OakChart

Corpay Inc

CPAYTechnology·Software - Infrastructure·USA·Large·NYSE·Nov 11 • 12:01 PM ET

459.86+0.21 (0.05%)
2026-11-11 18:01 CET
Market cap
29,404.00 USD m
Revenue, TTM
5,229.95 USD m
Net income, TTM
1,232.59 USD m
Free cash flow, TTM
1,333.20 USD m
EPS diluted, TTM
18.20
P/E
25.27
Compare

Price

CPAY against its 20, 50 and 200-day averages
2050200beatmiss
300.00350.00400.00450.001.3M2.7MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CPAYclose 459.8620-day 417.6850-day 408.14200-day 360.20459.8652w high

4.1% under the 52-week high of 479.53 on 5 Nov 2026. 52-week low 271.22 on 18 Nov 2025. Last 15 sessions, 22.6% high to low

Profile

CPAY
52-week range, 91% of the way up
271.22479.53

Corpay, Inc. engages in the provision of digital payment solutions that enable businesses to control purchases and make payments. It operates through the following segments: Vehicle Payments, Corporate Payments, Lodging Payments and Other. The Vehicle Payments segment helps, controls and monitors spending and includes fuel card offerings, tolls and other complementary products. The Corporate Payments segment simplifies and automates vendor payments and includes accounts payable (AP) automation, virtual cards, cross-border payments and purchasing and travel and entertainment (T&E) card products. The Lodging Payments segment helps businesses manage lodging costs, while simplifying the management of hotels and housing, both short and longer-term, while also providing traveler and end customer support. The Other segment includes gift solutions and payroll card solution. It also operates through the following geographical segments: U.S., Brazil and the United Kingdom. The company was founded by William Boatner Reily III and Ronald F. Clarke in 1985 and is headquartered in Atlanta, GA.

IndexS&P 500, RUI
Employees11800
IPODec 15, 2010
Beta0.90
ATR, 14d13.64
Rel volume0.30
Short float5.81%
Insider own3.83%
Inst own103.50%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap29.42B
Enterprise Value31.60B
Income1.23B
Sales5.23B
Book/sh51.18
Cash/sh147.14
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees11800
IPODec 15, 2010

Ratios

P/E25.27
Forward P/E14.38
PEG0.70
P/S5.62
P/B8.98
P/C3.13
P/FCF22.07
EV/EBITDA11.09
EV/Sales6.04
Quick Ratio0.95
Current Ratio0.95
Debt/Eq3.41
LT Debt/Eq1.84
Option/ShortYes / Yes

Earnings

EPS (ttm)18.20
EPS next Y31.99
EPS next Q7.68
EPS this Y30.94%
EPS next Y14.27%
EPS next 5Y20.62%
EPS past 3/5Y6.64% 13.14%
Sales past 3/5Y9.73% 13.65%
EPS Y/Y TTM23.17%
Sales Y/Y TTM21.22%
EPS Q/Q44.78%
Sales Q/Q17.86%
EarningsNov 04 AMC
EPS/Sales Surpr.4.70% 1.67%

Ownership

Insider Own3.83%
Insider Trans-13.04%
Inst Own103.50%
Inst Trans-2.40%
ROA5.15%
ROE33.44%
ROIC13.16%
Gross Margin73.30%
Oper. Margin45.60%
Profit Margin23.57%
SMA2010.10%
SMA5012.67%
SMA20027.67%
Trades-

Technical

Shs Outstand64.41M
Shs Float61.52M
Short Float5.81%
Short Ratio7.25
Short Interest3.58M
52W High479.53 -4.10%
52W Low271.22 69.55%
Volatility4.46% 2.80%
ATR (14)13.64
RSI (14)77.26
Beta0.90
Rel Volume0.30
Avg Volume493.41K
Volume62,074

Performance

Perf Week9.86%
Perf Month15.22%
Perf Quarter8.14%
Perf Half Y38.82%
Perf YTD52.81%
Perf Year58.21%
Perf 3Y98.89%
Perf 5Y92.38%
Perf 10Y220.01%
Recom1.60
Target Price496.06
Prev Close459.64
Price459.86
Change %0.05%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 02, 2026InitiatedBScotiabankSector Outperform
May 19, 2026InitiatedLLoop CapitalBuy$406-11.7%
Jan 27, 2026InitiatedCCantor FitzgeraldOverweight$385-16.3%
Jan 26, 2026ResumedMMorgan StanleyOverweight$379-17.6%
Dec 05, 2025UpgradeOOppenheimerPerform → Outperform$380-17.4%
Jul 17, 2025ResumedDDeutsche BankBuy
Apr 28, 2025InitiatedOOppenheimerPerform
Jan 14, 2025ResumedCCitigroupBuy$430-6.5%
Jan 08, 2025UpgradeWWolfe ResearchPeer Perform → Outperform$420-8.7%
Sep 03, 2024UpgradeWWolfe ResearchUnderperform → Peer Perform

