OakChart

SoFi Technologies Inc

SOFIFinancial·Credit Services·USA·Large·NASD·Nov 11 • 3:59 PM ET

16.27-0.10 (-0.61%)
2026-11-12 00:13 CET
Market cap
21,245.64 USD m
Revenue, TTM
6,113.39 USD m
Net income, TTM
737.86 USD m
Free cash flow, TTM
2,035.64 USD m
EPS diluted, TTM
0.54
P/E
29.94
Compare

Price

SOFI against its 20, 50 and 200-day averages
2050200beat
15.0017.5020.0022.5096.8M193.6MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SOFIclose 16.2720-day 15.8850-day 16.28200-day 17.4116.2752w low

50.3% under the 52-week high of 32.73 on 12 Nov 2025. 52-week low 13.86 on 15 Oct 2026. Last 15 sessions, 24.6% high to low

Volume 0.82× normal · the line is the 50-bar volume average

Profile

SOFI
52-week range, 13% of the way up
13.8632.73

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment offers personal loans, student loans, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services. The company was founded in April 2011 and is headquartered in San Francisco, CA.

IndexRUI
Employees6100
IPONov 30, 2020
Beta2.24
ATR, 14d0.83
Rel volume0.82
Short float17.56%
Insider own1.84%
Inst own51.49%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap21.12B
Enterprise Value21.50B
Income737.86M
Sales6.11B
Book/sh8.71
Cash/sh2.77
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees6100
IPONov 30, 2020

Ratios

P/E29.94
Forward P/E18.62
PEG0.44
P/S3.45
P/B1.87
P/C5.87
P/FCF10.37
EV/EBITDA16.45
EV/Sales3.52
Quick Ratio3.14
Current Ratio3.14
Debt/Eq0.35
LT Debt/Eq0.35
Option/ShortYes / Yes

Earnings

EPS (ttm)0.54
EPS next Y0.87
EPS next Q0.19
EPS this Y55.05%
EPS next Y44.51%
EPS next 5Y41.91%
EPS past 3/5Y- -
Sales past 3/5Y39.35% 44.73%
EPS Y/Y TTM0.62%
Sales Y/Y TTM37.62%
EPS Q/Q64.05%
Sales Q/Q41.86%
EarningsOct 27 BMO
EPS/Sales Surpr.10.91% 9.27%

Ownership

Insider Own1.84%
Insider Trans-0.65%
Inst Own51.49%
Inst Trans-6.97%
ROA1.31%
ROE7.35%
ROIC4.83%
Gross Margin62.35%
Oper. Margin16.63%
Profit Margin12.07%
SMA202.43%
SMA50-0.06%
SMA200-6.56%
Trades-

Technical

Shs Outstand1.30B
Shs Float1.27B
Short Float17.56%
Short Ratio4.60
Short Interest223.67M
52W High32.73 -50.29%
52W Low13.86 17.39%
Volatility6.20% 5.18%
ATR (14)0.83
RSI (14)50.81
Beta2.24
Rel Volume0.82
Avg Volume48.60M
Volume39,880,953

Performance

Perf Week-6.39%
Perf Month6.76%
Perf Quarter-11.72%
Perf Half Y6.27%
Perf YTD-37.85%
Perf Year-47.43%
Perf 3Y134.44%
Perf 5Y-29.17%
Perf 10Y-
Recom2.46
Target Price20.67
Prev Close16.37
Price16.27
Change %-0.61%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 26, 2026InitiatedMMonness Crespi & HardtBuy$20+22.9%
Sep 09, 2026InitiatedLLoop CapitalHold$22+35.2%
Sep 02, 2026InitiatedBScotiabankSector Outperform
Aug 17, 2026InitiatedPPiper SandlerOverweight$22+35.2%
Apr 15, 2026InitiatedAArgusHold
Mar 19, 2026InitiatedWWells FargoEqual Weight$19+16.8%
Feb 09, 2026UpgradeCCitizensMkt Perform → Mkt Outperform$30+84.4%
Feb 03, 2026UpgradeJJP MorganNeutral → Overweight$31+90.5%
Feb 02, 2026ReiteratedNNeedhamBuy$36 → $33+102.8%
Jan 06, 2026ResumedBBofA SecuritiesUnderperform$20.50+26.0%

