476.77496.22415.40506.72424.45
Net Loans4,954.804,506.254,127.884,077.484,825.364,901.044,165.423,581.072,792.11
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets10.190.000.040.000.521.433.012.069.19
Net Property, Plant & Equipment113.72187.29142.98134.31138.56121.52118.7283.3962.86
Interest Receivables45.8741.5934.4821.8715.3119.4320.3219.0915.52
Deferred Tax Assets45.4446.8741.3345.3939.2938.1822.2920.2219.14
Other Intangible Assets537.79385.07423.90399.80366.78304.20265.87262.78126.83
Total Assets6,425.845,982.275,379.875,362.705,985.525,967.545,078.774,571.563,509.22
Total Deposits4,950.224,820.823,977.484,171.344,646.684,716.603,789.913,450.352,621.35
Total Debt417.93171.46437.73213.33392.63446.69579.97422.50463.94
Long Term Debt161.52171.46431.29207.48232.59439.70173.90118.01117.45
Provision for Risks Charges2.342.702.843.614.085.000.640.540.50
Deferred Tax Liabilities45.2633.2932.5328.9229.2731.7518.4711.7810.19
Other Liabilities68.3363.0764.8956.5453.9940.7253.2049.7921.55
Total Liabilities5,484.075,091.354,515.474,473.735,126.655,240.764,442.183,934.953,117.52
Preferred Stock - Carrying Value45.0045.0045.0045.0045.0045.000.000.009.66
Common Equity896.77845.92819.40843.97813.86681.78636.59636.61382.04
Total Shareholders Equity941.77890.92864.40888.97858.86726.78636.59636.61391.70
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity941.77890.92864.40888.97858.86726.78636.59636.61391.70
Total Liabilities & Stockholders Equity6,425.845,982.275,379.875,362.705,985.525,967.545,078.774,571.563,509.22
Book Value Per Share37.7336.1635.1635.0932.3527.4225.5023.6218.35
Tangible Book Value Per Share18.8223.5024.1224.0421.3419.7817.8816.2215.29
Tier 1 Capital599.48688.02661.83684.38628.09581.58487.77475.36367.96
Tier 2 Capital110.36114.17144.83145.55141.38133.56117.0677.0468.08
Full-Time Employees1,4501,5531,4681,4291,250.501,125.501,1071,122820.50
Price to Book Ratio1.582.532.321.413.681.771.491.261.74
Return on Assets0.410.280.761.801.891.161.211.281.18
Return on Equity2.771.834.6911.7114.259.399.2010.0610.64
Return on Invested Capital2.301.513.179.3310.355.497.226.857.11
Current Ratio0.070.110.090.120.190.250.180.250.25

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations98.2669.3972.9491.96115.92133.5675.1183.6576.68
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital8.22-2.32-14.39-48.76-41.433.4022.22-11.20-2.25
Cash from Operating Activities106.4867.0658.5443.2074.49136.9697.3372.4574.44
Capital Expenditures-36.53-35.77-107.17-26.96-10.91-14.36-17.57-21.34-18.78
Net Assets From Acquisitions0.14-137.37-10.000.000.00-96.93-108.380.00-141.87
Sale of Fixed Assets and Businesses79.7086.760.040.0085.920.0093.830.0073.85
Purchase or Sale of Investments192.9321.97-79.25-25.95-73.1642.6235.8093.30191.39
Purchase of Investments0.00-105.00-204.79-72.04-140.77-58.79-133.97-80.46-19.88
Sale Or Maturity of Investments192.93126.97125.5446.0967.62101.41169.77173.75211.26
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.002.270.000.004.62
Cash from Investing Activities-451.01-525.48-590.00-112.69672.3877.66-774.74-520.37-268.31
Cash Dividends Paid-3.21-3.21-3.21-3.21-3.21-3.21-1.700.00-0.58
Change in Capital Stock0.310.58-0.69-79.65-75.24-0.216.37-64.52191.65
Repurchase of Common Pref Stock-2.22-2.23-3.29-81.62-76.71-1.24-35.77-64.52-0.40
Sale of Common Pref Stock2.532.812.601.981.471.0342.140.00192.05
Proceedsfrom Stock Options-0.360.000.000.000.000.0042.360.00192.05
Issuance or Reduction of Debt, Net0.00250.00-264.50224.66-178.91-72.49-132.07135.83-42.74
Change in Long Term Debt0.000.000.000.000.00-71.49-133.14138.28-35.74
Issuance of Long Term Debt0.000.000.000.000.00369.85231.37138.280.00
Reduction of Long Term Debt0.000.000.000.000.00-441.35-364.510.00-35.74
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.00---0.00
Cash from Financing Activities1,229.83376.77574.94-52.05-721.87-145.83793.92410.86295.29
Net Change in Cash885.30-81.6543.48-121.5525.0068.78116.51-37.06100.81
Free Cash Flow89.7350.62-4.2619.2863.58122.6079.7551.1155.66
Preferred Dividends (Cash Flow)--3.21-3.21-3.21-3.21-3.21-1.700.00-0.58
Price to Free Cash Flow16.7431.50-117.5320.2625.1915.3119.3813.74
Federal Home Loan Advances Increase (Decrease)--0.200.22-8.033.89-3.4013.11-3.920.98