Peers

Mkt cap
TickerCompanyMkt cap
WEXWEX Inc5.98B
GPNGlobal Payments Inc26.63B
FLYWFlywire Corp2.73B
PAYOPayoneer Global Inc2.44B
FISVFiserv Inc33.74B
BILLBILL Holdings Inc4.62B
EEFTEuronet Worldwide Inc2.57B
FISFidelity National Information Services Inc15.35B
FOURShift4 Payments Inc3.21B
AXPAmerican Express Co215.18B

Insider trading

latest 14 of 44
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
King AlanGroupPresident IntlVehiclePmtsAug 21 '26Sale416.613,8051,585,19520,732Aug 25 08:50 PM
Clarke RonaldCEO & Chairman of BODAug 21 '26Option Exercise150.74450,00067,833,0002,858,233Aug 25 08:47 PM
Clarke RonaldCEO & Chairman of BODAug 25 '26Sale412.40119,48649,276,1462,354,330Aug 25 08:47 PM
Clarke RonaldCEO & Chairman of BODAug 24 '26Sale415.7794,37439,238,2892,473,816Aug 25 08:47 PM
Ronald F. ClarkeOfficerAug 24 '26Proposed Sale413.92213,86088,520,931Aug 24 06:32 PM
ALAN KINGOfficerAug 21 '26Proposed Sale416.613,8051,585,195Aug 21 06:18 PM
Stull Steven TDirectorAug 20 '26Sale413.622,357974,91021,241Aug 21 04:14 PM
King AlanGroupPresident IntlVehiclePmtsAug 20 '26Option Exercise196.1818,4233,614,22442,960Aug 21 04:10 PM
King AlanGroupPresident IntlVehiclePmtsAug 20 '26Sale414.6418,4237,638,85924,537Aug 21 04:10 PM
Steven T StullDirectorAug 20 '26Proposed Sale412.002,357971,084Aug 20 06:06 PM
ALAN KINGOfficerAug 20 '26Proposed Sale414.6418,4237,638,859Aug 20 04:54 PM
Stull Steven TDirectorAug 19 '26Sale410.664,0001,642,64723,598Aug 20 04:52 PM
Stull Steven TDirectorAug 18 '26Sale410.68643264,07027,598Aug 20 04:52 PM
Steven T StullDirectorAug 19 '26Proposed Sale407.084,0001,628,320Aug 19 06:27 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
IVViShares Core S&P 500 ETFAUM: 871.38B
JEPIJPMorgan Equity Premium Income ETFAUM: 46.80B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
VOTVanguard Morningstar Mid-Cap Growth ETFAUM: 18.66B

News

latest 14 of 206
  • Corpay to Participate in Upcoming Investor Conferences (Business Wire)
  • Corpay Beats And Raises Again, But Organic Growth Looks Closer To 10% Once One-Time Help Is Removed (Earnings Whispers) +6.78%
  • Corpay: Q3 Earnings Snapshot (Associated Press)
  • Corpay Reports Third Quarter Financial Results (Business Wire)
  • Corpay Completes Sale of Vehicle Maintenance Business (Business Wire)
  • Loading…
  • Corpay Must Prove Its Fourth Straight Guidance Raise Was Conservative, Not A Ceiling (Earnings Whispers)
  • Payment Processor Nears Buy Point Amid Accelerating Earnings Growth (Investor's Business Daily)
  • Corpay to Announce Third Quarter 2026 Results on November 4, 2026 (Business Wire)
  • Corpay Cross-Border Named the Official FX Partner of Newcastle United (Business Wire)
  • Corpay Cross-Border Extends Exclusive Partnership with WBSC (Business Wire)
  • Corpay Expands Its AI Agent Team to Give Businesses More Control Over Spend (Business Wire)
  • FleetCor, CEO agree to pay $100 million over hidden fuel-card fees (FreightWaves)
  • Corpay Agrees to Settle FTC Matter (Business Wire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-047.5407.2025.6601,3821,35916
2026Q22026-08-057.0006.5853.7011,3391,30015
2026Q12026-05-075.8005.4705.0711,2611,21214
2025Q42026-02-046.0405.9423.7721,2481,23415
2025Q32025-11-055.7005.6333.9071,1731,16414
2025Q22025-08-065.1305.1233.9781,1021,10014
2025Q12025-05-064.5104.5143.3991,0061,01517
2024Q42025-02-055.3605.3473.4421,0341,05118
2024Q32024-11-075.0004.9783.8981,0291,02618
2024Q22024-08-074.5504.5183.519975.7975.4817
2024Q12024-05-084.1004.0923.124935.3938.1517
2023Q42024-02-074.4404.4783.482937.3967.0119
2023Q32023-11-084.4904.4913.639970.9980.1913
2023Q22023-08-084.1904.1753.196948.2944.9916
2023Q12023-05-033.8003.6992.884901.3881.0718
2022Q42023-02-084.0403.9323.035883.6875.2816