Peers

Mkt cap
TickerCompanyMkt cap
ALLYAlly Financial Inc11.48B
AFRMAffirm Holdings Inc23.00B
UPSTUpstart Holdings Inc2.03B
COFCapital One Financial Corp118.57B
HOODRobinhood Markets Inc76.16B
HAPNHappen Inc1.81B
PYPLPayPal Holdings Inc49.41B
SYFSynchrony Financial22.43B
NUNu Holdings Ltd59.51B
WLTHWealthfront Corp1.70B

Insider trading

latest 14 of 69
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Keough KelliEVP, GBUL, SIPSOct 20 '26Sale14.7210,203150,215397,870Oct 22 07:50 PM
Keough KelliEVP, GBUL, SIPSSep 21 '26Sale16.9910,203173,310408,073Sep 23 08:12 PM
Rishel JeremyChief Technology OfficerSep 21 '26Sale17.5018,624325,920912,650Sep 23 08:10 PM
Kelli KeoughOfficerSep 21 '26Proposed Sale16.9630,918524,369Sep 21 05:10 PM
Rishel JeremyOfficerSep 21 '26Proposed Sale17.5018,624325,920Sep 21 11:58 AM
Pinto ArunOfficerSep 15 '26Proposed Sale17.2811,838204,549Sep 15 05:08 PM
Rishel JeremyOfficerSep 15 '26Proposed Sale17.2841,750721,398Sep 15 05:02 PM
Lavet Robert SOfficerSep 15 '26Proposed Sale17.2814,414249,060Sep 15 05:00 PM
Keough KelliOfficerSep 15 '26Proposed Sale17.2866,0331,140,984Sep 15 05:00 PM
Schuppenhauer EricOfficerSep 15 '26Proposed Sale17.282,75747,638Sep 15 04:51 PM
Keough KelliEVP, GBUL, SIPSAug 20 '26Sale18.0011,286203,184356,442Aug 24 06:26 PM
Schuppenhauer EricOfficerAug 18 '26Proposed Sale18.0023,720427,007Aug 18 03:30 PM
Pinto ArunOfficerAug 18 '26Proposed Sale18.0025,118452,174Aug 18 03:23 PM
Keough KelliEVP, GBUL, SIPSJul 20 '26Sale17.1910,954188,290367,728Jul 21 06:29 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBKVanguard Morningstar Small-Cap Growth ETFAUM: 22.34B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWRiShares Russell Mid-Cap ETFAUM: 58.68B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.14B
ARKEARK DIET Q3 Buffer ETFAUM: 1.45M
ARKKARK Innovation ETFAUM: 5.97B
IWDiShares Russell 1000 Value Index FundAUM: 84.71B
SCHGSchwab U.S. Large-Cap Growth ETFAUM: 61.01B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.1800.1620.1801,3711,25524
2026Q22026-07-290.1200.1080.1161,2061,11518
2026Q12026-04-290.1200.1190.1211,0871,04819
2025Q42026-01-300.1300.1150.1291,013977.4217
2025Q32025-10-280.1100.0830.108949.63888.9117
2025Q22025-07-290.0800.0610.083858.23804.2519
2025Q12025-04-290.0600.0330.060770.72738.9814
2024Q42025-01-270.2900.0360.301739.11674.6215
2024Q32024-10-290.0500.0410.053689.45631.616
2024Q22024-07-300.0100.0050.008596.97565.1914
2024Q12024-04-290.0200.0070.022580.65557.7313
2023Q42024-01-290.0200.0040.037594.25572.0218
2023Q32023-10-30-0.290-0.079-0.291530.72511.3714
2023Q22023-07-31-0.060-0.066-0.062488.82473.9415
2023Q12023-05-01-0.050-0.080-0.048460.16440.5712
2022Q42023-01-30-0.050-0.094-0.054443.42425.6211