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks64.6474.0464.3867.5370.5384.56
Investments1,260.781,175.80945.13650.51532.74700.75
Net Loans5,645.915,442.315,154.984,954.804,953.374,914.48
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment86.6385.9789.49113.72141.14149.12
Interest Receivables37.3237.3438.3145.8746.6444.28
Deferred Tax Assets---45.44-3.02
Other Intangible Assets583.81586.51573.14537.79612.19598.53
Total Assets7,680.287,403.696,876.726,425.846,357.156,494.75
Total Deposits6,467.976,217.395,699.944,950.224,955.255,186.10
Total Debt113.49113.30143.08417.93392.66292.45
Long Term Debt113.49113.30143.08161.52392.66292.45
Provision for Risks Charges2.062.231.762.342.522.48
Deferred Tax Liabilities---45.26--
Other Liabilities118.19107.5081.2268.3387.39101.34
Total Liabilities6,701.726,440.425,926.005,484.075,437.825,582.37
Preferred Stock - Carrying Value45.0045.0045.0045.0045.0045.00
Common Equity933.56918.26905.72896.77874.33867.38
Total Shareholders Equity978.56963.26950.72941.77919.33912.38
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity978.56963.26950.72941.77919.33912.38
Total Liabilities & Stockholders Equity7,680.287,403.696,876.726,425.846,357.156,494.75
Book Value Per Share39.0338.4338.0537.7336.7936.56
Tangible Book Value Per Share20.3519.6819.1918.8217.8117.50
Tier 1 Capital652.04629.99-599.48576.98565.63
Tier 2 Capital99.15109.10-110.36107.14111.78
Full-Time Employees---1,450--
Price to Book Ratio1.582.011.581.701.371.52
Return on Assets0.720.560.480.410.160.22
Return on Equity5.314.123.442.771.111.52
Return on Invested Capital1.231.060.581.740.130.37
Current Ratio0.330.170.120.070.050.07

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations30.2233.0719.7715.2021.6318.66
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-4.6513.09-14.7114.499.04-7.88
Cash from Operating Activities25.5746.165.0529.6930.6710.78
Capital Expenditures-9.26-8.57-7.00-11.70-6.76-12.30
Net Assets From Acquisitions0.000.000.000.140.00-137.52
Sale of Fixed Assets and Businesses3.180.171.0575.300.004.91
Purchase or Sale of Investments73.4581.3923.9714.1317.6820.80
Purchase of Investments0.000.000.000.000.00-20.00
Sale Or Maturity of Investments73.4581.3923.9714.1317.6840.80
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-141.12-215.81-171.3777.29-35.45-412.82
Cash Dividends Paid-0.80-0.80-0.80-0.80-0.80-0.80
Preferred Dividends (Cash Flow)-0.80-0.80-0.80-0.80-0.80-0.80
Change in Capital Stock1.48-2.130.860.101.31-2.10
Repurchase of Common Pref Stock0.00-2.13-0.090.000.00-2.10
Sale of Common Pref Stock1.480.000.950.101.310.00
Proceedsfrom Stock Options0.970.001.16-2.481.120.00
Issuance or Reduction of Debt, Net0.00-30.00-250.000.00100.00-25.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities251.26484.52499.78-5.73-130.34181.45
Net Change in Cash135.71314.87333.47101.25-135.12-220.60
Free Cash Flow21.2642.663.3122.5028.703.48
Price to Free Cash Flow16.7419.6126.1731.6522.3228.89