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY11.79011.7569.9382,6492,658
2020FY11.09010.9298.1212,3892,377
2021FY13.21013.0569.9872,8342,799
2022FY16.10015.98412.4163,4273,414
2023FY16.92016.95613.2003,7583,790
2024FY19.01018.97513.9703,9753,991
2025FY21.38021.28315.0304,5004,516
2026FY-27.995--5,353
2027FY-31.990--5,812
2028FY-37.518--6,380
2029FY-43.900---
2030FY-51.530---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0615411,3721,3481,382
2026Q4S2026-11-0515411,3711,3481,382
2026Q4S2026-11-0414111,3631,3481,385
2026Q4S2026-10-3014111,3631,3481,385
2026Q4S2026-10-2214111,3631,3481,385
2026Q4S2026-10-2114111,3631,3481,385
2026Q4S2026-10-2014121,3631,3481,385
2026Q4S2026-10-15141101,3631,3481,385
2026Q4S2026-10-12141101,3621,3481,385
2026Q4S2026-10-0814191,3641,3481,385
2026Q4S2026-10-05140101,3611,3481,384
2026Q4S2026-09-28140111,3611,3481,384
2026Q4S2026-09-01140111,3611,3481,384
2026Q4S2026-08-25140111,3611,3481,384

Estimate history

EPS, annual7.9098.8069.9388.1219.98712.41613.213.9715.05618.2011
Period201720182019202020212022202320242025TTM
EPS, quarterly3.8983.4423.3993.9783.9073.7725.0713.7015.657
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual2249.5382433.4922648.8482388.8552833.7363427.1293757.7193974.5894528.4035229.95
Period201720182019202020212022202320242025TTM
Sales, quarterly1029.1971034.4311005.6671102.031172.481248.2261260.9871338.8091381.931
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual89.80485.84585.34283.66678.8873.35771.71670.1768.36264.413
Period201720182019202020212022202320242025MRQ
Shares, quarterly69.67770.1770.47270.6170.04268.36266.13465.65564.413
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue5,229.954,528.403,974.593,757.723,427.132,833.742,388.862,648.852,433.49
Cost of Goods Sold Incl. D&A1,396.241,239.601,116.861,030.14952.82802.97687.20726.04692.58
Gross Profit3,833.723,288.802,857.732,727.582,474.312,030.771,701.661,922.801,740.91
Selling, General and Administrative Excl. Other1,448.691,208.261,057.911,034.25998.73757.34619.67683.51631.14
Other Operating Expense0.100.240.181.223.073.135.424.535.34
Operating Income2,384.922,080.311,799.641,692.111,472.511,270.301,076.571,234.771,104.42
Interest Expense446.60403.85383.04348.61175.6664.0090.50144.25138.49
Unusual Expense166.68128.00138.0437.2333.5750.49106.4414.2828.55
Net Income Before Taxes1,751.421,541.681,385.111,325.011,275.661,108.81882.521,077.821,095.12
Income Taxes498.02469.73381.38343.12321.33269.31178.31182.75283.64
Consolidated Net Income1,244.711,071.951,003.73981.89954.33839.50704.22895.07811.48
Net Income From Continuing Operations1,232.591,069.831,003.75981.89954.33839.50704.22895.07811.48
Net Income1,232.591,069.831,003.75981.89954.33839.50704.22895.07811.48
EPS (Recurring)20.3216.3215.3213.5512.7210.418.9810.059.02
EPS (Basic, Before Extraordinaries)18.4215.2514.2713.4212.6210.238.3810.369.14
EPS (Diluted)18.2015.0613.9713.2012.429.998.129.948.81
EBITDA2,850.212,473.372,150.542,027.491,791.721,551.371,325.951,504.451,373.69
Non-Operating Income (Expense)-20.22-6.78106.5618.7412.38-46.992.901.58157.74
Other After Tax Adjustments-8.690.000.000.000.000.000.000.000.00
Stock Option Compensation Expense59.9064.5456.0291.7195.9258.4531.6744.5032.64
Price To Earnings Ratio25.2525.2524.1322.1615.1322.4133.5528.9721.04
Price To Sales Ratio4.934.726.125.594.126.649.909.787.03
Gross Margin73.3072.6371.9072.5972.2071.6671.2372.5971.54
Operating Margin45.6045.9445.2845.0342.9744.8345.0746.6245.38
Net Margin23.5723.6225.2526.1327.8529.6329.4833.7933.35
Shares Outstanding64.4168.3670.1771.7273.3678.8883.6785.3485.85
Market Capitalization29,404.0029,404.0023,591.6020,405.6013,546.8418,175.4922,754.4624,968.6316,468.91