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY---4.296565.5-
2021FY-1.000-1.064-0.9961,0101,010
2022FY-0.400-0.427-0.4011,5401,524
2023FY-0.360-0.389-0.3612,0742,060
2024FY0.3900.1210.3952,6062,544
2025FY0.3900.3660.3903,5913,558
2026FY-0.605--5,036
2027FY-0.874--6,389
2028FY-1.115--7,765
2029FY-1.577--9,308

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-02151401,3881,3161,465
2026Q4S2026-10-28151301,3831,3111,465
2026Q4S2026-10-27151201,3761,2781,465
2026Q4S2026-10-2516201,3141,2641,362
2026Q4S2026-10-2216301,3141,2641,362
2026Q4S2026-10-1816301,3141,2641,362
2026Q4S2026-10-1416401,3141,2641,362
2026Q4S2026-10-1316311,3091,2501,362
2026Q4S2026-10-1216311,3101,2501,362
2026Q4S2026-10-0916911,3101,2501,362
2026Q4S2026-10-0815911,3091,2501,362
2026Q4S2026-10-0215911,3081,2501,362
2026Q4S2026-09-2815811,3071,2501,362
2026Q4S2026-09-2515811,3071,2501,362

Estimate history

EPS, annual0-2.508-2.62-4.296-0.996-0.401-0.3610.3950.3860.5435
Period201720182019202020212022202320242025TTM
EPS, quarterly0.0530.3010.060.0830.1080.1290.1210.1160.178
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual824.626599.953721.018751.1381087.6481762.812912.1163766.1954769.5976113.39
Period201720182019202020212022202320242025TTM
Sales, quarterly989.4851007.8931036.8451129.5121268.0471335.1931408.3761571.0091798.81
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual100.625100.625100.625115.084828.154933.896975.8621095.3581270.5691296.617
Period201720182019202020212022202320242025MRQ
Shares, quarterly1084.1371095.3581104.1041113.4431204.571270.5691281.4091290.3121296.617
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue6,113.394,769.603,766.202,912.121,762.811,087.65751.14721.02599.95
Total Expenses5,096.714,102.193,372.112,177.231,893.171,467.99896.53682.26522.76
Operating Income1,016.68667.40394.09734.89-130.36-380.35-145.4038.7677.20
Unusual Expense0.000.000.00247.170.000.000.000.000.00
Net Income Before Taxes907.02525.86233.34-301.16-318.72-481.18-328.52-239.60-253.36
Income Taxes169.1644.54-265.32-0.421.692.76-104.470.10-0.96
Consolidated Net Income737.86481.32498.67-300.74-320.41-483.94-224.05-239.70-252.40
Net Income From Continuing Operations737.86481.32498.67-300.74-320.41-483.94-224.05-239.70-252.40
Net Income737.86481.32479.14-341.17-360.83-524.36-317.25-263.62-252.40
EPS (Recurring)0.540.390.39-0.18-0.40-1.00-4.30-2.62-2.51
EPS (Basic, Before Extraordinaries)0.580.420.46-0.36-0.40-1.00-4.30-2.62-2.51
EPS (Diluted)0.540.390.39-0.36-0.40-1.00-4.30-2.62-2.51
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense227.79207.03194.46214.26241.74174.4872.91--
Price To Earnings Ratio30.1230.12130.18------
Price To Sales Ratio3.496.874.503.232.367.661.22--
Gross Margin62.3561.0557.6362.4650.5641.4739.7761.2066.81
Operating Margin16.6313.9910.4625.24-7.40-34.97-19.365.3812.87
Net Margin12.0710.0912.72-11.72-20.47-48.21-42.24-36.56-42.07
Shares Outstanding1,296.621,270.571,095.36975.86933.90828.15115.08100.62100.62
Market Capitalization21,245.6421,245.6416,711.319,539.494,277.7912,757.361,251.781,253.79-