Revenue breakdown

United States2024: 415.87M 2025: 439.00M
Banking2024: 254.20M 2025: 233.83M
Consolidation, Policy2024: -4.56M 2025: 17.56M
Factoring2024: 110.52M 2025: 119.43M
Payments2024: 55.72M 2025: 68.17M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-308.82%2.0M22.5M223.12K
2026-10-159.76%2.2M22.5M232.54K
2026-09-3010.05%2.3M22.5M238.59K
2026-09-1510.85%2.4M22.5M244.09K
2026-08-3110.22%2.3M22.5M245.00K
2026-08-149.96%2.2M22.5M256.44K
2026-07-3110.39%2.3M22.5M271.39K
2026-07-1510.27%2.3M22.5M273.38K
2026-06-3011.39%2.5M22.4M263.02K
2026-06-1512.53%2.8M22.4M256.65K
2026-05-2912.11%2.7M22.4M257.30K
2026-05-1512.34%2.8M22.4M264.06K
2026-04-3013.13%2.9M22.4M258.73K
2026-04-1513.47%3.0M22.5M246.29K
2026-03-3113.86%3.1M22.4M241.36K
2026-03-1313.30%3.0M22.4M250.54K
2026-02-2713.49%3.0M22.4M247.43K
2026-02-1312.88%2.9M22.4M242.92K
2026-01-3013.50%3.0M22.3M240.42K
2026-01-1514.25%3.2M22.3M251.59K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0029.7032.600.004.1090.000.000.962-0.1320.008
call35.0024.9027.600.003.3770.000.000.953-0.1270.009
call40.0019.9022.600.002.7400.000.000.942-0.1210.011
call45.0014.9017.600.002.1680.000.000.926-0.1140.013
call50.009.9012.7014.061.67715.000.000.895-0.1100.017
call55.005.307.509.001.0912.000.000.841-0.0940.023
call60.001.352.906.100.65632.000.000.577-0.1290.037
call65.000.050.651.450.5411240.000.231-0.0900.029
call70.000.000.550.600.81141.000.000.147-0.1010.022
call75.000.000.500.851.0383570.000.112-0.1070.018
call80.000.000.154.900.9764.000.000.042-0.0470.009
call85.000.002.155.861.14510.000.000.037-0.0500.008
call90.000.000.504.391.30013.000.000.033-0.0520.007
call95.000.000.503.441.4431.000.000.031-0.0540.007
call1000.000.502.701.5761.000.000.028-0.0550.006
call1050.000.501.101.7001010.000.027-0.0560.006
call1100.000.500.851.8173.000.000.025-0.0580.006
call1150.000.500.991.9261.000.000.024-0.0590.005
call1200.000.500.002.0300.000.000.023-0.0600.005
put30.000.000.500.102.93311.000.00-0.038-0.1290.008
put35.000.000.500.002.3780.000.00-0.047-0.1240.009
put40.000.000.500.001.8920.000.00-0.058-0.1170.011
put45.000.000.550.001.4920.000.00-0.078-0.1160.014
put50.000.000.600.251.07844.000.00-0.105-0.1040.017
put55.000.000.551.140.6786540.00-0.159-0.0880.023
put60.000.351.702.030.5592700.00-0.423-0.1230.037
put65.003.004.903.800.5731050.00-0.769-0.0830.029
put70.007.5010.103.900.9752.000.00-0.853-0.0930.022
put75.0012.5015.305.601.3370.000.00-0.888-0.0980.018
put80.0017.5020.100.001.4990.000.00-0.958-0.0380.009
put85.0022.3025.4014.301.8580.000.00-0.963-0.0400.008
put90.0027.5030.100.001.9160.000.00-0.967-0.0420.007
put95.0032.5035.100.002.0980.000.00-0.969-0.0430.007
put10037.5040.100.002.2670.000.00-0.972-0.0440.006
put10542.5045.100.002.4240.000.00-0.973-0.0450.006
put11047.5050.100.002.5710.000.00-0.975-0.0450.006
put11552.5055.100.002.7090.000.00-0.976-0.0460.005
put12057.5060.100.002.8400.000.00-0.977-0.0460.005

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-05144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2110-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-08-318-KCurrent report2026-08-31SEC
2026-08-214Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-20144Filing for proposed sale of securities under Rule 144.SEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-04144Filing for proposed sale of securities under Rule 144.SEC
2026-07-31SCHEDULE 13GSEC
2026-07-2110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-05-298-KCurrent report2026-05-29SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-22SEC
2026-05-22144Filing for proposed sale of securities under Rule 144.SEC
2026-05-12SCHEDULE 13GSEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054/A2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054/A2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC
2026-05-054Statement of changes in beneficial ownership of securities2026-05-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11001.71M3
2026-100000
2026-090000
2026-0800510.31K2
2026-070000
2026-060000
2026-05469.07K1193.43K1
2026-040000
2026-030025.44K1
2026-02499.98K100
2026-010000
2025-1200195.54K1
2025-110000

Institutional holders

Manager% owned
-

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.72%
Avantis International Small Cap Value ETF3.88%
Old Westbury Small & Mid Cap Strategies Fund3.49%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.02%
THRIVENT SMALL CAP STOCK FUND2.61%
iShares Russell 2000 ETF2.53%
Virtus KAR Small-Cap Growth Fund2.19%
Small Cap Growth Fund1.69%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.49%
VANGUARD EXTENDED MARKET INDEX FUND1.09%

OakChart. TFIN. Cached 15 minutes.