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue1,381.931,338.811,260.991,248.231,172.481,102.031,005.671,034.43
Cost of Goods Sold Incl. D&A362.79345.19344.49343.77314.15298.40283.28299.61
Gross Profit1,019.15993.62916.50904.45858.33803.63722.39734.82
Selling, General and Administrative Excl. Other377.70381.62373.39315.99304.79306.49280.99259.14
Other Operating Expense0.00-0.030.050.080.10-0.030.090.04
Operating Income641.45612.03543.06588.38553.44497.17441.31475.64
Interest Expense108.76114.72110.10113.02134.3496.8793.9294.84
Unusual Expense22.8947.5220.9775.3019.1317.7815.79108.12
Net Income Before Taxes502.31344.72505.02399.38421.70393.09327.51387.34
Income Taxes120.0392.93151.30133.76143.32109.0183.64141.33
Consolidated Net Income379.41248.95350.74265.62278.38284.08243.88246.00
Net Income From Continuing Operations375.55245.47347.09264.48277.94284.17243.23245.96
Net Income375.55245.47347.09264.48277.94284.17243.23245.96
EPS (Recurring)5.904.205.294.524.104.153.554.50
EPS (Basic, Before Extraordinaries)5.733.755.143.813.954.033.463.52
EPS (Diluted)5.663.705.073.773.913.983.403.44
EBITDA757.12730.36657.84704.90646.51588.55533.40568.05
Non-Operating Income (Expense)-7.49-105.0793.02-0.6821.7210.57-4.09114.65
Other After Tax Adjustments-2.87-2.84-2.980.000.000.000.000.00
Stock Option Compensation Expense1.0214.7122.2021.9721.8028.8618.3528.54
Price To Earnings Ratio25.2519.9219.3320.4319.5723.2724.9424.13
Price To Sales Ratio4.934.404.164.664.755.686.176.08
Gross Margin73.7574.2272.6872.4673.2172.9271.8371.04
Operating Margin46.4245.7143.0747.1447.2045.1143.8845.98
Net Margin27.1818.3327.5321.1923.7125.7924.1923.78
Shares Outstanding64.4165.6666.1368.3670.0470.6170.4770.17
Market Capitalization29,404.0021,783.1619,801.9621,052.4920,341.1823,391.1524,497.5523,591.60

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments8,991.944,456.353,141.532,289.182,250.701,476.621,675.241,364.891,130.87
Short Term Receivables3,993.983,433.203,487.793,368.842,927.372,081.882,554.732,324.512,231.01
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets966.12782.12449.24440.33304.18391.42381.20176.18187.82
Total Current Assets13,952.048,671.677,078.566,098.355,482.253,949.924,611.173,865.593,549.70
Net Property, Plant & Equipment571.95455.70429.73389.30321.07279.31284.12186.20180.06
Total Investments and Advances890.94281.59135.52136.2878.9224.0830.4442.6732.86
Long-Term Note Receivable52.9043.8044.9042.9038.9037.2039.7034.50-
Intangible Assets10,802.558,395.117,730.627,332.417,414.366,835.067,174.936,949.987,440.78
Other Assets137.75109.1656.9190.0269.1669.01108.18123.53114.96
Total Assets26,408.1317,957.0315,476.2514,089.2613,404.6511,194.5812,248.5411,202.4811,318.36
Short Term Debt Incl. Current Port. of LT Debt3,374.772,794.312,150.222,336.721,537.921,222.701,763.742,070.621,616.51
Accounts Payable1,564.551,570.431,624.991,568.941,406.351,054.481,249.591,117.651,437.31
Other Current Liabilities9,357.364,343.143,050.532,137.802,346.081,691.141,449.741,306.951,041.68
Total Current Liabilities14,296.688,707.886,825.756,043.455,290.353,968.314,463.074,495.214,095.50
Long Term Debt6,741.445,290.824,671.954,809.514,539.943,202.333,371.652,748.432,902.10
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities614.35439.18470.23527.47566.29498.15519.98491.95518.91
Other Liabilities526.99373.16225.96167.34141.49170.38182.23126.71125.32
Total Liabilities22,179.4614,811.0412,193.8911,547.7710,538.077,839.178,536.927,862.307,641.84
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity3,883.863,122.343,282.362,541.492,866.583,355.413,711.623,340.183,676.52
Total Shareholders Equity3,883.863,122.343,282.362,541.492,866.583,355.413,711.623,340.183,676.52
Accumulated Minority Interest344.8123.650.000.000.000.000.000.000.00
Total Equity4,228.683,145.993,282.362,541.492,866.583,355.413,711.623,340.183,676.52
Total Liabilities & Stockholders Equity26,408.1317,957.0315,476.2514,089.2613,404.6511,194.5812,248.5411,202.4811,318.36
Book Value Per Share56.8144.5045.7734.6536.3440.1043.4938.9140.94
Tangible Book Value Per Share-101.21-75.14-62.03-65.31-57.65-41.59-40.58-42.05-41.92
Full-Time Employees11,80011,20010,5009,9009,7008,4008,7007,5807,890
Price to Book Ratio8.987.646.676.086.166.806.624.775.02
Return on Assets4.826.006.646.946.836.017.637.217.07
Return on Equity30.5431.3433.7235.2926.9819.9325.3923.1321.90
Return on Invested Capital10.0711.9312.3412.9811.3310.7412.6413.3311.25
Quick Ratio0.981.001.041.011.041.001.030.860.87
Current Ratio0.981.001.041.011.041.001.030.860.87