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue1,798.811,571.011,408.381,335.191,268.051,129.511,036.851,007.89
Total Expenses1,443.611,334.831,188.051,130.231,077.95975.98917.38912.80
Operating Income355.20236.18220.33204.96190.10153.53119.4795.10
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes317.83204.31199.55185.33148.55112.1979.7859.92
Income Taxes76.8447.7232.8211.789.1614.938.67-272.55
Consolidated Net Income240.99156.59166.73173.55139.3997.2671.12332.47
Net Income From Continuing Operations240.99156.59166.73173.55139.3997.2671.12332.47
Net Income240.99156.59166.73173.55139.3997.2671.12332.47
EPS (Recurring)0.180.120.120.130.110.080.060.30
EPS (Basic, Before Extraordinaries)0.190.120.130.140.120.090.060.31
EPS (Diluted)0.180.120.120.130.110.080.060.30
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense56.0060.7256.8954.1852.5149.9750.3752.43
Price To Earnings Ratio30.1240.6741.7947.4753.2943.2730.44130.18
Price To Sales Ratio3.494.344.267.397.685.173.544.71
Gross Margin62.9062.2162.6661.4361.7161.0159.8658.30
Operating Margin19.7515.0315.6415.3514.9913.5911.529.44
Net Margin13.409.9711.8413.0010.998.616.8632.99
Shares Outstanding1,296.621,290.311,281.411,270.571,204.571,113.441,104.101,095.36
Market Capitalization21,245.6422,999.5320,251.1332,998.5831,318.0020,128.6112,752.7616,711.31

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments5,357.172,764.154,155.621,942.88778.981,323.43690.21537.00-
Short Term Receivables56.1561.5760.4761.2333.7559.1221.327.85-
Investment Securities0.000.000.000.000.000.000.000.00-
Securities In Custody0.000.000.000.000.000.000.000.00-
Investments40,673.7229,658.5723,121.1714,189.756,633.385,392.536,041.917,668.44-
Investment in Unconsolidated Affiliates0.000.000.000.0019.74107.53104.05101.52-
Net Property, Plant & Equipment510.39369.09306.54267.24227.06198.35161.0021.92-
Other Intangible Assets4,063.043,397.582,431.062,546.581,483.411,482.54270.68213.19-
Total Assets50,660.4836,250.9530,074.8619,007.679,176.338,563.507,289.168,549.93-
Total Customer Deposits37,505.3925,978.2018,620.667,342.30-----
Total Debt2,090.313,295.425,362.635,634.374,194.635,071.715,084.906,646.37-
Long Term Debt2,062.483,268.725,337.135,122.294,171.394,958.105,084.906,618.17-
Provision for Risks Charges0.000.000.000.000.000.000.000.00-
Deferred Tax Liabilities21.4320.16-------
Other Liabilities553.85432.03536.58502.53283.99438.22103.5981.43-
Total Liabilities40,170.9829,725.8224,519.8713,479.204,478.625,509.935,188.496,727.80-
Preferred Stock - Carrying Value0.000.00320.37320.37320.373,173.692,439.731,890.55-
Common Equity10,489.506,525.135,234.615,208.104,377.33-120.11-339.06-68.42-
Total Shareholders Equity10,489.506,525.135,554.995,528.484,697.703,053.572,100.671,822.13-
Accumulated Minority Interest0.000.000.000.000.000.000.000.00-
Total Equity10,489.506,525.135,554.995,528.484,697.703,053.572,100.671,822.13-
Total Liabilities & Stockholders Equity50,660.4836,250.9530,074.8619,007.679,176.338,563.507,289.168,549.93-
Book Value Per Share8.265.965.365.585.29-1.04-3.37-0.68-
Tangible Book Value Per Share6.984.413.563.373.86-11.94-3.64-0.98-
Full-Time Employees6,1005,0004,4004,2002,5002,182---
Price to Book Ratio1.882.731.890.832.991.6162,300.00--
Return on Assets1.111.50-1.23-2.27-5.46-2.83-3.03--
Return on Equity5.668.26-5.43-6.27-12.49-8.69-12.22--
Return on Invested Capital3.835.09-2.76-3.01-5.46-2.80-3.34-2.99-
Quick Ratio42.9016.937.561.992.652.496.784.97-
Current Ratio42.9016.937.561.992.652.496.784.97-