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income1,253.401,071.951,003.73981.89954.33839.50704.22895.07811.48
Depreciation465.22393.06350.91335.38319.21281.07249.38269.68269.27
Other Funds (Non Cash)305.19225.21202.79236.63266.93143.35181.85148.8910.10
Funds from Operations1,938.511,662.321,492.711,507.231,507.291,274.941,120.331,351.531,088.10
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-409.49-162.42447.85593.90-752.50-77.88352.26-189.46-184.72
Cash from Operating Activities1,529.021,499.901,940.572,101.13754.801,197.061,472.591,162.07903.38
Capital Expenditures-195.82-200.76-175.18-153.82-151.43-111.53-78.42-75.17-81.39
Net Assets From Acquisitions2,041.691,933.78-821.92-428.33-216.92-602.12-80.79-448.28-20.84
Sale of Fixed Assets and Businesses482.9358.21185.51197.030.000.000.000.0098.73
Purchase or Sale of Investments-578.45-578.450.000.000.000.0052.960.000.00
Purchase of Investments-578.45-578.450.000.000.000.000.000.000.00
Sale Or Maturity of Investments--0.000.000.000.0052.960.000.00
Other Uses0.000.000.000.000.00-2.280.00-0.26-22.77
Other Sources21.6314.574.124.400.000.000.000.000.00
Cash from Investing Activities1,757.571,227.36-807.48-380.72-368.35-715.93-106.25-523.70-26.27
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-2,125.52-715.05-859.77-573.12-1,355.80-1,306.94-713.11-525.98-903.02
Repurchase of Common Pref Stock-2,319.30-782.82-1,288.00-686.86-1,405.20-1,355.72-849.91-694.91-958.70
Sale of Common Pref Stock193.7767.77428.22113.7449.4048.78136.80168.9355.68
Proceedsfrom Stock Options193.7767.77428.22113.7449.4048.78136.80168.9355.68
Issuance or Reduction of Debt, Net3,070.811,977.731,262.74-322.811,044.841,651.68-703.34215.76324.31
Change in Long Term Debt2,525.811,477.731,246.74-342.81875.841,233.68-432.37130.79249.31
Issuance of Long Term Debt23,849.4013,745.8710,805.518,870.1510,225.843,771.081,240.862,561.641,851.59
Reduction of Long Term Debt-21,323.60-12,268.14-9,558.76-9,212.96-9,350.00-2,537.40-1,673.23-2,430.85-1,602.28
Net Financing Active Other Cash Flow302.25299.072.02-2.29-0.27-0.81-0.340.050.89
Other Financing Activities Uses-0.20-0.930.00-2.29-0.27-0.81-0.340.000.00
Cash from Financing Activities1,247.541,561.75404.99-898.21-311.23343.93-1,416.80-310.17-577.82
Exchange Rate Effect-31.05246.58-223.2730.16-36.74-50.98-148.16-17.85-65.27
Net Change in Cash4,503.074,535.601,314.81852.3638.48774.08-198.62310.34234.02
Free Cash Flow1,333.201,299.141,765.391,947.31603.371,085.531,394.161,086.90822.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow19.3516.4613.7710.8023.4017.3316.9723.8420.82
Deferred Taxes & Investment Tax Credit--27.90-64.72-46.68-33.1711.03-15.1137.88-2.75