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,710.63693.00493.05406.04239.71-4.90-82.00-124.77-204.86
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital662.16832.44776.54145.83-32.09-36.98118.42-54.73-0.74
Cash from Operating Activities2,372.801,525.431,269.60551.87207.62-41.8936.41-179.50-205.60
Capital Expenditures-337.16-251.12-163.62-121.19-103.73-52.26-24.55-37.59-13.73
Net Assets From Acquisitions-65.040.000.00-72.300.000.00-32.390.000.00
Sale of Fixed Assets and Businesses0.000.000.000.0058.540.000.000.000.00
Purchase or Sale of Investments-22,188.82-11,738.86-7,724.36-9,475.38-7,350.89-1,162.57-192.22286.271,230.36
Purchase of Investments-24,310.44-13,322.98-8,801.08-10,008.49-7,508.45-13,779.23-10,465.70-3.61-100.40
Sale Or Maturity of Investments2,121.621,584.121,076.72533.11157.5612,616.6610,273.48289.881,330.76
Other Uses0.000.000.000.00-173.730.00-7.64-9.050.00
Other Sources0.000.000.000.000.0016.690.000.000.00
Cash from Investing Activities-22,983.63-11,989.98-7,210.39-9,668.87-7,569.81-1,198.14-256.80239.631,216.63
Cash Dividends Paid0.000.00-16.50-40.42-40.42-323.29-40.54-23.920.00
Change in Capital Stock1,612.863,215.51-301.991.152.615.91373.58570.492.58
Repurchase of Common Pref Stock1.620.00-323.400.000.00-114.29-0.04-8.800.00
Sale of Common Pref Stock1,611.243,215.5121.411.152.61120.20373.62579.292.58
Proceedsfrom Stock Options1,583.743,208.570.001.152.6125.15373.62571.450.00
Issuance or Reduction of Debt, Net-707.30-1,286.71-1,483.10-291.721,333.31-917.84508.45-388.56-954.22
Change in Long Term Debt-1,271.51-1,286.71-1,483.10-291.721,333.31-917.84508.45-388.56-954.22
Issuance of Long Term Debt--852.87508.651,850.169,511.8510,217.9312,437.5213,680.19
Reduction of Long Term Debt-1,271.51-1,286.71-2,335.97-800.37-516.85-10,429.69-9,709.48-12,826.08-14,634.42
Net Financing Active Other Cash Flow17,709.3511,183.526,851.4111,216.607,143.991,920.2612.25-64.92-3.15
Other Financing Activities Uses-59.40-64.99-113.25-15.30-8.98-69.59-31.26-79.41-3.15
Cash from Financing Activities20,463.4213,112.315,034.5810,885.608,439.49684.99853.7593.08-954.79
Exchange Rate Effect-0.26-0.350.000.680.570.05-0.14-0.010.02
Net Change in Cash-147.672,647.41-906.221,769.281,077.87-554.99633.22153.2056.25
Free Cash Flow2,035.641,274.321,105.98430.68103.88-94.1511.87-217.09-219.33
Preferred Dividends (Cash Flow)-0.00-16.50-40.42-40.42-40.43-40.54-23.920.00
Price to Free Cash Flow10.4925.7215.5724.0965.45----