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments9,412.8910,168.348,816.338,991.944,914.395,531.36
Short Term Receivables5,267.834,956.044,774.923,993.984,412.284,240.29
Inventories0.000.000.000.000.000.00
Other Current Assets1,563.511,359.611,045.87966.12781.48987.59
Total Current Assets16,244.2216,483.9914,637.1113,952.0410,108.1510,759.24
Net Property, Plant & Equipment483.92472.32468.54571.95453.10434.32
Total Investments and Advances1,022.41930.27894.10890.94288.48296.22
Intangible Assets10,018.3810,069.6710,398.5910,802.558,648.078,706.32
Other Assets318.30267.91266.45137.75247.03239.12
Total Assets28,087.2328,224.1726,664.7926,408.1319,744.8420,435.23
Short Term Debt Incl. Current Port. of LT Debt5,161.374,525.393,753.773,374.772,301.282,248.62
Accounts Payable2,517.002,275.802,100.761,564.551,966.461,974.53
Other Current Liabilities9,338.0710,157.919,134.759,357.364,644.535,416.62
Total Current Liabilities17,016.4416,959.1014,989.2814,296.688,912.279,639.77
Long Term Debt6,071.736,098.146,606.876,741.445,821.675,869.08
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities557.38599.77595.88614.35371.96379.24
Other Liabilities778.15665.20609.26526.99519.80579.96
Total Liabilities24,423.7024,322.2222,801.2922,179.4615,625.7016,468.05
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity3,296.883,541.883,510.133,883.864,075.693,928.57
Total Shareholders Equity3,296.883,541.883,510.133,883.864,075.693,928.57
Accumulated Minority Interest366.65360.07353.37344.8143.4438.61
Total Equity3,663.533,901.953,863.504,228.684,119.133,967.18
Total Liabilities & Stockholders Equity28,087.2328,224.1726,664.7926,408.1319,744.8420,435.23
Book Value Per Share51.1853.9553.0856.8158.1955.64
Tangible Book Value Per Share-104.35-99.43-104.16-101.21-65.28-67.66
Full-Time Employees---11,800--
Price to Book Ratio8.986.285.125.175.186.77
Return on Assets5.154.675.194.825.625.73
Return on Equity33.4430.3933.7130.5429.3531.43
Return on Invested Capital4.012.553.432.492.812.90
Quick Ratio0.950.970.980.981.131.12
Current Ratio0.950.970.980.981.131.12

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income382.28251.79353.71265.62278.38284.08
Depreciation115.60118.32114.78116.5293.0791.38
Other Funds (Non Cash)94.43193.73-23.4140.4477.5854.25
Funds from Operations550.02480.08475.23433.18436.02412.19
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-1,247.22990.02-531.85379.56-814.95728.05
Cash from Operating Activities-697.201,470.10-56.62812.74-378.931,140.25
Capital Expenditures-37.85-54.44-51.09-52.44-50.91-52.64
Net Assets From Acquisitions-46.740.000.002,088.430.00-0.93
Sale of Fixed Assets and Businesses3.021.49420.2158.210.000.00
Purchase or Sale of Investments0.400.030.00-578.450.0014.84
Purchase of Investments0.000.000.00-578.450.000.00
Sale Or Maturity of Investments0.400.030.00-0.0014.84
Other Uses0.000.000.000.000.000.00
Other Sources7.005.250.009.37-9.370.00
Cash from Investing Activities-74.17-47.66369.121,510.28-60.28-38.72
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-603.94-251.85-774.25-495.48-184.65-8.28
Repurchase of Common Pref Stock-706.53-326.56-785.97-500.24-191.71-32.16
Sale of Common Pref Stock102.5974.7111.724.757.0623.88
Proceedsfrom Stock Options102.5974.7111.724.757.0623.88
Issuance or Reduction of Debt, Net605.41247.88357.791,859.724.41-56.28
Change in Long Term Debt605.4191.8936.791,791.72-111.59-226.28
Issuance of Long Term Debt3,948.4110,106.663,223.336,571.001,921.692,060.00
Reduction of Long Term Debt-3,343.00-10,014.78-3,186.53-4,779.28-2,033.29-2,286.28
Net Financing Active Other Cash Flow1.700.470.28299.80-0.400.62
Other Financing Activities Uses0.000.000.00-0.20-0.400.62
Cash from Financing Activities3.17-3.49-416.171,664.04-180.64-63.94
Exchange Rate Effect-7.40-42.20-71.9490.492.89110.35
Net Change in Cash-775.601,376.74-175.614,077.55-616.971,147.93
Free Cash Flow-735.051,415.66-107.71760.30-429.841,087.61
Price to Free Cash Flow19.3513.4915.2016.2417.9212.29