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments3,598.783,565.563,761.255,357.173,752.632,720.77
Short Term Receivables63.6659.8962.1856.1575.4370.10
Investments58,767.9352,387.0845,557.9040,673.7237,413.7434,586.76
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment661.47582.86537.34510.39466.05431.97
Other Intangible Assets4,674.934,352.153,779.584,063.043,585.603,302.57
Total Assets67,766.7860,947.5553,698.2650,660.4845,293.4541,112.17
Total Customer Deposits51,325.0245,543.1640,242.7037,505.3932,946.4029,540.67
Total Debt3,979.413,405.141,914.701,921.872,807.484,034.62
Long Term Debt3,979.413,405.141,914.701,921.872,807.484,034.62
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities1,167.21923.02729.26743.72759.61676.29
Total Liabilities56,471.6449,871.3242,886.6740,170.9836,513.4934,251.59
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity11,295.1411,076.2310,811.5910,489.508,779.966,860.58
Total Shareholders Equity11,295.1411,076.2310,811.5910,489.508,779.966,860.58
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity11,295.1411,076.2310,811.5910,489.508,779.966,860.58
Total Liabilities & Stockholders Equity67,766.7860,947.5553,698.2650,660.4845,293.4541,112.17
Book Value Per Share8.718.588.448.267.296.16
Tangible Book Value Per Share7.457.307.186.985.934.67
Full-Time Employees---6,100--
Price to Book Ratio1.882.131.923.594.293.01
Return on Assets1.311.251.261.111.611.52
Return on Equity7.357.096.605.668.598.80
Return on Invested Capital1.581.081.311.401.200.89
Quick Ratio3.143.935.247.285.044.52
Current Ratio3.143.935.247.285.044.52

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations779.88403.56303.67223.52240.00107.88
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital6,829.73-6,728.10-184.57745.10-167.06-1.58
Cash from Operating Activities7,609.62-6,324.54119.10968.6272.94106.30
Capital Expenditures-103.02-97.64-68.78-67.72-63.16-65.99
Net Assets From Acquisitions-0.14-64.900.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-13,595.54-234.23-4,759.65-3,599.40-3,167.72-3,229.69
Purchase of Investments-13,777.45-445.84-5,557.88-4,529.28-3,341.07-3,576.64
Sale Or Maturity of Investments181.91211.61798.23929.87173.34346.96
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-13,698.70-396.77-4,828.43-4,059.73-2,838.28-3,295.68
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.2924.5689.641,498.371,716.340.60
Repurchase of Common Pref Stock0.000.12-0.121.62-1.620.00
Sale of Common Pref Stock0.2924.4589.751,496.751,717.960.60
Proceedsfrom Stock Options0.00-0.1287.391,496.461,712.110.00
Issuance or Reduction of Debt, Net560.45-3.26-3.41-1,261.09-1,232.0926.88
Change in Long Term Debt560.45-3.26-3.41-1,261.09-1,232.0926.88
Issuance of Long Term Debt564.21----1,229.00-
Reduction of Long Term Debt-3.76-3.26-3.41-1,261.09-3.0926.88
Net Financing Active Other Cash Flow5,561.825,016.863,028.604,102.073,324.922,281.54
Other Financing Activities Uses-4.29-4.08-5.89-45.14-9.96-4.30
Cash from Financing Activities6,122.566,525.553,114.584,700.733,797.413,188.41
Exchange Rate Effect-0.260.07-0.770.70-0.23-0.56
Net Change in Cash33.22-195.69-1,595.521,610.331,031.84-1.53
Free Cash Flow7,506.60-6,422.1850.32900.909.7840.31
Price to Free Cash Flow10.49-21.8527.6522.4114.10

Revenue breakdown

Brokerage2024: 21.49M 2025: 39.67M
Financial Service, Other2024: 2.80M 2025: 12.14M
Interchange2024: 66.83M 2025: 114.32M
Referrals, Loan Platform2024: 52.13M 2025: 79.99M
Referrals, Other2024: 8.20M 2025: 12.45M
Technology Platform, Other2024: 5.49M 2025: 5.07M
Technology Services2024: 346.19M 2025: 355.72M
United States2024: 503.12M 2025: 619.35M
Financial Services2024: 151.45M 2025: 258.56M
Technology Platform2024: 351.68M 2025: 360.79M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3017.56%223.7M1274.0M48.88M
2026-10-1517.32%219.6M1267.8M54.09M
2026-09-3016.95%214.9M1267.8M59.93M
2026-09-1514.91%189.0M1267.8M66.43M
2026-08-3114.00%177.5M1268.1M72.68M
2026-08-1413.60%172.5M1268.2M77.27M
2026-07-3115.04%190.8M1268.2M79.22M
2026-07-1514.76%186.0M1259.5M76.38M
2026-06-3014.93%188.1M1259.5M70.93M
2026-06-1515.57%195.8M1257.2M67.98M
2026-05-2914.78%186.1M1259.4M66.51M
2026-05-1513.74%173.0M1259.3M66.20M
2026-04-3012.78%160.9M1259.6M67.16M
2026-04-1512.64%158.2M1252.2M63.46M
2026-03-3113.20%165.3M1251.8M64.38M
2026-03-1311.16%139.7M1251.8M57.25M
2026-02-2710.26%128.4M1251.8M56.30M
2026-02-139.84%123.2M1251.8M56.76M
2026-01-309.35%115.7M1237.5M59.27M
2026-01-159.19%113.7M1237.5M63.70M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call5.0011.1511.4511.4510.86412.003.000.996-0.0240.000
call9.007.157.457.565.91615.006.000.993-0.0230.000
call10.006.156.456.455.03214.004.000.992-0.0220.000
call11.005.155.455.554.2242074.000.990-0.0220.000
call11.504.654.955.053.8421026.000.989-0.0210.000
call12.004.204.454.553.47218612.000.988-0.0210.000
call12.503.653.954.003.11317115.000.986-0.0200.000
call13.003.203.453.572.76250418.000.984-0.0200.000
call13.502.732.922.932.32919931.000.982-0.0190.001
call14.002.202.432.352.0371,78245.000.979-0.0190.001
call14.501.661.932.091.7011,2659.000.974-0.0180.001
call15.001.241.441.391.3921,2811120.928-0.0360.002
call15.500.800.930.880.9793,0314540.835-0.0580.003
call16.000.420.450.450.7138,8122,1190.652-0.0770.004
call16.500.170.190.190.6479,31110,6620.385-0.0750.004
call17.000.060.070.060.64930,12014,0930.175-0.0520.003
call17.500.020.030.030.72023,0826,7840.089-0.0380.002
call18.000.010.020.010.84923,0114,7950.050-0.0280.001
call18.500.000.010.010.9138,1614040.026-0.0170.001
call19.000.000.010.011.06910,9912270.022-0.0180.001
call19.500.000.010.011.2172,96017.000.020-0.0190.001
call20.000.000.010.011.3584,36515.000.018-0.0190.001
call20.500.000.010.011.4941,6260.000.017-0.0200.000
call21.000.000.010.011.6231,6601.000.016-0.0200.000
call21.500.000.010.011.7512834.000.015-0.0200.000
call22.000.000.010.011.8705210.000.014-0.0210.000
call23.000.000.010.012.1024340.000.012-0.0210.000
call24.000.000.010.012.1671880.000.012-0.0200.000
call25.000.000.010.012.52641.001.000.011-0.0220.000
call26.000.000.020.012.7201.000.000.010-0.0230.000
call27.000.000.030.032.90939.001.000.009-0.0230.000
call28.000.000.010.013.0870.002.000.009-0.0230.000
call29.000.000.010.013.2012.001.000.009-0.0240.000
call30.000.000.010.013.41536.000.000.008-0.0240.000
call31.000.000.010.013.3911.000.000.008-0.0230.000
call32.000.000.010.013.50813.000.000.008-0.0230.000
call33.000.000.010.013.8742.000.000.007-0.0250.000
put5.000.000.010.016.8031.001.00-0.004-0.0230.000
put9.000.000.010.013.5781000.00-0.007-0.0210.000
put10.000.000.040.012.98684.000.00-0.008-0.0210.000
put11.000.000.040.012.4613620.00-0.010-0.0200.000
put11.500.000.010.012.2111,442148-0.011-0.0200.000
put12.000.000.040.011.9691,0442.00-0.012-0.0200.000
put12.500.000.010.011.7351,0431.00-0.014-0.0190.000
put13.000.000.010.011.5082,6736.00-0.016-0.0190.000
put13.500.000.010.011.2863,14310.00-0.018-0.0180.001
put14.000.000.010.011.06814,08443.00-0.021-0.0170.001
put14.500.000.010.010.8526,386783-0.026-0.0160.001
put15.000.010.020.020.7318,228782-0.072-0.0350.002
put15.500.040.050.040.63210,5133,734-0.165-0.0560.003
put16.000.160.170.170.6048,5775,785-0.348-0.0750.004
put16.500.400.420.420.5873,5523,811-0.615-0.0740.004
put17.000.740.830.810.6273,361536-0.825-0.0500.003
put17.501.171.301.190.9211,755167-0.911-0.0360.002
put18.001.621.821.651.23952879.00-0.950-0.0260.001
put18.502.082.372.161.6642205.00-0.974-0.0150.001
put19.002.582.872.581.88923247.00-0.978-0.0160.001
put19.503.053.352.952.0151456.00-0.980-0.0160.001
put20.003.553.903.632.42790.0022.00-0.982-0.0170.001
put20.504.054.403.952.62324.007.00-0.983-0.0170.000
put21.004.554.904.452.81130.009.00-0.984-0.0180.000
put21.505.055.404.952.9905.006.00-0.985-0.0180.000
put22.005.555.905.453.1624.005.00-0.986-0.0180.000
put23.006.556.856.053.2230.000.00-0.988-0.0190.000
put24.007.557.858.003.5141.000.00-0.989-0.0190.000
put25.008.558.850.003.7870.000.00-0.989-0.0200.000
put26.009.559.858.954.0450.000.00-0.990-0.0200.000
put27.0010.5510.850.004.2880.000.00-0.991-0.0200.000
put28.0011.5511.850.004.5200.000.00-0.991-0.0200.000
put29.0012.5512.850.004.7410.000.00-0.991-0.0210.000
put30.0013.5513.850.004.9510.000.00-0.992-0.0210.000
put31.0014.5514.850.005.1530.000.00-0.992-0.0210.000
put32.0015.5515.8515.495.3460.007.00-0.992-0.0210.000
put33.0016.5516.8516.445.5310.007.00-0.993-0.0210.000