Revenue breakdown

Corporate Payments2024: 1.22B 2025: 1.64B
Lodging Payments2024: 488.60M 2025: 469.50M
Product and Service, Other2024: 255.30M 2025: 285.10M
Vehicle Payments2024: 2.01B 2025: 2.14B
Brazil2024: 594.30M 2025: 713.30M
Other Countries2024: 759.70M 2025: 968.20M
United Kingdom2024: 542.00M 2025: 642.30M
United States2024: 2.08B 2025: 2.20B
Corporate Payments2024: 1.22B 2025: 1.64B
Lodging Payments2024: 488.59M 2025: 469.54M
Other Operating Segments2024: 255.29M 2025: 285.12M
Vehicle Payments2024: 2.01B 2025: 2.14B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.81%3.6M61.5M483.37K
2026-10-155.54%3.5M63.2M506.81K
2026-09-305.50%3.5M63.2M496.49K
2026-09-154.94%3.1M63.2M581.48K
2026-08-314.33%2.7M63.2M594.03K
2026-08-143.99%2.5M63.1M627.89K
2026-07-314.12%2.6M62.8M622.38K
2026-07-153.96%2.5M62.8M617.62K
2026-06-304.00%2.5M62.8M622.22K
2026-06-155.76%3.6M62.7M559.89K
2026-05-294.88%3.1M62.8M594.37K
2026-05-154.21%2.6M62.8M615.31K
2026-04-304.33%2.8M63.7M687.39K
2026-04-154.10%2.7M65.5M680.65K
2026-03-313.70%2.4M65.6M687.90K
2026-03-133.82%2.5M65.6M666.08K
2026-02-273.57%2.3M65.6M631.14K
2026-02-133.02%2.0M67.4M605.34K
2026-01-303.41%2.3M67.4M587.14K
2026-01-153.25%2.2M67.4M613.33K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call150306.7313.60.004.3190.000.000.979-0.8840.037
call155301.7308.60.004.2010.000.000.978-0.8820.038
call160296.8303.60.004.0870.000.000.977-0.8810.039
call165291.7298.60.003.9600.000.000.977-0.8800.040
call170286.7293.60.003.8690.000.000.976-0.8780.041
call175281.7288.60.003.7630.000.000.975-0.8760.042
call180276.8283.60.003.6650.000.000.974-0.8740.043
call185271.7278.60.003.5530.000.000.974-0.8720.044
call190266.7273.60.003.4580.000.000.973-0.8700.045
call195261.5268.60.003.3780.000.000.972-0.8670.046
call200256.9263.6173.053.2912.000.000.971-0.8650.047
call210247253.62553.1161.000.000.970-0.8590.050
call220237243.60.002.9530.000.000.968-0.8540.052
call230226.9233.62352.7961.000.000.966-0.8480.054
call240217223.62252.6461.000.000.964-0.8410.057
call250206.9214.52152.6371.000.000.962-0.8330.059
call260196.9203.92052.4071.000.000.960-0.8250.062
call270186.9193.70.002.2430.000.000.958-0.8170.065
call280177183.71852.1132.000.000.955-0.8080.068
call290166.8173.744.191.9870.000.000.953-0.7980.071
call300157.1163.7121.391.8632.000.000.950-0.7870.075
call310147.1153.7101.31.7461.000.000.946-0.7760.079
call320137.1143.773.961.6312.000.000.943-0.7640.083
call330126.9133.884.001.5228.000.000.939-0.7510.087
call340116.9123.875.401.41814.000.000.935-0.7370.092
call350106.7113.866.001.30915.000.000.930-0.7210.097
call36097.10103.857.901.20463.000.000.924-0.7050.103
call37087.5093.8089.971.09926.000.000.918-0.6860.110
call38077.5083.8080.070.9958.000.000.910-0.6660.117
call39067.6073.9071.020.89766.005.000.901-0.6430.126
call40057.6063.9039.680.78323.000.000.890-0.6170.136
call41047.4054.6049.000.74132.000.000.876-0.5870.148
call42037.8042.1041.000.46835.002.000.861-0.5400.160
call43027.9032.7037.440.42237.000.000.837-0.4930.178
call44018.8023.9032.500.38717.000.000.750-0.6100.229
call45011.2016.3014.500.35326.000.000.646-0.6880.269
call4606.509.308.300.31918.001.000.514-0.5850.288
call4703.004.604.700.29014.000.000.351-0.4820.268
call4800.055.705.230.4077.000.000.273-0.5660.240
call4900.003.202.650.43513.000.000.193-0.4940.198
call5000.001.703.000.4278.000.000.121-0.3580.146
call5100.003.000.000.4870.000.000.104-0.3580.131
call5200.004.900.850.5627.000.000.093-0.3790.120
put1500.004.900.003.6170.000.00-0.014-0.5060.027
put1550.004.900.003.5180.000.00-0.015-0.5050.028
put1600.004.900.003.4220.000.00-0.015-0.5030.029
put1650.004.902.303.32917.000.00-0.016-0.5020.030
put1700.004.900.003.2400.000.00-0.016-0.5010.030
put1750.004.900.003.1530.000.00-0.017-0.5000.031
put1800.004.900.003.0680.000.00-0.017-0.4980.032
put1850.004.900.002.9860.000.00-0.018-0.4970.033
put1900.004.900.002.9070.000.00-0.018-0.4950.033
put1950.004.900.002.8290.000.00-0.019-0.4930.034
put2000.004.900.002.7530.000.00-0.019-0.4920.035
put2100.004.900.002.6070.000.00-0.020-0.4880.037
put2200.004.900.002.4680.000.00-0.021-0.4840.039
put2300.004.900.002.3360.000.00-0.023-0.4800.040
put2400.004.900.002.2080.000.00-0.024-0.4760.042
put2500.004.903.202.0866.000.00-0.025-0.4710.044
put2600.004.907.801.9681.000.00-0.027-0.4660.047
put2700.004.903.101.8552.000.00-0.028-0.4610.049
put2800.004.903.601.7451.000.00-0.030-0.4550.051
put2900.004.901.601.6391.000.00-0.032-0.4490.054
put3000.004.9013.001.5361.000.00-0.034-0.4430.057
put3100.004.900.501.4361.000.00-0.036-0.4360.060
put3200.004.901.901.5862.000.00-0.057-0.7230.083
put3300.004.903.601.4776.000.00-0.061-0.7100.088
put3400.004.901.901.3772.000.00-0.065-0.6990.092
put3500.004.901.901.2703.000.00-0.070-0.6820.097
put3600.004.901.971.1675.000.00-0.076-0.6650.103
put3700.004.902.701.0674.000.00-0.082-0.6450.110
put3800.004.900.050.9673.001.00-0.090-0.6230.117
put3900.003.400.050.86681.000.00-0.099-0.5990.126
put4000.004.901.190.77015.000.00-0.109-0.5730.136
put4100.004.001.940.66920.000.00-0.123-0.5410.148
put4200.004.903.180.57014.000.00-0.143-0.5110.163
put4300.003.105.240.47111.000.00-0.166-0.4640.181
put4400.055.604.500.4761.000.00-0.250-0.5610.229
put4501.659.408.000.4955.000.00-0.354-0.6370.269
put4605.0010.9011.150.38010.000.00-0.488-0.5340.288
put47011.3015.4015.700.33930.000.00-0.654-0.4260.267
put48018.1024.700.000.4310.000.00-0.727-0.5120.240
put49026.9033.300.000.4620.000.00-0.807-0.4390.198
put50036.6043.3042.800.5500.000.00-0.879-0.3020.145
put51046.5053.500.000.6420.000.00-0.898-0.3050.129
put52056.4063.400.000.7140.000.00-0.907-0.3230.120