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-10-19SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-09-234Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-234Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-21144Filing for proposed sale of securities under Rule 144.SEC
2026-09-21144Filing for proposed sale of securities under Rule 144.SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-298-KCurrent report2026-07-29SEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-14SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000150.21K1
2026-0900499.23K2
2026-0800203.18K1
2026-0700188.29K1
2026-06250.79K12.03M3
2026-05498.55K2155.92K1
2026-0400187.55K1
2026-031.50M21.82M2
2026-02204.87K22.10M2
2026-0100243.80K1
2025-12002.70M2
2025-11001.42M2

Institutional holders

Manager% owned
BlackRock, Inc.5.65%
VANGUARD CAPITAL MANAGEMENT LLC4.52%
VANGUARD PORTFOLIO MANAGEMENT LLC3.96%
GOLDMAN SACHS GROUP INC2.74%
UBS Group AG2.31%
STATE STREET CORP2.24%
GEODE CAPITAL MANAGEMENT, LLC1.79%
MORGAN STANLEY1.52%
D. E. Shaw & Co., Inc.1.15%
NORGES BANK1.06%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
VANGUARD SMALL-CAP INDEX FUND2.29%
iShares Convertible Bond ETF1.43%
VANGUARD SMALL-CAP GROWTH INDEX FUND1.32%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
State Street(R) SPDR(R) Bloomberg Convertible Securities ETF1.01%
Lord Abbett Convertible Fund0.74%
Virtus Income & Growth Fund0.60%
Virtus Convertible Fund0.57%
Fidelity Extended Market Index Fund0.49%

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