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-10-15SCHEDULE 13G/ASEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-254Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-24144Filing for proposed sale of securities under Rule 144.SEC
2026-08-21144Filing for proposed sale of securities under Rule 144.SEC
2026-08-214Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-214Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-20144Filing for proposed sale of securities under Rule 144.SEC
2026-08-20144Filing for proposed sale of securities under Rule 144.SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-19144Filing for proposed sale of securities under Rule 144.SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-144Statement of changes in beneficial ownership of securities2026-08-12SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-12144Filing for proposed sale of securities under Rule 144.SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-06SCHEDULE 13GSEC
2026-08-058-KCurrent report2026-08-05SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-248-KCurrent report2026-07-22SEC
2026-07-174Statement of changes in beneficial ownership of securities2026-07-15SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-15144Filing for proposed sale of securities under Rule 144.SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-02SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-0800113.44M11
2026-070000
2026-060026.78M3
2026-05006.13M3
2026-040000
2026-030000
2026-02001.85M2
2026-010000
2025-122.52M100
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.8.74%
Orbis Allan Gray Ltd8.27%
JPMORGAN CHASE & CO7.29%
VANGUARD CAPITAL MANAGEMENT LLC6.37%
FMR LLC5.42%
STATE STREET CORP4.33%
Boston Partners4.33%
VANGUARD PORTFOLIO MANAGEMENT LLC4.25%
PRICE T ROWE ASSOCIATES INC /MD/3.76%
TIGER GLOBAL MANAGEMENT LLC3.29%

Funds

Fund% owned
Old Westbury Small & Mid Cap Strategies Fund10.04%
CBRE Global Real Estate Income Fund8.99%
REX Drone ETF6.50%
Xtrackers International Real Estate ETF4.96%
Floating Rate Income Fund3.67%
Advent Convertible & Income Fund3.52%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.02%
Pacer Industrial Real Estate ETF 2.64%
Avantis Real Estate ETF2.61%
VANGUARD 500 INDEX FUND2.59%

OakChart. CPAY. Cached 15 minutes.